aaa travel advantage visa signature card

Your go-to credit card

Aaa travel advantage visa signature ® credit card.

Meet your go-to credit card for everywhere you go. Using your  AAA Travel Advantage Visa Signature ®  Credit Card , you can take advantage of cash back on a wide range of purchases and experiences.

With purchases, earn $100 statement credit when you spend $1,000 within the first 90 days of opening. 3

 Use the AAA Travel Advantage card to start earning:

• 5% cash back  on gas purchases and electric vehicle-charging stations 1
• 3% cash back  on travel, restaurants, grocery store, and purchases at AAA 1
• 1% cash back  on all other purchases 2
• No annual fee and no foreign transaction fees 4

With the AAA Travel Advantage Visa Signature ® Credit Card you can earn 5% cash back on the first $7,000 spent on gas & electric vehicle-charging purchases in a calendar year, then 1% thereafter. 

Credit card offers are subject to credit approval. 

AAA Travel Advantage Visa Signature ® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.

1 Offer is exclusive to AAA Travel Advantage Visa Signature ® Credit Card holders enrolled in the AAA Travel Advantage program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. Maximum of $350 USD in cash back in a calendar year on the 5% category, and earn 1% cash back on all net eligible purchases thereafter. Excludes third-party insurance and offers, automobile extended warranties, and trip insurance. Cash back can be redeemed as statement credits, direct deposit, rewards and qualifying purchases at participating AAA locations. This rewards program is provided by Comenity Capital Bank and its terms may change at any time. For full Rewards Terms and Conditions, please see AAA.com/AdvantageTravelTerms.

2 Offer is exclusive to AAA Travel Advantage Visa Signature ® Credit Card holders enrolled in the AAA Travel Advantage program. Cash Back can be redeemed as Statement Credits, Direct Deposit, Rewards and qualifying purchases at participating AAA locations.

3 Valid one time only. Offer is exclusive to AAA Travel Advantage Visa Signature ®  Credit Card holders enrolled in the AAA Travel Advantage program. Maximum of $100 statement credit per account.

4 For new accounts, as of January 2024: Variable Purchase APR of 19.24% to 33.24% based on your credit worthiness at the time of account opening and the Prime Rate. Balance Transfer APR of 26.99%. Variable Cash Advance APR of 34.24%, based on Prime Rate. Minimum Interest Charge is $2. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $10 or 5% of the advance.

• Credit Cards
• All Credit Cards
• Find the Credit Card for You
• Best Credit Cards
• Best Rewards Credit Cards
• Best Travel Credit Cards
• Best 0% APR Credit Cards
• Best Balance Transfer Credit Cards
• Best Cash Back Credit Cards
• Best Credit Card Sign-Up Bonuses
• Best Credit Cards to Build Credit
• Best Credit Cards for Online Shopping
• Find the Best Personal Loan for You
• Best Personal Loans
• Best Debt Consolidation Loans
• Best Loans to Refinance Credit Card Debt
• Best Loans with Fast Funding
• Best Small Personal Loans
• Best Large Personal Loans
• Best Personal Loans to Apply Online
• Best Student Loan Refinance
• Best Car Loans
• All Banking
• Find the Savings Account for You
• Best High Yield Savings Accounts
• Best Big Bank Savings Accounts
• Best Big Bank Checking Accounts
• Best No Fee Checking Accounts
• No Overdraft Fee Checking Accounts
• Best Checking Account Bonuses
• Best Money Market Accounts
• Best Credit Unions
• All Mortgages
• Best Mortgages
• Best Mortgages for Small Down Payment
• Best Mortgages for No Down Payment
• Best Mortgages for Average Credit Score
• Best Mortgages No Origination Fee
• Adjustable Rate Mortgages
• Affording a Mortgage
• All Insurance
• Best Life Insurance
• Best Life Insurance for Seniors
• Best Homeowners Insurance
• Best Renters Insurance
• Best Car Insurance
• Best Pet Insurance
• Best Boat Insurance
• Best Motorcycle Insurance
• Travel Insurance
• Event Ticket Insurance
• Small Business
• All Small Business
• Best Small Business Savings Accounts
• Best Small Business Checking Accounts
• Best Credit Cards for Small Business
• Best Small Business Loans
• Best Tax Software for Small Business
• Personal Finance
• All Personal Finance
• Best Budgeting Apps
• Best Expense Tracker Apps
• Best Money Transfer Apps
• Best Resale Apps and Sites
• Buy Now Pay Later (BNPL) Apps
• Best Debt Relief
• Credit Monitoring
• All Credit Monitoring
• Best Credit Monitoring Services
• Best Identity Theft Protection
• How to Boost Your Credit Score
• Best Credit Repair Companies
• Filing For Free
• Best Tax Software
• Best Tax Software for Small Businesses
• Tax Refunds
• Tax Brackets
• Taxes By State
• Tax Payment Plans
• Help for Low Credit Scores
• All Help for Low Credit Scores
• Best Credit Cards for Bad Credit
• Best Personal Loans for Bad Credit
• Best Debt Consolidation Loans for Bad Credit
• Personal Loans if You Don't Have Credit
• Best Credit Cards for Building Credit
• Personal Loans for 580 Credit Score Lower
• Personal Loans for 670 Credit Score or Lower
• Best Mortgages for Bad Credit
• Best Hardship Loans
• All Investing
• Best IRA Accounts
• Best Roth IRA Accounts
• Best Investing Apps
• Best Free Stock Trading Platforms
• Best Robo-Advisors
• Index Funds
• Mutual Funds
• Home & Kitchen
• Gift Guides
• Deals & Sales
• Sign up for the CNBC Select Newsletter
• Subscribe to CNBC PRO
• Privacy Policy
• Your Privacy Choices
• Terms Of Service
• CNBC Sitemap

