travel insured international annual plan

U.S. News takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but that in no way affects our editorial independence.

The 5 Best Annual Travel Insurance Plans of 2024

Allianz Travel Insurance »

AIG Travel Guard »

Seven Corners »

GeoBlue »

Trawick International »

Why Trust Us

U.S. News evaluates ratings, data and scores of more than 50 travel insurance companies from comparison websites like TravelInsurance.com, Squaremouth and InsureMyTrip, plus renowned credit rating agency AM Best, in addition to reviews and recommendations from top travel industry sources and consumers to determine the Best Annual Travel Insurance Plans.

Table of Contents

• Allianz Travel Insurance
• AIG Travel Guard

Buying travel insurance can be a smart move for most trips, but those who travel more than a few times a year should consider an annual travel insurance policy. Whether you regularly travel for business and/or take several vacations a year, annual travel insurance plans can help you get the coverage you need without having to price out and purchase protection every time you leave home.

If you find yourself in a situation where an annual plan makes sense, know that not all travel insurance companies offer this kind of coverage. You'll also want to consider the available annual travel insurance plans to see which options make sense for your travel style and the level of coverage you want.

Frequently Asked Questions

Annual travel insurance plans all work in their own way, but the majority let travelers pay one annual premium for coverage that lasts for up to 364 days. These plans often limit the length of individual trips that are covered within the coverage year. Per-trip and annual limits on coverage can also apply.

In some cases, annual travel insurance plans require a deductible or coinsurance for certain types of coverage. If you're considering an annual travel insurance plan because you take multiple trips each year, make sure you read over the policy details and understand all coverage limits and trip limits that apply.

The cost of annual travel insurance typically varies based on factors like the age of the travelers applying, included benefits and coverage limits. You will want to shop around to compare plans across multiple providers using a platform like TravelInsurance.com or Squaremouth before you settle on a travel insurance policy.

To provide an example of the cost of annual travel insurance, U.S. News applied for a quote for two 40-year-old travelers seeking coverage for eight trips over a 12-month period. The Squaremouth travel insurance portal quoted policies with costs that range from $206 for the GeoBlue Trekker Essential plan to $610 for the Safe Travels Annual Deluxe plan by Trawick International.

Annual travel insurance can be worth it if you take multiple trips each year and want to make sure you always have coverage in place. After all, the alternative to having a multitrip policy is buying a new travel insurance plan for every vacation you take. That's not always feasible for frequent travelers who are always jetting off somewhere new – often at the last minute.

Just keep in mind that annual travel insurance plans tend to come with lower coverage limits than plans for single trips, and that you'll pay a premium for coverage that comes with comprehensive benefits and high limits for medical expenses and emergency evacuation.

• Allianz Travel Insurance: Best Overall
• AIG Travel Guard: Best for Basic Coverage
• Seven Corners: Best for Medical
• GeoBlue: Best for Expats
• Trawick International: Best for the Cost

Tailor your annual travel insurance plan to your needs

Most plans include coverage for trip cancellation and interruption, travel delays, medical expenses, and more

Lowest-tier plans (AllTrips Basic and AllTrips Prime) come with no or relatively low coverage limits for trip cancellation

Most annual plans (except for AllTrips Premier) do not cover trips longer than 45 days

• Trip cancellation coverage worth up to between $2,000 and $15,000
• Trip interruption coverage worth up to between $2,000 and $15,000
• Emergency medical coverage worth up to $50,000
• Up to $500,000 in emergency medical transportation coverage
• Up to $2,000 in coverage for lost or damaged baggage
• Up to $2,000 in coverage for baggage delays
• Travel delay coverage worth up to $1,500 ($300 daily limit)
• Rental car coverage worth up to $45,000
• Up to $50,000 in travel accident coverage
• 24-hour hotline assistance and concierge service

SEE FULL REVIEW »

Annual Travel Insurance Plan offers year-round travel insurance protection

Relatively high limits for medical expenses ($50,000) and emergency evacuation ($500,000)

No trip cancellation coverage and relatively low limit ($2,500) for trip interruption coverage

No coverage for preexisting medical conditions

• Up to $2,500 in coverage for trip interruption
• Up to $1,500 in coverage for trip delays of five-plus hours ($150 per day limit)
• Missed connection coverage worth up to $500
• Up to $2,500 in baggage insurance
• Baggage delay coverage worth up to $1,000 for delays of at least 12 hours.
• Up to $50,000 for emergency medical expenses ($500 for emergency dental sublimit)
• Up to $500,000 for emergency evacuation and repatriation of remains
• Up to $50,000 in accidental death and dismemberment (AD&D) insurance
• Up to $100,000 in protection for security evacuation

Provides coverage worth up to $250,000 for emergency medical expenses

Tailor other included benefit levels to your needs

Coverage only applies to trips up to 40 days

Deductible up to $100 applies for emergency medical coverage and baggage and personal effects

• Trip cancellation coverage worth up to between $2,500 and $10,000
• Trip interruption coverage worth up to 150% of the trip cancellation limit
• Up to $2,000 in trip delay coverage ($200 daily limit)
• Up to $1,000 in protection for missed connections
• Up to $250,000 in coverage for emergency medical expenses ($50,000 in New Hampshire)
• $750 dental sublimit within emergency medical coverage
• Up to $500,000 in coverage for emergency medical evacuation and repatriation of remains
• Up to $2,000 in coverage for baggage and personal effects
• Baggage delay coverage worth up to $1,000 ($100 daily limit)
• 24/7 travel assistance services

Get annual coverage for medical expenses and routine medical care

High limits for medical expenses and emergency medical evacuation

GeoBlue plans don't offer comprehensive travel protection

Deductibles and copays apply

• Ambulatory and therapeutic services
• Inpatient hospital services
• Emergency medical services
• Rehabilitation and therapy
• Preventive and primary care

Choose among three tiers of annual travel protection

Option for basic protection with affordable premiums

No coverage for preexisting conditions

Maximum trip duration of 30 days per trip

• Trip cancellation coverage up to $2,500 maximum per year
• Trip interruption coverage up to $2,500 maximum per year
• $200 per trip for trip delays (up to $100 per day for delays of 12 hours or longer)
• Up to $500 in coverage per trip for baggage and personal effects
• Baggage delay coverage up to $100 per trip
• Up to $10,000 for emergency medical expenses per trip
• Up to $50,000 in emergency medical evacuation coverage per trip
• Up to $10,000 in AD&D coverage
• 24-hour travel assistance services

Why Trust U.S. News Travel

Holly Johnson is a travel expert who has researched travel insurance options for her own vacations and family trips to more than 50 countries around the world. On a personal level, her family uses an annual travel insurance policy from Allianz. Johnson works alongside her husband, Greg – who has been licensed to sell travel insurance in 50 states – within their family media business and travel agency .

