amex overseas travel notification

UponArriving

American Express Travel Notifications Guide: Are They Needed? [2021]

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Before you depart the country you always want to make sure that everything is in order when it comes to your credit cards and debit cards. Nothing is worse that having your transactions denied or your card frozen when you’re trying to make a purchase abroad. And to avoid this, you usually need to place a travel notification on your card. 

In this article, I’ll show you whether or not you’ll need to place a travel notification on your American Express credit cards before traveling. 

Interested in finding out the hottest travel credit cards for this month?   Click here to check them out! 

Tip: Use WalletFlo for all your credit card needs. It’s free and will help you optimize your rewards and savings!

Table of Contents

Do I need to set American Express travel notifications?

No, you do not need to set up American Express travel notifications before departing the country. 

This might sound odd to you but it’s because Amex has their own technology they utilize so that they can tell if your purchases are legitimate or not. 

They state :

We use industry-leading fraud detection capabilities that help us recognize when our Card Members are traveling, so you don’t need to notify us before you travel. 

One way that the notifications work is when Amex tracks your purchases for travel. So they might see that you’ve made airline ticket or hotel purchases or perhaps they see that you’ve made a purchase at an airport — it’s not clear exactly what types of purchase trigger their anti-fraud detection capabilities. 

In those cases, you might receive an email like this one I received for my Platinum Card.

Based on recent transactions, it appears that you will be traveling soon. We’ve made a notation on your account(s), so you don’t need to contact us to advise us of your travel plans. We’re pleased to offer free and easy to use solutions that help make sure any fraud concerns can be resolved quickly. Before your trip, we recommend that our traveling Card Members do the following: Download the Amex Mobile app from the Apple App Store or Google Play Store and enable Push notifications. This will allow us to alert you of potential fraudulent activity on your account and, in many cases, allow you to resolve concerns instantly. Confirm your current mobile phone number is on file by logging into your account online. This will allow us to reach you quickly, should any concerns arise. Thank you for your Card Membership. American Express Customer Care

So it would be a good idea for you to download the Amex Mobile App and to monitor your notifications when traveling. That way, you might be able to quickly resolve any notifications about potential fraud. And then you’ll want to make sure that your current mobile phone number is on file and updated so that Amex can reach out to you and quickly resolve any problems.

Does the technology always work?

You might be wondering how Amex will detect that you’re traveling if you don’t use your Amex card to make travel purchases. I’m not sure how they would be able to do that either and so I’d just be on the lookout for notifications from the app about fraud if that’s the case. 

I would also have the Amex customer service number saved to my phone. (It’s a good idea to have your credit card information stored somewhere as well.)

Also, I always travel with a Visa and a Mastercard because many vendors and merchants might not accept American Express cards. So it might not even be a potential fraud issue that keeps you from using your Amex card. 

Also, one unique consideration to think about with American Express cards is that some of them limit their bonus earning to US establishments.

For example, the Amex Gold Card earns 4X on dining at US restaurants and 4X at US supermarkets. Meanwhile other cards like the Citi Prestige earn 5X on dining on international purchases as well. So with Amex cards, don’t forget that your bonus earnings (and sometimes other perks like Uber credits) don’t work abroad. 

Related: Is the Amex International Airline Program Worth It?

You should not have to worry about travel notifications for domestic travel. However, if you are making a large purchase away from your home state you might trigger anti-fraud protection. In that case, you should have the mobile app downloaded so that you can verify your purchase and allow it to go through.

American Express does not allow you to set up travel notifications online.

There are several credit cards issued by American Express that do not charge foreign transaction fees. These include cards like the Amex Gold Card.

If your Amex card does not waive foreign transaction fees, then you will likely be charged 2.7% of your international transactions.

Unlike issuers like Chase where you can log-in and set up travel notifications online for your credit cards or even bank accounts, Amex does not require you to do this and in fact doesn’t even have the option for you to do this online. Instead, they rely on technology to predict if you’re charges abroad are fraudulent or not and then notify if there are any suspicions. 

Daniel Gillaspia is the Founder of UponArriving.com and the credit card app, WalletFlo . He is a former attorney turned travel expert covering destinations along with TSA, airline, and hotel policies. Since 2014, his content has been featured in publications such as National Geographic, Smithsonian Magazine, and CNBC. Read my bio .

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Using your Credit Card overseas

American Express Cards are accepted worldwide and come with an amazing list of travel benefits.

To make your holiday even more relaxing, there are a few things we suggest you do before you go.

Pre-travel checklist

• Check your Card expiry date before you leave, just to make sure it doesn’t expire while you’re overseas.
• Be aware of your Credit Card limit if you plan on spending while you’re away.
• Add your card to your Mobile wallet for convenience and safety as you travel.
• Make note of your insurance company’s phone number and your policy number in case you need to find them.
• To help avoid late payment fees, set up automatic Credit Card payments before you go.
• Don’t forget to check out our destination guides before you set off.

Should I tell American Express I’m travelling?

Thanks to American Express Fraud Protection, you don’t need to let us know when you are travelling overseas. Our robust security systems continually monitor suspicious transactions on your Account that we suspect may be fraudulent. If we detect any suspicious activity, we’ll make every effort to contact you.

Managing your Account on the go

Use the American Express ® Mobile App to manage your Account, view your transaction history, and access AMEX offers any time, any place.

Need an extra Card for your travel partner?

Apply for an Additional Card to share the benefits and convenience of your American Express® Card when you’re travelling with someone. Earn points on your spending (if eligible) and have a back up Card should anything go wrong. 3

Make every trip a rewarding one

Booking your travel

With American Express Travel Book your flight and accommodation with us and you could earn Membership Rewards points. With an airline or hotel partner Your Membership Rewards points can be transferred to book directly with a participating airline or hotel partner 1 .

Complimentary Travel Insurance

Some American Express Cards include complimentary domestic and international Travel Insurance 2 , when you book and pay for your trip with an eligible American Express Card.

Purchase Travel Insurance

We offer Card Members access to a range of insurance policies with optional extras so you can be sure to find the policy that best suits you.

Discover the Card for frequent travellers

The American Express® Platinum Card

• Access to 1,400+ airport lounges in over 650 cities across 140 countries and counting 4
• A $450 Travel Credit each Membership year to use on eligible flights, hotels and car hire with American Express Travel 5
• Transfer points to a choice of 10 major airline reward Partner Programs including Qantas Frequent Flyer and Velocity Frequent Flyer 6

What do you want from a Credit Card?

Everyone’s different, so you need a Credit Card with benefits that best suit your lifestyle. Choose the Credit Card with benefits that best suit you.

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As an American Express Card Member, you get to enjoy travel benefits that take you further, points that are more rewarding, and services that open more doors around the world.

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Terms and Conditions

1. Transferring Points . Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au . You must be a member of the airline or hotel partner program, joining fees may apply and points transferred will be subject to the terms and conditions of the applicable airline or hotel partner program. 2. Travel Insurance . American Express Card Insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb. 3.  Additional Card Members.  Must be 16 years of age or over. Please note Additional Cards are referred to as Supplementary Cards in some Terms and Conditions and marketing materials. The basic Card Member will be liable to pay for all spend made by Additional Card Members.

