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Scotiabank Gold American Express Card Review: Travel Insurance

The new Scotiabank Gold American Express card  offers more travel insurance benefits than the  Scotiabank American Express  card, at a more affordable yearly fee than the Scotiabank American Express Platinum card.

“Offers one of Canada’s richest reward rates of 4% on gas, grocery, dining and entertainment, 1% back on everywhere else” – Moneysense, Best Travel Credit Cards of 2017.

Click here to find out more and apply.

• 20,000 bonus Scotia Rewards points with the first $1,000 in everyday purchases in the first 3 months
• Annual fee of $120
• $1 million medical travel insurance benefits
• Multi-trip coverage for all travelers, including those over the age of 65
• Clearly written, easy to understand policy
• 5 x Sc otia Rewards points for every $1 you spend on eligible grocery stores & restaurants, 3 x Scotia Rewards points for every $1 you spend on eligible gas and daily transit, and 1 reward point on everything else

Disadvantages

• Annual fee of $120 may be a bit high for those seeking basic travel insurance benefits. The zero fee Scotiabank American Express card may be a better fit for those who don’t mind fewer Scotia Rewards points, and who don’t need trip cancellation insurance.

What Travel Insurance Is Included?

• $1 million Travel Emergency Medical Insurance
• For those under 65 years of age, Travel Emergency Medical Insurance for the first 25 days of each trip. You can call the Insurer  to buy additional insurance if your trip is longer than 25 days.
• For those over 65 years of age and older, Travel Emergency Medical Insurance for the first 10 days of each trip. You can call the Insurer  to buy additional insurance if your trip is longer than 10 days.
• Trip Interruption $2,500 per person ($10,000 maximum per trip for all Insured Persons)
• Trip cancellation $2,500 per person ($10,000 maximum per trip for all Insured Persons)
• Flight Delay $500 per trip
• Lost and Delayed Luggage ($1,000 per trip)
• Common Carrier Travel Accident Insurance of up to $500,000

You should know

• You must charge a specific portion of your trip to be eligible for Common Carrier Travel Accident Insurance and Trip Interruption Insurance
• You must be a resident of Canada and covered by a Canadian Government Health Insurance Plan
• Under all insurance coverages, certain limitation, restrictions and exclusions apply, including a pre-existing condition exclusion for certain benefits. Please refer to the insurance certificates for full details of all coverages underwritten by independent licensed insurers. The Bank of Nova Scotia is not an insurer. All claims for insurance indemnities must be forwarded to the insurers.

Other Perks and Details

• Rental Car Collision/Loss Damage Insurance
• Hotel/Motel Burglary Insurance
• Earn 4 Scotia Rewards points for every $1 you spend at gas stations, grocery stores, on dining and entertainment, and one point for every dollar you spend on all other eligible purchases
• Extended Warranty insurance
• Price Protection

How Can I Get A Scotiabank Gold American Express Card?

You can find out more about the Scotiabank Gold American Express card  on Scotiabank’s website.

The information and content of this site is intended for general informational and entertainment purposes only. It is not intended as insurance, legal, financial, tax or any other professional advice or services. Insurance policy wordings are subject to change at any time, without prior notice. We are not responsible for errors or consequences from your use of this information. Read policy details to ensure that a policy is right for you.

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Scotiabank Gold American Express Review 2024: Is It Worth It?

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own.

NerdWallet Rating

NerdWallet CA

Great for travellers who collect Scene+ points.

If you’re looking for an Amex that earns extra Scene+ points and you’ve always wanted a Priority Pass membership, this card may be worth considering. Learn more about our star rating methodology.

The Scotiabank Gold American Express is one of four Amex cards offered by Scotiabank. Cardholders earn Scene+ points on select grocery, restaurant, entertainment, transit and streaming purchases. However, points can’t be spent outside of the Scene+ platform.

Scotiabank Gold American Express® Card

• Annual Fee $120
• Interest Rates 20.99% / 22.99% 20.99% on purchases. 22.99% on cash advances.
• Rewards Rate 1x-6x Points Earn 6X Scene+ points for each $1 CAD charged to your account on all eligible purchases¹ at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op. Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions. Earn 5X Scene+ points for every $1 CAD spent on eligible entertainment purchases. Includes movies, theatre, and ticket agencies. Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more. Earn 1X Scene+ point for every $1 spent on every other purchase.
• Intro Offer Up to 40,000 Points To qualify for the 40,000 bonus Scene+ points offer: 1. Earn 20,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months. 2. Plus, for a limited time, you are eligible to earn a 20,000 Scene+ point bonus when you spend at least $7,500 in everyday eligible purchases in your first year. Offer ends July 1, 2024.
• Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points. Offer ends July 1, 2024.
• You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.
• Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions.
• Earn 5X Scene+ points for every $1 CAD spent on eligible entertainment purchases. Includes movies, theatre, and ticket agencies.
• Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more.
• Earn 1X Scene+ point for every $1 spent on every other purchase.
• You’ll earn 6X Scene+ points for each $1 CAD charged to your account on all eligible purchases¹ at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
• Discounted Priority Pass™ membership, which grants you access to over 1200 VIP lounges around the world.
• Score deals on shopping, dining, travel and more with Amex Offers®, and experience special events and discounts with American Express Invites®.
• Access to Amex Front Of The Line® presale and reserved tickets.
• To be eligible, $12,000 (individual) annual income is required. Also, you must have a Canadian credit file and be a Canadian resident of the age of majority in the province or territory where you live.
• Terms and Conditions Apply. Click ‘Apply Now’ for complete details.
• Full review
• Customer ratings
• Eligibility
• How to apply
• Amex Gold vs Cobalt
• Rating methodology

Scotiabank Gold American Express full review

The Scotiabank Gold American Express is one of three Amex cards offered by the bank. You can earn Scene+ points on select grocery, restaurant, entertainment, transit and streaming purchases. However, you can’t earn cash back, and points can’t be spent outside of the Scene+ platform. 

Benefits of the Scotiabank Gold Amex

• 24/7 concierge customer service. 
• Discounted membership to Priority Pass, which grants access to more than 1,200 airport lounges worldwide. 
• Extensive travel insurance perks, including hotel burglary, flight cancellation and lost luggage coverage.  
• No foreign transaction fees , which means you just pay the exchange rate.

