CAA Store - Kitchener

Customer ratings and reviews.

Great store. No lineups

Great people there great store recommend to everyone to go there

I have to comment about the wonderful service I have been provided by the phone staff and in person staff over the last 2 weeks. I have had to phone CAA/have them visit quite a bit over the last couple weeks. I haven't seen/heard better customer service than from these people. Over the phone and in person; they are polite, friendly, courteous, pleasant to deal with and extremely helpful. I have been intimidated by other companies who try to speak over my head and who think they know everything. With CAA this is definitely not the case. It's not often people are commended for the excellence. Rachel who helped me with a boost to my car was EXCEPTIONAL and the gentleman who boosted my SUV that evening was awesome also. Wonderful service all around! Great work to everyone!

It's always a pleasure to go in and see the people at the CAA store. They are friendly, informative and honest. The first teller I spoke to apologized due her inability to sell me the insurance I requested. Weather I'm in there for travel information, insurance or to renew my membership, I'm always pleased with the service

Great Customer! Acknowledged and greeted me as soon as I came in and we're effective and efficient! There is nothing as wonderful as Painfree Customer Service! Thank you very much!????

Photos of CAA Store - Kitchener

CAA Store - Kitchener | insurance agency | 655 Fairway Rd S, Kitchener, ON N2C 1X4, Canada | 5198939604 OR +1 519-893-9604

CAA Store - Kitchener On the Web

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CAA Store - Kitchener - Travel agency in Kitchener, ON - 655 Fairway Road South, Kitchener, Ontario. Read verified and trustworthy customer reviews for CAA Store - Kitchener or write your own review.

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CAA Store - Kitchener has a 4.3 rating. Great service.

CAA Store - Kitchener in Kitchener, ON - fyple.ca

CAA is an auto club offering emergency roadside assistance, travel and car insurance and towing services to the South Central Ontario area.

CAA Store - Kitchener , ON - 655 Fairway Rd S | Canpages

519-893-9604 . Your CAA Club offers exceptional Emergency Roadside Service, complete Automotive and Travel Services, Member Savings and comprehensive Insurance Services.

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Questions & Answers

What is the phone number for caa store - kitchener.

The phone number for CAA Store - Kitchener is (519) 893-9604.

Where is CAA Store - Kitchener located?

CAA Store - Kitchener is located at 655 Fairway Rd S, Kitchener, ON N2C 1X4, Canada

What is the internet address for CAA Store - Kitchener?

The website (URL) for CAA Store - Kitchener is: https://www.caasco.com/About-Us/Contact-Us/Store-Locations/Kitchener/CAA-Kitchener.aspx

What days are CAA Store - Kitchener open?

CAA Store - Kitchener is open: Monday:9:00 AM – 7:00 PM Tuesday:9:00 AM – 7:00 PM Wednesday:9:00 AM – 7:00 PM Thursday:9:00 AM – 7:00 PM Friday:9:00 AM – 7:00 PM Saturday:9:00 AM – 5:00 PM Sunday:Closed

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CAA Travel Insurance Review 2024

Updated: Feb 28, 2024, 5:47am

The Canadian Automobile Association, or CAA, is well known for its roadside assistance, but you might not know that it also offers incredibly solid travel insurance—with loads of options for customizing your premium to fit your budget. CAA members also get a 10% discount on their premium. And with coverage for kids, grandkids and even pets, CAA travel insurance is a great choice for families, too.

  • Pre-existing conditions rider
  • Optional medical deductible
  • CFAR and IFAR reimbursement at 75%
  • Additional coverage for air excursions and sports
  • Medical questionnaire required at age 60
  • Limited coverage for adventurous travellers
  • Discounts only available to CAA members

CAA Travel Insurance Review

Table of Contents

About caa travel insurance, what travel insurance does caa travel insurance offer, caa travel insurance plans, summary: plan comparison, caa travel insurance cost, compare caa travel insurance with other insurers, optional add-ons for caa travel insurance, does caa travel insurance offer any discounts, does caa travel insurance offer annual multi-trip plans, does caa travel insurance have 24/7 travel assistance, does caa travel insurance have cancel for any reason (cfar), does caa travel insurance have interruption for any reason (ifar), does caa travel insurance cover pre-existing medical conditions, what’s not covered by caa travel insurance, how to file a claim with caa travel insurance.

If you’re one of the 5.8 million Canadians with a CAA membership, you’ve probably called for help when you’ve had a flat tire, been locked out of your car or run out of gas during a road trip. But CAA can offer much more than roadside assistance, including travel insurance for Canadian residents for trips both within Canada and internationally, as well as travel insurance for visitors to Canada.

The CAA is made up of nine regional clubs across Canada, including CAA South Central Ontario (that includes Manitoba), North East Ontario, Niagara, Alberta, British Columbia, Manitoba, Maritimes, Quebec and Saskatchewan.

This review is based on plans from CAA-South Central Ontario (CAA-SCO). If you live in another part of the province or elsewhere in Canada, your plan offerings may differ.

CAA South Central Ontario travel insurance is underwritten by Orion Travel Insurance, a CAA company.

