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*Starting Plan price mentioned on the website are for self customer with age 30 and Sum Insured 5 LAKH.

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Health Insurance for Travellers

• Basics Of Health Insurance
• Published on: 03-10-2023

Introduction:

Travelling is one of the most exciting and enriching experiences in life. It opens up a world of possibilities. It offers a chance to immerse oneself in new cultures and explore unfamiliar territories. However, the thrill of travelling is often accompanied by various risks. These include the risk of falling ill or getting injured. These unfortunate events can be emotionally and financially draining, especially when one is travelling abroad.

That's why having adequate health insurance for travellers is crucial. This ensures that you're prepared for the unexpected and can focus on enjoying your travels with peace of mind. In this article, we'll dive deep into the importance of health insurance for travellers. We will also explore what you should consider when choosing a plan.

Protection against medical emergencies

Travelling to a new place exposes you to new environments and sometimes new diseases. Even the most careful traveller can fall sick or get injured while on their journey. In such cases, medical bills can add up quickly. You may also end up spending a significant amount of money on healthcare. Having a health insurance plan for travellers protects against such medical emergencies. It ensures that you have access to quality healthcare without worrying about the financial burden.

Peace of mind

Travelling to unfamiliar destinations can be a nerve-wracking experience. The thought of unexpected health issues can add to the stress. Therefore, it is crucial to have comprehensive health insurance for travellers. This ensures peace of mind. It also allows for complete immersion in the travel experience. Being aware that you are covered in the event of a medical emergency enables you to relax and enjoy your travels without any worry.

Coverage for pre-existing medical conditions

For individuals with pre-existing medical conditions, obtaining travel health insurance that covers such conditions is of utmost importance. The cost of medical treatment can add up quickly. Without adequate coverage, the financial burden can be overwhelming. When choosing a plan, it is essential to scrutinize the coverage details and carefully evaluate whether the plan offers coverage for pre-existing conditions, as some plans may exclude these conditions or charge higher premiums.

Assistance with medical evacuation

When travelling, a medical emergency requiring evacuation can be a stressful and expensive ordeal. This is where having health insurance for travellers can provide valuable assistance in arranging and paying for the necessary medical evacuation.

The cost of medical evacuation can be steep, and without insurance coverage, travellers may face significant financial burdens. By having travel health insurance, travellers can have peace of mind knowing that they are covered in the event of a medical emergency and can avoid the stress of worrying about the financial implications of a medical evacuation.

Coverage for adventure sports

If you're planning to indulge in adventure sports like bungee jumping, paragliding, or scuba diving, it's essential to have health insurance that covers such activities. Adventure sports can be risky. Injuries sustained during these activities can be severe. Having coverage for adventure sports ensures that you're protected against any medical emergencies that may arise from these activities.?

Access to quality healthcare

When travelling to a new place, it's challenging to know which healthcare facilities are reliable and offers quality healthcare. Having health insurance for travellers ensures that you have access to quality healthcare facilities, and you don't have to worry about the quality of care you receive. Many health insurance plans for travellers offer a network of healthcare providers, and you can choose a facility from this network for your medical needs.

Covers trip cancellations and interruptions

In addition to medical emergencies, health insurance for travellers can also cover trip cancellations and interruptions due to unforeseen circumstances such as inclement weather, natural disasters, or terrorist attacks. Having coverage for trip cancellations and interruptions can provide financial protection against the expenses incurred due to the disruption of your travel plans.

24/7 assistance services

Many health insurance plans for travellers offer 24/7 assistance services. These can help you in case of a medical emergency. These services can assist with finding a healthcare provider, arranging medical evacuation, and providing translation services. Having access to such services can be invaluable when travelling to a new place.

Cost-effective

Many travellers avoid purchasing health insurance due to the additional cost involved. However, health insurance for travellers is cost-effective in the long run. It provides financial protection against unexpected medical emergencies. In comparison, paying out of pocket for medical treatment can be significantly more expensive, especially in foreign countries where healthcare costs are often higher.

