liaison travel medical

Agent Information

Seven corners travel medical insurance.

Designed for travelers abroad and offers medical insurance when traveling outside your home country.

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Do you live in the United States?

Insurance benefits may vary by state. Select your state of residence to view the benefits and services provided by the travel protection plan available for your state.

Are you traveling to the USA?

Would you like enhanced coverage to protect your trip after you leave your home country?

Why should I consider international travel medical insurance?

When you’re traveling far from home, international travel medical insurance offers medical benefits, medical evacuation coverage, and non-insurance-related travel assistance.

Travel medical insurance can help you:

Pay for eligible medical expenses.

Cover expenses for trip Interruption.

Protect your baggage.

Seven Corners Assist,* our international travel assistance service, can:

Provide 24/7 non-insurance multilingual assistance to help you find appropriate medical care near you.

Arrange and pay for emergency medical transportation and evacuation to the nearest medical facility that can provide adequate treatment.

Provide access to the Seven Corners' international network of medical providers.

*These services are not provided by Crum & Forster, SPC.

FAQs about International Travel Medical Insurance

Why should i choose seven corners travel medical insurance, does the health insurance i already have cover international travel.

Not all domestic health insurance plans will follow you outside your home country.

• Travel medical insurance provides additional coverage beyond what your domestic health insurance typically covers. The domestic health insurance you already have may be limited and apply only to an emergency.
• Some health providers overseas may require payment before treating medical emergencies. Your domestic health insurance might not provide the necessary payment prior to treatment overseas.
• Domestic health insurance does not typically include travel assistance services or medical evacuation. According to the U.S. Department of State, “although some health insurance companies pay 'customary and reasonable' hospital costs abroad, very few pay for your medical evacuation back to the United States.” Travel medical insurance can provide travel assistance and medical evacuation if the facility where you are located is unable to provide the level of care needed for your medical condition that likely is not covered by domestic insurance.

If I’m healthy, do I need travel medical insurance?

Accidents happen, regardless of whether you're healthy. Seven Corners Travel Medical Insurance can help with many different situations that occur while traveling such as:

• Car accidents
• Boat accidents
• Slip and fall injuries
• Altitude sickness
• Food poisoning
• Contagious diseases (COVID-19, malaria, yellow fever, typhoid, measles, Zika)*

Many countries have national health care. If I get sick abroad, am I covered?

Many countries with national health care have strict requirements that must be met before you can use the benefits. Check with the country’s health plan to find out if you qualify for coverage

What countries require travel medical insurance?

Some countries require proof of international medical insurance for entry or for extended visits. Check with your destination’s embassy to find out if medical insurance is required.

You also may be required to obtain travel medical insurance to be issued a visa. For example, Schengen visas require insurance with a specific plan maximum and benefits for repatriation for medical reasons. Again, check with your destination’s embassy to find out what travel and health documentation is required for international travel.

Does travel medical insurance include coverage for COVID?

Most Seven Corners Travel Medical plans includecoverage for treatment if you become sick with COVID while traveling internationally. Review your plan document or talk with one of our licensed agents to learn more about our coverage and how it works.

Product Specific FAQs

Here are real life examples of evacuation and repatriation services provided by seven corners assist to help our customers..

How We Helped Alysan Get Back Home from Ghana

Alysan was studying abroad in Ghana and contracted Malaria during her trip. Here's how we helped her get back home safely.

Felipe and Daniel were traveling South East Asia for a few months

Felipe became very ill, and Seven Corners Assist evacuated him from Myanmar to Thailand, so he could receive appropriate medical care.

Makenzie's Travel Story

What happens if you are traveling alone and become sick? Learn how Seven Corners Assist arranged for Makenzie’s mom to travel to her bedside when she became sick while traveling abroad.

Seven Corners Travel Insurance

Travel Insurance You Can Trust

Benefits on this web page are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all insurance coverages under the Plans, including an exclusion for pre-existing conditions.  Full coverage terms and details, including insurance limitations and exclusions, are contained in the Plan Document. Plan benefits, limits and provisions may or may not be available in all states or may vary based on state of residence. If there is any difference between this website and your plan document, the provisions of the plan document will prevail. Benefits and plan costs are subject to change.

The travel protection plans consist of Insurance Benefits and Non-Insurance Travel Assistance Services. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Seven Corners.

RESIDENTS OF COLORADO, MARYLAND, NEW YORK, WASHINGTON, AND SOUTH DAKOTA Insurance Benefits are Underwritten by: United States Fire Insurance Company, 5 Christopher Way, 2nd Floor, Eatontown, NJ 07724 under Policy Form Series T7000 et.al., T210 et. al. and TP-401 et. al.

Non-Insurance Travel Assistance Services: These are not insurance benefits underwritten by United States Fire Insurance Company. The 24-hour non-insurance assistance services are provided by Seven Corners, Inc.

Plan Administrator: Claims are administered by Seven Corners, Inc.

Important information from the United States Fire Insurance Company

NON-U.S. RESIDENTS AND RESIDENTS OF ALL REMAINING STATES AND WASHINGTON, D.C. Insurance Benefits are underwritten by Certain Underwriters at Lloyd’s, London or Crum & Forster SPC.   

Non-Insurance Travel Assistance Services: These are not insurance benefits. The 24-hour non-insurance assistance services are provided by Seven Corners, Inc.

Limitations, exclusions and disclaimers from Crum & Forster, SPC.

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Complete Review of Liaison Travel Insurance

When traveling abroad, a travel insurance plan offers travelers with benefits that cover medical expenses, emergency medical evacuation coverage, and even non-insurance-related travel assistance.

Travel Medical Insurance not only pays for eligible medical expenses but may also cover expenses for trip interruption and baggage protection. 

Seven Corners Travel Insurance has been providing US residents and international travelers with travel medical insurance for the past 29 years.

They have very competitive travel health insurance plans for international travelers under their “ Liaison” flagship.

We keep providing travel insurance companies and plan reviews to help you make a better choice when selecting travel insurance for your needs.

Liaison Travel Insurance Medical Plans

Liaison Travel Insurance Medical Plans offers short-term major medical insurance for travelers who are traveling outside the USA for up to 6 months.

Seven Corners offers four travel medical insurance under the Liaison travel insurance coverage program. This is an international travel insurance plan providing coverage for travel outside your home country, the United States.

• Liaison Travel Basic

The Seven Corners Liaison Travel Basic Plan is for travel outside the home country. Additionally, it is only for those international travelers whose itineraries do not include travel within the United States. This Liaison travel economy insurance plan (Liaison Travel Basic) offers good medical benefits as well as limited but useful travel benefits.

Medical Coverage and Deductibles 

For those who are 80 years old, the maximum medical coverage is limited to  $ 10,000/-

For those between the ages of 69 and 79, maximum medical coverage is limited to $ 100,000/-

For those who are aged 69 or under, medical options range from $ 50,000/- to $ 5,000,000/-

There is a range of deductible limits to choose from to suit your travel insurance and medical coverage budget.

Pre-existing conditions 

Under this travel medical insurance plan, there is a look-back period of three years. Coverage for unexpected recurrence of a pre-existing condition for US residents traveling outside the home country is available. The coverage benefits maximum varies as per the age of the traveler.

Co-insurance

A 100% co-insurance clause for travel outside the US i.e., home country is included in this travel insurance plan. After the traveler pays the selected deductible, the plan pays 100% up to the maximum medical limit.

Hazardous Activity Rider

An optional hazardous activity rider can be added to this travel insurance plan, offering coverage for activities such as hang gliding, skiing, or bungee jumping.

• Liaison Travel Choice

Individuals traveling outside their home countries can purchase this travel insurance plan. Individuals and families, including unmarried dependent children traveling outside their home country, are eligible to buy Liaison Travel  Choice Insurance.

Medical Coverage and Deductibles

For people up to 79 years, the policy maximum is available up to $ 5,000,000/- and reduced to $ 15,000/- for people above 80 years. 

The maximum life span of the plan is 365 days. If initially, less than 365 days of coverage are bought, additional time may be purchased up to a maximum total of 364 days. The plan is renewable and does not offer coverage for Covid- 19.

Pre-existing conditions

Acute onset of pre-existing conditions is covered up to  $ 30,000/-up to the age of 69 years. For people above the age of 70 years, coverage of $ 5,000/- Is available.

The co-insurance factor applicable to this travel insurance plan pays 100% for outside of the US. In the United States, the plan pays 90% up to the first $ 5000/-for within the PPO network treatment and thereafter 100% to the medical policy maximum. Outside the PPO network, 80% for the first $ 5000/- is paid and then 100% to the medical policy maximum.

• Liaison Travel Elite

The Liaison Travel Elite Insurance Plan Is comprehensive visitor insurance for visitors to the USA for travel outside their home country. 

It offers medical coverage and emergency health services to individuals and families visiting the USA or traveling outside the home country. It is an ideal visitor health insurance for parents visiting the USA and tourists and travelers to the United States.  

