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Vacation payment plans - book now, pay later.

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Vacation payment plans 

Jet off on your dream 2024 getaway with vacation payment plans by Expedia Affirm. From relaxing beach escapes to European city breaks, your next adventure is more affordable than you think thanks to Expedia’s book now, pay later vacations. Instead of paying the entire trip cost up front, pay-later travel deal lets you make monthly payments towards your adventure whether it’s in 2024 or 2025. Expedia Affirm gives you the option to spread the cost over 3, 6, or 12 months, with no hidden fees. This means you can bag the best travel deals with monthly vacation payment plans. 

Wondering where to take your kids for a summer break in the sun? Choose from a vast array of family vacation packages with payment plans. Your kids could soon be swimming with dolphins in Cancun or riding rollercoasters in Florida’s theme parks. If it’s a romantic retreat you’re seeking, whisk your partner away to an adults-only resort by the beach. You’ll encounter a plethora of all-inclusive vacations with payment plans to hot destinations, including the Caribbean and the Maldives. Play around with the easy-to-use search wizard to view a wide range of book now, pay later vacations. Simply select “Monthly payments” at checkout to book your pay-later travel deal. 

Worried your 2024 plans may change? No problem. Expedia Affirm lets you cancel or modify your booking at no extra cost. You’ll encounter epic vacation payment plans with flexible booking conditions for a vast array of accommodation, car rental, and travel packages. Read on for ideas and inspiration, with everything from romantic weekend getaways to all-inclusive vacations with payment plans. 

Book now, pay later vacations

1. choose your dream expedia vacation.

Take your pick from hundreds of book now, pay later vacation packages. Need inspiration for 2024? Scroll down and you’ll encounter plenty of ideas for relaxing vacations with payment plans, including short getaways and international adventures. If you’ve got somewhere in mind, tap your dates and destination into the search wizard to compare the best pay-later travel deals.

2. Select the plan that works for you

Ready to snatch up one of Expedia’s book now, pay later vacations? Then click “Monthly payments” at checkout, “Continue to Affirm”, and enter a few pieces of information. It’ll give you an instant, real-time decision and display the vacation payment plans available. Pick the one that suits you best and you’re all set – your dream escape is booked.

3. Make simple and easy payments

Once you’ve reserved one of Expedia’s book now, pay later vacation packages, create your account to set up monthly payments. You can do so through the Affirm website or by downloading the app. Whichever option you choose, you can set up automatic payments in a few quick and easy steps.

Why book now, pay later with Expedia?

Whether it’s catching a tan in the Caribbean or soaking up the culture in Europe, you can now jet off on the adventure you’ve been dreaming of for years. With a vast array of destinations and vacation types available, Expedia Affirm makes travel more affordable than ever. Here are just some of the benefits of booking Expedia’s buy now, pay later vacations. 

waiting until pay day to score the best discounts.

Frequently asked questions about payment plans to book now, pay later on Expedia

Can i pay monthly for my vacation with expedia.

Yes, you can pay monthly for your vacation with Expedia Affirm vacation payment plans. Simply choose your dream travel package and select “Monthly payments” at checkout. You’ll have the option to spread the cost over 3, 6, or 12 months, giving you financial flexibility when planning your dream getaway. These pay-later travel deals include all-inclusive escapes, family breaks, weekend getaways, and more. Thanks to Expedia’s vacation payment plans, you can now jet off on the adventure you’ve been dreaming of for years.

How to use Affirm on Expedia and where can I find this payment option?

To take advantage of Affirm’s vacation payment plans, choose your travel package and select “Monthly payments” at checkout. Click “Continue to Affirm”, enter your details, and you’ll get an instant, real-time decision. It’ll then display the final cost for spreading the cost over 3, 6, or 12 months. Choose the plan that’s right for you and you’re all set. You can then log in to Affirm or download the app to set up automatic payments.

How do I use Afterpay on Expedia?

Affirm is Expedia’s trusted partner for pay-later travel. Book with Expedia Affirm to spread the cost over 3, 6, or 12 monthly payments with simple interest and no hidden fees. You can even set up automatic payments on Affirm’s website or through the app. Expedia’s vacation payment plans are available on a vast array of packages, accommodation, and car rentals.

Is there a credit check when paying with a payment plan?

Yes, there is a credit check to see if you qualify for Expedia Affirm’s vacation payment plans. The good news is this pre-check will have no impact on your credit score. It’s quick and easy to perform, and you’ll get a real-time decision instantly. All you need to do is enter a few brief details to do the check.

Can I book all-inclusive vacations with payment plans?

With Expedia Affirm, you can book a vast array of all-inclusive vacations with payment plans. Choose to split the total cost of your escape into 3, 6, or 12 monthly installments. If you’re open to ideas and need inspiration, check out Expedia’s all-inclusive vacation packages to view some of the most popular deals. If you know where you’d like to jet off to, tap your dates and destination into the search wizard. Select the “All-inclusive” filter under “Meal plans available” to view hundreds of the best vacations with payment installments. Whether you’re craving white-sand beaches in the Bahamas or the tropical shores of Hawaii, your next getaway is more affordable than you think. 