4. The American Express Global Lounge Collection .

• The Centurion ® Lounge : Platinum Card Members have unlimited complimentary access to all locations of The Centurion Lounge. Gold Card and Green Card Additional Cards on your Platinum Account are not eligible for complimentary access. Card Members may bring up to two (2) companions into The Centurion Lounge. Children under 2 years of age can access the lounge free of charge, provided an accompanying parent or guardian is able to produce a “lap infant” boarding pass or proof of age. Guest access policies may vary internationally by location and are subject to change. To access The Centurion Lounge, the Card Member must present The Centurion Lounge agent with the following upon each visit: their valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. The Centurion Lounge is a day of departure lounge. Platinum Card Members who have landed will not be able to access the lounge. Card Members with layovers or connecting flights who produce proof can access the lounge. Platinum Card Members cannot access The Centurion Lounge more than 3 hours before the scheduled departure time on their same day, confirmed boarding pass. This does not apply to Card Members with a connecting flight. Card Members will not be compensated for changes in locations, rates or policies. A Card Member must be at least 18 years of age to enter without a parent or legal guardian. For locations with a self-service bar, the Card Member must be of legal drinking age in the location’s jurisdiction to enter without a parent or legal guardian. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from the Lounge for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Soliciting other Card Members for access into our lounge is not permissible. Access is subject to space availability. Hours may vary by location and are subject to change. Amenities vary among The Centurion Lounge locations and are subject to change. Services and amenities in the Lounge are complimentary, however you are responsible for any purchases and/or servicing charges you authorize our Member Services Professionals to perform on your behalf. Some American Express Cards are not eligible for all services provided by Member Services Desk. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside The Centurion Lounge. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with lounge access in any way or that you intend to do so, we may remove access to The Centurion Lounge from the Account. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice. The Centurion Lounge – Sydney & Melbourne, Australia : Guest access policies for The Centurion Lounges in Sydney and Melbourne, Australia may vary to the Global Lounge Collection terms. For more information on the Australian Lounges access, visit  amex.com.au/airportlounge
• Escape Lounges – The Centurion® Studio Partner : This benefit is available to the Platinum Card. Additional Gold Cards and Additional Green Cards on your Platinum Account are not eligible for complimentary access. Card Members receive complimentary access to any US location of the Escape Lounges. Card Member must present their valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. In some cases, Card Member must be 21 years of age to enter without a parent or guardian. Card Members may bring up to two companions as complimentary guests. Card Member must adhere to all house rules of participating lounges. Card Members and their guests will receive all of the complimentary benefits and amenities afforded to the Escape Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Escape Lounge locations are subject to change.
• Delta Sky Club : The Platinum Card Member must present their valid American Express Card, government-issued I.D., and boarding pass to the Delta Sky Club ambassador. Boarding pass must show a reservation for a same-day Delta-marketed or Delta-operated flight departing from or arriving at the airport in which the Delta Sky Club is located. Name on boarding pass must match name on the Card. Eligible Platinum Card Members on departing flights can only access the Delta Sky Club within 3 hours of their flight's scheduled departure time. During a layover between Delta-marketed or Delta-operated flights on the same ticket, you may use the Delta Sky Club in your connecting airport at any time during the layover. Round-trip same-day travel is not considered a layover. Delta reserves the right to limit access for non-revenue standby fliers at any Delta Sky Club. Additional Gold Cards and Additional Green Cards on your Platinum Card Account are not eligible for complimentary access through The Global Lounge Collection benefit. Access to Delta Sky Club partner lounges is not permitted. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the lounge. Card Members must adhere to all House Rules of participating clubs. Participating airport clubs and locations subject to change without notice. Additional guest access and fees subject to terms and conditions of participating airport clubs. For the most current Delta Sky Club access and pricing policy, please visit delta.com/skyclub . All Delta Sky Club rules apply to Delta Sky Club membership and use. To review the rules, please visit delta.com/skyclub .
• Plaza Premium Lounges : This benefit is available to Primary, Additional and Employee Platinum Card Members. Additional Gold Cards and Additional Green Cards on your Platinum Account are not eligible for complimentary access. Card Members receive complimentary access to any global location of Plaza Premium Lounges. The Platinum Card Member may bring up to 2 guests into the lounge at no additional cost. All lounge access fees for additional guest visits will be charged directly to the Platinum Card Member’s Card, and at the prevailing retail rate, per person, per visit. Lounge access for infants under two years of age is complimentary. To access the Plaza Premium Lounges, the Platinum Card Member must present their valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. Failure to present this documentation may result in access being denied. The Platinum Card Member must be at least 18 years of age to enter without a parent or guardian where there is a self-service bar. In some cases, Card Member must be 21 years of age to enter without a parent or guardian. Plaza Premium Lounge reserves the right to remove any person from a lounge for inappropriate behaviour or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability and is not guaranteed. The full Plaza Premium Lounge Facilities Terms and Conditions are available at plaza-network.com/terms. Facilities, amenities, services and hours of operation may vary among locations and are subject to change. Terms and conditions are subject to change without prior notice.
• Virgin Australia : Access is complimentary for Primary Platinum Card Member and one complimentary guest only. The Primary Platinum Card Member and guest must be travelling with Virgin Australia domestically on the same Virgin Australia flight. Access is to Virgin Australia-branded lounges in Australia only. Name on boarding pass must match the name on Platinum Card and boarding pass must be presented. The Platinum Card Member and guest must present their valid Card and same-day boarding pass (containing your Virgin Australia Velocity Frequent Flyer number and status) to Virgin Australia lounge agents. One guest per Primary Platinum Card Member permitted. All access is subject to space availability. This benefit is subject to change.
• Priority Pass TM : These Terms and Conditions govern American Express Platinum Card Members’ participation in and use of the Priority Pass™ program. Priority Pass is an independent airport lounge access program. Your Priority Pass benefit is limited to airport lounge access only. Non-lounge airport experiences in the form of credits for restaurants, cafes and bars are not available. Primary Platinum Card Members and one nominated Additional Platinum Card Member per Account are eligible for Priority Pass membership. At any visit to a Priority Pass lounge that admits guests, you may bring in 1 guest for no charge. You will be charged the prevailing retail rate for any additional guests. Some lounges do not admit guests. By enrolling in Priority Pass, you agree that you will be responsible for any additional accompanying guest visits and that your Card will be automatically charged after you have signed for the additional guest visit and it has been reported to Priority Pass by the participating lounge. Additionally, you acknowledge and agree that American Express will verify your Card account number and provide updated Card account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass program and may use this information for marketing related to the program. Once enrolled, Platinum Card Members whose Card account is not cancelled may access participating Priority Pass lounges by presenting your Priority Pass card and airline boarding pass. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at  www.prioritypass.com . Upon receipt of your enrollment information, Priority Pass will send your Priority Pass card and membership package which you should receive within 4-6 weeks.
• Airspace : This benefit is available to the American Express Platinum Card. Additional Gold Cards and Additional Green Cards on your Platinum Card Account are not eligible for complimentary access. Card Member must present their valid Card, government-issued I.D. and confirmed boarding pass for same-day travel. In some cases, Card Member must be 21 years of age to enter without a parent or guardian. The Card Member may bring up to two companions into the club as complimentary guests per visit. Card Member must adhere to all house rules of participating lounges. Card Members and their guests will receive all of the complimentary benefits and amenities afforded to the Airspace Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Airspace Lounge locations are subject to change.
• Lufthansa : This benefit is available to the American Express Platinum Card. Additional Gold Cards and Additional Green Cards on your Platinum Card Account are not eligible for complimentary access. Platinum Card Members have complimentary access to select Lufthansa Business Lounges (regardless of ticket class) and Lufthansa Senator Lounges (when flying business class). To access the Lufthansa lounges, Platinum Card Members must present a government issued I.D., a same-day departure boarding pass showing confirmed reservation on a Lufthansa Group flight (Lufthansa, SWISS and Austrian airlines) and a valid Platinum Card. For the current list of participating lounges and access requirements, please use the Lounge Finder feature in the American Express App or visit http://www.americanexpress.co.nz/platinumlounges . Card Members must adhere to all rules of participating lounges. Participating lounges and locations subject to change without notice. Additional guest access and fees subject to terms and conditions of participating lounges. In some Lounges the Platinum Card Member must be at least 18 years of age to enter without a parent or guardian. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. For the most current Lufthansa rules and guest access and pricing policy, please visit  https://www.lufthansa.com/de/en/lounges .
• Additional Global Lounge Collection Partner Lounges : American Express offers access to additional lounges in the Global Lounge Collection where Platinum Card Members have unlimited complimentary access to participating locations. Card Members must present their valid Platinum Card, a government-issued I.D., and a boarding pass showing a confirmed reservation for same-day travel on any carrier. Guest access and associated fees are subject to the terms and conditions of the participating lounge provider. Participation, locations, rates, and policies of lounges are subject to change without notice, and Card Members and their guests will not be compensated for such changes. Access is subject to space availability, including capacity restrictions and limited hours that may be placed on the participating lounge. Amenities, services, and hours may vary by participating lounge and are subject to change without notice. American Express will not be liable for any articles lost or stolen, or damages suffered by the Card Member or guests inside the participating lounge. For participating lounges with a self-service bar, the Card Member may be required to be of legal drinking age in the participating lounge jurisdiction to enter without a parent or legal guardian. All Card Members and their guests must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. Each participating lounge may have their own policy allowing for children under a certain age to enter for free with the Card Member who is a parent or legal guardian. Card Member must adhere to all house rules of participating lounges. Participating lounges reserve the right to remove any person from the premises for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive, or violent. If American Express, in our sole discretion, determines that the Card Member or their guests have engaged in abuse, misuse, or gaming in connection with access to participating lounges in any way, or that the Card Member or their guests intend to do so, we may remove access to the Additional Lounges from the Account. American Express and the participating lounge reserve the right to revise the rules at any time without notice. For the most current list of participating lounges and access requirements, please use the Lounge Finder feature in the American Express App or visit http://www.americanexpress.com/au/platinumlounges .

5. Platinum Travel Credit . If your Card has a Travel Credit benefit, the Primary Card Member is eligible for an annual Travel Credit, subject to Travel Credit Terms and Conditions at americanexpress.com.au/platinumtravelcreditterms . The Travel Credit can be redeemed through American Express Travel Online  on a single eligible travel booking by selecting the Travel Credit when you checkout. To redeem the Travel Credit, the full value of the Travel Credit (or more) must be charged to the eligible Primary Card. Eligible travel includes flights, hotels and car hire when you prepay in advance. The Travel Credit can be used for 365 days from the benefit anniversary date and cannot be used past the expiration date. To check the expiration date of your Travel Credit if you have not already redeemed it, please visit americanexpress.com.au/travel; log in and click ‘Travel Credit’. If your booking is cancelled, and your Travel Credit has already been used and associated statement credit applied to your account, you will forfeit your annual Travel Credit benefit and American Express may reverse the statement credits issued. You need to be able to spend on the Card to access the Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. Your account must be in good standing and you must have paid the annual fee and minimum payment by the due date. If you cancel your Card, change your rewards program or Card type, you will no longer be eligible for the Travel Credit.

6. Partner Programs . Subject to the Terms and Conditions of the Membership Rewards program available here . To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Card Member's responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.​ ​

When you’re away travelling it’s great to know, if you ever need us we’re just a phone call away. What’s more, thanks to your American Express Card, you could benefit from great benefits and rewards that will make your trip even more memorable.

How do you get in touch while you’re overseas?

No matter where you are in the world, we’ll be here when you need us 24/7. If your Card is lost or stolen, we'll make it easy for you to report it – and get it replaced as soon as possible. You'll get a new Card, usually within 48 hours. From Australia call: 1300 132 639 . From overseas call: +612 9271 8664 .

What are currency conversion fees?

American Express charges a currency conversion fee 1 of 3% of the converted amount of the transaction for each foreign currency purchase you make. So remember to factor these fees into your budget.

Shop with confidence

Card Purchase Cover

We know how frustrating it is to buy something, then have it stolen or damaged. That’s why, if you pay for your items on your eligible American Express Card, we’ll cover the repair or refund within 90 days of purchase 2 .

Fraud Protection

Enjoy peace of mind wherever you use your Card. Our Fraud Protection Guarantee covers you for unauthorised charges online, provided you notify us immediately if you suspect any fraudulent activity on your Account 3 .

Understanding your Membership benefits

Depending on the Card you hold, you could enjoy travel benefits such as complimentary travel insurance and airport lounge access to make your travel experience more enjoyable.

Use the American Express ® Mobile App to manage your Account, view your transaction history, or access AMEX offers any time, at any place.

Make your travel time even more rewarding

Airport lounge access

American Express ® Platinum Card Members receive complimentary access to over 1,300 airport lounges around the world with Priority Pass™ 4 .

Exclusive Global Dining Program

Taste , the Global Dining Program for American Express Card Members, gives tips and special offers on the best local restaurants.

Earn points as you travel

Let one holiday lead to the next and earn points for your next trip when you spend on your eligible American Express Card while travelling.

Our featured Frequent Flyer Credit Cards

The qantas american express ultimate card.

Receive a $450 Qantas Travel Credit each Membership year 5 Enjoy two Qantas Club lounge invitations each year after your first spend on selected Qantas Products and Services 6 and two entries to The Centurion ® Lounge each calendar year 7 Enjoy complimentary domestic and international travel insurance 8 when you book and pay for your trip with your Card

The American Express Velocity Platinum Credit Card

Receive a complimentary Virgin Australia return Economy domestic flight 9 Enjoy two complimentary Virgin Australia Lounge passes each Membership year 10 and two entries to The Centurion ® Lounge each calendar year 7 Enjoy complimentary domestic and domestic travel insurance 11 when you book and pay for your trip with your Card

As an American Express Card Member, you get to enjoy travel benefits that take you further, points that are more rewarding and services that open more doors around the world.

Maximise your Membership Make sure you’re making the most of your Card benefits

Your credit limit Everything you need to know about your Card limit

Manage your Account We’ve made managing your Account easy

HELLO POSSIBLE

1. Currency Conversion Fees . If you make a charge in a currency other than Australian dollars, that charge will be converted into Australian dollars. The conversion will take place on the date the charge is processed by us, which may not be the same date you make the charge. If the charge is in U.S. dollars, it will be converted directly into Australian dollars. In all other cases, it will first be converted into U.S. dollars and then into Australian dollars. However, you will only be charged one currency conversion fee. Unless a specific rate is required by law, conversion rates will be used based on interbank rates selected from customary industry sources on the business day prior to the processing date. If charges are converted by third parties prior to being submitted to us, any conversions made by those third parties will be at rates and may include a fee selected by them. 2. Card Purchase Cover . American Express Card Insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb. 3. Fraud Protection . Provided that you notify us immediately of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges 4. Priority Pass TM .These Terms and Conditions govern American Express Platinum Card Members’ participation in and use of the Priority Pass™ program. Priority Pass is an independent airport lounge access program. Your Priority Pass benefit is limited to airport lounge access only. Non-lounge airport experiences in the form of credits for restaurants, cafes and bars are not available. Primary Platinum Card Members and one nominated Additional Platinum Card Member per Account are eligible for Priority Pass membership. At any visit to a Priority Pass lounge that admits guests, you may bring in 1 guest for no charge. You will be charged the prevailing retail rate for any additional guests. Some lounges do not admit guests. By enrolling in Priority Pass, you agree that you will be responsible for any additional accompanying guest visits and that your Card will be automatically charged after you have signed for the additional guest visit and it has been reported to Priority Pass by the participating lounge. Additionally, you acknowledge and agree that American Express will verify your Card account number and provide updated Card account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass program and may use this information for marketing related to the program. Once enrolled, Platinum Card Members whose Card account is not cancelled may access participating Priority Pass lounges by presenting your Priority Pass card and airline boarding pass. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at  www.prioritypass.com . Upon receipt of your enrollment information, Priority Pass will send your Priority Pass card and membership package which you should receive within 4-6 weeks.