You might also be interested in:

The 5 Best Family Travel Insurance Plans

Holly Johnson

Explore the options to protect your family wherever you roam.

8 Cheapest Travel Insurance Companies Worth the Cost

U.S. News rates the cheapest travel insurance options, considering pricing data, expert recommendations and consumer reviews.

The 6 Best Vacation Rental Travel Insurance Plans

Protect your trip and give yourself peace of mind with the top options.

Is Travel Insurance Worth It? Yes, in These 3 Scenarios

These are the scenarios when travel insurance makes most sense.

• Credit cards
• View all credit cards
• Banking guide
• Loans guide
• Insurance guide
• Personal finance
• View all personal finance
• Small business
• Small business guide
• View all taxes

You’re our first priority. Every time.

We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.

So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .

Best Annual Travel Insurance in 2024

After spending seven years in the U.S. Air Force as an Arabic linguist, Carissa is now a freelance writer using points and miles to fund a four-year (and counting!) adventure. She previously worked as a reporter for The Points Guy. Her writing has since been featured in numerous publications, including Forbes, Business Insider, and The Balance. When she's not flying, you'll usually find her in a Priority Pass lounge somewhere, sipping tea and cursing slow Wi-Fi.

Giselle M. Cancio is an editor for the travel rewards team at NerdWallet. She has traveled to over 30 states and 20 countries, redeeming points and miles for almost a decade. She has over eight years of experience in journalism and content development across many topics.

She has juggled many roles in her career: writer, editor, social media manager, producer, on-camera host, videographer and photographer. She has been published in several media outlets and was selected to report from the 2016 Summer Olympics in Rio de Janeiro.

She frequents national parks and is on her way to checking all 30 Major League Baseball parks off her list. When she's not on a plane or planning her next trip, she's crafting, reading, playing board games, watching sports or trying new recipes.

She is based in Miami.

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

If you’re a frequent traveler, annual travel insurance may be something you’ve been considering. Unlike single-trip insurance, annual travel insurance plans can cover you for an entire year, no matter how often you’re on the road.

Let’s look at the best yearly travel insurance companies, why we choose them and the coverage you can expect.

Factors we considered when picking travel insurance companies

We used the following criteria when choosing which companies we thought were best:

Cost . Annual plans can be expensive — depending on the type of coverage you choose — so we wanted ensure that they stayed affordable. 

Types of coverage . Travel insurance for annual travelers can be limited in its coverage. We picked the ones with the broadest range of coverage for possible travel disruptions.

Coverage amounts . Annual trip insurance isn’t worth much if your limits are too low. Instead, we wanted plans with reasonable coverage amounts. 

Customizability . If your travels take you to different places, you’ll want the ability to customize your plan. The best annual travel insurance plans can provide this. 

» Learn more: What does travel insurance cover?

An overview of the best annual travel insurance

We gathered quotes from various travel insurance companies to determine the best annual travel insurance policies. In these examples, we used a year-long trip by a 22-year-old from Alabama. We indicated the main countries of travel as France and Malaysia, and when asked, put the total trip costs at $6,000.

The average cost for an annual travel insurance plan came out to $220. The plans ranged from $138-$386.

Let’s take a closer look at our top recommendations for annual travel insurance.

1. Allianz Travel

What makes Allianz travel insurance great:

Lower than average cost.

Provides health care and travel insurance benefits.

Includes rental car insurance up to $45,000. 

Here’s a snippet from our Allianz Travel insurance review :

“AllTrips Basic (annual plan) is suitable for those who would like emergency medical coverage while abroad but don't need trip cancellation and interruption benefits. The AllTrips Prime, Executive and Premier plans provide an entire year of comprehensive travel insurance benefits.

The Executive and Premier plans offer various levels of trip cancellation and interruption benefits. The Executive plan is specifically designed for business travelers since it offers protection for business equipment.”

2. Seven Corners

What makes Seven Corners great:

Offers up to $20,000 for acute coverage of pre-existing conditions. 

Includes up to $1 million for emergency medical evacuation. 

Optional add-on for adventure sport activities.

$0 deductible available. 

Here’s a snippet from our Seven Corners review :

“Seven Corners offers one annual policy called Travel Medical Annual Multi-Trip. The policy can be customized depending on how long you plan to be away from home for any one trip. You can travel as much as you like during the 364 days, so long as any one trip doesn’t exceed the option selected — 30, 45 or 60 days.”

What makes IMG great:

Good customizability with medical evacuations and sports coverage. 

Low $250 deductible.

Includes coverage for semi-private hospital rooms. 

Here’s a snippet from our IMG review:

“Some policies provide emergency medical evacuation coverage, while others skip this benefit entirely. This benefit may be more important to you if you travel to a remote location or engage in physical activity such as trekking.

More comprehensive plans may include other benefits such as assistance with acquiring a new passport, reimbursing reward mile redeposit fees or coverage for pre-existing conditions. If these are something you’re interested in, be sure to check that your policy includes these options.”

4. Trawick International

What makes Trawick International great:

100% coverage for trip cancellation and trip interruption. 

Emergency medical evacuation included. 

Trip delay reimbursement coverage. 

Here’s a snippet from our Trawick International review :

“Trawick International is a comprehensive travel insurance provider that offers trip delay and cancellation insurance, baggage delay coverage, medical coverage and medical evacuation, rental car damage protection, and even COVID-19 coverage among its various policies.

Trawick covers trips for worldwide destinations, including for foreign nationals coming to the U.S.”

What does travel insurance cover?

You’ll find a wide variety of coverage types offered by travel insurance policies. This is true whether you're purchasing a single-trip or annual travel insurance plan. Here are some common types you can expect to find:

Accidental death insurance .

Baggage delay and lost luggage insurance .

Cancel for Any Reason insurance .

Emergency evacuation insurance .

Medical insurance .

Rental car insurance .

Trip cancellation insurance .

Trip delay insurance .

Trip interruption insurance .

How to choose the best annual travel insurance policy

While we’ve highlighted some of the best annual travel insurance companies, the truth is that the best plan for you isn’t going to be the best plan for someone else. If you’re interested in buying annual travel insurance, you’ll want to collect a variety of quotes to see which policy best fits your needs.

This may mean opting for a plan that covers pre-existing conditions or one that specifically includes high-risk activities. Or, if you’re in a country where health care is notoriously expensive, you may want to choose a policy with higher maximums.

Many credit cards come with complimentary travel insurance .

Whatever the case, do your research first and review all the plan details before making your purchase.