Here are the key types of travel insurance coverage offered in CAA Insurance plans:

  • Emergency medical insurance: If you become ill or are injured on your trip, travel medical insurance can pay for emergency medical expenses, up to the limits in your plan. These expenses can include doctor and hospital bills, medication and lab work.
  • Trip cancellation insurance: If you cancel a trip for a reason listed in your policy, trip cancellation insurance can reimburse you for prepaid, non-refundable costs.
  • Travel interruption insurance: Trip interruption insurance can pay for a last-minute flight home in an emergency and money that you lose by cutting a trip short, such as non-refundable activities and hotel stays. CAA offers a BounceBack benefit that kicks in if you have to go home to deal with an emergency, you’ll get $2,000 towards a round-trip ticket home and back again.
  • Baggage insurance: Baggage travel insurance can compensate you up to your policy limits if your luggage is lost or stolen. It will reimburse the depreciated value of your suitcases and what you packed. If your bags are delayed, it can reimburse you for the cost of the necessities you buy to tide you over. It also extends to your personal belongings, if they are lost, damaged or stolen.
  • Travel accident insurance. This coverage offers compensation in the event of accidental death or catastrophic injury from an accident during your trip. Flight accident insurance covers injury while you’re on a commercial plane, during a connection or in an airport. Travel accident insurance covers death or dismemberment, including the loss of limbs or eyesight, sustained on your trip.

CAA offers three travel insurance plans: Emergency Medical + Trip, Medical and Trip.

Emergency Medical + Trip: This is the most comprehensive plan that includes coverage for medical emergencies, trip cancellation and interruption, lost baggage and personal documents, non-medical emergency evacuation, medical repatriation, travel accident insurance and more.

Emergency medical treatment includes:

  • Hospital accommodation up to a semi-private room.
  • Physicians’ fees.
  • Laboratory tests and X-rays.
  • Private duty nursing.
  • Ground ambulance service.
  • Prescription drugs.
  • Medical appliances including casts, splints, trusses, braces, crutches or the rental of a wheelchair.
  • Treatment by a chiropodist, chiropractor, osteopath, physiotherapist or podiatrist.
  • Emergency dental treatment due to a blow to the face.
  • Emergency dental treatment due to illness, excluding roots canals or damage to dentures.
  • Hospital allowance for long distance calls, TV rental when hospitalized for at least 48 hours.

Medical: If you’re only worried about medical emergencies while travelling (and not trip protection), this standalone plan offers all of the medical coverage options of the Emergency Medical + Trip plan and includes hospital accommodations, physician fees, lab tests, private nurses and ambulance services.

Trip: If you have medical coverage elsewhere, the Trip plan covers trip cancellation insurance, trip interruption insurance, baggage insurance, travel accident insurance and more.

With a CAA Travel Insurance plan you can purchase family coverage for three or more members, including your spouse, children and grandchildren. CAA even extends coverage to your pets in the event you are hospitalized or repatriated, as well as $300 for emergency veterinary care.

We highlighted key benefits of CAA Travel Insurance to help you identify which plan is the best fit for you.

Here’s a comparison of the Medical + Trip, Medical only and Trip only plans and how much coverage you’ll get.

The price of a CAA Travel Insurance plan depends on factors such as the cost of your trip, your age and the amount of coverage you choose.

Here are some price examples of CAA Travel Insurance plans for healthy travellers based in Ontario through the CAA-South Central Ontario Club. CAA members get 10% off these rates.

If you’re purchasing the Medical only plan, you can also add an optional deductible, or the amount you will pay out of pocket before your coverage kicks in, to lower the cost of your premium. Deductible options include: $300, $500, $1,000, $3,000, $5,000, $10,000, $25,000, $50,000 (USD).

World Nomads

Emergency medical: $5 million Cancel For Any Reason: No Baggage insurance (maximum): $1,000, $3,000

Related: World Nomads Travel Insurance Review

Manulife Financial

Emergency medical: $10 million Cancel For Any Reason: No Baggage insurance (maximum): $1,000

Related: Manulife Financial CoverMe Travel Insurance Review

Emergency medical: $5 million Cancel For Any Reason: No Baggage insurance (maximum): $1,500

Related: Blue Cross Travel Insurance Review

CAA Travel Insurance offers the following riders, or add-ons, for the more adventurous or sporty travellers:

  • Adventurous Air Activities. Up to $5 million covering extra vacation fun while participating in activities that include hot-air balloon rides, parasailing and helicopter excursions.
  • Sports & Speed. If you’re participating in a professional sporting event or motorized speed contest, this provides coverage for any accident or illness while you’re competing, training or practicing while you’re away.

Here’s how these add-ons could affect your premium:

If you’re renting a car while on vacation, the optional Rental Vehicle Damage Insurance add-on will pay up to $80,000 for rentals up to 80 days.

CAA members in the CAA-SCO Club receive 10% off their premium for any travel insurance plan. (Other clubs may offer different discounts. For example, CAA Maritime members receive a 15% discount.)

Here’s an example for the Medical + Trip plan:

Yes. If you travel a few times a year (or more!) it may be cost effective to buy multi-trip insurance , also known as annual trip insurance. CAA Travel Insurance has two plan options: The Multi-Trip Plan that offers medical coverage only for four, eight, 15 or 30 days, and the Annual Vacation Package Plan that offers medical and trip protection coverage for eight, 15 or 30-day periods. If you stay longer than the number of days in your plan, you can purchase a top-up.

CAA Assistance is available 24/7, 365 days of the year and can help you when you’re faced with an emergency. Support includes:

  • Directing you to an appropriate physician or hospital at your trip destination.
  • Providing multilingual interpreters to communicate with physicians and hospitals.
  • Monitoring your care and ensuring only appropriate and medically necessary treatment is given.
  • Communicating on your behalf to your family and physician.
  • Paying hospitals, physicians and medical providers whenever possible.
  • Arranging necessary transportation, such as an air ambulance, whenever necessary.

When you call CAA Assistance, you’ll need to provide your name, policy number, your location and the nature of your emergency. If you don’t contact CAA Assistance before receiving medical treatment, you may be limited to reimbursement of 80% of eligible expenses, to a maximum of $25,000.