Drawbacks of the Scotiabank Gold Amex

• No cash-back rewards. 
• Points can’t be used or transferred outside of the Scene+ platform. 

Who should get the Scotiabank Gold American Express card?

The Scotiabank Gold American Express card is a great choice if you:

• Collect Scene+ points. Scene+ points can be used to purchase a range of products and services, such as movie tickets, flights, groceries and more.
• Don’t plan to carry a balance month-to-month. While not unusually high, the card’s 20.99% purchase APR is among the highest of Scotiabank’s credit cards. Therefore, this card may be a better fit if you’re confident you will pay off the balance in full each month. 

Is the Scotiabank Gold American Express worth it?

Whether the Scotiabank Gold Amex makes sense for your wallet depends on how you want to earn rewards. If you’re looking for a card that offers Scene+ points, has Amex perks and a low income requirement, this card may be worth it. However, if you want a card that offers cash back rewards or low interest rates, you’ll need to look elsewhere. 

Scotia Bank customer ratings

• Below average in customer satisfaction: Scotiabank ranks 7th out of 13 issuers in J.D. Power’s 2023 Canada Credit Card Satisfaction Study.
• Poor Trustpilot rating: 1.2 out of 5 possible stars based on more than 860 customer reviews, as of this writing.
• Low Better Business Bureau rating: 1.17 out of 5 possible stars based on more than 100 customer reviews, as of this writing. Scotiabank is not accredited by the BBB itself.

Scotiabank Gold American Express eligibility

Who qualifies for the scotiabank gold american express card.

To qualify for the Scotiabank Gold Amex, you must:

• Be a Canadian resident.
• Be at least the age of majority.
• Have no history of bankruptcy in the last seven years. 
• Have a minimum annual gross income of $12,000.

Approximate credit score needed for approval

Canadian credit card issuers rarely disclose required credit scores , which makes it hard to know your chances of approval when comparing credit cards. What we do know is that higher scores have better chances of approval — that’s true no matter what type of credit you’re applying for. Want to learn more? Visit our “ What Credit Score Is Needed for a Credit Card? ” page.

Scotiabank Gold American Express rewards

Earn up to 40,000 bonus Scene+ points. Spend at least $1,000 in eligible purchases within the first three months of card ownership and receive 20,000 points. Earn an additional 20,000 points if you spend at least $7,500 in the first year (offer available for limited time and only to new cardholders).

You can earn Scene+ points on the following purchases.

• 6x points on purchases at Sobeys, Safeway, Foodland and participating co-ops, FreshCo, Chalo! FreshCo, Thrifty Foods, Participating IGAs, Rachelle Béry, Les Marchés Tradition, Voilà by Sobeys, Voilà by Safeway and Voilà par IGA.
• 5x points on eligible restaurants, food delivery and groceries.
• 5x points on eligible ticket purchases to movies and theatres.
• 3x points on gas and daily transit, including rideshare.
• 3x points on select streaming services.
• 1x points on everything else.

The value of Scotiabank Scene+ points may vary based on the redemption method you choose, but according to NerdWallet analysis, you can expect to get around 1 cent per point on travel, movies, dining, entertainment, banking, and retail, pharmacy and grocery shopping.

In the first year, you could potentially earn $680 in travel rewards, according to the Scotiabank website. The welcome bonus of 40,000 Scene+ points is equal to $400 in travel rewards. Plus, a year of everyday purchases can generate an average $247 in travel rewards, as well as $33 in foreign transaction fee savings, on average.

How to apply for the Scotiabank Gold Amex

You can apply for the Scotiabank Gold Amex via the company’s website. Follow the below steps to apply.

• Log in or sign up for a new account. 
• Enter any personal details like name and email address. 
• Create username and password, if you do not already have an account. .
• Verify your identity.
• Enter any employment or financial information requested. 
• Review the card’s terms and conditions before you submit your application.

Scotiabank Gold Amex vs Amex Cobalt

If you’re not committed to Scotiabank’s Scene+ program, and you’re simply looking for an Amex that earns rewards, you might consider the American Express Cobalt. The card has a similar annual fee to the Scotiabank Gold Amex but earns Amex Membership Rewards points instead.

Reasons you might want a different card

You may want to consider a different card if you:

• Want to earn cash back or non-Scene+ points. 
• Want a card with customizable spending categories. 

» MORE: Best American Express credit cards

Scotiabank Gold American Express facts

Rating methodology.

NerdWallet Canada rates credit cards according to overall consumer value and their suitability for specific kinds of consumers. Factors in  our evaluation methodology  include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as airline or hotel perks or the ability to transfer points.

Frequently asked questions about Scotiabank Gold American Express

You must have a minimum gross income of $12,000 to apply for the Scotiabank Gold American Express card.

Yes, for a discount. The Scotiabank Gold American Express card offers a discount on Priority Pass membership, which grants access to over 1,200 airport lounges worldwide.

About the Author

Georgia Rose is a lead writer on the international team at NerdWallet. Her work has been featured in The Washington Post, The New York Times, The Independent and The Associated…

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Credit Card Travel Insurance Vs. Separate Travel Insurance

Updated: Aug 23, 2023, 4:07pm

Fact Checked

Table of Contents

What travel policies have in common, credit card travel insurance, separately purchased travel insurance policies.

You’ve probably heard about the importance of travel insurance . If you get sick or injured while travelling outside of Canada, your provincial or territorial health insurance has limited coverage. Or if you’re halfway through your dream vacation and a family member back home is hospitalized, without travel insurance the costs to get to their bedside are yours alone. But where’s the best place to buy travel insurance?

Airlines and online booking platforms offer coverage as an add-on when you reserve your trip and it’s available through banks, travel agencies and insurance companies. Many credit cards also offer various forms of travel insurance as part of the benefits you pay for in your annual fee.

Featured Partner Offer

World Nomads Travel Insurance Review

On World Nomad’s Website

Emergency medical

$5 million, $10 million

Cancel For Any Reason (CFAR)

Baggage insurance (Maximum)

$1,000, $3,000

Each option protects you in different scenarios. With so much variation in coverage and price, it’s hard to compare. Fortunately, we did the heavy lifting for you, examining the included benefits offered by a few popular credit cards against separately purchased policies.

Before we look at the differences, let’s look at what the policies have in common.

