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Indian Customs Rules For Carrying Cash (2023 Guide)

The NRI Guides Team regularly reviews this article to ensure the content is up-to-date and accurate. The last editorial review and update were on 22 October 2023.

With the number of Indians travelling abroad at its highest level, many of us will have to decide how much cash to carry on our international flights. Even though it is safer to carry money as a credit or debit card, there are some situations where we have to keep some currency notes for our day-to-day expenses.

Indian Customs Cash Limit 2023

There are specific guidelines by the Reserve Bank of India (RBI) on the maximum limit of cash that can be carried through Indian airports by travellers including residents, NRIs and foreign tourists.

This article explains the Indian Customs rules for carrying cash as well as the cash limit allowed at Indian airports (Indian Rupees and Foreign Currency) while travelling to and from India.

Cash limit on indian currency at indian airports.

According to the Central Board of Direct Taxes and Customs (CBDTC) guidelines, a resident of India who is returning from a visit abroad is allowed to bring in or take out Indian currency up to Rs 25,000 .

NOTE: A person coming to India from Nepal or Bhutan may bring Indian currency notes only in denominations not exceeding Rs 100 (which means currency notes of Rs 200, Rs 500 and Rs 2,000 are not allowed).

* If the traveller is a citizen of Pakistan and Bangladesh or coming from and going to either of the countries, carrying Indian currency is not allowed.

Condition 1: Passengers carrying foreign currency have to fill up a Currency Declaration Form (CDF) before Custom officers in the following cases:

Where the value of foreign currency notes exceeds US$ 5,000 or equivalent.
Where the aggregate value of foreign exchange including currency exceeds US$ 10,000 or equivalent.

Condition 2: Foreign currency taken out of India has to be purchased/issued by an RBI-approved/authorized foreign exchange dealer as per norms.

Exceptions Allowed With RBI Permission

According to Foreign Exchange Management (Export and Import of Currency) (Amendment) Regulations, 2020, “the Reserve Bank may, on an application made to it and on being satisfied that it is necessary to do so, allow any person to take or send out of India to any country or bring into India from any country currency notes of Government of India and /or of Reserve Bank of India subject to such terms and conditions as the Reserve Bank may stipulate.” ( source )

Cash Limit on Foreign Currency At Indian Airports

According to CBDTC, any person (Resident, NRI or Tourist) can bring into India , from a place outside India, foreign currencies without any limit (subject to declaration limit).

Passengers can also use the ATITHI app to file a declaration of dutiable items as well as currency with Indian Customs even before boarding the flight to India.

Currency Limit When Going Abroad From India

Indian residents travelling abroad can take Indian currency notes (Indian rupees) not exceeding Rs. 25,000 . Indian residents who went outside can also bring back Indian currency notes not exceeding Rs. 25,000.

Non-residents, tourists including foreign citizens (except citizens of Pakistan or Bangladesh),

may take outside India currency notes up to an amount not exceeding Rs. 25,000 per person *
may bring into India currency notes up to an amount not exceeding Rs. 25,000 per person *

*or such other amount and subject to such conditions as notified by the Reserve Bank of India from time to time.

How much money we can carry on international flights from India?

Indian residents travelling abroad can take foreign currency without any limit. This is as long as the same has been purchased or issued by an RBI-approved/authorized foreign exchange dealer as per the norms.

Tourists or NRIs while leaving India are allowed to take with them foreign currency not exceeding an amount brought in by them i.e. unspent foreign exchange left over from the amount declared in the Currency Declaration Form at the time of their arrival in India.

Important Tips On Currency Declaration Form

In case a visitor to India does not wish to encash all the foreign exchange declared on arrival they should retain the Currency Declaration Form with them for production to Indian Customs at the time of their departure from India to enable them to take with them the unutilised balance.

No declaration is required for bringing in foreign exchange/currency not exceeding US$ 5,000 in currency notes or its equivalent. This is also applicable to foreign exchange in the form of currency notes, bank notes or traveller’s cheques not greater than US$ 10,000 or its equivalent.

Generally, tourists can take out of India with them at the time of their departure foreign exchange/ currency not exceeding the above amount.

How much cash can I carry on a domestic flight in India?

There is no specific limit on the amount of cash that can be carried on a domestic flight in India. However, you are responsible for providing a valid reason and source (with proof) for carrying cash of more than INR 200,000 (Rupees 2 lakhs).

Please note that income tax laws in India prohibit any cash transaction exceeding INR 200,000 . Recently, there have been incidents of domestic travellers being caught with cash exceeding this limit.

Foreign Currency Limit For NRI

An NRI coming into India from abroad can bring foreign exchange without any limit .

In case, the total value of foreign currency notes, traveller’s cheques, etc. exceeds US$ 10,000 or its equivalent and/ or the value of foreign currency exceeds US$ 5,000 in currency notes or its equivalent, it should be declared to the Customs Authorities at the Airport in the Currency Declaration Form, on arrival in India.

Foreign Currency Limit for Medical Treatment Abroad

To meet medical treatment expenses outside India, you can purchase foreign currency self-certification for up to US$ 50,000 . Banks may also release exchanges for amounts above US$ 50,000 if they receive estimates from doctors or hospitals in India or overseas.

Also, foreign exchange of up to US$ 25,000 is available for the patient and accompanying attendant on self-certification in order to meet boarding/lodging/travel costs.

Foreign Currency Limit for Studying Abroad

The maximum amount of foreign exchange you can buy per academic year is US$ 30,000 or the estimate from the institution abroad, whichever is higher. There must be documentary evidence indicating the requirement.

Important Tips on How To Avoid Currency Issues at Airport

If you are bringing foreign currency (in big amounts) from abroad, fill up the Currency Declaration form, get it stamped by Customs and keep it with you while returning.
If you are buying foreign currency from India, buy from an authorised dealer or bank and keep the transaction receipts with you.
On any travel, keep less than Rs 25,000 in Indian Rupees . Know the additional restrictions if you are travelling to and from Nepal or Bhutan.

Frequently Asked Questions

How much foreign currency can i carry to india.

There is no limit on the foreign currency that you can carry to India. However, you need to file a declaration if the currency value exceeds USD 5,000 or the total foreign exchange exceeds USD 10,000.

How much Indian currency can I carry outside India?

When going abroad, Indian residents, NRIs or Foreigners (except citizens of Pakistan and Bangladesh) are allowed to carry Indian currency notes of up to Rs 25,000.

Do I have to pay any tax on the foreign currency being imported to India?

There is no tax on the foreign currency you are importing to India. You just need to file a declaration if the currency value is above USD 5,000 or foreign exchange is above USD 10,000.

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How Much Money Can You Bring when traveling from USA to India

If you’ve never thought about visiting India, you should reconsider. From the food to stunning religious monuments, India has a lot to see and do. However, regardless of your reason for travelling from USA to India , the reality is that there are limits on the amount of cash you can bring into or out of India.

Table of Contents

What, after all, is cash? Any coin or banknote in any world currency is considered cash. Also, as cash equivalents, traveler’s cheques count toward your cash total. Continue reading to learn everything you need to know about bringing cash through Indian customs.

What are the implications of bringing too much cash into India?

In India, breaking customs rules can result in having your cash confiscated, being fined, or even being arrested and prosecuted.

Indian Customs Declaration Forms (CDF) are available from customs officers at international airports and seaports. They may be distributed on planes before you arrive in India, but if not, they can be obtained at the airport as you go through customs. You can also download the form and fill it out ahead of time.

Also Read: Fly Happily By Saving Money On Cheap Flight Rates

Do all passengers traveling to India need to fill out A CDF?

Also, all the passengers who are travelling to India from US need not have to fill out a CDF. Only passengers carrying dutiable or prohibited goods must fill out this form or use the ATITHI application to complete the customs declaration. It is always critical to be aware of any restrictions a country may impose on the amount of cash you carry in various currencies.

If you want to avoid the hassle of transporting large sums of cash in USD to India, you can instead choose to send money internationally via the internet. You will have many options.

Countries from which no declaration is required if traveling to India

If you are travelling from USA to India or visiting India from another country, you may be required to declare cash or cash equivalents at the border. The requirement is the same in all countries and is based on the amount you have with you. You must declare the amount if it is US$5,000 or more in coins and notes, or US$10,000 or more in coins, notes, and traveller’s cheques.

Also Read: How to Save Money by Booking Cheap Flights

Countries from which a declaration is required if traveling to India

Travelers from all countries must declare cash when entering India if the amount is US$5,000 or more in coins and notes, or US$10,000 or more in coins, notes, and traveller’s cheques.

How much money can you bring out of India?

If you intend to export cash from India, expect the same rules that apply to importing currency. Non-Indian residents are strictly prohibited from exporting Indian rupees. Indian citizens can travel abroad with a maximum of Rs. 25,000.

There is no limit to the amount of foreign currency that can be taken out of India. However, if it is worth more than US$5,000 in banknotes and coins, or US$10,000 in coins, notes, and traveler’s cheques, it must be declared.

It’s also necessary to keep in mind that if you plan to travel to India from USA or if any other country, you’re visiting may have restrictions on how much money you can bring with you. Make sure to do your research depending on the country you’re visiting.

Cash currency exchange is expensive

Exchanging foreign currency for Indian rupees in cash is probably not the cheapest way to get money for your trip. Using an exchange service, even if it advertises no fees, often means paying more due to an inflated exchange rate.

In most countries, including India, using your debit card to withdraw cash in the local currency from a local ATM is the cheapest option. You may be charged an ATM fee, but you will not be charged for a poor exchange rate.

Remember that whether you’re bringing cash from your home country or withdrawing it once you arrive, carrying large amounts of cash with you while visiting a foreign country is never a good idea.

Book best deals with Indian Eagle

If you are t ravelling from USA to India, we can help you find the cheapest USA to India flights . We have worked tirelessly to serve our customers and assist them in saving as much money as possible on their international travel.

It is one of the primary reasons why millions of our valued customers choose us frequently to book their international flight tickets . So, what are you holding out for? Book your flights at the best price with us today!

With these tips in hand, your international travel to India from USA should go off without a hitch. Have a safe and happy journey!

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Money in India: How To Get Rupees & Handle Money While Traveling in India

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This is one of the more practical posts Rachel wrote as it something she was often asked about weekly. While she has a more general guide on how to handle money abroad, this one is specifically about money in India and how to handle rupees, the local currency.

With the help of Jules, our local Indian expert, we’ve added a bit of an update for 2020 to help answer all your rupee-related questions. Don’t worry, though, as Rachel originally said, this is a pretty basic post! Even in India, money is quite straightforward.

Still planning your trip? Check out our India ebook , born out of Rachel’s six years living and traveling through the country! It’ll help you plan every aspect of your trip all in one place!

Money in India: All You Need to Know

The 2016 money crisis in india.

Back when Rachel wrote this post in 2017, India had just experienced a tourism disaster in late 2016 when the government announced they were pulling all 500 and 1,000 notes from circulation. She covered it here and had advice for visiting here. Of course, even back then, the issue had passed and was no longer a problem in India. The main result was that 1,000 notes were no longer valid.

Additionally, because of this money crisis, all over India a lot of places installed card machines. Today, it is a lot easier and acceptable to pay by card. Especially in restaurants, shops, cafes and other establishments. However, remember you will need cash for transport, markets, and other things along the way.

Two Types of Bills

Another point to remember is that after the introduction of the new 2,000, 500, and 200 notes came the newly designed 100, 50, 20 and 10. These are all a different set of colors as seen below and look a lot like monopoly money. Just to make it confusing for visitors, all the old notes, except the 500 Rs, are still in circulation and are valid.

Basically, there are 2 different possible notes for 100, 50, 20 and 10. You will get the hang of it and they are very clearly labelled with the amounts. Just watch out for the purple 100 and grey 500 as they can sometimes easily be confused!

How to Get Rupees BEFORE your trip to India

In order to prevent tax evasion, it’s nearly impossible to TAKE rupees out of the country. The max is 10,000 Rs.

In the USA, you can get rupees at AAA . Rachel’s parents got 50,000 Rs there before their trip to India. You can also order them through some banks but not all and, of course, many have different exchange rates.

In England, you used to be able to get Rupees at Thomas Cook. However, now you will have to call and ask your bank if they can order some in.

Some people will say that you cannot get rupees outside of India, but you can: Rachel has done it both through her small town bank and AAA in the USA.

Other than these countries, I do not have details further, but we would imagine it would be similar in Canada and countries in the EU. Check with your big travel agencies and also your bank as banks do exchange money, too. Don’t be alarmed if the wording is “buying foreign currency” as technically, that is what you are doing.

How to Get Rupees DURING Your Trip in India

In our opinion, there really isn’t any reason to stock up on rupees before you come. Rachel used to only ever keep around 10,000 Rs or less on her at all times in case she lost any or got robbed.

Banks/Cards to Use

The easiest things to do is to just go to the ATM and take out money at the airport. The fees are usually cheaper than exchanging at any of the foreign currency exchange counters. Bonus: If you use Charles Schwab, which is what Rachel used, they’ll reimburse you for any ATM fees and foreign transfer bank charges.

If you are coming from the UK then one of the best cards to have is Monzo. You can get the best exchange rate through here when paying by card and they waive ATM fees. The app that you should download for your phone lets you know exactly how much you have spent in your home currency literally a few seconds after payment or withdrawal. And if you are in a group and you all have a Monzo, it is a great way to keep tab on what everyone is spending and you can easily transfer money between each other.

Can you travel with foreign currency?

Rachel also used to travel with some US dollars in case of an emergency. Bring about $100 in $20s with you to save and put somewhere else hidden away.

It is also very easy to exchange home currency notes to rupees. In most tourist places around India they have money exchange windows where you can usually get a pretty good rate – much better than at any airport. There will be a man with a drawer full of money who will happily exchange your notes. It is better to bring higher denomination notes. For example $5 and £5 are not commonly accepted everywhere.

Of course if you are going off the beaten track, to a hill station, a village or high up in the mountains then money exchange may not always be as common. So stock up when you can in cities.

What is each bill worth and how much should I take out at the ATM?

As of the time of updating this post, May 2020, you can get the following bills/coins in India:

Coins : you can get lots of different coins here, but the largest, 10 Rupees, is worth 13 cents. I often leave any coins as tips when I travel.
5 Rs bill (also a coin) = 7 cents
10 Rs bill = 13 cents
20 Rs bill = 26 cents
50 Rs bill = 65 cents
100 Rs bill = $1.31
200 Rs bill = $2.64
500 Rs bill = $6.59
2000 Rs bill = $26.35

As you can see there is a huge difference between the 500 note and the 2,000 note which is the largest note. This is because recently the 1,000 note was taken out of circulation with no news that it would re-enter.

Because of this, it’s difficult to break 2,000 notes outside of fancy restaurants, supermarkets, and hotels. When you can, try to break this big bill so that you have smaller change. Having smaller change will also make it easier to negotiate when you are shopping.

Max to take out at an ATM

As we said, take out no more than 10,000 Rs rupees at a time which is the maximum amount you can take out at most if not all ATM’s. You could, of course, use the ATM twice in a row and take 20,000 Rs and pay the fee twice. We only recommend this if you have to do something like pay for a week-long hotel in cash. Otherwise, you don’t need to have that much on hand as 10,000 Rs will likely last you around 5-7 days in India. Here is a breakdown of my India backpacking budget so you know how much to expect to spend (I go for $20/day).

If you need a large amount of money, compare the rates from your bank ATM fees and foreign currency transfer fees to the fees of Western Union. Often, it’s cheaper to send yourself money on Western Union which is very simple in India and can be picked up at most travel agent offices.

And there you have it. All you need to know about money in India and how to travel with rupees. Let us know if you have any questions below!

For More India Travel Planning Guides:

Check out some of these posts to help you continue planning your trip to India:

Trip Planning Tips

The 30 Best Places to Visit in India
Travel to India Made Easy With This Step By Step Guide
100 India Travel Tips You HAVE To Read
10 Tips for First Time Travel to India
How to Get an India Tourist Visa
Travel Insurance for India
How to Book a Train in India As Foreigner
Do You Need a Filtered Water Bottle For India Travel?