Follow Select

Our top picks of timely offers from our partners

Find the best credit card for you

Aaa visa credit cards review: generous bonus cash-back categories with no annual fee, there are two aaa cash-back credit cards with different bonus spending categories..

The American Automobile Association (AAA) offers two cash-back credit cards that are surprisingly rewarding for certain purchases: The AAA Daily Advantage Visa Signature® Credit Card and AAA Travel Advantage Visa Signature® Credit Card . These cards shine for earning cash back on groceries, gas and EV charging. However, both cards have caps on some the most rewarding spending categories, so they aren't the best fit for everyone.

CNBC Select has the details for the rewards, welcome bonus and rates and fees of these no-annual-fee cash-back credit cards .

AAA Travel Advantage Visa Signature® Credit Card

*You can earn a maximum of $350 in combined cash back each calendar year at gas stations and electric vehicle charging stations, after that purchases earn 1% for the rest of the year.

Welcome bonus

Earn a $100 statement credit when you spend $1,000 within the first 90 days of account opening.

Regular APR

19.24% to 33.24%, based on your creditworthiness

Foreign transaction fee

Balance transfer fee.

Either $10 or 5% of the amount of each transfer, whichever is greater.

AAA Daily Advantage Visa Signature® Credit Card

*You can earn a maximum of $500 in combined cash back each calendar year at grocery stores, gas stations and wholesale clubs, after that purchases earn 1% for the rest of the year

AAA Visa Signature cards review

Benefits and perks, how to earn and use cash back, rates and fees, alternatives to the aaa credit cards, are the aaa credit cards right for you, bottom line.

Both AAA Visa Signature cards have the same welcome bonus, which allows you to earn a $100 statement credit after spending $1,000 within the first 90 days from account opening.

Both of these cards come with a handful of Visa Signature credit card perks , including:

• Three free months of Shipt membership (free delivery on $35+ orders)
• Three free months of Skillshare membership
• Travel and emergency assistance services
• Visa concierge services
• Exclusive access to Sofar events and eligibility for a free ticket per show

The AAA Daily Advantage Visa Signature® Credit Card and AAA Travel Advantage Visa Signature® Credit Card are both cash-back rewards credit cards, but they earn bonus cash back on different purchases.

The AAA Daily Advantage Visa Signature® Credit Card earns:

• 5% cash back on grocery store purchases
• 3% cash back on gas and electric vehicle charging stations, wholesale clubs, streaming services , pharmacy and AAA purchases
• 1% cash back on all other purchases

Cardholders can earn a maximum of $500 combined from the 5% and 3% bonus categories each calendar year at grocery stores, gas stations and wholesale clubs , after that purchases earn 1% for the rest of the year. So if you use this card exclusively for grocery store purchases, you would earn 5% back on $10,000 in spending.