5. Qantas Ultimate Travel Credit . Qantas American Express Ultimate Primary Card Members are eligible for an annual $450 Qantas Travel Credit, subject to Qantas Travel Credit Terms and Conditions available at amex.com.au/qantasultimate-travelcreditterms . The Qantas Travel Credit can be redeemed through American Express Travel Online  on a single eligible travel booking for Qantas Flights (i.e. a QF flight number on your ticket) by selecting the Qantas Travel Credit when you checkout. All Qantas Flight travel is subject to Qantas  Conditions of Carriage . To redeem the Travel Credit, the full value of the Travel Credit (or more) must be charged to the eligible Primary Card. The Qantas Travel Credit can be used for 365 days from the benefit anniversary date and cannot be used past the expiration date. To check the expiration date of your Qantas Travel Credit if you have not already redeemed it, please visit americanexpress.com.au/travel; log in and click ‘Travel Credit’. If your booking is cancelled, and your Qantas Travel Credit has already been used and associated statement credit applied to your account, you will forfeit your annual Qantas Travel Credit benefit and American Express may reverse the statement credits issued. You need to be able to spend on the Card to access the Qantas Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. Your account must be in good standing and you must have paid the annual fee and minimum payment by the due date. If you cancel your Card, change your rewards program or Card type, you will no longer be eligible for the Qantas Travel Credit. 6. Qantas Ultimate Club Lounge . Provided you are a Qantas Frequent Flyer and have registered your Qantas Frequent Flyer number with your Qantas American Express Ultimate Card, you are eligible to receive two Qantas Club Lounge Invitations each anniversary year of your Card Membership after purchasing on selected Qantas products and services using your Qantas American Express Ultimate Card. Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased directly from Qantas.com.au ; Qantas Frequent Flyer and Qantas Club membership joining and/or annual fees. Subject to Qantas American Express Card Points Terms and Conditions . Subject to the Qantas American Express Card Points Terms and Conditions . Within 1-2 weeks of purchasing selected Qantas products and services, two Qantas Club Lounge Invitations will be assigned to your Qantas Frequent Flyer account. Visit the Complimentary Invitations Portal to access your invitation, link it with an eligible Qantas flight booking or find out more information. Qantas Club Lounge Invitations are valid for a single visit by one guest to a Qantas Club Lounge and must be used prior to their expiry. Invitations are subject to the Qantas Club Terms and Conditions and are not valid for Qantas International First Class Lounges, the Qantas Chairman’s Lounge, Qantas Domestic Business and or oneworld® alliance partner or associated lounges. Qantas Club Invitations cannot be carried forward to any subsequent year and must not be sold, they may only be transferred as allowed by Qantas. Invitations may be revoked or withheld if your Qantas American Express Ultimate Card account is not in good standing, if the selected Qantas products and services are refunded in full or if you have not complied with these Qantas Club Invitation Conditions, the Credit Card Terms and Conditions or the Qantas Club Lounge Access Terms and Conditions. 7.  The Centurion ® Lounge. Entry into The Centurion ® Lounge is governed by the full Terms and Conditions available at  amex.com.au/airportlounge . All entrants must adhere to the General Conditions of Entry. Qantas American Express Ultimate and American Express Velocity Platinum Card Members are entitled to a total of two (2) entries into The Centurion® Lounges in Australia per calendar year (1 January to 31 December). Complimentary access is available for the Card Member’s children 17 years and younger. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member's American Express Card.

8. Qantas Ultimate Card Insurance . The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Qantas Ultimate Credit Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Qantas Ultimate Credit Card Insurance Terms and Conditions  and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.

9. Virgin Complimentary Flight. The complimentary domestic economy Virgin Australia return flight is only available between selected Australian cities and is available for booking by American Express Velocity Platinum Card Members after your first Card spend in the first year, and then after your first Card spend each year after the anniversary of your Membership. All flights are subject to availability and neither Virgin Australia nor American Express guarantees that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here and travel is subject to Virgin Australia Conditions of Carriage available at virginaustralia.com.

10. Virgin Australia Lounge. Two Single Entry passes to the Virgin Australia lounge will be activated on the Primary Card Member's Velocity Membership Card annually on or after each annual Card fee renewal date. Virgin Australia lounge entry passes are subject to the  American Express Velocity Platinum Card Benefits Terms and Conditions .  Single entry passes are valid for 12 months from the date of issue. The Virgin Australia Lounge is operated by Virgin Australia Airlines Pty Ltd in selected domestic airports in accordance with the  Virgin Australia Lounge Terms and Conditions , and Lounge Rules as amended from time to time. Visit the  Virgin Australia website  for up-to-date information on Virgin Australia’s Lounge network.

11. American Express Velocity Platinum Card Insurance. The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Velocity Platinum Credit Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Velocity Platinum Credit Card Insurance Terms and Conditions  and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.

Everything you need to know about Amex Travel

The American Express Travel portal allows you to redeem Membership Rewards points directly for travel reservations and activities rather than transfer your rewards to airline or hotel partners like Delta Air Lines SkyMiles and Marriott Bonvoy .

You also can book discounted premium tickets, use benefits like a 35% points rebate on certain bookings and even book premium hotels with additional perks through Amex Travel.

Let's explore this booking portal to uncover all its benefits and potential disadvantages.

What is the American Express Travel portal?

Amex Travel is the booking portal for most American Express cards . You can book flights, hotels, rental cars and cruises through the site, and you can pay with points, cash or a combination of the two.

How to book flights on the Amex Travel portal

To find flights on American Express Travel, visit this webpage . The flight booking process on the Amex Travel portal is similar to other popular sites like Kayak and Orbitz. You'll find a search box where you can enter your departure and destination cities.

If you're flexible with your departure airport, you can choose an entire city, such as New York, which has multiple airports. Additionally, you can customize your booking by selecting your preferred class and the number of travelers, and choosing between one-way and round-trip flights.

You'll see the price listed in dollars and the number of Amex Membership Rewards points during the booking process.

You can also use the options on the left-hand side to filter flights by number of stops, departure and arrival times, flight duration and airline.

Delta Air Lines is a featured airline in the Amex Travel portal. Sometimes, Delta flights appear at the top of your results, listed as "recommended," but this doesn't mean those flights are always the cheapest.

Additionally, if you have The Platinum Card® from American Express or The Business Platinum Card® from American Express and are flying from an airport with a Centurion Lounge , you'll see an indicator that a lounge is available.

Points vs. cash

When paying for your flights on Amex Travel, several American Express cards offer elevated earning rates:

You can also pay with Amex Membership Rewards points to cover the cost of your flight.

You'll see the number of points required next to the cash price of a flight. You can expect a value of 1 cent per point when using Pay with Points . However, TPG values Membership Rewards points at 2 cents apiece when you maximize Amex's transfer partners.

Related: How to redeem American Express Membership Rewards for maximum value

It's important to compare the number of points required for bookings on Amex Travel with the points you'd need to transfer to an airline program . If you can't book a flight through transfer partners and prefer to use your points, Amex Travel remains an option.

There's an additional benefit for Amex Business Platinum cardmembers: You can get 35% of your points back when paying with points on Amex Travel. This applies to first- and business-class flights on any airline plus tickets in any class on your preferred airline (the same one used for your airline incidental credits ; enrollment is required in advance). This 35% points rebate can provide a value of 1.54 cents per point, which may influence your decision to pay with cash or points.

Similarly, the Business Centurion® Card from American Express offers a 50% Pay with Points rebate on eligible flights. Note that Centurion cards are available by invitation only.

The information for the Business Centurion Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

More details about flights through Amex Travel

During the payment process, you can use points, your credit card or a combination of both. The minimum number of points you can use is 5,000, and each point is valued at 1 cent.

You can upgrade your flights using cash or points in the Amex Travel portal. This generally gives you a return of 1 cent each, and you can book using your Amex card, points or a combination of both.

During your flight search, you might come across "Insider Fares" that offer a discounted price. But to benefit from the discount, you must redeem points to cover the full fare amount.

Amex Platinum and Amex Business Platinum cardmembers have another benefit: discounted premium tickets through Amex Travel's International Airline Program . This program offers discounts on first-class, business-class and premium economy tickets from over 20 participating airlines.

To book a premium ticket using the IAP, go to the Amex Travel portal and pay with cash or points, including the Business Platinum card's 35% airline rebate. Keep in mind that not all flights are eligible and there are restrictions:

• The cardmember must travel on the itinerary.
• A maximum of eight tickets can be booked per itinerary; travel must begin and end in the U.S. or Canadian international airports.
• Tickets are nonrefundable unless stated otherwise.
• Name changes for passengers are not allowed.

Finally, note that flights booked through Amex Travel are typically treated as normal paid tickets, meaning you're eligible to earn points or miles with participating airline loyalty programs.

Related: Why I love the Amex Business Platinum's Pay with Points perk

How to book hotels on the Amex Travel portal

You can book hotels through American Express Travel with a Gold, Platinum or Centurion card. As with other travel portals, you can input your destination, dates, number of rooms and number of guests (with separate input fields for adults and children).

Platinum and Business Platinum cardmembers earn 5 points per dollar on prepaid hotel reservations.

After selecting your hotel, you'll choose your preferred room and pay with points or cash. If you pay with points, you'll only get a value of 0.7 cents per point (compared to 1 cent when you book flights).

Note that these are considered third-party bookings, so you likely won't earn hotel points or elite credits for your stay . While there are reports of people receiving stay credits with Marriott Bonvoy or Hilton Honors on rooms booked through Amex Travel, the hotel is not guaranteed to recognize your elite status in these programs or provide status-qualifying stay credits.

Related: 9 things to consider when choosing to book via a portal vs. booking directly

Amex Fine Hotels + Resorts

Platinum and Centurion cardholders also have access to the Fine Hotels + Resorts program through Amex Travel. This can add some great benefits to your hotel stays — and may not cost much more than booking directly with the hotel.

Here are the perks you'll receive with every FHR booking, regardless of the length of your stay:

• Room upgrade upon arrival (when available): Some room types may be excluded, but you could receive an upgrade to preferred rooms with better views or a better location in the hotel.
• Daily breakfast for two people: The provided breakfast must be, at a minimum, a continental breakfast.
• Guaranteed 4 p.m. late checkout
• Noon check-in when available
• Complimentary Wi-Fi
• Unique property amenity: The amenity varies by hotel but should be valued at $100 or more and usually consists of a property credit, dining credit, spa credit, private airport transfer or similar amenity.

You'll need to book these stays through Amex Travel, but note that FHR is considered a separate program from Amex Travel.

In addition, if you have the personal Amex Platinum , you can also get up to $200 in statement credits every year for prepaid reservations through Fine Hotels + Resorts or The Hotel Collection — which we'll discuss next. Enrollment is required.

Related: A comparison of luxury hotel programs from credit card issuers: Amex, Capital One, Chase and Citi

The Hotel Collection

A lesser-known American Express benefit is The Hotel Collection , which allows you to book in cash or with points. Those with Amex Gold, Platinum and Centurion cards have access to this program, which offers the following benefits:

• A room upgrade at check-in (if available)
• $100 on-property credit for qualifying dining, spa and resort activities

Note that The Hotel Collection bookings require a minimum stay of two nights, though they too are eligible for the $200 hotel credit on the Amex Platinum.

How to book rental cars and cruises on the Amex Travel portal

Reserving a car in the Amex portal is relatively simple. You'll input your pickup and drop-off times and location.

You'll see rental car prices listed in cash and points. When using Pay with Points , your points are worth 0.7 cents — just over a third of TPG's valuation of Amex Membership Rewards points.

Although the format differs, you can also search for cruises on Amex Travel.

Rather than typing specific dates and numbers of passengers, you'll see four drop-down menus. These allow you to choose a destination (by region), filter by cruise lines and choose a month for travel — though not specific dates — on this first page. You can also select your desired cruise duration.

From here, you can filter by cruise duration, departure port and ship. You can sort your results by sailing date, value, price or ship rating.

On the final payment page, you can use your card or redeem points, ranging from 1 point to enough to cover the entire cost. Using points for a cruise will result in a low valuation of 0.7 cents per point, but it can be a money-saving option if you prefer not to spend cash.