Packing Tips

How to Dress in India: the Ultimate Dos and Don’ts
10 Travel Essentials For India
Men’s India Packing List
The Only Backpacking Through India Packing List You Need

Itinerary Tips

One Month Backpacking India | Itinerary, Hostels, Tips
My Guide: the BEST Itinerary for India
Kerala Backpacking Tips & 10 Day Kerala Itinerary
Have The Perfect Rajasthan Trip By Copying This Two-Week Itinerary
Goa One Week Itinerary for the Beach Lovers and Foodies

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18 Comments

l will never again buy foreign currency in the USA! It is a waste of money with some exchange rates as bad as taking one third value for fees. Traveling the world has never been easier than now. I bought a cheap all band-width, two SIM ports, unlocked Moto 4G Plus just for travel and carry my iPhone with US number. I downloaded EX Currency and Uber apps before I left home. I have been exchanging foreign currency for over 50 years (Indian Rupees X 3) but my latest 2017 trip for a month in Egypt was my best time ever for handling money. I loved my Charles Schwab and Capital One cards due to no foreign exchange or ATM fee policies and ATM’s are everywhere!! I loved international Uber and it is in almost every major city in the world. NO more hassles with city taxi drivers!!!Hurrah! American Express Checks are obsolete but I am still swearing by my $9 cloth money belts from Walmart! I carried a few ones, fives, and tens in my wallet for tips. My twenties and card copies were in my belt. I never travel with or accept $100 bills as they are the most counterfeited in the world and few businesses will take them. (I received bad money in Panama years ago from a bank and I had to confront the bank’s president before getting it straightened out). XE Currency converter and Uber apps are mandatory downloads for all modern international travel. Note: Before using a foreign ATM always DO convert dollars (become proficient using XE Currency) to pounds or rupees before using ATMs and choose in-country currencies as U.S. banks charge extra for lazy dollar use mistakes.

I am travelling to India on a Religious programme for 27 days max and I live in a EU land. I have heard that Euros are not welcome in India. So, at the airport I could just walk up to an ATM and draw the cash, how much at a time. The first 2 weeks I will need about 5000 Rupees. Please advise and Tks.

No, you cannot pay in Euro. You need rupees. Yes, you can draw out – the max is 10,000 INR at a time.

I’m travelling to Kerala this December. My accommodation is around Rs 110.000 for the 32 days to be paid on arrival and was wondering is it best to withdraw the money from a cash machine over a number of days? I’m a little anxious because in 2006 I was in a town called Chaudi around 4 miles from Palolem Beach in Goa and my card got swallowed by a State of India cash machine and it caused a lot of inconvenience. I’m from the U.K. What is the maximum amount per withdrawal per day?

Hey William, I think that must have been unlucky as in 6 years I’ve never had a card taken! You can only withdraw 10,000 at a time, so you can but it will take many withdraws. Better to do an online payment if they will allow it or pay by card there?

We are travelling to India in 3 wks ( my husband and myself ) staying in various hotels with a tour group and guide to Delhi, Agra, Ragasthan, and a few other places, my concern is this, while meals are included in our stay Is it safe to buy food outside on our travels? and how safe is it to withdraw Indian Rupees for things like shopping etc? and where should I best get the local currency ? should I take some US dollars ? Is it safe or will I get ripped off ? Cheers Rose

Thanks for all your posts. This one on money and exchange has been particularly helpful. Lots of good stuff. I think I’m prepared now. I’ll be in India on Tuesday. Cheers!!!

I wonder if you can bring other currency in the country and just exchange it. So you avoid to take money out from ATM.

I look forward to your reply.

Yes, you can bring other currency to India and get it exchanged. But i think ATM is the best option.

Rachel many years ago I went to Patnem beach near Palolem and found bamboo accommodation called ‘Home’. Do you know if it is still there and is Patnem beach still quiet? William

Just signed up for AAA and they are using Travelex which doesn’t offer INR exchanges…

Not sure about that – they exchanged mine just fine, maybe something has changed since

Which four digit pin do you use to get cash of your dollars from the Indian ATM machine?

Hi Able! US debit cards require a 4 digit pin at ATMs so I’m assuming that’s what Rachel would use. Hope that helps!

I am really overwhelmed with this article. I would like to thank for the efforts you have made in writing this post. Thanks for sharing. Great article!!

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Currency in India - A Full Guide 2024

Planning a trip to India? Whether you’re heading there for work or pleasure, you’ll need to know how to pay your way as you travel.

This guide covers all you’ll need to know about the official currency in India, where to get it and how to keep your costs down during your trip.

What is the currency in India?

The official currency in India is the Indian Rupee, which is issued and overseen by the Reserve Bank of India. If you’re buying your travel money online you may also see the official code being shown - INR. In stores and restaurants, Indian Rupee prices are likely to use the currency symbol ₹.

Once you’re in India you’ll see costs of items shown in INR and you’ll need to start paying for things in local coins and notes which are often found in the following denominations:

banknotes - 1, 2, 5, 10, 20, 50, 100, 200, 500, 2000 INR and coins - 1, 2, 5, 10 INR; 50 paise.

Can you officially pay in GBP when you are in India?

You’re unlikely to be able to officially transact in GBP in India, which is why it’s time to start getting used to INR and learning more about the currency exchange rates so you’ll know what you’re spending on your trip.

This guide will walk through all you need to know, including British pound/Indian Rupee rates and where best to get your travel money from.

INR coins and banknotes

Here’s a full rundown of the INR coins and banknotes you’ll need to be familiar with when you’re in India.

History of Indian Rupee currency

The Indian Rupee (INR) was first issued in the 16th century by Sher Shah Suri, based on a ratio of 40 copper pieces (paisa) per rupee. The British East India Company adopted the rupee in the 18th century, and it survived through British rule and into independent India, undergoing various reforms and demonetizations.

Is GBP accepted in India?

As we’ve seen, the official currency in India is INR. If you carry GBP with you on your trip, you’ll probably need to exchange it before you can spend.

Sometimes when you’re away on a trip abroad you’ll find that merchants will take payments in a selection of major foreign currencies. However, the chances are that where this is offered, you won’t get a good exchange rate for your GBP. Planning smart and convenient ways to spend in INR when you’re away is likely to mean you save on costs in the end.

Usually, having a few different ways to pay and get cash is the best option for travelers and tourists. That’s because you’ll have a back up plan in case one payment method isn’t accepted for any reason, and you can pick the method that’s best suited to the specific transaction. Having a multi-currency card from a provider like Wise or Revolut , plus your normal bank debit card, and some local cash in INR should mean you’ve always got options. You can use your cash for small purchases and tipping, and make low cost payments and cash withdrawals with your multi-currency card, while keeping your bank card in reserve for emergencies.

Use a travel card on your next trip to India

Using a travel debit card in India is usually cheap, safe and convenient. A few providers in the UK offer multi-currency cards which come with a linked payment account that lets you convert, hold and spend in INR. That allows you to add a balance in GBP and switch over to INR to lock in the exchange rate and set your travel budget.

Once you have INR in your account there are no extra fees to make payments, and you’ll not have foreign transaction charges to worry about, either.

Here’s a quick overview of a couple of handy travel debit cards you may want to order and use in India.

Wise travel card

Order a Wise travel card online or in the Wise app, to hold and exchange 40+ currencies and manage your money from your phone. You’ll be able to spend conveniently in INR - and all currency exchange uses the mid-market rate with no markup.

Card holders get some free ATM withdrawals available every month, and there’s no annual or monthly fees to pay, and no minimum balance requirement.

Read a full Wise review here

Revolut card

Revolut offers several different account plans so you can pick the one that suits your needs and spending, including some with no monthly fees. All account plans let you hold and exchange multiple currencies in the same account, and there’s no-fee to spend currencies you hold.

Depending on the plan you pick you’ll get fixed levels of no-fee ATM withdrawals and mid-market currency exchange every month. Low fees apply once you exhaust your plan no-fee limits.

Read a full Revolut review here

What is the currency exchange rate for £ 1 GBP/INR?

It’s helpful to get to know the live GBP/INR rate so you can easily calculate how much things are costing you while you’re on your trip abroad.

The rate you need to focus on is the mid market rate, which is the one banks and major currency services get when buying and selling currencies. This rate isn’t always passed on to customers. Instead you may find that the GBP/INR rate you get when exchanging travel cash includes a markup - an extra fee.

Find the GBP/INR mid-market rate from a currency conversion site or a website like this, so you can keep an eye on the market and compare the rates you’re offered as you travel against the mid-market rate easily.

Should I exchange GBP to INR before traveling to India?

It’s a good idea to exchange GBP to INR before you head off to India, as you can often find a better exchange rate and lower overall costs before you travel.

When you’re in India you’re going to need INR in cash for some of your spending - particularly when tipping or making smaller value purchases. Buying your INR travel money in advance can get you better GBP/INR exchange rates, and saves you wasting precious time shopping around for a good deal once you arrive in India.

Tips for exchanging money in India

At merchants and ATMs, make sure you’re charged in INR. If you’re asked if you’d rather pay in GBP instead, say no. That’s a sign of dynamic currency conversion, which usually means extra costs. ATMs are widely used in India so withdrawing money in target-currency is easy, particularly in big cities and New Delhi.

Best place to exchange currency in India

You can get your INR in India in a couple of ways.

You’ll be able to use a travel debit card from a provider like Wise or Revolut to make convenient payments and cash withdrawals and to convert funds online.

Or if you prefer an offline solution you can carry some cash in GBP to exchange when you arrive. Currency exchange providers are often in airports and hotels, although the exchange shops in a city center are likely to be cheaper overall.

How to pay in India?

You’ll need to have INR to spend in India. However, generally having a few different payment methods is a good plan. That means that if a merchant won't accept one, you’ve got a back up. It’s also reassuring to know you have a different way to pay if you were unlucky enough to have a card or some travel cash stolen. Here are your key payment options in India.

1. Debit or credit card

Card payments can be helpful in shops, restaurants and hotels but there will be places where cash is also important. Order a travel card from a provider like Wise or Revolut for cheap and fast transactions, including card payments and cash withdrawals as and when you need travel money in INR.

2. INR cash

It’s worth having some cash with you at all times. You may want to exchange money to INR before you leave, but it’s also usually convenient to make ATM withdrawals locally once you arrive in India.

You’ll usually find you can use a card to make payments in India, but carrying some cash in INR is also reassuring. It’s often easier for tipping and making smaller purchases, plus you’ve got a nice backup if your card is ever out of action for some reason.

It’s a smart idea to have both a card and some cash in INR when you’re in India. Some merchants will prefer cash, but having a card for higher value payments and in busier more tourist places is also convenient. Consider using a travel card from a provider like Wise or Revolut alongside your cash for flexibility.

Paying for the trip in GBP

If you’re paying for things in India with a GBP bank card you might find a foreign transaction fee is added. This pushes up your costs when you spend in a foreign currency, and can be tricky to calculate.

Travel debit cards don’t always work this way. When you make purchases in India using the Wise card you can either choose to convert your account balance to INR in advance in the Wise app, or just leave your balance in GBP and let the card handle the transaction when you pay. You’ll always get the lowest available fee and there are no extra foreign transaction charges.

Conclusion - Currency in India

You won’t be able to pay in GBP when you visit India - so learning about the currency you need is essential. Whether you decide to use a travel debit card from a service like Wise , or stock up on INR in cash in advance, knowing the mid-market exchange rate can help you get the best available deal. Use this guide to learn all you need to know about the options, rates and fees for exchanging GBP to INR, and make your money go further while you’re away.

The official currency in India is INR. You can’t usually pay in GBP in India, so you’ll need to plan in advance to get your travel money sorted. Consider ordering a travel debit card from a service like Wise, for low cost conversions to INR and convenient spending and withdrawals - and remember that knowing the GBP to INR mid-market exchange rate is essential to check you’re getting a fair deal on currency exchange.

FAQ - Currency in India

What is the currency in india called.

The official currency in India is the Indian Rupee. You may also see the code INR and the currency symbol ₹.

What's the currency in New Delhi?

The official currency in New Delhi is the Indian Rupee. You’ll only be able to spend in INR while you’re there.

What is the old India currency?

Today the currency in India is the Indian Rupee. If you’re worried about currencies changing, why not get a travel debit card from a service like Wise which will automatically pick the currency needed in your destination when making a payment - with no penalties or inflated fees.

What is the best currency to take to India?

You’ll only be able to spend in INR while you’re in India. Carrying some money in cash and using a travel debit card from a service like Wise is usually the best way to spend while you’re away from home.

Discover other currencies around the world

Best ways to spend travel money in India: Debit and prepaid cards

Learn more about the best types of plastic to use when spending money in india..

In this guide

Low–cost travel money options for India

How many rupees do i need to bring to india, exchange rate history (gbp to inr), bottom line.

You’ll be able to spend on your credit or debit card in many places in India and banks and ATMs are widely available, even in smaller villages. That said, plastic won’t be accepted everywhere so it’s wise to also take some cash with you. This will also come in handy for taxi fares and markets.

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Uk debit cards.

Using a debit card is a quick and convenient way to pay for purchases in shops and restaurants. It also gives you the option of being able to withdraw cash whenever you need it. However, you’ll need to watch out for foreign usage fees.

Many debit cards will charge a foreign transaction fee of between 2.75% and 2.99% every time you make a purchase. If you withdraw cash, a further fee of around 2–2.75% will be charged on top. That means if you withdrew £100, you could be charged around £5.74 (£2.99 + £2.75).

For this reason, you should look for a debit card that won’t charge foreign usage fees.

Easy to pay for items in shops and restaurants
Can also withdraw cash from ATMs
Safer than carrying around a lot of cash
Some debit cards charge high foreign usage fees
Not accepted everywhere

Prepaid travel cards

Prepaid travel cards can be loaded with foreign currency before you set off on holiday, letting you lock in a set exchange rate. Unfortunately, not many prepaid cards allow you to preload Indian rupees.

Another option is to load your prepaid card with pounds and this will then be exchanged into rupees when you spend. Prepaid card providers use the interbank exchange rate or Mastercard or Visa’s exchange rate. In some cases, they might apply a fee on top.

Prepaid travel cards can be a good option for budgeting as you can only spend what’s on the card. You’ll need to top up again if you need more funds.

Can help with budgeting
Not connected to your bank account if your card is stolen
Some won’t charge foreign usage fees
Many don’t require a credit check
Won’t be accepted everywhere, for example, car hire firms and petrol stations
Fees can apply for topping up your card or being sent a replacement
Some ATMs may charge a fee

Credit cards

A credit card can also be a convenient way to pay in shops and restaurants. Plus, all purchases costing more than £100 and up to £30,000 will be protected under Section 75 of the Consumer Credit Act.

The downside is that you may have to pay interest if you don’t clear your balance each month and foreign usage fees can be high. You may have to pay a fee of around 2.99% for foreign transactions and if you withdraw cash, a further cash advance fee will apply. This means it’s best to look for a credit card that won’t charge these fees.

That said, it’s best not to use your credit card for cash withdrawals at all, even if it doesn’t charge a fee. That’s because interest will be charged from the date of the transaction, even if you pay off your balance in full that month.

Widely accepted
Section 75 protection
Safer than carrying around cash
Access to funds up to your credit limit
Foreign usage fees can apply
Interest may be charged if you don’t clear your balance
Expensive for cash withdrawals

Traveller’s cheques

Traveller’s cheques are no longer as popular as they once were, but you can still use them in India. However, you’ll need to watch out for high fees for cashing them in, so make sure you shop around and compare options.

Safer than carrying cash
Can be costly to cash in

High season premiums will add to the cost of your Indian summer, but the cost of living and travel varies depending on where you are in the country. Off-season, prices drop dramatically.

Find out some typical prices in New Delhi, India

*Prices are for example purposes only.

*2024 rate is the average up to 18 April 2024.

There are a number of different options to explore when thinking about how to spend in India, so you’ll need to consider which option is most convenient for you. If you’d prefer to stick to a budget, you might prefer a prepaid card. But if you’re happy to go with the flow, you might prefer a debit or credit card. Whichever option you choose, try to find one that charges low or no foreign usage fees and make sure you also take some cash with you so that you’re covered for all events.

What does dynamic currency conversion mean?

Dynamic currency conversion is when a retailer converts your purchase into pounds sterling rather than keeping it in the local currency. When this happens, the retailer will offer a poorer exchange rate and you’ll pay more than you should for your purchase. If you’re given the option of paying in the local currency or pounds sterling, always choose the local currency.

What is the Indian currency?

The official currency of India is the Indian rupee. 1 rupee consists of 100 paisa. Banknotes are issued in the denomination of 10, 20, 50, 100, 200, 500 and 2,000 and coins are in denominations of 1, 2, 5, 10 and 20 rupees.

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Rachel Wait

Rachel Wait is a freelance journalist and has been writing about personal finance for more than a decade, covering everything from insurance to mortgages. She has written for a range of personal finance websites and national newspapers, including The Observer, The Mail on Sunday, The Sun and the Evening Standard. Rachel is a keen baker in her spare time. See full profile

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Currency information

Welcome to india.

