travel money card for india

•   Argentina
•   Australia
•   Deutschland
•   Magyarország
•   Nederland
•   New Zealand
•   Österreich
•   Singapore
•   United Kingdom
•   United States
•   繁體中文 (香港)

The 6 Best Travel Money Cards for India 2024

If you’re travelling to India, a dedicated travel money card can make spending and withdrawing Indian rupees cheaper and more convenient. Different types of travel money cards exist to support different customer needs, including travel debit cards, prepaid travel cards and travel credit cards. The right one for you will depend on your personal preference and how you like to manage your money.

Read on for all you need to know, including a closer look at travel money card types, some great options to consider, and the sorts of fees you need to think about when you choose.

Wise - our pick for travel debit card for India

Before we get into details about different travel money card options, let’s start with the Wise card as a versatile option for a travel money debit card that allows you to hold and spend not only INR but also a diverse range of other currencies.

Wise accounts can hold and exchange 50+ currencies, and you can get a linked Wise card for a one time delivery fee. Top up your account in pounds and switch to INR before you travel, so you know your travel money budget in advance - or if you’d prefer, you can simply allow the card to automatically switch currencies as and when you need it. All currency conversion uses the mid-market exchange rate, with low fees from 0.41%. Here are some of the pros and cons of the Wise travel money debit card, to help you decide if it’s right for you.

Hold and exchange 50+ currencies alongside INR

No fee to spend any currency you hold, low conversion fees from 0.41%

Mid market exchange rate on all currency conversion

Some fee free ATM withdrawals every month

No ongoing fees and no interest to pay

7 GBP delivery fee

No option to earn points or rewards

Click here to read a full Wise review

What is a travel money card?

A travel money card can be used for payments online and in stores, and for cash withdrawals, just like your regular bank card can be. However, with a travel money card you’ll find the features and fees have been optimised for international use. That might mean you get a better exchange rate compared to using your normal card overseas, or that you run into fewer fees. Some travel cards also have options to earn cashback and rewards when you use your card internationally.

6 travel money cards for India compared

We’ll look at each of these card options in a little more detail in just a moment, but let’s start with an overview of how 6 top travel money cards for India compare side by side:

As you can see, the features and fees of different travel money cards can vary widely. In general travel debit cards can be convenient and often fairly cheap to use, while travel credit cards can offer some nice benefits like cashback or rewards - but do mean you might be faced by interest costs and late payment charges if you don’t clear your bill in full every month.

Travel debit cards often let you top up a linked account online or through an app, so you can set your budget and can’t spend more than you intend. Travel credit cards on the other hand let you spend to your card limit, and then repay the amount over a few months if you’d prefer to. Which is best for you will come down to how you like to manage your money - we’ll dive into a few more details about each card type, next.

What are different types of travel cards?

UK customers can get a travel money card from either a regular bank or a specialist provider, which may be a travel debit card, travel prepaid card or a travel credit card. Let’s take a closer look at what each travel money card type is, and pick out a couple of good card options, so you can compare and choose.

1. Travel debit cards

2. Travel prepaid cards

3. Travel credit cards

1. Travel Debit Cards

Travel debit cards are usually offered by specialist providers, with linked digital accounts you can use to hold and convert a currency balance. While different cards have their own features, travel debit cards can usually be topped up easily online and through an app, with the option to see your balance and get transaction notifications through your phone too. That makes it easier to keep on top of your money, even when you travel.

Wise - travel debit card for India

Wise is our best value travel money debit card for India. There’s no fee to open a Wise account, and just a small delivery fee for your Wise card, with no minimum balance and no monthly charge. You just pay low Wise fees from 0.41% when you convert currencies, and transparent ATM withdrawal fees when you exhaust the monthly free transactions available with your account.

No fee to open a Wise account, no minimum balance requirement

7 GBP one time fee to get your Wise card

2 withdrawals, to 200 GBP value per month for free, then 0.5 GBP + 1.75%

Hold INR and 50+ other currencies, convert between them with the mid-market rate

Travel debit card option 2: Revolut

Revolut has a selection of different account tiers, so you can simply pick the account you prefer - from free Standard plans to the 12.99 GBP/month Metal plan. All Revolut accounts have linked cards, although exactly what type of card you get depends on your account tier. You can hold around 25 currencies including INR, and convert currencies with the mid-market rate to your plan’s allowance.

No fee to open a Standard Revolut account, or upgrade for up to 12.99 GBP/month

Card delivery fees may apply depending on your account tier

All accounts have some fee free currency conversion with 0.5% fair usage fees after that

Standard plan holders can withdraw 200 GBP (up to 5 withdrawals in total) per month for free

Hold INR and around 25 other currencies

Pros and cons of using debit travel cards in India

No possibility to run up interest costs or late payment fees

Real-time currency holding and exchange options available

Digital top-up, management, and account viewing features

Safe to use as they're not connected to your primary UK bank account

Issued on widely-used global payment networks

Transaction and currency conversion fees may apply

Cash back and rewards may not be available

Click here to read a full Revolut review

How to choose the best travel debit card for India?

The best travel debit card for India really depends on your personal preferences and how you like to manage your money. If you’ll be travelling widely it makes sense to look for an account with mid-market currency exchange and a large selection of supported currencies as well as INR, like Wise. Other providers like Revolut can also be a good pick, particularly if you’ll use your account very frequently and would prefer to pay a monthly fee to unlock lots of fee free transactions and extra perks.

Is there a spending limit with a travel debit card in India?  

Different providers set their own limits for card use. Limits may apply daily, weekly or monthly, and can apply to different types of transactions. You might find you have a limit to the amount of ATM withdrawals you can make per day, for example, or the value of contactless payments - these limits are set for security and can sometimes be managed and changed in the provider’s app.

2. Prepaid Travel Cards

Prepaid travel cards can be ordered or collected from specialist providers - once you have a card you’ll just need to add funds in the supported currency of your choice. While prepaid travel cards are usually issued on large global networks - and can therefore be used pretty widely - not all cards support all currencies. INR prepaid cards are pretty hard to come by, so you may find you pay a foreign transaction fee when you spend. However, a prepaid card can still be helpful from a security perspective, as it means you won’t need to use your regular bank card while you’re in India.

Prepaid travel card option 1: Post Office

You can pick up a Post Office prepaid travel money card in a Post Office branch or order one online. You’ll then be able to top up in pounds or one of the 22 supported currencies. As INR isn’t a supported currency you’ll pay a 3% foreign transaction fee to spend with your card in India - however this card can still be a helpful choice because it means you can avoid using your regular bank card while overseas.

Hold and exchange 22 currencies (not including INR)

No fee to spend a balance in a supported currency

3% foreign transaction fee when spending a currency you don’t hold on the card

Variable ATM withdrawal fees based on the currency you hold

No interest to pay

Click here to read a full Post Office review

Prepaid travel card option 2: Monese

Monese accounts can be opened by UK residents to hold GBP, EUR and RON. There are several different types of accounts, from the Simple account which has no monthly fees, to fee paying account tiers which have more features. It’s free to spend a balance you hold - but as INR isn’t a supported currency, you may find you pay a foreign transaction fee of 2% when you’re spending in India. Foreign transaction fees may be waived for higher tier account holders.

Hold a balance in GBP, EUR or RON

Choose a free Simple account, or upgrade to an account with monthly fees

Foreign transaction fees of 2% may apply depending on your account tier

ATM withdrawal fees may apply, depending on the value of withdrawals and the account tier you hold

Track and spend Avios reward points within your account

Pros and cons of using prepaid travel cards in India

Manage your account, add more money or convert funds online or with an app

Accounts with no monthly fees are available

Selection of supported currencies, with no fee to spend a currency you hold

ATM withdrawals supported globally

Some accounts have extras like options to earn reward points

INR may not be a supported currency

Transaction fees apply to most accounts

How to choose the best travel prepaid card for India?

There’s no single best travel prepaid card for India - it’ll come down to your personal preference. If you hold a Monese Classic or Premium account already it’s good to know that the 2% foreign transaction fee is waived, which means you get the card network rate when you spend in India. This may be cheaper than using your regular bank card. The Post Office card can also be an option if you’re simply looking for an alternative to your normal bank card when you’re in India, plus you can get a card instantly by walking into a Post Office branch.

Is there a spending limit with a prepaid card in India?

Different prepaid travel cards set their own limits for spending and withdrawals, which can  vary between currencies. You’ll need to check your card’s terms and conditions carefully to make sure you pick a provider which suits your needs.

3. Travel Credit Cards

Travel credit cards typically offer some extra international features compared to regular credit cards, such as low or no foreign transaction fees or extra option to earn rewards when you’re abroad. In general, travel credit cards are safe and convenient but can be more expensive compared to using a debit card option. Before you select the right card for you it’s important to check the fees, rates, eligibility rules and interest rates which apply, so you can make sure it’s a good fit for you.

Travel credit card option 1: Barclaycard Rewards Visa

With the Barclaycard Rewards Visa card, there are no international ATM or foreign transaction fees. Instead, your overseas expenses are converted to pounds at the Visa exchange rate and added to your monthly statement. To avoid fees and interest, you’ll need to repay your balance in full each month, but as a bonus you can earn cashback on your everyday expenditures.

No foreign transaction or foreign ATM fee

Earn cashback at 0.25% on spending

Protection on purchases over 100 GBP

International spending uses the Visa exchange rate

Variable interest rates which apply if you don’t pay off your bill in full

Travel credit card option 2: Halifax Clarity Mastercard

The Halifax Clarity Mastercard has a variable interest rate which you can see when you check your eligibility for the card. There’s no foreign transaction or foreign ATM fee to pay, and all currency conversion uses the Mastercard exchange rate.

Variable interest rates

Check your eligibility and order a card online easily

No foreign transaction fee

No ATM fee - but interest will accrue instantly when you make a withdrawal

Mastercard exchange rates apply

Pros and cons of using credit cards in India

Spending more than 100 GBP covered by additional consumer protection

Option to pay for travel expenses over multiple months

Check card eligibility online without affecting your credit score

Potentially no foreign transaction or ATM fees

Network exchange rates usually apply, which are usually pretty fair

Interest charged if you don’t repay in full every month

Eligibility rules apply

How to choose the best travel credit card for India?

The best travel credit card for India will depend on your personal preferences. If you’re interested in earning rewards and cash back on your overseas spending, the Barclaycard Rewards Visa might be a good pick, as it has no foreign transaction fee and offers cashback on all spending. Whichever card you’re considering you’ll want to weigh up the potential fees you’ll need to pay against the rewards you can earn to make sure it’s worthwhile.

If you’re planning to travel to India you might want to pick a travel money card for while you’re away. Travel money cards have different features, and can be picked up via regular banks, online specialists and even the Post Office.

Not all travel cards support INR, so you’ll need to check out the fees and features of a few to pick the right one for you. For example, you could opt for a low cost travel debit card which can hold a selection of currencies including INR - like the Wise account. Or you might prefer a prepaid travel money card like the Monese card which can be linked to either a fee free account or an account which has monthly fees in exchange for lower transaction charges. Finally, another option is to get a travel credit card either to earn cashback and rewards, or to avoid foreign transaction fees.

The good news is that the UK market is well served for all types of travel money cards - use this guide to start your research and pick the right option for your specific needs.

FAQ - Best travel cards for India

You can usually make cash withdrawals with a credit card in India at any ATM that supports your card network. You’ll often find that a fee applies, and you may start to accumulate interest on the withdrawn amount immediately. Travel money debit cards from providers like Wise and Revolut can be a lower cost option for cash withdrawals in INR.

You can normally use your debit card anywhere you see the card network’s logo displayed. Visa and Mastercard networks are very well supported globally, including in India, making these good options to look out for when you pick your travel debit card for India.

Prepaid cards from reputable providers are safe to use at home and abroad. They aren’t linked to your main bank account which can offer extra peace of mind, and may also make it easier to manage your travel budget. However, you’ll need to check the card features and fees carefully to make sure you're getting the best match for your needs.

Editorial note: We may not cover every product in this category. For more information, see our Editorial guidelines .

The 5 best travel money cards for india in 2024.

India is a large and mesmerising country that is rarely seen in one visit. Australians love travelling to India for its delicious food, cultural sites and difference in lifestyles.

In India you are likely to pay for accommodation, food, transport and entertainment as well as withdraw cash from ATMs with your card. So which is the best travel card to take with you?

It's easy, to save you lots of time, we have compared a large number of the best cash cards for overseas travel in 2024 and have summarised their best points.

Best 5 Travel Money Cards for India in 2024:

• Wise Multi Currency Card for best exchange rates
• Revolut Travel Card as the best all rounder
• HSBC Global Everyday Debit Card for ATM cash withdrawals
• Bankwest Breeze Platinum Credit Card for lowest interest rate
• ING One Low Rate Credit Card with no annual fee

Wise Multi Currency Prepaid Card - Best Exchange Rates

Best features.

• 40+ currencies available
• Best exchange rates globally
• One of the lowest conversion fee on the market
• No international transaction fees
• No annual or monthly fees
• Extremely low costs to send money overseas

Read our Wise Travel Card Review

Wise Travel Card

• Cross currency conversion fees are between 0.24–3.69%. AUD to USD, EUR or GBP was 0.42%, which is one of the lowest on the market
• Free cash withdrawals up to $350 every 30 days. However after that, Wise charge a fixed fee of $1.50 per transaction + 1.75%
• Daily ATM withdrawal is $2,700
• Issue up to 3 virtual cards for temporary usage
• It takes between 7 to 14 business days to receive your card
• Can be used wherever MasterCard is accepted

The Wise Travel Card is an excellent option for those eager to experience India. It offers over 40 currencies at the intermarket exchange rate, which is the cheapest rate globally. In addition you can buy goods online from overseas with no transaction fee plus get the best exchange rate. However if you use ATMs frequently this is not the card to use due to the fees. Finally Wise Travel Card lets you transfer money to an overseas bank account with extremely low fees and the best exchange rate.

Revolut - Low Fees

• 30+ currencies available
• One of the best exchange rates globally
• No annual or monthly fees for standard membership
• No initial card fee
• Instant access to a range of cryptocurrencies

Read our Revolut Card Review

Revolut Travel Card

• No fee ATM withdrawals up to A$350, or 5 ATM withdrawals, whichever comes first, per rolling 30 day period and 2% of withdrawal amount (minimum charge of A$1.50) after that
• Exchanging currency on the weekend can incur a 1% mark-up fee
• Fees on international money transfers were introduced in April 2021.
• Can be used wherever Visa is accepted

The Revolut Travel Card is a decent option for those who travel a lot as it offers over 30 currencies at a great exchange rate, which is the cheapest rate globally. However if you exchange currency on the weekend you can incur a one-percent mark-up fee. In addition they have introduced fees for international transfers. Finally if you use ATMs frequently this is not the card to use due to the fees.

HSBC Everyday Global Travel Card - Best Travel Card by Bank

• Great exchange rate offered for Indian rupee (INR)
• No fees at HSBC ATMs in India to withdraw rupee
• No initial card, closure, account keeping or monthly fees
• No cross currency conversion fees

HSBC Everyday Global Travel Card

• 10 Currencies can be loaded are USD, AUD, EUR, GBP, CAD, JPY, NZD, SGD, INR and CNY (currency restrictions on CNY)
• No maximum balance for any currency
• Very competitive exchange rates on all currencies when you have currencies already loaded on your card
• ATMs within Australia need to be HSBC and overseas they need to display a VISA or VISA Plus logo, not be be charged fees
• Earn 2% cash back when you tap and pay with payWave, Apple Pay or Google Pay for purchases under $100.
• Daily maximum ATM withdrawal is $2,000
• Fraud protection covered by Visa Zero Liability

The HSBC Everyday Global Debit Card is an excellent option to take travelling to India and to spend money in Australia with no international transaction fees, international ATM fees and monthly fees.

HSBC has branches and ATMS is India so you can avoid the nasty numerous ATM fees. In addition there is no maximum balance on currencies held and a 2% cash back incentive when you tap and pay under $100.

Bankwest Breeze Platinum Credit Card - Lowest Interest Rate

• Lowest interest rate at 9.90%
• No international transaction fees on purchases
• Up to 55 days interest free on purchases
• Low annual fee
• Complimentary international travel insurance

Bankwest Breeze Platinum Credit Card

• Free annual fee first year, then $69 annual fee
• Free international travel insurance that includes the basics but does not cover cancellation costs, pre existing conditions and travellers over 80
• $6,000 minimum credit card
• 0% p.a. on purchases and balance transfers for the first 15 months, then reverts to 9.90%
• 21.99% interest rate on purchases and cash advances
• Cash advance fee of the higher of $4 or 2% of cash advance
• Can be used wherever Mastercard is accepted

The Bankwest Breeze Platinum is a great no frills credit card that offers ‘no foreign transaction fees’ and the lowest interest rate on the market, at 9.90%. These two factors alone will save you hundreds of dollars when travelling throughout India.

In addition it has a low annual fee and complimentary international travel insurance. Finally for its price point it is a great value credit card that will be accepted most places in India.