First, travel insurance is meant to protect against sudden, unforeseen, or unexpected situations. This means that any personal pre-existing medical conditions aren’t covered unless your coverage includes a waiver or offers a pre-existing condition exclusion. Also, travelling for elective surgery or medical treatments of any kind is also not covered.

Secondly, all policies have time limits for when you can initiate a claim (plan on filing within 30 days of the incident, although in some cases you may have longer). You’ll then have additional time to compile and submit supporting documentation. Expect to share an elaborate paper trail detailing what happened and any related expenses you incurred. Receipts are non-negotiable.

Lastly, coverage is null and void anytime it’s a result of illegal activity. You may also be denied if the cause of the incident included alcohol or drugs. It’s important to read each insurer’s list of exclusions to be clear on what is and isn’t covered. As always, an ounce of prevention may be worth a pound of cure.

Credit cards tout travel benefits as a way to offer value in exchange for annual fees. Here, we’re comparing three popular cards that offer travel insurance: The TD®Aeroplan® Visa Infinite Privilege Card , the Scotiabank Gold American Express Card and the BMO Air Miles World Elite Mastercard .

With all of these cards, eligible non-refundable expenses, such as flights or hotel accommodations, must be charged to the credit card to be included in the coverage. You must also remain a cardmember at the time you file your claim and have an account in good standing. Immediate family members are covered, assuming you paid for their travel with your card. Keep an eye on age limits for children: This varies not only by card, but by benefit. All benefits cover children up to 18, but some benefits will cover older adult children if they’re still students.

TD® Aeroplan® Visa Infinite Privilege

The TD® Aeroplan® Visa Infinite Privilege is a top-of-the-line travel credit card that offers comprehensive trip insurance, making it ideal for frequent flyers seeking extensive additional rewards. The downside? The steep $599 annual fee.

This card offers up to $5 million in emergency medical coverage for the first 31 days of your trip if you are 64 years of age or under. (If you’re 65 years of age or older, coverage is for the first four consecutive days of your trip.) Benefits under this coverage include fees for hospital accommodation, physician’s services, lab tests and other diagnostics, ambulance transportation and emergency return home. There’s also specific provisions for private duty nursing (up to $5,000) accidental dental ($2,000 maximum), costs to bring a bedside companion to you if you’re hospitalized (round-trip air fare and up to $1,500 for meals and accommodation), and return of your travelling companion, vehicle and/or dependent children.

Another valuable included benefit is  Trip Cancellation and  Trip Interruption Insurance . This coverage reimburses you for nonrefundable, prepaid expenses you incurred if you unexpectedly have to cancel the trip or have to cut the trip short. You can be reimbursed up to $2,500 per traveller with a maximum of $5,000 per trip for a trip cancellation, and up to $5,000 per traveller with a maximum of $25,000 for all insured travellers for trip interruption. Some examples of covered reasons include hospitalization or death of an immediate family member or a court subpoena.

The last major coverage this card includes is Accidental Death & Dismemberment insurance. This insurance pays out a lump sum if you lose your sight, speech, hearing, a limb, or life while travelling. The coverage maxes out at a generous $500,000.

All travellers have experienced trip delays at one point or another, for example when thunderstorms cancel your flight or your airplane has mechanical issues. With the TD® Aeroplan® Visa Infinite Privilege card, you can be reimbursed up to $1,000 if you’re delayed four hours or more for eligible causes (most commonly severe weather or mechanical issues). It will cover costs such as hotel rooms, taxis and meals.

The card also offers generous coverage  of up to $2,500 per passenger for lost luggage or $1,000 for delayed luggage after four hours so you can buy what you need while waiting for your suitcase to arrive.

• Scotiabank Gold American Express Card

The Scotiabank Gold American Express Card is one of the top rewards cards in Canada with comprehensive travel insurance coverage and only a $120 annual fee.

Starting with the travel emergency medical coverage, this card offers up to $1 million in benefits for 25 days of consecutive travel for cardholders 64 and under, and for three days for cardholders aged 65 and above. While this maximum benefit is less than other cards, it has a long list of eligible expenses following treatment for a medical emergency including:

• Hospital accommodation, medical expenses and doctor charges
• Private duty nursing
• Diagnostic services, including laboratory testing and X-rays
• Ambulance services
• Emergency air transport to the nearest hospital or home
• Prescription drugs
• Emergency dental care due to a blow to the mouth, up to $2,000
• Medical appliances, including a sling, brace, splints or local rental of crutches, a walker or wheelchair
• A bedside companion if you’re hospitalized for more than three days, including round-trip airfare and a subsistence allowance of up to $100 per day (maximum $1,500)
• Vehicle return, maximum $1,000
• Car accident assistance, if your car is disabled due to an accident, with a maximum of $200 per day for three days for accommodation, food or commercial transportation/car rental
• Return of deceased, up to $5,000

If you need to cancel or interrupt your trip for a covered reason, such as the death of an immediate family member or a missed connection due to a mechanical delay, trip interruption coverage and trip cancellation coverage offers up to $1,500 per insured person and $10,000 per trip. And if your flight is delayed for more than four hours due to a covered reason, such as bad weather, mechanical breakdown or overbooking, this card pays up to $500 per person for expenses such a hotel, meals and sundry items, like magazines and snacks.

Lost, delayed or stolen baggage can put a damper on any trip. This card pays a maximum of $1,000 for checked bags lost by a common carrier, and up to $1,000 for the cost of buying essential items, such as clothes and toiletries, if your bags are delayed by more than four hours. This card also offers protection of up to $1,000 if your hotel or motel is burgled in the United States or Canada

While some cards have a provision for accidental death or dismemberment, the Scotiabank Gold American Express Card offers Common Carrier Travel Accident Insurance, which pays out in the event of catastrophic losses while travelling on an airplane or while in transit to or from the terminal. The maximum benefit for loss of life, total or permanent disability or multiple dismemberment is $500,000, while payout for partial dismemberment is $250,000.

BMO Air Miles World Elite Mastercard

The BMO Air Miles World Elite Mastercard is among the best Air Miles credit cards available, offering earn rates on rewards that outpace most other Air Miles cards on the market as well as decent travel insurance for a $120 annual fee.