Required for visa applications

In some countries, having health insurance coverage is mandatory for visitors to obtain a visa. Thus, having travel health insurance is not only necessary for financial protection and ensuring your well-being but also for fulfilling visa requirements. Failing to have the required coverage may result in visa rejection or even deportation. Therefore, it is crucial to research the visa requirements of your destination country and obtain appropriate health insurance coverage to avoid any legal or financial consequences during your travels.

Different types of plans are available

When it comes to health insurance for travellers, there are different types of plans available to suit individual needs. Some plans offer comprehensive coverage, including medical emergencies, trip cancellations, and interruptions, while others offer coverage for specific types of medical emergencies, such as accidents or illnesses. Therefore, it's crucial to evaluate your individual needs and choose a plan that offers the coverage you require.

Travelling is an exciting experience, but it's essential to be prepared for the unexpected. Having health insurance for travellers provides financial protection against unforeseen medical emergencies, trip cancellations, and interruptions. It also offers peace of mind and access to quality healthcare, making your travels safer and stress-free. With different types of plans available, it's essential to choose a plan that suits your individual needs and provides adequate coverage. So, before embarking on your next trip, make sure you have health insurance coverage and enjoy your travels with peace of mind. And Aditya Birla Health Insurance provides everything to help you make the right decision when it comes to health insurance. Visit the website now!

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• 4. According to Regulation 3(d), 3(f) & 3(g) of Insurance Regulatory and Development Authority (IRDA) (Manner of Receipt of Premium) Regulations, 2002, the premium to be paid by any person proposing to take an insurance policy (hereinafter referred to as the proposer) or by the policyholder to an insurer may be made through credit/debit card held in his name, Internet or E-Transfer.
• 5. As per Anti-Money Laundering / Counter Financing of Terrorism (AML/CFT) guidelines issued by IRDA for general insurance companies are required to carry out Know Your Customer (KYC) norms at the settlement stage where Claim payout /premium refund crosses a threshold of Rs. 1 lakh per claim /premium refund.
• 6. Insurance Company may, at its sole discretion, call for any document before issuance of a policy or for processing the application of Claim settlements /premium refund.

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• Activ One NXT New Max Protection HealthReturns™ + No Capping on Medical Expenses + Super Reload ₹5,630*/annum View Details
• Activ Fit Max Protection Health Insurance + Health Benefits + Rewards ₹6,863*/annum View Details
• Activ Care Classic Parent Care Health Insurance for Parents ₹28,373*/annum View Details
• Activ Assure Diamond + Super Health Top Up Max Protection 1 Crore Cover + Health insurance + Health benefit ₹11,746*/annum View Details
• Activ Health Platinum Enhanced Max Protection Health Insurance + Wellness Benefit + Chronic Care ₹8,215*/annum View Details

*Starting Plan price mentioned on the website are for self customer with age 30 and Sum Insured 5 LAKH.

#5% discount from 4th policy year to 7th policy year. 10% discount from 8th policy onwards, will be available at renewal.

• Personal Accident Health insurance for cover against accidents ₹212*/annum View Details
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• 2. Any Document required by the Company before issuance of a policy or for processing application or Claim settlement or premium refund shall be provided by me to the Company.
• 3. I hereby confirm that all premiums have been/will be paid from genuine sources and no premiums have been/will be paid out of proceeds of crime related to any of the scheduled offences listed in Prevention of Money Laundering Act, 2002. I understand that the Insurance Company has the right to call for documents to establish sources of funds. The insurance company has right to cancel the insurance contract in case I am/ have been found guilty by any competent court of law under any of the statutes, directly or indirectly governing the prevention of money laundering in India.
• 4. According to Regulation 3(d), 3(f) & 3(g) of Insurance Regulatory and Development Authority (IRDA) (Manner of Receipt of Premium) Regulations, 2002, the premium to be paid by any person proposing to take an insurance policy (hereinafter referred to as the proposer) or by the policyholder to an insurer may be made through credit/debit card held in his name, Internet or E-Transfer.
• 5. As per Anti-Money Laundering / Counter Financing of Terrorism (AML/CFT) guidelines issued by IRDA for general insurance companies are required to carry out Know Your Customer (KYC) norms at the settlement stage where Claim payout /premium refund crosses a threshold of Rs. 1 lakh per claim /premium refund.
• 6. Insurance Company may, at its sole discretion, call for any document before issuance of a policy or for processing the application of Claim settlements /premium refund.