The AAA Travel Advantage Visa Signature® Credit Card earns:

• 5% cash back on gas and electric vehicle charging station purchases
• 3% cash back on grocery stores, restaurants , travel and AAA purchases

The AAA Travel Advantage Visa Signature® Credit Card lets you earn a maximum of $350 in combined cash back each calendar year in the 5% bonus category, after that purchases earn 1% back for the rest of the year. That's the equivalent of spending $7,000 a year at gas stations and electric vehicle charging stations.

You can redeem cash back for a direct deposit or statement credit once you have earned at least $5 in rewards. You can also cash out your rewards for gift cards or merchandise and travel through participating AAA clubs.

Both AAA credit cards have the same rates and fees. There are no annual fees and no foreign transaction fees . Balance transfers and cash advances are charged a 5% fee of the amount of the transaction with a $10 minimum. The standard APR is a variable 19.24% to 33.24% and there is no introductory APR offer . There is a fee of up to $41 for late payments and returned payments.

AAA Daily Advantage Visa Signature® Credit Card vs. Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card from American Express is CNBC Select's best credit card for groceries . It has a higher rate of return for groceries than the AAA Daily Advantage Visa Signature® Credit Card on grocery purchases (6% back on the first $6,000 in purchases per year at U.S. supermarkets) and U.S. streaming services (6% back).

It also has a more generous welcome offer and a $0 intro annual fee for the first year, then $95 (see rates and fees ). The Amex Blue Cash Preferred card has better benefits, including return protection, up to $84 a year in Disney Bundle credits ($7 a month with an eligible $9.99 a month Disney Bundle subscription) and up to $120 in annual Equinox credit ($10 a month). These credits can offset the card's annual fee (see rates and fees ), so the decision may come down to how much cash back you'll earn with each card. The AAA Daily Advantage Visa Signature® Credit Card limits select bonus cash-back categories to $500 in rewards each year before the return drops to 1%. So if you expect to earn more cash back than that, the Blue Cash Preferred could be more lucrative.

Blue Cash Preferred® Card from American Express

6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations, 3% cash back on transit (including taxis/rideshare, parking, tolls, trains, buses and more) and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

Earn a $250 statement credit after you spend $3,000 in purchases on your new card within the first 6 months. 

$0 intro annual fee for the first year, then $95.

0% for 12 months on purchases from the date of account opening

19.24% - 29.99% variable. Variable APRs will not exceed 29.99%.

Either $5 or 3% of the amount of each transfer, whichever is greater.

Credit needed

Excellent/Good

See rates and fees , terms apply.

AAA Travel Advantage Visa Signature® Credit Card vs. Chase Freedom Flex℠

The Chase Freedom Flex earns 5% cash back on the first $1,500 in combined purchases in a variety of rotating quarterly categories . That's a potential $75 in bonus cash per quarter or $300 per year. While this is $50 lower than the $350 annual cash-back cap for the AAA Travel Advantage Visa Signature® Credit Card's 5% bonus category (then 1% back), it applies to a wider range of purchases and the Chase Ultimate Rewards points you earn with the Freedom Flex can be much more valuable.

When you pair the Freedom Flex card with a Chase credit card that allows point transfers such as the Chase Sapphire Preferred® Card or Chase Sapphire Reserve® , you can also transfer the points you've earned with your Freedom Flex card. For example, $300 cash back is 30,000 Chase points, which you can transfer to Hyatt to book a standard night award at a Category 7 hotel, like the Grand Hyatt Kauai Resort & Spa or Park Hyatt Tokyo. A night at these hotels can cost $700+, so having the ability to transfer Chase points dramatically increases the Freedom Flex's value.

Chase Freedom Flex℠

5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (then 1%), 5% cash back on travel booked through the Chase Ultimate Rewards®, 3% on drugstore purchases and on dining (including takeout and eligible delivery services), 1% cash back on all other purchases

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

0% for the first 15 months from account opening on purchases and balance transfers

20.49% - 29.24% variable

Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that, either $5 or 5% of the amount of each transfer, whichever is greater.

Member FDIC. Terms apply. Information about the Chase Freedom Flex℠ has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.

Read our Chase Freedom Flex℠ review.