If you’re not dealing with an emergency (say you’re holed up in your hotel room with a migraine) but you’d still like some medical advice, CAA Travel Insurance offers a Virtual Emergency Medical Assistance and House Call Service, which provides 24/7 and unlimited number of virtual visits to medical professionals via virtual healthcare.

According to CAA, 80% of cancellation claims are because a traveller, or one of their immediate family members, gets sick or injured.

Trip cancellation insurance covers things like:

  • You are a family member, or your travel companion or their family members, is sick, injured, quarantined or dies.
  • A blizzard, hurricane or volcano, for example, hits your home or you’re burgled within seven days before your departure.
  • You lose your job.
  • You’re called for jury duty.
  • The business meeting, conference or event you were travelling to is cancelled.
  • There’s a new travel advisory.
  • The travel supplier you bought from goes out of business.
  • Your passport is not issued in time.

CAA also offers Cancel For Any Reason insurance, which offers the following reimbursement if you cancel for a reason up to three hours before departure other than those listed:

  • 75% CFAR reimbursement if your travel is booked through CAA Travel.
  • 50% CFAR reimbursement if your travel is booked through another provider.

While trip cancellation covers any issues that happen before you leave, trip interruption covers issues once you’ve already left home.

Trip interruption insurance covers issues, such as:

  • A missed connection due to bad weather, road delays or a road accident.
  • A medical emergency back home.

CAA also offers Interruption For Any Reason insurance up to $2,500, that covers you for any reason outside of your policy to the following limits:

  • 75% IFAR reimbursement if your travel is booked through CAA Travel.
  • 50% IFAR reimbursement if your travel is booked through another provider.

For travellers under age 60, CAA Travel Insurance will not pay any claims due to any sickness, injury or medical condition that is not stable in the three months before your departure date (and for travellers age 70 to 84, your condition must be stable for six months), unless you purchase the Pre-Existing Medical Condition rider that reduces the waiting period to seven days and covers to a maximum of $200,000.

Here’s how this add-on could affect your premium cost:

For travellers under age 60, CAA Travel will also not cover any lung condition if in the three months prior to departure you received treatment with Prednisone.

For travellers age 60 to 84, CAA Travel will also not cover any lung condition if in the three months prior to departure you received treatment with prednisone, or any heart conditions if you had heart bypass or valve surgery more than eight years prior to the departure date; if you were taking three or more medications for your heart; you were diagnosed or treated for a heart condition, diabetes and high blood pressure; or you were prescribed or are taking medication for heart failure.

There are a number of scenarios not covered by travel insurance and it’s critical to know what not to do before you make a claim only to be told you’re on the hook for all associated costs. The following are some of the most common issues not covered by travel insurance:

  • A claim against an unstable pre-existing medical condition. CAA defines a condition as unstable if you have sought medical treatment for that condition, if new or existing symptoms appear or there has been a change in medication or the dose you take.
  • Ongoing medical treatment or services. Your coverage treats the emergency then gets you back to Canada for further treatment. The emergency medical coverage does include medical follow-up in Canada.
  • Non-emergency, experimental or elective treatment, including cosmetic surgery, chronic care or rehabilitation.
  • Pregnancy (other than unexpected complications) or a child born on a trip.
  • Injury or illness as a result of alcohol or drug abuse.
  • High risk activities, such as being in the air (balloon, kite balloon, paraglider, parasail, parachute, kite, wingsuit, etc.), unless you’ve purchased the Adventurous Air Activities rider.
  • Travelling against medical advice or not following medical advice in regards to treatment.
  • Travelling to get medical treatment, included diagnosis, palliative care or alternative therapy.
  • Suicide or attempted suicide, or any self-inflicted injuries.
  • Travelling after the Canadian government issues a “Avoid non-essential travel” or “Avoid all travel” advisory.
  • Any professional sports, unless you purchase the Sport & Speed rider.
  • Air ambulance services, unless approved in advance.
  • Damage to or loss of contact lenses or prosthetic teeth or limbs.

Due to high call volumes, CAA recommends you file your claim online or by email. You can file a claim online 24/7 by logging into your account via CAA’s partner Global Excel Management. You can also visit the CAA website and download your appropriate claim form. Depending on the kind of claim, you will also need to provide supporting documentation. For example, for a claim on your baggage insurance for a theft, you’ll need to submit a report from the police. After the claim is submitted, you will receive an email confirmation with your case number.

Frequently Asked Questions (FAQs)

Does caa travel insurance pay for medical costs upfront.

Yes, in most cases CAA will pay hospitals, physicians and other medical providers directly. However, the insurer notes that some providers require direct payment. In that case you will be reimbursed for “reasonable and customary costs.”

Does CAA Travel Insurance cover COVID-19?

It depends. You are eligible for the $5 million emergency medical coverage if you’re fully vaccinated and $2.5 million if partially vaccinated for any COVID-19-related illnesses that occur while travelling.

Does CAA Travel Insurance offer coverage extensions?

Your coverage is automatically extended for five days due a travel delay due to inclement weather or mechanical failure, or a sudden and unforeseen illness. If you are hospitalized, your coverage is extended for the period of hospitalization, plus five days after discharge. You can also request an extension if you want to stay longer provided you apply before the expiry date of your policy and you haven’t made any claims.

Does CAA Travel require a medical questionnaire?