There's another benefit available if you're a Platinum or Centurion cardholder (including personal and business versions of these cards): the Cruise Privileges Program .

This is available on cruises of five nights or more with select cruise lines, and it offers the following perks:

• $100-$500 in onboard ship credit (note that this cannot be used for casino or gratuity charges)
• Additional onboard amenities vary by line, such as spa vouchers, a bottle of Champagne, shore excursion credits or a private ship tour

Note that the Platinum cardmember must be one of the travelers on the cruise to enjoy these benefits.

Related: How to book a cruise using points and miles

Further things to consider about Amex Travel

When booking through the Amex Travel portal, there are a few factors to consider.

First, using Amex Membership Rewards points on Amex Travel may not provide the best value compared to transferring points to airline or hotel loyalty programs. The Pay with Points feature typically values points at 0.7 to 1 cent per point, which is far lower than our 2-cent valuation .

Additionally, the prices on Amex Travel may not always be the most competitive, so we recommend checking other platforms like Google Flights before booking your travel. Also, booking directly with hotels is advised for those seeking to utilize elite status benefits.

When you need to change your upcoming trips booked through Amex Travel, it can get complicated. You may encounter change and cancellation fees, often around $75, and making a change requires a phone call. Flight credit vouchers from cancellations can only be used for rebooking through Amex Travel via phone.

On the positive side, Amex Travel allows a 24-hour cancellation window for most reservations, and booking flights through the site generally still qualifies for earning miles and status with airline loyalty programs.

Related: Redeeming American Express Membership Rewards for maximum value

Bottom line

American Express Travel offers an array of booking options, including the ability to earn bonus Membership Rewards points on select purchases. Although you can use your points to book hotels, flights, rental cars and cruises through Amex Travel, you can get more from your points when you transfer them to Amex's airline and hotel partners .

However, there are exceptions, such as when there is no award availability for last-minute travel. In addition, Amex Travel offers perks like discounted premium flights, added benefits with Amex Fine Hotels + Resorts and a user-friendly interface. And with a simple redemption scheme that doesn't involve complicated loyalty programs and transfer partners, many Amex cardholders prefer it when planning their trips.

Additional reporting by Ryan Patterson and Kyle Olsen.

How to Set Up Credit Card Travel Notifications

Putting a travel notification on your credit card may prevent a major travel headache.

Set Up Credit Card Travel Notifications

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Travel notifications prevent a credit card issuer from flagging a purchase you make out of the country as fraudulent.

You might be ready for an upcoming trip, but is your credit card? Depending on your card issuer, you might need to set up a travel notification for your account.

Adding a card travel notification is easy. For most credit cards, you'll follow these steps:

• Call your credit card company, log in to its website or access its app.
• Share your travel dates and locations, if applicable.
• Submit and verify your travel notification.

This will help you avoid potential hassles and embarrassing situations when you're away.

What Are Travel Notifications?

A travel notification is essentially a setting you activate on your credit card account. "Basically, you're just telling the credit card issuer you're going to be using the card outside of the normal places you (use it). That way, they don't think someone stole your credit card," says Simon Zhen, research analyst at personal finance website MyBankTracker.com.

If you're on a road trip, you could make a card purchase in one town and then try to shop in another distant location but have your card rejected. Dan Hanks, senior vice president of credit card loyalty and servicing at PNC Bank, says if a transaction appears to be fraudulent, it may be declined, even if it is a legitimate purchase. Purchase location is just one factor credit card companies consider when flagging fraudulent transactions .

"If a customer suddenly starts using a card in a place they've never been, especially in another country, it doesn't mean we'll decline them, but it increases the chance we might stop the transaction if we think it's fraud," Hanks says.

Transactions may be marked as fraudulent and your card deactivated as a precaution, particularly if your issuer can't reach you to confirm them. If you only bring one credit card on your trip, you may have a major problem on your hands. Luckily, setting up a travel notification before you leave is an easy solution.

How to Set Up Travel Notifications

A travel notification usually requires you to provide your planned destinations and trip dates to your credit card issuer. With that information, the issuer has more knowledge to weed out fraudulent transactions from legitimate ones.

You usually have a few options to set up a travel notification. First, you can call the card issuer. "Look on the back of the card, and you can find the phone number to call. You just tell the customer service rep that you'll be traveling," Zhen says. If you prefer digital communication, you can typically set up a travel notification through the credit card company's website or app.

Each credit card company has its own travel notification policies. While many companies allow you to set up travel notifications, others may not need you to tell them about your travel plans. Below are the policies of major credit card issuers:

American Express does not request travel notifications, citing industry-leading fraud detection capabilities.

Bank of America allows you to create a travel notice up to 60 days before your trip, and it can last up to 90 days from the first day of your excursion. With one travel notice, you can set up multiple itineraries for various cards. You must provide Bank of America a contact number for when you're away from home. You can also supply details about where you'll be staying, any planned layovers and other information that may help the company monitor your account for fraud while you're traveling.

According to Barclays , a travel notification is not mandatory, but it could be wise to avoid declined purchases simply because you are traveling abroad or to a different part of the U.S. Contact the bank by phone, or access your account online or with the Barclays app to set up a notification. If you will be traveling for more than 365 days, connect with the bank by phone to set up a notification.

Capital One doesn't need notification of travel plans because of the added security of the bank's chip cards.

Chase lets you set up a travel notification up to a year before your trip. The notification can last up to 90 days. You can apply the notification to multiple cards simultaneously and list multiple destinations.

Citi permits you to add a travel notification up to 180 days before your journey and up to 89 days after your trip begins. You can set the notification for more than one card and report several destinations with one travel notification.

Discover advises setting up a notification before you embark on a trip abroad. Your travel start date can be up to 24 months in the future, and travel notifications can last up to 24 months.

PNC Bank suggests notifying it of the locations and dates of your planned travel to help eliminate phone calls to confirm your account activities. You can create travel notifications up to two years before you depart, and notifications can last up to 30 days. If your travel plans exceed 30 days, you can set up more than one travel alert.

USAA recommends a travel notification to reduce the chance of your card being blocked or flagged for unusual activity. You can set up a notification up to one year before your trip, and the notification will last up to one year from your departure. USAA does not request travel destinations.

U.S. Bank allows you to establish a travel notification for any trip within the next 90 days. Notifications can last up to 90 days. If your travel plans exceed 90 days, you can set up an additional notification at a later date.

Wells Fargo favors notification of when and where you plan to travel. Wells Fargo's travel notifications do not have any time-based restrictions, so you can set up your travel alert for as long as you'll be away and not have to set up subsequent ones.

Overall, setting up a travel notification doesn't have a downside for the customer, Hanks says. Making travel notifications easy to activate is in a credit card company's best interest. And notifications reduce the chance that a real transaction may be classified as fraudulent, which makes everyone happier.

Don't Forget About Debit Cards

"Some people set up a travel notification on a credit card but forget to set one up on their debit card," Zhen says.

While credit cards offer many protections that can be useful when traveling, especially abroad, some people may still plan to use their debit cards. If you do, make sure you set up a travel notification on your debit cards, too, so your purchases on those cards don't get flagged as fraudulent transactions when you're on your next trip.

Tags: credit cards

Comparative assessments and other editorial opinions are those of U.S. News and have not been previously reviewed, approved or endorsed by any other entities, such as banks, credit card issuers or travel companies. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.

Credit Card Travel Alerts: How to Set Them (and Why You Might Not Need To)

When you’re planning for a trip, especially an international one, you already have a huge to-do list.

You need to confirm your hotel plans, pack, check-in for your flight, and plan your activities for once you land.

The last thing that you want to happen when you arrive is to have your credit card declined.

Card issuers are constantly watching for fraud and taking steps to block scammers from using your card without your permission.

One common tactic is watching for unexpected changes in the location where you use your card. If you travel somewhere and use your credit card, your card issuer could decline it because they think s fraudster stole your card info.

Is there anything that you should do or a way to tell your card issuer when you’re traveling to make sure they don’t block your credit card?

What Are Credit Card Travel Notifications?

You can give your card issuer a credit card travel notification to help avoid having your card declined.

You’re telling your card issuer that you have travel plans, so it knows not to decline your card during your trip.

For example, if you live in Colorado and plan to fly to England, you’ll contact your card issuer and tell them when you plan to leave and when you plan to return. If the card issuer sees charges from stores in England during your travel dates, it will know they’re legitimate.

Some card issuers let you provide travel notifications through your account portal on the issuer’s website.

Usually, you’ll find the option somewhere in your account settings or personal information page.

However, things have changed:

Many card issuers don’t request, require, or even accept travel notifications anymore.

They rely on other methods to anticipate upcoming travel plans.

Why You Might Not Need to Set Them Anymore

Card issuers use multiple strategies to figure out when your traveling, even without providing a notification.

You booked travel on the card

One way that card issuers can tell if you’re planning to travel is based on your shopping habits.

If you book tickets for a flight using your credit card, your card issuer already knows that you have travel plans.

This is also true if you use your credit card rewards points to book your trip.

Since your card issuer can tell that you have travel plans based on your purchases, you don’t need to tell them about your trip.

The location of your card activity

A more subtle way for the card issuers to figure out your travel plans is based on other purchases you make.

You buy something at the airport just before you leave, your card issuer can probably guess that you’re about to get on a flight.

If your shopping habits change to include shopping at stores that people frequently use to prep for a trip that can also tip off your card issuer.

You're a frequent traveler

Card issuers also use your long-term purchase and travel history.

As a frequent flier, your card issuers probably expect you to travel on a regular basis and won’t worry about charges popping up from around the globe.

Travel Alerts for Top U.S. Card Issuers

Here are how some of the top card issuers in the US let you set travel notifications.

American Express

American Express doesn’t require travel notifications.

You don’t have to contact the company before you travel, but if you want to, you can do so by calling the number on the back of your credit card.

Bank of America

Bank of American doesn’t require travel notifications.

The bank does offer a set of advice for people travelling internationally on its website.

If you want to notify Bank of America of your travel anyway, you can do so by calling the number on the back of your card.

Capital One

Capital One says that you do not need to inform the company of travel plans because it now issues chip-based credit cards.

If you still want to let the company know, you can call the number on the back of your card.

Chase accepts travel notifications from its cardholders through its website .

You can set the notification up to a year in advance, making it easy to set the notification when you book your flights.

To set your travel notification:

• Sign in to your account and open the menu on the left side of the screen.
• Open your profile and settings
• Select more settings, then travel
• Click update
• Provide information about your destination, departure date, and return date

You can also call the company to set up your travel alert.

Citi lets you set up travel notifications through your online portal . 

To set the alert:

• Visit the travel alert page
• Click Set Up/Manage and sign in to your account
• Select your card and click “add a travel notification”
• Tell Citi who will be using the card, where they’re going, and the dates of travel

You can also reach out to Citi by calling the number on the back of your card.

Discover does not require travel alerts from its customers, but you can always call the number on your card to let them know anyway.

Make Sure Your Contact Info is Up to Date

While it’s always important to make sure that your card issuer has your contact information, keeping your contact info up to date is doubly important when you’re traveling.

Your credit card issuer might not contact you frequently, but one of the times that they’ll want to reach out is when they’re trying to verify whether a purchase is legitimate or not.

If you’re traveling and your card is declined, you may receive a call from your card issuer asking you whether you tried to make the purchase.

If you say yes, they can unblock your card instantly -- letting you complete the transaction.

This can save a lot of time compared to you having to call the card issuer, navigate a phone tree, wait on hold, and explain that you were the one trying to make the purchase rather than a fraudster.

Taking a few minutes to update your contact info with all your card issuers before you travel can save you some headaches down the road.

It’s also a good way to make sure that your contact info is current so your card issuers can reach you, even when you aren’t traveling.