ING One Low Rate Credit Card - No Annual Fee

• No annual fee
• Up to 45 days interest free on purchases
• Lowest cash advance interest rate of 11.99%
• Use instalment plans to pay off your purchases over time at a lower interest rate

ING One Low Rate Credit Card

• 11.99% interest rate on purchases
• Make payments from your mobile with pay with Apple Pay and Google Pay
• International ATM fee and Foreign currency conversion fee are waived when you deposit $1,000 into your Orange Everyday each month, and make 5+ card purchases that are settled. Otherwise they are the higher of 3% or at least $3
• Put repayments on auto payment each month to pay the minimum balance or full amount

The ING One Low Rate credit card is a great option to take to India as it charges no annual fee and offers a low interest rate for purchases and cash advances of 11.99%. The cash advance interest rate is very low and about 50% less than most of its competitors who charge around 22% on cash advances.

Furthermore the ING One Low Rate credit card has no international transaction fees, so you can save money on your travels and when you buy goods from overseas. It's a handy backup card to have in your wallet when travelling through India.

Learn more about the best credit, debit and prepaid cards for travel

Credit Card

Best Prepaid Travel Cards

The best way to take holiday money to India is through a Wise Multi Currency card, which offers the best exchange rate for Indian rupee, a Citibank Plus Everyday or HSBC Global card for ATM withdrawals and the BankWest Platinum Breeze or ING One Low Rate cards for credit purchases.

No you shouldn't get Indian rupee before travelling to India, as non-residents are not allowed to bring or take Indian rupee in or out of India. It is considered a ‘closed currency’. Indian residents are allowed to bring in 25,000 Indian rupee into India, which is approximately $450.

Yes, the Wise Multi Currency card can be used in India and it offers the best exchange rate on the market and no international transaction fees. All other prepaid currency cards in Australia do not offer Indian rupee including Australia Post, Travelex, Travel Money Oz, Commonwealth bank, Westpac and Qantas.

You can use your Australian debit card in India and to avoid large fees we advise you to use the Citibank Plus Everyday or HSBC Global debit cards. You can use both debit cards in Australia and India at ATMs without paying 3 types of different ATM fees.

ATMs from Citibank , HSBC , SBI, Axis, HDFC, IDBI, ICICI, Kotak Mahindra and Yes Bank are all banks in India that accept international credit cards. Not all banks accept international cards so you need to look for the Mastercard or Visa logo at the ATM.

The maximum amount per withdrawal is 10,000 Indian rupee or roughly $180. The maximum daily withdrawal amount is 40,000 Indian rupee or roughly $720. It's important to withdraw as much as possible per ATM withdrawal in India to reduce the fees.

Yes you can use a Visa debit card in India wherever the Visa logo is shown. Be aware not all ATMs accept international cards, so you need to look for the Visa logo. In tourist areas Visa is readily accepted however in rural areas, Visa is less accepted and you are advised to take Indian rupee with you.

No you can not use Australian dollars or US dollars in India. The currency of India is Indian rupee. It is recognised in shops with the letters ₹ before the numerals, for example ₹50.  There are 6 banknotes each with a different colour.

More Travel Card Guides

Learn more about the best travel money cards for your holiday destination.

ASIC regulated

Like all reputable money exchanges, we are registered with AUSTRAC and regulated by the Australian Securities and Investment Commission (ASIC).

S Money complies with the relevant laws pertaining to privacy, anti-money laundering and counter-terrorism finance. This means you are required to provide I.D. when you place an order. It also means the order must be paid for by the same person ordering the currency and you must show your identification again when receiving your order.

•   Argentina
•   Australia
•   Deutschland
•   Magyarország
•   Nederland
•   New Zealand
•   Österreich
•   Singapore
•   United Kingdom
•   United States
•   繁體中文 (香港)

5 Best Travel Cards for India

Getting an international travel card before you travel to India can make it cheaper and more convenient when you spend in Indian Rupee. You'll be able to easily top up your card in USD before you leave the US, to convert seamlessly to INR for secure and flexible spending and withdrawals.

This guide walks through our picks of the best travel cards available for anyone from the US heading to India, like Wise or Revolut. We'll walk through a head to head comparison, and a detailed look at their features, benefits and drawbacks.

5 best travel money cards for India:

Let's kick off our roundup of the best travel cards for India with a head to head comparison on important features. Here's an overview of the providers we've picked to look at, for customers looking for ways to spend conveniently overseas when travelling from the US:

Each of the international travel cards we’ve picked out have their own features and fees, which may mean they suit different customer needs. Keep reading to learn more about the features, advantages and disadvantages of each - plus a look at how to order the travel card of your choice before you head off to India.

Wise travel card

Open a Wise account online or in the Wise app, to order a Wise travel card you can use for convenient spending and withdrawals in India. Wise accounts can hold 40+ currencies, so you can top up in USD easily from your bank or using your card. Whenever you travel, to India or beyond, you’ll have the option to convert to the currency you need in advance if it’s supported for holding a balance, or simply let the card do the conversion at the point of payment.

In either case you’ll get the mid-market exchange rate with low, transparent fees whenever you spend in INR, plus some free ATM withdrawals every month - perfect if you’re looking for easy ways to arrange your travel cash.

Wise features

Wise travel card pros and cons.

• Hold and exchange 40+ currencies with the mid-market rate
• Spend seamlessly in INR when you travel
• Some free ATM withdrawals every month, for those times only cash will do
• Ways to receive payments to your Wise account conveniently
• Manage your account and card from your phone
• 9 USD delivery fee for your first card
• ATM fees apply once you've exhausted your monthly free withdrawals
• Physical cards may take 14 - 21 days to arrive

How to apply for a Wise card

Here’s how to apply for a Wise account and order a Wise  travel card in the US:

Open the Wise app or desktop site

Select Register and confirm you want to open a personal account

Register with your email, Facebook, Apple or Google ID

Upload your ID document to complete the verification step

Tap the Cards tab to order your card

Pay the one time 9 USD fee, confirm your mailing address, and your card will be on the way, and should arrive in 14 - 21 days

Revolut travel card

Choose a Revolut account, from the Standard plan which has no monthly fee, to higher tier options which have monthly charges but unlock extra features and benefits. All accounts come with a smart Revolut card you can use in India, with some no fee ATM withdrawals and currency conversion monthly, depending on the plan you pick. Use your Revolut account to hold and exchange 25+ currencies, and get extras like account options for under 18s, budgeting tools and more.

Revolut features

Revolut travel card pros and cons.

• Pick the Revolut account plan that suits your spending needs
• Hold and exchange 25+ currencies, and spend in 150 countries
• Accounts come with different card types, depending on which you select
• All accounts have some no fee currency exchange and some no fee ATM withdrawals monthly
• Some account tiers have travel perks like complimentary or discounted lounge access
• You need to upgrade to an account with a monthly fee to get all account features
• Delivery fees may apply for your travel card
• Fair usage limits apply once you exhaust your currency conversion and ATM no fee allowances
• Out of hours currency conversion has additional fees

How to apply for a Revolut card

Set up your Revolut account before you leave the US and order your travel card. Here’s how:

Download and open the Revolut app

Register by adding your personal and contact information

Follow the prompts to confirm your address and order your card

Pay any required delivery fee - costs depend on your account type

Chime travel card

Use your Chime account and card to spend in India with no foreign transaction fee. You’ll just need to load a balance in USD and then the money is converted to INR instantly with the Visa rate whenever you spend or make a withdrawal. There’s a fee to make an ATM withdrawal out of network, which sits at 2.5 USD, but there are very few other costs to worry about. Plus you can get lots of extra services from Chime if you need them, such as ways to save.

Chime features

Chime travel card pros and cons.

• No Chime foreign transaction fees
• No ongoing charges for your account
• Lots of extra products and services if you need them
• Easy ways to manage your money online and in app
• Virtual cards available
• You'll need to inform Chime you're traveling to use your card abroad
• Low ATM limits
• Cards take 7 - 10 days to arrive by mail

How to apply for a Chime card

Here’s how to apply for a Chime account and order a travel card in the US:

Visit the Chime website or download the app

Click Get started and add your personal details

Add a balance

Your card will be delivered in the mail and you can use your virtual card instantly

Monzo travel card

Monzo cards can be ordered easily in the US and used for spending in India and globally. Monzo accounts are designed for holding USD only - but you can spend in INR and pretty much any other currency easily, with no foreign transaction fee. Your funds are just converted using the network exchange rate whenever you pay or make a withdrawal.

Monzo doesn’t usually apply ATM fees, but it’s worth knowing that the operator of the specific ATM you pick may have their own costs you’ll need to check out.

Monzo features

Monzo travel card pros and cons.

• Good selection of services available
• No foreign transaction fee to pay
• No Monzo ATM fee to pay
• Manage your card from your phone conveniently
• Deposits are FDIC protected
• You can't hold a foreign currency balance
• ATM operators might apply their own fees

How to apply for a Monzo card

Here’s how to apply for a Monzo account and order a travel card in the US:

Visit the Monzo website or download the app

Click Get Sign up and add your personal details

Check and confirm your mailing address and your card will be delivered in the mail

Netspend travel card

Netspend has a selection of prepaid debit cards you can use for spending securely in India. While these cards don’t usually let you hold a balance in INR, they’re popular with travelers as they’re not linked to your regular checking account. That increases security overseas - plus, Netspend offers virtual cards you can use to hide your physical card details from retailers if you want to.

The options with Netspend vary a lot depending on the card you pick. Usually you can top up digitally or in cash in USD and then spend overseas with a fixed foreign transaction fee applying every time you spend in a foreign currency. You’ll be able to view the terms and conditions of your specific card - including the fees - online, by entering the code you’ll find when your card is sent to you.

Netspend features

Netspend travel card pros and cons.

• Large selection of different card options depending on your needs
• Some cards have no overseas ATM fees
• Prepaid card which is secure to use overseas
• Manage your account in app
• Change from one card plan to another if you need to
• You may pay a monthly fee for your card
• Some cards have foreign transaction fees for all overseas use, which can be around 4%
• Selection of fees apply depending on the card you pick

How to apply for a Netspend card

Here’s how to apply for a Netspend account and order a travel card in the US:

Visit the Netspend website

Click Apply now

Complete the details, following the onscreen prompts

Get verified

Your card will arrive by mail - add a balance and activate it to get started

What is a travel money card?

A travel money card is a card you can use for secure and convenient payments and withdrawals overseas.

You can use a travel money card to tap and pay in stores and restaurants, with a wallet like Apple Pay, or to make ATM withdrawals so you'll always have a bit of cash in your pocket when you travel.

Although there are lots of different travel money cards on the market, all of which are unique, one similarity you'll spot is that the features and fees have always been optimised for international use. That might mean you get a better exchange rate compared to using your normal card overseas, or that you run into fewer fees for common international transactions like ATM withdrawals.

Travel money cards also offer distinct benefits when it comes to security. Your travel money card isn't linked to your United States Dollar everyday account, so even if you were unlucky and had your card stolen, your primary bank account remains secure.

Travel money vs prepaid card vs travel credit card

It's helpful to know that you'll be able to pick from several different types of travel cards, depending on your priorities and preferences. Travel cards commonly include:

• Travel debit cards
• Travel prepaid cards
• Travel credit cards

They all have distinct benefits when you head off to India or elsewhere in the world, but they do work a bit differently.

Travel debit and prepaid cards are usually linked to an online account, and may come from specialist digital providers - like the Wise card. These cards are usually flexible and cheap to use. You'll be able to manage your account and card through an app or on the web.

Travel credit cards are different and may suit different customer needs. As with any other credit card, you may need to pay an annual fee or interest and penalties depending on how you manage your account - but you could also earn extra rewards when spending in a foreign currency, or travel benefits like free insurance for example. Generally using a travel credit card can be more expensive compared to a debit or prepaid card - but it does let you spread out the costs of your travel across several months if you'd like to and don't mind paying interest to do so.

What is a prepaid travel money card best for?

Let's take a look at the advantages of using a prepaid travel money card for travellers going to India. While each travel card is a little different, you'll usually find some or all of the following benefits:

• Hold and exchange foreign currencies - allowing you to lock in exchange rates and set a travel budget before you leave
• Convenient for spending in person and through mobile wallets like Apple Pay, as well as for cash withdrawals
• You may find you get a better exchange rate compared to your bank - and you'll usually be able to avoid any foreign transaction fee, too
• Travel cards are secure as they're not linked to your everyday USD account - and because you can make ATM withdrawals when you need to, you can also avoid carrying too much cash at once

Overall, travel cards offer flexible and low cost ways to avoid bank foreign transaction and international ATM fees, while accessing decent exchange rates.

How to choose the best travel card for India

We've picked out 5 great travel cards available in the US - but there are also more options available, which can make choosing a daunting task. Some things to consider when picking a travel card for India include:

• What exchange rates does the card use? Choosing one with the mid-market rate or as close as possible to it is usually a smart plan
• What fees are unavoidable? For example, ATM charges or top up fees for your preferred top up methods
• Does the card support a good range of currencies? Getting a card which allows you to hold and spend in INR can give you the most flexibility, but it's also a good idea to pick a card with lots of currency options, so you can use it again in future, too
• Are there any other charges? Check in particular for foreign transaction fees, local ATM withdrawal fees, inactivity fees and account close fees

Ultimately the right card for you will depend on your specific needs and preferences.

What makes a good travel card for India

The best travel debit card for India really depends on your personal preferences and how you like to manage your money.

Overall, it pays to look for a card which lets you minimise fees and access favourable exchange rates - ideally the mid-market rate. While currency exchange rates do change all the time, the mid-market rate is a good benchmark to use as it’s the one available to banks when trading on wholesale markets. Getting this rate, with transparent conversion fees, makes it easier to compare costs and see exactly what you’re paying when you spend in INR.

Other features and benefits to look out for include low ATM withdrawal fees, complimentary travel insurance, airport lounge access or emergency cash if your card is stolen. It’s also important to look into the security features of any travel card you might pick for India. Look for a card which uses 2 factor authentication when accessing the account app, which allows you to set instant transaction notifications, and which has easy ways to freeze, unfreeze and cancel your card with your phone.

When you head off to India you can expect to find you’ll be able to use your card - but not always. Some merchants still prefer cash payments, especially in smaller villages - so choosing a card which is easy to pay with, but which also has simple and low cost ways to make ATM withdrawals should mean you’re covered no matter what happens

Ways to pay in India

Cash and card payments - including contactless, mobile wallet, debit, credit and prepaid card payments - are the most popular ways to pay globally.

In India card payments are common in most situations. You’ll be able to make Chip and PIN or contactless payments or use your favourite mobile wallet like Apple Pay to tap and pay on the go. It’s still worth having a little cash on you just in case - and for the odd situations where cash is more convenient, such as when tipping or buying a small item in a market.

Which countries use INR?

You’ll find that INR can only be used in India. If you don’t travel to India frequently it’s worth thinking carefully about how much to exchange so you’re not left with extra foreign currency after your trip. Or pick a travel card from a provider like Wise or Revolut which lets you leave your money in USD and convert at the point of payment with no penalty.

What should you be aware of when travelling to India

You’re sure to have a great time in India - but whenever you’re travelling abroad it's worth putting in a little advance thought to make sure everything is organised and your trip goes smoothly. Here are a few things to think about:

1. Double check the latest entry requirements and visas - rules can change abruptly, so even if you’re been to India before it’s worth looking up the most recent entry requirements so you don’t have any hassle on the border

2. Plan your currency exchange and payment methods - you can change USD to INR before you travel to India if you’d like to, but as card payments are common, and ATMs widely available, you can actually leave it until you arrive to get everything sorted as long as you have a travel money card. Top up your travel money card in USD and either exchange to INR in advance or at the point of payment, and make ATM withdrawals whenever you need cash. Bear in mind that currency exchange at the airport will be expensive - so hold on until you reach India to make an ATM withdrawal in INR if you can.

3. Get clued up on any health or safety concerns - get travel insurance before you leave the US so you have peace of mind. It’s also worth reading up on any common scams or issues experienced by tourists. These tend to change over time, but may include things like rip off taxis or tour agents which don’t offer fair prices or adequate services.

Conclusion - Best travel cards for India

Ultimately the best travel card for your trip to India will depend on how you like to manage your money. Use this guide to get some insights into the most popular options out there, and to decide which may suit your specific needs.

FAQ - best travel cards for India

When you use a travel money card you may find there’s an ATM withdrawal fee from your card issuer, and there may also be a cost applied by the ATM operator. Some of our travel cards - like the Wise and Revolut card options - have some no fee ATM withdrawals every month, which can help keep down costs.

Travel money cards may be debit, prepaid or credit cards. Which is best for you will depend on your personal preferences. Debit and prepaid cards are usually pretty cheap and secure to spend with, while credit cards may have higher fees but often come with extra perks like free travel insurance and extra reward points.

There’s no single best prepaid card for international use. Look out for one which supports a large range of currencies, with good exchange rates and low fees. This guide can help you compare some popular options, including Wise, Revolut and Monzo.

Yes, you can use your local debit card when you’re overseas. However, it’s common to find extra fees apply when spending in foreign currencies with a regular debit card. These can include foreign transaction fees and international ATM charges.

Usually having a selection of ways to pay - including a travel card, your credit or debit card, and some cash - is the best bet. That means that no matter what happens, you have an alternative payment method you can use conveniently.

Yes. Most travel debit cards have options to make ATM withdrawals. Check the fees that apply as card charges do vary a lot. Some cards have local and international fees on all withdrawals, while others like Wise and Revolut, let you make some no fee withdrawals monthly before a fee kicks in.