Whether you’re travelling out of the province or out of the country, this card offers up to $5 million in coverage for eligible medical expenses for the first 15 days of travel if you are age 64 or younger. You are not eligible for coverage if you are 65 or above. Eligible medical expenses include:

• Emergency hospital, ambulance and medical
• Emergency air transportation or evacuation
• Professional services of a physiotherapist, chiropractor, osteopath, chiropodist or podiatrist
• Emergency dental
• Transportation to bedside
• Return of deceased
• Hotel and meals
• Return of vehicle

Under the Common Carrier Insurance provision (similar to Accidental Death and Dismemberment), this card pays out up to $500,000 in the event of accidental injury or death while you are entering or travelling on a common carrier.

If you need to cancel your trip before departure due to a covered reason, such as illness, complications of pregnancy (up to 31 weeks) or cancellation of a business meeting, this card offers up to $1,500 per person ($5,000 per account) in trip cancellation insurance. If you’ve already left on your trip and you need to interrupt or delay your travels, this card reimburses up to $2,000 per person (maximum $10,000 per account) under the trip interruption/trip delay coverage.

Flight Delay Insurance provides $500 in coverage if your flight is delayed more than four hours for expenses such as additional accommodation or meals.

If your bags are lost, stolen or damaged while travelling on a common carrier, Baggage Insurance pays out up to $500 per covered person ($1,000 per account per trip) and up to $500 per covered person ($1,000 per account per trip) if your bags are delayed by more than six hours, compared to four hours for the other two cards. And if your loss is due to a hotel burglary, this card pays up to $1,000 to replace or repair your personal property.

Given the included coverage available with these credit cards, how do paid policies differ? Premium prices vary based on traveller age, destination, coverage amounts and length of trip and add an extra expense to a potentially already big expenditure. Is it worth the extra cost?

Unlike credit cards, the main benefit of a standalone travel insurance plan is choice. Many offer a selection of plan options, such as an all-inclusive plan, emergency medical only or trip cancellation/interruption only. Standalone policies may feature higher coverage limits, or offer additional endorsements, such as a pre-existing condition rider, like the Stable for 3 Months add-on offered by Desjardins , that reduces your stability period (or the amount of time your health must be considered “stable” before you leave on your trip), coverage for adventurous activities that are usually excluded from travel insurance plans ( World Nomads covers more than 250) and Cancel For Any Reason (CFAR) coverage, such as that offered by CAA Travel Insurance .

While the travel insurance offered with your credit card is covered in the annual fee, you must pay for a standalone travel insurance policy, and premiums vary depending on your age, length of your trip, your answers to a health questionnaire (if required) and the amount of coverage you choose.

Here’s a deeper look at the corresponding standalone available from TD, Scotiabank and BMO to see how they compare to the credit card travel insurance.

TD Insurance Travel Insurance

TD Insurance Travel Insurance offers two single-trip insurance plans for trips outside of Canada: The Medical Plan and the Trip Cancellation and Interruption Plan. You can purchase one or both plans within a single policy. There’s also a multi-trip annual option if you travel several times within a year.

Like the TD® Aeroplan® Visa Infinite Privilege card, TD Insurance offers up to $5 million of emergency medical coverage, but there’s no stipulated days of coverage (unless you purchase a multi-trip plan). The maximum payouts are equal for benefits such as accidental dental and the costs to bring a bedside companion to you, but the standalone policy offers additional coverage including:

• Dental treatment due to pain, up to $500
• Paramedical services, such as a physiotherapist, up to $300 per specialist
• Subsistence allowance due to a medical delay, up to $1,500
• Incidental hospital expenses, such as a TV or parking, up to $500

The standalone insurance offers an update for trip cancellation insurance, up from $5,000 per trip with the card to a maximum of $25,000 with the separate policy.

It’s worth noting that the baggage insurance offered by the credit card is superior to that of the standalone policy. For example, the baggage delay benefit for the standalone policy is up to $400 after a 12-hour delay, while the credit card pays out up to $1,000 after four hours.

Scotia Travel Insurance

Scotia Travel Insurance offers comprehensive coverage in the event of a medical or travel emergency, including an all inclusive plan, emergency medical only and trip cancellation/interruption only plan. There’s also a COVID-19 Pandemic Travel Plan if you’re worried about testing positive for COVID-19 during your trip.

A big difference between the Scotiabank Gold American Express Card travel insurance and the standalone plan is the maximum emergency medical benefit: While the credit card offers a maximum of $1 million in coverage, the standalone policy offers up to $10 million in coverage, again without the trip duration restrictions of the credit card. While the credit card has a robust list of eligible medical expenses, the standalone policy is even more comprehensive, offering higher limits for emergency dental ($3,000), vehicle return ($3,000) as well additional expenses including:

• Dental treatment due to pain, up to $300
• Paramedical services, such as a physiotherapist, up to $700 per injury
• Subsistence allowance due to a medical delay, up to $2,000
• Incidental hospital expenses, such as a TV or parking, up to $300
• Childcare expenses during hospitalization, maximum $500

Like all insurance policies, the cost of a Scotia Travel Insurance plan depends on factors such as the cost of your trip, your age and the amount of coverage you choose. With a Scotia Travel Insurance plan you can reduce your premium cost by choosing a $500, $1,000, $5,000 or $10,000 deductible, or the amount you pay before your emergency medical coverage kicks in.

While all insurance policies have stipulations and exclusions about pre-existing conditions, essentially any health condition that existed before the start of your coverage, Scotia Travel Insurance offers an Individual Medical Underwriting Plan for travellers of any age who would like their pre-existing medical conditions covered with no stability requirements.

BMO Travel Insurance

BMO Travel Insurance offers three core plans for travelling outside of Canada: The Premium Travel Plan, Travel Medical Plan and Trip Protection Plan.

Similar to the BMO Air Miles World Elite Mastercard, the paid policy offers up to $5 million in emergency medical coverage. The medical coverage options are also similar. While the standalone policy does not offer flight or travel accident coverage, the credit card offers $500,000 in Common Carrier Insurance. However, the paid policies offers superior levels of trip cancellation and trip interruption coverage.

A big plus of this plan compared to the credit card is there is no maximum age.

Main Benefits of Paid Policies

There’s no question that a paid policy greatly increases the amount of medical reimbursement available to you in case of injury or illness. In most cases, there’s also more comprehensive coverage, such as reimbursement for childcare costs in the event you are hospitalized or evacuation from a remote area.

Paid policies may provide more opportunities to customize your coverage, and offer additional riders, discounts and even specialized coverage, such as a pandemic plan.