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How to Set a Travel Notice for Your Credit Cards

Susan Shain

Susan is a freelance writer who specializes in turning complex financial topics into engaging and accessible articles. She's been writing about personal finance for six years, and was previously the senior writer at The Penny Hoarder and a staff writer at Student Loan Hero. Her personal finance writing has also appeared in publications like MarketWatch and Lifehacker.

When I worked at a ski rental shop in Breckenridge, Colorado, I witnessed many international (and some out-of-state) customers’ credit cards get declined.

Not because their credit limits were too low or because they were purchasing too much — but because they failed to set up travel notifications with their card issuers.

So now, any time I travel to a foreign country, I always set up a travel notice on my credit card beforehand.

Since I travel with the Chase Sapphire Reserve® (Review), I create a Chase travel notice, but you can take this step with most major credit or debit cards. Here’s how.

What Is a Credit Card Travel Notice?

As a way to prevent fraud , your credit card issuer monitors your spending activity. If it notices a suspicious purchase — in an unusually large amount, or from a new location — it may decline the transaction. This could be more likely in countries where fraud is a bigger problem.

Which is why the answer to the question “Should I notify my credit card company when traveling?” is usually yes.

Although you can often get away with shopping in another state without triggering a red flag, international travel is another story. 

By notifying your credit card of your travel plans, you’ll reduce the chances of getting your transaction declined in the checkout line — which, trust me, is never fun — and having to call your card issuer to verify your purchases. It’s still possible to have your purchases declined after setting a travel notice, but it’s much less likely.

How to Set Up Travel Notices for 8 Major Credit Card Issuers

Ready to create your first travel alert? While you could call your card issuer, it’s easier to do it online.

Here’s how to set up travel notices with eight different credit card issuers.

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Chase travel notice

Because of the company’s abundant travel perks and partnership with the Visa network — which is widely accepted worldwide — Chase cards are a favorite among globetrotters.

You can create Chase travel notifications up to a year in advance for credit cards, and up to 14 days for debit cards. Your travel dates can span an entire year — if you’re away for longer, you’ll simply have to adjust your dates once you’re on the road. Chase will have your request on file within 24 hours from the time you submit.

To set up Chase travel notifications, you’ll need to log in to your account and click on the credit card you plan to use. Under the “Things you can do” dropdown menu on the right, you’ll see the “Travel notification” option. That will take you to your “Profile & Settings” page, where you’ll be able to create a travel alert.

Insider tip

Depending on the type of Chase account you have, the process may be slightly different for you. In any case, just look for your “Profile & Settings” page, and then look for a button to set a travel notice.

Alternatively, if you’re already outside the country, you can call Chase collect at 1-302-594-8200 to alert the issuer of your travel plans.

Setting up a travel notice with the Chase bank app

After logging in to the Chase mobile app, tap the profile icon (this should appear as the outline of a person) and select “My settings.” Choose “Travel” within the settings menu and tap “Update” near any credit or debit card products you’ll be taking.

This will allow you to enter the details for your upcoming trip, which can be edited at a later time. Saving this information will successfully set up a travel notice.

Our favorite Chase travel card: While many Chase credit cards are adventure-ready, we’d recommend the Chase Sapphire Preferred® Card for new travelers. Not only does it earn 2X Chase Ultimate Rewards points per dollar on travel, but you’ll also get a great introductory bonus: 60,000 bonus points after spending $4,000 on purchases in the first 3 months. You’ll also earn 5X Ultimate Rewards points per dollar on Lyft rides and travel purchased through Chase Ultimate Rewards. You can transfer the points you earn to a variety of airline and hotel loyalty programs. The Sapphire Preferred has a $95 annual fee.

American Express travel notice

Surprise! You actually can’t create an Amex travel notice.

On its site, the issuer says it uses “industry-leading fraud detection capabilities” that help it recognize when you’re on the road, thereby eliminating the need to create an American Express travel notification.

The issuer does recommend you update your contact information, so it can reach you in case of any complications, and download the Amex app, so you can manage your account on the go.

Note that Amex credit cards aren’t as widely accepted across the globe. If you’re a frequent international traveler, we’d recommend looking for a card with a Visa or Mastercard logo instead because they’re accepted by most merchants.

Our favorite American Express travel card: For its $695 Rates & Fees annual fee, The Platinum Card® from American Express offers a slew of travel perks. They include extensive airport lounge access; 5X Membership Rewards points per dollar on eligible flights and hotels (starting 1/1/21, on up to $500,000 spent per calendar year); and up to $200 in Uber credits per year. Its introductory bonus is Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu..

Capital One travel notice

As with Amex, there’s no need to set a travel notice for Capital One credit cards.

If you log in and click “Set Travel Notification,” you’ll be greeted by this window:

The issuer, long popular with international travelers for its lack of foreign transaction fees, says: “With the added security of your Capital One chip card, travel notifications are no longer needed on your credit card.”

It notes Capital One will cover you with its $0 fraud liability policy, and will also be on the lookout for any suspicious activity.

Our favorite Capital One travel card: The Capital One Venture Rewards Credit Card is a fantastic, easy-to-use travel rewards card, offering 2X Venture miles per dollar on everything. The introductory bonus is 60,000 bonus miles for spending $3,000 in the first 3 months. It comes with a $95 annual fee.

Bank of America travel notice

Ready to travel with your Bank of America card? Log in to your account, and in the menu at the top right, you’ll see “Help & Support.”

Hover over those words, and a drop-down menu will appear. Click on “Set Travel Notice” — and voila! You’ll be able to add your travel dates and destinations, as well as extra details about your trip, like any planned layovers.

Setting a travel notice with Bank of America.

Bank of America cards allow you to set travel notices up to 60 days in advance, and they can last for up to 90 days. If you’ll be traveling longer than that you’ll need to adjust your travel notice later on.

Our favorite Bank of America travel credit card: If you don’t want to pay an annual fee, the Bank of America® Travel Rewards Credit Card might work for you. You’ll earn 3X points per dollar at the Bank of America travel center and 1.5X points on everything else. After you make $1,000 in purchases in the first 90 days, you’ll earn 25,000 points — enough for a $250 statement credit toward travel purchases.

Citi travel notice

If you have a Citi credit card, the first step is to log in to your account.

Then you should hover over the “Services” button in the menu, and then select “Travel Services.” Next you can select “Manage Travel Notices,” before selecting the card for which you want to set a notice. Unlike some other issuers, you’ll need to set a separate notice for each card you plan to travel with.

Citi advises making sure your contact information is up to date before traveling, and also to download the Citi Mobile App to more easily monitor your account.

Here’s what setting a Citi travel notice looks like:

Setting a travel notice with Citi.

Then, once you fill out your destination and dates and verify your info, you’ll be good to go!

Our favorite Citi travel credit card: The offers a generous 3X ThankYou points per dollar on air travel and at gas stations, restaurants, supermarkets, and hotels. You can earn None. There’s a None annual fee to pay for this card.

Discover travel notice

Although Discover credit cards aren’t the best for traveling internationally, as they aren’t accepted as widely as Visa or Mastercard, you should still set up a travel notice if you bring your Discover card overseas.

You can do this from your online account by selecting “Manage” at the top of your screen, then clicking “Manage Cards” and then “Register Travel.”

Setting a travel notice with Discover.

Our favorite Discover travel card: For a card with no annual fee, the Discover it® Miles isn’t a bad choice. You’ll get 1.5X miles per dollar spent on everything, with double your miles at the end of your first cardholder year.

PNC travel notice

If you have a PNC credit or debit card, the bank recommends you set up a travel notice, explaining: “You typically use your card at local merchants and online, but suddenly you’re buying tapas in Madrid or sushi in Tokyo. This unexpected activity is what triggers the alert. Although less likely, this kind of predicament also can happen when traveling domestically.”

To notify PNC, you can either call the financial institution at 1-888-PNC-BANK or set up an alert online. After logging in to your account, you’ll select: “Customer Service” –> “Account Services” –> “Debit/ATM Card Services” –> “Edit/View Preferences.”

Then, in the bottom right corner of your screen, you’ll see an option to “Notify PNC of Foreign Travel.” After filling it out with your dates, destinations, and phone number, you’ll be ready to go.

Recommended PNC travel credit card: Like the BofA card, the PNC Premier Traveler® Visa Signature® isn’t the best option out there — but it’s fine for PNC loyalists. It offers a 30,000-mile introductory bonus when you spend $3,000 in the first three billing cycles, and 2X miles per dollar spent on everything. Its $85 annual fee is waived the first year.

Wells Fargo travel notice

If you’d like to tell Wells Fargo of your travel plans, you can either call the number on the back of your card, use the bank’s mobile app, or log in to your online account.

If you choose the latter method, you’ll hover over the “Accounts” dropdown menu, then click on “Manage Cards” –> “Manage Travel Plans.” As with the other issuers, you’ll enter your dates and destinations before submitting.

Recommended Wells Fargo travel credit card:  There aren’t any Wells Fargo travel cards at the moment.

If you’d prefer a Visa card from Wells Fargo for traveling, consider the Wells Fargo Active Cash℠ Card . It offers 2% cash back on everything you buy, with a solid introductory bonus, but it also has a foreign transaction fee.

4 Things to Consider When Choosing a Travel Credit Card

If you’re looking for another piece of plastic to add to your wallet, here are four things to consider when choosing the best travel rewards credit card:

• Foreign transaction fees:  Some credit cards charge a 3% fee for making purchases in a foreign currency. If you plan to travel abroad, make sure your chosen card has no foreign transaction fees.
• Annual fees:  Many of the top-tier travel rewards credit cards have hefty annual fees. But before getting scared off, see if the card offers any credits or benifits that offset it. For example, while the Chase Sapphire Reserve® has a $550 annual fee, it also offers a $300 annual travel credit that applies toward flights, car rentals, and even Lyft rides.
• Rewards and perks:  One of the most compelling reasons to get a travel credit card is the opportunity to earn points and miles that you can exchange for free travel. So take a look at your potential card’s introductory bonus and earning ability. You should also read the fine print to learn all about its travel perks, which might include airport lounge access or travel insurance.
• Loyalty programs: The majority of hotel chains and airlines have co-branded cards that earn additional rewards when you spend money with them. So if you are loyal to a particular brand, it’s wise to consider the co-branded options. For hotel cards, examples include the IHG® Rewards Club Premier Credit Card, Marriott Bonvoy Boundless™ Credit Card, and The World of Hyatt Credit Card. For airline cards, you can choose from options like the United℠ Explorer Card or Southwest Rapid Rewards® Plus Credit Card.

Whichever card you choose, be sure to set a travel notice before you board your next train or cruise or flight — and then enjoy your vacation free of worries!

You don’t have to stick to “travel credit cards” just because you want to, you know, travel with your credit card. As long as you set up a travel notification when you go, you can use any card you’d like. So, in case they’re a better fit, here are links to the best cash back, balance transfer, and 0% intro APR credit cards.

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Credit Cards

What is Amex’s International Airline Program?

Julie Sherrier

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Robin Saks Frankel

Updated 8:07 p.m. UTC Jan. 22, 2024

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The American Express International Airline Program (IAP) enables eligible cardholders to book discounted tickets on participating airlines when departing from the U.S. and flying in premium economy, business or first class. These are considered paid fares, even if you redeem your American Express Membership Rewards® points , which means you can earn flight credits and frequent flyer miles from your ticket.

However, not everyone with an Amex card can participate, nor are all airlines eligible. We’ll discuss the participating airlines below, but know that this program is only available to those with an eligible The Platinum Card® from American Express (terms apply) or American Express Centurion Black Card * The information for the American Express Centurion Black Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. card (personal or business version) (terms apply).

All information about American Express Centurion Black Card has been collected independently by Blueprint.