Both Visa and Mastercard are globally accepted. Look out for the logo on ATMs and payment terminals in India.

The cards you see on this page are ordered as follows:

For card providers that publish their exchange rates on their website, we used their USD / INR rate to calculate how much Indian Rupee you would receive when exchanging / spending $4,000 USD. The card provider offering the most INR is displayed at the top, the next highest below that, and so on.

The rates were collected at 15:54:21 GMT on 19 February 2024.

Below this we display card providers for which we could not verify their exchange rates. These are displayed in alphabetical order.

Send international money transfer

More travel card guides.

• Credit Cards
• Investments
• Terms and Conditions
• Privacy Policy

21 Best Forex Cards in India (2024)

• January 2, 2024
• 39 min read

Forex cards have revolutionized the way people carry foreign currency while traveling abroad. With the convenience of using them like a debit or credit card, forex cards are gaining immense popularity among travelers in India. If you are planning to travel abroad, you might be wondering which forex card to choose. In this article, we have compiled a list of the best forex cards in India to help you make an informed decision.

What is a Forex Card?

Also known as a prepaid card, prepaid travel money card, or Travel credit card, A Forex card is a ‘ready to use card’ instead of a regional currency. It is available in a fixed amount but offers the facility to top up the card as per your requirement.

You can load it with any currency and use it like your debit or credit. One of the significant advantages of this card is that it helps you pay when you travel abroad and saves you from the inconvenience of currency exchange. And just like a credit or debit card, it can also be used to withdraw cash from an ATM. Forex card helps to keep your money safe when you are traveling abroad.

Different Type Of Forex Cards In India:

There are two types of Forex cards in India. They are:

• Multi-currency Forex cards : A card that can be loaded with 23 different currencies and can be used throughout the world. When you are traveling from one country to another, it helps you change to the currency of the country you are going to visit from the currency you are currently using.
• Single currency forex cards:  There is a high cross-currency charge on this card whenever you use a different currency and also comes with limited use.

There are few other kinds of forex cards also introduced like the Student Forex cards for students traveling abroad and the Contactless Forex Cards that help you pay for your purchase at retail outlets in a safe way. One should choose among these the best forex card as per his use.

List  of 21 Best Forex Cards India

Forex cards are one of the best options for spending your money wisely when you travel abroad. These cards are safe and serve as a less expensive replacement for your cash. Even if the forex market rates keep increasing or decreasing, the rate of the funds you have loaded in your forex card remains the same. Let us begin our list.

1. Axis Bank World Traveller Forex Card

This card is offered by Axis Bank in association with Miles and More; this is one of the best forex cards that aim at Indian travelers who undertake frequent international trips. The card comes with free Miles and More membership. You can earn award miles for loading and each time you spend using the Travellers Forex Card.

The currencies which the card supports are:

• Saudi riyal
• New Zealand dollar
• Hong Kong dollar
• Australian Dollar
• Canadian Dollar
• Swiss Franc
• Japanese Yen
• Indian Rupee
• Singapore dollar
• Pound Sterling
• Swedish kronor
• Danish Krone
• South African Rand
• The transactions become fast and secure when we are able to pay with MasterCard’s contactless technology.
• The card uses the technology of chip and PIN, which is far more secure than legacy cards that use magnetic strips.
• With the locked-in exchange rate feature users can save up to 4% on exchange rates besides avoiding extra fees per transaction.
• Earn five award miles for every $5 spent on the card.
• Trip Assist provides you emergency assistance.
• Miles and More programs allow you to earn miles.
• Welcome bonus of 1,000 air miles and 2,000 miles as a bonus reward on loading more than $4,000.
• The remaining cash on the card can be used to do retail transactions in India through the INR wallet.

Axis Bank World Traveller Forex Card charges and fees

The fees and charges for this forex card are mentioned below:

You can redeem your miles both online and offline with miles and more and its partners. Some of the partners are Taj Hotels, resorts, and palaces, PVR Cinemas, India times shopping, etc.

2. Multi-currency Forex cards by Axis Bank

Students traveling abroad for their studies or vacation or college trip or any other reason try to save money on each transaction they make, such as airfare, travel insurance, college fees, cash withdrawal, etc.

Axis Bank Multi-currency forex card is among the best forex cards for students and one of the best forex cards India that allows you to hold 16 different foreign currencies in a single card.

The 16 currencies are as follows:

• British Pound
• Swedish Kronor
• Singapore Dollar
• New Zealand Dollar
• Saudi Riyal

Moreover, this card is of two types:

I. Contactless Forex Card: This card features Visa’s payWave technology. According to Visa’s payWave technology, you can just wave the card a secured card reader to make the payment. It is more secure because you don’t even need to hand over your card to someone to swipe it, you yourself can wave it over the card reader, and the payment is made.

II. Image Forex Card: This Axis Bank Multi-Currency Forex card gives you the option to personalize by allowing you to add an image of your choice on the card.

To apply for this card, you don’t need to be an existing customer of Axis Bank. The validity of this card is 5 years. You can reload and use it in as many trips as wanted in this time period. And the first 3 ATM transactions are complementary.

This card comes with TripAssist by Axis Bank – emergency assistance which allows you to:

• Block the card.
• Lost passport assistance.
• Get emergency cash.
• With locked-in exchange rate feature, the cash in the card remains unaffected from fluctuating currency rates.
• You can withdraw cash at any Mastercard/VISA ATMs across the world.
• Minimum 15% discount at various restaurants.
• Earn 2 reward points for every USD 5 or equivalent amount spent in any currency.

Special offer valid only for students:

• ATM transaction fee is waived off
• Issuance and reload fee is waived
• 1% cashback on ECOM/POS transactions
• Complimentary TripAssist service

Axis Bank Multi-Currency Forex Card Fees & Charges

The fees and charges for this forex card in India are mentioned below:

3. Axis Bank Diners card

The Axis Bank diners card only allows you to load USD. There are several other benefits associated with the card for travelers going to the US. The card gifts you 2 points every time you spend USD 5 at any shops/merchant outlets.

• Along with the TripAssist features of the Axis Bank, they also have chip and PIN technology which works far better than old cards which used a magnetic strip.
• Can Pay without lag directly at any Diners powered merchant outlets.
• Coverage of medical treatment and ATM robbery. (Maximum amount Rs 60,000)
• Insurance coverage in case of theft/lost.
• Users can encash the balance, transfer it to a resident foreign currency domestic account.

Axis Bank Diners Card Fees & Charges

The fees and other charges for this forex card are mentioned below:

4. HDFC Bank Multicurrency ForexPlus Card

HDFC ForexPlus Cards is among one of the best forex cards India, it is easy, safe as well as a cashless way of carrying foreign currency on your trip abroad. You can use this card to make payments for shopping, lodging, dining, etc.

This card allows you to avail currencies of 22 different countries, which are:

• Omani Riyal
• Qatari Riyal
• Hong Kong Dollar
• Norwegian Krone
• Bahraini Dinar
• Kuwaiti Dinar
• Its payWave NFC technology helps you make a payment without providing information about the card that means contactless.
• A backup card facility is available if your primary card is stolen or lost.
• It comes with an embedded chip and PIN-based transactions.
• Emergency Cash Delivery Assistance: if you lose your card or there is a card failure HDFC bank provides Emergency Cash delivery service all over the world.
• There is an extra assistant service for lost passport and lost luggage.
• Free complimentary international SIM that offers talk time worth ₹200.
• Customers also get insurance protection valued ₹5 lakh which protects the card against any misuse.

HDFC Bank Multicurrency ForexPlus Card Fees & Charges

The fees and other charges for this forex card in India are mentioned below:

5. HDFC Bank ISIC Student ForexPlus Card

As the name suggests, this card is introduced for students and works as a student identity card. It comes with lots of benefits like you can get discounts in around 130 countries like books, travel, etc.

The card allows the following 3 currencies:

• Sterling Pounds
• Can avail of special discounts and exclusive benefits.
• Protection from skimming and fraud, the card comes with an EMV chip.
• Card is accepted as student identity card across the country.
• An added benefit of insurance cover of up to Rs 5 lakhs along with accidental death coverage.
• Baggage loss charges are Rs. 50,000.
• Passport reconstruction cover, maximum of Rs 20,000.
• Customers will get free, complimentary international SIM with talk time worth Rs.200.
• It can be purchased 60 days in advance from the date of travel.

Also Read: Best Banks For A Personal Loan In India

HDFC ISIC Student ForexPlus Card Fees & Charges:

Cross-reference: How prepaid forex cards differ from debit or credit cards

6. HDFC Regalia ForexPlus Card

This card comes loaded with USD currency. There are no-cost currency charges. You can pay for payments across other currencies as well. Also, the cross-currency charge for this card is zero.

• Contactless payment method.
• HDFC provides assistant worldwide if the Card is lost or is failing.
• Emergency cash delivery within 6-7 hours if card is lost.
• Complimentary service by Partner hotels.
• Earn reward points for every $1 spent.
• Free access to lounges in the international airport.
• Insurance coverage from Rs. 50000 to 5 lakhs.
• In case of cash withdrawals managed at ATMs associated to All Point Network, the ATM ownership charges get waived.  

HDFC Regalia Forex Plus Card Fees & Charges

*Rs. 1000 is the card issuance fee.

7. Thomas Cook Borderless Prepaid Card

Another best forex card in India, this card comes with a validity of 5 years, and another best thing about this card is that you get a backup card free of cost. You can use this backup card if you lose your card’s primary forex card or it gets stolen.

This card allows you to avail currencies of 9 different countries through one single card, which are:

• Swiss Francs
• Australian Dollars
• British Pounds
• Canadian Dollars
• Singapore Dollars
• Arab Emirates Dirham
• Card protection based on a Chip and PIN.
• Backup card without any charges.
• Not linked to your bank account.
• Dedicated customer support and emergency service.
• No cash withdrawal charges at ATMs are deducted.
• Backup Card available at Zero Cost.
• No surcharge at ATM’s across All Point network.
• Insurance cover up to USD 10,000.
• Free replacement of lost or stolen card.

Thomas Cook Borderless Prepaid Card Fees & Charges

8. Thomas Cook One Currency Card

This card can be stuffed with USD and used throughout the world. Issued on the MasterCard network, this card is valid for up to 5 years.

• Like in a modern debit or credit card, to make the transactions safe and convenient, this forex card comes with Chip and PIN technology.
• Zero cross conversion charge.
• Chip and Pin protected.
• Free replacement of lost or stolen cards.
• USD 10,000 cover-up under any complimentary insurance.

Thomas Cook One Currency Card Fees & Charges

9. IndusInd Bank Multi-Currency Forex card

This Forex card is for the once who frequently travel abroad. About 8 currencies can be loaded on this card. It is not necessary that you must be an existing IndusInd Bank customer to opt for this forex card. You also get dining, and safe transaction offers with this card.

There are different currencies that can be loaded are as follows:

• United States Dollar
• Great Britain Pound
• South African Rand & Thai Baht
• The card is highly secured as it comes with an embedded chip.
• Easy online transactions.
• Allows withdrawals from all VISA ATMs.
• It comes with a paired card key option, which is a backup card in case you lose the primary card.
• Cardholders can easily encash the remaining balance once they come back to India.
• Card replacement is available in case of loss or damage of card.
• It offers you 2 free ATM withdrawals per currency every month.
• The refund process is very convenient.
• Get instant alerts for transactions.
• It provides you with instant transaction alerts. This helps avoid fraud.
• Extra back up card is provided along with the primary card.

IndusInd Bank Multi-Currency Forex Card Fees &Other Charges

10. ICICI Bank Multi-Currency Platinum Travel Card

This travel/forex card is a prepaid foreign currency card that will make your foreign trip enjoyable without constant worrying of cash problems. You can load this card with multiple foreign currencies in India and use it abroad to withdraw cash in the local currency.

The ICICI Bank MultiCurrency Platinum Travel Card also comes with features such as travel insurance, emergency assistance, advanced account management features.

The currencies that can be loaded are as follows:

• Swedish Krona
• Saudi Arabian Riyal
• Liability insurance cover of up to Rs 2 lakhs on lost cards.
• In case of loss of card/the card being misplaced will get help 24*7.
• Duty Free shopping at Indian airports.
• Superior security through 3D Secure and CHIP & PIN technology.
• Discounts on shopping, dining, and stay.
• Up to Rs 10 lakhs of cover on personal air accident cover.
• Convenient refund process.
• Instant account update in real-time.
• It can be easily reloaded online.
• Wallet to wallet transfer.

ICICI Bank Single Currency Forex Card fees and charges:

Cross-reference: How Does a Forex Card Work?

11. Trip Money Global Cash Card

One of MakemyTrip’s best forex cards India is the SBM bank-issued TripMoney Global Cash Card. It provides financial support to overseas travelers and reduces the cost of currency exchange. People who want to handle their cash and cards online are the target market for the Tripmoney Global cash card. The fact that the card, unlike others, does not need a credit history has been a godsend to those who enjoy traveling abroad. The Tripmoney Global Cash Card is used worldwide. You may make purchases at every POS and ATM in any currency of your choice. You may quickly load money in INR and utilize it in any foreign currency with no forex markup or currency conversion fees, giving you freedom. This card can be used in 150-plus countries in a completely hassle-free manner.

This card lets you avail of the following currencies:

• Canadian Dollar (CAD)
• Australian Dollar (AUD)
• United States Dollar (USD)
• Great Britain Pound (GBP)
• Singapore Dollar (SGD)
• United Arab Emirates Dirham (AED)
• Saudi Riyal (SAR)
• Thai Baht (THB)
• New Zealand Dollar (NZD)
• Hong Kong Dollar (HKD)
• Swiss France (CHF)
• Japanese Yen (JPY)
• Swedish Krone (SEK)
• South African Rand (ZAR)
• Regular audits take place to ensure the safety of the transactions.
• The forex card is secured by data encryption to ensure the safety of the digital data.
• The data of the cards and the customers are secured.
• Global Cash Card from Tripmoney is free for life.
• There are no additional expenses associated with this prepaid card, such as joining, yearly, or renewal fees.
• The card will be delivered within 7 days minimum.
• Borrow money in INR and use it in whatever you choose.
• The entire procedure is computerized.
• It provides easy app-based card management.
• Free subscription to MakeMyTrip (MMT) Black.
• A coupon is good for savings of up to INR 70,000 at MakeMyTrip.
• Customers save 2% to 4% when there is no foreign exchange markup on their purchases.
• When compared to the exchange rates at airport currency counters, you may save up to 10%.

Trip Money Global Cash Card Fees and Charges

12. YES Bank Multi-Currency Travel Card

It is considered one of the most beneficial foreign exchange cards of India, being cost-efficient and secure. The online customer care portal helps in easy management of cards from all over the world at any point of time. It has high security and low total cost compared to others.

The currencies that are supported by this card are:

• USD (United States Dollar)
• SGD (Singapore Dollar)
• GBP (British Pound)
• AED (UAE Dirhams)
• AUD (Australian Dollar)
• CAD (Canadian Dollar)
• JPY (Japanese Yen)
• HKD (Hong Kong Dollar)
• CHF (Swiss Franc)
• Chip based Card for higher security
• Instant SMS Alerts in real time
• Insurance coverage on Card
• Temporary Card Lock Feature
• Safer and Secured mode of carrying foreign currency
• You can see and analyze the details of any previous transaction made. You can also check your last 10 transactions.
• It is easy to manage this Card by connecting to the customer support portal accessible online.

YES Bank Multi-Currency Travel Card Fees & Charges:

13. BookMyForex Travel Card

BookMyForex has launched its very own Visa-powered forex card in association with YesBank for making foreign payments simpler. Travelling students and working professionals like its service and find it beneficial. There are no costly fees for using ATMs to withdraw money or scanning balance at retail locations. BookMyForex has resulted in saving Rs. 19.25 crores by selling 1,25,000+ forex cards and this is what differentiates it from its competitors.

This card supports the following currencies:

• British pound
• Stringent PIN protection method that ensures security of the customer’s account and money.
• You can get notifications for all your transactions through automatic fraud prevention mechanism.
• Free Insurance Cover for theft or other unwanted incidents.
• The Card can support 15 different currencies of several countries at the same time.
• It is more convenient than other cards, since you can exchange currency for free.
• Bookmyforex waives off all charges commonly associated with forex cards, such as issuance, reloading, etc.

BookMyForex Travel Card Fees & Charges:

14. Niyo Global Card

According to a survey by a trustworthy travel agency, the Niyo Global Card is a popular and beneficial currency card. In association with DCB Bank, this card was launched. It eases use of the card through their mobile application, and you can lock the card if unused for a long time.

• United Arab Emirates Dirham
• Swiss France
• Manage digital savings account by locking or adding limits on various transactions.
• Insurance cover of up to ₹5 Lakh
• Real-time updates for your transactions
• Besides the TripAssist capabilities given by DCB Bank, it functions on chip and PIN technology, that is more effective than older cards using magnetic strips.
• ATM ownership charges are waived for withdrawals made from machines connected to the All Point Network.