Paid policies offer non-tangible benefits as well. Most companies include extra resources for policyholders to help you plan or research safety issues for your destination before travelling. There are also assistance hotlines you can contact while traveling to get recommendations on doctors or medical facilities abroad.

The biggest downside is that you need to shell out additional money for a standalone policy while credit card travel insurance is included in your annual fee. However, insurance is there to protect your assets in case disaster strikes, so the question remains—how much does peace of mind cost you?

Bottom Line

Credit cards offer real, tangible travel insurance benefits that can protect you from unexpected bills. However, there’s no single credit card that covers every facet of travel coverage and many travellers will prefer a more comprehensive policy, especially if you are older or have pre-existing health issues.

In general, for simple trips, credit card insurance will often suffice. But travellers looking for extensive medical and/or evacuation insurance will need to purchase a separate policy or be prepared to pay for possible expenses out of pocket. A third option is that most standalone policies offer a top-up option where you can purchase insurance in addition to an existing policy, such as a credit card.

Ultimately, there is no one-size-fits all to travel insurance. But the good news is, with all the many options on the market there is certainly one to fit your needs and your budget.

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Becky Pokora is an avid traveler with a particular love for the outdoors. She's always looking for new ways to make travel easier, more memorable, and more affordable, particularly by using miles and points.

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By Keph Senett  and  Courtney Reilly-Larke on March 31, 2022 Estimated reading time: 5 minutes

Scotiabank Gold American Express review

If you love going out to restaurants, movie theatres and concerts, this card could help you get the most rewards out of your lifestyle.

If you’re into experiences—from seeing a play or movie to travelling the world—then you should consider making the switch to this credit card. It combines elements of both Scotiabank’s Scene+ loyalty program with some of the outstanding travel and entertainment perks Amex is known for. Factor in an outstanding earn rate on points, no foreign transaction fees and a competitive travel insurance package, and the Scotiabank Gold American Express card is a front-runner for anyone with a full social calendar. But is this card worth the $120 annual fee? We dig into the details so you can decide for yourself.

Scotiabank Gold American Express

• Annual fee: $120
• Earn rates: 6 points per $1 spent at Sobeys-affiliated stores; 5 points per $1 on dining, entertainment and groceries; 3 points per $1 on gas, transit and streaming; 1 point per $1 on everything else
• Welcome offer: You can earn up to $650 in value in the first 12 months, including up to 40,000 bonus Scene+ points. Must apply by July 1, 2024.
• Annual income requirement: $12,000
• Point value: 1 Scene+ point = $0.01 when redeemed for travel, store purchases and food and drink at Cineplex and Scene partners
• Recommended credit score   for approval : 700 or higher
• Interest rates: 20.99% on purchases, 22.99% on cash advances, 22.99% on balance transfers
• 5 things you need to know about the Scotiabank Gold American Express
• How to redeem Scotia Rewards Points

Are there any drawbacks to the Scotiabank Gold American Express?

What are the best ways to benefit from this card, scotiabank gold american express benefits, 1. you earn tons of scene+ points.

The earn rate is 5 Scene+ points per $1 spent at eligible restaurants, grocery stores and drinking establishments—including some popular food delivery and subscription services (like Skip The Dishes and Hello Fresh). You’ll earn 5 Scene+ points per $1 spent at Cineplex theatres. You’ll earn 3 Scene+ points per $1 on gas and transportation including ride sharing, public transit and taxis, and on streaming services like Netflix. Everything else accumulates at 1 point per $1 spent.

2. Scene+ points are more versatile than you might think

You can redeem your Scene+ points for movie tickets, but also on so much more. You can use them to book travel through Scene+ Travel, powered by Expedia and at restaurants, and other entertainment partners. If you want more than experiences, you can also trade them in for gift cards at major retailers and even for a credit on your credit card or banking account.

3. There’s a valuable sign-up bonus

New cardholders can earn up to $650 in value in the first 12 months, including up to 40,000 bonus Scene+ points. Must apply by July 1, 2024.

4. The card comes with great travel insurance coverage

The included travel insurance package is great, and counts as one of the main perks of the card. When cardholders use the Scotiabank Gold American Express for their travel expenses, they receive up to $1 million in travel medical coverage for 25 days and $1 million in travel accident insurance (if you’re over 65, this only applies for up to 3 days). You also get up to $1,500 per person in trip cancellation or interruption coverage (to a $10,000 maximum) when you charge at least 75% of your travel expenses to your card; flight and baggage delay protection; and car rental loss and damage coverage. You also get extended warranty on selection purchases and hotel/motel burglary insurance, too.

5. You won’t be charged foreign transaction fees

Usually, when you make a purchase in a foreign currency, in person or online, you’re charged a fee of 2.5% to 3% above and beyond the currency exchange. This is the foreign transaction fee, and it can add up fast. Credit cards with no foreign transaction fees are few and far between for Canadian consumers, and Scotia is the only major bank offering this perk. When consumers shop with the Scotiabank Gold Amex, that fee is waived. This is an exceptional value for online shoppers or those who travel frequently, especially in the United States where American Express is widely accepted. In addition to waiving the fee, the Scotiabank Gold Amex will earn you 1 point per $1 on all purchases made in a foreign currency.

6. Being an Amex cardholder comes with perks

As American Express members, cardholders are entitled to the company’s Amex Offers and Amex Front of the Line programs. After free registration, Amex Offers gives members access to coupons, discounts or Points-earning opportunities with spends at participating retailers. Just like the name suggests, Front of the Line offers Amex members priority access to pre-sale tickets and reserved blocks of seats at concerts, musicals and other live events.

7. You probably won’t pay for a movie any time soon

If you love catching the latest movies, you should really consider this card. You’ll be earning 5 Scene+ points for every dollar you spend on everyday purchases like gas and groceries (not to mention restaurants and at the theatre itself). Since a general admission or 3D movie ticket clocks in at 1,250 points, you’ll be earning a free one for every $250 you spend in those essential categories, which you’ll likely reach or exceed every month.

While the Scotiabank Gold Amex card is robust, particularly for travellers, there are a few things to consider before applying. First, in Canada, American Express isn’t as widely accepted as Visa or Mastercard . If you routinely shop at stores like Costco and Loblaws, you won’t be able to use your card, which could seriously cut into the earning potential for food and groceries that makes this card so strong. (You can find a list of some retailers that do accept Amex here .)