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" To actively contribute to the social and economic development of the communities in which we operate. In sync with the UN SDGs our endeavour is to lift the burden of poverty weighing down the underserved and foster inclusive growth. In doing so, build a better, sustainable way of life for the weaker and marginalised sections of society.

Mrs. rajashree birla.

" Being a force for good, is the vibrant undercurrent, streaming through our CSR engagements. A passion and a calling that courses through the veins of our teams at ABFRL. The entire fabric is stitched, with the threads of humanity, compassion and the joyful willingness to give. And as our icon and mentor, Mrs. Rajashree Birla cajoles us all “to think beyond yourself

Dr. pragnya ram.

Mrs. Rajashree Birla

is an exemplar in the area of community initiatives and rural development.She spearheads the Aditya Birla Centre for Community Initiatives and Rural Development, the Group’s apex body responsible for development projects. Mrs. Birla oversees the Group’s social and welfare driven work across its companies. Mrs. Birla is the Chairperson of the FICCI – Aditya Birla CSR Centre for Excellence, Habitat for Humanity (India) and is on the Board of the Asia Pacific Committee as well as Habitat’s Global Committee.

CSR Mission

“Weaving benefits for our future” To make a meaningful impact on the lives of individuals in communities around us by developing model villages through our focus on Education, Health & Sanitation, Water & Watershed, Digitalization and Skill Development. To facilitate a culture of caring in the organization through employee volunteering.

• School Transformation Project - Panvel
• Kasturba Gandhi Balika Vidyalayas (KGBV)

Gyanarjan is a value addition program for rural girl students in Karnataka studying in the 10th -12th standards. The project aims to improve the overall academic performance of rural girl students who are from underprivileged families through imparting quality coaching and guidance for X to XII Std., and preparing them for NEET / CET exams. Under this intervention, special coaching classes, monthly tests, and special preparation sessions for competitive exams such as CET /NEET are conducted.

ABFRL signed an MoU with the Panvel Municipal Corporation (PMC) to transform 11 Panvel Primary Municipal Corporation Schools by improving the quality of education and health of the students. Through the programme, ABFRL aims to create a nurturing environment for young students, while providing age appropriate academic skills.

An initiative under ‘Sarva Shiksha Abhiyan’, the KGBV schools motivate underprivileged girls from rural regions to continue their education. Through the Aditya Birla Fashion and Retail Jan Kalyan Trust (ABFRLJKT), we support 5 KGBV schools in Karnataka and Tamil Nadu. We also, organise Special Coaching classes for the core subjects.

Health & Sanitation

• Solid Waste Management
• School Health Camp
• Cancer Camps
• Yoga Training Programme

The semi urban villages are overpopulated and many people from low socio-economic background are forced to live in unsafe and unhygienic environment in the villages. To make two such villages Marsur & Billawaradahalli clean and healthy, we provided two e-trolleys for garbage collection at household level under waste management project. This benefits 3,500 community members.

We organised health camps in 8 government schools. BMI measurements were taken for all the children and awareness on following hygienic practices for good health was provided. ENT check-up was also conducted. 948 students benefited through these camps.

Cancer awareness is worryingly low in India, especially among rural women. Cervical cancer is the second most common cancer in India in women; accounting for 18.3% of all cancer cases in women. Evidence shows it is more common among the lower economic strata. The lack of awareness about the disease compounded by limited access to prevention and treatment facilities, makes this a grim situation. Our aim is to sensitise women by organising cancer camps and awareness programmes on how to detect cancer and the treatment options available. Throughout the financial year 2023, a total of 8 cancer awareness and screening camps were conducted, which benefitted 584 women. Out of these 206 women underwent Pap test, and fortunately, there were no cases of cancer detected.