In India you’ll find a fusion of serene spirituality, delectable cuisine and a vibrant jubilance like no other place. Eat, pray and love your way around, with naan a worry in the world. Treat yourself to those creamy curries, attend a tranquil yoga or meditation session and discover temples that will take your breath away.

3.5/5 stars – There are plenty of ATMs, though not evenly spread out. You should still be able to find one even in the smaller towns, but try have cash on hand at all times.

Many expect it from tourists

Phone and Internet access

Wi-Fi is often free, otherwise signal is patchy

Your daily expenses won’t add up to too much, leaving you more rupees for activities and shopping.

Coffee: AU$1.80 (regular cappuccino) Water: AU$0.30 (330mL bottle) Beer : AU$5 (pint in a pub) Food : AU$2.40 (tandoori chicken) Taxi: AU$9 (Delhi Airport – city centre) Big Mac: AU$2.30 (the western favourite)

Daily budget

Budget: Around AU$80/day (2x cheap meals, supermarket snacks, a train ticket and entry to Taj Mahal) Moderate: Around AU$150/day (3x cheap meals, supermarket snacks, a train ticket and a bicycle tour) Luxury: Around AU$200/day (3x restaurant meals, supermarket snacks and Elephanta caves tour)

Safety rating

3/5 stars - Keep yourself safe abroad by being alert when in public places, especially if travelling alone. Roads can also be a little more chaotic than ours.

Travel Money Trivia

Paper(note)-weight Old banknotes were shredded and balled together to make paper-weights and coasters. Fair cash Small geometric shapes in raised ink are printed on the notes for the visually impaired Cutting edge coins The INR 5 coins were once smuggled to Bangladesh to melt into razors. Multilingual money Banknotes have the amount printed on them in 17 different languages. Globe trotting dosh Zimbabwe added the Indian rupee as a legal tender in 2014.

Let's talk money

You’re in for a spicy affair of a time in India. With super cheap daily costs, you’ll have plenty of dough to spend on naan. It’s important to remember unless you’re a citizen or permanent resident you can only bring up to INR 25,000 into the country, so you’ll have to get the rest out when you land.

People will try carrying your bags for tips
Cash is the most common payment
Keep small amounts for shopping
Declare any more than US$5,000 at customs
Be ready for beggars on the streets
Perhaps skip the tap water
You can’t take rupees out of India, so treat yo’self on the last day

Taj Mahal It goes without saying that the iconic mausoleum is something not to be missed. The Himalayas You can see them from a safe distance or bravely trek the mountain range yourself. Kanha National Park Your best chance of seeing the majestic Royal Bengal Tigers in their natural habitat. Meditation and yoga Heal your mind, body and spirit in the country which invented the practices. Camel ride in the Thar Dessert Immerse yourself in the Indian desert to experience something unforgettable.

Get the best deal on your foreign exchange today & take off with more spending money. Order online 24/7 or visit one of our 130+ stores .

Travel Money Oz has sought to ensure that the information is true and correct at the time of publication. Prices, details and services are subject to change without notice, and Travel Money Oz accepts no responsibility or liability for any such changes, including any loss resulting from any action taken or reliance made by you on any information provided. Daily Cost: All prices are approximations. Your costs may differ depending on where you go, where you shop, and their individual factors. Daily Budget: Costs are estimated per person and do not include accommodation.

Why Travel Money

How Much Cash Should I Bring to India? (2024 Adjusted Costs)

Jarrod Suda

A writer and editor at Monito, Jarrod is passionate about helping people apply today’s powerful finance technologies to their lives. He brings his background in international affairs and his experiences living in Japan to provide readers with comprehensive information that also acknowledges the local context.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

When traveling to India, carrying about ₹6,000 in cash should be sufficient for your initial 10 days or so. You should have no problem relying on your cards for purchases, carrying little cash, and only withdrawing what you need from a local ATM using a debit card that waives foreign transaction fees like the Wise Multi-Currency card.

ATMs that are capable of reading your international cards are plentiful in India. If you really want to exchange cash before you leave home instead (which we strongly discourage), be aware that your bank will impose a US$20 or more fee per transaction in addition to offering very weak INR exchange rates.

Let's calculate your main travel expenses for India in more detail, and see why travel debit cards like the Wise Multi-Currency card are the best companions for your overseas trips.

We consider Wise the best overall international travel debit card. It has a fee-free ATM withdrawal allowance of $100 monthly while abroad, and you can hold balances of 50+ foreign currencies.

However, if you're from the UK or the US, here are a few more recommendations to explore:

Best for travelling from the UK: Starling Bank
Best US checking without FX fees: Chime

How Much Cash to Take to India

01. Do I even need cash in India? scroll down
02. Travel costs to expect in India in 2024 scroll down
03. How much cash should I bring to India? scroll down
04. Best way to get cash in India: Wise Account scroll down

Do I Even Need Cash in India?

In many Indian cities from Mumbai to Jaipur, the need for cash is diminishing as card and contactless payments become more widespread. Major cities, smaller towns, and rural areas are well-equipped for card payments these days.

However, it's a good idea to have some Rupees in cash on hand for tips, small purchases, and emergencies.

Standard Travel Costs to Expect in India in 2024

With accommodation already paid for, your primary expenses will be food and activities.

In terms of food, you could have a frugal ₹600 daily food budget, but a more comfortable budget would be around ₹1,000 per day, with the occasional splurge of ₹1,800 to ₹2,000 for a fancy meal.

Daily out-of-pocket expenses for transit, museums, and attractions will vary depending on your travel style. You can expect ₹1,000 per person per day as a reasonable estimate, though you might spend more:

Meals : ₹600 - ₹1,000 per day
Transportation : ₹250 per day
Attractions : ₹250 - ₹750 per ticket

To get an even more accurate sense of the 2024 cost of living in India, we've listed a rough estimate of how much daily expenses (plus hotels, for reference) cost based on data from Booking.com and Numbeo's Cost of Living database :

How Much Cash Should I Bring to India?

While you'll be able to buy many goods and services with a debit or credit card, you may want cash for mom & pop restaurants, small purchases at the corner store, and rides with local transit.

Consider starting the first week with around ₹6,000 in cash. We recommend withdrawing this at bank ATMs in the city, or even at the airport.

How Much Cash Should I Bring For 2 Weeks?

For a two-week trip, carrying ₹10,000 to ₹14,000 in cash should suffice. This amount should cover daily cash expenses and minor purchases while allowing you to use your card for most other transactions.

Cash Limit When Travelling to India

Keep in mind that if you're bringing more than ₹25,000 (or currency equivalent) into India, you must declare at customs and borders control to comply with money laundering regulations.

Carrying this large amount of cash is also at personal risk to you. Using cards is safer, as it reduces the risk of theft and allows you to freeze your funds in case you misplace your cards .

What's the Best Way to Get Rupees in Cash?

The most efficient method for obtaining Rupees is withdrawing cash from local ATMs after arriving in India. Just make sure your debit card does not charge foreign transaction fees to minimize costs. ATMs provide much lower fees compared to airport kiosks or currency exchange at banks.

Avoid Traveler’s Checks, Airport FX Exchange, and Bank Currency Exchange

Traveler’s checks are outdated and not widely accepted. Currency exchanges at airports and banks typically offer poor exchange rates and high fees, making them the worst options available.

Wise Multi-Currency Account: Spend Rupees Like a Local

In our opinion, Wise is the best all-round option. Its VISA debit card links to an online account and app where you can add, receive, convert, transfer, and spend money in over 50 currencies, including Rupees.

The best part is the fees are low and fully transparent. When converting your home currency to the local currency (Rupees), Wise applies the real mid-market rate. It charges a minimal fixed fee, often ranging from as low as 0.35% to slightly above 2% for less common currency corridors.

Once you have Rupees loaded onto your account, you'll be able to pay with the local currency with your Wise card. You'll be treated as a local cardholder, bypassing both the typical foreign transaction fees and dynamic currency conversions.

Trust & Credibility 9.3
Service & Quality 8.9
Fees & Exchange Rates 7.6
Customer Satisfaction 9.4

Furthermore, Wise enables you to withdraw cash from ATMs worldwide without incurring any fees, up to a monthly limit of $100 USD. (Third-party ATM fees may still apply.) Once the $100 limit is exceeded, each withdrawal will be subject to a 1.75% fee.

Free account opening and VISA debit card;
Fee-free ATM withdrawals of up to $100 per month;
Free and instant transfers between Wise account holders;
No foreign transaction fees ;
Get local bank details in 10 countries;
Instant notifications on transactions and real-time spending reports;
Fixed fee ranging from 0.35% to 2% for currency exchange;

More info: Read our Wise review or visit their website .

Check Out Our Top Travel Money Guides

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

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Our recommendations are always unbiased and independent.

Security Alert May 17, 2024

Worldwide caution, update may 10, 2024, information for u.s. citizens in the middle east.

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Before You Go

Learn About Your Destination

While Abroad

Emergencies

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Travel Advisory June 23, 2023

India - level 2: exercise increased caution.

Reissued with updates to health information.

Exercise increased caution in India due to crime and terrorism.

Do not travel to:

The union territory of Jammu and Kashmir (except the eastern Ladakh region and its capital, Leh) due to terrorism and civil unrest .
Within 10 km of the India-Pakistan border due to the potential for armed conflict .

Country Summary : Indian authorities report rape is one of the fastest growing crimes in India. Violent crime, such as sexual assault, has occurred at tourist sites and in other locations.

Terrorists may attack with little or no warning, targeting tourist locations, transportation hubs, markets/shopping malls, and government facilities.

The U.S. government has limited ability to provide emergency services to U.S. citizens in rural areas from eastern Maharashtra and northern Telangana through western West Bengal as U.S. government employees must obtain special authorization to travel to these areas.

Read the country information page for additional information on travel to India.

The Centers for Disease Control and Prevention (CDC) has determined India has a moderate level of COVID-19. Visit the CDC page for the latest Travel Health Information related to your travel.

If you decide to travel to India:

Do not travel alone, particularly if you are a woman. Visit our website for Women Travelers .
Review your personal security plans and remain alert to your surroundings.
Enroll in the Smart Traveler Enrollment Program ( STEP ) to receive Alerts and make it easier to locate you in an emergency.
Follow the Department of State on Facebook and Twitter .
Review the Country Security Report for India.
Prepare a contingency plan for emergency situations. Review the Traveler’s Checklist .

Union Territory of Jammu and Kashmir – Level 4: Do Not Travel

Terrorist attacks and violent civil unrest are possible in the union territory of Jammu and Kashmir. Avoid all travel to this state (with the exception of visits to the eastern Ladakh region and its capital, Leh). Sporadic violence occurs particularly along the Line of Control (LOC) separating India and Pakistan, and in tourist destinations in the Kashmir Valley: Srinagar, Gulmarg, and Pahalgam. The Indian government prohibits foreign tourists from visiting certain areas along the LOC.

Visit our website for Travel to High-Risk Areas .

India-Pakistan Border – Level 4: Do Not Travel

India and Pakistan maintain a strong military presence on both sides of the border. The only official India-Pakistan border crossing point for persons who are not citizens of India or Pakistan is in the state of Punjab between Attari, India, and Wagah, Pakistan. The border crossing is usually open but confirm the current status of the border crossing prior to commencing travel. A Pakistani visa is required to enter Pakistan. Only U.S. citizens residing in India may apply for a Pakistani visa in India. Otherwise apply for a Pakistani visa in your country of residence before traveling to India.

Northeastern States – Level 4: Do Not Travel

Incidents of violence by ethnic insurgent groups, including bombings of buses, trains, rail lines, and markets, occur occasionally in the northeast.

U.S. government employees at the U.S. Embassy and Consulates in India are prohibited from traveling to the states of Assam, Arunachal Pradesh, Mizoram, Nagaland, Meghalaya, Tripura, and Manipur without special authorization from the U.S. Consulate General in Kolkata.

Central and East India – Level 4: Do Not Travel

Maoist extremist groups, or “Naxalites,” are active in a large swath of India from eastern Maharashtra and northern Telangana through western West Bengal, particularly in rural parts of Chhattisgarh and Jharkhand and on the borders of Telangana, Andhra Pradesh, Maharashtra, Madhya Pradesh, Uttar Pradesh, Bihar, West Bengal, and Odisha. The Naxalites have conducted frequent terrorist attacks on local police, paramilitary forces, and government officials.

Due to the fluid nature of the threat, all U.S. government travelers to states with Naxalite activity must receive special authorization from the U.S. consulate responsible for the area to be visited. U.S. officials traveling only to the capital cities in these states do not need prior authorization.

Visit our website for Travel to High-Risk Areas .

Embassy Messages

View Alerts and Messages Archive

Quick Facts

Must be valid for six months beyond date of visa application to obtain a visa.

Two pages required.

Yes. Travelers must enter with a visa in their passport. The visa is valid for 10 years for U.S. citizens. Or they can use an e-tourist visa, which varies in validity. Note that the Indian authorities issue visas with dates in the DD/MM/YY format.

Travelers arriving from an infected area must have a yellow fever vaccination. Others are suggested.

You must declare currency over USD $5,000 at entry. Please check with the Indian Embassy in Washington, D.C. if you are planning to carry a large amount of currency or gold into India.

Check local law for rules on reporting large amounts of foreign currency and Indian rupees when leaving.

Embassies and Consulates

U.s. embassy new delhi.

Shantipath, Chanakyapuri New Delhi - 110021 India Telephone: +(91) (11) 2419-8000 Emergency After-Hours Telephone: +(91) (11) 2419-8000 Fax: +(91) (11) 2419-0017 [email protected]

The U.S. Embassy, New Delhi serves U.S. citizens in the Indian states of Haryana, Himachal Pradesh, Punjab, Rajasthan, Uttarakhand, and Uttar Pradesh, the union territories of Chandigarh, Delhi, Jammu and Kashmir, and Ladakh, and the country of Bhutan.

U.S. Consulate General Mumbai C-49, G-Block, Bandra Kurla Complex Bandra East, Mumbai 400051 India Telephone: +(91) (22) 2672-4000 Emergency After-Hours Telephone: +(91) (22) 2672-4000 If you are calling from within India, but outside Mumbai, first dial 022. Fax: 91-(0)22-2672-4786 [email protected]

The Consulate General in Mumbai provides consular services for the states of Goa, Gujarat, Chhattisgarh, Madhya Pradesh, and Maharashtra, and the union territory of Diu and Daman, and Dadra and Nagar Haveli.

U.S. Consulate General Kolkata 5/1 Ho Chi Minh Sarani Kolkata - 700 071, West Bengal, India Telephone: +(91) (33) 3984-2400 Emergency After-Hours Telephone: +(91) (33) 3984-2400 then dial "0" Fax: +(91) (33) 2282-2335 [email protected]

The United States Consulate General in Kolkata provides consular services for the states of Bihar, West Bengal, Jharkhand, Nagaland, Mizoram, Manipur, Meghalaya, Arunachal Pradesh, Sikkim, Tripura, and Assam. .

U.S. Consulate General Chennai 220 Anna Salai at Gemini Circle Chennai, India 600006 Telephone: +(91) (44) 2857-4000 Emergency After-Hours Telephone: (0) 44-2857-4000. Ask for American Citizen Services. (Within India, but outside Chennai, first dial 044. From the United States, first dial 011-(91) (44)) Fax: +(91) (044) 2811-2020 [email protected]

The Consulate General in Chennai provides consular services for the states of Tamil Nadu, Karnataka, Kerala, and the Union Territories of Andaman and Nicobar Islands, Pondicherry, and the Lakshwadeep Islands.

U.S. Consulate General Hyderabad Survey No. 115/1, Financial District, Nanakramguda Hyderabad, Telangana, 500032 Telephone:+(91) (40) 6932 8000 Emergency After-Hours Telephone: 4033-8300 and ask for American Citizen Services. (If calling from within India, but outside Hyderabad, first dial 040. From the United States, first dial 011-(91) (40)) Fax: 4033-8306 [email protected]

The Consulate General in Hyderabad provides services to U.S. citizens in the Indian states of Andhra Pradesh, Telangana, and Odisha.

Destination Description

See the Department of State’s Fact Sheet on India for information on U.S.-India relations.