» Learn more: How to find the best travel insurance

If you want to buy annual travel insurance

Annual travel insurance can be a great option if you’re often out of town. With such a wide range of policies available, selecting a plan that fits your needs is easy. We’ve done some of the work for you by choosing the best annual travel insurance companies, all of which made the top of the list for their cost, customizability, types of coverage and plan maximums.

Like any travel insurance policy, the cost of your plan is going to vary. Factors that may affect the cost of your annual travel insurance include your age, where you’re going, how long you’ll be traveling, your policy maximums and whether preexisting conditions are included.

Although not all travel insurance providers offer annual travel insurance, many of them do. We’ve gathered together the five best, including Allianz Travel, World Nomads, Seven Corners, IMG and Trawick International.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

85,000 Earn 85,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market.  See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our  credit card rating methodology .

Travel Insured International Travel Insurance Coverage Review – Is It Worth It?

Christine Krzyszton

Senior Finance Contributor

313 Published Articles

Countries Visited: 98 U.S. States Visited: 45

Editor & Content Contributor

157 Published Articles 777 Edited Articles

Countries Visited: 35 U.S. States Visited: 25

Keri Stooksbury

Editor-in-Chief

36 Published Articles 3280 Edited Articles

Countries Visited: 47 U.S. States Visited: 28

Table of Contents

Why purchase travel insurance, travel insurance and covid-19, why purchase travel insurance from travel insured international, types of policies offered, how to obtain a quote, the value of travel insurance comparison sites, how travel insured international compares, how to file a claim with travel insured international, everything else you need to know, final thoughts.

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our  Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Thinking about purchasing travel insurance has become synonymous with trip planning in today’s environment. It’s difficult to think of traveling without considering the fact that plans might change, your trip could experience disruptions, or that you might need medical attention during your journey.

There are several ways to acquire various levels of travel insurance coverage. You could rely on the coverage that comes complimentary on your credit cards, purchase single-trip coverage from a travel insurance company or via your travel provider at booking, or perhaps purchase an annual plan that covers every trip you’ll make in the policy year.

We frequently write about travel insurance coverage and some of the most popular companies that provide this protection.

Today we’re going to discuss travel insurance specifically offered by Travel Insured International . We’ll talk more about the company, how to purchase coverage, and how the company’s plans compare to other sources of travel insurance.

A comprehensive travel insurance policy , whether purchased to cover a single trip or to provide coverage for all your trips within a specific time period, is designed to protect your investment and cover major expenses you may incur due to (covered) cancellations and disruptions.

Examples of expenses that can  be covered under a comprehensive travel insurance policy include:

• You broke your leg while hiking and needed to be evacuated to the nearest hospital
• Your travel companion became seriously ill and you had to cancel your trip
• There was a fire, your home became inhabitable, and you had to cancel your trip
• You become ill during your trip and must return home early

Fortunately, travel insurance is widely available and affordable . If you have a large amount of non-refundable travel expenses for any trip, or your medical insurance will not cover you during your travels, purchasing a travel insurance policy makes sense.

To learn more about the basics of purchasing travel insurance and some of the best companies from which to purchase travel insurance , visit our comprehensive articles on these topics.

Bottom Line: If you have a significant investment of non-refundable travel expenses in any 1 trip, or you need medical coverage during your travels, you should consider purchasing a comprehensive travel insurance policy. 

While it might seem that travel insurance should cover any reason for canceling a trip, it does not. Travel insurance is designed to cover unforeseen events that may cause you to cancel your trip or cause disruptions during your trip.

If you need coverage for canceling your trip due to fear of getting ill, or any other reason you deem necessary, you’ll need to purchase Cancel for Any Reason insurance (CFAR) . CFAR coverage allows you to cancel your trip for any reason, not just those listed in your policy.

Many companies will include coverage if a traveler gets ill with the virus and needs medical treatment during their trip. Trip cancellation and trip interruption coverages can also include coverage for COVID-19 illness . Some companies exclude coverage for pandemics.

Travel Insured International includes coverage for COVID-19 illness for medical, trip cancellation, and trip interruption .

Bottom Line: Travel insurance does not cover canceling your trip due to fear of getting ill. You must purchase CFAR insurance as an add-on coverage within a specific timeframe of securing a new travel insurance policy in order to have coverage. 

When selecting a travel insurance company, you’ll want to do business with a company that’s established and financially sound. Travel Insured International has been doing business for over 27 years and is owned by Crum and Forster, a company that has been around since 1822 and has an A (Excellent) rating by prominent insurance rating company A.M. Best .

Additionally, the company offers affordable plans with unique coverages, such as reimbursement for the redeposit fees associated with points and miles when a trip is canceled, change fee coverage, and a missed tour or cruise connection coverage.

Travel Insured International also offers Cancel for Any Reason insurance as an add-on to its most comprehensive policy — a coverage not offered by all travel insurance companies.

The Better Business Bureau accredited Travel Insured International in 2006. And, while you’ll find complaints against the company, many are from policyholders expecting coverage for canceling trips due to the fear of getting COVID-19 or due to borders being shut down. These are not covered by any travel insurance unless CFAR insurance is purchased.

Bottom Line: You can have peace of mind knowing that Travel Insured International is a financially sound company. The company offers unique coverage plans and Cancel for Any Reason insurance as an add-on to its most comprehensive plan. 

Travel Insured International offers 5 insurance plans, including a basic trip plan, a medical plan, a multi-trip annual plan, and these 2 popular single-trip plans:

Single-Trip Plans

Here’s a breakdown of core coverages for the 2 most popular single-trip plans:

Travel Insured International also offers a multi-trip plan that covers all trips (45 days in length or less) within the 1-year policy period . Prices for the 1-year plan start at $94. This basic plan comes with trip interruption, trip delay, baggage protection/delay, and $100,000 in medical coverage. There are options to purchase additional coverages such as trip cancellation and CFAR insurance.

The company also offers a medical-centric plan for those who want medical coverage during their travels.

Bottom Line: Travel Insured International offers 5 travel insurance policy options including 2 comprehensive travel insurance policies, 1 basic travel insurance plan, 1 medical insurance plan, and an annual multi-trip plan. 

It’s easy to secure a quote and compare policy options on the Travel Insured International website . Just input your trip destination, country and state of residence, dates of travel, when you made your first trip deposit, and the total cost of your trip. Although you’re asked for your name and email address, this is not required information.

You’ll be able to compare coverage, review details of each plan, and select any optional add-ons you may want. You can then proceed to purchase your policy.

Whenever you have the opportunity to compare plans and prices with very little effort, you should do so. Therein lies the value of travel insurance comparison sites.

Travel insurance comparison sites feature policies offered by highly-rated companies and allow you to quickly receive a quote from several of these providers by providing basic information.