Niyo Global Card Fees & Charges:

15. Wise Borderless Card

Wise Borderless Cards are one of the best student forex cards. They allow transactions at minimum cost across countries and easy payments, both big and small, in respective local currencies. It is online-based, and you can transfer money throughout the world in 60+ currencies. If you are a student of the United States, Europe, Australia, or the United Kingdom, you can avail of a Wise multi-currency account, a single card that lets users carry 45+ currencies and make withdrawals of up to USD 350/INR 25,976 for free per month.

• AUD (Australia)
• CAD (Canada)
• EUR (European banks)
• GBP from any bank account in the UK, or by SWIFT
• NZD (New Zealand)
• MYR (Malaysia – only available for personal accounts)
• SGD (Singapore)
• USD (United States of America), or by SWIFT from certain countries
• RON (Romania – only available if you’re a resident in the EEA, Switzerland, the US, Canada, Australia, or Japan)
• HUF (Hungary)
• TRY (Turkey)
• Freeze and unfreeze card in one go.
• Generate new digital cards for safety and security.
• Get notifications for every transaction.
• This card has low uniform fees for exchange rates.
• It doesn’t require many formalities to send money to their home country.
• You can save up to 85% for international transactions.

Wise Borderless Card Fees & Charges:

Cross-reference: Forex card: Who is eligible, what paperwork is necessary, and what fees are associated with it

16. ICICI Bank Student Forex Card

ICICI Bank Student Forex Prepaid Card is made exclusively for students who want to study in foreign countries. One great feature is that you can reload it at any Forex branch of ICICI, their online platform Forex@Click, or through their iMobile app.

• Provision of lost card/counterfeit card liability coverage of up to Rs. 5 lakhs.
• Card protection plus insurance worth Rs. 1,600.
• International Student Identity Card (ISIC) membership at just Rs. 590.
• 40% discount on excess baggage.
• 20% discount on courier service by DHL.

ICICI Bank Student Forex Card Fees & Charges:

17. MakeMyTrip HDFC Bank ForexPlus Card

This is one of the best forex cards for students and workers abroad. MakeMyTrip HDFC ForexPlus Card is a co-branded prepaid forex card. The card has initial issuance fee of Rs. 500 (plus GST), but there is no annual membership fee for the card. Transactions from the card can be completed easily and do not incur any forex mark-up fee, however, a cross-currency usage charge of 2% of the transaction amount is charged for a currency other than the one loaded on the card.

• Hongkong Dollar
• Sterling Pound
• Thailand Baht
• Bahrain Dinar
• Kuwait Dinar
• Secured Transactions with Chip & PIN at POS feature
• Protection against Foreign Exchange rate fluctuation
• Facility to change ATM PIN according to your convenience
• Backup Card facility (available only on request)
• Complimentary MMT Black membership
• Ola voucher worth Rs. 500 for a minimum of USD 1,000 (or equivalent)
• Issuance fee waiver with a valid MMT flight/hotel/holiday booking ID, or on the first loading of a minimum of USD 1,000 (or equivalent)
• 2 complimentary lounge access at international airports across India.

MakeMyTrip HDFC Bank ForexPlus Card Fees & Charges:

18. Axis Bank Club Vistara Forex Card

Axis Bank Club Vistara Forex Card is a co-branded prepaid card, launched by the association of Axis Bank and Air Vistara. Though not a credit card, you can earn rewards as Club Vistara Points (CV Points) on all transactions through the card. No annual fee is charged for the card membership, but there is an initial fee of Rs. 500 (plus GST) during card issuance. Also, no minimum income criteria is required for its eligibility.

• USD (United States Dollars)
• GBP (Great Britian Pounds)
• SGD (Singapore Dollars)
• AUD (Australian Dollars)
• CAD (Canadian Dollars)
• SEK (Swedish Krona)
• THB (Thai Baht)
• AED (UAE Dirham)
• SAR (Saudi Riyal)
• HKD (Hongkong Dollars)
• NZD (New Zealand Dollars)
• DKK (Danish Kroner)
• ZAR (South African Rand)
• Ultra-short range of less than 4 cm
• Unique built in secret key to generate a unique code for every contactless transaction
• Every transaction is securely authorised.
• The power and global reach of the VisaNet system to help prevent fraudulent transactions.
• 500 Club Vistara Points (CV Points) as a welcome gift on loading the card for the first time.
• Cashback of up to Rs. 1,000 on international roaming packs by VI.
• No forex mark-up fee on transactions made in the currency loaded on the card.
• A cash withdrawal fee of USD 2.25 (or equivalent) is charged every time you withdraw cash from an ATM.
• A cash advance fee of 0.5% of the transaction amount (maximum fee of USD 75) is also applicable on cash withdrawals using the card.

Axis Bank Club Vistara Forex Card Fees & Charges:

19. Goibibo ICICI Bank Forex Prepaid Card

Goibibo ICICI Bank Forex Prepaid Card is a co-branded forex card launched by ICICI Bank and Goibibo jointly. Like all other prepaid cards, you need to first load the card with cash before you can use it for transactions. Although there is no reward structure, few other benefits can be availed of, like discounts on forex rates, dining, cab vouchers, etc.

• Complimentary comprehensive insurance plan with the card.
• goCash+ Gift Voucher worth Rs. 500. goCash+ is a 100% redeemable currency on Goibibo.
• Goibibo vouchers worth Rs. 1,000.
• Cab voucher worth up to Rs. 1,000 on loading USD 1,000 on the card.
• Discount of Rs. 0.40 on forex rate on loading USD 1,000 on the card.
• Discount of 15% on dining at 100+ Indian restaurants in 6 countries- Kuala Lumpur, Dubai, London, Singapore, Hong Kong and Bangkok when you make the payment with your Goibibo ICICI Forex Prepaid Card.
• Complimentary cards protection worth Rs. 1,600 from OneAssist wallet assistance.
• Discount of Rs. 500 on shopping at Croma outlets (including airport outlets and online).

Goibibo ICICI Bank Forex Prepaid Card Fees & Charges:

20. ICICI Bank Sapphiro Forex Prepaid Card

ICICI Bank Sapphiro Prepaid Forex Card is a premium forex card with a high issuance (joining) fee of Rs. 2,999 (Rs. 999/annum chargeable second year onwards), and benefits like complimentary international lounge access, discounts on hotel/flight bookings, etc. ICICI Sapphiro Prepaid Forex Card does not have any reward structure as it is not a credit card. No income-based criteria is required for eligibility for Sapphiro Prepaid Forex Card. You can apply for the card either online or through ICICI Bank’s forex branches where you can submit your application offline.

• Central shopping voucher worth Rs. 500.
• Uber discount vouchers worth Rs. 1,000.
• 2 complimentary international lounge access at airports worldwide with Dragon Pass membership.
• 5% discount on hotel and flight bookings with a monthly max cap of Rs. 3,000 on the cashback.
• Discounts on international roaming packs.
• No mark-up fee on cross-currency usage.
• A free replacement card is provided in the welcome kit.
• The card can be used for shopping at duty-free stores at international airports across India.

ICICI Bank Sapphiro Forex Prepaid Card Fees & Charges:

Cross-reference: Forex cards are a cheaper, value-loaded option for international travel

21. ICICI Bank Coral Prepaid Forex Card

The ICICI Bank Coral Prepaid Forex Card is one of the best forex cards India, and it is available only for transactions involving foreign currencies. It is a prepaid card, thus before using it for foreign exchange transactions, you must fill the card with one of the supported foreign currencies. It’s important to note that the card cannot be used at any Indian online or offline retailers; however, it may be used at any international online or offline retailers that accept Visa credit or debit cards that are registered outside of India. The card is also accepted in duty-free shops in all of India’s international airports. Although the card doesn’t have a reward system (reward points or cash back), you still get a lot of extra advantages like cinema tickets, insurance covers, taxi vouchers, etc.

• Complimentary Complete card security with OneAssist.
• With the new 3D Secure authentication available on the Card, you can protect your online transactions.
• Card a 24-hour GCAS service for a fee to owners. Customers can use this service, subject to relevant fees, in the event of an emergency, a lost or stolen card, or to obtain certain types of information when traveling abroad.
• A joining bonus of Rs. 500 for each BookMyShow and Uber voucher.
• Comprehensive insurance coverage includes insurance payouts for check-in luggage delays, card loss, and aviation accident coverage.
• The card can be used to make purchases at duty-free shops at all Indian airports.
• The welcome kit includes a free replacement card. The backup card can be triggered if the primary card is lost.
• During overseas travel, concierge services and emergency cash delivery are available.
• Exciting discounts available just like various best forex cards India on international travel, eating, and shopping.

Insurance benefits

With the ICICI Coral Prepaid Forex Card, you receive a comprehensive insurance package that includes liability coverage for lost cards as well as travel-related insurance benefits like protection from delayed checked baggage, lost passports or tickets, missed connections to international flights, and hijacking of aircraft.

• Air accident – Rs. 10 lakh
• Counterfeit Card Liability – Rs. 5lakh
• Lost card liability – Rs. 5 lakh
• Missing connecting international flight – USD 300
• Delay of Checked-in baggage- USD 300
• Loss of passport or tickets – USD 500
• Flight Hijacking – Up to USD 3,000

ICICI Bank Coral Prepaid Forex Card Fees and Charges

Benefits Of A Forex Card

A forex card comes with a lot of benefits, especially when you are traveling abroad. Here are a few benefits you get when you opt for a Forex Card in India:

• A safe option to handle foreign currency while traveling abroad.
• It is less expensive and comes with fewer charges than that of credit or debit cards.
• It offers exclusive discounts and privileges.
• For making payment of any purchase, all you need to do is swipe your card to pay.
• The best Forex cards offer better rates for currency exchange than a traveler’s check or cash.
• Forex cards in India come with special discounts, no ATM access fee, no cross-currency charges, and low transaction charges.
• Its features make it a safe method of payment.
• It is accepted worldwide.
• It also offers free international sim cards, emergency cash assistance, and a lot of other privileges.

A few interesting facts about Forex Travel Cards

• The bank issue these cards at a very low price ranging from Rs 150 to Rs200.
• The foreign currency loaded on the card will be at the present day’s exchange rate. Even if the market values of the currencies change, your rate remains fixed and unchanged.
• The Fees charged for the conversion of currency is included in the price. There are no charges charged extra for that.
• No additional amount is charged every time you make any purchase. When you buy something from a retail shop, you can simply swipe your Forex card to pay the bill, and for that, no fees will be charged.
• You can withdraw money from the ATM worldwide, but if you use an international ATM, you’ll be charged.
• You cannot top-up your Forex Card abroad. If you want to, contact the centre which issued your card first.
• One cannot put more than $2000 in the Forex Card ( as directed by RBI)

Forex Card Vs International Debit and Credit Card

If you look into all the benefits and offers a Forex Card has, it is a much better option than a credit or debit card. You can look through different benefits you get from different forex cards and choose for yourself, the best forex card.

Below are a few reasons why opting for a Forex card in India is a good decision:

• Easier to apply and get it approved than credit cards. The process to get a forex card in India is very easy and convenient.
• Unlike credit or debit cards, you can load multiple foreign currencies. If you are traveling from country-to-country Forex card helps you load the currency you need in your card.
• There are no currency conversion charges when you swipe your Forex Card.
• A low issuance fee is charged.
• You can opt for a replacement card without any inconvenience if your forex card is lost or it fails to work.
• Even if the market rate of the currencies keeps falling or rising, the exchange rates remain fixed.

Which Forex Card Should You Choose?

Forex cards can be used for all kinds of transactions. Multiple currencies can be loaded in one single card, and you can load money up to 2.5 lakh at maximum as directed by the RBI.

You can get yourself a forex card from your bank or a forex dealer, and you are not required to be an existing customer of the bank for getting yourself a forex card.

Just fill out an application form with your details, the amount of foreign currency you need, etc., along with it, you need to submit a self-attested photo of your passport, a copy of Visa and few other documents as asked by the bank.

There are multiple options before you choose a good forex account as per your need.

There are a few charges applied to your forex card:

• Cash withdrawal charge at any ATM
• Balance inquiry charge
• International SMS Alert charge
• Replacement Card Fee
• Statement request charge
• Charge slip retrieval charge
• Cross currency markup charge
• Inactivity Fees

Forex cards come with lots of privileges and special offers. You must choose the best option among all the forex cards and decide after that as it will throw a light on your business history. The card you choose depends entirely on your requirement. Some card may have higher fees, or some cards are of single currency while others are multiple currencies, some might be best for students while some for travelers who are traveling abroad.

Forex cards are ideal for traveling abroad because:

• It does not incur any conversion charges. When you use a credit card to make a purchase in a foreign country, conversion charges are applied. And that is charged up to 3.5% of the transaction value. But a forex card has no such charges.
• Fluctuations in foreign exchange rates have no effect on it. Through other methods of payment, there are chances that as the rates of foreign currencies go higher, you will also be charged accordingly no matter what. When you use a forex card, your foreign exchange rates remain the same, and you are not charged any extra fees.
• No cash withdrawal fee is charged. While withdrawing money from an ATM using a credit card or debit card, there is a withdrawal fee charged to you which may go up to 2 percent to 3.5 percent of the withdrawal amount. There is also the involvement of mark-up fees and other charges. Forex cards have a limited withdrawal limit, and the withdrawal of cash through it is much cheaper or not at all.
• You can load different currencies and exchange them anytime as forex cards are really flexible. You can exchange up to 22 foreign currencies through it.

Forex cards have emerged as a convenient and secure mode of carrying foreign currency while traveling abroad. The forex card market in India is growing rapidly, and several banks and financial institutions are offering attractive forex card options to customers.

As a traveler, it is essential to compare the various forex cards available in the market and choose the one that best suits your needs. By doing so, you can enjoy a hassle-free and cost-effective travel experience while making the most of your foreign currency.

Sushma Singh

Sushma is an expert in online money-making strategies with extensive experience in business. She has spent a lot of time researching and writing about the ever-changing world of money-making games and websites, making her an expert at finding ways to make money online. Her work, largely based on research and useful information, helps both new and experienced gamers and business owners.

Share this post on social

Comments are closed.

Related Posts

Time’s 100 Next List

Time 100 Most Influential

What Companies are in the Health Care Field

•   Argentina
•   Australia
•   Brasil
•   Canada
•   Deutschland
•   España
•   France
•   India
•   Italia
•   Magyarország
•   Malaysia
•   New Zealand
•   Polska
•   Portugal
•   România
•   Singapore
•   United Kingdom
•   United States
•   繁體中文 (香港)

The 3 Best Cards for Aussies to Use in India

Wise is our pick for travel debit card for india.

With this card:

• Convert Australian dollars to rupees at the mid-market exchange rate
• It's very easy to set up and order
• You can receive foreign currency into a multi-currency account linked to the card
• You can transfer money to a bank account overseas

It's not all good news though

• There is a 2% ATM withdrawal fee when you withdraw over $350 during a month
• It takes 7-14 days for delivery

Click here to see the full list of cards and how Wise compares

Read the full review

What are the different types of travel cards?

Knowing which travel card to take to India is tricky.

The best card for you will depend on what you need it for. All your purchases? Emergency expenses?

There are three main types of travel card:

• Prepaid travel cards
• Travel debit cards
• Travel credit cards

We've listed the three best travel cards for India to help you decide. Let's have a look at each one.

Travel Debit Cards

Debit Cards offer the convenience of a credit card, but work differently. They draw money directly from your bank account when you make a purchase. It's designed for everyday money transactions and means that you're not accumulating debt.

A debit card could make you stick to your travel budget, because you can't overdraw money from your account. And for daily purchases, we think a debit card can help you stick to your travel budget, because you can't overdraw money from your account.

Generally, we recommend having the combination of a travel debit and travel credit card for safety, flexibility and convenience on your trip.

Wise - travel debit card for India

• No annual fee, hidden transaction fees, exchange rate markups
• No minimum balance requirements
• Allows you to make payments and withdrawals wherever you are in the world in over 40 currencies
• Local bank account details in Australia (AUD), the UK (GBP), the USA (USD), Europe (EUR) and New Zealand (NZD)
• It takes 7-14 business days to receive the card
• Can't always access local technical support depending on where you are
• Free cash withdrawals limited to under $350 every 30 days
• Only currently available in the US, UK, Europe, Australia and New Zealand

Prepaid Travel Cards

For prepaid cards, you're able to load the card with a set amount of money in the currencies you need. Ideally you do this before your trip, but often you can reload them as well.

Most prepaid travel cards allow for multiple currencies to be loaded onto the card. So it's important to know what currency you'll be using on your travels. Airlines also offer prepaid cards so the money you spend can earn you reward points.

With prepaid travel cards you need to be careful. They can have numerous fees and charges, which can make it more expensive than other options. But if you're organised and travelling to multiple cities a prepaid travel card is a good option.

Revolut - prepaid travel card for India

• No purchase fee, load fee, reload fee, exchange rate margin or minimum balance requirements
• Unlike other Travel Cards, its free and easy to use the balance of your currency or convert it back to AUD
• The exchange rates are unbeatable. They use the same rate you see on XE or Google with no hidden mark-up
• For the free Standard account, there is a 2% ATM withdrawal fee when you withdraw over $350 during a month
• The premium account costs $10.99 a month, which can really add up if you are not using it often

Click here to see the full list of cards and how Revolut compares

• Very easy to use app
• Free to set up
• No hidden fees or exchange rate mark-ups (except on weekends)
• You can use it to transfer money to a bank account overseas
• Additional fees for using the card on a weekend
• 2% ATM fee once you withdraw more than $350 in any 30 day period
• 3-4 business days before you receive your card
• Ongoing subscription fee for Premium and Metal cards

Travel Credit Cards

Credit cards have obviously been around for a long time. But now there are specialised travel credit cards. Generally, these cards give you longer to pay back what you've spent but the interest rates after this time can be quite high.