The plan offers maximum coverage from $ 50,000/- to $  5,000,000/-. For travelers who are 80 years and older, the maximum coverage is $ 20,000/- And for travelers between the ages of 70 to 79, the maximum coverage is $ 50,000/-

The duration of the plan is from 5 days to an initial maximum period of three years. Deductible options range from $ 0/- to $5,000/-

For non-US residents traveling to the United States, acute onset of a pre-existing condition is covered up to  $ 50,000/- for travelers aged below 70. For travelers who are 70 Plus, the coverage is $ 10,000/-.Emergency services and assistance are limited to $ 25,000/-

Coinsurance

There is no coinsurance for treatment received outside the United States. The plan is 100% of eligible expenses to the medical maximum. 

• Liaison Travel Plus insurance

The Liaison Travel Plus Plan is available to International Travellers whose itinerary does not include travel within the United States. Additionally, travelers must travel outside their home country. The coverage duration under the Liaison Travel Plus plan is available is from 5 days to 364 days. 

The liaison travel plus plan is available for travelers up to the age of 74. Limited medical options are available for travelers between the ages of 65 and 74.

Like the Liaison Basic Plan, this plan offers customizable options for emergency medical coverage as well as customizable deductible amounts.

It offers a higher amount of coverage for lost baggage, trip interruption, terrorism, etc. It includes a benefit that covers medical expenses if you are infected with Covid-19.

The Liaison Travel Plus Plan’s look-back period for pre-existing conditions is one year for those traveling outside the USA. There is also coverage for an unexpected occurrence of a pre-existing condition for US residents traveling outside the United States. The benefit maximum varies with age. 

Coinsurance Liaison Travel Plus insurance is similar to the Liaison Travel Choice Plan.

• Liaison Student Plan

Travel plans under this section are specially curated to provide students, faculty, and spouses with insurance. Liaison Student plan provides student insurance for travelers to the USA and all over the world and protection for U.S. residents traveling internationally. 

Student insurance can be bought by the traveler for self, their spouse, and dependents if the individual is a full-time student, faculty member, or scholar. 

A person is also eligible for a Liaison Student Plan if he/she is involved In full-time educational research activities. It is mandatory that the student must be traveling outside the home country and should be between the age-band of  12 to 65 years. 

The student insurance plan meets travel insurance requirements for most types of visas. Even if the traveler’s visa program or their work or study abroad program doesn’t require student medical insurance, it’s important to have protection. 

There is a choice between Liaison Student Basic Plan and Liaison Student Plus Plan.

• Liaison Student Basic Plan

The coverage length is 5 days to 364 days. The covered ages are between 14 days to 64 years. The maximum coverage is $ 5,000,000/-. Deductible options are $ 0/-, which is available only for trips excluding the USA, and $ 50/-,$ 100/-, and $ 250/-.

Core insurance options within the PPO network, inside the United States, the plan pays 80% of the first  $5,000/- and 100% to the medical maximum thereafter. 

For Out of the PPO  network, the plan pays 70% of the first $ 5,000/- and 100% to the medical maximum thereafter. The Liaison Student Basic Plan pays 100 % coinsurance outside the United States. 

Acute onset of pre-existing conditions is covered up to $5,000/-.Emergency medical evacuation and repatriation are covered for up to $ 100,000/-

• Liaison Student Plus Plan

This plan offers the highest level of coverage and includes coverage for Covid-19. The coverage length extends from 5 days to 365 days. 

The maximum coverage under this plan also is $ 5,000,000/-. The coinsurance option within the USA and in the PPO network If 90% of the first $ 5,000/-Followed by a hundred percent to the medical maximum. Outside the United States, the conference options are 100%. 

Telehealth consultation and care are available under the plan. During the initial 364 days of coverage, acute onset of pre-existing conditions is covered for up to $10,000/-

Annual coverage is renewable up to the age of 65. It has the advantage of meeting the insurance requirements of most visas. 

This plan covers illnesses, injuries, mental and chiropractic care and includes evacuation, repatriation, and coverage for other travel medical concerns. Emergency medical evacuation and repatriation are covered up to $ 250,000/-.

Seven Corners Travel Insurance offers a variety of plans for worldwide travelers. Travel insurance emergency medical benefits, flexible limits, and a varied choice of deductibles are offered by the company. 

Seven Corners Travel Insurance products are perfect for short and long-term international travel. Their plans provide 24/7 customer service, optional coverage, and several trip lengths, topped with an easy claim process. 

Seven Corners Travel Insurance are expert Insurers with their customers at the heart of their insurance plans.

Seven Corners Travel Insurance review on Trust Pilot has a rating of four (4) stars.

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Seven Corners Travel Insurance Review

Written and researched by Michael Kays (Travel Insurance Expert) | Fact Checked by Danya Kristen (Insurance Agent).

Travelling across borders is an exciting prospect, but it comes with its own set of challenges and uncertainties. A solid travel insurance plan is one of the must-haves in any traveler’s checklist.

Today, we’re putting Seven Corners Travel Insurance under the microscope. An experienced player in the global travel insurance market, Seven Corners has earned its stripes for a vast range of products tailored to meet diverse needs.

Let’s dive in and learn more about what Seven Corners offers and whether their solutions could be the perfect fit for your next adventure.

In this article...

Brief History About The Company

Seven Corners began its journey in 1993 in Carmel, Indiana.

For over 25 years, it has provided insurance solutions to a global clientele, developing a reputation for superior customer service and comprehensive coverage options.

From trip insurance to visitor and immigrant insurance, they have a portfolio designed to cater to the specific requirements of international travelers, students, government contractors, and US citizens traveling domestically and abroad.

Products Offered By The Company

Seven Corners offers an impressive suite of travel insurance products:

• Trip Protection: These plans provide coverage for trip cancellation , interruption, and delay, medical expenses, emergency medical evacuation , baggage loss/delay, and more.
• Travel Medical Insurance: Ideal for non-US citizens traveling to the United States, these plans cover accidents, illnesses, and emergency medical evacuation.
• Annual Travel Insurance: For frequent travelers, these plans provide coverage for multiple trips throughout the year.
• Visitor and Immigrant Insurance: These plans cater to non-U.S. citizens visiting the country or those waiting for permanent resident status.

Recommended Plans

✅  Atlas America

Up to $2,000,000 of Overall Maximum Coverage, Emergency Medical Evacuation, Medical coverage for eligible expenses related to COVID-19, Trip Interruption & Travel Delay.

✅  Safe Travels Comprehensive

Coverage for in-patient and out-patient medical accidents up to $1 Million, Coverage of acute episodes of pre-existing conditions, Coverage from 5 days to 364 days (about 12 months).

✅  Patriot America Platinum

Up to $8,000,000 limits, Emergency Medical Evacuation, Coinsurance for treatment received in the U.S. (100% within PPO Network), Acute Onset of Pre-Existing Conditions covered.

What’s Special About Their Products

What sets Seven Corners apart is its extensive customization capabilities. Their plans are versatile, allowing travelers to pick and choose the benefits they need, offering a high level of personalization that many competitors lack.

Furthermore, they have one of the largest network of providers, ensuring policyholders have access to quality healthcare services wherever they may be.

Customer Reviews About Seven Corners

Customer reviews for Seven Corners are mixed. While some laud the company for its excellent customer service and comprehensive plans, others cite issues with claim processing times and denied claims.

However, the company maintains a high rating on several review platforms and is well-regarded in the industry.

Controversies About Seven Corners

Like any insurance provider, Seven Corners has faced some controversies, primarily related to denied claims or slow processing times.

However, it’s worth noting that many of these cases were due to customers not fully understanding their coverage limits or policy exclusions.

Should You Buy Seven Corners’ Travel Insurance Plans?

Seven Corners presents a strong choice for those in need of customizable and comprehensive travel insurance solutions.

However, like any insurance product, it’s crucial to read through your policy thoroughly to understand its terms, conditions, and exclusions.

Network and Customer Service

With a vast network of healthcare providers, Seven Corners ensures that its policyholders have access to quality care worldwide.

As for customer service, they offer 24/7 travel assistance to its policyholders.

Most Popular Products

Among their diverse product range, the RoundTrip series of plans is particularly popular for their extensive coverage, including trip cancellation, interruption, delay, and emergency medical services.

Final Verdict

Seven Corners Travel Insurance offers an impressive selection of travel insurance plans that can be tailored to suit the needs of different travelers.

With a strong network and robust customer service, it certainly ticks many boxes for reliable travel insurance.

However, it’s always wise to compare plans, read the fine print, and consider your specific needs before making a decision.

Why is Seven Corners Travel Insurance so popular?

Seven Corners Travel Insurance is popular because it offers comprehensive coverage for travelers of all ages, including medical and dental care, trip interruption and cancellation, lost baggage protection, and more.

The company also offers a variety of flexible plan options and competitive rates, making it an attractive option for those looking for travel insurance.

Additionally, Seven Corners has earned strong reviews from customers, who report that their claims were handled quickly and efficiently.