Here are some of the most popular sites you can use to compare travel insurance policies:

• TravelInsurance.com : Search for comprehensive travel insurance plans. The site does not include medical-only travel insurance plans.
• InsureMyTrip : Compare travel medical plans for single trips or multiple trips, as well as comprehensive travel insurance policy plans.
• SquareMouth : Search for annual travel insurance plans that cover several trips within the 1-year policy period, single-trip plans, group insurance, and sports/adventure plans.
• AARDY : With dozens of companies to compare, AARDY is worth visiting for a comparison. An email is required to obtain a quote.

Keep in mind that the least expensive policy may not be the best for your situation. You’ll want to compare coverage to find the best fit.

Bottom Line: Travel insurance comparison websites help you compare the policies and prices of several different travel insurance companies, making it easier to find the best policy for your situation at the best price. 

To Travel Insurance Provided by Your Credit Cards

While there are several travel rewards cards that come with complimentary travel insurance , this coverage is not meant to take the place of a comprehensive travel insurance policy .

In many cases, the coverage that comes with your credit card is secondary, meaning you must first file a claim with other existing insurance or with your travel provider. Also, coverage is limited , as with most insurance, to only specific reasons for cancellation, interruption , and delay coverage .

Additionally, you won’t find any significant medical coverage offered on credit cards.

To Other Travel Insurance Companies

Using an example of a 1-week trip to Mexico costing $2,000 with a traveler 40 years of age, we compared policy coverage and prices on SquareMouth . Coverage for trip cancellation, trip interruption, and trip delay was identical. Baggage insurance was less than Seven Corners (left column) and the same as Berkshire Hathaway (middle column). Missed connection coverage is less than Seven Corners and the same as Berkshire Hathaway (up to $500).

Medical coverage was highest with Seven Corners but equal to Berkshire Hathaway (see above insert). Still, with $100,000 in medical coverage, at $112, Travel Insured International holds its own on pricing and coverage when compared to other companies.

Of course, we used 1 specific scenario; your results will vary depending on the criteria.

To Point of Sale Policies

The coverage you purchase at the point of sale with your travel provider is limited and cannot be compared to a comprehensive travel insurance policy like the ones we’ve been reviewing.

While it may seem like a good deal to spend $14, for example, to purchase travel insurance when booking a flight, the coverage is extremely limited and only certain situations are covered. Be sure to read the fine print prior to considering the coverage.

Bottom Line: Travel Insured International offers affordable plans that offer a wide range of coverage. In a narrow comparison of other sources of coverage, the company stands out as a viable option for insuring your next trip. 

You can call Travel Insured International at 800-243-3174 if you have a claim to report, but the company encourages using its online claim-filing system . The website offers a comprehensive checklist to follow for every type of claim and a list of the specific documentation you’ll need to submit.

Here’s a sample of the type of documentation you will be expected to provide:

• Claim Form : The claim form specific to the type of claim must be completed and signed.
• Proof of Loss : The documentation required will depend on the type of claim. For medical claims, for example, you’ll need an attending physician’s statement. For trip cancellation, you’ll need to submit documentation that the trip was indeed canceled.
• Proof of Payment : You’ll need to provide receipts for cash payments, a copy of the front/back of any checks written, or copies of credit card statements showing payments made.
• Airline Tickets : Provide a copy of the e-ticket showing dates of travel, name, and ticket numbers.
• Travel Provider Cancellation Policy : If you’re submitting a claim for trip cancellation/trip interruption, you’ll need to provide a copy of the cancellation policy of the trip provider.
• Refunds Received : If the travel provider refunded a portion of your expense, you must provide documentation of the amount. If the travel provider did not issue a refund, you’ll need to provide a copy of a letter showing the expense was not reimbursable.
• Invoices and Receipts : You’ll need to include any itemized invoices or receipts that document expenses related to the claim.

Travel Insured International encourages policyholders to contact their travel provider prior to filing a claim with their travel insurance policy. In some cases, the provider may provide a full or partial refund depending on the circumstances. You can then file a claim for any covered expenses that were not reimbursed.

Hot Tip: Whenever you purchase travel insurance, it’s a good idea to review the claims process prior to embarking on your trip. This can save you time and effort by knowing the types of documentation you’ll need to facilitate your claim. Securing some of this supporting information after the fact could be difficult. 

Once you’ve purchased a policy from Travel Insured International, you’ll have 10 to 14 days from the purchase date to review the policy. If you’re not satisfied, you can receive a full refund.

As with most insurance, it seems one never has enough coverage at the time of a claim. This phenomenon generates complaints against providers and Travel Insured International is no exception. You’ll find policyholders who have had great experiences and those who did not.

Reviewing your coverage prior to making a purchase is critical and will have an impact on your experience.

For example, the company sells 4 different single-trip plans, 1 of which includes the option to add on Cancel for Any Reason insurance. If you want to save money and purchase a plan that does not include this coverage, you should have no expectation that your trip expenses will be reimbursed if you decide to cancel your trip due to the fear of getting ill or for any other reason not specifically listed in the policy.

Travel Insured International offers a wide variety of coverage options on each of its policies. This makes it easy to pick and choose the coverages you need while keeping the policy affordable.

While it’s a simple process to obtain a quote and subsequently purchase a policy directly on the company’s website, it makes sense to check out other policies/prices on a travel insurance comparison website.

The company is a decent choice for securing a single-trip policy but if you travel extensively, you may want to consider an annual plan that will cover several trips.

Also, for a single trip that doesn’t involve a large amount of non-refundable expenses, you may want to rely on the coverage you have with your credit card. To learn more about this coverage, our article on the best credit cards for travel insurance can offer some insight.

Frequently Asked Questions

Is travel insured international a good company.

Yes. Travel Insured International is established and highly rated. The company was accredited by the Better Business Bureau in 2006 and has been doing business for 27 years.

The company offers the ability to pick and choose the coverage you need to build an affordable plan that matches your situation.

Does Travel Insured International offer a 10-day free look?

Yes. However, insurance is regulated by individual states. In some you’ll receive 10 days to review your policy and in others it may be 14 days.

If you aren’t satisfied, you can obtain a full refund.

Does Travel Insured International cover COVID-19?

Becoming ill with COVID-19 is covered under several coverages, including trip cancellation, trip interruption, and medical coverage. Terms apply.

The company also offers Cancel for Any Reason insurance as an option on its most comprehensive plan.

How can I file a claim with Travel Insured International?

You can call Travel Insured International at 800-243-3174 if you have a claim to report, although the company suggests using its claim-reporting website .

The website option offers a customized checklist that’s specific to the type of claim you need to file, making it easy to initially submit all the required documentation.

Was this page helpful?

About Christine Krzyszton

Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.

INSIDERS ONLY: UP PULSE ™

Get the  latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy . This site is protected by reCAPTCHA. Google's  privacy policy   and  terms of service   apply.