Entry, Exit and Visa Requirements

All U.S. citizens need a valid passport as well as a valid Indian visa or an Overseas Citizen of India (OCI) card to enter and exit India for any purpose. India may deny entry to travelers without valid documents or the correct type of visa. Indian visa rules and instructions change often. They often do so with little warning. Travelers should check the  website of the Indian Embassy in Washington D.C. before any travel to India to review the most current information. The U.S. Embassy and Consulates General in India cannot assist you if you arrive without proper documentation.

U.S. citizens seeking to enter India solely for tourist purposes for stays of less than 60 days may apply for an eVisa at least four days before their arrival. Please visit the  Indian government's website for electronic travel authorization for more information and to submit an application visit the Bureau of Immigration’s website.

U.S. citizens seeking to enter India as a tourist for longer than 60 days or for any other purpose must apply for a visa from an Indian embassy or consulate. The Government of India has appointed VFS Global to assist with visa services for individuals in the United States. Applicants may apply for Indian visas through the application link . Please exercise caution and check the correct website and as there are many fake webpages that will gather your personal information.

You can submit Diplomatic and Official visa applications directly to the Indian Embassy and Consulates. All U.S. government employees traveling on official orders, including military personnel, must get country clearance for travel to India. Once you have received your visa, check it carefully to ensure that the type of visa, validity dates, and number of entries is appropriate for your travel plans.

Keep copies of your U.S. passport data page, as well as the pages containing the Indian visa and Indian immigration stamps, with you at all times. Consider saving these documents to your mobile phone in case of emergency. If your passport is lost or stolen, copies will help you apply for a replacement passport and an exit permit from the Indian government. Replacing a lost visa, which is required to exit the country, may take several business days.  

U.S. citizens of Pakistani origin or descent are subject to administrative processing and should expect additional delays when applying for Indian visas.

Foreign citizens who visit India to  study, do research, work, or act as missionaries, as well as all travelers and residents planning to stay more than 180 days, are required to register their visit or residency within 14 days of arrival with the Foreigners Regional Registration Office (FRRO)  closest to where they will be staying, in addition  to having the appropriate visa  when they enter India. Similarly, if you are traveling to India to give birth, you must register your newborn’s birth within 14 days with the FRRO office. Failure to do so will result in fines, fees, and penalties. The FRRO has offices in New Delhi, Mumbai, Chennai, Hyderabad, Kolkata, Bengaluru (Bangalore), Lucknow, Calicut, Goa, Cochin, Trivandrum, and Amritsar. District Superintendents of Police serve as Foreigners Registration Officers (FROs) in all other places. We recommend all U.S. citizens review the entry requirements described on the  Frequently Asked Question (FAQ)  section on the Indian Bureau of Immigration website.

If you overstay your Indian visa or break Indian visa rules, you may need clearance from the Ministry of Home Affairs to leave. In general, authorities will fine you and, in some cases, may even jail you for months. Visa violators seeking an exit permit must visit  the Foreigners Regional Registration Office portal  to submit the application and pay any levied fines. Processing an exit permit can take up to 90 days in these cases. Decisions will be made case by case.

Possession of a satellite phone is strictly prohibited in India and may lead to detention or arrest.

For the most current information on entry and exit requirements, please contact the  Embassy of India’s Consular wing  at 2536 Massachusetts Avenue NW, Washington, DC 20008, telephone (202) 939-9806 or the Indian Consulates in  Atlanta ,  Chicago ,  Houston ,  New York , or  San Francisco . Outside the United States, you should inquire at the nearest Indian embassy or consulate.

General information regarding Indian visa and immigration rules, including the addresses and telephone numbers for the FRRO offices, can be found at the  Indian Ministry of Home Affairs Bureau of Immigration website.

HIV/AIDS RESTRICTIONS:  There are no disclosure requirements or restrictions for HIV/AIDS patients who enter India on a tourist visa. Disclosure regarding HIV/AIDS is required of anyone seeking a resident permit in India. Foreign residents found to be suffering from HIV/AIDS will be deported. Please verify this information with the  Embassy of India  before you travel.

Find information on dual nationality , prevention of international child abduction and customs regulations on our websites.

Safety and Security

U.S. citizens should always practice good personal security and situational awareness. Be aware of your surroundings. This includes local customs and etiquette. Keep a low profile. Monitor local news reports, vary routes and times in carrying out daily activities, and consider the level of security present when visiting public places, including religious sites, and when choosing hotels, restaurants, and entertainment and recreation venues.

India intermittently experiences terrorist and insurgent activities which may affect U.S. citizens directly or indirectly. Some U.S.-designated terrorist groups are active in India, including Jaish-e-Mohammed and Lashkar-e Tayyiba. The U.S. government occasionally receives information regarding possible terrorist attacks that could take place in India, monitors such information to determine credibility, and advises U.S. citizens accordingly. Enroll in the  Smart Traveler Enrollment Program (STEP)  to receive messages from the Embassy automatically.  

Past attacks have targeted public places, including some frequented by Westerners, such as luxury and other hotels, trains, train stations, markets, cinemas, mosques, and restaurants in large urban areas. Attacks have taken place during the busy evening hours in markets and other crowded places but could occur at any time. Alerts are usually more frequent around major holidays. The Maoists (also known as “Naxalites”) are the most active insurgent group in India. The Naxalites typically attack Indian government officials, but have also derailed trains, targeted other government buildings such as police stations, and conducted other criminal activity. 

Demonstrations and general strikes, or “bandh,” often cause major inconvenience and unrest. These strikes can result in the stoppage of all transportation and tourist-related services, at times for 24 hours or more. U.S. citizens caught in such a strike may find they are unable to make flight and rail connections, as local transportation can be severely limited. Local media generally give an idea of the length and geographical location of the strike. You are urged to obey any imposed curfews and travel restrictions and avoid demonstrations and rallies as they have the potential for violence, especially immediately preceding and following political rallies, elections, and religious festivals (particularly when Hindu and Muslim festivals coincide). Tensions between castes and religious groups can also result in disruptions and violence.

There are active "anti-conversion" laws in some Indian states, and acts of conversion sometimes elicit violent reactions from Hindu extremists. Foreigners suspected of proselytizing Hindus have been attacked and killed in conservative, rural areas in India in years past. In some cases, demonstrators specifically block roads near popular tourist sites and disrupt train operations in order to gain the attention of Indian authorities; occasionally vehicles transporting tourists are attacked in these incidents. You should monitor local television, print and social media, and Mission India’s American Citizens Services  Facebook page

Swimming:  You should exercise caution if you intend to swim in open waters along the Indian coastline, particularly during the monsoon season. Every year, people in Goa, Mumbai, Puri (Odisha), off the Eastern Coast in the Bay of Bengal, and other areas drown due to strong undertows. It is important to heed warnings posted at beaches and to avoid swimming in the ocean during the monsoon season. Several years ago, there were reports of fatal crocodile attacks in the Andaman Islands. Trained lifeguards are very rare along beaches.

Wildlife Safaris:  Many tour operators and lodges advertise structured, safe excursions into parks and other wildlife viewing areas for close observation of flora and fauna. However, safety standards and training vary, and it is advisable to ascertain whether operators are trained and licensed. Even animals marketed as “tame” should be respected as wild and extremely dangerous. Keep a safe distance from animals at all times, remaining in vehicles or other protected enclosures when venturing into game parks or safaris.

Trekking:  Trekking expeditions should be limited to routes identified for this purpose by local authorities. Use only registered trekking agencies, porters, and guides, suspend trekking after dark, camp at designated camping places, and travel in groups rather than individually. Altitudes in popular trekking spots can exceed 25,000 feet (7,620 m); please ensure you are fit to trek at these altitudes and carry sufficient medical insurance that includes medical evacuation coverage.

Train Travel:  India has the third largest rail network in the world, and train travel in India is generally safe. Nevertheless, accidents and on-board fires are sometimes caused by aging infrastructure, poorly maintained equipment, overcrowding, and operator errors. Train accidents and fires have resulted in death and serious injury of passengers.

Areas of Instability: Jammu & Kashmir:  The Department of State recommends that you do not travel to the union territory of Jammu & Kashmir because of the potential for terrorist incidents as well as violent public unrest. A number of terrorist groups operate in the territory targeting security forces, particularly along the Line of Control (LOC) separating Indian and Pakistani-controlled Kashmir, and those stationed in primary tourist destinations in the Kashmir Valley: Srinagar, Gulmarg, and Pahalgam. Foreigners are particularly visible, vulnerable, and at risk. In the past, serious communal violence left the territory mostly paralyzed due to massive strikes and business shutdowns, and U.S. citizens have had to be evacuated by local police. The Indian government prohibits foreign tourists from visiting certain areas along the LOC (see the section on Restricted Areas, below) and may require a travel permit to enter this area.

India-Pakistan Border:  The Department of State recommends that you do not travel to areas within ten kilometers of the border between India and Pakistan. Both India and Pakistan maintain a strong military presence on both sides of the border. The only official India-Pakistan border crossing point for persons who are not citizens of India or Pakistan is in the state of Punjab between Atari, India, and Wagah, Pakistan. The border crossing is usually open, but you are advised to confirm the current status of the border crossing prior to commencing travel. A Pakistani visa is required to enter Pakistan. Only U.S. citizens residing in India may apply for a Pakistani visa in India. Otherwise, you should apply for a Pakistani visa in your country of residence before traveling to India.

Both India and Pakistan claim an area of the Karakoram Mountain range that includes the Siachen glacier. Travel or mountain climbing in this area is highly dangerous. The disputed area includes the following peaks: Rimo Peak; Apsarasas I, II, and III; Tegam Kangri I, II and III; Suingri Kangri; Ghiant I and II; Indira Col; and Sia Kangri. Check with the U.S. Embassy in New Delhi for information on current conditions.

Northeastern States:  Incidents of violence by ethnic insurgent groups, including bombings of buses, trains, rail lines, and markets, occur sporadically in the northeast. While U.S. citizens have not been specifically targeted, it is possible that you could be affected as a bystander. If you travel to the northeast, you should avoid travel by train at night, travel outside major cities at night, and crowds. U.S. government employees at the U.S. Embassy and Consulates in India are prohibited from traveling to certain areas in the states of Assam, Arunachal Pradesh, Sikkim, Mizoram, Nagaland, Meghalaya, Tripura, and Manipur without permission from the U.S. Consulate General in Kolkata. Restricted Area Permits are required for foreigners to visit certain Northeastern states (see the section on Restricted Areas, below.) Contact the U.S. Consulate General in Kolkata for information on current conditions.

East Central and Southern India:  Maoist extremist groups, or “Naxalites,” are active in East Central India, primarily in rural areas. The Naxalites have a long history of conflict with state and national authorities, including frequent terrorist attacks on local police, paramilitary forces, and government officials, and are responsible for more attacks in the country than any other organization through an ongoing campaign of violence and intimidation. Naxalites have not specifically targeted U.S. citizens but have attacked symbolic targets that have included Western companies and rail lines. While Naxalite violence does not normally occur in places frequented by foreigners, there is a risk that visitors could become victims of violence.

Naxalites are active in a large swath of India from eastern Maharashtra and northern Telangana through western West Bengal, particularly in rural parts of Chhattisgarh and Jharkhand and on the borders of Telangana, Andhra Pradesh, Maharashtra, Madhya Pradesh, Uttar Pradesh, Bihar, West Bengal, and Odisha. Due to the fluid nature of the threat, all U.S. government travelers to states with Naxalite activity must receive authorization from the U.S. Consulate responsible for the area to be visited, unless they are only visiting capital cities.

Restricted/Protected areas:  Certain states or portions of states require Restricted Area Permits. These include:

The state of Arunachal Pradesh
Portions of the state of Sikkim
Portions of the state of Himachal Pradesh near the Chinese border
Portions of the state of Uttarakhand (Uttaranchal) near the Chinese border
Portions of the state of Rajasthan near the Pakistani border
Portions of the union territory of Jammu & Kashmir near the Line of Control with Pakistan and certain portions of the union territory of Ladakh
The union territory of Andaman & Nicobar Islands
The union territory of the Laccadives Islands (Lakshadweep)
Portions of the state of Manipur
Portions of the state of Mizoram
Portions of the state of Nagaland

More information about travel to/in restricted/protected areas can be found from India’s  Bureau of Immigration .

Restricted Area Permits are available outside India at Indian embassies and consulates abroad, or in India from the Ministry of Home Affairs (Foreigners Division) at Jaisalmer House, 26 Man Singh Road, New Delhi. The states of Arunachal Pradesh and Sikkim maintain official guesthouses in New Delhi, which can also issue Restricted Area Permits for their respective states for certain travelers. While visiting Mamallapuram (Mahabalipuram) in Tamil Nadu, you should be aware that the Indira Gandhi Atomic Research Center in Kalpakkam is located just south of the site and is not clearly marked as a restricted and dangerous area.

For the latest security information, travelers should enroll in  STEP  to receive updated security information and regularly monitor travel information available from the  U.S. Embassy in New Delhi  as well as the U.S. Consulates General in  Mumbai  ,  Chennai ,  Hyderabad , and  Kolkata .

Crime:  Violent crime, especially directed against foreigners, has traditionally been uncommon. Petty crime, especially theft of personal property (including U.S. passports), is common, particularly on trains or buses, at airports, and in major tourist areas. Pickpockets can be very skilled and travelers have reported having their bags snatched, purse-straps cut, or the bottom of their purses slit without their knowledge. If traveling by train, lock your sleeping compartments and take your valuables with you when leaving your berth. If you travel by air, be careful with your bags in the arrival and departure areas outside airports. Be cautious about displaying cash or expensive items to reduce the chance of being a target for robbery or other crime, and be aware of your surroundings when you use ATMs. Scammers have used ATM card scams to clone credit card details and withdraw money.

Individuals have reported cases of sexual assault, including rape, against U.S. citizens traveling throughout India.

The U.S. government cautions citizens, especially women, not to travel alone in India. Please observe stringent security precautions. When traveling without known and trustworthy companions, use public transport specifically designated for “women-only” travelers, which is a free service offered by the Indian government in many metropolitan cities including Delhi and Hyderabad. Please restrict evening entertainment to well-known venues and avoid isolated areas when traveling alone at any time of the day. Keep your hotel room number confidential and make sure hotel room doors have chains, deadlocks, and peep holes. Travel with groups of friends rather than alone. In addition, only hire reliable cars and drivers and avoid traveling alone in hired taxis, especially at night. Use taxis from hotels and pre-paid taxis at airports rather than hailing them on the street. If you encounter threatening situations, call “100” for police assistance (“112” from mobile phones). If you use app-based services like “Uber” or “Ola” share your ride information with a friend.

Travelers in India are advised to respect local dress and customs. Indian women typically wear conservative everyday dress. This is the norm throughout the country, and even more so in rural areas. They wear clothing that covers their legs and shoulders. Exceptions are vacation resorts catering to foreign clientele and some neighborhoods of major cities like New Delhi and Mumbai. Western women, especially those of African descent, continue to report incidents of verbal and physical harassment by individuals and groups of men. Known locally as “Eve-teasing,” these incidents of sexual harassment can be quite frightening and quickly cross the line from verbal to physical. Sexual harassment can occur anytime or anywhere, but most frequently has happened in crowded areas such as in marketplaces, train stations, buses, and public streets. The harassment can range from sexually suggestive or lewd comments to catcalls to outright groping.

The Government of India has focused more on addressing gender-based violence. One outcome has been more reports of sexual assault nationwide. Indian authorities report rape is one of India's fastest growing crimes.

If you find yourself in a life-threatening situation, you should call the police immediately and follow up with a call to the nearest U.S. Embassy or Consulate. We can sometimes connect you with an Indian non-governmental organization that may be able to provide assistance.

Please review our travel tips for  Women Travelers .

If you are victimized overseas, you may be entitled to receive compensation for counseling and/or other services such as relocation back to the United States. For further information, visit the U.S. Department of Justice page for violence against women.

Scams are common at major airports, train stations, popular restaurants, and tourist sites. Scam artists prey on visitors by creating distractions. Be careful of taxi drivers and others. This includes train porters. They solicit travelers with "come-on" offers of cheap transportation and/or hotels. Travelers who accept such offers are often the victims of scams. These include offers to help with "necessary" transfers to the domestic airport, overpriced hotel rooms, unwanted "tours," unwelcome "purchases," long cab rides, and even threats when the tourists decline to pay. Tourists have reported being lured and extorted for money in the face of threats of violence against the traveler and his/her family members. Be careful when hiring transportation and guides. Use only well-known travel agents to book trips.