Which are the best travel insurance plans from Seven Corners?

The best travel insurance plans from Seven Corners include:

1. RoundTrip Elite

RoundTrip Elite travel insurance from Seven Corners is one of the most comprehensive and reliable travel insurance plans on the market.

It provides travelers with a variety of benefits, including coverage for medical expenses, trip interruption, flight delay, baggage loss, rental car damage, and more. The plan also offers 24-hour emergency assistance and access to a network of hospitals and doctors worldwide.

RoundTrip Elite provides travelers with a wide range of coverage options, including up to $2 million in medical expenses, trip interruption coverage of up to 150% of the trip cost, coverage for rental car damage of up to $50,000, and coverage for flight delays of up to $1,000.

The plan also covers baggage loss or theft of up to $2,000 and medical evacuation expenses of up to $500,000. Additionally, the plan provides coverage for terrorism incidents and financial default of tour operators.

One of the major benefits of RoundTrip Elite is its flexibility. The plan allows travelers to customize their coverage by selecting one of five different levels of coverage, ranging from basic to deluxe. This allows travelers to select the level of coverage that best fits their needs and budget.

Additionally, RoundTrip Elite offers a number of other benefits, such as access to a 24-hour emergency assistance hotline, reimbursement of lost deposits, and coverage for pre-existing conditions.

Furthermore, the plan includes an optional “Cancel for Any Reason” upgrade, which allows travelers to cancel their trip for any reason and receive up to 75% of their prepaid, nonrefundable trip cost back.

Overall, RoundTrip Elite is an excellent choice for travelers who need reliable and comprehensive travel insurance. With its wide range of coverage options and benefits, it is much better than other travel insurance plans available on the market.

2. RoundTrip Choice

RoundTrip Choice travel insurance from Seven Corners is a comprehensive travel insurance plan that provides travelers with protection and peace of mind while they are away.

This plan offers an array of benefits, including trip cancellation and interruption coverage, medical and dental coverage, emergency medical evacuation, baggage and personal effects coverage, and more. Additionally, RoundTrip Choice is one of the few travel insurance plans that offer worldwide coverage.

RoundTrip Choice is an excellent choice for travelers who want comprehensive coverage and the peace of mind that comes with knowing that their medical and financial needs will be taken care of in case of an emergency. T

he plan covers a wide variety of medical expenses, including hospitalization, doctor’s visits, prescription medications, and more. Additionally, the plan includes coverage for lost or stolen baggage and personal effects, as well as trip cancellation and interruption coverage.

One of the primary advantages of RoundTrip Choice is that it is one of the few travel insurance plans that offer worldwide coverage. This means that travelers are protected no matter where they go.

Additionally, the plan has a number of other features that make it stand out from other travel insurance plans. For example, the plan has no age limits, so seniors and other travelers can take advantage of this coverage. Additionally, the plan covers pre-existing conditions, which many other plans do not.

Overall, RoundTrip Choice travel insurance from Seven Corners is an excellent choice for travelers looking for comprehensive protection and peace of mind.

The plan offers an array of benefits, including coverage for medical and financial needs, trip cancellation and interruption coverage, and more. Additionally, the plan has no age limits and covers pre-existing conditions, making it an ideal choice for seniors and other travelers.

3. RoundTrip International

RoundTrip International Travel Insurance from Seven Corners is an excellent choice for travelers looking for comprehensive coverage while traveling abroad. The plan offers a variety of benefits and features, including trip cancellation and interruption coverage, medical and evacuation coverage, baggage and personal effects protection, and more.

The trip cancellation and interruption coverage offered by RoundTrip International Travel Insurance from Seven Corners is particularly beneficial.

This coverage can provide reimbursement for non-refundable costs if your trip must be cancelled or interrupted due to a covered reason, such as illness, death in the family, or other unexpected events. The plan also covers any additional expenses incurred as a result of the cancellation or interruption, such as hotel bills and meals.

The medical and evacuation coverage offered by RoundTrip International Travel Insurance from Seven Corners is also very comprehensive. The plan covers emergency medical care and evacuation services, including transport to a hospital or medical facility. It also covers medical repatriation and return of mortal remains if necessary.

Additionally, the plan covers medical evacuation up to $1 million USD, which is much higher than many other plans.

RoundTrip International Travel Insurance from Seven Corners also offers great coverage for your baggage and personal effects. The plan covers lost, stolen, or damaged baggage, as well as replacement of personal items. It also offers travel assistance services, such as pre-trip information and help with lost passports and visas.

Overall, RoundTrip International Travel Insurance from Seven Corners is an excellent choice for travelers looking for comprehensive coverage while traveling abroad. The plan offers great coverage for trip cancellation and interruption, medical and evacuation services, baggage and personal effects, and more.

Additionally, the coverage limits are often higher than those offered by other plans, providing peace of mind that you’ll be covered in case of an emergency.

4. Liaison Travel Medical Insurance

Liaison Travel Medical Insurance from Seven Corners is a comprehensive, affordable travel medical insurance policy for individuals and families who are planning a trip outside of their home country.

The plan covers emergency medical and dental expenses, emergency medical evacuation and repatriation, lost baggage, trip cancellation and interruption, and accidental death and dismemberment.

One of the biggest advantages of Liaison Travel Medical Insurance is its coverage of emergency medical and dental expenses. It covers the cost of doctor visits, hospitalization, emergency room services, medications, and dental care while traveling abroad. This coverage can be invaluable in the event of an unexpected illness or injury while on vacation.

The plan also covers emergency medical evacuation and repatriation. If a traveler becomes seriously ill or injured while abroad, this coverage will pay for evacuation back to the traveler’s home country and any necessary medical care needed during the journey. It also includes repatriation, which covers the cost of transporting the traveler’s remains back home in the event of their death.

In addition to emergency medical and dental expenses, Liaison Travel Medical Insurance also covers other aspects of a traveler’s trip. This includes coverage for lost baggage, trip cancellation and interruption, and accidental death and dismemberment.

Lost baggage coverage pays for the replacement of lost, stolen, or damaged items, while trip cancellation and interruption coverage provides reimbursement for any prepaid, nonrefundable trip expenses if the trip is canceled or interrupted due to certain covered events.

Accidental death and dismemberment coverage pays a benefit to the traveler’s beneficiary if they die or become permanently disabled while on their trip.

Overall, Liaison Travel Medical Insurance from Seven Corners provides comprehensive coverage for travelers at an affordable price. Compared to other travel insurance plans, it offers more comprehensive coverage of emergency medical and dental expenses as well as additional coverage for other aspects of a trip. With this coverage, travelers can have peace of mind knowing that they are protected while they travel.

5. Liaison Student

Liaison Student from Seven Corners is a comprehensive travel insurance plan designed specifically for international students studying in the United States. It provides coverage for medical emergencies, trip interruption, lost or stolen luggage, and more. The plan also includes additional benefits such as 24-hour access to medical and travel assistance services, coverage for mental health care, and even legal assistance.

Liaison Student from Seven Corners is an excellent choice for international students studying abroad. Unlike many other travel insurance plans, it offers coverage tailored specifically to students. For example, the plan covers up to $500,000 in medical expenses, which is significantly higher than other plans. Additionally, the plan covers mental health care expenses, which is a unique benefit not offered by most other insurance plans.

The plan also offers a wide range of coverage options, including trip cancellation and interruption, lost or stolen luggage, and more. This allows students to customize their coverage to meet their individual needs. Furthermore, the plan is affordable, with premiums starting at just $40 per month.

Finally, Liaison Student from Seven Corners is backed by a 24-hour customer service team, offering reliable support and assistance whenever needed. The team can help with medical and travel emergencies, as well as provide legal advice and assistance.

Overall, Liaison Student from Seven Corners is a great option for international students studying in the United States. It offers comprehensive coverage, customizable options, and reliable customer service. Plus, the plan is reasonably priced, making it an excellent value for the money.

6. Liaison Majestic

Liaison Majestic from Seven Corners is a comprehensive travel insurance plan that provides travelers with financial protection while they are away from home. The plan offers coverage for trip cancellation, interruption and delay, medical expenses, emergency evacuation, baggage loss and delay, and more.

The Liaison Majestic plan is designed to provide travelers with the most complete and comprehensive protection possible.

It provides coverage for a variety of common travel risks, such as trip cancellation due to illness or weather, medical expenses due to injury or illness, emergency evacuation, baggage loss and delay, and more.

In addition, the plan also provides coverage for pre-existing medical conditions and includes 24/7 access to medical assistance and concierge services.

The plan is one of the most competitively priced travel insurance plans on the market, offering great value for money. The cost of the plan is determined by the length of the trip, the destination, and the age of the traveler. This allows travelers to get the coverage they need at a price they can afford.

In comparison to other travel insurance plans, the Liaison Majestic plan is superior in terms of coverage, affordability, and customer service. The coverage is more comprehensive than most other plans and provides more protection in the event of an unexpected incident. The plan is also highly affordable, making it accessible to travelers on a budget.