Related Posts

UP's Bonus Valuation

This bonus value is an estimated valuation  calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.

June 1, 2020

Due to travel restrictions, plans are only available with travel dates on or after

Due to travel restrictions, plans are only available with effective start dates on or after

Ukraine; Belarus; Moldova; North Korea; Russia; Israel

This is a test environment. Please proceed to AllianzTravelInsurance.com and remove all bookmarks or references to this site.

Use this tool to calculate all purchases like ski-lift passes, show tickets, or even rental equipment.

Get 365-Day Travel Protection

If you were referred by a travel agent, enter the ACCAM number provided by your agent.

{{travelBanText}} {{travelBanDateFormatted}}.

{{annualTravelBanText}} {{travelBanDateFormatted}}.

Type the country where you will be spending the most amount of time.

Age of Traveler

Ages: {{quote.travelers_ages}}

Travel Dates

{{quote.travel_dates ? quote.travel_dates : "Departure - Return" | formatDates}}

Plan Start Date

{{quote.start_date ? quote.start_date : "Date"}}

Annual Travel Insurance

Travel pros know: An annual travel insurance plan is the easiest, most economical way to protect a year’s worth of adventures. Taking two or more trips? Buy an AllTrips plan, and you’ve got peace of mind for 365 days. One of our most popular options is AllTrips Prime , which includes benefits for covered trip cancellation and interruption, covered emergency medical care and emergency transportation, lost/stolen or delayed baggage, rental car damage and theft coverage (available to residents of most states), and more.

Featured Article

Share this page.

• {{errorMsgSendSocialEmail}}

Which Annual Travel Insurance Plan is Right for You?

Multi-trip travel insurance isn't just for jet-set influencers or wealthy retirees. It's for anyone who enjoys travel and doesn't enjoy stress. Sounds like you, right?

{{articlePreview.snippet}} Read More

Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

Return To Log In

Your session has expired. We are redirecting you to our sign-in page.

• Best overall
• Best for exotic trips
• Best for trip interruption
• Best for medical-only coverage
• Best for family coverage
• Best for long trips
• Why You Should Trust Us

Best International Travel Insurance for June 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

If you're planning your next vacation or trip out of the country, be sure to factor in travel insurance. Unexpected medical emergencies when traveling can drain your bank account, especially when you're traveling internationally. The best travel insurance companies for international travel can step in to provide you with peace of mind and financial protection while you're abroad.

Best International Travel Insurance

• Best overall: Allianz Travel Insurance
• Best for exotic travel: World Nomads Travel Insurance
• Best for trip interruption coverage: C&F Travel Insured

Best for medical-only coverage: GeoBlue Travel Insurance

• Best for families: Travelex Travel Insurance
• Best for long-term travel: Seven Corners Travel Insurance

How we rate the best international travel insurance »

Compare the Best International Travel Insurance Companies

As a general rule, the most important coverage to have in a foreign country is travel medical insurance , as most U.S. health insurance policies don't cover you while you're abroad. Without travel medical coverage, a medical emergency in a foreign country can cost you. You'll want trip cancellation and interruption coverage if your trip is particularly expensive. And if you're traveling for an extended period of time, you'll want to ensure that your policy is extendable. 

Here are our picks for the best travel insurance companies for international travel.

Best overall: Allianz

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good option for frequent travelers thanks to its annual multi-trip policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Doesn't increase premium for trips longer than 30 days, meaning it could be one of the more affordable options for a long trip
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans include free coverage for children 17 and under
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Concierge included with some plans
• con icon Two crossed lines that form an 'X'. Coverage for medical emergency is lower than some competitors' policies
• con icon Two crossed lines that form an 'X'. Plans don't include coverage contact sports and high-altitude activities
• Single and multi-trip plans available
• Trip cancellation and interruption coverage starting at up to $10,000 (higher limits with more expensive plans)
• Preexisting medical condition coverage available with some plans

Allianz Travel Insurance  offers the ultimate customizable coverage for international trips, whether you're a frequent jetsetter or an occasional traveler. You can choose from an a la carte of single or multi-trip plans, as well as add-ons, including rental car damage, cancel for any reason (CFAR) , adventure sport, and business travel coverage. And with affordable pricing compared to competitors, Allianz is a budget-friendly choice for your international travel insurance needs. 

The icing on the cake is Allyz TravelSmart, Allianz's highly-rated mobile app, which has an average rating of 4.4 out of five stars on the Google Play store across over 2,600 reviews and 4.8 out of five stars from over 22,000 reviews on the Apple app store. So, you can rest easy knowing that you can access your policy and file claims anywhere in the world without a hassle.

Read our Allianz Travel Insurance review here.

Best for exotic trips: World Nomads

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Coverage for 200+ activities like skiing, surfing, and rock climbing
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only two plans to choose from, making it simple to find the right option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can purchase coverage even after your trip has started
• con icon Two crossed lines that form an 'X'. If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
• con icon Two crossed lines that form an 'X'. Doesn't offer coverage for travelers older than 70
• con icon Two crossed lines that form an 'X'. No Cancel for Any Reason (CFAR) option
• Coverage for 150+ activities and sports
• 2 plans: Standard and Explorer
• Trip protection for up to $10,000
• Emergency medical insurance of up to $100,000
• Emergency evacuation coverage for up to $500,000
• Coverage to protect your items (up to $3,000)

World Nomads Travel Insurance  offers coverage for over 150 specific activities, so you can focus on the adventure without worrying about gaps in your coverage. 

You can select its budget-friendly standard plan, starting at $79. Or if you're an adrenaline junkie seeking more thrills, you can opt for the World Nomads' Explorer plan for $120, which includes extra sports like skydiving, scuba diving, and heli-skiing. And World Nomads offers 24/7 assistance, so you can confidently travel abroad, knowing that help is just a phone call away. 

Read our World Nomads Travel Insurance review here.

Best for trip interruption: C&F Travel Insured

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 2 major plans including CFAR coverage on the more expensive option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancellation for job loss included as a covered reason for trip cancellation/interruption (does not require CFAR coverage to qualify)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Frequent traveler reward included in both policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million in medical evacuation coverage available
• con icon Two crossed lines that form an 'X'. Medical coverage is only $100,000
• con icon Two crossed lines that form an 'X'. Reviews on claims processing indicate ongoing issues
• C&F's Travel Insured policies allow travelers customize travel insurance to fit their specific needs. Frequent travelers may benefit from purchasing an annual travel insurance plan, then adding on CFAR coverage for any portions of travel that may incur greater risk.

C&F Travel Insured offers 100% coverage for trip cancellation, up to 150% for trip interruption, and reimbursement for up to 75% of your non-refundable travel costs with select plans. This means you don't have to worry about losing your hard-earned money on non-refundable travel costs if your trip ends prematurely. 