American Express overview

American Express offers numerous financial products, including a vast array of credit cards. Amex’s card offerings range from those with no annual fee to others charging hundreds of dollars per year to keep them in your wallet. They typically offer cash back, Amex points or even earn points and miles in co-branded rewards programs, such as Delta SkyMiles or Hilton Honors points.

Two of American Express’ most exclusive cards are The Platinum Card® from American Express (terms apply) and The Business Platinum Card® from American Express * The information for the The Business Platinum Card® from American Express has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. (terms apply). Rather than acting like a credit card in the traditional sense, where you’ll have a preset spending limit and have the option to carry a balance from month to month — though you’ll pay interest for doing so — these cards have no preset spending limit and are designed for you to either pay your balance in full each month or use the card’s Pay Over Time feature which allows you to carry a balance and pay interest if the balance isn’t paid in full. This feature only applies to eligible charges meeting minimum transaction amounts.

All information about The Business Platinum Card® from American Express has been collected independently by Blueprint.

While these cards do have high annual fees, they come loaded with perks, ncluding access to the Amex IAP. These benefits include hundreds of dollars in annual credits, airport lounge access, airline fee credits and more.

What is the Amex International Airline Program?

The Amex International Airline Program (IAP) is available only to those with an Amex Platinum Card, Amex Business Platinum Card or American Express Centurion Black Card * The information for the American Express Centurion Black Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. , and offers generous discounts on certain types of tickets. 

There are important IAP rules to keep in mind. For example, while eligible flights include refundable, restricted and non-refundable fares, you must book premium economy, business or first class tickets. Economy and basic economy fares aren’t eligible. Moreover, you must travel internationally, departing from or returning to the U.S. or Canadian gateway airports (such as Toronto-YYZ or Vancouver-YVR).

Lastly, not every airline is included in the Amex IAP. At present, the following 26 airlines participate:

• Air New Zealand
• Austrian Airlines
• Brussels Airlines
• Cathay Pacific
• China Airlines
• Delta Air Lines
• Japan Airlines
• Lufthansa Group
• Qantas Airways
• Qatar Airways
• Royal Air Maroc
• Singapore Airlines
• Virgin Atlantic

You’ll need to book with one of these airlines, departing from or returning to eligible cities on an international itinerary, have an eligible card and book a ticket in premium economy, business or first class. Otherwise, your reservation won’t be eligible for the discounts provided by the Amex IAP, which can be as much as 20%, but there are times where you’ll find discounts even higher than that.

Which cards qualify for the program?

To participate in the Amex IAP, you’ll need to have one of these cards (terms apply):

• The Platinum Card® from American Express  
• The Business Platinum Card® from American Express * The information for the The Business Platinum Card® from American Express has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.
• American Express Centurion Black Card * The information for the American Express Centurion Black Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.
• The Business Centurion® Card from American Express * The information for the The Business Centurion® Card from American Express has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

All information about The Business Platinum Card® from American Express, American Express Centurion Black Card and The Business Centurion® Card from American Express has been collected independently by Blueprint.

As Centurion cards are available by invitation only and carry annual fees in the thousands of dollars, others can gain access to the International Airline Program by having an Amex Platinum or Amex Business Platinum Card.

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The Platinum Card® from American Express

Welcome bonus

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.

Regular APR

Credit score.

Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.

Editor’s take

• Over $1,500 in travel and entertainment credits can offset the annual fee.
• Comprehensive lounge access benefit.
• Generous travel and purchase protections.
• High annual fee and spending requirements.
• Amex’s once-per-lifetime rule limits welcome bonus eligibility.
• Annual statement credits have limited use.

Card details

• Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
• $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
• $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
• $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
• Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
• Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
• $695 annual fee.
• Terms Apply.

How to navigate the Amex International Program

Because not everyone is eligible for the Amex IAP, you’ll need to log into your account to search and find fares. You can navigate here and log in to get started.

Conversely, if you’re already logged into your account on a computer and are viewing your credit card information, click on the menu in the top left corner. From there, click on “Travel” and then select “Book International Airline Program.”

This will take you to the search page to begin looking for flights.

Booking flights

Searching for a flight feels like what you’re used to on other websites, whether you typically search with Expedia, Google Flights or even directly with a particular airline. You’ll enter your starting and ending points, number of passengers and travel dates (note that you can book one-way or return trips here as well) and then select your booking class. Remember that only premium economy, business and first class tickets are eligible for the IAP discount.

Know that only the primary cardholder can book a flight. You cannot use your Amex Platinum Card to book discounted flights for other people if you aren’t flying. However, you can add up to seven additional passengers on the same reservation as you.

When you’re ready to search for flights, input your route, dates and number of passengers as you normally would. When you receive your results, several filters are available to help narrow things down.

You can filter by the number of stops and departure/arrival times. You also can sort your results by price, duration and departure time.

Scrolling down, you’ll see the list of airlines and their respective prices in your results. There’s a checkbox on the left side to filter for International Airline Program flights only.

This one-stop flight with Japan Airlines departs San Francisco for Tokyo before continuing onward to Hong Kong. It’s an eligible IAP airline, and because I searched for a business-class itinerary, you’ll see that the flight is marked as an International Airline Program flight. The cost for this one-way itinerary is $2,342 or 234,220 Amex points — roughly 1 cent per point in value.

Notice that Amex has indicated the price is discounted from $3,042, which would be a discount of 23%. To verify the discounted price, we checked Japan Airlines’ website, which shows a price of $3,042 for the same flights on the same date.

Google Flights shows a slightly lower price of $3,039.

The Amex International Airline Program is actually beating its own advertised discount of 20% on this particular booking. After selecting your flight, you’ll provide passenger details. Amex will provide another reminder that the primary cardholder must be one of the passengers when booking International Airline Program flights.

Using your Amex Membership Rewards points

After selecting your flight and entering passenger details, you can pay with your eligible Platinum or American Express Centurion Black Card * The information for the American Express Centurion Black Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. or pay with your Amex points. You also can pay with a mix of the two.

If you choose the “Use Points + Card” option, you can apply as many or as few points as you wish, with each point knocking 1 cent off the price of the booking. Once you’ve chosen your payment method and confirmed the passenger details, you’re ready to finalize payment and book your flights.

If you’re unsure how many points you have, there are several ways to check. When logged in, in the top right corner, look for your name next to an icon of your Amex Platinum Card. It will indicate how many points you have.

Additionally, during the checkout process, Amex will tell you how many points you have and whether that number is sufficient to cover the full cost of the flight you’re booking. Unfortunately, if you’re planning to use the The Business Platinum Card® from American Express * The information for the The Business Platinum Card® from American Express has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. ’s 35% points rebate (up to 1 million points back per calendar year), you must have all the points you want to use in advance. 

For example, if you’re booking a flight that requires 100,000 points, your final cost would be 65,000 points after getting 35% of your points back with this benefit. However, you need to have the full 100,000 points to book the flight entirely with points; having only 65,000 points in your account would require you to use the Points + Cash booking option.

Final verdict

The American Express International Airline Program is an often-overlooked benefit of the Amex Platinum and Amex Business Platinum cards. It can provide significant savings when booking international flights between the U.S. and foreign countries on eligible carriers, so long as you’re flying in premium economy or higher cabins. 

Booking these flights is a straightforward way to pay for travel with your Amex points as well, rather than needing to understand how transfer partners work and search for award availability. If there’s a seat for sale, you should be able to book it with Amex Travel and pay with points, which will be treated as a cash ticket (thus earning frequent flyer miles during your trip).

With Amex’s airline transfer partners, it’s possible that you may pay fewer or more points when booking an international flight. It’s worth comparison shopping to see what booking method provides the best price as Amex Travel may not have the lowest fare. However, if the price is comparable and you value the simplicity of paying with points at checkout, this is a nice perk to have. And the Amex IAP is even more valuable for Business Platinum cardmembers who can get 35% of their points back — up to a million points back annually.

Frequently asked questions (FAQs)

American Express cards are accepted in numerous countries, and Amex no longer requires you to submit a travel notification in advance. However, some cards do charge a foreign transaction fee for purchases made outside the U.S., so check your card’s details before making purchases in other countries.

It depends. If the authorized cardholder has a Companion Card, which has no annual fee and minimal benefits, this person won’t have access to the International Airline Program unless traveling on an itinerary with the primary account holder. However, if this authorized user has an Additional Platinum Card, which has an annual fee, it’s possible to book Amex IAP flights without the primary account holder.

No, registration is not necessary. This program is available to all Platinum and American Express Centurion Black Card * The information for the American Express Centurion Black Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. cardmembers, as long as you search for eligible flights.

Use of the International Airline Program is reserved for Platinum and American Express Centurion Black Card * The information for the American Express Centurion Black Card has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer. cardholders only. If you don’t have one of these cards, there’s no way to join or pay a membership fee to access the program. Having an eligible card is the only method.

Airline elite status and the Amex International Airline Program (IAP) are not related. With the Amex IAP, you’re booking flights in premium economy, business class, or first class. The benefits related to seats in these cabins may echo some of what you expect with airline status, such as complimentary checked bags, nicer seats, more leg room and better inflight meals.

*The information for the American Express Centurion Black Card, The Business Centurion® Card from American Express and The Business Platinum Card® from American Express has been collected independently by Blueprint. The card details on this page have not been reviewed or provided by the card issuer.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Ryan grew up in Ohio but has lived in half a dozen states and multiple continents before recently returning to the U.S. and settling in southern California. After someone at his hostel in China said, “I flew here for free using points,” Ryan was hooked. In December of 2023, he completed his goal of visiting every country in the world. Ryan has been around points and miles for several years and has published content at Miles to Memories, AwardWallet, The Points Guy and Forbes Advisor. He also holds Brazilian citizenship and speaks fluent Portuguese. His wife joins him on many of his trips, and they enjoy snowboarding, scuba diving, seeing animals in the wild and hunting for vegan tiramisu. When not traveling, Ryan is probably answering questions from his family about how he travels so much and whether this points and miles stuff is illegal.

Julie Stephen Sherrier is a personal finance writer and editor based in Austin, TX. She is the former senior managing editor for LendingTree, responsible for all credit card and credit health content. Before joining LendingTree, Julie spent more than a decade as the managing editor and then editorial director at Bankrate and CreditCards.com. She also served as an adjunct journalism instructor at the University of Texas at Austin.

Robin Saks Frankel is a credit cards lead editor at USA TODAY Blueprint. Previously, she was a credit cards and personal finance deputy editor for Forbes Advisor. She has also covered credit cards and related content for other national web publications including NerdWallet, Bankrate and HerMoney. She's been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace, NASDAQ's Trade Talks and has appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide. She holds an M.S. in Business and Economics Journalism from Boston University. Follow her on Twitter at @robinsaks.

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Guide to using your credit card for international travel.

If you're planning a trip abroad, you may want to consider bringing a credit card. While you may think that using your credit card abroad is the same as using it at home, there are a few things to keep in mind before heading to your destination.

Can I use a credit card abroad?

If you're asking yourself, “can I use a credit card abroad?" the answer is, most often, yes. You may also be able to use your credit card to withdraw cash at most ATMs overseas, which may come along with fees. 

Depending on your credit card issuer, you may need to notify them that you're traveling abroad. Chase, however, no longer requires cardmembers to set up travel notifications.

Pros and cons of using a credit card for international travel

Credit cards are a convenient payment method, but there are both pros and cons when it comes to using your credit card for international travel. 

First, some pros:

Convenience

As most people would agree, carrying around a credit card is a lot more convenient than carrying large bills, especially while you're traveling. Using your credit card is one of the many ways to make everyday purchases, as well as large purchases like hotels and flights.

Depending on your credit card, you may be able to earn bonuses, cash back or points when using your card to make purchases overseas. What's better than earning rewards for your spending?

Now, some cons:

ID verification

Some merchants require photo identification when you make a purchase, so you'll likely have to show your photo ID while making most purchases which can become a hassle. Taking it in and out of your wallet can increase the chances of you losing critical documents, so you'll want to be careful.