Some vendors sell carpets, jewelry, and gemstones. These items may be expensive and not of the promised quality. Deal only with reputable businesses and do not hand over your credit cards or money unless you are certain that goods being shipped are the goods you purchased. If a deal sounds too good to be true, it is best avoided. Most Indian states have official tourism bureaus set up to handle complaints. Do not agree to transport any goods on behalf of strangers in exchange for money.

India-based criminals use the internet to extort money from victims abroad. In a common scam, the victim develops a close romantic relationship with an alleged U.S. citizen they meet online. When the “friend” travels to India, a series of accidents occur and the victim begins to receive requests for financial assistance, sometimes through an intermediary. In fact, the U.S. citizen “friend” does not exist; they are only online personas used by criminal networks. Victims have been defrauded of thousands of dollars in these schemes. Do not send money to anyone you have not met in person and carefully read the Department of State’s advice on   international financial scams . 

In another common scam, family members in the United States, especially older people, are asked for money. The scammers claim to be grandchildren or relatives who have been arrested or are without money to return home. Do not send money without contacting the U.S. Embassy or Consulate General to confirm the other party’s situation. You can also call our Office of Overseas Citizens Services at 888-407-4747 (from overseas: 202-501-4444). Review our information on  emergency assistance to Americans abroad.

U.S. citizens have had problems with business partners, usually involving property investments. You may wish to seek professional legal advice in reviewing any contracts for business or services offered in India. The U.S. Embassy and consulates cannot give legal advice. They also cannot help U.S. citizens with Indian courts on civil or criminal matters. A list of local attorneys is available on the Embassy and Consulates General  websites .

See the  Department of State  and the  FBI  pages for more information on scams.

Don’t buy counterfeit and pirated goods, even if they are widely available. Not only are the bootlegs illegal in the United States, if you purchase them you may also be breaking local law.

Victims of Crime:  U.S. citizen victims of sexual assault should first contact the local police, then inform the U.S. Embassy or local Consulate.

Report crimes to the local police by calling “100” or “112” from a mobile phone.

Remember that local authorities are responsible for investigating and prosecuting the crime.

See our webpage on  help for U.S. victims of crime overseas .

help you find appropriate medical care
assist you in reporting a crime to the police
contact relatives or friends with your written consent
explain the local criminal justice process in general terms
provide a list of local attorneys
provide information on victims’ compensation programs in the U.S.
provide an emergency loan for repatriation to the United States and/or limited medical support in cases of destitution
help you find accommodation and arrange flights home
replace a stolen or lost passport

You should ask for a copy of the police report, known as a “First Information Report” (FIR), from local police when you report an incident. Local authorities generally can't act without a police report. 

If your passport is stolen, report the theft or loss right away. Report it to the police in the place where your passport was stolen. You need an FIR to get an exit visa to leave India. The Indian government requires it if the lost passport had your Indian visa. Although the Embassy or Consulate General is able to replace a stolen or lost passport, the Ministry of Home Affairs and the Foreigners Regional Registration Office (FRRO) are responsible for approving an exit permit. This process usually takes three to four working days but can take longer.

In cases of sexual assault or rape, the Embassy or Consulates General can provide a list of local doctors and hospitals, if needed, to discuss treatment and prevention options for diseases and pregnancy. You should be aware that for evidence of an assault to be submitted in a court case, Indian authorities require that the medical exam be completed at a government hospital. Therefore, if a victim goes to a private hospital for treatment, the hospital will refer them to a government hospital for this aspect of the medical process. 

India has many resources for victims of rape and sexual assault. The specific toll-free Women’s Helpline Service number in Delhi is 1091; in Mumbai it is 103; in Kolkata, 1090; in Chennai, 1091 or 2345-2365; and in Hyderabad 1098.

The local equivalent to the “911” emergency line in India is “100.” An additional emergency number, “112,” can be accessed from mobile phones.

Please see our  information for victims of crime , including possible victim compensation programs in the United States. 

Domestic Violence: U.S. citizen victims of domestic violence may contact the Embassy or Consulates for assistance.

Tourism:  The tourism industry is unevenly regulated, and safety inspections for equipment and facilities do not commonly occur. Hazardous areas/activities are not always identified with appropriate signage, and staff may not be trained or certified either by the host government or by recognized authorities in the field. In the event of an injury, appropriate medical treatment is typically available only in/near major cities. First responders are generally unable to access areas outside of major cities and to provide urgent medical treatment. U.S. citizens are encouraged to purchase medical evacuation insurance. See our webpage for more  information on insurance providers for overseas coverage.

Local Laws & Special Circumstances

Criminal Penalties:  You are subject to local laws. You may face arrest, imprisonment, and/or deportation if you violate local laws, even unknowingly.

Furthermore, some activities are crimes under U.S. law and can be prosecuted in the U.S. regardless of whether they are allowed under local law. For examples, see our website on  crimes against minors abroad  and the Department of Justice website.

If police or prison officials arrest or detain you, immediately ask them to notify the U.S. Embassy. See our  webpage  for further information.

Alcohol: Each of India’s states has its own rules for buying and drinking alcohol. Legal drinking ages range from 18 to 25 and can vary by beverage type. Some states permit alcohol use for medicinal purposes only while others require you to hold a permit to buy, transport, or consume alcohol. Penalties for violation can be harsh.

Several U.S. citizens at Indian airports have been arrested for attempting to smuggle illegal drugs from India. Many claim that they did not realize they were carrying narcotics. Never transport or mail packages that do not belong to you and maintain direct control of your luggage at all times.

Beef and Cow Hide:  Several states in India impose various types of prohibition on beef. In some rural areas, cow protection vigilantes have attacked people they suspected of selling or consuming beef, or possessing items made with cow hide.

SPECIAL CIRCUMSTANCES:

Dual Nationality:  India does not permit its citizens to hold dual nationality. In 2006, India launched the "Overseas Citizens of India" (OCI) program, which does not grant Indian citizenship but is similar to a U.S. "green card" in that you can travel to and from India indefinitely, work in India, study in India, and own property in India (except for certain agricultural and plantation properties). If you are a U.S. citizen and obtain an OCI card you will not become a citizen of India; you will remain a citizen of the United States. An OCI card holder does not receive an Indian passport, cannot vote in Indian elections, and is not eligible for Indian government employment.

U.S. citizens of Indian descent can apply for OCI cards at the Indian Embassy in Washington or at the Indian Consulates in Chicago, New York, San Francisco, Atlanta, and Houston. Inside India, U.S. citizens can apply at the nearest FRRO office (please see “Entry/Exit Requirements” section above for more information on the FRRO). U.S. citizens must use a U.S. passport when traveling in and out of the United States.

Faith-based travelers and those participating in religious activities should refer to the Department of State's Report on International Religious Freedom. Indian law mandates that individuals engaging in religious proselytizing obtain a "missionary" visa. Immigration authorities have determined that engaging in certain activities, such as speaking at religious meetings open to the general public, could violate immigration law if the traveler does not possess a missionary visa. Foreigners with tourist visas who engage in missionary activity are subject to deportation and possible criminal prosecution. The states of Odisha, Chhattisgarh, Gujarat, Himachal Pradesh, Madhya Pradesh, and Arunachal Pradesh have legislation that regulates or places restrictions on conversion from one religion to another. If you plan to engage in missionary activity, you may want to seek legal advice to find out if Indian law permits the activities you plan to pursue.

Tourists should also mind restrictions and observances when planning to visit any religious establishment. These include Hindu temples, mosques, churches, and other sacred places to the local population. Many individual temples and mosques do not permit non-members to enter all or parts of the facilities, and may require the removal of shoes, the covering of the head, or have other specific requirements for appropriate attire.

Customs rules are strict. Before traveling to or from India, inspect all bags and clothes well. Make sure they do not contain banned items. Airport security officials have arrested or detained several U.S. citizens after discovering loose ammunition (including spent individual bullets and casings) or weapons in their luggage. If authorities find loose ammunition or bullets (including empty bullet shells used in souvenirs) on your person or in your bags, they will charge you with violating the Indian Arms Act, and may incarcerate or deport you from India.

Additionally, Indian authorities have arrested and prosecuted U.S. citizens for possessing satellite phones, which is strictly prohibited in India.

Indian customs authorities enforce strict regulations. They cover temporary importation into or export from India of items like antiquities, electronics, currency, ivory, gold objects, and other banned materials. You need permission from the Government of India to bring in restricted items, even if you are only transiting through India. If you do not comply with these regulations, you risk arrest or fine or both and confiscation of these items. If Indian law enforcement charges you with any legal violations, make sure to have an attorney review any document before signing it. The Government of India requires the registration of antique items with the local police along with a photograph of the item. It is advisable to contact the Embassy of India in Washington or one of India's consulates in the United States for specific information regarding customs requirements. More information is available from the Indian Central Board of Excise and Customs.

Indian customs authorities encourage the use of an ATA (Admission Temporaire/Temporary Admission) Carnet for the temporary admission of professional equipment, commercial samples, and/or goods for exhibitions and fair purposes. ATA Carnet Headquarters, located at the  U.S. Council for International Business , 1212 Avenue of the Americas, New York, NY 10036, issues and guarantees the ATA Carnet in the United States. For additional information call (212) 354-4480, or  email USCIB  for details. Please see our section on  Customs Information  for more information.

Natural Disaster Threats:  Parts of northern India are highly susceptible to earthquakes. Regions of highest risk, ranked 5 on a scale of 1 to 5, include areas around Srinagar, Himachal Pradesh, Rishikesh and Dehradun, the northern parts of Punjab, northwest Gujarat, northern Bihar, and the entire northeast. Ranked 4 (high damage risk) is an area that sweeps along the north through Jammu and Kashmir, Eastern Punjab, Haryana, Northern Uttar Pradesh, central Bihar and the northern parts of West Bengal. New Delhi is located in zone 4. Severe flooding is common in hilly and mountainous areas throughout India. Flooding in 2013 in Uttarakhand, Himachal Pradesh, Tamil Nadu and other areas left thousands of people presumed dead and temporarily stranded dozens of U.S. citizens.

Typhoons/cyclones and subsequent flooding are common along the Indian coasts, in particular the Eastern coastal states of Tamil Nadu, Andhra Pradesh, Odisha and West Bengal, and have at times resulted in massive loss of life. Tourists and residents in areas prone to these events should remain vigilant during severe weather, monitor local media for latest developments, and heed all municipal warnings. Residents in these areas should have contingency plans for loss of power and unavailability of goods and services, including supplies for multiple days after a severe weather event.

Accessibility:  Individuals with disabilities may find accessibility and accommodation in India very different than what you find in the United States. Despite legislation that all public buildings and transport be accessible for disabled people, accessibility remains limited. One notable exception is the Delhi metro system, designed to be accessible to those with physical disabilities.

Students:  See our  Students Abroad  page and  FBI travel tips.

LGBTQI+ Travelers: The Supreme Court of India decriminalized same-sex relationships in 2018. Since then, state and union governments have been directed to develop reforms that protect the rights of lesbian, gay, bisexual, transgender, queer, and intersex (LGBTQI+) persons, including efforts to provide gender neutral bathrooms at schools and colleges and separate housing for gender-nonconforming and transgender persons in prison.

Although Indian law prohibits discrimination by state and nonstate actors based on sexual orientation, gender identity or expression, or sex characteristics, the government is inconsistent in implementing and enforcing these laws, and reports of widespread discrimination, harassment, threats, and violence against LGBTQI+ persons, particularly in rural areas or by local police, persist. See our LGBTQI+ Travel Information page and section 6 of our  Human Rights  report for further details.

For emergency services in India, dial 112 from a cell phone; from a land line, dial 100 for police, 102 for ambulance (108 in parts of South India), and 101 for fire.

Ambulances are not equipped with state-of-the-art medical equipment, and traffic does not yield to emergency vehicles. Injured or seriously ill travelers may prefer to take a taxi or private vehicle to the nearest major hospital rather than wait for an ambulance. Most hospitals require advance payment or confirmation of insurance prior to treatment. Payment practices vary, and credit cards are not routinely accepted for medical care.

Zika, dengue, malaria, measles, and other diseases are present in India. See the Center for Disease Control’s website for more information.

The quality of medical care in India varies considerably. Medical care in the major population centers approaches and occasionally meets Western standards, but adequate medical care is usually very limited or unavailable in rural areas.

We do not pay medical bills.  Be aware that U.S. Medicare does not apply overseas. 

Make sure your health insurance covers care overseas. Most care providers overseas only accept cash payments. See our webpage for more information on insurance providers for overseas coverage. Visit the U.S. Centers for Disease Control and Prevention for more information on type of insurance you should consider before you travel overseas.We strongly recommend  supplemental insurance  to cover medical evacuation.

If traveling with prescription medication, check with the government of India to ensure the medication is legal in India. Always carry your prescription medication in original packaging with your doctor’s prescription. 

Pharmaceuticals: Exercise caution when purchasing medication overseas. Pharmaceuticals, both over the counter and requiring prescription in the United States, are often readily available for purchase with limited controls. Counterfeit medication is common and may prove to be ineffective, the wrong strength, or contain dangerous ingredients. When buying medication, consult with a medical professional and purchase from reputable establishments. Please visit the U.S. Center for Disease Control and Prevention website on counterfeit drugs for more information.

Water Quality: Water is a common vehicle for the transmission of disease. Impure drinking water can transmit serious diseases such as typhoid, cholera, hepatitis, and dysentery. You can make water safe for drinking by filtering/boiling, distilling, or using chemicals. Bottled water is generally safe for consumption. It is best to stick to the major brands. The water bottle seal or cap should be intact.

Vaccinations:  Be up-to-date on all vaccinations recommended by the U.S. Centers for Disease Control and Prevention.

If you are arriving in India from Sub-Saharan Africa or other areas with yellow-fever risk, Indian health regulations require that you present evidence of vaccination against yellow fever. If you lack such proof, authorities may immediately deport you or detain you in the yellow-fever quarantine center for six days. If you travel through any part of sub-Saharan Africa, even for one day, health authorities advise you to carry proof of yellow fever immunization.

Dogs and bats create a high risk of rabies transmission in most of India. Health authorities recommend vaccination for all prolonged stays, especially for young children and travelers in rural areas. It is also recommended for shorter stays that involve occupational exposure, locations more than 24 hours from a reliable source of human rabies immune globulin and rabies vaccine for post-exposure treatment, adventure travelers, hikers, cave explorers, and backpackers. Monkeys also can transmit rabies and herpes B, among other diseases, to human victims. Avoid feeding monkeys. If bitten, you should immediately soak and scrub the bite for at least 15 minutes and seek urgent medical attention.

Influenza transmission occurs from November to April in areas north of the Tropic of Cancer (north India) and from June through November (the rainy season) in areas south of the Tropic of Cancer (south India), with a smaller peak from February through April; off-season transmission can also occur. All travelers are at risk. During the flu season, health authorities recommend that all travelers get the influenza vaccine.

Outbreaks of avian influenza (H5N1 virus) occur intermittently in eastern India, including West Bengal, Manipur, Sikkim, Andhra Pradesh, Telangana, and Assam.

Malaria risk depends on time of year and area the traveler is visiting. Please consult the  CDC website for India for more information. Dengue fever presents significant risk in urban and rural areas. Health officials report the highest number of cases from July to December, with cases peaking from September to October. The CDC recommends taking daytime insect precautions, such as wearing long-sleeved shirts and mosquito repellent.

Tuberculosis is an increasingly serious health concern in India. Please visit the CDC website or more information.

Further health information:

World Health Organization
U.S. Centers for Disease Control and Prevention (CDC)

Air pollution is a significant problem in several major cities in India, and you should consult your doctor prior to travel and consider the impact seasonal smog and heavy particulate pollution may have on you. The air quality in India varies considerably and fluctuates with the seasons. It is typically at its worst in the winter. Anyone who travels where pollution levels are high is at risk. People at the greatest risk from particle pollution exposure include: 

Infants, children, and teens 
People over 65 years of age 
People with lung disease such as asthma and chronic obstructive pulmonary disease (COPD), which includes chronic bronchitis and emphysema 
People with heart disease or diabetes 
People who work or are active outdoors

Current air quality data can be found on the  Department of State’s air quality page . The data on this site are updated hourly. 

Rh-negative blood may be difficult to obtain as it is not common in Asia. 

Medical Tourism:  Medical tourism is a rapidly growing industry. Companies offering vacation packages bundled with medical consultations and financing options provide direct-to-consumer advertising over the internet. Such medical packages often claim to provide high quality care, but the quality of health care in India is highly variable. People seeking health care in India should understand that medical systems operate differently from those in the United States and are not subject to the same rules and regulations.