Finally, the customer service provided by Seven Corners is excellent, providing customers with quick responses to any questions or concerns they may have.

Overall, the Liaison Majestic plan from Seven Corners is a great option for travelers looking for comprehensive coverage at an affordable price. The plan provides excellent coverage for a variety of common travel risks, and the customer service provided by Seven Corners is excellent.

As such, the Liaison Majestic plan is a great choice for travelers looking for comprehensive protection while they are away from home.

7. Liaison Continent

Liaison Continent from Seven Corners is one of the best travel insurance plans available on the market today. It provides comprehensive coverage for a wide range of risks associated with international travel, including trip cancellation, interruption, medical evacuation, and more. It is designed to provide travelers with peace of mind while they are away from home.

One of the main benefits of Liaison Continent from Seven Corners is its flexibility. This plan allows travelers to customize their coverage to suit their specific needs. They can choose from three levels of coverage, including basic, plus, and premier.

Additionally, travelers can add on optional coverage for extra protection, such as personal liability, identity theft, and adventure sports. This flexibility makes it easy to find the perfect plan for any traveler’s needs.

Another great benefit of Liaison Continent from Seven Corners is its affordability. The plan is priced competitively and is among the most affordable travel insurance plans on the market.

Additionally, the plan includes generous discounts for those who purchase multiple policies or those who renew their policies on time. This makes the plan even more affordable for travelers who need to purchase multiple policies.

Finally, Liaison Continent from Seven Corners offers great customer service. The company’s customer service representatives are knowledgeable and friendly, making it easy to get help when needed. Additionally, the company offers a 24-hour toll-free number so travelers can get assistance anytime.

Overall, Liaison Continent from Seven Corners is an excellent choice for travelers looking for comprehensive coverage at an affordable price. The plan offers flexible coverage options and great customer service, making it a great option for those looking for peace of mind while traveling.

Additionally, the plan’s competitive pricing makes it a great value for those who need multiple policies.

8. Liaison Voyager

Liaison Voyager from Seven Corners is a comprehensive travel insurance plan that provides coverage for both medical and non-medical travel needs. The plan offers a wide range of benefits, including trip cancellation and interruption, baggage loss and delay, medical expenses, emergency medical evacuation, and more.

One of the primary benefits of Liaison Voyager is its comprehensive coverage. The plan covers a variety of medical and non-medical expenses, including medical bills, hospitalization, medical evacuation, trip interruption, and more. This comprehensive coverage ensures that travelers are protected from a variety of unexpected expenses while abroad.

The plan also offers additional coverage for specific destinations, such as the Caribbean, Mexico, and Central America. These additional coverages can help protect travelers from unexpected expenses related to these destinations.

Additionally, Liaison Voyager offers coverage for dangerous activities, such as mountain climbing and scuba diving, which can be particularly beneficial for adventurous travelers.

In addition to its comprehensive coverage, Liaison Voyager also offers several features that make it stand out from other travel insurance plans.

For instance, the plan allows travelers to choose their own deductible, giving them the flexibility to customize their coverage to fit their individual needs. Additionally, the plan includes a 24-hour hotline that provides assistance with medical, legal, and other travel-related matters.

Finally, Liaison Voyager is a cost-effective option for travelers.

The plan offers competitive rates, making it an affordable way to ensure that travelers are adequately protected while traveling. In addition, the plan is backed by an A-rated insurer, providing travelers with peace of mind that they are dealing with a reputable provider.

Overall, Liaison Voyager from Seven Corners is a comprehensive and cost-effective travel insurance plan that offers a wide range of benefits. The plan’s comprehensive coverage, customizable deductibles, and 24-hour hotline make it an attractive option for travelers looking for a reliable travel insurance plan.

Is Seven Corners a good company?

Seven Corners is a travel insurance and assistance provider that offers a wide range of products and services designed to help travelers stay safe and secure while abroad.

Established in 1993, the company has a strong track record of providing quality coverage and services to its customers.

In addition, Seven Corners has received numerous awards and accolades, including being named one of the top travel insurance providers by Forbes, Money Magazine, and US News & World Report.

Overall, Seven Corners is a good company that provides comprehensive coverage and services to its customers. The company offers a wide range of plans, which can be tailored to meet the individual needs of customers.

Additionally, the company offers competitive rates, making it an attractive option for travelers looking for affordable coverage.

The customer service provided by Seven Corners is also excellent. Customers can easily contact the company via telephone or email, and they can expect to receive prompt and professional assistance. Furthermore, the company’s website is easy to navigate and provides helpful information about the different plans available.

Finally, Seven Corners has an excellent reputation in the industry and has received numerous awards and accolades. This is a testament to the quality of the coverage and services offered by the company. As such, Seven Corners is a good choice for those looking for reliable and comprehensive travel insurance.

How do I file a claim with seven corners?

Seven Corners is an international insurance company that provides travel, medical, and other types of insurance. If you have purchased a policy from Seven Corners, you may need to file a claim at some point. Here is a step-by-step guide on how to file a claim with Seven Corners.

1. Contact Seven Corners:

The first step in filing a claim with Seven Corners is to contact them directly. You can do this by calling their customer service number, or by sending an email to their claims department. Make sure to have all the information about your policy and the incident you are claiming for.

2. Submit Your Claim:

Once you have spoken to a representative, you will need to submit a formal claim form. This can be done either online or through the mail. Make sure to fill out the form completely and accurately.

3. Gather Necessary Documents:

Depending on the type of claim you are filing, you may need to provide certain documents to support your claim. These could include medical records, police reports, or receipts for expenses. Make sure to gather any necessary documents before submitting your claim.

4. Wait for a Response:

Once you have submitted your claim, Seven Corners will review it and get back to you with a response. They may request additional information or documentation, so make sure to be responsive to their requests.

Filing a claim with Seven Corners can be a simple process if you follow the steps outlined above.

Remember to be thorough and accurate when submitting your claim and providing any necessary documents. Doing so will help ensure that your claim is processed quickly and efficiently.

What types of travel insurance plans does Seven Corners offer?

Seven Corners provides a variety of plans, including trip protection, travel medical insurance, annual travel insurance, and visitor and immigrant insurance.

What is Seven Corners’ reputation in the travel insurance industry?

Seven Corners enjoys a strong reputation in the travel insurance industry. The company is known for its customizable plans, extensive network, and dedicated customer service. However, like any insurer, reviews are mixed, with some customers citing delayed claims processing.

Does Seven Corners offer a network of providers?

Yes, Seven Corners offers a comprehensive network of healthcare providers, ensuring policyholders have access to quality care wherever they are in the world.

How good is Seven Corners’ customer service?

Seven Corners offers 24/7 customer support and has generally positive reviews for its customer service. However, some customers have expressed dissatisfaction with the claims process.

What is the most popular product offered by Seven Corners?

Among the various products offered by Seven Corners, the RoundTrip series of plans is particularly popular for their comprehensive coverage options.

Remember that choosing a travel insurance plan should depend on your individual needs, travel plans, and the specific risks you want to be covered.

Seven Corners provides an impressive range of options, but it’s crucial to understand the policy terms, conditions, and exclusions before making a decision.

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Liaison Travel Medical Insurance

Home Review, Quote & Buy Liaison Travel Medical Insurance

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Liaison Travel Health Plan for USA Visitors or International

Liaison travel medical is a comprehensive renewable plan for visitors to the usa or travelers outside home country, includes acute-onset of pre-existing condition coverage..

COVID-19 / SARS-CoV-2 / Coronavirus   Liaison Travel Medical  plan does NOT  include coverage for testing/treatment of COVID19 after  May 1, 2020. The World Health Organization (WHO) issued a global pandemic warning, and the U.S. Centers for Disease Control and Prevention (CDC) issued a level 3 travel warning to avoid non-essential travel. Please consider Liaison Travel Plus plan for this benefit.

Liaison Travel Medical Insurance provides health protection when visiting USA or traveling outside America. Liaison Travel Medical Insurance plan is a great insurance option for visitors to the United States and international travelers. Liaison Travel Medical policy is ideal visitor medical insurance for tourists and parents visiting the United States. Liaison Travel Medical is renewable and and can be purchased for a total coverage duration of 364 days (1092 days for the Elite plan option).

• Quote and Buy Liaison Travel Medical Insurance online
• Review the Liaison Travel Medical Insurance Brochure
• Review the Liaison Travel Medical Insurance Certificate

Liaison Travel Insurance offers medical coverage and emergency health services to individuals and families traveling outside their home country. Liaison Travel Medical Insurance is an ideal visitor health insurance for parents visiting USA and tourists and travelers to the United States.

Liaison Travel Medical Insurance is an ideal visitor health Insurance for parents visiting USA and tourists to the United States. Liaison Travel Medical Insurance is administered by Seven Corners and is underwritten by Certain Underwriters at Lloyd’s, London and is rated A “Excellent” by A.M. Best.