The AAA Daily Advantage Visa Signature® Credit Card and AAA Travel Advantage Visa Signature® Credit Cards both have value. They have no annual fees and earn cash back, which is always useful and never complicated. If you want to add a card to your wallet to use exclusively for groceries or gas stations, then these cards are hard to beat. However, some of the most rewarding bonus cash-back categories for both cards have an annual limit, then the return drops to 1%. So heavy spenders may be better off with a card with unlimited bonus categories .

Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox.  Sign up here .

The American Automobile Association offers two co-branded credit cards , the AAA Daily Advantage Visa Signature® Credit Card and AAA Travel Advantage Visa Signature® Credit Card . These are no-annual-fee cash-back cards with generous bonus spending categories. However, the amount of bonus cash-back you can earn each year is capped for select categories (then it drops to 1%), which limits the value for anyone whose spending will exceed these limits.

Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products . While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

Catch up on CNBC Select's in-depth coverage of  credit cards ,  banking  and  money , and follow us on  TikTok ,  Facebook ,  Instagram  and  Twitter  to stay up to date.

For rates and fees of the Blue Cash Preferred® Card from American Express, please click here .

Clarification: This story has been updated to clarify that certain AAA credit card bonus categories have capped cash-back rates and earn a lower return once that limit is reached.

• 3 best Chase balance transfer credit cards of 2024 Jason Stauffer
• AIG Travel Guard insurance review: What you need to know Ana Staples
• Here are the 8 best password managers Ryley Amond

AAA Travel Advantage Visa Signature® Credit Card

Advertiser Disclosure : The offers that appear on this site are from companies from which Allcards.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Allcards.com does not include all companies or all offers available in the marketplace. AllCards has partnered with CardRatings for our coverage of credit card products. AllCards and CardRatings may receive a commission from card issuers. Learn More Here Credit Score Disclosure : Allcards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Editorial Note: We earn a commission from partner links on Allcards. Commissions do not affect our authors’ or editors’ opinions or evaluations. From our partners: See our advertiser disclosure here .

The AAA Travel Advantage Visa Signature® Credit Card is a cash back rewards card designed for anyone who didn’t apply for the AAA Daily Advantage Visa Signature® Credit Card, because you have to choose one or the other–you can’t have both. You don’t have to be a AAA member, however. This card has a small welcome offer and great ongoing rewards, although you are limited to a maximum of $350 cash back earned on the 5% category in a calendar year, then 1%. The 3% cash back categories are uncapped. Some benefits may depend on your location. We dive into the details and your approval odds in this AAA Travel Advantage review.

Welcome Offer

0% on Purchases

Reward Rate

1% to 5% cash back

0% on Balance Transfers

Earn a $100 statement credit when you spend $1,000 within the first 90 days of account opening.

Features & Benefits

Interest rates & fees, what credit score is required to get the aaa travel advantage visa signature® credit card.

The following credit score data are based on publicly available information we have collected from various forums. We have no way to confirm the accuracy of this data. In addition, keep in mind that credit card issuers use numerous factors in their underwriting process, and these factors can change at any time.

Lowest Approved Credit Score : 784

Average Approved Credit Score : 784

Pros & Cons

• Welcome offer
• No annual fee
• No foreign transaction fee
• Up to 5% cash back
• Requires good credit

What Are the Best Alternatives?

PenFed Platinum Rewards Visa Signature® Card

Rewards Range

1x to 5x points

No Annual Fee

Citi Premier® Card

Wells Fargo Active Cash® Card

Related articles.

• General Information

Moscow CityPass

The Moscow CityPass is a tourist card that gives you free entry to more than 40 top attractions in the Russian capital, including the Kremlin and Saint Basil's Cathedral.

Included attractions

The  10 most popular attractions  included with the Moscow CityPass are:

• Saint Basil's Cathedral
• Bunker-42 Museum
• Tretyakov Gallery
• Tsaritsyno Palace Museum
• Museum of the Patriotic War 1812
• State Historical Museum
• Great Wooden Palace of Tsar Alexis I in Kolomenskoye
• Moscow Sightseeing Bus Pass
• Moscow River Cruise

Moscow CityPass Prices

You can buy the Moscow CityPass for a duration of 1, 2, 3 or 5 days depending how long you're planning to spend in the city.