Yes. Travellers age 60 and over must complete a medical questionnaire that asks questions such as: Have you visited the emergency room more than once in the last 12 months, have you been a smoker in the last five years, have you had surgery in the last 12 months and have you received treatment or medication for cardiovascular conditions, diabetes, cancer, neurological conditions or respiratory conditions. If it’s discovered that you do not answer the questions truthfully, you’ll be responsible for the first $5,000 of any claim.

Does CAA Travel Insurance have any age restrictions?

Yes. Medical + Trip coverage is available to travellers age 84 and under. Trip Only coverage is available at any age.

Fiona Campbell is a Staff Writer for Forbes Advisor Canada. She started her career on Bay Street, but followed her love for research, writing and a good story into journalism. She is the former editor of Bankrate Canada, and has over 20 years of experience writing for various publications, including the Globe and Mail, Financial Post Business, Advisor’s Edge, Mydoh.ca and more.

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Is CAA the best travel insurance in Canada in 2024?

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Traveling without travel insurance can lead to significant expenses. Did you know that a night at a hospital in the United States can cost over $14,000 CAD? Certain countries may even deny access if you cannot prepay for medical treatment.

So, travel insurance is essential when you're away from home. It ensures you have access to necessary healthcare and covers the costs when needed. Apart from medical emergencies, it offers assistance for flight delays and cancelations, lost luggage, and more.

If you're considering travel insurance, it's worth looking at CAA travel insurance. We've created this guide on coverage, pricing, and everything you need to know about CAA travel insurance. You can also compare it with other players using our free tool and get quick travel insurance quotes.

Our 2024 review of CAA travel insurance

CAA, or the Canadian Automobile Association is a trusted travel brand. It offers a wide range of insurance plans to fit any budget or travel plan.

Here are some CAA travel insurance pros and cons:

Why CAA could be right for you

  • Membership with CAA gives a 10% discount on travel insurance packages.
  • Easy to apply for coverage or file a claim online.
  • Extensive coverage for emergency medical intervention.
  • Enjoy 24/7 customer service
  • CAA offers travel insurance plans specifically curated for the needs of seniors and snowbirds.

Why CAA may not be right for you

  • Special discounts are only available to CAA members.
  • CAA travel insurance requires you to answer a medical questionnaire.
  • Like most insurers, CAA medical travel insurance does not - for the most part - cover pre-existing medical conditions (such as cancer for instance).

Should you be interested in CAA's plans, know that you can get a travel insurance quote with CAA directly on the insurer's website! But, before choosing CAA travel insurance, compare options and quotes. A little shopping around can help you to save money and find a coverage that really fits your needs:

Compare the best travel insurance plans on the market!

What does CAA travel insurance cover?

CAA offers excellent coverage that cuts across medical, dental, and economic benefits. Medical emergencies, travel interruptions and loss, theft or damage of personal belonging are well covered by CAA travel insurance plans. Here are the main travel insurance plans by CAA:

Good to know

The Multi-Trip Annual Vacation plan offers more all year round. Aside the medical coverage of $5 million, it offers maximum trip protection coverage of $10,000 per year, baggage protection and delay benefits reach up to $3,000 and $1,500 per policy year.

For more information on CAA international travel insurance, download the PDF below:

CAA offers extensive coverage to visitors to Canada. This covers medical intervention, compensation for travel interruption and baggage protection:

Does <strong>CAA </strong>travel insurance cover Covid-19?

CAA COVID-19 policy has been updated to cover COVID-19 related emergencies and interruptions. COVID-19 updates are regularly passed to clients to ensure safe travel.

How much does a travel insurance with  CAA  cost?

The rates of CAA travel insurance depend on multiple factors:

  • Your desired coverage and otpions.
  • Your deductible.
  • Your waiting period. 
  • The lenght of your trip.
  • Your destination(s) (do you want to go to the USA, where medical expensises are high, or do you want to travel within the bordes of Canada?).

Whether you buy CAA travel insurance from Manitoba, Quebec, Ontario, Saskatchewan, Alberta, Winnipeg or anywhere else, your location doesn't influence the price of coverage. Your destination, however, will).

CAA travel insurance doesn't provide tables on its pricing. Rates are also ver dependable on your profile and needs. Therefore it will be important to get an  individual quote customized for your unique needs.

This is only indicative but, on average, travel insurance in Canada costs $25,35 per trip for a single traveller.

Before settling on CAA's travel insurance policy, we advise you shop around! You can quickly and anonymously compare prices from leading travel insurance companies using our free comparison tool below:

How does CAA travel insurance work?

How to get a caa travel insurance quote.

With a call to the following CAA travel insurance phone number 1-800-437-8541, you can purchase or request a travel plan quote from CAA.

You can also purchase a travel package directly on the website.

How to file a travel insurance claim with CAA?

CAA Insurance allows you to file your claim directly on their online CAA travel insurance portal. You can also initiate a claim by calling:

  • 1-888-493-0161(from Canada and the USA)
  • 1-519-988-7044 (Worldwide)

How to cancel your CAA travel insurance?

CAA travel insurance cancellation policy is similar to most travel insurers:

  • You can cancel your CAA policy anytime within a few days following the purchase (10 business days on average) and get a refund as long as your trip has not started, and you have not made a claim. To proceed with the cancellation, you can connect on you CAA's members portal or call the following number: 1-800-437-8541
  • If you cancel after that period, your payment may not be refunded.

How can I contact  CAA  travel insurance?

You can contact CAA travel insurance using different means of communication:

  • CAA's phone number: 1-800-437-8541
  • You can also log onto CAA's webstite and use their contact form.

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Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.

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Five things you need to check in your travel insurance policy

By Danae Ingram

Posted Dec 12, 2022 12:00:00 PM.