Travel Insured also stands out for its extensive "reasons for cancellation" coverage. Unlike many insurers, the company covers hurricane warnings from the National Oceanic and Atmospheric Administration (NOAA).

Read our C&F Travel Insured review here.

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. A subsidary of Blue Cross Blue Shield
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers strong medical plans as long as you have a regular health insurance plan, but it doesn't have to be through Blue Cross
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers long-term and multi-trip travel protection
• con icon Two crossed lines that form an 'X'. Multiple complaints about claims not being paid or being denied
• con icon Two crossed lines that form an 'X'. Does not provide some of the more comprehensive coverage like CFAR insurance
• con icon Two crossed lines that form an 'X'. Buyers who do get claims paid may need to file multiple claim forms

GeoBlue Travel Insurance offers policies that covers emergency medical treatments when you're abroad. While GeoBlue lacks trip cancellation coverage, that allows it to charge lower premiums than the other companies on this list. 

GeoBlue plans can cover medical expenses up to $1 million with several multi-trip annual plans available. It offers coinsurance plans for trips within the U.S. and 100% coverage for international trips. It also has a network of clinics in 180 countries, streamlining the claims process. It's worth noting that coverage for pre-existing conditions comes with additional costs. 

Read our GeoBlue Travel Insurance review here.

Best for family coverage: Travelex Travel Insurance

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Options to cover sports equipment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Option to increase medical coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can cancel up to 48 hours before travel when CFAR option is purchased
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable coverage for budget-conscious travelers
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes generous baggage delay, loss and trip delay coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Optional "adventure sports" bundle available for riskier activities
• con icon Two crossed lines that form an 'X'. Only two insurance plans to choose from
• con icon Two crossed lines that form an 'X'. Medical coverage maximum is low at up to $50,000 per person
• con icon Two crossed lines that form an 'X'. Pricier than some competitors with lower coverage ceilings
• con icon Two crossed lines that form an 'X'. Some competitors offer higher medical emergency coverage

Travelex travel insurance is one of the largest travel insurance providers in the US providing domestic and international coverage options. It offers a basic, select, and America option. Read on to learn more.

• Optional CFAR insurance available with the Travel Select plan
• Trip delay insurance starting at $500 with the Travel Basic plan
• Emergency medical and dental coverage starting at $15,000

Travelex Travel Insurance offers coverage for your whole crew, perfect for when you're planning a family trip. Its family plan insures all your children 17 and under at no additional cost. The travel insurance provider also offers add-ons like adventure sports and car rental collision coverage to protect your family under any circumstance. Got pets? With Travelex's Travel Select plan, you can also get coverage for your furry friend's emergency medical and transportation expenses. 

Read our Travelex Travel Insurance review here.

Best for long trips: Seven Corners

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Diverse coverage options such as CFAR, optional sports equipment coverage, etc.
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Available in all 50 states
• con icon Two crossed lines that form an 'X'. Prices are higher than many competitors
• con icon Two crossed lines that form an 'X'. Reviews around claims processing are mixed
• Trip cancellation insurance of up to 100% of the trip cost
• Trip interruption insurance of up to 150% of the trip cost
• Cancel for any reason (CFAR) insurance available

Seven Corners Travel Insurance offers specialized coverage that the standard short-term travel insurance policy won't provide, which is helpful if you're embarking on a long-term trip. You can choose from several plans, including the Annual Multi-Trip plan, which provides medical coverage for multiple international trips for up to 364 days. This policy also offers COVID-19 medical and evacuation coverage up to $1 million. 

You also get the added benefit of incidental expense coverage. This policy will cover remote health-related services and information, treatment of injury or illness, and live consultations via telecommunication. 

Read our Seven Corners Travel Insurance review here.

How to Find the Right International Travel Insurance Company 

Different travelers and trips require different types of insurance coverage. So, consider these tips if you're in the market to insure your trip. 

Determine your needs 

Your needs for travel insurance will depend on the type of trip you're taking. You'll need to consider your destination and what you'll be doing there, either business, leisure, or adventure traveling. Policies covering adventure sports and activities will cost more. Longer, more expensive trips will also cost more. 

Research the reputation of the company 

When researching a company, you'll want to closely review the description of services. You'll want to see how claims are handled, any exceptions, and limitations.

You'll also want to look at the company's customer reviews on sites like Trustpilot, BBB, and Squaremouth, as this will provide insight on the quality of customer service and the claims process. You should also take note of whether companies respond to customer reviews.

Compare prices

You can get quotes through a company's website or travel insurance aggregators like InsureMyTrip and VisitorsCoverage. You'll need to be prepared to provide the following information about your trip:

• Trip destination(s)
• Travel dates
• Number of travelers
• Traveler(s) age/birthday
• State of residence
• Total trip cost

For companies that offer travel medical insurance, you'll also want to play around with the deductible options, as they can affect your policy premium. 

Understanding International Travel Insurance Coverage Options

Travel insurance can be confusing, but we're here to simplify it for you. We'll break down the industry's jargon to help you understand what travel insurance covers to help you decide what your policy needs. Bear in mind that exclusions and limitations for your age and destination may apply. 

Finding the Best Price for International Travel Insurance

Your policy cost will depend on several factors, such as the length of your trip, destination, coverage limits, and age. Typically, a comprehensive policy includes travel cancellation coverage costs between 5% and 10% of your total trip cost.

If you're planning an international trip that costs $4,500, you can expect to pay anywhere from $225 to $450 for your policy. Comparing quotes from multiple providers can help you find a budget-friendly travel insurance policy that meets your needs.

Why You Should Trust Us: How We Reviewed International Travel Insurance Companies

We ranked and assigned superlatives to the best travel insurance companies based on our insurance rating methodology . It focuses on several key factors, including: 

• Policy types: We analyzed company offerings such as coverage levels, exclusions, and policy upgrades, taking note of providers that offer a range of travel-related issues beyond the standard coverages. 
• Affordability: We recognize that cheap premiums don't necessarily equate to sufficient coverage. So, we seek providers that offer competitive rates with comprehensive policies and quality customer service. We also call out any discounts or special offers available. 
• Flexibility: Travel insurance isn't one-size-fits-all. We highlight providers that offer a wide array of coverage options, including single-trip, multi-trip, and long-term policies.
• Claims handling: The claims process should be pain-free for policyholders. We seek providers that offer a streamlined process via online claims filing and a track record of handling claims fairly and efficiently. 
• Quality customer service: Good customer service is as important as affordability and flexibility. We highlight companies that offer 24/7 assistance and have a strong record of customer service responsiveness. 