The main advantage with credit cards are the reward points you get in return for your customer loyalty when you spend. But it only works if you pay off the balance in full each month.

Credit cards are great to use for car hire, restaurants and accommodation - larger expenses that are easier for you to pay back over time. Some services only take credit cards to hold purchases so they can definitely be handy while you're travelling.

28 Degrees - travel credit card for India

• There are no annual fees
• No overseas purchase fee or currency conversion fee
• You get 55 days interest free on purchases
• Access to free 24/7 concierge service
• Emergency card replacement worldwide

The 28 Degrees Platinum Mastercard has additional benefits including shoppers and repayments benefits cover.

• Can have 9 additional cardholders
• No overseas purchase fee, or currency conversion fee
• No foreign transaction fee
• Free Replacement Card
• High interest rates after the initial 55 days
• Minimum credit limit is $6,000
• No introductory offers or rewards

Here Are the Four Best Travel Money Cards in 2024

François Briod

Co-Founder of Monito and money transfer expert, François has been helping Monito’s users navigate the jungle of money transfer fees, bad exchange rates and tricks for the last ten years.

Jarrod Suda

A writer and editor at Monito, Jarrod is passionate about helping people apply today’s powerful finance technologies to their lives. He brings his background in international affairs and his experiences living in Japan to provide readers with comprehensive information that also acknowledges the local context.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

From the multitude of bank fees and ATM charges to hidden currency conversion fees, there's no question that spending your money abroad while travelling can be costly — and that's saying nothing about the cost of the holiday itself!

As you prepare for your trip abroad, the golden rule is that you'll save the most money by using the local currency of your destination. This means withdrawing local cash at foreign ATMs and using a debit card to pay directly in the local currency. For example, if you're from the UK, using your bank's debit card that accesses your British pounds will likely lose you money to hidden fees at ATMs abroad and at local merchants.

In general, we rate Revolut as the best travel card all around. Its versatile account and card can be used to spend like a local pretty much anywhere in the world. ✨ Get 3 months of free Revolut Premium as a Monito reader with our exclusive link .

If you're from the EU, UK, or US, here are a few more specific recommendations to explore:

• Best for travelling from the UK: Chase
• Best for travelling from the US: Chime ®
• Best for travelling from the Eurozone: N26

If it's not possible for you to spend in the local currency when travelling abroad, then spending in your home currency while using a card that doesn't charge any hidden exchange rate markups from your bank (e.g. only the VISA or Mastercard exchange rates to convert currency) is still a good bet for most people.

In this guide, we explore cards that waive or lower ATM fees and that hold multiple currencies. Spend on your holiday like a local and enjoy peace of mind after each tap and swipe!

Best Travel Cards (And More!) at a Glance

Best travel money cards.

• 01. What is the best best multi currency card? scroll down
• 02. Are prepaid currency cards really it? scroll down
• 03. Monito's best travel money card tips scroll down
• 04. FAQ about the best travel cards scroll down

Revolut: Best All-Rounder

Revolut is one of the most well-known fintechs in the world because it offers services across Europe, the Americas, Asia, and Oceania.

• Trust & Credibility 8.9
• Service & Quality 7.9
• Fees & Exchange Rates 8.3
• Customer Satisfaction 9.4

Revolut is available in many countries. You can double-check if it's available in yours below:

Here's an overview of Revolut's plans:

Revolut Ultra is currently only available in the UK and EU.

Like Wise, Revolut converts your currency to the local currency of your travel destination at an excellent exchange rate (called the 'Revolut Rate', which, on weekdays, is basically on par with the rate you see on Google), making it a good way to buy foreign currency before travelling abroad. As always though, bear in mind that Revolut's exchange rates might be subject to change.

Revolut's Standard Plan only allows currency exchange at the base mid-market exchange rate for transfers worth £1,000 per month. ATM withdrawals are also free for the first €200 (although third-party providers may charge a withdrawal fee, and weekend surcharges may also apply). These allowances can be waived by upgrading memberships.

N26: Good Bank For EU Travellers

One of the most well-known neobanks in Europe, N26 and its debit card operate in euros only. However, N26 is a partner with Wise and has fully integrated Wise's technology so that you never have to pay foreign transaction fees on your purchases outside of the eurozone. While N26 does not have multi-currency functionality, N26 will apply the real exchange rate on all your foreign purchases and will never charge a commission fee — making N26's card a powerful card for EU/EEA residents who travel across the globe.

• Trust & Credibility 7.9
• Service & Quality 8.0
• Fees & Exchange Rates 9.3
• Customer Satisfaction 8.1

These are the countries in which you can register for an N26 account:

And here is an overview of the various plans and account:

This low-fee option for banking is also ideal for travellers who do not belong to a European bank but frequent the Eurozone. For example, N26 is available for residents and citizens of Switzerland, Norway, and other European Economic Area countries that do not run on the Euro.

These citizens, who are in close proximity to the Eurozone, will save each time they spend with an N26 card while in Europe. N26 provides three free ATM withdrawals per month in euros but does charge a 1.7% fee per ATM withdrawal outside of Europe.

Take a look at our guide to the best travel cards for Europe to learn more.

Wise: Best For Multi-Currency Balances

Load up to 54 currencies onto this card at the real exchange rate, giving you access to truly global travel.

• Trust & Credibility 9.3
• Service & Quality 8.9
• Fees & Exchange Rates 7.6
• Customer Satisfaction 9.6

These are the countries in which you can order a Wise debit card:

Unlike banks, credit unions, airport kiosks, and foreign ATMs, Wise is transparent about never charging a hidden exchange rate margin when you convert your home currency into up to 54 currencies. The live rate you see on Google or XE.com is the one you get with Wise.

An industry-low commission fee per transaction will range from 0.35% to 2.85%, depending on the currency.

Chase: Great UK Bank For Travel

A recent arrival from the USA, Chase is one of the UK’s newest digital challenger banks and comes with a rock-solid reputation and no monthly charges, no currency conversion charges, no withdrawal fees, and no other charges for everyday banking from Chase. It’s a simple, streamlined bank account with an excellent mobile banking app and a great cashback offer. However, it doesn’t yet offer more advanced features like international money transfers, joint accounts, business banking, overdrafts and loans, and teen or child accounts.

• Trust & Credibility 10
• Fees & Exchange Rates 10
• Customer Satisfaction 8.7

Chime: Great Account For US Travelers

Chime  is a good debit card for international travel thanks to its no foreign transaction fees¹. Unlike multi-currency accounts like Revolut (which let you hold local currency), Chime uses the live exchange rate applied by VISA. This rate is close to the mid-market rate, and Chime does not add any extra markup to your purchases, although out-of-network ATM withdrawal and over-the-counter advance fees may still apply.

• Trust & Credibility 9.5
• Service & Quality 8.8
• Fees & Exchange Rates 9.8

While Chime waives ATM fees at all MoneyPass, AllPoint, and VISA Plus Alliance ATMs within the United States, this fee waiver does not extend to withdrawals made outside the country. For withdrawals abroad, Chime applies a $2.50 fee per transaction, with a daily withdrawal limit of $515 or its equivalent. This is in addition to any fees charged by the ATM owner. Therefore, we recommend Chime primarily for card purchases rather than relying on it for withdrawing cash while traveling internationally.

• No  foreign transaction fees ¹;
• Uses VISA's exchange rate ( monitor here ):
• A $2.50 fee per ATM withdrawal made outside of the United States;
• More info:  Read our  Chime review  or  visit their website .

Best Travel Money Cards in 2024 Compared by Country

In the table below, see our comparison summary of the four best travel cards for 2024 by country:

Last updated: 8 January 2024

What's The Best Prepaid Card to Use Abroad?

Travel cards come in many varieties, such as standard credit cards or debit cards with no foreign transaction fees or cards that waive all foreign ATM withdrawal fees.

What is a Multi-Currency Card?

Multi-currency cards are a specific type of travel card that allows you to own all kinds of foreign currencies, which you can instantly access when you pay with your card abroad. By spending the local currency in the region of travel , you bypass poor foreign exchange rates. ATMs and cashless payment machines will treat your card like a local card.

We have already mentioned a few multi-currency cards in this review, but we will also introduce Travelex . Travelex's Money Card also allows you to top up several foreign currencies — albeit at exchange rates slightly poorer than the real mid-market rate .

Wise Account

Wise has one of the best multi-currency cards available on the market.

Read our full review for more details.

Revolut is impressive for its vast options in currencies and its additional services.

Our in-depth review explores Revolut's services in detail.

Travelex offers a prepaid travel money card that supports 10 currencies and waives all ATM withdrawal fees abroad.

• Trust & Credibility 9.0
• Service & Quality 5.8
• Fees & Exchange Rates 7.1
• Customer Satisfaction 9.3

Travelex charges fees, which fluctuate according to the exchange rates of the day, in order to convert your home currency into the currencies that it supports. But once the currency is on the card, you'll be able to spend like a local. Learn more with our full review .

Don’t Let Banks, Bureaux de Change, and ATMs Eat Your Lunch 🍕!

Are you withdrawing cash at an ATM in the streets of Paris? Exchanging currencies at Gatwick airport? Paying for a pizza with your card during a holiday in Milano? Every time you exchange currencies, you could lose between 2% to 20% of your money in  hidden fees . Keep reading below to make sure you recognize and avoid them.

Currency Exchange Fees Eating My Lunch? What’s That?

You’re often charged a hidden fee in the form of an alarming exchange rate.

At any given time, there is a so-called “ mid-market exchange rate ” — this is the real exchange rate you can see on  Google . However, the money transfer provider or bank you use to exchange currencies rarely offers this exchange rate. Instead, you will get a much worse exchange rate. They pocket this margin between the actual rate and the poor exchange rate they apply, allowing the bank or money transfer provider to profit from the currency exchange. 

In other words, you or your recipient will receive less foreign currency for each unit of currency you exchange. All the while, the provider will claim that they charge zero commission or zero fees.

So the question now is… how can you avoid them? Thankfully, the best travel money cards will allow you to hold the local currency, which you can access instantly with a tap or swipe. Carrying the local currency avoids  exchange rate margins  on every purchase.

Top Travel Money Tips

• Avoid bureaux de change. They charge between 2.15% and 16.6% of the money exchanged.
• Always pay in the local currency and never accept the  dynamic currency conversion .
• Don't use your ordinary debit or credit card unless it's specifically geared toward international use. Doing this will typically cost you between 1.75% and 4.25% per transaction. Instead, use one of the innovative travel money cards below.

By opting for a travel card without FX fees, you can freely swipe your card abroad without worrying about additional charges. However, saving money doesn't stop there. To make the most out of your travel budget, consider using  Skyscanner , one of the most powerful flight search engines available that allows you to compare prices from various airlines and find the best deals.

With Skyscanner's user-friendly interface and comprehensive search options, you can discover cheap flights and enjoy your holidays with peace of mind and more money in your pocket.

Best Travel Money Card Tips

When you convert your home currency into a foreign currency, foreign exchange service providers will charge you two kinds of fees :

• Exchange Rate Margin:  Providers apply an exchange rate that is poorer than the true  "mid-market" exchange rate . They keep the difference, called an  exchange rate margin .
• Commission Fee:  This  fee  is usually a percentage of the amount converted, which is charged for the service provided.

With these facts in mind, let's see what practices are useful to avoid ATM fees, foreign transaction fees, and other charges you may encounter while on your travels.

Tip 1: While Traveling, Avoid Bureaux de Change At All Costs

Have you ever wondered how bureaux de change and currency exchange desks are able to secure prime real estate in tourist locations like the Champs-Élysées in Paris or Covent Carden in London while claiming to take no commission? It’s easy: they make (plenty of) money through hidden fees on the exchange rates they give you. 

Our study shows that Bureaux de Change in Paris charges a margin ranging from 2.15% at CEN Change Dollar Boulevard de Strasbourg to 16.6% (!!) at Travelex Champs-Élysées when exchanging 500 US dollars into euros for example. 

If you really want cash and can’t wait to withdraw it with a card at an ATM at your destination, ordering currencies online before your trip is usually cheaper than exchanging currencies at a bureau de change, but it’s still a very expensive way to get foreign currency which we, therefore, would not recommend.

Tip 2: Always Choose To Pay In the Local Currency

Don’t fall for the dynamic currency conversion trap! When using your card abroad to pay at a terminal or withdraw cash at an ATM, you’ve probably been asked whether you’d prefer to pay in your home currency instead of the local currency of the foreign country. This little trick is called dynamic currency conversion , and the right answer to this sneaky question will help you save big on currency exchange fees.

As a general rule, you always want to pay in the local currency (euros in Europe, sterling in the UK, kroner in Denmark, bahts in Thailand, etc.) when using your card abroad, instead of accepting the currency exchange and paying in your home currency. 

This seems like a trick question - why not opt to pay in your home currency? On the plus side, you would know exactly what amount you would be paying in your home currency instead of accepting the unknown exchange rate determined by your card issuer a few days later.

What is a Dynamic Currency Conversion?

However, when choosing to pay in your home currency instead of the local one, you will carry out what’s called a “dynamic currency conversion”. This is just a complicated way of saying that you’re exchanging between the foreign currency and your home currency at the exact time you use your card to pay or withdraw cash in a foreign currency, and not a few days later. For this privilege, the local payment terminal or ATM will apply an exchange rate that is often significantly worse than even a traditional bank’s exchange rate (we’ve seen margins of up to 8%!), and of course, much worse than the exchange rate you would get by using an innovative multi-currency card (see tip #3). 

In the vast majority of times, knowing with complete certainty what amount you will pay in your home currency is not worth the additional steep cost of the dynamic currency conversion, hence why we recommend always choosing to pay in the local currency.

Tip 3: Don't Use a Traditional Card To Pay in Foreign Currency/Withdraw Cash Abroad

As mentioned before, providers make money on foreign currency conversions by charging poor exchange rates — and pocketing the difference between that and the true mid-market rate. They also make money by charging commission fees, which can either come as flat fees or as a percentage of the transaction.

Have a look at traditional bank cards to see how much you can be charged in fees for spending or withdrawing $500 while on your holiday.

These fees can very quickly add up. For example, take a couple and a child travelling to the US on a two-week mid-range holiday. According to this study , the total cost of their holiday would amount to around $4200. If you withdraw $200 in cash four times and spend the rest with your card, you would pay $123 in hidden currency exchange and ATM withdrawal fees with HSBC or $110 with La Banque Postale. With this money, our travellers could pay for a nice dinner, the entrance fee to Yosemite Park, or many other priceless memories. 

Thankfully, new innovative multi-currency cards will help you save a lot of money while travelling. Opening an N26 Classic account and using the N26 card during the same US holidays would only cost $13.60.

Need Foreign Cash Anyway?

In many countries, carrying a wad of banknotes is not only useful but necessary to pay your way since not every shop, market stall, or street vendor will accept card payments. In these cases you'll have two options to exchange foreign currency cheaply:

1. Withraw at an ATM

As we've explored in great depth in this article, withdrawing money from a foreign ATM will almost always come with fees — at the very least from the ATM itself, and so it's therefore the best strategy to use a travel debit card that doesn't charge in specific ATM withdraw fees on its own to add insult to injury. That said, if you need cash, we recommend making one large withdrawal rather than multiple smaller ones . This way, you'll be able to dodge the fees being incurred multiple times.

2. Buy Banknotes (at a Reasonable Rate!)

As we've also seen, buying foreign currency at the airport, at foreign bank branches, or in bureaux de change in tourist hotspots can be surprisingly expensive. Still, not all exchange offices are equally pricey . If you're looking for a well-priced way to exchange your cash into foreign currency banknotes before you travel, Change Group will let you order foreign currency online and pick them up at the airport, train station, or a Change Group branch just before you leave for your holiday. A few pick-up locations in the UK include:

• London centre (multiple locations),
• Glasgow centre,
• Oxford centre,
• Luton Airport,
• Gatwick Airport,
• St. Pancras Station.

(Note that Change Group also has locations in the USA, Australia, Germany, Spain, Sweden, Austria, and Finland!)

Although its exchange rates aren't quite as good as using a low-fee debit card like Revolut, Change Group's exchange rates between popular currencies tend to be between 2% to 3%, which is still a lot better than you'll get at the bank or at a touristy bureau de change in the middle or Paris or Prague!

FAQ About the Best Travel Money Cards

Having reviewed and compared several of the industry's leading neobanks, experts at Monito have found the Wise Account to offer the best multi-currency card in 2024.

In general, yes! You can get a much better deal with new innovative travel cards than traditional banks' debit/credit cards. However, not all cards are made equal, so make sure to compare the fees to withdraw cash abroad, the exchange rates and monthly fees to make sure you're getting the best deal possible.

• Sign up for a multi-currency account;
• Link your bank to the account and add your home currency;
• Convert amount to the local currency of holiday destination ( Wise and Revolut convert at the actual mid-market rate);
• Tap and swipe like a local when you pay at vendors.