Vacation surprises can be fun. Finding a welcome basket in your suite, discovering a fabulous market, or meeting a new best friend.

Unfortunately, not all surprises leave magical vacation memories and even the best planners and most experienced travelers can find themselves dealing with lost luggage, weather cancellations or a medical emergency.

Karen Taaffe, Manager of Product Development, Travel, for CAA North & East Ontario, digs in to the fine print and offers these tips to ensure your travel insurance policy eliminates any nasty surprises while you’re abroad.

Some would-be travelers are still hesitant to make international travel plans. If my trip is delayed or cancelled due to COVID-19 travel restrictions, am I still protected?

Karen Taaffe : “The unpredictability of COVID-19 continues, and Canadians need to be sure that their travel investments are protected. Some travel companies may not cover a trip cancellation or interruption policy if travel advisories are raised to Level 3 or Level 4 due to COVID-19. But with CAA Travel Insurance , even if you purchased your policy during a Level 1 or Level 2 travel advisory, we will cover trip cancellation and interruption claims if advisories go up due to COVID-19.”

What if I’m not able to travel or make other plans? Can I cancel for any reason?

KT : “With CAA Travel Insurance you can book confidently now knowing you can cancel later. We offer Cancel for Any Other Reason ( 1 ), which allows you to cancel your trip up to three hours before departure when purchased within 72 hours of booking your trip. Get a refund of up to 50% for prepaid non-refundable charges when you book your trip with a third party. Better still, receive up to 75% for prepaid non-refundable charges when you book your trip through CAA Travel.”

My policy includes emergency medical coverage, but is it enough? Are there coverage caps or reimbursement limits?

KT : “The difference between separately purchased plans and group or credit card plans is the level of coverage offered. Policies can vary widely in coverage caps and may not include certain coverage such as trip cancellation and interruption insurance. Further, group insurance plans don’t offer the flexibility to choose the best coverage. CAA Travel Insurance can help fill in the gaps to make sure you’ve got the right coverage for your trip. Speak with a CAA Travel Consultant to purchase trip cancellation and interruption plans, or to top-up your emergency medical ( 2 ) multi-trip plan.”

Deductibles reduce the cost of my home and auto insurance. Is this available with travel insurance as well?

KT : “Deductibles regulate the amount the insurer is required to pay if a claim is made, and can vary from insurer to insurer. When shopping for travel insurance policies, check the list of voluntary deductibles limit to see if you’re able to reduce the policy premiums, and enquire about mandatory deductibles to ensure a hassle-free claim experience. Emergency medical CAA Travel Insurance policies offer a range of deductibles to help provide the coverage that’s right for you.”

Ok, I’ve found a policy with all the benefits I’m looking for but I’m seeing policy exclusions. What do I need to know?

KT : “Policy exclusions highlight any situations or circumstances where your travel insurance will not offer reimbursement.

These can include any loss, condition, or known event that were foreseeable, intended, or expected when your plan was bought. For example, taking part in extreme, high-risk sports and activities.

At CAA, we offer insurance plans with rider options if you're parasailing, hot-air ballooning or taking a helicopter tour. The rider can be added to all emergency medical and vacation package plans ( 3 ).

Many travelers are also under the false impression that their travel insurance policy will cover them for treatment costs related to their pre-existing medical conditions ( 4 ) while travelling, but that’s not always the case. It’s so important to read the policy carefully and speak with a licensed agent if a pre-existing medical condition may affect your trip. The last thing you want is to be surprised and find out your claim has been rejected.”

CAA offers competitive travel insurance , protecting Canadians wherever they go. To connect with one of CAA North & East Ontario’s helpful travel consultants, visit them online or call 1-800-267-8713 .

CAA Travel Insurance is underwritten by Orion Travel Insurance Company, a CAA Company. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire is required if you are 60 years of age and older. Quotes are valid for 30 days.

(1) Cancel for Any Other Reason is subject to general conditions and exclusions of your travel insurance policy.

(2) Up to $5 million CAD. Maximum $25,000 for all Emergency Medical Insurance benefits for Canadian residents without active Government Health Insurance Plan (GHIP); and/or without GHIP authorization to cover trip days in excess of 212 days in Ontario in a 12-month period.

(3) Certain exclusions, limitations and restrictions apply

(4) All pre-existing medical conditions must be stable within 7 days prior to departure. Certain exclusions, limitations and restrictions apply. Age 59 and under: three months stable prior to each departure date (excludes coverage for lung conditions treated with Prednisone three months prior to departure). Age 60-69: three months stable prior to each departure date. Age 70 and over: six months stable prior to each departure date. To have your pre-existing medical condition covered by your travel insurance policy, the medical condition must be stable as defined by your policy. Please see the policy at [caaneo.ca/policy] for full details.

®CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.

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CAA closing 3 locations in Waterloo Region and Wellington County

The Canadian Automobile Association (CAA) is closing three of its physical locations in Waterloo Region and Wellington County.

In an email to customers Wednesday, the company said its stores in Waterloo, Cambridge and Guelph are permanently closing, effective immediately.

“The pandemic has had serious negative implications on many families and businesses. Unfortunately, CAA has not been spared,” the company said.

“Travel insurance, travel and retail have suffered significant loss of business over the last two years.”

It explained it has made the “difficult decision” to consolidate a number of our retail stores in close proximity to each other.

The CAA location in Kitchener will reopen late spring.

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5 reasons to use a travel agent when booking your next trip

5 reasons to use a travel agent

We’re a few weeks into the new year, which is the best time to start planning your next trip (or trips!) for 2023. Canadians across the country are back to travelling, with airports reporting some of the busiest travel dates since the start of the pandemic. But before you jump online to book your trip, here are five reasons you should use a travel agent to plan the perfect vacation.