Liaison Travel Medical Insurance provides protection to citizens of any nation when traveling away from home residency country, plan offers renewable coverage with up to $5,000,000 in medical benefits, and is available in three plan options:

• Liaison Travel Elite – Best comprehensive plan option, maximum up to $5 million, pays 100% within PPO in USA, renew up to 1092 days (3 years).
• Liaison Travel Choice – Enhanced option comprehensive plan, maximum up to $5 million, pays 90% within PPO in USA, renew up to 364 days (1 year).
• Liaison Travel Basic – Economical comprehensive plan selection, maximum up to $5 million, pays 80% within PPO in USA, renew up to 364 days (1 year).

Liaison Travel Medical Insurance Review

Visitors to usa & travelers abroad, visoa plan rating :.

Notes : Comprehensive policy for visitors to the USA or international travelers, available in Elite, Choice and Basic plan levels of coverage,  includes sudden relapse with acute-onset pre-existing condition benefits for ages below 70 years. Does NOT cover Covid-19. Renewable.

Eligibility : Any foreign national  individual and/or family visiting the USA, or non-US/US citizens traveling abroad outside home country. Minimum age 14 days. The plan is NOT available for expat US citizens visiting the U.S.

Coverage Duration : Minimum of 5 days to maximum of 1 year (364 days).

• Member maximum limits: $50K to $1 million (including USA) or $5 million (excluding USA)
• Choice of deductible: $0 to $5,o00 (one time and per person)
• AD&D benefit principal sum: $50K (Elite), $50K (Choice), $10K (Basic)
• Comman Carrier Accidental benefit: $100K (Elite), $50K (Choice), $20K (Basic)

Policy Description →

PPO Network : Within the USA, plan uses UnitedHealthCare Preferred Provider Organization (PPO), select a doctor or hospital for medical care within the network to save on coinsurance charges. Outside the U.S., consult any doctor or hospital for consultation/treatment.

PPO Network →

Renew or Extend : Renewable, prior to expiration date of policy, Elite option can be renewed for maximum duration of 3 years (1092 days), Choice/Basic options up to 1 year max. (364 days).

Renew Online →

Other Highlights

• Foreign nationals visiting the USA
• Anyone traveling outside home country
• Sickness/injury plan,  Covid-19 excluded
• 3 levels of coverage: Elite, Choice, Basic
• Acute-onset of pre-conditions included
• Quote & purchase online for single trip
• Hazardous Activity optional rider available

Liaison Travel Medical Insurance Policy Information

Liaison Travel Medical Insurance is suited for foreign nationals visiting USA or anyone traveling internationally to any other nation outside their home country, and for US citizens who are traveling abroad to any overseas destination.

Liaison Travel Insurance plan highlights:

• Liaison Travel Medical Insurance is for non-U.S. citizens visiting the USA or for anyone traveling outside home country.
• Comprehensive plan that provides up to US$5,000,000 medical coverage
• Plan that offers US$50,000 of comprehensive coverage for persons of age group 70 – 80 years
• COVID-19/SARS-CoV-2: NO coverage for testing/treatment after May 1, 2020.
• Senior citizens age 80+ can get US$15,000 of comprehensive maximum coverage benefit
• PPO network available within the USA. Outside the US, any hospital or doctor can be consulted.
• Coverage for age group of minimum of 14 days old onwards up to 80+ years
• Accidental Death and Dismemberment (AD&D) principal sum benefit included
• Medical Evacuation and Emergency Reunion benefits included
• Emergency Dental/Vision benefits included also

Plan Documents

Ppo network, quote & buy, policy admin, liaison travel medical insurance overview.

Liaison Travel Choice policy is designed for relatives/parents visiting USA or international travelers going abroad to any foreign destination country.

• Eligibility: Visitors to USA or international travelers visiting outside their home country.
• Policy Maximum: Plan offers maximum coverage from US$50,000 to US$5,000,000 for the life of the plan. For travelers over 70, the maximum coverage is $50,000 and for 80 years and older it is $15,000.
• Plan Deductible: Options of US$0, US$100, US$250, US$500, US$1000 or US$2500 deductible per certificate period.
• Duration: Minimum period of 5 days to maximum period of 364 days.
• Acute Onset of Pre-Existing Conditions: Provides up to $30,000 for pre-existing conditions for non-U.S. residents younger than 70 years visiting the U.S. (age 70 & over, limited to $5,000)
• Coverage Benefits: Covers Hospital Room and Board charges, Intensive Care unit charges, Local Ambulance, Physician visits, Surgeon Fees, Pre-admission tests and Hospital emergency room are covered, Diagnostics: X-Rays, Labs, Prescription Drugs included
• Plan Brochure: Review the Liaison Travel Medical Insurance Plan Brochure for policy details.
• Claims Form: Download the Liaison Travel Choice Insurance claim form using Seven Corners Insurance Claims link.
• Administrator: Plan is administered by Seven Corners Inc.
• Underwriter: Underwritten by Certain Underwriters at Lloyd’s, London or by Tramont Insurance Company Limited.

Liaison Travel Medical Insurance Plan Details

Liaison Travel Medical Insurance plan provides visitor health insurance for non-U.S. citizens visiting USA and travel medical insurance for foreign nationals or American citizens traveling abroad , review plan benefit information, policy options, coverage details and quote, buy and purchase policy instantly online.

Disclaimer: The information provided on this page is only a summary of Liaison Travel Medical Insurance, be sure to read plan brochure for complete details. The specified benefits is subject to change, always refer to the plan brochure and program summary or policy certificate for the latest information on the plan. All coverages and plan costs are shown in U.S. Dollar amounts and are per person and per period of coverage unless otherwise noted. To receive Evacuation and Return coverage benefits listed, all arrangements for services must be coordinated by Seven Corners Assist.

Liaison Travel Choice Insurance - Plan Brochure

Review the Liaison Travel Choice Insurance Brochure which is common for all the plan types: Economy, Choice or Elite.

Liaison Travel Choice Insurance - Plan Certificate

Read the plan exclusions and policy description of coverage details in the Liaison Travel Choice Insurance Certificate .

Liaison Travel Medical Insurance PPO Network

Liaison Travel Choice plan has an extensive USA based and international PPO network of doctors, hospitals, labs, and other caregivers.

• Provider Network: Search for doctors, hospitals and other provider in the Liaison Travel Travel Medical Insurance PPO network using Seven Corners Insurance PPO Network link.

Liaison Travel Medical Insurance - Quote/Buy Online or Apply

Quote/Buy Liaison Travel Choice policy instantly online or print/complete the paper application along with the payment.

• Quote/Buy Online: Get instant quote & Buy Liaison Travel Medical Insurance coverage online.
• Application Form: Complete, mail/fax the Liaison Travel Medical Insurance Paper Application along with the required premium payment.

Liaison Travel Medical Insurance - Renew/Extend Coverage

Liaison Travel Choice coverage duration can be extended or renewed to a maximum period of 364 days. A $5 renewal additional fee apples for each renewal application.

• Renew Policy: Extend the policy coverage dates using Seven Corners Insurance Renewal link.

Liaison Travel Medical Insurance Client Dashboard

Liaison Travel Medical plan client resources for existing policy holders to renew coverage dates, print ID cards, get the proof of coverage letter, submit claims, and more.

• Client Dashboard: Access the Liaison Travel Medical Plan on the IMG Client Resources dashboard for existing policyholders.
• Claim Form: Download and submit the Liaison Travel Medical Plan Claim Form along with your bills and other supporting documents on the IMG Client Resources dashboard for review and settlement.

Liaison Travel Medical Cancellation & Refund Rules

Below are the rules pertaining to cancellation of the policy and refund of premium.

• Prior to Effective Date: If written email request is received by the plan administrator prior to the effective date of coverage, the paid premium is refunded minus a $25 cancellation fee.
• Active Policy: After that effective date, the premium is considered fully earned by the plan administrator and is non-refundable. Even if you have no claims with the current active policy certificate, partial refunds are not available with this policy.

Liaison Travel Medical Insurance Questions & Answers

Below are some of the questions frequently asked with the Liaison Travel Medical insurance plan gathered over many years:

What are the common terms used in the Liaison Travel Medical plan?

Medical maximum, deductible, coinsurance are commonly referenced.

Medical Maximum is the maximum amount covered under the policy, the plan will pay up to that amount should you need to use the plan by see medical care with the doctor, urgent care, or hospital, etc. Deductible is the amount of medical expenses which the insured person has to meet and cross (accumulated amount) before the plan pays. Higher the deductible selected, lower is the premium cost for the same medical maximum coverage selected. Coinsurance is the percentage amount of covered expenses, after the deductible, which the insured person pays, and applies only for the first $5000 beyond the deductible. Usual, Reasonable & Customary (URC) is for amounts that is actually payed out in the even of a sickness or injury claim. This is based on the local costs for treatment of that same type of claim.

Did you know that the premium costs are mandated by law, and you cannot find a lower quoted cost for any given policy and the same plan options selected, whether you purchase directly or through any agent/agency.