Not every destination accepts credit cards

Credit cards are convenient, but that doesn't always mean that they're accepted by every retailer. For example, if you're traveling to a small town, the local shops may only accept cash in the local currency.

Not all types of credit cards are accepted

Some merchants only accept credit cards from local banks, or may not accept your type of card. This means that unless you set up a new account in each city you visit, you may not be able to use the credit card.

Do you get charged for using credit cards abroad?

Depending on the credit card you have, you may get charged a foreign transaction fee when using the card abroad. Consider getting a credit card that doesn't charge foreign transaction fees.

Credit cards come in handy when planning a trip abroad but remember to explore your options and do your research before embarking on your travels. Knowing the dos and don'ts of using your credit card for international travel may help avoid potential issues and set you up for an unforgettable trip.

Chase Sapphire is an official partner of the PGA Championship .

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I swear by my AmEx card with a hefty annual fee. I get tons of travel perks and over $1,000 in credits for Uber, hotels, stores, and more.

• As someone who travels for work, I'm always looking for ways to make travel more cost-efficient.
• Although my  Platinum Card® from American Express charges a $695 annual fee, I find it saves me money.
• In addition to the travel perks, my card gets me over $1,000 in credits for Uber, hotels, and more.

As a full-time, on-the-go content creator, I practically live at airports and am always looking for ways to make my travel experience easier.

From trying out the latest packing cubes to looking for flight deals, I'm all about efficiency and saving money.

That's why it may be surprising to learn that one of my biggest travel game-changers involves spending money with a travel credit card. Like the 41% of Americans with a travel card , I use mine to save money on hotels, flights, and more.

Although the $695 annual fee for my American Express Platinum Card seems steep at first glance, it's actually saved me money in the long run. And, more importantly, it's made my travels much smoother.

Here are just some of The Platinum Card® from American Express benefits I use most often.

My American Express Platinum Card gives me access to the Centurion Lounge

Because I travel frequently, lounge access is important to me. Call me bougie, but I love having a quieter space to sit down and enjoy a meal and a drink before my flight.

As a Platinum cardholder, I can access Centurion and Priority Pass lounges worldwide. Of course, this benefit is only worthwhile if you, like me, enjoy eating and drinking at airports and your home airport has a Centurion Lounge.

With airport restaurants and bars charging sky-high prices for basic food and drink, enjoying complimentary gourmet food in the Centurion Lounge is a treat.

I also get a $200 airline-fee credit

As a Platinum cardholder, I can choose a qualifying airline and enroll to receive up to $200 of statement credit for incidental airline fees each year.

This includes checked bag fees , in-flight purchases, seat assignments, and airport-lounge day passes when I pay for them using my American Express Platinum Card. While these fees might seem small, they add up quickly when traveling frequently.

The $240 digital entertainment credit can be used on things like streaming services and news sites

As a frequent traveler, I rely on digital entertainment, and luckily, my card provides $20 in statement credits each month for some of the most popular digital entertainment services after enrollment.

Peacock, Disney+, The Disney Bundle, ESPN+, Hulu, The New York Times, and The Wall Street Journal are all services that can be reimbursed if I pay for them using my Platinum card.

I always take advantage of the $200 annual hotel credit

With my American Express Platinum Card, I get a one-time $200 statement credit on a pre-paid booking with Fine Hotels + Resorts (FHR) or The Hotel Collection (THC) through American Express Travel.

I also get perks like a complimentary daily breakfast for two, room upgrades (when available), and a $100 property credit on top of the statement credit. This can generally be used at hotel restaurants or even spas, but can vary based on each property.

I use the FHR benefit each year on a special stay — this year, I stayed at the historic Royal Hawaiian on Waikiki . I received a $200 credit after paying for my room, early check-in and late checkout, free breakfasts, a room upgrade, and a property credit that I used for a nice dinner and drinks at the pool.

With my card, I can get reimbursed for Clear Plus, TSA Precheck, and/or Global Entry

In my opinion, the worst part of the airport experience is going through security. That's why I take every step possible to make things easier for myself.

With my card, I can enroll to get reimbursed for the $100 Global Entry fee, which expedites customs screenings for international arrivals in the U.S. Global Entry also includes TSA PreCheck , which makes the domestic airport-security process quicker.

I also get a $189 statement credit for CLEAR Plus, a paid membership program that uses facial recognition or fingerprints for identity verification at some airports, after enrollment.

I even get credit for Uber Eats and Saks purchases

Another perk of my credit card I can enroll in is a monthly Uber Cash benefit. Each month, $15 is deposited into my Uber account to use on rides — or my favorite, Uber Eats. I also get an extra $20 credit in December.

When I'm traveling and want to stay in, or return from a trip and don't want to hit the grocery store, I'll use the Uber benefit to get delivery using Uber Eats. Just be sure to use the benefit each month, as it doesn't roll over.

I also receive $50 in statement credit from Saks Fifth Avenue every six months after enrollment. I use this for buying gifts or small items, offsetting the cost of a larger purchase, or getting something special for an upcoming trip.

My card covers insurance for rental cars and trip delays

When I use my Platinum card, I don't spend extra money on insurance for rental cars or trip delays.

If I rent a car using my card and enroll in the program, I get secondary rental-car insurance that can cover some damages beyond what my primary insurance would.

I also have peace of mind when it comes to travel delays or interruptions.

If I book a trip with my card and the flight is delayed for more than six hours for a qualifying reason, I can get reimbursed for purchases that resulted from the delay — up to $500 per trip. This could include meals, lodging, and personal items. I hope I'll never need to use it, but it feels good to know I have it.

I find the card pays for itself in benefits

Overall, the benefits I gain from being an American Express Platinum cardholder are worth the $695 annual fee.

Because I travel so often for work, it's nice to know I have access to conveniences like lounges and expedited security programs.

For rates and fees of The Platinum Card® from American Express, please click here.

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How to use the chase sapphire reserve travel credit, you can earn up to $300 annually with this flexible and easy-to-use benefit..

The Chase Sapphire Reserve® is loaded with luxury perks like airport lounge access , travel protections and the ability to earn transferrable travel rewards — but it also has a hefty $550 annual fee. Thankfully, you can recoup over half of that fee thanks to the card's easy-to-redeem travel credits, which can provide up to $300 of value every year.

If you've ever been tempted to sign up for the Chase Sapphire Reserve, now could be an excellent time to give in. Thanks to a limited-time bonus offer, new card members can earn 75,000 bonus points after spending $4,000 in the first three months from account opening. This bonus is 25% higher than the standard offer, making one of the best travel credit cards even better.

How to maximize the Chase Sapphire Reserve travel credit

How does the chase sapphire reserve travel credit work, what triggers the chase sapphire reserve travel credit, when does the chase sapphire reserve travel credit reset, alternate cards with travel credits, bottom line, chase sapphire reserve®.

Earn 5X total points on flights and 10X total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3X points on other travel and dining & 1 point per $1 spent on all other purchases plus, 10X points on Lyft rides through March 2025

Welcome bonus

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

Regular APR

22.49% - 29.49% variable

Balance transfer fee

5%, minimum $5

Foreign transaction fee

Credit needed.

Terms apply.

Read our Chase Sapphire Reserve® review.

The Chase Sapphire Reserve's annual travel credit couldn't be any easier to get — simply use your card to make eligible travel purchases and the first $300 lands in your account as statement credits. Unlike many other cards with a similar benefit, you don't have to make these purchases through a specific site or rewards portal to earn the credit.

This card offers a generous return on travel spending, however, the first $300 in travel purchases won't earn points. Frankly, this is a small sacrifice for the opportunity to be reimbursed for over half of the card's annual fee. According to the card's terms, the statement credit will be posted to your account the same day as the eligible travel purchase posts.

Airfare and hotel bookings are just the beginning of what transactions qualify for this credit. These are some of the purchase categories that should count toward your $300 annual credit:

• Car rental agencies
• Cruise lines
• Travel agencies
• Discount travel sites
• Campgrounds
• Toll bridges and highways
• Parking lots and garages

Whether a purchase triggers the travel credit depends on how the merchant codes the transaction. While this shouldn't be a common issue, it's possible certain travel services purchased as part of a packaged offer may not qualify for the credit.

You can add authorized users to your Sapphire Reserve account for $75 per person each year, and authorized user purchases will trigger the credit. However, there is still only a single travel credit per account, not per card. So if the primary accountholder spends $300 in travel on their card and an authorized user spends $300 in travel, only the first $300 in combined travel purchases will be reimbursed.

The Sapphire Reserve's travel credit resets every card member year — not the calendar year. If you want to know how much of your credit you've used, you can call the number on the back of your card or find the information easily online on your Chase Ultimate Rewards® account page.

The Platinum Card® from American Express is a leader when it comes to offering cardholders travel credits. However, the Amex Platinum's credits can require enrollment or activation, which puts a barrier between you and your credits that doesn't exist with the Sapphire Reserve. That said, you can earn well over $1,000 back every year with this card for purchases that include airline fees, digital entertainment, hotels, CLEAR membership and much more. Terms apply.

The Platinum Card® from American Express

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year, 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel, 1X points on all other eligible purchases

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.

See Pay Over Time APR

Credit Needed

Excellent/Good

See rates and fees , terms apply.

Read our The Platinum Card® from American Express review .

The U.S. Bank Altitude® Reserve Visa Infinite® Card has a higher annual credit and lower annual fee compared to the Sapphire Reserve. Every year, cardholders can take advantage of up to $325 in dining and travel credits, which covers all but $75 of this card's $400 annual fee. If you have the U.S. Bank Altitude Reserve card , it would be difficult not to fully use this credit every year.

U.S. Bank Altitude® Reserve Visa Infinite® Card

5X points on prepaid hotels and car rentals booked through the Altitude Rewards Center; 3X points on every $1 on eligible travel and mobile wallet spending

Earn 50,000 bonus points (worth about $750 in travel) after spending $4,500 within the first 90 days of account opening

22.24% to 29.24% (Variable)

3% of the amount of each transfer, with a $5 minimum

See  rates and fees , terms apply.

Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.  Sign up here .

The Chase Sapphire Reserve has loads of luxury benefits and a pricey $550 annual fee to go along with these perks. However, it has an easy-to-use annual travel credit that allows card members to earn up to $300 back every card anniversary year for eligible travel purchases.

Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit cards . While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

Catch up on CNBC Select's in-depth coverage of  credit cards ,  banking  and  money , and follow us on  TikTok ,  Facebook ,  Instagram  and  Twitter  to stay up to date.

For rates and fees of the Platinum Card® from American Express, click here .

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State Department issues travel alert for LGBTQ people, events abroad

The alert follows a similar warning from the FBI and the DHS.

The U.S. State Department issued a "Worldwide Caution" alert on Friday, warning U.S. citizens overseas to exercise increased caution due to "the increased potential for foreign terrorist organization-inspired violence against LGBTQI+ persons and events."

According to an administration official familiar with the matter, the alert is connected to the recent announcement from the FBI and Department of Homeland Security that foreign terrorist organizations might seek to exploit "LGBTQIA+-related events and venues," including events during 2024 Pride month, which begins in June.

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The alert comes on the same day the State Department is commemorating the International Day Against Homophobia, Biphobia, Interphobia, and Transphobia.

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Last year's Pride month was also marked by safety concerns after the Department of Homeland Security issued a report warning that domestic violence extremists and people who commit hate crimes have increased threats of violence against the LGBTQIA+ community in recent years.

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LGBTQ advocacy groups have issued a "state of emergency" in the U.S. following record-breaking waves of anti-LGBTQ legislation as well as a spike in reports of hate incidents.

The State Department alert also advises traveling Americans to exercise increased caution because of the potential for more generalized terrorist attacks, demonstrations, or violent actions "against U.S. citizens and interests."