1. Travel agents have the latest travel advice

Over the last few years, travellers have trusted the advice and guidance of travel agents to help plan their next trip. They have the latest information on travel advisories and can help you pick a safe, comfortable place to visit, and will keep you informed on changes, so you don’t face unwelcome surprises when it’s vacation time.

At CAA Travel, all consultants are CAA Travel SMART certified and have all the tools needed to plan holidays in the post-pandemic world.

2. They have your back when you need them

We’ve seen how staff shortages and increased demand has impacted travellers this past year. Over the holidays, many flights were cancelled or delayed, leaving Canadians scrambling at the airport. That’s where a travel agent steps in. If something happens before you leave or while you’re away, your travel agent is ready to jump into action and help you get things sorted out. They’ll even make calls to airlines, hotels, and travel operators on your behalf – and wait on hold so you don’t have to.

3. You’ll know you’re protected with the right travel insurance

In addition to preparing the perfect trip, travel agents will make sure you have the right coverage to protect you and your wallet. Emergency medical insurance covers you and your family if you get sick or injured while travelling, helping you avoid costly medical bills. Trip cancellation and interruption insurance is growing increasingly popular among travellers, protecting Canadians from financial stress if their flights are cancelled or their trip is otherwise delayed and interrupted. While credit card benefits and group plans can provide some coverage, you might need top-up insurance for your journey. A travel agent can work with you to identify any gaps in coverage and make sure you have the right policy for your trip.

It can be overwhelming with the number coverage options available. But if you book an appointment with a CAA Travel Consultant, you can travel worry-free knowing you have comprehensive coverage with CAA Travel Insurance . And if you’re a CAA Member, you’ll also save up to 20%* on your policy.

4. They’ve seen the world and know all the best places

Whether it’s your first trip in a while or you’re a seasoned traveller, everyone can benefit from first-hand experiences. Travel agents regularly visit popular destinations and hidden gems around the world to bring you personal recommendations and insights to help you find the ideal destination.

They keep up to date with the latest travel trends and can draw from their previous trips to share insider knowledge on the best cruise lines, can’t-miss guided tours, or picture-perfect seasons to visit different parts of the world.

5. Travel agents save you time and money

We often think that shopping online helps find the lowest costs, but that isn’t always the case. Travel agents have resources most people can’t access to research, plan, and book travel arrangements, which helps them get the best travel options at the best price.

CAA Travel Consultants know the market’s best deals, the right time to book, and they’ll do the heavy lifting so all you need to do is focus on enjoying your vacation. And CAA Members get exclusive travel benefits with preferred cruise and guided tour partners .

Planning a trip is exciting, but it can be overwhelming. Whether you’re looking for a relaxing respite, an adventurous expedition, or a historic holiday, a CAA Travel Consultant can help you book the trip of your dreams. Book an appointment with a local CAA Travel Consultant today, or learn more about planning a trip with CAA Travel to get started.

CAA Travel Insurance is underwritten by Orion Travel Insurance Company, a CAA Company. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire is required if you are 60 years of age and older. Quotes are valid for 30 days.

* Applies to CAA Members in good standing (CAA Membership dues paid in full by Membership expiry date). Up to twenty percent (20%) savings applies to the total premium excluding applicable taxes. Minimum premium applies. Subject to change without notice. Excludes Visitors to Canada Insurance. CAA Everyday, Classic®, and Plus® Members save 10%. CAA Premier® Members save 20% at CAA Stores or by calling 1-800-267-8713. CAA Premier Members save 10% and earn 10% in CAA Dollars® when booking online.

® CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.

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The Shopping Trends team is independent of the journalists at CTV News. We may earn a commission when you use our links to shop.  Read about us.

Editor's Picks

13 blackout curtains for anyone who needs complete darkness to fall asleep, 17 practical things for your backyard that you'll want to order immediately, 16 night creams that'll work magic on your skin while you sleep, 17 problem-solving dog products that cost less than $30, 17 backyard decor and furniture pieces you need before summer arrives, if you love reading, i'm fairly certain you'll want to order at least one of these bookworm-approved products, 20 last-minute mother's day gifts from amazon canada that'll arrive on time, 22 of the best mother's day gifts to give in 2024, 17 unique mother's day gifts your mom definitely wants, but probably won’t buy herself, 15 hydrating facial toners that reviewers actually swear by, here are the best retinol serums and treatments you can snag under $50, according to reviewers, 20 affordable amazon beauty and skincare products you'll probably repurchase over and over again.

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Three dead, two hospitalized, following collision in Fredericton: police

Three people have died and two have been hospitalized after a speeding car struck a tree and landed on another vehicle in Fredericton Sunday morning.

Man in custody following weapons-related incident at Halifax hotel: police

A man is in custody after a weapons-related incident at a Halifax hotel Sunday morning.

ATV crash in South Merland, leaves one dead: N.S. RCMP

A 53-year-old Antigonish, N.S., man has died after an ATV flipped in South Merland, N.S.

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Ontario family releases statement on infant son, grandparents killed in wrong-way Highway 401 crash

An Ontario family says they are 'reeling' in 'profound grief' after losing their three-month-old son and parents visiting from India in a wrong-way crash on Highway 401 in Whitby last Monday.

Toronto to see warm, sunny weather on Monday

Toronto will see a bright and warm start to the work week after a rainy weekend in the city.

Hundreds strike at Nestle chocolate plant in Toronto, Unifor says

Hundreds of Nestle workers walked off the job in Toronto on Sunday after rejecting a tentative agreement the union reached with the chocolate maker.