Yes, the Wise Multi-Currency Card is uniquely worthwhile because it actually converts your home currency into foreign currency at the real mid-market exchange rate . Wise charges a transparent and industry-low commission fee for the service instead.

More traditional currency cards like the Travelex Money Card are good alternatives, but they will apply an exchange rate that is weaker than the mid-market rate.

The Wise Multi-Currency Card is the best money card for euros because unlike banks, credit unions, airport kiosks, and foreign ATMs,  Wise  is transparent about never charging a hidden exchange rate margin when you convert your local currency into euros with them.

The live rate you see on Google or XE.com is the one you get with  Wise . An industry-low commission fee will range from 0.35% to 2.85%. USD to EUR transfers generally incur a 1.6% fee.

Learn more about how to buy euros in the United States before your trip.

There are usually three types of travel cards, prepaid travel cards, debit travel cards and credit travel cards. Each have pros and cons, here's a short summary:

• Prepaid travel cards: You usually need to load cards with your home currency via a bank wire or credit/debit card top-up. You're then able to manage the balance from an attached mobile app and can use it to pay in foreign currencies or withdraw cash at an ATM abroad tapping into your home currency prepaid balance. With prepaid travel cards, as the name indicates, you can't spend more than what you've loaded before hand. Some prepaid card providers will provide ways to "auto top-up" when your balance reaches a certain level that you can customize. On Revolut for example, you can decide to top-up £100/£200/£500 from your debit card each time your balance reaches below £50.
• Debit travel cards: Some innovative digital banks, like N26 or Monzo, offer travel debit cards that have the same advantages than a Prepaid Travel Cards, except that they're debit card directly tapping into your current account balance. Like a Prepaid travel card, you can't spend more than the balance you have in your current account with N26 or Monzo, but you can activate an overdraft (between €1,000 or €10,000 for N26 or £1,000 for Monzo) if you need it, for a fee though.

Note that even if they're Prepaid or Debit cards, you can use them for Internet payments like a normal credit card.

• Credit travel cards: You can find credit cards made for international payments offering good exchange rates and low fees to withdraw money abroad, but you'll need to pay interests in your international payment if you don't pay in FULL at the end of every month and interest on your ATM withdrawals each day until you pay them back.

Why You Can Trust Monito

Our recommendations are built on rock-solid experience.

• We've reviewed 70+ digital finance apps and online banks
• We've made 100's of card transactions
• Our writers have been testing providers since 2013

Other Monito Guides and Reviews on Top Multi Currency Cards

Why Trust Monito?

You’re probably all too familiar with the often outrageous cost of sending money abroad. After facing this frustration themselves back in 2013, co-founders François, Laurent, and Pascal launched a real-time comparison engine to compare the best money transfer services across the globe. Today, Monito’s award-winning comparisons, reviews, and guides are trusted by around 8 million people each year and our recommendations are backed by millions of pricing data points and dozens of expert tests — all allowing you to make the savviest decisions with confidence.

Monito is trusted by 15+ million users across the globe.

Monito's experts spend hours researching and testing services so that you don't have to.

Our recommendations are always unbiased and independent.

• Home   ›  

Indian rupee prepaid currency cards

Multi-currency prepaid cards and apps offer an affordable and practical solution to spending in India

Adam Silveston

5 January 2017

Every year over 800,000 British tourists travel to India and use the local currency: Indian rupees .

At the end of 2016 the Indian Government decided to withdraw the old 500 and 1000 Indian Rupee banknotes from circulation to reduce black money and corruption from the banking system.

The Indian government replaced the old Indian Rupee bank notes with a new 500 Indian Rupee Bank Note and an additional new 2000 Indian Rupee Bank Note. The Indian government is looking to boost income tax receipts and to persuade India to open more bank accounts and become more of a cashless society in the future.

For more information on the old Indian Rupee bank notes you can visit the Reserve Bank of India or if you are visiting India as a British Tourist in the near future you can keep up with changes via the Foreign and Commonwealth Office India Travel Advice page as well.

Buying and Selling Indian Rupees in the UK

At the moment, as mentioned above, it is not possible to buy or sell Indian Currency cash in the UK and the deadline for anyone around the world who would like to sell back large amounts of their old Indian Rupee Currency would have had to fly back to India before the 30th December 2016 to exchange the old 500 and 1000 Indian Rupee bank notes at banks in India.

If you are a British tourist looking to travel to India there are however alternative options to just using your Debit or Credit Card whilst in India. We have been researching the options and there are some Prepaid Multi Currency Cards which can help you get better Conversion Fees which could work out cheaper than using your Debit or Credit Card depending on who you bank with.

PrePaid Multi Currency Cards

Currently, on our website we have several PrePaid Multi Currency Cards which can be used in India and the Conversion Fees on these Multi Currency Cards may well work out cheaper than your bank depending on what Conversion Fees your bank charges for overseas Card Payments and Cash Machine Withdrawals.

Caxton FX PrePaid Multi Currency Card

On the Caxton FX website they have a great Conversion Calculator which allows you to input how much you would like to exchange into Indian Rupees from British Pounds and it will give an estimated figure in Indian Rupees of what you will get in return and how this compares to high street banks and airport exchange bureau's which are usually the worst places to buy your Travel Money.

The Caxton PrePaid Multi Currency Card can be used in India for Cash Machine Withdrawals and Card Payments; however, currently you are unable to load the Indian Rupees Currency onto the card, so instead the best option is to load British Pounds onto the Caxton PrePaid Multi Currency Card.

Then, when required you can withdraw Indian Rupees Currency from Cash Machines in India, however, you will be charged an FX Fee of 2.75% on every Cash Machine Withdrawal and Card Payment to convert the currency from British Pounds into Indian Rupees.

But, the real benefit of this PrePaid Multi Currency Card is that there are, no additional Cash Machine Withdrawal or Card Payment Transaction Conversion Fees to worry about which your bank may impose on each of your transactions.

Fair FX Everywhere Prepaid Multi Currency Card

The Fair FX Everywhere Prepaid Multi Currency Card just like the Caxton FX PrePaid Multi Currency Card offers the opportunity to use the card anywhere around the world in over 210 countries including India. Depending on where you are going you can even check out the MasterCard ATM Locations if you are looking to withdraw cash overseas.

The Fair FX Everywhere Prepaid Multi Currency Card is very similar to the Caxton FX PrePaid Multi Currency Card in that you would have to load British Pounds onto the Travel Money Card and then when you decide to withdraw cash or use it for a card payment in India it would then convert the transaction into Indian Rupees for you.

The Fair FX Everywhere PrePaid Multi Currency Card, however, offers a lower FX Fee of 1.4% in comparison to the Caxton FX PrePaid Multi Currency Card, but instead of Cash Machine Withdrawals being FREE on this card you would have to budget in an extra £1.00 for every Cash Machine Withdrawal transaction in India. Although, overseas Card Payments are FREE on this card.

Fortunately, a few years ago we produced some blog posts highlighting the Best Debit Card To Use Abroad and the Best Credit Card To Use Abroad to show the different charges that some banks charge customers for overseas Card Payments and ATM Withdrawals. Depending, on whom you bank with your bank might be more expensive than Fair FX so we would advise to check your providers' website to compare the charges against both the Fair FX and Caxton FX PrePaid Multi Currency Cards.

Personally, when I go on holiday I like to use cash for everything as it is much easier to use especially in countries where card payments are not so common or if you visit rural locations where again it is not necessarily easy to use card payments for transactions.

In addition, using cash for transactions is also much easier when using public transport or for small transactions in shops, bars or even tipping tour guides at the end of your excursion. I tend to keep some cash in my wallet for the day and put the rest in the hotel safety deposit box.

After you have checked your providers' website to compare the FX Fees, Overseas Cash Machine Withdrawal Fees and Overseas Card Payment Fees I would advise to go with either the Fair FX Everywhere PrePaid Multi Currency Cards for converting your British Pounds into Indian Rupees when travelling to India.

If you run out of Travel Money you can always top up more online if required or from using their Mobile Apps. The difference in the total cost between each of the Prepaid Multi Currency Cards is minimal.

For example, if you were to only use Cash Machine Withdrawals and to withdraw the maximum allowed each time, which is £300 per day for Caxton FX and £500 per day for the FairFX Everywhere PrePaid Multi Currency Card and you were to withdraw a total of £1000.00 for your holiday in India then the total cost difference on Conversion Fees is £1.50 more for the Caxton FX PrePaid Multi Currency Card.

Caxton FX = £1000.00 x2.75% FX Fee = Total Conversion Fee Cost = £27.50

FX Fair Everywhere = £1000.00 x1.4% FX Fee + ATM Withdrawal Fee £1.00 x2 (£500 per day) + Card Cost £9.95 = Total Conversion Fee Cost = £25.95

This example of course depends on many factors, such how much are you going to spend in India, are you going to use one card for the whole family and do you intend to spend all the money on the card as you may need to consider the Redemption Fee for processing any left-over funds back into your bank account especially if you do not intend to use the card again for another holiday.

Finally, always pay in the local currency even if you are offered the option to pay in Pounds, as paying in the local Indian Rupees Currency will get you the best deal.

We hope this helps and if we find any more Indian Rupee PrePaid Multi Currency Card solutions we will update information here and if you have any feedback based on your experience of travelling to India please leave us comments below.

Leave a comment

Write your comment, do you want to receive a notification email if someone replies to your comment.

We use cookies to improve your experience on our website. Please confirm you're happy to receive these cookies in line with our Privacy & Cookie Policy .

• Prepaid Cards
• Federal Bank Forex Card

In-house prepaid cards

In-house prepaid cards-forex card.

All the in-house prepaid cards (e.g. Gift cards, GPR cards and Forex cards) have been withdrawn by the Bank from 16th September 2021.  For any in-house prepaid card related query, customers are advised to contact to their home branch for the refund of outstanding balance left in the card.

You are using an outdated browser. Please upgrade your browser to improve your experience.

We use cookies to improve your website experience and provide more personalized services to you, both on this website and through other media. By continuing to use this website, you agree to our use of cookies as explained in our Cookie Policy . Please read our Cookie Policy for more information on how we use cookies and how you can disable them.

New User? Register

• Manage bookings
• Cancellation
• On Behalf Booking

We're unable to sign you in because the password entered incorrect.

Your request for OTP will be sent to registered email id and mobile number, if not registered please do the same.

You exceed the OTP limit. Please try again after some time

Don't have an account?

• Contains between 8-12 alphanumeric characters.
• Can add special character but not mandatory(Only !, @, #,$,%,^,&,* to be used).
• Does not contain White spaces

I would like to be kept informed of special Promotions and offers. I hereby accept the Privacy Policy and authorize Thomascook to contact me.

Already have an account?

• Your existing Google or Facebook Id will be a Thomascook ID
• No need to remember different Ids & Passwords
• One Click login

Fill in the email Address that you used to register or book with Thomascook.

We will reset and send your new password.

Please enter the valid email address

Thomascook Staff / Preferred Agents / corporate's, please enter your Login-id only. E.g. Tcil_aalok / Jaft_prakash / Rc_mumbai

Your request for new password has been accepted.

The new password would be emailed to the registered email address, if not registered please do the same

• Buy Forex Buy Forex
• Sell Forex Sell Forex
• Forex Cards Forex Cards
• Study Abroad Study Abroad
• Send Money Send Money
• Overseas Exhibitions
• Film Shoot Remittance
• Medical Treatment Abroad
• International Employment Processing Fee
• Emigration Consultancy Fee
• Crew Wages Payment
• Conference / Seminar / Study Tour
• Travel Agents Remittance
• Forex For Business Travel

Introducing Combo (Cash+Card)

Unlock exclusive savings with this combo product, enjoying the convenience of carrying both card and cash in one sleek solution

Communication Details (Your order confirmation details will be sent on these contact details)

Your details.

Your booking details will be sent on these contact details

Total amount to pay for your order (incl. taxes)

• As per RBI norms, the GST is applicable as per travellers.
• This amount is calculated considering one traveller. You can further add/edit travellers in preconfirmation page which can impact the total amount.
• You may block foreign currency by paying 2% of total transaction value. This blocked rate will be valid for 2 working days.
• Disclaimer Note for TCS (i) Tax Collection at Source (TCS) at the rate of 0.5% or 5% as applicable will be levied under section 206C(1G)(b) of the Income Tax Act on remittance on account of Education purpose or Medical purpose, if the aggregate amount exceeds Rs.7,00,000 in a financial year under the Liberalized Remittance Scheme of the Reserve Bank of India. (ii) Tax Collection at Source (TCS) at the rate of 20% will be levied under section 206C(1G)(b) of the Income Tax Act on all other remittances not covered in (i) above without any threshold limit in a financial year under the Liberalised Remittance Scheme of the Reserve Bank of India.The TCS collected will be reflected in the 26AS of the payer for claiming Income Tax credit.
• Disclaimer Note for non-refund of TCS In the event of cancellation of services and refund of amount, Tax collected at source under section 206C(1G) of the Income Tax Act, 1961 shall not be refunded. The non-refunded TCS will be reflected in the 26AS of the payer for claiming Income Tax credit.
• Disclaimer Note for TCS (i) Tax Collection at Source (TCS) at the rate of 0.5% or 5% as applicable will be levied under section 206C(1G)(b) of the Income Tax Act on remittance on account of Education purpose or Medical purpose, if the aggregate amount exceeds Rs.7,00,000 in a financial year under the Liberalized Remittance Scheme of the Reserve Bank of India. (ii) Tax Collection at Source (TCS) at the rate of 20% will be levied under section 206C(1G)(b) of the Income Tax Act on all other remittances not covered in (i) above, if the aggregate amount exceeds Rs.7,00,000 in a financial year under the Liberalized Remittance Scheme of the Reserve Bank of India. The TCS collected will be reflected in the 26AS of the payer for claiming Income Tax credit.
• Disclaimer Note for non-refund of TCS In the event of cancellation of services and refund of amount, Tax collected at source under section 206C (1G) of the Income Tax Act, 1961 shall not be refunded. The non-refunded TCS will be reflected in the 26AS of the payer for claiming Income Tax credit.

Dear Customer,the selected currency is not readily available,hence cannot proceed ahead with this transaction. Our expert will contact you for further assistance or you can also call us on toll free no 1800-2099-100.

• foreign exchange
• travel prepaid forex cards

Thomas Cook Travel Prepaid Card

There is barely anyone who is not excited about discovering the unique destinations of the world. Some travel enthusiasts prefer visiting multiple countries in one trip itself, while some choose one destination and explore its hidden beauty in-depth. Whether you are off to holidays or off to a business trip, one of the most the essential parts of your trip is managing foreign exchange. It is advised to buy forex in advance to avoid any last minute hassles. Some people prefer foreign currency, while some trust travel prepaid cards, depending on their usage, and itinerary. Prepaid travel cards are secure and easy, making them a preferred choice for many travelers. Do you still personally visit various forex centers around your locality to find the best rates? Stay safe from inflated exchange rates and unreliable vendors. Buy your forex online from Thomas Cook, one of the world’s most trusted foreign exchange partners. If you plan to visit multiple countries, then it only makes sense to opt for a forex travel card as it eliminates the hassle of carrying separate foreign currency of each country. Read our blog to understand the benefits and uses of Thomas Cook Forex Travel. Read our blogs for the Importance Of Carrying Forex Prepaid Card While Traveling Overseas. Thomas Cook Offers • Buy Forex card & get Amazon gift voucher worth upto ₹ 500 with additional benefits.* • Buy forex card worth $1000 & get one free ATM withdrawal. This is available only on digital channels. For more information, please visit our offers page . *T&C Apply. Limited period offer. Get Amazon voucher of ₹500 on purchase of card worth USD 1500 & voucher of ₹250 on purchase of card worth $1000. Offer Valid Only On Website & WhatsApp. Read more

Borderless Prepaid Multi Currency Card

Our Borderless Prepaid Multicurrency Card is a smart card card that takes care of all your forex needs. It is a simple card that effortlessly fits in your pocket and empowers you to shop and explore like an avid traveler. No matter which country you are in, use this single prepaid forex card to splurge and pamper yourself, as well as withdraw money from ATMs. The best part is that you can buy the travel forex prepaid card from the convenience of your home. To further enhance your experience of booking forex, , we offer doorstep delivery of your card. Alternatively, you could also pick it up yourself from the nearest Thomas Cook branch. To get your travel card , just log on to the Thomas Cook website, enter the required details and you are good to go! Read more

Buy Your Card

Reload your card, one currency card.