International  Travel Medical Insurance

Need insurance while traveling, studying or living abroad around the world? The Atlas Travel Medical Insurance plan is designed for coverage outside of your home country.

The Atlas Travel Medical Insurance plan provides coverage for those who are traveling, studying, volunteering, or living abroad around the world, outside of their home country. It offers core travel insurance benefits, with coverage from as little as 5 days. The plan is designed for anyone, as long as they are outside their home country, but especially for:

• Students needing travel insurance coverage,
• Dependents who are not covered by their spouse’s or parent’s plan,
• International volunteers or those doing service work trips abroad,
• or anyone looking for an affordable travel medical insurance plan.

The benefits offered on the Atlas Travel Medical Insurance plan provide a range of high quality travel insurance benefits that are designed to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

Highlights of the plan include:

• Up to $2 Million in Coverage
• Hospitalization/ Doctors Visits
• Prescription Medication
• Evacuation/ Repatriation
• Skiing / Snowboarding Included
• Lost Luggage
• Trip Interruption
• Online Instant Application
• Plan Management Online
• and much more…

Buy Coverage Now

Need your documents now? If you need your insurance documents quickly, you can apply online for coverage and receive all your insurance documents online and to your email address in PDF format immediately. Simply download and print these documents for instant proof of coverage.

This plan is underwritten by Lloyd's .

Plan Overview Video

Find out if this plan is right for you in this short one minute video!

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Seven Corners Travel Insurance Review: Is It Worth It?

This article may contain references to some of our advertising partners. Should you click on these links, we may be compensated. For more about our advertising policies, read our  full disclosure statement  here.

Planning a trip? There’s nothing I love more than getting out and seeing the world!

In all the excitement, though, it’s easy to forget about the “not so fun” details…like travel insurance. I mean, who wants to do all that work collecting quotes and comparing plans?

Lucky for you, we do!

We started by rounding up the best travel insurance companies   for this year, then we began reviewing each one in detail. This week, we’re looking at Seven Corners and their suite of customizable travel insurance solutions.

Here we go!

Seven Corners at a Glance

• Offers customizable travel medical plans
• Comprehensive trip insurance plans include emergency medical coverage
• Single-trip and annual plans available
• Single-trip plans cover trips lasting 5 to 364 days, with some plans offering renewable coverage for up to three years
• Annual plan covers all trips lasting up to 45 days in a one-year period

Seven Corners Travel Insurance Products

Seven Corners provides a suite of travel insurance solutions, offering several options to help cover the needs of different travelers.

Travel Medical Insurance

Seven Corners offers three highly customizable travel medical plans that provide single-trip coverage outside your home country:

• Liaison Economy
• Liaison Choice
• Liaison Elite

Trip Insurance

Seven Corners’ Trip Insurance plans protect the investment you make when you book a trip – think of the non-refundable deposits and what would happen if you had to cancel last minute! These plans include a set amount of medical coverage but are less customizable. The three single-trip plans offered are:

• RoundTrip Economy
• RoundTrip Choice
• RoundTrip Elite

Annual Coverage

Frequent travelers will be pleased to learn that Seven Corners offers an annual plan that covers all trips taken in a one-year period. The plan is called Wander Frequent Traveler and includes two options: Plan A or Plan B. Plan A covers all trips lasting up to 30 days, while Plan B covers trips up to 45 days.

These are the plans we’ll focus on in today’s review, but Seven Corners really does have a travel insurance solution for every need. They also offer student plans and immigrant/visitor plans. If that sounds like something that might work for you, be sure to check out their website for more details.

Seven Corners Travel Insurance: What’s Included?

When choosing a travel insurance plan, it’s important to carefully consider what’s included and how much coverage is provided. The Seven Corners travel medical plans are customizable – that means you can choose the amount of medical coverage you want and the deductible you’re comfortable paying. You can also elect to pay for hazardous sports coverage if you need it. Here are the options for each plan:

Seven Corners Travel Medical Plan Options

*Current as of December, 2018

That’s a ton of choices, am I right? Once you decide what level of medical coverage you need and what deductible works for you, these are the inclusions you’ll be looking at:

Seven Corners Travel Medical: What’s Included

This table doesn’t get into all the nitty-gritty, so make sure you consult the plan certificate so you’re clear on all the details before you buy.

Note that some medical treatments must be pre-certified before Seven Corners will cover them. Basically, you’ve gotta run it by them before they’ll pay. Within the U.S., uncertified treatments that end up being covered will incur a 25% penalty (unless it’s an emergency).

>> Get a Free Travel Medical Insurance Quote from Seven Corners <<

Seven Corners offers three trip protection plans. Unlike the travel medical plans, the focus of these plans is protecting the investment you make when you plan a trip. Trip insurance protects you from financial loss in the event you have to cancel your trip last minute or have to return home suddenly after you begin your trip.

The focal point of these plans is trip cancellation and trip interruption protection, but they also offer non-customizable medical coverage. Here’s what each plan includes:

Seven Corners Trip Protection: What’s Included

Some of these plans include upgrades including:

• Flight accident
• Rental car collision damage waiver
• Cancel for any reason
• Cancel for work reasons
• Lost ski days and equipment rental
• Lost golf rounds and equipment rental

>> Get a Free Trip Insurance Quote from Seven Corners <<

Wander Frequent Traveler

Wander Frequent Traveler is Seven Corners’ annual travel insurance solution for people who travel several times a year. Since it’s an annual plan, it covers any trip you take for a full year. You can choose coverage for trips up to 30 days (Plan A) or up to 45 days (Plan B).

The medical maximum for the Wander Frequent Traveler plan is a whopping $1,000,000 for travelers under 65. That’s per period of coverage, which means 365 days. Seniors aged 65-75 traveling inside the United States get $50,000, and those aged 70-75 traveling outside the U.S. have a $100,000 medical maximum. Travelers over 75 do not qualify for Seven Corners’ annual plan.

Unlike the single-trip travel medical plans, the Wander Frequent Traveler doesn’t come with a choice in deductible: it’s $250 for everyone.

In terms of coinsurance, for travel within the U.S. and Canada, Seven Corners pays 90% of the first $5,000 after your deductible, and then 100% up to the medical maximum. (Remember, if you’re under 65, the medical maximum is a million!). For travel outside the U.S. and Canada, they pay 100% to the medical maximum after your deductible.

Here’s what’s included with the Wander Frequent Traveler plan :

A Note About Pre-Existing Medical Conditions for Wander Frequent Traveler

For the purposes of this plan, a condition is pre-existing if you had symptoms or sought treatment within the last 12 months – if you’re traveling outside the U.S. and Canada. If you’re traveling within the U.S. and Canada, the look-back period is 36 months.

So, if you’re a U.S. citizen traveling outside the U.S. or Canada, you qualify for the waiver of pre-existing conditions if you have an unexpected reoccurrence. Expected treatments are not covered.

>> Get a Free Annual Travel Insurance Quote from Seven Corners <<

Seven Corners Travel Insurance: How Much?

Seven Corners travel insurance plans are all priced differently and depend on factors like your age, destination, and country/state of residence. The good news is you can get an online quote in seconds!

Let’s look at some pricing examples based on a hypothetical family of four from California, ages 40, 38, 12, and 10. Let’s say they’re taking a family vacation to Costa Rica (sounds incredible, right?)

Travel Medical Plans

For a three-week trip, the family of four would pay the following prices for the Liaison Travel plans :

• Liaison Travel Economy: $78.92
• Liaison Travel Choice: $86.48
• Liaison Travel Elite: $148.22

These quotes are based on a $250 deductible and a $50,000 medical maximum without hazardous activities insurance. Obviously, higher levels of coverage cost more.

For the same three-week trip to Costa Rica, the family of four would pay the following prices for Seven Corners’ trip insurance plans :

• RoundTrip Economy: $250
• RoundTrip Choice: $334
• RoundTrip Elite: $418

These quotes are based on a trip cost of $2,500 for each parent and $2,000 for each child. They don’t include any upgrades.

As you can see, the trip insurance plans are more expensive than the travel medical plans – this is because trip cancellation is an expensive benefit.

Pricing for the Wander Frequent Traveler plan is pretty straightforward. There are two options: Plan A and Plan B. Plan A covers all trips lasting up to 30 days in a one-year period, and Plan B covers all trips lasting up to 45 days in a one-year period.

Here’s the pricing for Plan A:

So, a family of four traveling outside the U.S. would pay $295 for a year’s coverage – that’s pretty good!

Let’s take a look at Plan B:

If the same family of four wanted coverage for trips up to 45 days in duration, they’d pay $355. Again, that’s not a bad price for a full year – providing they take a few trips during that period.

Seven Corners Travel Insurance: What Isn’t Covered?

1. pre-existing medical conditions that don’t qualify for the waiver.

Travel insurance plans don’t usually cover pre-existing medical conditions, but some waive that exclusion under certain circumstances.