Anyone interested in traveling for medical purposes should consult with their local physician before traveling and  refer to the information from the CDC . Persons traveling to India for medical purposes require the proper “medical” visa. Please check with the nearest Indian embassy or consulate for more information. 

Despite reports of antibiotic-resistant bacteria in hospitals, in general travelers should not delay or avoid treatment for urgent or emergent medical situations. However, health tourists and other travelers who may be contemplating elective procedures in this country should carefully research individual hospital infection control practices. 

Surrogacy:  Commercial surrogacy is illegal for foreigners in India, subject to complex local regulation. For additional information,  visit the Government of India’s official information on foreigner surrogacy .

The U.S. Embassy and Consulates General in India maintain lists of local doctors and hospitals, all of which are published on their respective websites under "U.S. Citizen Services." We cannot endorse or recommend any specific medical provider or clinic. 

Travel and Transportation

Road Conditions and Safety:  Travel by road in India is dangerous. India leads the world in traffic-related deaths and a number of U.S. citizens have suffered fatal traffic accidents in recent years. You should exercise extreme caution when crossing streets, even in marked pedestrian areas, and try to use only cars that have seatbelts. Seatbelts are not common in three-wheel taxis (autos) and in back seats of taxis and rideshare vehicles. Helmets should always be worn on motorcycles and bicycles. Travel at night is particularly hazardous. 

On Indian roads, the safest driving policy is always to assume that other drivers will not respond to a traffic situation in the same way you would in the United States, including the use of driving lanes. Buses and trucks often run red lights and merge directly into traffic at yield points and traffic circles. Cars, autos, bicycles, and pedestrians behave only slightly more cautiously. Use your horn or flash your headlights frequently to announce your presence. It is both customary and wise. 

Inside and outside major cities, roads are often poorly maintained and congested. Even main roads frequently have only two lanes, with poor visibility and inadequate warning markers. On the few divided highways one can expect to meet local transportation traveling in the wrong direction, often without lights. Heavy traffic is the norm and includes (but is not limited to) overloaded trucks and buses, scooters, pedestrians, bullock and camel carts, horse or elephant riders en route to weddings, bicycles, and free-roaming livestock. 

Public Transportation:  Buses, patronized by hundreds of millions of Indians, are convenient in that they serve almost every city of any size. However, in some areas, they are often driven fast, recklessly, and without consideration for the rules of the road. Accidents are common. 

Traffic Laws:  Traffic in India moves on the left. It is important to be alert while crossing streets and intersections, especially after dark as traffic is coming in the "wrong" direction. Travelers should remember to use seatbelts in both rear and front seats where available, and to ask their drivers to maintain a safe speed. 

In order to drive in India, you must have either a valid Indian driver’s license or a valid international driver’s license. Because of difficult road and traffic conditions, you may wish to consider hiring a local driver. Your U.S. driver’s license will not work. 

If a driver hits a pedestrian or a cow, the vehicle and its occupants are at risk of being attacked by passersby. Such attacks pose significant risk of injury or death to the vehicle's occupants or risk of incineration of the vehicle. It could be unsafe to remain at the scene of an accident of this nature, and drivers may instead wish to seek out the nearest police station.    Protestors often use road blockage as a means of publicizing their grievances, causing severe inconvenience to travelers. Visitors should monitor local news reports for any reports of road disturbances. 

Please refer to our  Road Safety  page for more information. 

Emergency Numbers:  The following emergency numbers work in New Delhi, Mumbai, Chennai, Hyderabad, and Kolkata: 

National Emergency 112 
Police 100 
Fire Brigade 101 
Ambulance 102

AVIATION SAFETY OVERSIGHT:  The U.S. Federal Aviation Administration (FAA) has assessed the Government of India’s Civil Aviation Authority as being in compliance with International Civil Aviation Organization (ICAO) aviation safety standards for oversight of India’s air carrier operations. Further information may be found on the FAA’s Safety Management page . Travelers are urged to use caution while booking private helicopters for travel, especially in the northeast.

For additional travel information

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See the State Department’s travel website for the Worldwide Caution and Travel Advisories .
Follow us on Twitter and Facebook .
See traveling safely abroad for useful travel tips.

India was cited in the State Department’s 2023 Annual Report to Congress on International Child Abduction for demonstrating a pattern of non-compliance with respect to international parental child abduction. Review information about International Parental Child Abduction in India . For additional IPCA-related information, please see the International Child Abduction Prevention and Return Act ( ICAPRA ) report.

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Entry requirements

This advice reflects the UK Government’s understanding of current rules for people travelling on a full ‘British citizen’ passport from the UK, for the most common types of travel.

The authorities in India set and enforce entry rules. If you’re not sure how these requirements apply to you, contact the High Commission of India in London or another Indian consulate in the UK .

COVID-19 rules

There are no COVID-19 testing or vaccination requirements for travellers entering India.

Passport validity requirements

Make sure your passport is valid for at least 6 months from your date of entry into India.

Your passport must also: - have 2 blank pages for your visa

Check with your travel provider that your passport and other travel documents meet requirements. Renew your passport if you need to

You will be denied entry if you do not have a valid travel document or try to use a passport that has been reported lost or stolen.

Visa requirements

Apply for the right type of visa for the purpose of your travel.

You need a visa to travel to India unless you are an Overseas Citizen of India (OCI) cardholder.

India has a number of visa categories. Make sure you get the right visa for the purpose and duration of your travel.

Penalties for having the wrong visa can include refusal of entry or deportation. This may also include not being allowed to enter India in the future.

For latest information on Indian visas and immigration requirements, see the e-FRRO online portal (part of the Indian Foreigners Registration Office), the Bureau of Indian Immigration website and Indian Ministry of External Affairs website .

Applying for a visa or e-visa

Find out how to apply for a visa from the Indian Bureau of Immigration Depending on your requirements you may be able to apply for:

regular (paper) visa
e-visa (make sure to check the website’s ‘FAQs’ for restrictions on airports and seaports of entry)

Check your eligibility and any restrictions before you apply and allow plenty of time for your application to be processed.

More information is available from the website of High Commission of India in London .

Applicants of Pakistani origin

If you are of Pakistani origin, a British-Pakistan dual national, or holding a National Identity Card for overseas Pakistanis (NICOP), the visa processing time will be substantially longer than other visa applications. More information is available from the High Commission of India in London .

If you are a British-Pakistan dual national, you must apply for an Indian visa on your Pakistani passport. If you have renounced your Pakistani nationality or cancelled your Pakistani passport, you will need to submit documentary proof of this.

Overseas Citizens of India (OCI) cardholders

If you hold a valid Overseas Citizens of India (OCI) card, you can use this, along with your valid British passport to visit India. You do not need a visa. If you have a Persons of Indian Origin (PIO) card, you will need to convert it to an OCI card. More information is available from the High Commission of India in London and the Indian Bureau of Immigration .

Arrival, registration, and extensions

If you plan to stay in India for more than 180 days and do not hold an OCI card, register within 14 days of arrival with the Foreigner Regional Registration Office (FRRO) . You could be denied permission to leave if you do not do this. Check if you are required to register your arrival on the Indian Bureau of Immigration website and FRRO .

Overstaying in India on a visa is an offence. Make sure you leave the country before your visa expires or get an official extension if needed. More information is available on the Indian Bureau of Immigration website.

If you’re hospitalised

If you or someone you’re travelling with has a short-term Tourist Visa and is hospitalised, you may be able to extend or ‘convert’ to a Medical Visa .

Exit requirements

You will pass through immigration as you depart India. Officials will check when you entered the country. If you do not have an entry stamp, for example if you have a newly issued passport, you will need to apply for special exit visa before you travel. This must be done online and can take between five and fifteen working days for straightforward applications. Factor this into your timeframe to leave India when you are booking flights. For further information see the e-FRRO online portal (part of the Indian Foreigners Registration Office).

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At least 8 weeks before your trip, check the vaccinations and vaccination certificates you may need on TravelHealthPro (from the UK’s National Travel Health Network and Centre).

Depending on your circumstances, these may include:

yellow fever

The Indian Ministry of Health and Family Welfare also provides vaccination guidance and data .

Accommodation

By law, hotels, hostels and other accommodation providers must register the stay of foreign guests with the Foreigners’ Regional Registration Office (FRRO) using a “C Form”. Please ask your accommodation provider to ensure they have done so.

Customs rules

There are strict rules about goods that can be brought into and taken out of India . You must declare anything that may be prohibited or subject to tax or duty.

Satellite phones and listening devices

It is illegal to possess and operate satellite phones in India without a licence. British nationals have been arrested for bringing them into the country without prior permission. You can contact the Indian Department of Telecommunication to request a licence .

You may also need prior permission from the Indian authorities to bring equipment like listening or recording devices, radio transmitters, powerful cameras, or binoculars into India. You can ask the High Commission of India in London for advice.

Taking money into India

There are restrictions on bringing Indian rupees into India. Visitors, including residents and tourists, should follow Reserve Bank of India guidelines .

If you’re visiting India, you can bring cash, travellers’ cheques (in pounds sterling or another foreign currency) or a bank card with you and exchange or withdraw rupees once in India.

You must declare any amount above 5,000 US dollars in notes, or 10,000 US dollars in notes and travellers’ cheques combined.

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Best Ways to Take Money to India in 2024

From frenetic cities to relaxed beach resorts, India has it all, with an enviable range of tourist attractions, fabulous cuisine and rich history. India is also a rapidly developing economy and a popular destination for Australians looking to further their careers in a growth market.

Whether you’re heading to India for a quick beach break or to live long term, you’ll need to figure out the best way to pay for things while you’re there. This guide covers 4 popular ways to take money to India, so you can pick the one that suits you best.

Best ways to take money to India

In this guide we’ll walk through 4 of the most practical and popular ways to take money to India, including our top picks for providers to look at, pros and cons. Here are the common ways to pay overseas that we’ll investigate:

Prepaid Travel Card

Travel Debit Card

Travel credit card

Prepaid travel cards to use in India

Ideal for: topping up funds in AUD before spending and making ATM withdrawals in INR

Prepaid travel money cards usually come with linked digital multi-currency accounts you can fund in AUD before switching to INR (or a selection of other supported currencies) for spending and cash withdrawals. This has the advantage that you can lock in the exchange rate in advance, to set your travel budget.

Bear in mind that not all prepaid travel money cards support INR for holding. If you pick a card which doesn’t let you hold a balance in rupees you’ll still be able to use it overseas - just leave your money dollars for automatic conversions whenever you buy something or make a withdrawal.

If you choose a prepaid travel card with a good exchange rate and low fees you could cut the cost of your foreign currency spending. Prepaid cards also have the advantage that they’re not linked to your AUD bank account, which adds security when you’re travelling. If your card is stolen or misplaced, you can just freeze it, without impacting your normal bank account or card.

Learn more about our picks for the 6 best prepaid cards - there's more on our top choice, Wise, next.

Wise - our pick for prepaid travel card

With this card:

Hold and exchange 40+ currencies in your linked Wise account
No annual or monthly fees to pay, and no minimum balance requirement
Currency exchange uses the mid-market rate with no markup
Some free ATM withdrawals available every month
Virtual and physical cards available

Pros and cons of taking money to India with a prepaid travel card

If you pick a card which supports holding INR, you can convert funds in advance and lock in the exchange rate
Safe to use, as your prepaid card isn’t linked to your main everyday account
Cards are available with no minimum balance or ongoing fees to pay
Currency exchange may have better rates than a bank will offer
You’ll be able to re-use your card for your next trip - often dozens of currencies are supported
Not all cards support INR for advance exchange
Exchange rates may include a markup on the mid-market rate
ATM fees may apply, depending on the card you pick
Some cards have inactivity fees which apply if you don’t use them regularly, or cash out fees if you close your account

Travel debit cards to use in India

Ideal for: spending and making cash withdrawals, with no interest or penalty fees

A travel debit card will work like any other debit card, but it isn’t linked to your bank account - adding security. Many also come with extra benefits such as complimentary wifi, insurance or airport lounge access, plus low or no foreign transaction fees.

Many travel debit cards are linked to a digital multi-currency account you can manage from your phone. That means it’s convenient to add money in AUD before you travel or when you’re away, and switch to INR in just a few taps.

We’ll go into more detail about our top pick for a travel debit card - Revolut - next, and you can also read more about the best travel debit cards in Australia here.

Revolut - our pick for travel debit card

Hold and exchange 25+ currencies
Choose the account plan that suits your needs and spending, including some with no monthly fees
Some no- fee ATM withdrawals and currency exchange with the mid-market rate, based on the account tier you choose
Extra perks like accounts for under 18s, plus cash back on card spending for top tier account holders
Travel benefits offered for some account plans

Pros and cons of taking money to India with a travel debit card

Cards often have extra travel perks and low cost, or free, currency conversion
ATM withdrawals are often cheap or even free
Unlike credit cards, you won’t be charged interest on your spending
Many cards from specialist services are linked to multi-currency accounts you can use on future trips too
Secure as your card is not connected to your main AUD account, and can be frozen from the provider app
Some transaction fees usually apply
You may pay a fee when converting from one currency to another, which may be split out transparently, but which is often just rolled up in the exchange rate you get
Some cards have monthly fees to pay to get full feature access

Taking cash in India

Ideal for: day to day spending in markets, small stores and when you’re in more rural areas

Cash is very commonly used in India so carrying some rupees is essential. Even in large cities like Mumbai, some stores and restaurants prefer cash, and smaller places like markets and souvenir stalls won’t have any way of processing card payments either. If you’re heading off the beaten track you can expect cash to be the only payment method available in many places.

Converting dollars to rupees shouldn’t be too tricky. You can order INR online from a provider like Travelex and have it delivered to home before you travel, carry AUD to exchange on arrival, or make ATM withdrawals as and when you need rupees. Cities in India often have good ATM networks, which can make this a convenient and safe option for many people - particularly if you have a travel card which has no ATM fee to pay.

For most travellers, having several different ways to pay and access cash is reassuring, and means you’re unlikely to be caught out if a merchant can’t take one or other of your preferred payment methods.

Do I need cash in India?

Yes. Carrying some cash in INR is essential. In many situations, cash will be the only accepted payment method, particularly once you get away from major cities and very touristy areas.

Learn more about currency in Canada here .

How to buy INR on arrival in India?

Clean and undamaged Australian cash can be exchanged to INR on arrival in India. You’ll find plenty of currency exchange stores in cities and popular tourist areas, but fewer - or even none at all - once you get off the beaten track.

How to buy Indian rupees in India?

If you’d prefer to be organised in advance you can also choose to exchange AUD to Indian rupees in cash in Australia before you travel. Options like Travelex often let you order INR online and collect your cash later in a branch, or have it delivered to your home. Fees and exchange rate markups may apply.

Best place to get INR from

There’s no single best place to get your travel cash. For many travellers, carrying some INR and AUD in cash, and making some cash withdrawals as and when needed offers both security and convenience.

Travel credit cards to use in India

Ideal for: convenient and secure spending in cities and larger resort areas

As we’ve already mentioned, cards won’t always be accepted in some parts of India, or when you’re spending with smaller businesses. However, in major cities and large retail chains, you can usually use a card, including a travel credit card.

If you’re planning on using a credit card to pay your way during your trip, a travel credit card can be a good bet as you may pay low or no foreign transaction fees or earn extra reward points, cashback or miles when you spend in foreign currencies. However, as with any credit card, there will also be costs, which can include annual fees, interest and cash advance charges.

In particular, making an ATM withdrawal with a credit card can be very pricey because you’ll usually be charged a cash advance fee and interest which accrues instantly. It’s worth considering getting a travel debit card to use in ATMs, which can mean no fees and good exchange rates, and keeping your credit card for spending directly with merchants.

Learn about the best travel credit cards in Australia here, and read on for more on our top pick.

28 Degrees - our pick for travel credit card

Order online and start spending with your virtual card instantly if approved
No annual or monthly fees
No foreign transaction or currency conversion fees
Make ATM withdrawals overseas - fees apply for this service
Unlock perks like discounts on travel bookings and internet roaming packages

Pros and cons of travel credit cards to India

Where they’re accepted, cards are a convenient and safe way to pay
Earn rewards and discounts, or get travel perks - depending on the card you pick
Some cards have low or no foreign transaction fees
Credit cards are useful as a payment guarantee in some situations
Cards aren’t always accepted in India
Interest and fees usually apply if you don’t pay back your bill immediately
Cash advance fees and interest mean that using your card at an ATM is expensive
Eligibility rules and credit checks apply

Travel requirements from Australia to India

You’ll need to apply for a visa to go to India. At the time of writing, Australian citizens are eligible to apply for an e-visa which means the whole process can be done online without needing to visit an embassy or consular office. Apply in good time so you have all your documents lined up before you travel.