We organised All Round Training in Excellence (ART Excel) programme, in collaboration with International Association for Human Values (IAHV), at five Government schools. Focusing on Yoga, the programme benefitted 459 children.

The ART Excel programme connects with children in a fun and light atmosphere through simple exercises, activities and games that encourage:

• Creativity and learning
• Valuable lessons in sharing, working together, conflict resolution & playing in harmony and developing a sense of belonging with others
• Self-expression and becoming more comfortable and natural with diverse groups of people
• Integration of human values, self-discipline, value of service to others into their daily lives, resulting in developing their personality to be healthy and well-rounded
• Overall well-being of the children by teaching them a variety of vital non-academic skills – empowering techniques that foster peace of mind, mental clarity and focus, physical relaxation and emotional stability

Eye Camps Aditya Birla Fashion and Retail Jan Kalyan Trust, in association with Narayana Nethralaya, has been organising eye camps for the underprivileged since 2011. At every camp, the patients diagnosed with cataracts are counselled and given free surgery while those diagnosed with refractive errors are given spectacles free of cost. The number of cataract cases reported in the eight focus villages have reduced, and thus we are now organising camps in nearby villages.

In FY23, 10 community eye camps were organised, benefitting 2,091 people. 1,147 patients were given support in the form of spectacles, while 321 underwent cataract operations.

Sustainable Livelihood

• Project Kaushalya
• Livelihood programme though SHGs

Project Kaushalya (Skill Training Centre) is one of our core initiatives under our focus area of Sustainable Livelihood. It aims to impart appropriate employable skills and create sustainable livelihood opportunities to the rural youths. We are incorporating physical classes, and as per market demand, we provide skill training in Self Employed Tailoring, Data Entry Operator, & Wearhouse Picker course.

The Government of India has launched the Atmanirbhar Bharat Abhiyaan to revive every sphere of the economy from demand, supply to manufacturing, in the mission to make India self-reliant. In the same spirit, we provided financial assistance and support to 15 SHG’s to help them become self-reliant through income generating activities like cage fishing, inland fishing and more. This programme is benefitting 165 families.

Water & Watershed Management

• Watershed Programme
• Rainwater Harvesting

All eight Model Villages and focus villages have access to pure and safe drinking water through Water ATMs, benefitting 14,700 community members. The community as well as panchayat members are self-reliant in managing the Water ATMs.

A world without water is becoming a grim reality at an accelerated pace. In such a scenario it becomes imperative that we do all that we can to prevent water loss. In this regard, the integrated watershed programme aims to manage and utilise runoff water for useful purpose, enhance groundwater storage, increase crop intensity in watershed areas and improve the socio-economic status of farmers. In FY23, the watershed programme helped save/ recharge around 47,864 KL of water, benefitting 16,681 community members. Other than awareness sessions on water conservation, the following programmes were commenced to conserve water and improve agricultural yields.

Rainwater harvesting units were established in two government schools at Mayaganahalli and Marsur Villages. The collected rainwater would primarily serve the purpose of handwashing, toilet flushing, and irrigating kitchen gardens. The implementation of these systems is a significant advantage for these schools as it reduces their reliance on bore wells. This initiative has benefited 400 children.

Digitalisation

• Village Information Centre

Odisha Programme:

Two Village Information Centres were set up in Janla Panchayat. The villagers now have access to a range of digital requirements like online travel ticketing, online bill payment, keeping village records, employment records, photocopying, printing and more. The Centre is aiming to create 100% digitally literate villages and is benefitting 7,289 community members.

Karnataka & Tamil Nadu Programme:

Digitalisation is key to ensuring that rural and underserved urban communities are not left behind as we progress into the future. To address these concerns and equip rural communities to be digitally savvy, ABFRJKT has established Village Information Centres in four villages. These centres come with computers, printers, WIFI, etc. and are run by a knowledgeable ‘Digital Champion’. The centres support community members to avail e-schemes, e-banking, online courses, e-library, job portals, printing services, and health insurance etc. 17,984 community members have benefited from these services.