The Seven Corners plans waive the exclusion of pre-existing medical conditions for U.S. residents traveling outside the U.S. when the necessary treatment is for a sudden flare-up – not an issue that could be reasonably expected. They won’t cover treatment for an expected issue related to a condition that was pre-existing in the 12 months before the coverage period. That’s called the look-back period, and 12 months is on the long side. For travel within the U.S., the look-back is even longer at 36 months.

To qualify for the waiver with the trip insurance plans, you need to purchase your policy within 20 days of making your initial trip deposit and insure all non-refundable prepaid costs. The same applies to any travel arrangements you make for the trip later on.

2. Claims Not Received Within 90 Days

If you need to file a claim, make sure you get it in as soon as possible. You have up to 90 days to file. Otherwise, you won’t be covered.

3. Hazardous Activities Not Covered by Optional Insurance

Optional hazardous activities insurance has you covered for certain adventurous undertakings, but not all of them. For example, you’re covered for bungee jumping and jet skiing but not mountaineering. And if you don’t buy the extra coverage, there’s a whole slew of activities that won’t be covered. Make sure you read the fine print and make your plans accordingly.

4. Losses that Occur After You Fail to Depart Following Government Warnings

If you’re traveling abroad and your home country issues a warning against travel to your destination and urges travelers to return home, you won’t be covered if you don’t comply.

These are just a few exclusions you should be aware of. See the full list here .

Seven Corners Travel Insurance: Who Can Be Covered?

Seven Corners travel medical and trip insurance plans cover travelers over 14 days of age – even seniors in the 80+ club. The Wander Frequent Traveler plans covers travelers up to age 75.

Of course, available coverage and price vary with age, so be sure to get a quote online and weigh your options.

Seven Corners Travel Insurance: Pros and Cons

Who should buy seven corners travel insurance.

Frequent Travelers – If you take a few trips a year, Seven Corners Wander Frequent Traveler plan can cover you for a whole year and save you some money.

Travelers Who Want to Customize Their Plans – Seven Corners’ travel medical plans let you choose the level of medical coverage you need and the deductible you’re comfortable with.

Travelers Who Need Trip Cancellation + Medical Coverage – If you want to protect the investment you make when booking your trip, you need trip cancellation insurance. The only Seven Corners products that include cancellation are the RoundTrip plans. Luckily, they include emergency medical coverage, too. RoundTrip Economy’s medical coverage is pretty skimpy at $10,000, but if you spring for RoundTrip Choice, you get $100,000.

Long-term Travelers – The single-trip medical plans cover trips lasting up to 364 days in duration, but if you need even longer, the Liaison Elite is renewable for up to three years.

Who Should Skip Seven Corners Travel Insurance?

Frequent Travelers Over Age 75 – The Seven Corners travel medical and trip insurance plans cover seniors of any age, but the Wander Frequent Traveler plan isn’t available past age 75.

Hardcore Thrill-Seekers – Sure, Seven Corners offers hazardous activities coverage as an optional add-on, but it’s hardly the most inclusive list. World Nomads holds that title, and if you’re planning a lot of adventurous pursuits, you might be better off checking them out.

How to Buy Seven Corners Travel Insurance

If you’re interested in a Seven Corners travel insurance plan, your first stop is going to be their website for a quick quote. If you like what you see, just click the buy button – it’s as easy as that!

How to Make a Claim

I hope you never have to make a claim, but if you do, it’s pretty easy. Visit the claims section of the Seven Corners website and find your plan name. The forms you need to complete are right there – just click to download them. Fill out your form(s), attach the required documents, and submit them however is easiest for you. You can click the “upload button” on the website (my favorite), email them, fax them, or mail them in.

Seven Corners Review: Should You Buy It?

Is Seven Corners travel insurance worth it? That depends on what you are looking for.

If customizable medical coverage is your main concern, the travel medical plans are a great and affordable buy. They don’t include trip cancellation, though, so you should opt for refundable airfare and hotel deposits if you go that route. You usually pay more for that flexibility, so it comes down to crunching the numbers.

The Seven Corners trip insurance plans are more expensive, but they include trip cancellation and medical coverage. While I wouldn’t bother with RoundTrip Economy ($10,000 in medical is just too low), making the jump to RoundTrip Choice provides a pretty comprehensive plan.

Finally, if you’re a frequent traveler, the Wander Frequent Traveler plan will be right up your alley. You get coverage for a full year and can choose between trip lengths of up to 30 days or up to 45 days in duration. This should cover most the needs of most people. Again, there’s no trip cancellation, so pay attention to your airline and hotel refund policies. This can also be covered if you pay using a credit card with decent interruption/cancellation coverage. Either way, make sure you’re covered.

I hope this Seven Corners travel insurance review was helpful. Thanks for reading and happy travels!

Protect Your Travel Dollars with Seven Corners – Whether you need international medical insurance, trip insurance, or an annual travel insurance plan, Seven Corners can help. Get a free quote here!

Seven Corners Travel Insurance Review

• Amount of Coverage
• Medical Coverage
• Travel Coverage and Protections
• Affordability
• Covered Activities & Sports
• Availability

The travel medical plans are a great and affordable buy for medical coverage. They don’t include trip cancellation, though. You usually pay more for that flexibility, so it comes down to crunching the numbers.

The Seven Corners trip insurance plans are more expensive, but they include trip cancellation and medical coverage. While I wouldn’t bother with RoundTrip Economy, making the jump to RoundTrip Choice provides a pretty comprehensive plan.

If you’re a frequent traveler, the Wander Frequent Traveler plan has coverage for a full year and you can choose between trip lengths of up to 30 days or up to 45 days in duration. Again, there’s no trip cancellation, so pay attention to your airline and hotel refund policies.

Sandra Parsons is a professional freelance writer and personal finance expert who writes about all things money. Her work has been featured on sites like MoneyTips, Credit Knocks, Women Who Money, and CreditCards.org. She also adores travel (preferably paid for with credit card rewards) and routinely reviews sightseeing passes and travel insurance solutions. Prior to focusing on her writing career, Sandra spent five years working in banking. She also holds master’s degrees in employment relations and psychology. Learn more about Sandra here.

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• ALL MOSCOW TOURS
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Healthcare in Moscow – Personal and Family Medicine

Emergency : 112 or 103

Obstetric & gynecologic : +7 495 620-41-70

About medical services in Moscow

Moscow polyclinic

Emergency medical care is provided free to all foreign nationals in case of life-threatening conditions that require immediate medical treatment. You will be given first aid and emergency surgery when necessary in all public health care facilities. Any further treatment will be free only to people with a Compulsory Medical Insurance, or you will need to pay for medical services. Public health care is provided in federal and local care facilities. These include 1. Urban polyclinics with specialists in different areas that offer general medical care. 2. Ambulatory and hospitals that provide a full range of services, including emergency care. 3. Emergency stations opened 24 hours a day, can be visited in a case of a non-life-threatening injury. It is often hard to find English-speaking staff in state facilities, except the largest city hospitals, so you will need a Russian-speaking interpreter to accompany your visit to a free doctor or hospital. If medical assistance is required, the insurance company should be contacted before visiting a medical facility for treatment, except emergency cases. Make sure that you have enough money to pay any necessary fees that may be charged.

Insurance in Russia

Travelers need to arrange private travel insurance before the journey. You would need the insurance when applying for the Russian visa. If you arrange the insurance outside Russia, it is important to make sure the insurer is licensed in Russia. Only licensed companies may be accepted under Russian law. Holders of a temporary residence permit or permanent residence permit (valid for three and five years respectively) should apply for «Compulsory Medical Policy». It covers state healthcare only. An employer usually deals with this. The issued health card is shown whenever medical attention is required. Compulsory Medical Policyholders can get basic health care, such as emergencies, consultations with doctors, necessary scans and tests free. For more complex healthcare every person (both Russian and foreign nationals) must pay extra, or take out additional medical insurance. Clearly, you will have to be prepared to wait in a queue to see a specialist in a public health care facility (Compulsory Medical Policyholders can set an appointment using EMIAS site or ATM). In case you are a UK citizen, free, limited medical treatment in state hospitals will be provided as a part of a reciprocal agreement between Russia and UK.

Some of the major Russian insurance companies are:

Ingosstrakh , Allianz , Reso , Sogaz , AlfaStrakhovanie . We recommend to avoid  Rosgosstrakh company due to high volume of denials.

Moscow pharmacies

A.v.e pharmacy in Moscow

Pharmacies can be found in many places around the city, many of them work 24 hours a day. Pharmaceutical kiosks operate in almost every big supermarket. However, only few have English-speaking staff, so it is advised that you know the generic (chemical) name of the medicines you think you are going to need. Many medications can be purchased here over the counter that would only be available by prescription in your home country.

Dental care in Moscow

Dentamix clinic in Moscow

Dental care is usually paid separately by both Russian and expatriate patients, and fees are often quite high. Dentists are well trained and educated. In most places, dental care is available 24 hours a day.