Our One Currency Card safeguards you from inflated and hefty currency conversion charges. Traveling abroad can be an expensive affair and everyone makes the best attempt to reduce their travel costs by finding the best deals on hotels and flights . How about saving money on foreign exchange too? Thomas Cook along with MasterCard Worldwide has brought to you a cost-effective and efficient travel currency card that ensures a hassle-free trip. What’s more, this card empowers you to travel across countries and eliminate cross currency conversion charges, which typically range from 3% to 4% of the amount. Our collective years of expertise have enabled us to deliver world-class solutions, which in turn makes your trip a memorable one. Enhance your travel experience, while saving on forex by partnering with Thomas Cook. Read tips on how to plan an abroad trip effectively. Read more

Benefits of Thomas cook travel card

• Withdraw local currency from over 2 million MasterCard ATMs & 3 million Visa ATMs worldwide
• Swipe it across 35.2 million MasterCard merchants & 70 million Visa merchants in over 200+ countries
• Avoid currency fluctuations by loading funds in advance
• Automatic determination of currency based on transaction location
• Prepayment helps you keep to your spending plans
• Load your Card as often as you like
• Chip & PIN protected
• Not linked to your bank account
• Real time transactional alerts on SMS (Reg. Int. no.) & e-mail alerts
• Enable & Set your own Limits
• 3D Secure Authentication for Online Transactions
• Insurance cover up to INR 7,50,000
• Backup Card available at Zero Cost
• Free replacement of lost or stolen Cards
• Quick and simple to buy and to reload
• No surcharge at ATM's across AllPoint Network
• Website & Mobile App to check balance, statement, change PIN & block card
• Use unspent funds on your next trip, withdraw the funds at an ATM abroad, or cash out your Card
• Emergency cash, up to your available Card balance, subject to availability

Customer Assistance

• Dedicated Toll free Number in India
• 24x7 Global Customer Assistance Services
• Emergency Services

Documents required

The usage of your Travel Currency Card should be in strict accordance with the regulations of the Reserve Bank of India and FEMA regulations. The amount loaded or reloaded on a card can be done as per the foreign Exchange Management Act, 1999 and prevailing RBI regulations in force at present. The usage of your Travel Currency Card should be in strict accordance with the regulations of the Reserve Bank of India and FEMA regulations. The amount loaded or reloaded on a card can be done as per the foreign Exchange Management Act, 1999 and prevailing RBI regulations in force at present. The usage of your Travel Currency Card should be in strict accordance with the regulations of the Reserve Bank of India and FEMA regulations. The amount loaded or reloaded on a card can be done as per the foreign Exchange Management Act, 1999 and prevailing RBI regulations in force at present. Read more

The usage of your Travel Currency Card should be in strict accordance with the regulations of the Reserve Bank of India and FEMA regulations. The amount loaded or reloaded on a card can be done as per the foreign Exchange Management Act, 1999 and prevailing RBI regulations in force at present.

The usage of your Travel Currency Card should be in strict accordance with the regulations of the Reserve Bank of India and FEMA regulations.

The usage of your Travel Currency Card should be in strict accordance with the regulations of the Reserve Bank of India and FEMA regulations. The amount loaded or reloaded on a card can be done as per the foreign Exchange Management Act, 1999 and prevailing RBI regulations in force at present.The usage of your Travel Currency Card should be in strict accordance with the regulations of the Reserve Bank of India and FEMA regulations. The amount loaded or reloaded on a card can be done as per the foreign Exchange Management Act, 1999 and prevailing RBI regulations in force at present.

What People are Saying

Buying Forex from Thomas Cook is just so convenient. Since I am a frequent traveller and visit lots of countries, I opted for One Currency Card. This card makes my foreign traveler very a hassle-free process as far as forex is concerned.

- Jai , Jaipur

Buying Forex is not as easy as you think. But Thomas Cook makes it really easy for people who are buying it for the first time. The process is simple and the best part is the door step delivery. You don’t have to step out of your home to buy foreign exchange.

- Ronak, Mumbai

I am frequent traveller and Thomas Cook One Currency Card is a boon for travellers like me. I travel across borders with just one card

- Maya, Bangalore

Let us know about your experience,just by sharing your reviews.

Frequently asked Questions

• What is a forex card? Forex cards are prepaid cards, which can be used to make payments or withdraw cash in a foreign currency. You can use this card just like your debit card without linking it directly to your bank account. Forex cards also charge either zero or minimal transaction fees.
• Can I use a forex card to make purchases in India or online? As per FEMA regulations, Borderless Prepaid Cards and One Currency cards cannot be used in India, Nepal and Bhutan You cannot use it for online purchases where the website is registered in any of these 3 countries.
• Does a prepaid forex card get me better currency exchange rates? You get better exchange rates depending on the prevailing market rates and conditions. Prepaid forex cards let you load the funds in advance, allowing you to lock your conversion rate.
• Does a prepaid forex card have a validity period? Yes, a prepaid forex card has a validity period. Thomas Cook’s Borderless Prepaid Travel Card is valid for 5 years.
• Do I have to pay any annual maintenance charges for my prepaid forex card? There are no annual maintenance charges for Thomas Cook’s prepaid cards.
• Will I have to buy a new prepaid forex card every time I travel abroad? You can use the same prepaid card depending on your currency needs. For instance, if your 2nd trip entails using dollars in the foreign country then you can reuse your One Currency Card. However, if you need to carry any other currency, you may have to purchase Borderless Prepaid Card, in case you don’t have it already.
• How can I buy a prepaid forex card from Thomas Cook? You can either visit any Thomas Cook branch or place an order online. Just select ‘Buy Forex Online’, choose your desired currency and amount. Enter all your details and choose delivery options. Make the payment and you are good to go!
• What are the documents that are needed to buy a prepaid forex card? You will require the following documents to buy Forex cards from Thomas Cook • Valid Passport • Airline Ticket or Visa • Basic Travel Quota Form (BTQF) • Residence Permit • LERMS letter in case of business travel
• Can I pay for my forex card with cash? Yes, you can pay for your forex card with cash at any Thomas Cook branch.
• What happens if I lose my forex card during my travel abroad? If you lose your forex card just walk into the nearest Thomas Cook branch and we’ll provide you with a new forex card, absolutely free of cost. Your money will remain safe as the card is chip and PIN protected.
• Can I load multiple foreign currencies in a single forex card? Yes, you can. With Thomas Cook’s Borderless Prepaid Card, you can load up to 10 currencies in a single forex card.
• Can I use my forex card to withdraw cash from ATMs when abroad? Yes, you can use your Forex card at any ATM that accepts Master Card & Visa respectively.
• What should I do if I forget the ATM PIN of my forex card? You can either log on to Thomas Cook’s website and change the pin or call up our 24/7 customer care assistance.
• What is Dynamic Currency Conversion? Dynamic Currency Conversion (DCC) is an optional service that is sometimes offered by retailers and ATM operators abroad, giving cardholders the choice of paying in the currency of the country they are visiting or their own card currency. While choosing Card currency may seem convenient, it comes with extra charges. With Thomas Cook Prepaid Cards, you will not have to pay any DCC charges as DCC transactions are blocked which helps you save from paying unnecessary charges.
• Are there any charges for ATM withdrawals and swiping at merchant establishments? With Thomas Cook’s cards you don’t have to pay any transaction fees at Thomas Cook’s All Point Network (APN) ATMs. You will be charged a transaction fee by the ATM’s bank only if you withdraw from an ATM which is not in Thomas Cook’s APN. At merchant establishments, you’ll be charged a currency conversion fee if you are paying in a currency other than your country’s currency.
• What is the use of a borderless prepaid card? How is it helpful? Borderless Prepaid Multicurrency Card is a smart card that takes care of all your forex needs. It is a simple card that effortlessly fits in your pocket and empowers you to shop and explore like an avid traveler. No matter which country you are in, use this single prepaid forex card to splurge and pamper yourself, as well as withdraw money from ATMs.
• Set your forex card Transaction/ATM PIN effortlessly: Customer Portal: • Log in at https://www.borderlessprepaid.com/ • Click on 'Generate PIN' to set your own PIN Mobile App • Log in to the app • Click on 'Generate PIN' to set your own PIN WhatsApp • Send 'Hi' to 8879142236 • Select Manage Your Card • Login and click on 'Generate PIN' to set your own PIN

Traveller Blog

View Our Blog

Forex at your fingertips with Thomas Cook Forex App

• Buy & sell Forex on the go
• Reload your Forex card
• Currency calculator
• Thomas Cook Branch Locater

Our Forex Products

At Thomas Cook, we give our customers the options to buy foreign exchange in multiple forms including Currency Notes, One-Currency Card, Multi-Currency Card and Student Forex. Our wide range of forex products fulfill the foreign exchange requirements of all kinds of customers including holiday goers, students travelling abroad, frequent business travellers and customers who want to send money aboard to their family or to the near and dear ones. Read more

Borderless Prepaid Card

One-currency card, currency notes, travellers cheque, education forex.

• Customer Care Number

Internet banking

• NRI Banking
• Money2World
• Money2India

Offers especially for you!

Open an Insta Save Account.

No Paperwork, No Branch Visits, No Hassle!

ICICI Bank Credit Cards

Save more on your everyday expenses.

ICICI Bank Personal Loans

For your safe, comfortable, and convenient travel needs

ICICI Bank Home Loans

The key to your Dream Home, within easy reach

Campus Power - from a dream to a degree, with you at every step.

Solutions for student, parents and institutes.

Just getting returns on your investment?

Save Tax too, while you build your corpus!

Manage all your utility bills, smartly.

Pay bills easily, using Internet Banking.

ICICI Bank Two-Wheeler Loan

Get your dream bike now!

ICICI Bank FD

Choose certainity during uncertain times.

ICICI Bank PPF Account

A blessing for wealth creation is here for you!

Your guide to Personal Finance

A refreshing way to learn all about Personal Finance.

All it takes is 5 minutes!

Instant payout on selling shares, with the ICICIdirect Prime Account.

ICICI Bank Car Loan

Experience a seamless Car Loan process!

• Personal Banking
• Indian Rupee Travel Card – India

Want us to help you with anything? Request a Call back

Thank you for your request..

Your reference number is CRM

Our executive will contact you shortly

• Introduction
• Product Features and Benefits
• Self Care Portal
• Terms & Conditions

Your reference number is CRM 786578956

Sorry! Please check back in a few minutes as an error has occurred.

This product has been discontinued..

• Investing & super
• Institutional
• CommBank Yello
• NetBank log on
• CommBiz log on
• CommSec log on

Help & support

Popular searches

Travel insurance

Foreign exchange calculator

Discharge/ Refinance authority form

Activate a CommBank card

Cardless cash

Interest rates & fees

Travel / Travel Money Card

Travel Money Card

Lock in exchange rates and load up to 13 currencies on one account to easily access your money while you’re travelling.

Features & benefits

$0 card issue fee.

Order a Travel Money Card for free in branch or online (search 'Travel Money Card' in the CommBank app or log into NetBank ).

Lock in exchange rates 

Load up to 13 currencies on one card before your trip, so you know how much you have to spend, no matter how the Australian Dollar moves.

Spend anywhere in the world 

Shop online, in-store, or over the phone wherever Visa is accepted, plus get access to Visa ® travel offers .

Easily manage your travel budget

Manage your holiday money and track your spending via the CommBank app or NetBank.

Your purchases, covered

Lost or stolen personal belongings? We may be able to cover the cost to repair or replace them up to 90 days after purchase. 2

Extra card security

Lost, misplaced or stolen card? Lock it and report it in the CommBank app or NetBank. 

• Currency converter

Exchange rates

Load up to 13 currencies on one account

Lock in exchange rates and load up to 13 currencies easily on one account – wherever you are in the world – through NetBank or the CommBank app:  

• United States Dollars (USD)
• Euros (EUR)
• Great British pounds (GBP)
• Australian Dollars (AUD)
• Japanese Yen (JPY)
• New Zealand Dollars (NZD)
• Hong Kong Dollars (HKD)
• Canadian Dollars (CAD)
• Singapore Dollars (SGD)
• Thai Baht (THB)
• Vietnamese Dong (VND)
• Chinese Renminbi (CNY)
• Emirati Dirham (AED)

No load or reload fees

You can load up to 13 currencies on your Travel Money Card with no load or reload fees. The exchange rate is the CommBank Retail Foreign Exchange Rate at the time of the conversion.

When you’re ready to pay for something, we will always try to complete the transaction for the country you are in. Make sure you have enough of the correct currency for the country you’re in on your card to avoid additional fees. If you don’t have enough of the local currency, we’ll use the next available currency instead, so long as there’s enough of it loaded on your card.

If you load multiple currencies on your Travel Money Card, you can  change the order  (the next available currency) anytime online. 

Rates & fees

See all fees and charges

Who can apply

To get your Travel Money Card, you’ll need to:

• Be at least 14 years old;
• Be registered to use NetBank, or register online New to CommBank? Sign up to NetBank at your nearest branch ;
• Provide a valid email address; and
• Have an Australian residential address

How to apply

Before your trip.

• Order a Travel Money Card in the CommBank app (search 'Travel Money Card'),  NetBank , or at your  nearest branch . 
• Load at least AUD 50 or the foreign currency equivalent to get started
• Once you’ve got your card,  activate and set your PIN online  in NetBank, or under Cards in the CommBank app
• Lock-in the exchange rate by  loading currency on your card in NetBank  or the CommBank app

How it works

During your trip.

• The  local currency will be automatically applied  when you pay for something, as long as it’s loaded on your card and you have sufficient funds
• Reload in real time , fee-free if your balance gets low
• Stick to daily transaction limits
• The maximum value of purchases per day is unlimited, however no more than your available balance
• The maximum amount you can withdraw from ATMs per day is AUD 2,500 or the foreign currency equivalent. Keep in mind most ATM operators have a limit on how much you can withdraw from an ATM per transaction
• The maximum amount for over-the-counter withdrawals per day is AUD 2,500 or the foreign currency equivalent.

When you’re home

• Got leftover currency? Exchange it for another currency or back into your CommBank account from  NetBank  or the CommBank app
• Top up  your Travel Money Card (it’s valid for 4 years) in preparation for your next trip
• Donate  your foreign (and local) currency to any CommBank or Bankwest branch and every cent will go to UNICEF
• How to manage your Travel Money Card

You’ve got your new card – here’s how to get the most out of it.

Find detailed info on getting started, loading and reloading currencies, setting a currency order, checking your balance and tracking your spend. Plus, info on Purchase Security Insurance Cover and access to Visa ® travel offers .

Manage your Travel Money Card

Need foreign cash? Have it ready before you travel

If you’re a CommBank customer, you can buy or sell up to 9 foreign currencies at selected CommBank branches in exchange for Australian Dollars.

You can also order foreign cash in over 30 currencies online – even if you’re not a CommBank customer.

Discover Foreign Cash

Planning an overseas trip?

Discover travel tips to help make the most of your European summer holiday.

See travel tips

Emergency support & tools

What to do if you’ve lost your card or it’s stolen.

If you’ve lost your Travel Money Card, or you think it might’ve been stolen, we can have an emergency replacement card sent to you anywhere in the world.

You may also be eligible for an Emergency Cash Advance, giving you access to cash within 24-48 hours (often on the same day).

Call us in an emergency on:

• 1300 660 700  within Australia
• +61 2 9999 3283 from overseas (reverse charges accepted). 

When calling from overseas using your mobile, standard roaming charges may apply. To avoid roaming charges, call the international operator in the country you’re in from a landline and give them our reverse charges number +61 2 9999 3283.

Tools & calculators

• Saving calculator
• Budget planner
• Managing multiple currencies on your Travel Money Card
• Travelling overseas: 10-step money checklist  
• Beginners guide to exchange rates
• Online banking while overseas  
• Planning an overseas holiday

We can help

Your questions answered

Get in touch

Visit your nearest branch

Things you should know

1 The cash withdrawal fee will not apply to cash withdrawals made in Australia.

2  For more information relating to the complimentary Purchase Security Insurance refer to  Travel Money Card Complimentary Insurance Information Booklet (PDF) .

As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this advice, consider its appropriateness to your circumstances.  The Product Disclosure Statement and Conditions of Use (PDF)  issued by Commonwealth Bank of Australia ABN 48 123 123 124 for Travel Money Card should be considered before making any decision about this product.  View our Financial Services Guide (PDF) .

To raise a dispute related to your Travel Money Card please complete  this form for transactions (PDF)  or  this form for ATM disputes (PDF) .

Any withdrawal or balance enquiry fee will come from the currency for which you are using your card. If this currency is not loaded on your card, the fee will be taken from the first (or sole) currency loaded on your card. Any SMS balance alert fee will come from the first (or sole) currency loaded on your card.

The target market for this product will be found within the product’s Target Market Determination,  available here .

• Latest News
• Emergencies
• Ask the Law
• GN Fun Drive
• Visa+Immigration
• Phone+Internet
• Reader Queries
• Safety+Security
• Banking & Insurance
• Dubai Airshow
• Corporate Tax
• Top Destinations
• Corporate News
• Electronics
• Home and Kitchen
• Consumables
• Saving and Investment
• Budget Living
• Expert Columns
• Community Tips
• Cryptocurrency
• Cooking and Cuisines
• Guide to Cooking
• Art & People
• Friday Partner
• Daily Crossword
• Word Search
• Philippines
• Australia-New Zealand
• Corrections
• From the Editors
• Special Reports
• Pregnancy & Baby
• Learning & Play
• Child Health
• For Mums & Dads
• UAE Success Stories
• Live the Luxury
• Culture and History
• Staying Connected
• Entertainment
• Live Scores
• Point Table
• Top Scorers
• Photos & Videos
• Course Reviews
• Learn to Play
• South Indian
• Arab Celebs
• Health+Fitness
• Gitex Global 2023
• Best Of Bollywood
• Special Features
• Investing in the Future
• Know Plan Go
• Gratuity Calculator
• Notifications
• Prayer Times

ATM 2024: India’s travel market is a $72b opportunity in the making

Travel & tourism.