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'A tiny city:' Pro-Palestinian campus protesters organize for another week

Pro-Palestinian activists have set up tents at universities in Toronto, Ottawa, Vancouver and Montreal, following a wave of similar protests at campuses in the United States linked to the Israel-Hamas war.

2 people in hospital after Lachine shooting

Two men, aged 28 and 33, are in hospital after a shooting in Montreal's Lachine borough.

Northern Ontario

Highway 101 in timmins reopened after single-vehicle crash.

Highway 101 East in Timmins is closed in both directions due to a single-vehicle crash.

Police find human remains in remote northern Ont. hamlet

Shortly after 9 a.m. on May 3, Ontario Provincial Police found human remains in a wooded area near Katrine, Ont.

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Overnight house fire in Windsor

Crews remain on scene of an overnight house fire in Windsor. Fire broke out in the 800 block of Victoria Avenue between Elliott Street and Erie Street.

Windsor police seek witness to fatal motorcycle crash

The police service has made note that the person they're looking to speak to is not suspected of wrongoing, but is a key witness who may be able to provide vital information on the incident.

Man arrested after failing to stop for CKPS, charged with uttering threats to kill

While on patrol Saturday, a Chatham-Kent police officer said their onboard licence plate reader detected a vehicle with an unauthorized licence plate.

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Prep work underway for York Street construction

On Monday, crews will start the prep work for replacing aging sewer infrastructure on York Street from Clarence Street to Wellington Street.

Successful search and rescue by LFD in vacant building fire

The London Fire Department (LFD) received a call about a reported structure fire at the former McCormick’s building at 1156 Dundas St.

One person faces charges following recent reports of dog attacks near Dorchester

One person is facing charges following an investigation into reports of aggressive dogs at a residence in Thames Centre.

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Police investigating e-bike collision in Kitchener, driver suffering serious injuries

Waterloo Regional Police are investigating a collision in Kitchener involving a motor vehicle and e-bike.

Event in Kitchener honours Missing and Murdered Indigenous people on Red Dress Day

A solemn event was held in Kitchener to honour Missing and Murdered Indigenous Women, Girls, and Two-Spirit people.

'It was completely underwater': Cambridge community remembers devastating flood 50 years later

May 17, 1974 started off like any other sunny spring day, but it very quickly turned into a day of disaster.

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Nursing shortages force bed closures at Durham Hospital

Years of nursing staffing shortages have taken its toll on Durham Hospital.

Military personnel gather in Barrie to honour lives lost in Battle of the Atlantic

Local military troops held an annual parade and ceremony to commemorate the 79th anniversary of the Battle of the Atlantic.

Hundreds of families take part in Matthews House hike for hospice

The 15th annual Matthews House hike for hospice was held on Sunday.

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Manitoba government launches $15M endowment fund for MMIWG2S families

Families of Missing and Murdered Indigenous Women, Girls and Two-Spirit peoples can expect more financial support from the Manitoba government as part of a new endowment fund announced Sunday.

One person in critical condition following water rescue in Winnipeg

One person was taken to the hospital in critical condition on Sunday after the Winnipeg Fire Paramedic Service (WFPS) performed a water rescue on the Assiniboine River.

22-year-old Winkler man charged with manufacturing, possessing illegal weapons: police

A 22-year-old man from Winkler, Man., is facing several charges in connection with a large seizure of weapons, including a homemade cannon.

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'Come together': Families, survivors remember the missing and murdered on Red Dress Day in Alberta

Events were held across Alberta on Sunday marking Red Dress Day to honour the memory of missing and murdered Indigenous women and girls.

Crews battle 'large' natural gas-fed fire at Marlborough home

Fire crews responded to Marlborough late on Saturday night to battle a blaze that had engulfed a home.

Serious collision impacts traffic along Highway 2A near Aldersyde

Emergency crews are on scene of a serious collision on Highway 7 at 32 Street East in Okotoks.

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Oilers to play Game 1 vs. Canucks on Wednesday

The Edmonton Oilers will play Game 1 of their second-round series against the Canucks in Vancouver on Wednesday.

2 suspects arrested following south Edmonton shooting: police

Two suspects were arrested following a shooting in south Edmonton on Saturday night.

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Regina hosts first 'Flora's Walk' in support of perinatal mental health

Sunday marked the first time Regina has taken part in an event that originated out of Ontario following the death of a new mother.

RCMP Heritage Centre hosts Red Dress Day event

May 5th marks Red Dress Day, a nationally recognized date that honours the lives of the many missing and murdered Indigenous women, girls and two-spirit people. In Regina, an event was held at the RCMP Heritage Centre to highlight the date and educate the public.

Sask. RCMP warns of increased police presence in Swift Current

Saskatchewan RCMP are asking the public to avoid areas of Swift Current due to an ongoing investigation.

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Saskatoon Airport hopes for quick resolution as WestJet mechanics' lockout looms

A spokesperson for the Saskatoon Airport said they expect no immediate impact to operations in light of an impending lockout of WestJet mechanics.

London Drugs stores in Saskatoon could be open again soon following 'cybersecurity incident'

Saskatoon’s three London Drugs locations are set to re-open soon, one week after a data breach shut down stores across western Canada.

'Love has no boundaries': Sask. couple in their 90s and 80s get married

Eighty-two-year-old Susan Neufeldt and 90-year-old Ulrich Richter are no spring chickens, but their love blossomed over the weekend with their wedding at Pine View Manor just outside of Rosthern.