Moscow clinics

«OAO Medicina» clinic

It is standard practice for expats to visit private clinics and hospitals for check-ups, routine health care, and dental care, and only use public services in case of an emergency. Insurance companies can usually provide details of clinics and hospitals in the area speak English (or the language required) and would be the best to use. Investigate whether there are any emergency services or numbers, or any requirements to register with them. Providing copies of medical records is also advised.

Moscow hosts some Western medical clinics that can look after all of your family’s health needs. While most Russian state hospitals are not up to Western standards, Russian doctors are very good.

Some of the main Moscow private medical clinics are:

American Medical Center, European Medical Center , Intermed Center American Clinic ,  Medsi , Atlas Medical Center , OAO Medicina .

Several Russian hospitals in Moscow have special arrangements with GlavUPDK (foreign diplomatic corps administration in Moscow) and accept foreigners for checkups and treatments at more moderate prices that the Western medical clinics.

Medical emergency in Moscow

Moscow ambulance vehicle

In a case of a medical emergency, dial 112 and ask for the ambulance service (skoraya pomoshch). Staff on these lines most certainly will speak English, still it is always better to ask a Russian speaker to explain the problem and the exact location.

Ambulances come with a doctor and, depending on the case, immediate first aid treatment may be provided. If necessary, the patient is taken to the nearest emergency room or hospital, or to a private hospital if the holder’s insurance policy requires it.

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Hospitals in Russia for Foreigners and Visitors

Hospitals in Russia for Visitors and Expats

Considering making a move to Russia? Whether you’re interested in a long stay or one of short duration, it’s important to consider access to healthcare. Most often that means being able to access the  hospitals in Russia . Here’s a guide for what you need to know as an expat to navigate Russia’s hospital system.

Read:  Health Insurance in Russia for Expats

List of Hospitals in Russia for Expatriates and Travelers

Best hospitals in moscow.

• Adventist Health Center (Adventistsky Tsentr Zdorov’ya) Prospect 60 Letiya Oktyabrya 21-A Moscow 117036 Russia Tel : + 7 95 126 7906 Fax: + 7 95 126 8767
• American Hospital of Moscow 26/6 pr. Mira (1, Grokholsky Pereulok) Moscow 129090 Russia Tel: + 7 95 933 7700 Fax: + 7 95 933 7701
• European Dental Center Moscow, Bolshaya Ochakovskaya street, 5 Tel: +7 (499) 283-99-60
• European Medical Center Spiridonevsky Per. 5 Moscow 103104 Russia Tel: + 7 95 933 6655 Fax: + 7 95 933 6650
• Medincentre 4-th Dobrininsky Lane House 4 Moscow 117049 Russia Tel: + 7 95 236 3116/237 3964 Fax: + 7 95 237 8475
• ZAO International Medical Clinic Polyclinic No. 1 10th Floor 31 Grokholsky Pereulok Moscow 129010 Russia Tel: + 7 95 937 5760 Fax: + 7 95 280 8677

Hospitals in St. Petersburg

• American Medical Clinic 78 Moika Embankment St. Petersburg 190000 Russia Tel: + 7 812 140 2090 Fax: + 7 812 310 4664
• Andros Clinic 36A Lenin Street, 1st floor St. Petersburg 197136 Russia Tel: + 7 812 235 1487 Fax: + 7 812 235 6988
• Euromed Clinic Suvorovskiy prospekt 60 St. Petersburg 193124 Russia Tel: + 7 812 327 0301 Fax: + 7 812 274 9320
• Hospital #122 4 Prospekt Kultury St. Petersburg 194291 Russia Tel: + 7 812 558 0508 Fax: + 7 812 559 8993
• Nevamed 14 Ismailovsky Prospekt St. Petersburg 198058 Russia Tel: + 7 812 110 1882 Fax: + 7 812 110 1092
• The International Clinic Griffin House 19/21 Dostoevskogo Street St. Petersburg 121014 Russia Tel: + 7 812 320 3870 Fax: + 7 812 320 3871

Hospitals in Other Parts of Russia

• Canadian Medical Centre Suite 402 Venetzia Hotel Nizhnevartovsk 626440 Tyumen Region Russia Tel: + 7 3466 65 39 86
• International SOS Clinic Yuuzhno Militseyskaya Ulitsa, 7/1 Yuzhno-Sakhalinsk, Sakhalin Oblast 693001Sakhalin Russia Tel: + 7 8 4242 727 550 Fax: + 7 8 4242 473 650

The Russian Healthcare System: A Quick Overview

Russia offers treatment options at different levels of government and region. Here’s a breakdown of how you can access medical treatment in Russia:

• At the municipal level are Health Posts that offer basic out-patient care for non-emergency situations, for example, vaccinations and routine check-ups.
• Also generally at the municipal level are Health Centers that are specialized for maternity care and also offer routine surgery.
• At the regional level are Urban Polyclinics which offer a wider array of services including follow-up care for complex conditions. Some of the larger polyclinics will have in-house specialists, for example, oncologists and cardiologists.
• Almost exclusively in large cities are Specialized Medical Hospitals which offer the full range of medical services and are also open 24 hours.

This last point about the 24-hour opening is quite important, as many healthcare facilities in Russia operate during normal business hours or are closed at night. Needing immediate medical care ‘off-hours’ can prove challenging or expensive. Many private facilities also observe closing hours or charge high premiums for after-hour care.

Read:  Understanding Russia’s Healthcare System

Is Healthcare in Russia Free?

Like so many countries, Russia’s healthcare system is based around insurance. And like many European countries, Russia offers its citizens what is meant to be universal healthcare. But in order to gain access to free public healthcare, Russian residents are required to pay in through their employment. The Russian Federation has guaranteed all of its citizens’ free healthcare since ratifying its Constitution in 1996. But in actuality, many people in the population are not covered. In some rural areas, the majority of people have no coverage or access to quality healthcare.

Russia’s Hospital System

How is russia’s public hospital and healthcare system.

Just as there are areas of the country where the population does not have access to quality healthcare, so is it within the public sector. And overall Western visitors are likely to find the Russian healthcare system, especially the public one, not up to standards. Challenges faced within the public hospital system, particularly for foreigners, include food shortages, a lack of English speakers, extremely long wait times, underfunding, basic equipment and facilities, or even a lack of equipment altogether. So if the question is, ‘Are hospitals in Russia good?’ for the average Western expat, if they are discussing the public hospital system, the answer is most likely going to be no.

Russia’s Private Hospitals

The popular choice for expats and visitors to Russia are private hospitals. These often offer English-speaking doctors and staff. The medical treatment available at some of Russia’s private hospitals is very much up to international standards. These hospitals can often be quite expensive. Treatment in Russia’s private hospitals can be costly by the standards of Western medicine. That is why it is so important to have the right insurance that will offer you coverage. Another important point about the private hospital system is that clinics and hospitals are the only options within the private system. There are not private surgeries or practices that offer complex procedures. Rather, doctors, even though is a private system, must operate within an accredited hospital or clinic.

Before traveling to Russia, it is vital to have quality health insurance.

Best Health Insurance Plan for Expats in Russia

Cigna Global Insurance Plan

• The flexibility to tailor a plan to suit your individual needs
• Access to Cigna Global’s trusted network of hospitals and doctors
• The convenience and confidence of 24/7/365 customer service

Best Health Insurance Plan for US Citizens Living in Russia

Xplorer Worldwide Medical Plan

• Premium Benefits, Coverage and Service
• Define your deductible and prescription benefits
• For Foreigners in the US or US citizens abroad

Read:  Expat Health Insurance

What You Need to Know About Accessing Russia’s Hospital System as an Expat

Once again, access is based on whether this is the public or private system. Those using the public hospital system will either have to show proof of coverage through employment or pay upfront. For those with state-sponsored insurance, there will be no costs. However, it is necessary to show proof of insurance from the start to avoid admitting fees. Public hospitals will treat emergency situations but then bill afterward, as well as for any follow-up treatment, both in-patient or outpatient. For this and all non-emergency services, payment is always expected upfront.

Those accessing the private hospital system should expect to pay upfront. Even with private insurance, many private facilities expect to be paid upfront. In order to avoid this, it is vital to choose both private insurance as well as a hospital that already has an arrangement with the insurance company to bill directly.

How Many Hospitals Are in Russia?

Russia is a country with many hospitals. In just Moscow, there are well over 100 hundred hospitals. As of 2018, there were 5.3 thousand hospitals in Russia. The numbers from 2010 until 2018 show a marked decrease during that timeframe. There was a total net loss of 1,000 hospitals in less than a decade.

Find more International Hospitals and healthcare options in popular Expat countries:  Hospitals in Portugal ,  Hospitals in Malaysia ,  Hospitals in Turkey ,  Hospitals in Germany ,  Hospitals in Brazil ,  Hospitals in Kenya ,  Hospitals in Cuba ,  Hospitals in China ,  Hospitals in Italy ,  Hospitals in Spain ,  Hospitals in New Zealand .

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