Entry requirements can change rapidly, so checking before you travel is always advised. Check the government’s Smart Traveller website to learn more.

Does India accept Australian dollars?

No. You won’t be able to spend AUD anywhere in India. If you’re carrying dollars with you you'll need to exchange them for Indian rupees when you arrive.

Best currency to take to India

You’ll only be able to spend in Indian rupees in India, so you can choose to either carry AUD in cash with you and convert on arrival, or to order your travel cash in Indian rupees before you leave. Bear in mind that exchange offices will be hard to find in more remote areas.

How much money do I need per day in India?

India is a country of extremes - so you can really spend as much or as little as you like when you’re there. In the cities you’ll find some accommodation in central locations is pretty expensive, but there’s a good range to allow you to pick something to suit your budget. In other popular destinations like Goa, hotels are on the cheaper side - one of the reasons India is a big hit on the backpacker circuit.

The great news is that day to day life in India is often pretty cheap. To give a flavour, a 3 course lunch for 2 will set you back under 20 AUD on average, a cheap lunch for one will be around 4 dollars - and a domestic beer about 3 dollars.

Do some detailed research to see how much things are likely to cost based on your plans and where you’re headed, so you can set your budget. Get more detailed cost information by city, from Numbeo.com .

How much does it cost to fly from Australia to India?

Flight costs vary widely depending on where in Australia you’ll leave from and where you’ll visit in India. At the time of writing (September 2023), you can find flight deals in the range of 700 AUD to 800 AUD return. Bear in mind these flights will require a change which can make the overall travel time very long. Non-stop flights are available from some cities in Australia - but these are far more expensive.

Top travel money tips to India

Here are a few final tips to help your money go further while you’re away:

Have several different payment methods in case one isn't accepted wherever you are
Get a travel money card before you leave to make it easier and cheaper to spend and withdraw in India
Always have some cash on you - you’ll need it in many stores and restaurants
Avoid common travel money traps in India with this handy guide

Generally, whether you’re heading to India or anywhere else in the world, having a variety of ways to pay is definitely the smartest move. That’s certainly the case in India, as cards won’t always be accepted, so you’ll need a mix of cards and cash to get by conveniently.

Carrying lots of cash isn’t safe, so for most travellers, using a card to make ATM withdrawals in INR as and when you need to makes sense. You could also find this approach saves you money if you get a travel card - such as a prepaid travel card from Wise or a travel debit card from Revolut. Not only will you get a good exchange rate, many travel cards have some free ATM withdrawals overseas, for a great combination of cost and convenience.

Use this guide to decide which option to take money to India will work best for you, based on your own preferences and needs.

FAQs - Best ways to take money to India

Should i exchange money before i travel to india.

You’ll need to have some cash in India, so you can exchange in advance or make an ATM withdrawal on arrival at the airport. Using an ATM can also be cheaper than advance exchange, particularly if you have a travel card from a provider like Wise or Revolut.

Can I withdraw Indian rupees from a local ATM?

You can’t withdraw Indian rupees at an ATM in Australia, but you can use a travel card to make an ATM withdrawal on arrival in India. This is often one of the most convenient ways to arrange your travel cash for India.

Are prepaid travel cards a good way to take money to India?

Travel prepaid cards from services like Wise are a safe way to spend when abroad. With Wise you’ll also get mid-market exchange rates and low, transparent fees which can bring down the costs of your trip.

Can I use cash in India?

Yes. Cash is unavoidable as it’s the only payment method accepted by many smaller merchants. Carry some cash at all times, and make ATM withdrawals as and when you need to so you never run short.

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Get the best Indian rupee exchange rate

Compare the latest Indian rupee exchange rates from the UK's best currency providers

Best Indian rupee exchange rate

If you're travelling to India, it's important to shop around and compare currency suppliers to maximise your chances of getting a good deal. We can help you to find the best Indian rupee exchange rate by comparing a wide range of UK travel money suppliers who have Indian rupees in stock and ready to order online now. Our comparisons automatically factor in all costs and commission, so all you need to do is tell us how much you want to spend and we'll show you the top suppliers who fit the bill.

Compare before you buy

Some of the best travel money deals are only available when you buy online. By using a comparison site, you're more likely to see the full range of deals on offer and get the best rate.

Order online

Always place your order online, even if you plan to collect your currency in person. Most supermarkets and high street currency suppliers offer better exchange rates if you order online beforehand.

Combine orders

If you're travelling with others, consider placing one large currency order instead of buying individually. Many currency suppliers offer enhanced rates that improve as you order more.

The best Indian rupee exchange rate right now is 102.372 from Manor FX . This is based on a comparison of 8 currency suppliers and assumes you were buying £750 worth of Indian rupees for home delivery.

The best Indian rupee exchange rates are usually offered by online travel money companies who have lower operating costs than traditional 'bricks and mortar' stores, and can therefore offer better currency deals than their high street counterparts.

For supermarkets and companies who sell travel money online and on the high street, it's generally cheaper to place your order online and collect it from the store rather than turning up out of the blue and ordering over the counter. Many stores set their 'walk-in' exchange rates lower than their online rates because they can. By ordering online you're guaranteed to get the online rate and you can collect your order from the store as usual.

Indian rupee rate trend

Over the past 30 days, the Indian rupee rate is up 0.04% from 102.372 on 29 May to 102.413 today. This means one pound will buy more Indian rupees today than it would have a month ago. Right now, £750 is worth approximately ₹76,809.75 which is ₹30.75 more than you'd have got on 29 May.

These are the average Indian rupee rates taken from our panel of UK travel money providers at the end of each day. You can explore this further on our British pound to Indian rupee currency chart .

Timing is key if you want to maximise your Indian rupees, but the best time to buy will depend on the current market conditions and your personal travel plans.

If you have a fixed travel date, you should start to monitor the Indian rupee rates as soon as possible in the period leading up to your departure so that you've got time to buy when the rate is looking favourable. For example, if the Indian rupee rate has been steadily increasing over several weeks or months, it could be a good time to buy while the rate is high.

Some people prefer to buy half of their Indian rupees as soon as they've booked their holiday, and the remaining half just before they depart. This can be a good way of maximising your holiday money if the exchange rate continues to rise after you've bought, but will also help to minimise your losses if the rate drops.

You could also consider signing up to our newsletter and we'll email the latest rates to you each month.

If you need your Indian rupees sooner and don't have time to wait for the rates to improve, you can still save money by comparing rates from a range of different providers before you buy. Online travel money suppliers usually have better Indian rupee rates than high street exchanges, but supermarkets are a good compromise if you want to collect your currency in person and still get a decent rate. Just remember to buy or reserve your Indian rupees first before you collect them from the store so you benefit from the supplier's better online rate.

Indian rupee banknotes and coins

One Indian rupee (₹) can be subdivided into 100 paisa, although paisa coins are rarely used due to their low value and the smallest unit of currency you're likely to come across is the 1 rupee coin.

There are seven denominations of Indian rupee banknotes in frequent circulation: ₹10, ₹20, ₹50, ₹100, ₹200, ₹500, and ₹200; and three frequently-used coin denominations: ₹1, ₹2 and ₹5.

Indian banknotes feature 17 different languages. The majority of text is printed in Hindi and English, but the values are printed in a multitude of other languages including Bengali, Punjabi, Kashmiri and Urdu.

We couldn't find any supermarkets in the UK who are selling Indian rupees right now.

There's no evidence to suggest that you'll get a better deal if you buy your Indian rupees in India. While there may be better exchange rates available in some locations, your options for shopping around may be limited once you arrive, and there's no guarantee the exchange rates will be any better than they are in the UK.

Exchange rates aside, here are some other reasons to avoid buying your Indian rupees in India:

You may have to pay commission or other hidden fees to a currency exchange that you wouldn't have paid in the UK
Your bank may charge you a foreign transaction fee if you use it to buy Indian rupees when you're abroad
It can be harder to spot scammers and fraudulent currency exchanges in India

Lastly, it can be handy to have some cash on you when you arrive at your destination so you can pay for any immediate expenses like food, transport and tips. You don't want to be searching for the nearest currency exchange when you've just landed and you're desperate for a cup of tea - or a cocktail!

Choosing the right payment method

Sending money to a company you might not have heard of before can be unsettling. We routinely check all the companies that feature in our comparisons to make sure they meet our strict listing criteria, but it's still worth knowing how your money is protected in the unlikely event a company goes bust and you don't receive your order.

Bank transfer

Your money is not protected if you pay by bank transfer. If the company goes bust and you've paid by bank transfer, it's unlikely you'll get your money back. For this reason, we recommend you pay by debit or credit card wherever possible because they offer more financial protection.

Debit cards are the most popular payment method and they offer some financial protection. If you pay by debit card and the company goes bust, you can instruct your bank to make a chargeback request to recover your money from the company's bank. This isn't a legal right, and a refund isn't guaranteed, but if you make a chargeback request your bank is obliged to try and recover your money.

Credit card

Credit cards offer full financial protection, and your money is protected by law under Section 75 of the Consumer Credit Act. Section 75 states that your card issuer must refund you in full if you don't receive your order. Be aware that many credit cards charge a cash advance fee (typically around 3%) for buying currency, so you may have to weigh up the benefits of full financial protection with the extra cost of using a credit card.

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India's strong performance in T20 World Cup drives US travel demand

A notable increase in flight bookings from delhi, mumbai, and bangalore to new york has been observed, according to data by travel platform skyscanner..

India's performance in T20 World Cup 2024 is driving travel demand among Indians.

India's strong performance in the T20 World Cup 2024 has led to an increase in flight bookings from Indian metros to the US.

The ICC Men's T20 World Cup 2024 , co-hosted by the United States and West Indies from June 1 to June 29, has been nail-biting, with India now making its way into the finals.

With India playing some key matches in the week of June 3 and June 17, these games drew major attention from fans.

A notable increase in flight bookings from Delhi, Mumbai, and Bangalore to New York has been observed, according to data by travel platform Skyscanner.

The week of June 3 saw the highest volume of bookings during the month for travel between Delhi to New York, 265 percent higher compared to the same week last year. The hike in flight bookings coincided with the India versus Ireland match held on June 5.

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Smart Travel: 10 Advantages of Having Local Currency While Abroad

Posted: December 14, 2023 | Last updated: April 7, 2024

<span>Regarding passenger safety and comfort, airline flight attendants are indispensable. They deal with passengers’ needs, maintain order in the cabin, handle emergencies, and mediate disputes. Competition, strict criteria, and demanding work circumstances like irregular work hours, long shifts, and frequent travel make it difficult for businesses to hire flight attendants.</span>

When traveling anywhere, you need to be prepared. Sometimes, we make a checklist of everything we need to ensure we don’t miss anything. Phone and laptop chargers, important documents, credit cards, towels, blankets, or anything at all that’s essential for our trip. Something else that’s important, especially when traveling internationally, is local currency. Some people overlook this, favoring credit cards over physical cash. But there are reasons why doing this isn’t very advisable.

In an online platform, a user asks about the relevance of bringing local cash when traveling, and here are some of the responses they got.

<p>One user said they like to have a small amount of local cash with them because you never know when you might need it. According to them, you could encounter a cash-only place you want to buy from, or your credit card company will see an international transaction and lock the card. “Last time I traveled internationally, I brought some euros in cash with me,” they said. “I didn’t use a single of those euros, but I still don’t at all regret bringing them.”</p>

1. You Never Know

One user said they like to have a small amount of local cash with them because you never know when you might need it. According to them, you could encounter a cash-only place you want to buy from, or your credit card company will see an international transaction and lock the card. “Last time I traveled internationally, I brought some euros in cash with me,” they said. “I didn’t use a single of those euros, but I still don’t at all regret bringing them.”

<p>A participant in the discussion said they carry local currency because it helps them budget for the trip. If it’s just a card swipe every time, they will spend more than they planned at an unknown exchange rate. “But if I know I used $500 and I have half left, and I’m only a quarter through my trip, I’m going to change my habits to stick to my budget.”</p>

2. Helps With Budget

A participant in the discussion said they carry local currency because it helps them budget for the trip. If it’s just a card swipe every time, they will spend more than they planned at an unknown exchange rate. “But if I know I used $500 and I have half left, and I’m only a quarter through my trip, I’m going to change my habits to stick to my budget.”

<p>One user said they don’t take local cash when traveling internationally, which sometimes affects them. They usually get into the country late at night, and the banks are closed, so now they have to find some sketchy all-night ATM just to pay the driver. Also, your bank could freak out and restrict your account, thinking it’s a fraudulent transaction. They might still freak out and block the transaction even when you inform them that you’re traveling and tell them your destination. So, it’s best to have some extra local cash on hand, just in case.</p>

3. Banks Freaking Out

One user said they don’t take local cash when traveling internationally, which sometimes affects them. They usually get into the country late at night, and the banks are closed, so now they have to find some sketchy all-night ATM just to pay the driver. Also, your bank could freak out and restrict your account, thinking it’s a fraudulent transaction. They might still freak out and block the transaction even when you inform them that you’re traveling and tell them your destination. So, it’s best to have some extra local cash on hand, just in case.

<p>According to one user, one reason to exchange cash before leaving is that there are often better exchange rates at home than abroad. Also, many credit cards have foreign transaction fees, so bringing cash rather than just cards is always a good deal.</p>

4. Better Exchange Rates

According to one user, one reason to exchange cash before leaving is that there are often better exchange rates at home than abroad. Also, many credit cards have foreign transaction fees, so bringing cash rather than just cards is always a good deal.

<p>“Clearly, you’ve never had ATM problems in a foreign country,” one user said, responding to the poster. “Nor have you been in a country that has widespread ATM/banking issues. You also have no idea how easy it is for an American bank to get any foreign currency with little notice.”</p>

5. ATM Problems

“Clearly, you’ve never had ATM problems in a foreign country,” one user said, responding to the poster. “Nor have you been in a country that has widespread ATM/banking issues. You also have no idea how easy it is for an American bank to get any foreign currency with little notice.”

<p>It’s worth having a little bit of money for incidentals, a user said. Things like wanting to buy a coffee or snack upon arrival, tips for luggage assistance, and transportation when first arriving. You can do all these things with a bit of money before finding an ATM or exchange and getting a local phone SIM. Another user agreed, saying, “That’s about the same for me. $100- $150 will get me through at least day 1, a quick bite, and a train ticket out of the airport.”</p>

6. Incidentals

It’s worth having a little bit of money for incidentals, a user said. Things like wanting to buy a coffee or snack upon arrival, tips for luggage assistance, and transportation when first arriving. You can do all these things with a bit of money before finding an ATM or exchange and getting a local phone SIM. Another user agreed, saying, “That’s about the same for me. $100- $150 will get me through at least day 1, a quick bite, and a train ticket out of the airport.”

<p>For this user, it depends on the country you’re going to. Japan, for example, is a very cash-heavy country. Many places don’t do credit cards, and ATMs charge exorbitant foreign exchange fees. “When I went to spend some months there,” the user said, “I brought some Yen with me. It was cheaper and easier overall.”</p>

7. Depends on the Country

For this user, it depends on the country you’re going to. Japan, for example, is a very cash-heavy country. Many places don’t do credit cards, and ATMs charge exorbitant foreign exchange fees. “When I went to spend some months there,” the user said, “I brought some Yen with me. It was cheaper and easier overall.”

<p>Thanks to the world they live in today, Gen-Zers have a laundry list of rules they must follow given to them by their parents. Fortunately, many millennials only had to abide by one rule. “Back then, there was only one rule you had to follow: Be back home before dark,” recalls one man. “Other than that, there were no rules as a kid.”</p>

This user said he always gets local currency before he travels because he can do it at his leisure in a place where he is comfortable. This ensures that when he lands, he can just worry about getting his luggage, finding ground transportation, and getting to his hotel. There is no need to try finding an ATM. “What happens if I go to the ATM and for some reason have trouble making a withdrawal? Or if I didn’t see an ATM and my credit card wasn’t being accepted?” he said.

<p>A married man recalls how he and his wife tried to keep up with his wealthy friends while she was finishing her degree, and he was a new graduate. The friends were all established, affluent professionals who invited the couple to Tuscany one summer. The commenter explains how they put themselves into financial trouble, though they opened their eyes to the lifestyle they wanted — which, sadly, didn’t include five-star hotels in Florence.</p>

A user said the unfortunate scenario happened to her husband once when they were in Mexico. ATM denied a transaction, so he had to find a local bank and stand in a long line for at least 20 minutes to get some money. Given it was almost the end of bank hours, he had to go to the closest bank, where the exchange rate and fees sucked.