We consult user feedback and reviews to determine how each company fares in each category. We also check the provider's financial rating and volume of complaints via third-party rating agencies. 

Read more about how Business Insider rates insurance products here.

International Travel Insurance FAQs

The best insurance policy depends on your individual situation, including your destination and budget. However, popular options include Allianz Travel Insurance, World Nomads, and Travel Guard. 

You should pay attention to any limitations regarding covered cancellations, pre-existing conditions, and adventure activities. For example, if you're worried you may have to cancel a trip for work reasons, ensure that you've worked at your company long enough to qualify for cancellation coverage, as that is a condition with some insurers. You should also see if your destination has any travel advisories, as that can affect your policy. 

Typically, your regular health insurance won't cover you out of the country, so you'll want to make sure your travel insurance has adequate medical emergency coverage. Depending on your travel plans, you may want to purchase add-ons, such as adventure sports coverage, if you're planning on doing anything adventurous like bungee jumping.

Travel insurance is worth the price for international travel because they're generally more expensive, so you have more to lose. Additionally, your regular health insurance won't cover you in other countries, so without travel insurance, you'll end up paying out of pocket for any emergency medical care you receive out of the US.

You should purchase travel insurance as soon as possible after making payment on your trip. This makes you eligible for add-ons like coverage for pre-existing conditions and CFAR. It also mitigates the chance of any losses in the days leading up to your trip. 

• Main content

Service & Contact

Annual Plan

Key features, annual coverage, personal accident benefit, flexibility, here's what you need to know.

Coverage is automatically activated for each trip beyond your Country of Residence, extending up to 90 days per journey.

Our plan includes Baggage & Personal Effects cover, which not only safeguards essential items but also extends to valuable electronics like laptops or tablets.

For added security, our insurance offers Personal Accident benefits of up to US$500,000 for adults aged 18 to 65. Whether you're engaging in adventurous activities or simply exploring new destinations, ensure you're covered in case of unforeseen accidents

Explore Annual Travel Plan's key features designed to safeguard your travels with ease and flexibility. When you venture beyond your Country of Residence, rest assured that coverage kicks in automatically for each trip, extending up to 90 days per journey. Whether it's a quick getaway or an extended vacation, enjoy the peace of mind knowing you're protected throughout your travels.

With our comprehensive plan, your belongings are well taken care of. Our Baggage & Personal Effects cover not only includes essential items but also extends to valuable electronics like laptop computers or tablets. Travel with confidence, knowing that your belongings are protected against loss or damage, allowing you to focus on making the most of your trip.

For added security and protection, our insurance offers Personal Accident benefits of up to a maximum of US$500,000 for adults aged 18 to 65. Whether you're embarking on adventurous activities or simply exploring new destinations, ensure that you're covered in the event of unforeseen accidents. From scuba diving to winter sports and beyond, our coverage includes a wide range of activities, providing you with the freedom to pursue your passions without worry.

For more details, read our Annual Travel Plan brochure.

Pacific Cross presents the Annual Travel Plan, designed to safeguard your travels with ease and flexibility. When venturing beyond your Country of Residence, rest assured that coverage kicks in automatically for each trip, extending up to 90 days per journey. Whether you're an Asian expat, a working professional, or a family seeking a quick getaway or an extended vacation, enjoy peace of mind knowing you're protected throughout your travels.

With our comprehensive plan, your belongings are well taken care of. Our Baggage & Personal Effects cover not only includes essential items but also extends to valuable electronics like laptops or tablets. Travel with confidence, knowing that your belongings are protected against loss or damage, allowing you to focus on making the most of your trip.

Downloads & Application

Get insured in 3 easy steps.

Download the application.

from the download section above

Provide your details

and select the options that fit you best

Upload the application

to our contact form

Ten questions, ten answers

Whatever you're up to: we've got you covered..

• Skip to primary navigation
• Skip to main content
• Skip to primary sidebar
• Skip to footer

• Best Global Medical Insurance Companies
• Student Insurance
• Overseas Health Insurance
• Insurance for American Expats Abroad
• Canadian Expats – Insurance and Overseas Health
• Health Insurance for UK Citizens Living Abroad
• Expat Insurance for Japanese Abroad
• Expat Insurance for Germans Living Abroad
• Travel Medical Insurance Plans

Trip Cancellation Insurance

Annual travel insurance.

• Visitors Insurance
• Top 10 Travel Insurance Companies
• Best Travel Insurance for Seniors
• Evacuation Insurance Plans
• International Life Insurance for US Citizens Living Abroad
• The Importance of a Life Insurance Review for Expats
• Corporate and Employee Groups
• Group Global Medical Insurance
• Group Travel Insurance
• Group Life Insurance
• Foreign General Liability for Organizations
• Missionary Groups
• School & Student Groups
• Volunteer Programs and Non-Profits
• Bupa Global Health Insurance
• Cigna Close Care
• Cigna Global Health Insurance
• Cigna Healthguard
• Xplorer Health Insurance Plan
• Navigator Health Insurance Plan
• Voyager Travel Medical Plan
• Trekker Annual Multi-Trip Travel Insurance
• Global Medical Insurance Plan
• Patriot Travel Insurance
• Global Prima Medical Insurance
• Student Health Advantage
• Patriot Exchange – Insurance for Students
• SimpleCare Health Plan
• WorldCare Health Plan
• Seven Corners Travel Insurance
• Trawick Safe Travels USA
• SafeTreker Travel Insurance Plan
• Unisure International Insurance
• William Russell Life Insurance
• William Russell Health Insurance
• Atlas Travel Insurance
• StudentSecure Insurance
• Compare Global Health Insurance Plans

Compare Travel Insurance Plans

• Health Insurance in the USA
• Health Insurance in Mexico
• Health Insurance in Canada
• Health Insurance in Argentina
• Health Insurance in Colombia for Foreigners
• Health Insurance in Chile
• UK Health Insurance Plans for Foreigners
• Health Insurance in Germany
• French Health Insurance
• Italian Health Insurance
• Health Insurance in Sweden for Foreigners
• Portuguese Health Insurance
• Health Insurance in Spain for Foreigners
• Health Insurance in China
• Health Insurance in Japan
• Health Insurance in Dubai
• Health Insurance in India
• Thailand Health Insurance
• Malaysian Health Insurance for Foreigners
• Health Insurance in Singapore for Foreigners
• Australian Health Insurance for Foreigners
• Health Insurance in New Zealand
• South Africa Health Insurance for Foreigners
• USA Travel Insurance
• Australia Travel Insurance
• Mexico Travel Insurance
• News, Global Health Advice, and Travel Tips
• Insurance Articles
• Travel Advice and Tips
• Best Hospitals in the United States
• Best International Hospitals in the UK
• Best Hospitals in Mexico

Or call for a quote: 877-758-4881 +44 (20) 35450909

International Citizens Insurance

Medical, Life and Travel Plans!