As demand surges, Indians prefer destinations about 5 hours away

Dubai: How do you tap the tourism potential of Indian travelers?

The fifth largest economy in the world, India is home to 1.44 billion people - and 27.3 million people travelled out of the country in 2023. That number is expected to reach 30 million this year, which is why there’s so much interest in Indian tourists. And became a talking point at the Arabian Travel Market on Monday.

At the session – ‘Unlocking the true potential of Indian travelers – the moderator Virendra Jain, co-founder and CEO of Videc, set the ball rolling, saying that the Indian travel market is a $49 billion opportunity that is estimated to grow to $72 billion by FY-2026, driven mainly by a young and digitally-savvy population.

Jain said: “India right now has 93 million active passports. 14 million of them were issued in 2023, seven times the number of passports India issued in 2000, which is symbolic of the upward trajectory of travellers coming from India.”

Jain was joined by Ross Veitch, CEO and co-founder of Wego, Raj Rishi Singh, CMO and CBO-Coporate of MakeMyTrip, and Ankur Garg, Chief Commercial Officer of Air India Express.

At the end of 50 minutes, they were sure that the profile of Indian travellers had changed, with leisure and tourism forming a critical avenue for spending.

Within 5 hours

One uniform observation was the preference of Indians for destinations that require only five hours of flying time. That makes the UAE a destination of choice, and Dubai is seen more like a domestic destination.

How do you attract the Indian tourist? Five ways, maybe.

Cheap and easy visas, affordability, direct flights and payment systems are among the factors travellers take into account before deciding on a destination.

Ease the visa regime

Veitch insisted that the visa regime is a critical factor in attracting Indian travellers. A Schengen visa will take 30 days, if you are lucky, and a US visa appointment would take up to 365 days, he said.

“The best thing you could do if you want to stimulate this market is to rationalise your visa policies,” Veitch added.

Garg concurred, saying visa policies do matter. “The visa cost starts having a lot of product impact. We have seen countries with visas on arrival and countries where the visa cost is low. When the international destination is cheaper or at par with the domestic destinations, the decision will depend on the ease of getting the visa and the cost of visa,” the Air India Express official said.

What spurs Indians to travel abroad? Veitch says income is one of the main drivers.

“More than 50 million households in India are on more than $10,000 a month today. That number is growing at a rapid pace, and in another four years, it will add another 30 million households.

“So, with overall incomes going up, the number of people who can afford to travel outside is also going up.”

Garg said Indian travellers no longer come from only the metros but also from smaller cities around the country. “From Amritsar Jaipur, Lucknow, Varanasi, Indore and Goa, we have seen that kind of traffic in the last two to three years. I feel that a lot of growth is going to come from having non-stop connectivity from the next set of towns and cities in India to international destinations,” the chief commercial officer of Air India Express said.

Changes to travel patterns

Even the pattern of travel has changed. Rishi Singh pointed out that Indians now readily opt for weekend travel.

“Earlier, the Indian scenario was one long and one short vacation. This changed to multiple short vacations, and at times people skip long vacations. And so I think it’s affordability and how fast you can reach that place [decides the destination],” the MakeMyTrip official said.

Rishi Singh said one of their surveys showed that 85 per cent of the respondents were first-time outbound travellers, which translates into 27 million outbound passengers.

Earlier, the Indian scenario was one long and one short vacation. This changed to multiple short vacations... - Raj Rishi Singh of MakeMyTrip

“When you are travelling internationally, there is this external anxiety, especially if you’re a first-time traveller. So it’s important to have someone to support you during the journey. So we’ve been trying to build journeys, both through digital and otherwise, where we deal away with this insanity,” the MakeMyTrip official said.

Jain noted that the payment system is one area that requires more attention. “Founded in 2016, UPI in 2022 accounted for six times the value of transactions compared to debit and credit cards combined [in India]. It’s way ahead in growth right now; there are seven countries that accept UPI as a payment mechanism,” he said.

“Travel is a lifestyle revenue that grows as the economy grows. So, there’s a correlation between outbound departure and GDP per capita. There is a very clear trend over 30 years as the per capita income has grown, and so have the outbound departure numbers,” Jain added.

“The Indian government is doing the right things, from a macroeconomic point of view, to sustain the sort of growth needed to drive this sort of outbound numbers,” Veitch said.

More From Tourism

Dubai plans more investments in hotels, attractions

Why travellers to the UAE want Emirati cuisine

Photos: Saudi's NEOM unveils Jaumur marina community

Saudi Arabia expands e-visa to 3 more countries

UAE gold shoppers can now pay by 'advance instalments'

Air India Express crisis averted: Crew dispute settled

UAE gold drops: Perfect timing for Akshaya Trithiya

Watch: Middle East's first air taxi trials in Abu Dhabi

GCC tourist visa to allow visitors to travel 6 nations

DWC will fly Dubai to future of aviation: Griffiths

Uae condemns netanyahu's gaza administration proposal, un backs palestinian bid for membership, emir of kuwait dissolves parliament, uae president condoled over passing of sheikh hazza, ewa, etihad esco ink deal to implement kafa'a programme.

Get Breaking News Alerts From Gulf News

We’ll send you latest news updates through the day. You can manage them any time by clicking on the notification icon.

When is Amazon Prime Day 2024?

What is amazon prime day.

• What should I buy?
• How long do deals last?
• Do you need to be a Prime member?
• Do other stores participate?

Is Prime Day an international event?

Amazon prime day 2024: here's what to expect, tips, and tricks.

When you buy through our links, Business Insider may earn an affiliate commission. Learn more

Amazon Prime Day has grown into one of the biggest sales events of the year, with discounts rivaling those of Black Friday and Cyber Monday. With so many retailers selling on Amazon, Prime members can save on just about anything, from viral beauty products to new unlocked smartphones.

The best Prime Day deals we saw last year included all-time lows on brands like Apple, Vitamix, iRobot, Dyson, Crocs, and, of course, Amazon-owned products like the Fire TV , Kindle e-reader , and Echo smart speakers . We expect to see more of the same this year as well.

It'll be the first major deal holiday of the year, so it's an awesome chance to score summer discounts on big-ticket items and household staples. The retailer's 10th Prime Day event has officially been announced to arrive in July, but the actual days are still unknown. In the meantime, we're keeping tabs on all of the latest Prime Day news, and we'll keep you updated with our findings here.

• Shop the latest deals at Amazon

Amazon Prime Day is officially coming this July, though the exact days have not yet been announced. In past years, it kicked off on the second Tuesday of the month. If Amazon follows the same trend, it will take place on July 9 and 10. We'll keep this story updated as more details are announced.

Amazon Prime Day is the retailer's annual mega sale and one of the major benefits of Prime membership. It's a two-day sales event, usually during the summer, that features products from every category, from fashion staples to hot new tech. 

Though it used to be a deal holiday of a much smaller scale, Prime Day has grown exponentially since the first one in 2015. Now, you can find almost everything on sale for all-time low prices, matching discounts we see during Black Friday and Cyber Monday. 

What should I buy during Amazon Prime Day?

Everything is fair game to buy during Amazon Prime Day. Whether you've been holding out on a pricey new TV or just need to stock up on toiletries, Prime Day is a good time to make your move. 

Last year, we saw incredible prices on tech, including 4K TVs , Fire TV streaming devices , Apple products, Kindle e-readers , PC gaming accessories, Echo smart speakers , and top headphones picks. Prime Day tech deals featured brands like Logitech, Bose, Jabra, Sony, Roku, Samsung, TCL, and more. 

If you're looking for style and beauty deals during Prime Day, last year, brands like Tommy Hilfiger, Tatcha, Laneige, Levi's, Carhartt, Anastasia Beverly Hills, Adidas, and Marc Jacobs all featured products at rare low prices. That means skincare, makeup, shoes, men's clothing, women's fashion, and accessories will all be available for less. 

Home and kitchen products saw no shortage of Prime Day deals either, with big names like Dyson, Shark, iRobot, Philips, KitchenAid, Nespresso, Casper, Leesa, and OXO down to all-time lows for the event. So, whether you need an air fryer , robot vacuum , mattress , or just some sturdy mixing bowls, Prime Day is a good time to buy. 

You don't need to be focused on fancy new gadgets or treatments to shop smart during Amazon Prime Day either. We also catch tons of affordable household essentials available for even less every year, like toilet paper, dish soap, doggy bags, and makeup wipes. These deals are sweet, since they save you money on stuff you needed to buy anyway. 

How long do Prime Day deals last?

How long a Prime Day deal lasts differs between items, but in general, the best discounts will start during the event and end before the 48-hour holiday is over. Some will last the whole two days while others will only last one, so it's always wise to act on a good sale when you see it. Lightning deals especially go fast, the most popular of which dwindle away in less than an hour.

I always recommend buying a product you've had your eye on as soon as it's highlighted as a Prime Day deal. Regardless of how long it's set to last, oftentimes the best sales run out of stock, resulting in shipping dates being pushed out, or the deal no longer being offered at all. We'll be providing all of the deal context you need to shop confidently and quickly, so be sure to check our roundups of the best discounts when the event rolls around. 

Do you need to be a Prime member to shop Amazon Prime Day?

Amazon Prime Day is locked to Prime members only. It's one of the major benefits of subscribing to the service, in addition to other perks like free two-day shipping and Prime Video streaming. 

If you have yet to become a member, you can sign up for a free 30-day trial to test it out. Once the official Prime Day dates have been announced, you can even time your free period to overlap with the sale, but it's not a guarantee since sometimes retailers will lock out free members from shopping the best deals.

Do other stores participate in Prime Day?

Although Prime Day is an Amazon-specific event, it's grown so large that other major retailers have started kicking off competing sales to overlap with it. No one has announced a competing Prime Day sale just yet, but if past years are any indication, Walmart, Target, and Best Buy will likely be holding their own events.

These are definitely worth checking out; they often match the best deals on popular items you can find from Prime Day. We'll also be rounding these deals up so you can shop from the retailer that best suits you, whether you're a Target Circle cardholder, My Best Buy Plus member, or Walmart Plus subscriber. 

Prime Day occurs in several other countries, but not all of them. Here's a list of countries where Prime Day will be available to shop:

• Netherlands
• Saudi Arabia
• The United Arab Emirates
• The United States
• The United Kingdom

Want to see what Amazon has on sale right now? We've spotted some hefty price cuts on electronics, fashion, home, kitchen, laptops, and more on its main deals page .

• Main content

• International
• Today’s Paper
• Premium Stories
• Express Shorts
• Health & Wellness
• Brand Solutions

The top 10 visa-free countries for Indian passport holders in 2024

Visa-free countries for indians in 2024: discover the top 10 best global destinations that indian passport holders can travel to visa-free in 2024..

Many countries worldwide are currently offering visa-free entry to enhance their tourism industry and attract more visitors, including those from India, ensuring a seamless travel experience and eliminating travel obstacles. This initiative has led to a surge in new explorers eager to venture out and discover these countries.

Thailand and Sri Lanka have recently extended their visa-free entry provisions for Indian visitors. Thailand’s extension is in effect until November 11, 2024, while Sri Lanka’s lasts until May 31, 2024. However, in some instances, it is crucial to note that travel to visa-free countries is usually limited to a specific duration and additional documents, such as proof of onward travel or payment of airport taxes might be required.

Indian passport holders currently benefit from visa-free access to 62 countries, simplifying travel and exploration. Visa-free travel allows entry into a country without the need for a prior visa and only requires a passport to clear customs, eliminating the complexities of visa procedures and associated fees.

So, as the summer vacation season approaches, it’s an ideal time to travel. If you hold an Indian passport, there are several destinations you can visit without the hassle of obtaining a visa. Below is the list of the top 10 best global destinations that Indian passport holders can travel to visa-free.

1. Bhutan: 14 days

Bhutan is a neighbouring country of India and is considered one of the top visa-free destinations for Indian passport holders. They can travel for up to 14 days without needing a visa. Often referred to as the Land of the Thunder Dragon, the country is located in the Himalayas and is renowned for its snow-capped peaks, vibrant monasteries, and spiritual culture.

Nepal is a country famous for having Mount Everest, which is the highest mountain in the world. The country is an ideal destination for adventure enthusiasts and nature lovers as it offers a unique and enriching experience with ancient temples, breathtaking landscapes, and amiable locals. Indian passport holders do not require a visa to enter Nepal, as the country shares a friendly relationship with India.

3. Mauritius: 90 days

Mauritius, an island nation surrounded by the Indian Ocean, is a picturesque tropical paradise famous for its pristine beaches, crystal-clear waters, and coral reefs. While many visitors come to Mauritius to experience nature and indulge in luxury resort stays, it can also be an excellent destination for Indian solo or group travellers who want to explore the cities, visit tourist attractions, and try delicious local cuisine. Furthermore, Indian travellers can stay in Mauritius for up to 90 days without a visa, making it an attractive option for those seeking to travel hassle-free.

4. Kenya: 90 days

Starting January 1, 2024, Kenya will allow visa-free travel to Indian passport holders to promote tourism through its electronic travel authorization programme. Exploring its vibrant wildlife and marine reserves, with over 50 national parks to choose from, Indians can travel to Kenya visa-free for 90 days to experience its world-renowned safari experience.

5. Malaysia: 30 days

Malaysia is a magnificent travel destination that offers a blend of ancient rainforests and a multicultural city-life experience. The capital, Kuala Lumpur, boasts the iconic Petronas Twin Towers, one of the tallest buildings in the world. The country is renowned for its exceptional food, historical vibe, gorgeous beaches, and wildlife-packed national parks. Indian passport holders can now travel to Malaysia visa-free until December 31, 2024, as per the latest update. It permits a stay of up to 30 days for each entry and visit to the country.

6. Thailand: 30 days (till November 11, 2024)

Thailand, a gem of Southeast Asia, is famous for its exquisite beaches, delicious cuisine, and lively culture. From the busy streets of Bangkok to the grand temples of Chiang Mai and the tranquil beaches of Phuket, Thailand offers a perfect combination of cultural immersion, adventure, and relaxation. As per the latest update, Thailand has extended its visa-free travel for Indian passport holders until November 11, 2024, which was previously May 10, 2024.

7. Dominica: 6 months

Dominica is a mountainous Caribbean island nation, also known as “Nature Island.” It boasts tropical and balmy weather, natural hot springs, and tropical rainforests. The Morne Trois Pitons National Park is a must-visit place, where you can find a 1,342-metre-high volcano. The country’s best features include the 65-metre-tall Trafalgar Falls and the narrow Titou Gorge. Indian passport holders can easily book flights to Dominica from India to enter this beautiful country. The good news for Indian nationals is that they do not require a visa for either tourism or business purposes for six months.

8. Qatar: 30 days

Qatar is a Middle Eastern country known for its impressive infrastructure and futuristic capital, Doha, with its towering skyscrapers. The country is also recognised as one of the wealthiest nations in the world and is currently in the spotlight for hosting the FIFA World Cup 2022. Indian passport holders can enjoy 30 days of visa-free travel in Qatar.

9. Sri Lanka: 30 days (till May 31st, 2024)

Sri Lanka is the latest addition to the list of visa-free countries for Indians. This South Asian island is rich in history and boasts stunning landscapes, diverse cultures, and incredible wildlife. Visitors can experience beautiful weather and indulge in delicious cuisine. Indian passport holders can travel visa-free to Sri Lanka until May 31st, 2024, as per the latest update. The hospitality of the locals is great, and the country is famous for its sweetmeats.

10. Seychelles: 30 days

The Seychelles are renowned for their stunning waters, coral reefs, sea turtles, and underwater rock formations teeming with beautiful fish, whale sharks, and shipwrecks. The beaches in the Seychelles offer a calm, peaceful, and secluded environment, and Indian passport holders can visit visa-free for 30 days.

• e-Tourist Visa
• Indian passports
• Indian travellers

Actor Sharmin Segal, Sanjay Leela Bhansali's niece, has been facing flak for her "poor performance" in Heeramandi from a section of viewers. Now a clip of Sonakshi Sinha, who plays the role of Fareedan in the show, roasting Sharmin during the mushaira has gone viral. In the clip, as Sonakshi roasts Sharmin, she claims the latter showed up on the Heeramandi set unprepared.

• GT vs CSK Live Score, IPL 2024: Playing XI and toss coming up from Ahmedabad 13 mins ago
• Arvind Kejriwal Bail Live Updates: 'SC verdict a victory of truth,' says AAP as Delhi CM set to walk out of jail 20 mins ago
• Haryana Govt Crisis Live Updates: Congress delegation to submit memorandum seeking floor test, says Guv will not meet 1 hour ago
• GSEB SSC 10th Result 2024 Live Updates: Class 10th scorecards soon at gseb.org 1 hour ago

Best of Express

Buzzing Now

May 10: Latest News

• 01 13 years on, stepfather convicted for murder of actor Laila Khan, 5 of her family
• 02 US believes Rafah operation would weaken Israel’s position in talks with Hamas, says State Dept
• 03 New York City sued for denying gay employees in vitro fertilization coverage
• 04 Delhi HC seeks police stand in bail plea of wife of Delhi govt officer accused of raping, impregnating minor girl
• 05 10 office-bearers of co-operative credit society booked for duping businessman of over Rs 1 crore
• Elections 2024
• Political Pulse
• Entertainment
• Movie Review
• Newsletters
• Web Stories