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Overview of Aditya Birla Health Insurance

The Aditya Birla Health Insurance Company was started as a partnership between India’s Aditya Birla Group and South Africa-based MMI Holdings in 2015. The company offers a variety of health insurance plans with a focus on chronic care and incentivized wellness. It also offers customized health plans for parents as well as for diseases like COVID-19, cancer, critical illnesses, etc.

Moreover, the Aditya Birla Health Insurance Company enjoys an incurred claim ratio of 69.56% for the year 2021-22 . It also comes with a team of dedicated Care Managers who help the policyholders during the claim process.

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Aditya birla health insurance plans.

Aditya Birla Health Insurance Company offers a range of medical insurance plans to provide financial assistance during a health emergency. Given below is the list of Aditya Birla health insurance plans available in the market:

Aditya Birla Activ Health Platinum is a comprehensive plan that covers a wide range of medical expenses with a sum insured ranging from Rs 2 lakh to Rs 2 crore . The plan is available in three types – Essential, Enhanced and Premiere.

Features & Benefits:

• Costs of hospitalization, OPD, day care procedures and home treatments are covered
• Coverage for mental illness hospitalization and obesity treatment are available
• Availability of emergency assistance services within India and abroad
• Dental consultations and investigations are also covered
• Annual health check-up facility is available along with the recovery benefit
• 100% reload of the sum insured and premium waiver benefits are available
• 50% cumulative bonus for up to 100% granted for every claim-free year

The Aditya Birla Activ Fit plan has been designed to provide medical coverage to people who are fitness enthusiasts. The plan rewards the policyholder for staying fit and comes with a sum insured of Rs 5 lakh to Rs 1 crore .

• Hospitalization expenses, home treatment and day care procedures are covered
• Coverage for mental care, HIV/AIDS and STDs are available
• Maternity expenses, ambulance charges and organ donor expenses are covered
• Annual health check-up facilities and domestic emergency assistance services are available
• Unlimited binge refill for up to 100% of the sum insured is available from day 1
• 10% No Claim Bonus for up to 100% is granted for every claim-free year
• OPD cover, Super No Claim Bonus and EMI Protection are available as optional covers

The Aditya Birla Activ Assure Diamond plan offers a wide range of medical coverage to the insured for an affordable cost. The sum insured ranges from Rs 2 lakh to Rs 2 crore .

• In-patient, pre-hospitalization and post-hospitalization expenses are covered
• Both daily allowance and vaccination covers are available
• Second E-opinion available on 15 critical illnesses
• 150% reload of the sum insured is available
• Annual health check-up facilities and global emergency assistance services are available
• Reduction in PED waiting period, unlimited reload of the sum insured and any room upgrade are available as optional covers

The Aditya Birla Activ Care plan is a health insurance policy for parents designed to provide comprehensive coverage to elderly people of age 50 years and above. The plan is available for a sum insured of Rs 3 lakh to Rs 25 lakh and comes in three types – Standard, Classic and Premier .

• Hospitalization, home treatment and domiciliary hospitalization costs are covered
• Both OPD treatment and AYUSH treatments are covered
• Comprehensive health check-up benefit is available once in every year
• Coverage for emergency ambulance services and second e-opinion on major illnesses are available
• Reload of the sum insured is available once in a year
• 10% No Claim Bonus for up to 50% is granted for every claim-free year
• Room upgrades, life support equipment and nursing at home are available as optional covers

The Aditya Birla Activ Cancer Secure plan is a customized health plan designed to provide coverage against the treatment cost of cancer. The sum insured ranges from Rs 5 lakh to Rs 1 crore under this plan .

• Treatment cost for all three stages of cancer is covered
• Up to 150% of the sum insured is available in a lump sum payment
• 10% cumulative bonus for up to 100% is available for every claim-free year
• Second e-opinion and wellness coach are available as optional covers
• 180 days waiting period applicable for early-stage cancer cover
• Survival period of only 7 days is applicable

The Aditya Birla Super Health Plus Top Up plan helps the insured to avail insurance coverage even after the base policy gets expired. The policy comes with a deductible ranging from Rs 1 lakh to Rs 15 lakh for a sum insured amount ranging from Rs 3 lakh to Rs 95 lakh .