The Scotiabank Gold American Express works best as a Points card for travel. The redemption value of 1% in this category and the flexible rewards mean that it can really get you on your way quickly. Add to that the above-average travel insurance package and foreign transaction fee waiver, and this card is an asset to any traveller’s wallet.

More on  credit cards :

• Canada’s best travel cards 2022
• Canada’s best credit cards for gas
• Canada’s best credit cards for grocery purchases 2022
• Best cash back credit cards

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Please stop recommending this card! We have been declined so many times while travelling it’s not even funny. The last straw was tonight while at home in Canada being declined for a 77 dollar charge at a local restaurant in Winnipeg! Wouldn’t have been that bad but we were with life long friends who now think we’re broke! So embarrassing!!! I’m so done with this card and Scotia Bank!

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Canada’s Best Credit Cards for Travel Insurance

Something to consider when choosing a credit card is the strength of its travel insurance benefits. Frequent travellers often look to their credit cards for protection and reimbursement when something unexpected occurs on their trips, be it flight delays , baggage delays , trip cancellation or interruption, or major accidents and medical emergencies.

Here are the best credit cards in Canada offering strong travel insurance benefits.

Best Credit Cards for Travel Insurance

Best overall card for travel insurance.

• Earn  20,000 Scene+ points  upon spending $1,000 in the first three months
• Earn an  additional 20,000 Scene+ points  upon spending $7,500 in the first year
• Earn 6x Scene+ points at Sobeys, IGA, Safeway, FreshCo, and more
• Plus, earn 1x 5x Scene+ points on groceries, dining, and entertainment
• Also, earn 1x 3x Scene+ points on gas, transit, and select streaming services
• Redeem points for statement credit for any travel expense
• No foreign transaction fees
• Enjoy the exclusive benefits of being an American Express cardholder
• Annual fee: $120

The Scotiabank Gold American Express Card is one of the best all-round credit cards in Canada. You’ll earn Scene+ points to the tune of 5% back on groceries, restaurants, and entertainment, 3% back on gas, transit, and streaming services, and 1% back on everything else.

The card offers both trip cancellation and interruption for up to $1,500 per person, flight delay insurance for delays of more than four hours, up to $500 per person, as well as delayed and lost baggage insurance of up to $1,000.

You’ll get emergency medical insurance of up to $1 million for you, your spouse, and dependent children on unexpected medical illness or injury when travelling out-of-province for up to 25 days (3 days for age 65 and up).

The card also offers auto rental collision insurance on cars with an MSRP of up to $65,000, purchase protection and extended warranty coverage, and mobile device insurance, worth up to $1,000.

With no foreign transaction fees anywhere, a very reasonable annual fee of $120, and a minimum personal income requirement of just $12,000 to qualify, the Scotiabank Gold American Express Card is the best overall card for travel insurance.

Best Visa Card for Travel Insurance

• Earn 30,000 Scene+ points upon spending $1,000 in the first three months
• Earn an additional 10,000 Scene+ points upon spending $40,000 in the first year
• Earn 1x 2x Scene+ points on groceries, dining, entertainment, and transit
• Plus, earn 3x Scene+ points on grocery purchases at Sobeys, IGA, Safeway, and FreshCo
• Visa Airport Companion membership with six free lounge visits per year
• Minimum income: $60,000 personal or $100,000 household
• Annual fee: $150 (waived in the first year)

The Scotiabank Passport Visa Infinite Card sets itself apart as a true traveller’s card, offering strong welcome bonus, no foreign exchange fees, and a 2% effective earning rate on grocery stores, dining, entertainment purchases, and daily transit purchases, both home and abroad.

Similar to the Scotiabank Gold American Express Card , this card offers both trip cancellation and interruption, but up to $2,500 per person, flight delay insurance for delays of more than four hours, up to $500 per person, as well as delayed and lost baggage insurance of up to $1,000.

With this card, you’ll get emergency medical insurance of up to $2 million for you, your spouse, and dependent children on unexpected medical illness or injury when travelling out-of-province for up to 25 days (3 days for age 65 and up).

The card also offers auto rental collision insurance on cars with an MSRP of up to $65,000, but does not offer the mobile device insurance.

Note that this card has minimum income requirement of $60,000 or a household income of $100,000.

Best Mastercard for Travel Insurance

• Earn 2,000 AIR MILES ® †  upon spending $3,000 in the first three months†
• Earn 1x 3x AIR MILES ® † per $12 spent at AIR MILES ® † partners†
• Earn 1x 2x AIR MILES ® † per $12 spent at grocery stores, wholesale clubs, and alcohol retailers†
• Use AIR MILES ® † for Cash Rewards or Dream Rewards†
• Minimum income: $80,000 personal or $150,000 household†
• Annual fee: $120 (rebated in the first year)†

The BMO AIR MILES®† World Elite®* Mastercard®* is a must-have card for avid AIR MILES collectors, as it offers a competitive earning structure along with perks such as a 25% discount on a flight redemption worldwide redeemed through the AIR MILES portal.

The card offers a good insurance package, including:

• Emergency medical insurance for the first 15 days on out-of-province trips, up to $5 million†
• Trip cancellation insurance for up to $1,500 per insured person and $5,000 per trip†
• Trip interruption insurance for up to $2,000 per insured person and $10,000 per trip†
• Flight delay benefits of up to $500 per trip for reasonable expenses incurred on a flight delay of four hours or more†
• Car rental insurance and Collision Damage Waiver benefits, which allow you to save on the insurance fees that car rental companies usually charge†

The annual fee, which is normally $120, is currently rebated for the first year †  as part of the welcome offer, but a minimum $80,000 (individual) or $150,000 (household) annual income is required to qualify.

Best No Fee Card for Travel Insurance

• Earn 2% cash back - no limits. Exclusively for eligible Rogers, Fido or Shaw customers.†
• Plus, earn 50% more cash back every time you redeem for Rogers, Fido or Shaw purchases.†
• Also, earn bonus cash back to offset the foreign transaction fee on USD purchases†
• Minimum income: $80,000 personal or $150,000 household
• Annual fee: $0

The Rogers World Elite ® Mastercard ® is a solid choice for anyone looking for simplicity: one card for all purchases with no annual fee and a high cash back rate. It’s also a good card if you’re a Rogers customer and spend in US dollars, and don’t mind paying foreign transaction fees.