<p>“Certain places we go, like parts of Mexico, have no ATMs,” said one user. “Some of the ATMs they have are not trustworthy (allegedly). When we went to Cozumel, almost no one took cards. We had to cut one of our excursions short because we ran out of local currency. So the idea of being screwed without local currency is strong.”</p><p>Source: <a href="https://www.reddit.com/r/AskAnAmerican/comments/1746zql/why_do_americans_traveling_outside_the_us_get/">Reddit</a>.</p>

10. No Atms

“Certain places we go, like parts of Mexico, have no ATMs,” said one user. “Some of the ATMs they have are not trustworthy (allegedly). When we went to Cozumel, almost no one took cards. We had to cut one of our excursions short because we ran out of local currency. So the idea of being screwed without local currency is strong.”

Source: Reddit .

<p>Picture this: a muscle car boldly embracing front-wheel drive! Yes, as astonishing as it sounds, the Toronado emerges as a rebellious outlier, challenging norms prevalent in the era of rear-wheel muscle dominance. Distinguished by its remarkable design, hidden headlights, and distinctive fastback roofline, the Toronado almost seems like an extraterrestrial visitor in the automotive landscape. Yet, despite its audacious foray into uncharted territories, this peculiar bird has regrettably faded into obscurity within the vast tapestry of automotive history. Its unique experiment remains an intriguing footnote in the evolving narrative of muscle car evolution.</p>

Generational Shift: 18 Classic Cars Loved by Boomers, Snubbed by Millennials

In the world of automobiles, some cars are timeless, forever etched in the minds and hearts of those who drove them. But generational shifts in taste and values can lead to once-beloved vehicles being relegated to the shadows. Let’s revisit 18 classic cars adored by Baby Boomers but often overlooked by Millennials.

<p><span>We’re embarking on a financial roller coaster ride through 18 states, and it ain’t the fun kind. We’re talking about states that are having to check under the mattress and behind the couch cushions for extra change. Yep, these states are trying to balance their budgets, but the numbers just aren’t adding up. Why are they skimming through their wallets like they lost a 20-dollar bill? Let’s find out!</span></p>

From Boom to Bust: 18 States on the Brink of Financial Ruin—What Went Wrong?

We’re embarking on a financial roller coaster ride through 18 states, and it isn’t the fun kind. We’re talking about states having to check under the mattress and behind the couch cushions for extra change. These states are trying to balance their budgets, but the numbers aren’t increasing. Why are they skimming through their wallets like they lost a 20-dollar bill? Let’s find out!

<p>As a millennial, I still proudly know the phone numbers of my best friends. However, this skill has been lost to an ever-evolving society since all the phone numbers we need are now permanently in our cell phone contacts list. I remember patting myself on the back as a teenager when I finally memorized my girlfriend’s phone number. Gen-Zers will never know what an accomplishment that was.</p>

Avoid These 19 Pointless Expenses When Living Paycheck to Paycheck

Living from paycheck to paycheck puts one in a dangerous financial bind. It’s more prevalent than you can imagine. According to a survey by CNBC, more than half of all Americans (58%) live paycheck to paycheck. When money is tight, it’s crucial to pinpoint and cut out wasteful expenditures that eat away at your hard-earned savings.

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The Best Time to Book a Flight for Domestic, International, and Summer Travel

Here are our best tips for booking travel in 2024.

When to Book Flights for Domestic Travel

When to book flights for international travel, when to book flights for summer 2024 travel, when to book flights for holiday 2024 travel.

Buying plane tickets is something of an art form. Ideally, you want to secure your spot months in advance to avoid the inevitable price spike as your travel dates get closer. But sometimes the best time to book a flight also depends on the destination and whether it's domestic or abroad. The trends are always changing, but experts say the sweet spot for booking domestic flights is 28 days, or 60 days for international flights.

Flights generally open for booking about a year ahead of time, and the airfare will change often between then and takeoff. Although you can book just a couple of weeks before the departure date in some cases, prices are likely to be astronomical. In other cases, when you want to go somewhere popular or during a big travel weekend, flights could fill up faster than normal. Our advice: Track flight prices on Google Flights or Hopper as early as possible so you can keep an eye on cost fluctuations. Read on for more advice about when to book flights from the pros.

According to Expedia's 2024 Air Travel Hacks report , you should aim to book 28 days before your domestic flight. "Doing so can save travelers up to 24 percent compared to those who wait until the last minute, from zero to six days out," Expedia travel expert Christie Hudson tells Travel + Leisure.

For domestic trips, pricing is elevated when tickets are first released, about a year before the flight. Those prices will slowly creep downward, all the way to their lowest point in the prime booking window, after which you'll likely see a huge increase in cost for last-minute travel.

Meet the Expert

Christie Hudson is a travel expert at top booking site Expedia.

You're better off booking earlier rather than later for international travel, but the Expedia report says ideally no more than four months before your desired departure date. The sweet spot is around 60 days. "This is a big change from 2022 data, which showed the cheapest fares were secured when travelers booked four to six months out." Hudson says. "2023 data revealed that people who booked that far in advance actually paid more on average." The report says the least expensive day of the week to book is Sunday and the most expensive is Friday, for both domestic and international travel.

But there is some regional variance. Going , a platform that tracks flight prices and notifies members of good deals, has found the best months to book flights to Africa, Asia, Oceania, Europe, and Latin America, for travel about 60 days out. Here's what it says.

Africa: Book in May.

Asia: Book in August or October, followed by April or September.

Oceania: Book in November, January, or July.

Europe: Book in August, October, or November.

Latin America: Book in October.

The real trick to finding good deals on international airfare is to avoid booking your travel for peak times, which include summer and major holidays (don't forget — that includes holidays in your destination, too).

Summer is traditionally one of the most popular times of the year to travel, which means it can be tough to find a good deal on airfare. Ideally, you should book flights for summer travel as soon as possible, preferably at least six months in advance.

"The best time to book for peak season is … the opposite season," says Katy Nastro, travel expert at Going. "While most of us are scrambling to focus on our winter holiday plans, we should also keep our eyes open for some great summer fares."

She notes that the booking window for peak season ranges between three and seven months for domestic flights and four to 10 months for international trips. "And if you do book something, keep that flight alert on," says Nastro. "If it drops again, depending on your ticket type, you can call to rebook and get a refund or travel credit back with the difference."

Katy Nastro is a travel expert at Going, a website that finds flight deals to more than 900 destinations around the world.

Around the winter holidays is the priciest time to travel, Nastro says. "Your best bet is to remember the Goldilocks zones: look to book between three to seven months ahead for domestic travel and four to 10 months ahead for international travel."

Hudson advises that at the very latest, your holiday travel should be booked by mid-October. "But the biggest holiday travel savings actually come from choosing the right dates," she says. "Avoiding the busiest days like the Wednesday before Thanksgiving and the Friday and Saturday before Christmas will yield major savings."

Track flights and book your holiday tickets as soon as you find a decent deal, but make sure to book a fare that will give you a credit if you cancel (generally speaking, that means don't book basic economy). That way, if prices drop between the time of booking and your travel dates, you can cancel your original ticket and use the credit to book the cheaper fare. The only downside is you'll still have some remaining credit, but you can then use it to treat yourself to a future flight. Just don't let that credit expire.

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India received USD 120 billion in remittances in 2023, which is almost twice of USD 66 billion received by Mexico during the same period, the World Bank said in a report released on Wednesday.

China (USD 50 billion), the Philippines (USD 39 billion), and Pakistan (USD 27 billion) figure in top five countries list of remittances recipients as released by the World Bank, according to which remittances in 2023 after a period of strong growth during 2021-2022, officially recorded remittance flows to low- and middle-income countries (LMICs) moderated in 2023, reaching an estimated USD 656 billion.

“Growing at 7.5 per cent, remittance flows to India touched USD 120 billion in 2023, reflecting the benefits of a deceleration in inflation and strong labour markets in the United States, the largest destination for India’s skilled migrants, and other OECD destinations, as well as positive demand for skilled and less-skilled workers in the GCC countries (which, together, are the second largest destination for Indian migrants),” the World Bank said.

While the same external demand conditions could have favoured remittance flows to Pakistan, weak internal conditions due to a balance of payments crisis and economic difficulties triggered remittances to plummet 12 per cent to USD 27 billion in 2023 compared with more than USD 30 billion in 2022, it said.

According to the World Bank, remittance flows to India from the United Arab Emirates, which account for 18 per cent and are the second largest source of India’s remittances after the United States, benefited from the February 2023 agreement.

The latter established a framework to promote the use of local currencies for cross-border transactions and cooperation for interlinking payment and messaging systems between India and the United Arab Emirates.

The use of dirhams and rupees in cross-border transactions is instrumental in channelling more remittances through formal channels. In addition to the United Arab Emirates, Saudi Arabia, Kuwait, Oman, and Qatar account for 11 per cent of India’s total remittances, it said.

The World Bank said remittances to India are forecasted to grow at 3.7 per cent to USD 124 billion in 2024, and at four per cent to reach USD 129 billion in 2025. India’s efforts to link its Unified Payments Interface with source countries such as the United Arab Emirates and Singapore are expected to reduce costs and speed up remittances, it said.

“Most importantly, the diversification of India’s migrant pool between a large share of highly skilled migrants employed mostly in high-income OECD markets and the less-skilled migrants employed in the GCC markets is likely to lend stability to migrants’ remittances in the event of external shocks,” the bank said.

“Migration and resulting remittances are essential drivers of economic and human development,” said Iffath Sharif, Global Director of the Social Protection and Jobs Global Practice at the World Bank.

“Many countries are interested in managed migration in the face of global demographic imbalances and labour deficits on the one hand, and high levels of unemployment and skill gaps on the other.” “The resilience of remittances underscores their importance for millions of people,” said Dilip Ratha, lead economist and lead author of the report.

“Leveraging remittances for financial inclusion and capital market access can enhance the development prospects of recipient countries. The World Bank aims to reduce remittance costs and facilitate formal flows by mitigating political and commercial risks to promote private investment in this sector,” he said.

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COMMENTS

Travel money India: How to pay & how much to bring
Buying currency in the US. If you're a foreigner, you can bring up to 25,000 rupees into India, whereas returning residents can only bring 5,000 to 7,500 rupees into the country. There's no restriction to the amount of foreign currency you can bring with you, though you'll have to claim more than $5,000 cash at customs.
A Guide to Handling Travel Money in India
What Currency Is Used in India. The official currency of India is the Indian rupee (sign: ₹; code: INR), which is divided into 100 paise (p). Banknotes come in denominations of ₹5, ₹10, ₹20, ₹50, ₹100, ₹200, ₹500 and ₹2000; coin denominations include ₹1, ₹2, ₹5 and ₹10.
Indian Customs Rules For Carrying Cash (2023 Guide)
Passengers can also use the ATITHI app to file a declaration of dutiable items as well as currency with Indian Customs even before boarding the flight to India.. Currency Limit When Going Abroad From India. Indian residents travelling abroad can take Indian currency notes (Indian rupees) not exceeding Rs. 25,000.Indian residents who went outside can also bring back Indian currency notes not ...
Know about currency limits while travelling from USA to India
Indian citizens can travel abroad with a maximum of Rs. 25,000. There is no limit to the amount of foreign currency that can be taken out of India. However, if it is worth more than US$5,000 in banknotes and coins, or US$10,000 in coins, notes, and traveler's cheques, it must be declared. It's also necessary to keep in mind that if you plan ...
Money in India: How To Get Rupees & Handle Money While Traveling in India
As of the time of updating this post, May 2020, you can get the following bills/coins in India: Coins: you can get lots of different coins here, but the largest, 10 Rupees, is worth 13 cents. I often leave any coins as tips when I travel. 5 Rs bill (also a coin) = 7 cents. 10 Rs bill = 13 cents. 20 Rs bill = 26 cents.
Currency in India 2024
The official currency in India is the Indian Rupee, which is issued and overseen by the Reserve Bank of India. If you're buying your travel money online you may also see the official code being shown - INR. In stores and restaurants, Indian Rupee prices are likely to use the currency symbol ₹.
India Currency
India - currency. Overview. Travel guide. Things to do. Currency. In India, currency is the Rupee. Because the Rupee is non-convertible it cannot be taken out of India, so you cannot get currency before you travel. You can change money at the airport, in banks and large hotels. ATMs are available too, especially in more established resorts.
Best ways to spend travel money in India: Debit and prepaid cards
Many debit cards will charge a foreign transaction fee of between 2.75% and 2.99% every time you make a purchase. If you withdraw cash, a further fee of around 2-2.75% will be charged on top. That means if you withdrew £100, you could be charged around £5.74 (£2.99 + £2.75).
India Travel Money Guide
Daily cost. Your daily expenses won't add up to too much, leaving you more rupees for activities and shopping. Coffee: AU$1.80 (regular cappuccino) Water: AU$0.30 (330mL bottle) Beer : AU$5 (pint in a pub) Food : AU$2.40 (tandoori chicken) Taxi: AU$9 (Delhi Airport - city centre) Big Mac: AU$2.30 (the western favourite)
How Much Cash Should I Bring to India? (2024 Adjusted Costs)
Standard Travel Costs to Expect in India in 2024. With accommodation already paid for, your primary expenses will be food and activities. In terms of food, you could have a frugal ₹600 daily food budget, but a more comfortable budget would be around ₹1,000 per day, with the occasional splurge of ₹1,800 to ₹2,000 for a fancy meal.
India International Travel Information
Call us in Washington, D.C. at 1-888-407-4747 (toll-free in the United States and Canada) or 1-202-501-4444 (from all other countries) from 8:00 a.m. to 8:00 p.m., Eastern Standard Time, Monday through Friday (except U.S. federal holidays). See the State Department's travel website for the Worldwide Caution and Travel Advisories.
The Best Ways to Take Travel Money To India
Similar to Australia, India is an expansive country which is often traversed internally by airplane. Flights between major cities are approximately $80AUD. Domestic airlines include Air India, Jet Airways and Spice Airways. Another option for intercity travel is by train. It almost covers the entire country.
Entry requirements
Passport validity requirements. Make sure your passport is valid for at least 6 months from your date of entry into India. Your passport must also: - have 2 blank pages for your visa. Check with ...
21 Best Forex Cards in India (2024)
ICICI Bank Multi-Currency Platinum Travel Card Image by icicibank.com. This travel/forex card is a prepaid foreign currency card that will make your foreign trip enjoyable without constant worrying of cash problems. You can load this card with multiple foreign currencies in India and use it abroad to withdraw cash in the local currency.
Travel from UK
There are 02 option : you may exchange the foreign currency with your travel agents / money changer in Connaught Place / Karol Bagh / Paharganj. Do not accept offer below 81 Rupees =01 US$. It should be around 82 Rupees. 01UKP should around 100 Rupees. Reply.
Best Ways to Take Money to India in 2024
Prepaid travel cards to use in India. Ideal for: topping up funds in AUD before spending and making ATM withdrawals in INR Prepaid travel money cards usually come with linked digital multi-currency accounts you can fund in AUD before switching to INR (or a selection of other supported currencies) for spending and cash withdrawals.
Xe Currency Converter
Whether you need to check the latest exchange rates, compare historical trends, or send money abroad, Xe Currency Converter is the ultimate tool for you. You can easily convert between any of the world's major currencies, including crypto and precious metals, and get the most accurate and up-to-date rates. Xe Currency Converter is free, fast, and simple to use.
How Much Foreign Currency Can I Carry from India?
Residents of India can travel abroad with up to Rs. 25,000 in cash. This means that you can carry Indian currency notes up to this amount when leaving India. Forex Card, Traveler's Cheque, and Remittance. Besides the cash limit, there are additional options for carrying foreign currency. According to the scheme issued by the RBI, an Indian ...
Get the best Indian rupee exchange rate
We found 8 travel money suppliers offering £750 worth of Indian rupees for delivery and accepting payment by debit card. You receive ₹77,067.75. Exchange rate 102.757. Insured delivery Free. Buy Now. Manor FX . You receive ₹75,569.96. Exchange rate 101.053.
Get your Indian Rupee Currency Card
How to save money when spending in Indian Rupees. Tips for saving money in India. Don't exchange at airports or at home. No need to exchange cash before you travel — use your travel money card to spend or withdraw money from an ATM. Choose INR as the local currency. Choose the local currency when spending with your card in shops and restaurants.
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