• Coverage for in-patient, pre-hospitalization and post-hospitalization expenses are available
• Both home treatments and domiciliary hospitalization are covered
• Day care procedures and the AYUSH benefit are also available
• No room rent limit is applicable
• Zero deductible feature available after 5 years
• Domestic and international emergency assistance services, including air ambulance, is available as an optional cover
• Option to choose health and wellness discounts on OPD consultations, pharmacies, etc.

The Aditya Birla Activ Secure Critical Illness plan has been designed to provide financial coverage to the insured for up to 64 critical illnesses and procedures. The plan is available in three types with the sum insured ranging from Rs 1 lakh to Rs 1 crore .

• Plan A covers 20 critical illnesses, Plan B covers 50 illnesses and Plan C covers 64 illnesses
• Lump sum payment is paid on the diagnosis of the disease
• Survival period of only 15 days is applicable
• Wellness coach and second e-opinion are available as optional covers

The Aditya Birla Activ Secure Personal Accident plan provides financial support in case the insured suffers from an accident. The plan comes in five types and offers a sum insured amount ranging from Rs 1 lakh to Rs 20 crore .

• Coverage for accidental death and permanent disabilities due to accidents are available
• Emergency ambulance services, funeral expenses and repatriation costs are covered
• Education benefit, orphan benefit and modification benefit are available
• 5% cumulative bonus is granted on every claim-free year
• Option to buy accidental hospitalization expenses, OPD cover, coma benefit and broken bones benefit
• Worldwide emergency assistance services and adventure sports benefit available as optional covers
• EMI protection and temporary total disabilities covers are also available as optional covers

The Aditya Birla Activ Secure Hospital Cash plan offers a daily allowance to the insured for each day of hospitalization to cover miscellaneous expenses, such as the cost of food, travel, etc. The plan comes with a sum insured of Rs 500 to Rs 10,000 per day .

• Daily hospital cash is paid after a deductible of 1 day
• Hospital cash cover is available for 30/45/60 days in a year
• Double benefit is available for ICU and hospitalizations due to a road traffic accident
• Convalescence benefit is paid in case of hospitalization of 7 days or more
• Parental accommodation benefit is paid if the child is hospitalized for 3 days or more

The Aditya Birla Global Health Secure plan is an international health insurance plan that covers the insured against 16 major illnesses, including cancer, neurosurgery, etc. The sum insured ranges from Rs 3 crore to Rs 6 crore under this plan.

• In-patient hospitalization and post-hospitalization expenses are covered
• International second e-opinion for major illnesses is available
• Cost of travel and accommodation are covered
• Visa documentation guidance is also available
• Organ donor expenses and repatriation costs for mortal remains are also covered

Explore Aditya Birla Health Insurance

Why should you buy aditya birla health insurance plans.

Check out some of the reasons why you must buy an Aditya Birla Health Insurance plan:

• Binge Refill Benefit from Day 1 – The Aditya Birla Activ Fit plan offers an unlimited reload of the sum insured up to 100% from day 1 under the binge refill benefit.
• 24x7 Customer Support – The insurer comes with a well-equipped customer support team that is available for assistance round the clock.
• Dedicated Care Managers – The Aditya Birla Health Insurance Company offers dedicated Care Managers to help policyholders at any step of the claim process.
• Tax Benefits – As per Sec 80D of the Income Tax Act, the premium paid towards Aditya Birla Health Insurance plans is eligible for tax deductions.

How to File a Claim with an Aditya Birla Health Insurance Plan?

The steps to file a cashless claim with an Aditya Birla health insurance policy are given below:

Go to the Nearest Network Hospital

Get admitted to a network hospital of Aditya Birla Health Insurance Company to avail cashless treatment.

Notify the Insurer

Inform the insurer about your emergency hospitalization within 48 hours and planned hospitalization at least 3 days prior to getting hospitalized.