The card provides generous insurance provisions for a card that doesn’t have an annual fee.

The emergency medical assistance only covers trips up to 10 days for most cardholders. However, it also provides coverage for trips up to 3 days for cardholders aged 66 to 75. This would be valuable for weekend getaways for seniors, who usually aren’t covered at all by credit card insurance.

Cardholders will also get both  trip cancellation and trip interruption insurance  of up to $1,000 per insured person.

Lastly, the card also offers purchase security  and  extended warranty protection , covering most eligible items you’ve purchased with your card should they be stolen or damaged within 90 days of purchase, as well as doubled the warranty period compared to the manufacturer’s warranty.

Note that there is a minimum income requirement of $80,000 annual personal income or $150,000 annual household income and cardholders are asked to spend at least $15,000 per year, otherwise they might be downgraded to a lower tier credit card with weaker benefits.†

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Does my Scotiabank credit card have Trip Cancellation or Trip Interruption Insurance?

This is a list of Scotiabank credit cards that include trip cancellation insurance and/or trip interruption insurance benefits, as well as links to the current Certificates of Insurance with full details of these coverages:

Trip Cancellation and Trip Interruption

Scotiabank Passport Visa Infinite Card English PDF

Scotiabank American Express Gold Card English PDF

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Elektrostal

Elektrostal Localisation : Country Russia , Oblast Moscow Oblast . Available Information : Geographical coordinates , Population, Area, Altitude, Weather and Hotel . Nearby cities and villages : Noginsk , Pavlovsky Posad and Staraya Kupavna .

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Geographic Information regarding City of Elektrostal .

Elektrostal Distance

Distance (in kilometers) between Elektrostal and the biggest cities of Russia.

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40 Facts About Elektrostal

Written by Lanette Mayes

Modified & Updated: 02 Mar 2024

Reviewed by Jessica Corbett

Elektrostal is a vibrant city located in the Moscow Oblast region of Russia. With a rich history, stunning architecture, and a thriving community, Elektrostal is a city that has much to offer. Whether you are a history buff, nature enthusiast, or simply curious about different cultures, Elektrostal is sure to captivate you.

This article will provide you with 40 fascinating facts about Elektrostal, giving you a better understanding of why this city is worth exploring. From its origins as an industrial hub to its modern-day charm, we will delve into the various aspects that make Elektrostal a unique and must-visit destination.

So, join us as we uncover the hidden treasures of Elektrostal and discover what makes this city a true gem in the heart of Russia.

Key Takeaways:

• Elektrostal, known as the “Motor City of Russia,” is a vibrant and growing city with a rich industrial history, offering diverse cultural experiences and a strong commitment to environmental sustainability.
• With its convenient location near Moscow, Elektrostal provides a picturesque landscape, vibrant nightlife, and a range of recreational activities, making it an ideal destination for residents and visitors alike.

Known as the “Motor City of Russia.”

Elektrostal, a city located in the Moscow Oblast region of Russia, earned the nickname “Motor City” due to its significant involvement in the automotive industry.

Home to the Elektrostal Metallurgical Plant.

Elektrostal is renowned for its metallurgical plant, which has been producing high-quality steel and alloys since its establishment in 1916.

Boasts a rich industrial heritage.

Elektrostal has a long history of industrial development, contributing to the growth and progress of the region.

Founded in 1916.

The city of Elektrostal was founded in 1916 as a result of the construction of the Elektrostal Metallurgical Plant.

Located approximately 50 kilometers east of Moscow.

Elektrostal is situated in close proximity to the Russian capital, making it easily accessible for both residents and visitors.

Known for its vibrant cultural scene.

Elektrostal is home to several cultural institutions, including museums, theaters, and art galleries that showcase the city’s rich artistic heritage.

A popular destination for nature lovers.

Surrounded by picturesque landscapes and forests, Elektrostal offers ample opportunities for outdoor activities such as hiking, camping, and birdwatching.

Hosts the annual Elektrostal City Day celebrations.

Every year, Elektrostal organizes festive events and activities to celebrate its founding, bringing together residents and visitors in a spirit of unity and joy.

Has a population of approximately 160,000 people.

Elektrostal is home to a diverse and vibrant community of around 160,000 residents, contributing to its dynamic atmosphere.

Boasts excellent education facilities.

The city is known for its well-established educational institutions, providing quality education to students of all ages.

A center for scientific research and innovation.

Elektrostal serves as an important hub for scientific research, particularly in the fields of metallurgy, materials science, and engineering.

Surrounded by picturesque lakes.

The city is blessed with numerous beautiful lakes, offering scenic views and recreational opportunities for locals and visitors alike.

Well-connected transportation system.

Elektrostal benefits from an efficient transportation network, including highways, railways, and public transportation options, ensuring convenient travel within and beyond the city.

Famous for its traditional Russian cuisine.

Food enthusiasts can indulge in authentic Russian dishes at numerous restaurants and cafes scattered throughout Elektrostal.

Home to notable architectural landmarks.

Elektrostal boasts impressive architecture, including the Church of the Transfiguration of the Lord and the Elektrostal Palace of Culture.

Offers a wide range of recreational facilities.

Residents and visitors can enjoy various recreational activities, such as sports complexes, swimming pools, and fitness centers, enhancing the overall quality of life.

Provides a high standard of healthcare.

Elektrostal is equipped with modern medical facilities, ensuring residents have access to quality healthcare services.

Home to the Elektrostal History Museum.

The Elektrostal History Museum showcases the city’s fascinating past through exhibitions and displays.

A hub for sports enthusiasts.

Elektrostal is passionate about sports, with numerous stadiums, arenas, and sports clubs offering opportunities for athletes and spectators.

Celebrates diverse cultural festivals.

Throughout the year, Elektrostal hosts a variety of cultural festivals, celebrating different ethnicities, traditions, and art forms.

Electric power played a significant role in its early development.

Elektrostal owes its name and initial growth to the establishment of electric power stations and the utilization of electricity in the industrial sector.

Boasts a thriving economy.

The city’s strong industrial base, coupled with its strategic location near Moscow, has contributed to Elektrostal’s prosperous economic status.

Houses the Elektrostal Drama Theater.

The Elektrostal Drama Theater is a cultural centerpiece, attracting theater enthusiasts from far and wide.

Popular destination for winter sports.