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'A very heavy day': Dozens attend Red Dress Day ceremony in Pitt Meadows

Red dresses dotted šxʷhék̓ʷnəs, or Spirit Square, in Pitt Meadows Sunday to honour the thousands of missing and murdered Indigenous women, girls and two-spirit people in Canada.

British Columbian homeowners born in the 1990s most likely in Canada to co-own with their parents: StatsCan

British Columbians born in the 1990s are more likely to co-own a home with their parents than anywhere else in the country, a new report from Statistics Canada has revealed.

Vancouver Island

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Princess Anne lays wreath at Battle of Atlantic ceremony; honours late Queen

Princess Anne saluted Canadian veterans and current forces members and honoured her late mother during separate ceremonies Sunday in Victoria as she wrapped up a three-day British Columbia West Coast royal visit.

London Drugs begins 'gradual reopening' on 7th day after cyberattack

Almost a week after all London Drugs stores across Western Canada abruptly closed amid a cyberattack, they began a "gradual reopening" on Saturday.

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Red dresses to make fashion statement about missing and murdered Indigenous women

Models in uniquely designed red dresses are taking to the runway in British Columbia this weekend to make a powerful fashion statement about missing and murdered Indigenous women, girls and two-spirit people.

B.C. breweries take home awards at World Beer Cup

Out of more than 9,000 entries from over 2,000 breweries in 50 countries, a handful of B.C. brews landed on the podium at the World Beer Cup this week.

B.C. man rescues starving dachshund trapped in carrier: BC SPCA

An emaciated dachshund is now recovering thanks to a Good Samaritan who found the pup near a biking trail in Kelowna, according to the BC SPCA.

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COMMENTS

  1. Travel Insurance

    Terms & Conditions. 1 CAA Travel Insurance, an Orion Travel Insurance product, is underwritten by Echelon Insurance. Certain exclusions, limitations and restrictions apply. Subject to change without notice. A Medical Questionnaire may be required if you are 60 years of age and older. Quotes are valid for 30 days. Subject to change without notice.

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  3. CAA Store

    CAA Store - Kitchener,insurance agency,store,travel agency,655 Fairway Rd S, Kitchener, ON N2C 1X4, Canada,address,phone number,hours,reviews,photos,location,canada247,canada247.info,yellow pages ... CAA Store - Kitchener - Travel agency in Kitchener, ON - 655 Fairway Road South, Kitchener, Ontario. Read verified and trustworthy customer ...

  4. CAA Travel Insurance Review 2024

    CAA offers three travel insurance plans: Emergency Medical + Trip, Medical and Trip. Emergency Medical + Trip: This is the most comprehensive plan that includes coverage for medical emergencies ...

  5. CAA Travel Insurance

    CAA Travel Insurance offers comprehensive coverage & quotes that goes beyond benefits offered through other group plans or credit card plans.

  6. CAA Travel Insurance Review for 2024: Rates, Plans, and More

    If you add the Adventurous Air Activities option, the cost rises to $52.10. For the Sports and Speed option (for professional sporting events), the cost increases to $229.24. If you add a $300 deductible, the premium is reduced to $37.51.

  7. Is CAA Travel Insurance Any Good? (Updated Review)

    Our 2024 review of CAA travel insurance. CAA, or the Canadian Automobile Association is a trusted travel brand. It offers a wide range of insurance plans to fit any budget or travel plan. Here are some CAA travel insurance pros and cons: Why CAA could be right for you. Membership with CAA gives a 10% discount on travel insurance packages.

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    Ontario has three Clubs, so please select your region and we will direct you to your designated CAA Club site. Niagara. Greater Toronto and Hamilton Area. Greater Ottawa & Northern Ontario.

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  13. Five things you need to check in your travel insurance policy

    CAA offers competitive travel insurance, protecting Canadians wherever they go. To connect with one of CAA North & East Ontario's helpful travel consultants, visit them online or call 1-800-267-8713. CAA Travel Insurance is underwritten by Orion Travel Insurance Company, a CAA Company. Certain exclusions, limitations and restrictions apply.

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    Track your savings on apparel, restaurants, the latest tech and more. Plus, request roadside service directly from the app. Since 1903, we've worked on being a force of good in all the communities we serve. CAA provides a range of services including roadside assistance, insurance, discounts on travel, hotels, rental cars, retail services, and more.

  15. CAA Store

    CAA Store - Kitchener Claim Business. 4.1 Google Review. Direction Bookmark. 655 Fairway Rd S, Kitchener, Ontario, N2C 1X4, Canada (519) 893-9604 ... We told them we needed help, they literally threw travel books across their table, told us to do the research and went back to chatting and sipping their coffee. We did go to a reputable travel ...

  16. Trip Cancellation & Interruption Insurance

    We never plan on cancelling our vacations, but sometimes the unexpected happens. Do you have a backup? CAA Members save up to 20% on their policy.

  17. CAA closing 3 locations in Waterloo Region and Wellington County

    Published March 16, 2022 6:46 p.m. PDT. Share. The Canadian Automobile Association (CAA) is closing three of its physical locations in Waterloo Region and Wellington County. In an email to ...

  18. 5 reasons to use a travel agent when booking your next trip

    Subject to change without notice. Excludes Visitors to Canada Insurance. CAA Everyday, Classic®, and Plus® Members save 10%. CAA Premier® Members save 20% at CAA Stores or by calling 1-800-267 ...

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    Bundle your CAA Auto and Home Insurance together and enjoy extra savings and complimentary CAA Tire Coverage. ... hotels, cars, vacation packages, last minute deals, cruises, tours, attraction tickets and travel medical insurance Website: Book Travel online. Find a CAA store near you Toll-Free: 1-855-660-2294