Provide Necessary Documents

Show your Aditya Birla health insurance cashless card or your policy number at the hospital along with valid ID proof, such as a passport, PAN card, Aadhaar card, Voter ID, etc

Submit the Pre-Authorization Request Form

Fill up a pre-authorization request form and submit it at the insurance desk of your hospital. The hospital will send the form to the insurance company for cashless treatment approval.

Claim Approval

The insurer will review the form with the terms and conditions of your policy and accordingly approve the request.

Claim Settlement

Once the treatment is complete, the insurance company will settle the claim amount with the network hospital.

If the insured is admitted to a non-network hospital, he/she must pay the hospital bill while getting discharged from the hospital. File a reimbursement claim with the insurer by submitting all the required documents. The insurer will verify all the documents and accordingly, the claim amount will be paid.

Documents Required for Aditya Birla Health Insurance Claim

Check out the various documents required to file an Aditya Birla health insurance reimbursement claim:

• Duly filled out Aditya Birla health insurance claim form
• Health card or copy of health insurance policy
• KYC documents, such as an Aadhaar card, passport, etc.
• Copy of hospital registration certificate
• Original hospital discharge card or death summary
• Original final hospital bill break-up with all the original deposits and payment receipts
• Original bills apart from the main hospital bill along with payment receipts
• Implant stickers and invoices for all surgical implants
• Doctor’s letter describing the medical condition, past history, treatment details and duration
• Previous consultation papers
• All original diagnostic reports
• Pharmacy bills with prescriptions
• MLC/ FIR copy (in case of accidents)

Aditya Birla Health Insurance Network Hospitals

Aditya Birla health insurance policyholders can avail cashless hospitalization benefits at any of the network hospitals of the insurance company. Check out the list of Aditya Birla health insurance network hospitals across different Indian cities:

How to Buy Aditya Birla Health Insurance Plans?

Here are the steps to buy an Aditya Birla health insurance plan: 

Step 1: Visit Policybazaar.com and click on the ‘health insurance’ icon

Step 2: Select the people to be insured along with their ages

Step 3: Provide the required details like name, phone number, city, etc.

Step 4: Choose if you had any prior medical illness 

Step 5: Pick the Aditya Birla health insurance plan to be purchased

Step 6: Pay the premium amount online

Step 7: The Aditya Birla Health Insurance Company will issue the policy.

How to Renew Aditya Birla Health Insurance Plans?

Take a look at the procedure to renew a Aditya Birla health insurance policy:

Step 1: Visit the website of Policybazaar Insurance Broker Private Limited

Step 2: Go to the ‘Renew Your Policy’ tab on the menu bar and click on ‘Health Renewal’

Step 3: Enter your mobile number and the OTP

Step 4: People new to Policybazaar and click on the ‘health insurance’ icon on the homepage

Step 5: Enter the requested details, such as your name, age, city, etc.

Step 6: Choose the Aditya Birla health insurance renewal plan and pay the premium online

Step 7: The insurance company will renew your health policy.

How to Calculate Aditya Birla Health Insurance Premium?

The premium of an Aditya Birla health insurance plan can be calculated by using a health insurance premium calculator online. Check out the Aditya Birla health insurance premium calculator below to calculate the premium of a health plan:

Contact Details of Aditya Birla Health Insurance

Take a look at the contact details of Aditya Birla Health Insurance Company below:

Aditya Birla Health Insurance- FAQs

Q1. is aditya birla capital health insurance good, q2. what is not covered in aditya birla health insurance.

Aditya Birla health insurance plans do not provide coverage for the following:

• Self-inflicted injuries or suicide
• Adventure or hazardous sports
• Treatment for alcoholism or drug addiction
• Cosmetic or plastic surgery
• Unproven treatments
• Venereal diseases

Q3. How to check Aditya Birla health insurance policy?

Q4. how can i find the nearest aditya birla health insurance network hospital, q5. what is the grace period for aditya birla health insurance.