Elektrostal’s proximity to ski resorts and winter sport facilities makes it a favorite destination for skiing, snowboarding, and other winter activities.

Promotes environmental sustainability.

Elektrostal prioritizes environmental protection and sustainability, implementing initiatives to reduce pollution and preserve natural resources.

Home to renowned educational institutions.

Elektrostal is known for its prestigious schools and universities, offering a wide range of academic programs to students.

Committed to cultural preservation.

The city values its cultural heritage and takes active steps to preserve and promote traditional customs, crafts, and arts.

Hosts an annual International Film Festival.

The Elektrostal International Film Festival attracts filmmakers and cinema enthusiasts from around the world, showcasing a diverse range of films.

Encourages entrepreneurship and innovation.

Elektrostal supports aspiring entrepreneurs and fosters a culture of innovation, providing opportunities for startups and business development.

Offers a range of housing options.

Elektrostal provides diverse housing options, including apartments, houses, and residential complexes, catering to different lifestyles and budgets.

Home to notable sports teams.

Elektrostal is proud of its sports legacy, with several successful sports teams competing at regional and national levels.

Boasts a vibrant nightlife scene.

Residents and visitors can enjoy a lively nightlife in Elektrostal, with numerous bars, clubs, and entertainment venues.

Promotes cultural exchange and international relations.

Elektrostal actively engages in international partnerships, cultural exchanges, and diplomatic collaborations to foster global connections.

Surrounded by beautiful nature reserves.

Nearby nature reserves, such as the Barybino Forest and Luchinskoye Lake, offer opportunities for nature enthusiasts to explore and appreciate the region’s biodiversity.

Commemorates historical events.

The city pays tribute to significant historical events through memorials, monuments, and exhibitions, ensuring the preservation of collective memory.

Promotes sports and youth development.

Elektrostal invests in sports infrastructure and programs to encourage youth participation, health, and physical fitness.

Hosts annual cultural and artistic festivals.

Throughout the year, Elektrostal celebrates its cultural diversity through festivals dedicated to music, dance, art, and theater.

Provides a picturesque landscape for photography enthusiasts.

The city’s scenic beauty, architectural landmarks, and natural surroundings make it a paradise for photographers.

Connects to Moscow via a direct train line.

The convenient train connection between Elektrostal and Moscow makes commuting between the two cities effortless.

A city with a bright future.

Elektrostal continues to grow and develop, aiming to become a model city in terms of infrastructure, sustainability, and quality of life for its residents.

In conclusion, Elektrostal is a fascinating city with a rich history and a vibrant present. From its origins as a center of steel production to its modern-day status as a hub for education and industry, Elektrostal has plenty to offer both residents and visitors. With its beautiful parks, cultural attractions, and proximity to Moscow, there is no shortage of things to see and do in this dynamic city. Whether you’re interested in exploring its historical landmarks, enjoying outdoor activities, or immersing yourself in the local culture, Elektrostal has something for everyone. So, next time you find yourself in the Moscow region, don’t miss the opportunity to discover the hidden gems of Elektrostal.

Q: What is the population of Elektrostal?

A: As of the latest data, the population of Elektrostal is approximately XXXX.

Q: How far is Elektrostal from Moscow?

A: Elektrostal is located approximately XX kilometers away from Moscow.

Q: Are there any famous landmarks in Elektrostal?

A: Yes, Elektrostal is home to several notable landmarks, including XXXX and XXXX.

Q: What industries are prominent in Elektrostal?

A: Elektrostal is known for its steel production industry and is also a center for engineering and manufacturing.

Q: Are there any universities or educational institutions in Elektrostal?

A: Yes, Elektrostal is home to XXXX University and several other educational institutions.

Q: What are some popular outdoor activities in Elektrostal?

A: Elektrostal offers several outdoor activities, such as hiking, cycling, and picnicking in its beautiful parks.

Q: Is Elektrostal well-connected in terms of transportation?

A: Yes, Elektrostal has good transportation links, including trains and buses, making it easily accessible from nearby cities.

Q: Are there any annual events or festivals in Elektrostal?

A: Yes, Elektrostal hosts various events and festivals throughout the year, including XXXX and XXXX.

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NV obtains new photos and videos of the elimination of traitorous ex-MP Ilya Kyva near Moscow

• Oops! Something went wrong. Please try again later. More content below

Photos and videos of the elimination of pro-Russian ex-MP Ilya Kyva in a Moscow suburb were obtained by NV from sources in Ukraine’s SBU Security Service on Dec. 11.

This special operation was meticulously planned and successfully executed, the SBU informant confirmed.

Read also: “Surrender for your own safety” advises Ukrainian intelligence to traitors

In one imgae, Kyva's lifeless body can be seen in the snow surrounded by bloodstains. The location where “deserved punishment awaited the traitor” is near the place that Kyva filmed many anti-Ukrainian videos, sources say.

Kyva was a high-priority target, SBU said. His daily routines, movements, and habits were extensively studied in the operation. Despite strong security, the SBU managed to eliminate him just outside Moscow.

“This [Kyva’s elimination] serves as a signal to all traitors and military criminals who have sided with the enemy. Remember: Russia will not protect you. Death is the only prospect awaiting enemies of Ukraine,” SBU Chief Vasyl Malyuk said.

Ukraine’s SBU eliminated Kyva in a special operation in Moscow Oblast on Dec. 6, said NV sources in the intelligence service.

Kyva's “bloodied body”, discovered with a shot through the head, was found in the park of an elite club hotel in the Moscow region on Dec.6, Russian propaganda Telegram channels reported.

Read also: Former Ukrainian MP and traitor Illia Kyva found dead in Moscow Oblast – NV sources

Kyva was shot with an unidentified firearm and died from the injuries on the scene, the Russian Investigative Committee claimed.

Kyva had fled to Spain ahead of Russia’s full-scale invasion. He then appeared in Russian propaganda broadcasts in Moscow, actively spreading lies about Ukraine. Kyva also sought “political asylum” and citizenship from the enemy aggressor.

The Ukrainian parliament stripped Kyva of his MP status in March 2022, charging him with treason. He was additionally charged with publicly calling for a violent change in the constitutional order and propaganda on behalf of the aggressor state in Aug. 2023.

We’re bringing the voice of Ukraine to the world. Support us with a one-time donation, or become a Patron !

Read the original article on The New Voice of Ukraine

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