U.S. 877-758-4881 - Intl. +44 (20) 35450909

These comprehensive policies offer a complete package of benefits. Coverage is available for individuals or families taking multiple trips abroad during the policy year.

Review and compare some of the benefits, coverage options, and costs of yearly travel insurance as detailed below. Take note that there will be a limit on the number of days you can travel for each trip. Oftentimes, you will be allowed to select from either 30, 45, or 60 days of cover for each trip.

Annual Travel Insurance or Multi-Trip coverage is the perfect solution for anyone who likes to travel away from home several times a year. Annual travel insurance plans cover a whole year of trips, whether for business or pleasure, up to a certain maximum duration for each trip.

Best Annual Travel Insurance Plans

Annual travel policy for all nationalities.

Seven Corners Travel Medical Annual Multi-Trip

• Buy annually and travel as often as you want.
• Choose from 30-, 45-, and 60-day trip lengths.
• Emergency medical evacuation benefit of $1,000,000.

Annual Travel Medical Insurance for U.S. Citizens

Trekker MultiTrip Travel Insurance

• Up to $500,000 for sickness and accidents
• $500,000 medical evacuation benefit
• Unlimited Trips Outside the U.S. for trips up to 70 days

Related: Travel Insurance for Trips to the USA

Why Choose Annual Multi-Trip Travel Insurance?

If you are not traveling several times within a year, then single trip insurance is usually the most cost-effective form of travel insurance for you. All you need to do is pay just for the number of days you need to be covered. Just make sure that each trip is no more than the period you indicated when you purchased the policy.

In contrast, an annual travel policy will cover you for multiple trips. But you do not have to travel four or five times a year to make the purchase of yearly travel insurance worthwhile. Even if you plan on traveling just a couple of times in a year, annual travel insurance plans can already save you money on the cost of buying two separate single trip plans, especially if you are traveling with your spouse or children.

Of course, annual travel insurance pays for itself if you are making multiple trips within a year. With just one application and one payment, you are ready for a year of short trips. You can leave at a moment’s notice without having to worry about arranging travel insurance because you already have it in place.

Suppose you need to travel often to visit a friend or relative, head overseas frequently for business travel , or enjoy traveling for pleasure. In that case, multi-trip travel insurance is the ideal option for you.

For longer trips abroad, consider a Travel Medical Insurance plan.

What Does Annual Travel Health Insurance Cover?

A great benefit of annual travel insurance is that it is cost-effective for your family too. Spouses and children can also be covered under one comprehensive policy, so you do not need to buy an individual plan for everyone traveling. And not everyone named on the policy has to travel every time, as long as the primary policyholder is traveling.

You also have the option of choosing your maximum trip duration on your annual travel insurance plans, which pertains to the maximum number of days you will be covered for each trip you take. With coverage for up to 30 days or 45 days per trip, you will not have to worry about rushing home because of the limited coverage.

How Much Does Annual Travel Insurance Cost

The cost of an annual travel insurance plan will vary depending on your age, the number of days per trip you would like to be covered, and the deductible you choose, along with where you will be traveling.

For a traveler aged 35, the Seven Corners Travel Medical Annual Multi-Trip plan offers coverage for up to 30 days per trip, priced at approximately $300 annually, with a deductible of $250. Seven Corners also offers coverage for up to 45 and 60 days per trip.

In comparison, the GeoBlue Trekker Multi-Trip Choice plan offers coverage for up to 70 days per trip, priced at $175 per year, with a $100 deductible. While the Essential plan, which has lower medical limits, will cost $125 per year, with a $200 deductible.

The GeoBlue Trekker Multi-Trip Plan is only available to U.S. citizens abroad, and you must be enrolled in another primary medical plan in the U.S. when traveling.

*The quotes above are for travel outside of the U.S. The Seven Corners plan is 40% more expensive if you are traveling to the U.S.

Annual Trip Insurance Plans Cost Less if You

• are younger,
• choose a higher deductible,
• choose fewer days for your maximum number of days abroad per trip, and/or
• are traveling outside of the U.S.

Can I Buy an Annual Travel Insurance Plan for My Family?

Yes, an annual travel insurance policy can cover your entire family for the whole year. Typically, the cost for the first person covered will be the most expensive. Adding a spouse increases the price but to a lesser extent. Adding children to your plan does not impact the cost of the annual plan significantly either. Some plans will cover your children at no extra cost.

Why Buy an Annual Travel Insurance Policy?

Annual travel insurance policies are perfect for frequent travelers who travel internationally, so these are usually very comprehensive plans. The plans provide extended cover over and above what a basic trip insurance policy would generally cover. For example, coverage for medical expenses is more comprehensive. There are also additional benefits, and you can supplement the policy with trip cancellation and trip interruption coverage and lost baggage and travel delay insurance.

Choosing a Multi-Trip Travel Insurance Plan

We offer a wide range of international plans , including multi and single-trip plans, travel medical insurance , and global health insurance plans, which are specifically for citizens residing abroad for an extended period.

Our annual travel insurance policies are ideal for frequent travelers who want to stay away from home for shorter periods. We offer exceptional value for money considering the level of coverage that these plans provide, plus our remarkable service that comes at no extra charge.

Annual Coverage for Employees Living Abroad

For individual employees living abroad, you might consider an expatriate insurance plan . These global health insurance plans provide comprehensive coverage worldwide, including your home country. One example is the Cigna International Plan which offers a flexible plan design, excellent service, and a range of benefits to meet your individual needs.

Cigna Global Insurance Plan

• The flexibility to tailor a plan to suit your individual needs
• Access to Cigna Global’s trusted network of hospitals and doctors
• The convenience and confidence of 24/7/365 customer service

If you have multiple employees living or traveling abroad each year consider a group global medical insurance plan. Our specialists in group global benefits will work with you to provide your employees with comprehensive benefits while they are abroad,

Global Benefits for Organizations

• Offering group plans for international health, life and travel
• Request a quote from the leading insurers around the globe
• A licensed agent will provide quotes and expert advice

Review these Annual Travel Insurance Plans

Below are two of the leading plans providing multi-trip travel insurance coverage for annual trips abroad. Review and compare them to identify which best suits your needs.

The Seven Corners Frequent Traveler plan is excellent for all nationalities. On the other hand, the GeoBlue Trekker plan is a premium plan for U.S. citizens traveling abroad.

Annual Trip Insurance Plans for any Nationality

Annual travel medical insurance plan for us citizens, more to read:.

Overseas Health Insurance Coverage

Visitors Insurance Coverage

Travel insurance reviews, get a fast, free, international insurance quote., global medical plans, specialty coverage, company info, customer service.