• 30 minutes claim support* (In 120+ cities)
• Relationship manager For every customer
• 24*7 claims assistance In 30 mins. guaranteed*
• Instant policy issuance No medical tests*

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*We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

*All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

**All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

*₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

*₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

*₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

*₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

*₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

*₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

*₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

*No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

*The values taken for effective cost calculation are indicative values and may change as per the selected plan.

*Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

*Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

*The scope of coverage may vary from plan to plan.

~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

##On ground claim assistance is available in 114 cities

Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

© Copyright 2008-2024 policybazaar.com. All Rights Reserved.

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Policybazaar Insurance Brokers Private Limited CIN: U74999HR2014PTC053454 Registered Office - Plot No.119, Sector - 44, Gurgaon - 122001, Haryana Tel no. : 0124-4218302 Email ID: [email protected]

Policybazaar is registered as a Composite Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Composite Broker

Visitors are hereby informed that their information submitted on the website may be shared with insurers.Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2024 policybazaar.com. All Rights Reserved.

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Aditya Birla Insurance Brokers Ltd

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• Online and electronic interactions including via ABC websites, mobile applications, text messaging programs or through ABC branded pages or applications on third party social networks
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• Your interaction with online targeted content (such as advertisements) that ABC, or service providers on our behalf, provide to you via third party websites or applications.

The ABC Companies shall obtain Your consent in writing (and includes electronic consent) before collecting Personal Information for providing Services. Personal information for purposes of this Policy includes information that identifies you, such as Your name, date of birth, bank account details or credit card or debit card, phone number, fax number or email address etc and include gender, marital status, city of residence. All Personal Information so provided will be on an ‘as on’ basis and ABC Companies shall not be responsible for the authenticity of the Personal Information supplied by you. Personal Information which is provided or collected from you are solely for the purposes connected with the Terms of Use which has been agreed by you to provide various products or services or facilities by ABC Companies / Facility Provider / Third Party Service Entity. Services shall includes all provisions of services and facilities and connected activities which are provided in connection with offering of products and services as a customer of ABC Companies You have the option not to provide or agree to the collection of Personal Information. If you choose not to agree with the Policy, you will not be entitled to use the Services as per the Terms of Use. You can also anytime withdraw the consent you provided by writing to us at One Indiabulls Centre, Tower 1, 18th Floor, Jupiter Mills Compound, 841 Senapati Bapat Marg, Elphinstone Road, Mumbai 400 013 or e-mail at [email protected] and making a request for termination of the services agreed as per the Terms of Use.

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ABC Companies / Third Party Service Entity encourages you to update this information as and when there are any changes. You are also entitled to review the information provided and ensure that any Personal Information or sensitive personal data or information found to be inaccurate or deficient be corrected or amended as feasible. However, ABC Companies shall not be responsible for the authenticity of the Personal Information or sensitive personal data or information supplied by you.

Your Personal information will not be sold or otherwise transferred to unaffiliated third parties unless otherwise stated at the time of collection or without Your approval as the case may be. However, ABC Companies might share, exchange and disclose information to its affiliates and / or group companies, authorised agents or to any third party service provider to deliver you products and services in the manner agreed by you as specifically stated under this Privacy Policy supra. ABC Companies or any Third Party Service Entity treats Your Personal Information or Your use of the Service as private and confidential and does not check, edit, or reveal it to any third parties except where it is expressly agreed where it believes in good faith, such action is necessary to comply with the applicable legal and regulatory processes, or to protect and defend the rights of other users or to enforce the terms of service. ABC Companies or any Third Party Service Entity may disclose Personal Information where it is under legal obligation to do so or where it is mandated under law. ABC Companies or any Third Party Service Entity may transfer Your Personal Information to another Indian or overseas body corporate that ensures the same level of data protection that is adhered to by ABC Companies, if it is necessary for the performance of a lawful contract between ABC Companies or any person on its behalf and you or where you have consented to the data transfer. Data may be transferred upon change in control or to other ABC companies but only in accordance with this Policy. Personal information may be transferred to any group company of ABC Companies at any time or to a third party only as a result of a sale, acquisition, merger, reorganization or other change in control. If ABC Companies is sold, merged or transferred any part of our business, part of the sale may include Your Personal Information.

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