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From August 1, 2024, Onward: What Your Dog Needs to Enter the United States

At a glance.

Starting on August 1, 2024, dogs entering or returning to the United States must meet new, specific requirements depending on where they have been in the 6 months before entering the U.S. and where they received their rabies vaccines (if required).

Requirements for all dogs

Requirements for dogs with a current and valid rabies vaccination administered in the united states.

• Requirements for foreign-vaccinated dogs that have been in a country with high risk of dog rabies within 6 months before entry

Requirements for dogs that have been ONLY in countries that are dog rabies-free or low-risk during the 6 months before entry

All dogs must:

• Be at least 6 months of age at time of entry or return to the United States
• This must have been implanted prior to any required rabies vaccination
• The microchip number must be documented on all required forms and in all accompanying veterinary records
• Dogs may not enter the United States if they are carrying a disease contagious to people.
• Isolation of the dog, veterinary examination, and additional testing, at the importer’s expense, may be required to determine if the dog has a contagious disease and prevent spread if the dog does not appear healthy upon arrival.

This form should be filled out online ideally 2-10 days before arrival; however, it can also be completed right before travel (even in line at the border crossing) if you have internet access. If the information on the form changes before the dog arrives, you must submit a new form and indicate you are making changes to an existing form. All information, including port of entry where the dog is arriving, must be correct at time of arrival.

• This form requires you to upload a clear photograph of the dog showing its face and body. Dogs that will be less than one year of age at time of arrival should have the photograph taken within 10 days before arrival.
• There is no charge to importers for submitting this form.
• Additional requirements for dogs with a current rabies vaccination administered in the United States
• Additional requirements for dogs that have been in a country at high-risk for dog rabies within the 6 months before entry and do NOT have appropriate documentation of current US-issued rabies vaccine
• Additional requirements for dogs that have been ONLY in countries that are dog rabies-free or low-risk in the 6 months before entry

Dogs that do not meet all entry requirements or do not have accurate and valid forms will be denied entry to the United States and returned to the country of departure at the importer’s expense. These requirements apply to all dogs, including service dogs and dogs that were born in the United States.

Specific requirements depend on whether the dog has been in a high-risk country for dog rabies  in the past 6 months.

Dogs with a current rabies vaccination administered in the United States that have been in a high-risk country for dog rabies must:  

• Meet all requirements in the “All Dogs” section above
• The Certification of U.S.-issued Rabies Vaccination form is required for the importation (re-entry) of U.S.-vaccinated dogs that have been in high-risk countries for dog rabies  within the 6 months before re-entry into the United States.
• Please note, during the transition period, the importer may instead present a copy of the USDA endorsed export health certificate that was used to ship the dog from the United States, if that export health certificate documents the dog’s age (at least 6 months), the microchip number, and valid rabies vaccination administered in the United States. The rabies vaccination must be valid (not expired) on the date of return or the form will be invalid.
• Arrive at the location listed on the CDC Dog Import Form receipt (This can be any airport, land border crossing, or sea port but you must select this location when you complete the CDC Dog Import Form.)

Dogs with a current rabies vaccination administered in the United States that have NOT been in a high-risk country in the last 6 months must:

• A Certification of U.S.-Issued Rabies Vaccine form that was endorsed by USDA before the dog departed the United States; or
• Document a valid (unexpired) rabies vaccination administered in the United States (the form will be valid for the duration of the rabies vaccination (1 or 3 years)).
• Arrive at the location listed on the CDC Dog Import Form receipt (This can be any airport, land border crossing, or sea port but you must select this location when you complete the CDC Dog Import Form .)

Important information about the Certification of U.S.-Issued Rabies Vaccination Form

The Certification of U.S.-Issued Rabies Vaccination form must be completed before the dog departs the U.S. Before asking your veterinarian to complete this form, verify the following requirements will be met:

• Ensure your dog will be at least 6 months of age on date of return to the U.S.
• Have your dog microchipped with an International Organization for Standardization (ISO)-compatible microchip (implanted before any required rabies vaccinations)
• Ensure the veterinarian scans the dog for the ISO-compatible microchip and records the microchip number at the time of vaccine appointment. Rabies vaccines administered prior to microchip implantation will not be considered valid.
• Ensure the rabies vaccination will be valid for the entire duration of your travels. If your dog’s U.S.-issued rabies vaccination lapses while overseas and your dog has been in a high-risk country in the past 6 months, your dog will need to be revaccinated overseas and meet requirements for foreign-vaccinated dogs to return to the U.S., including having a rabies serology titer, arriving at a specific port of entry, and possible quarantine requirements.
• Your dog’s first rabies vaccination must be administered at least 28 days before travel.
• Ensure the veterinarian submits this form to the USDA for official endorsement through the VEHCS portal
• Your dog must travel with a printed copy of the official endorsed form upon your dog’s return to the United States if your dog has been in a high-risk country within the 6 months before returning to the U.S.

During the transition period, U.S.-vaccinated dogs that have been in a high-risk country in the past 6 months, may have either the Certification of U.S.-Issued Rabies Vaccination form or the USDA endorsed export health certificate for re-entry into the United States. Without one of these forms your dog will need to meet the requirements specific to the risk category of the countries where they have been in the 6 months before returning to the United States.

The export health certificate must document the dog’s age (at least 6 months), microchip number, and the rabies vaccination date. The rabies vaccine must be valid (not expired) on the date of return or the form will be invalid.

Requirements for foreign-vaccinated dogs that have been in a country with high risk of dog rabies within 6 months before entry

Dogs, including service dogs, that have been in a country at high-risk for dog rabies within the 6 months before entry and do not have appropriate documentation of current U.S.-issued rabies vaccine must:

• Meet all requirements in the “All Dogs” section
• Ensure the dog is microchipped with an International Organization for Standardization (ISO)-compatible microchip before receiving the rabies vaccination and the number is recorded on the veterinary documents or the vaccine will not be considered valid
• Verify the dog is at least 12 weeks (84 days) of age when vaccinated against rabies
• The dog must have a valid (i.e., non-expired) rabies vaccination. If it’s the dog’s first vaccination or if the dog’s vaccination coverage has lapsed, the vaccine must be administered at least 28 days before arrival to the United States.
• The Certification of Foreign Rabies Vaccination and Microchip form must be completed by your veterinarian AND endorsed by an official veterinarian in the exporting country.
• The blood sample for the rabies serology titer must have been drawn at least 30 days after the dog’s first valid rabies vaccination and at least 28 days before entry to the U.S.
• Dogs with a history of multiple valid rabies vaccinations administered after the microchip was placed may have the sample for the rabies serology titer drawn at any time after a rabies booster vaccination as long as the dog’s first vaccine was given at least 30 days before the blood sample was drawn and there has been no lapse in vaccine coverage. If a lapse occurs, the sample must be drawn at least 30 days after the valid booster vaccination was administered.
• The sample must be sent to a CDC-approved rabies serology laboratory . If there is no CDC-approved laboratory in your country, your veterinarian may draw the sample and send it internationally to a CDC-approved laboratory.
• Passing results must be obtained in order for a serology to be valid.
• Rabies serology titer results will be considered valid for the life of the dog as long as the dog’s rabies vaccination coverage does not lapse. If a lapse occurs, a new rabies serology titer will be required and that sample must be drawn at least 30 days after the new vaccination was administered.
• If the dog does not have a valid rabies serology titer, it will be required to be quarantined at a CDC-registered animal care facility for 28 days after the dog is revaccinated by the facility’s veterinarian.
• All foreign-vaccinated dogs that have been in a high-risk country in the previous 6 months must have a reservation for examination, verification of age, documents, and microchip number, and administration of a rabies booster vaccination at a CDC-registered animal care facility immediately upon arrival in the United States.
• Dogs that do not have a valid rabies serology titer must also have a reservation for quarantine. Dogs will be quarantined at the facility for 28 days at the importer’s expense after being revaccinated by the facility’s veterinarian.
• All CDC-registered animal care facility expenses, including exam, revaccination, and quarantine (if required), are the responsibility of the importer.
• The facility will need copies of all required documents prior to confirming your reservation.
• Ensure the dog meets any facility-specific requirements (contact facility for additional information).
• If after arrival the CDC-registered animal care facility determines that your documents are not valid or the dog’s microchip number, age, or description does not match the paperwork provided, the dog may be denied entry and returned to the country of departure at your expense.
• Dogs that have evidence of illness or are not healthy will be required to have testing to confirm they do not have contagious diseases before they will be eligible for release, which may extend the required quarantine period beyond 28 days. Any required testing or extended stay in quarantine will be at the importer’s expense, so please ensure dogs are healthy upon arrival (including no evidence of fleas, ticks, or skin diseases).
• Dogs must arrive to the U.S. at the airport where the CDC-registered animal care facility is located. This must be the location where the dog has a reservation.
• This must also be the airport listed on the CDC Dog Import Form
• Domestic flights or other forms of travel to other locations in the U.S. are not permitted until after the dog receives required follow-up services at the CDC-registered animal care facility and is cleared for entry.
• SERVICE DOGS ARRIVING BY SEA : Service dogs, as defined in 14 CFR 382.3, may arrive by sea if they meet the requirements in the “All Dogs” section, have a complete Certification of Foreign Rabies Vaccination and Microchip form and a valid rabies serology titer, and are traveling with their handler. Emotional support animals are not service animals under this definition.

Countries that are not on the list of countries at high risk for dog rabies  are considered to be free of or low risk for dog-mediated rabies virus variant (DMRVV) (called dog rabies-free or low-risk countries on these webpages).

Dogs, including service dogs, that have been ONLY in dog rabies-free or low-risk countries during the 6 months before entry into the United States must:

• Certification of Foreign Rabies Vaccination and Microchip form, including the endorsement by an official veterinarian of the dog rabies-free or low-risk country where the dog has been located; AND EITHER (1) a valid rabies serology titer OR (2) veterinary records* (which list the microchip number) for the dog from the exporting country for the previous 6 months. The form must be completed within 30 days before arrival to the United States.
• Certification of U.S.-Issued Rabies Vaccination form that was endorsed by USDA before the dog departed the United States
• Is for the dog rabies-free or low-risk country where the dog’s return itinerary originated (the form will only be valid for 30 days if it does not contain rabies vaccination information), or
• Documents a valid (unexpired) rabies vaccination administered in the United States (the form will be valid for the duration of the rabies vaccination (1 or 3 years)).
• Certification of Dog Arriving from DMRVV-free or Low-Risk Country into the United States form endorsed by an official veterinarian in the exporting country; AND veterinary records* (which list the microchip number) for the dog from the exporting country for the 6 months before traveling to the U.S. The form must be completed within the 30 days before arriving to the United States.
• Foreign export certificate that documents the dog is at least 6 months of age, lists the dog’s International Organization for Standardization (ISO)-compatible microchip number, and has been endorsed by an official veterinarian of the exporting country; AND veterinary records* (which list the microchip number) for the dog from the exporting country for the previous 6 months
• Arrive at the location listed on the CDC Dog Import Form receipt (This can be any airport, land border crossing, or sea port but you must select it when you complete the CDC Dog Import Form .)

Any documentation that is not from the United States must be completed in the country where the dog’s travel originates. For example, if the dog’s documents were issued in France, the dog may not enter the U.S. via a land-border crossing from Mexico to the U.S.

*Examples of veterinary records that must accompany completed forms are European Union pet passports or proof of payment for veterinary services received in the exporting low-risk country for the previous 6 months. Records must include the dog’s microchip number.

For more information, see: Frequently Asked Questions on CDC Dog Importations  

If you have questions or need more information, please contact CDC-INFO at (800) 232-4636.

• Travelers' Health
• Healthy Pets Healthy People
• Southern Border Health and Migration
• Port Health
• Division of Global Migration Health

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