Is it worth it?

Entrance into these attractions is worth much more than the cost of the CityPass, yet it offers even more, for example, the Pushkin Museum , the Museum of the History of Vodka and the Museum of Contemporary History , among others, plus discounts at restaurants, shows and shops. If you're already planning to visit these sights, then it's well worth buying the CityPass to save money on tickets.

Where to buy the Moscow CityPass?

You can buy your   Moscow CityPass online in advance  via our website . Then, all you need to do is collect it from the Komsomolskaya Tourist Information Centre  (Komsomolskaya Square, 5-1), near the Komsomolskaya metro station. The office is open from 9 am until 8 pm.

You may also be interested in

Moscow has seen its fair share of history, from invasions to revolutions: these days it is home to a wealth of culture and is one of the most populated capitals in the world.

Russian National Ballet

Ballet is one of the most emblematic symbols of Russian culture, a dance that has infiltrated countries the world over. Watch a performance in Moscow!

• International
• Appointments
• Domestic Hotels
• International Hotels
• Attractions
• Ministry of Tourism
• Associations
• Guest Column
• Refund Policy

Moscow plans measures to woo tourists, Foreign Tourist Card in the offing

To woo tourists from across the world, the Moscow City Tourism Committee is taking several measures and to address payment-related issues the Russian government is planning to come out with a virtual ‘Foreign Tourist Card’, that will enable cashless payments for various services.

During the Covid pandemic, the tourist flow to Moscow had dropped significantly. However, the number of Indian tourists visiting Moscow is slowly witnessing an uptrend and with tourist-friendly measures like e-visa, this number is likely to grow in the coming months.

“We are still on our way to restore the flow of Indian tourists in Moscow like it used to be before the pandemic. Before the pandemic, there was very steady growth like 12-15 per cent on a y-o-y basis,” said Bulat Nurmukhanov, Head of International Cooperation Division of Moscow City Tourism Committee.

Travelling to Moscow has now become easier as tourists from India and 54 other countries can apply for an electronic visa to enter Russia from August 1, 2023.

Moreover, initiatives like the Foreign Tourist Card will help address payment-related issues, after the departure of MasterCard and Visa from the Russian market, Bulat said.

“There is an initiative by the Federal Government of Russia to develop a ‘Foreign Tourist Card’. The initiative is under process, and some legislative documents have been amended in order to make this card possible.

“The idea behind this card is that a person back home in India can remotely apply for this card and then he/she can transfer money from the personal bank account to this bank account,” Bulat added.

This will be a virtual card and this will be issued to the person back home. This card will address the payment-related issues of foreign tourists in Moscow.

To give more travel options to tourists, in March this year, Russian flag carrier Aeroflot increased the frequency of its flight services on the Delhi-Moscow route to seven times a week against four weekly services earlier.

India and Russia “in principle” agreed to revise their bilateral air services agreement earlier this month, allowing Russian carriers to operate up to 64 flights per week from 52 to India.

Russian carriers are allowed to operate these flights to six Indian cities, Delhi, Mumbai, Goa, Kolkata, Amritsar and Ahmedabad.

“We are really looking forward to the Indian Airlines to restore their flight connections to Moscow. Right now only Aeroflot is operating flights between Delhi and Goa. However, there are some other options available from Dubai to Moscow,” Bulat said.

In a bid to tackle the language barrier that makes arriving in and navigating in a new country quite intimidating, there are seven tourist centres across Moscow. It also has a call centre for foreign tourists in case they need any help, Bulat said.

“We are working on translating the city navigation into English. Our businesses are really active and quick to respond to what the market requires,” Bulat added.

Source: PTI

RELATED ARTICLES MORE FROM AUTHOR

Sharjah welcomes the world to the Hanging Gardens in Kalba

Bhutan lifts mandatory requirement of travel insurance for tourists

Indians now eligible for long-term, multi-entry Schengen visa as EU adopts new rules

Recent Posts

IHG Hotels and Resorts to double presence in India with 100...

Palladium Hotel Group enters Middle East with Ushuaïa Unexpected Hotels and...

Norwegian Cruise Line launches 2024 Europe season

TBO Tek gets SEBI nod for IPO; to raise Rs 400...

Latest posts.