Can I book family vacation packages with payment plans?

You can book a wide range of family vacation packages with payment plans thanks to Expedia Affirm. Once you’ve found your perfect 2024 escape, click the “Monthly payment” tab at checkout and follow the quick and easy steps. You’ll have the option to pay in 3, 6, or 12 monthly installments with simple interest and no hidden fees. Take a peek at Expedia’s family vacations for ideas and inspiration. If you’ve got somewhere in mind already, enter your dates and destination into the search wizard to view hundreds of the best pay-later travel deals. From Florida’s exhilarating theme parks to the Dominican Republic’s fun-filled kid-friendly resorts, your family adventure is just a few clicks away. 

What are the benefits of vacation payment plans?

Expedia’s book now, pay later vacations mean you can jet off on the dream trip you wouldn’t otherwise be able to afford in 2024. From romantic sunsets on Jamaica’s beaches to the elegant streets of Paris, the world is more accessible with Expedia Affirm. You’ll have the option to pay in 3, 6, or 12 monthly installments, and you’ll see the total cost up front. There are no hidden fees or late payment fees either, so you can rest assured that what you see is what you pay. Automatic payments are easy to set up and make for a hassle-free booking. Many of Expedia’s vacation packages even allow you to modify or cancel your trip at no extra cost, giving you peace of mind in case your 2024 plans change. As you no longer have to pay up front, you can nab the best travel deals before they’re gone – no need to save up or wait until payday.

How can I find great deals on vacation packages with payment plans?

If you’re keen to score the best deals on book now, pay later vacations in 2024, it’s a good idea to be flexible with your dates. You may find cheaper vacations on different days. For travel during peak season dates, be sure to book early to nab the best prices and your first choice of hotels – accommodation can fill up during busier months. If you plan to get away in low season, you may score a great deal for a last-minute escape. Another way to score great travel discounts is to take advantage of special offers, discounts, and promotions.

Are there any additional fees or interest charges for pay monthly vacations?

You’ll be pleased to know there are no hidden fees with Expedia Affirm’s monthly payment vacation plans. What you see is what you’ll pay. Before you confirm, you’ll be able to view the total cost of your book now, pay later vacation package. While most credit cards charge compound interest that’s complicated to work out, with Affirm you’ll pay simple interest on your monthly installments. Best of all, there are no late payment fees or just-because fees. Expedia Affirm’s simple and transparent pricing make booking your dream 2024 escape a breeze.

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Car, Stay, Flight... book everything you need for your perfect weekend getaway with Expedia and save!

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Travel now. Pay over time.*

Through Uplift, you can book your trip today and make easy monthly payments that fit nicely within your budget. It's a fast and easy way to turn your ideal vacation into reality. Plus, you can travel before your loan is paid off.

With Uplift Pay Monthly you get:

Great rates

Affordable plans

Pay off your vacation with convenient monthly payments. To keep things simple, Uplift can automatically process your payments and notify you with a convenient email and text.

Quick and easy application

Simply select Pay Monthly at checkout, complete a short application, and you’ll receive a quick decision.

No surprises

Make the same fixed payment each month with no late fees and no prepayment penalties.

Questions? Visit the Uplift  FAQ page .

*Down payment may be required. Actual terms are based on your credit score and other factors and may vary. APRs range from 0% to 36%. Not everyone is eligible. Loans made through Uplift are offered by these lending partners: uplift.com/lenders . Privacy Policy . Terms of Use . Uplift’s Address: 440 N. Wolfe Road Sunnyvale, CA 94085

Trip Support Customer Care

Which payment methods do you accept print.

Modified on: Wed, 15 Jul, 2020 at 3:25 PM

At Trip Support, we accept all major credit cards for online bookings. Please note that if you are using any debit cards for booking, funds will be withdrawn from your bank account immediately after we prepare your ticket. We accept all major credit cards issued by American Express, Discover, Master Card, and Visa.

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Vacation deposit and payment plans.

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What are the benefits of vacation payment plans?

Paying for your vacation in instalments can help you spread the costs and also gives you the option to plan a vacation you wouldn’t otherwise be able to afford. By booking in advance and choosing a trip payment plan you’ll give yourself plenty of time to pay for the vacation of your dreams. It can also come in handy when paying for a group booking, giving you extra time to round up money from other members of your party.

Can I book now and pay later with Expedia?

With Expedia you can filter your vacation search results by payment type, to see what options are on offer. If you know you need to spread the costs, go straight to our latest book now, pay later deals . With this option you can reserve your accommodation ahead of time, and cancel or modify your booking with no extra fees, should your plans change.

How can I find great deals on vacation packages?

To grab the best deal on your next vacation, book your accommodation, flight, and car rental as an Expedia bundle . Search the latest deals to see what’s on offer and then choose to pay monthly for your vacation on checkout.

Does Expedia have a flexible cancellation policy?

Find free cancellation and pay later options by filtering your search results by payment type, so you can rest assured that your vacation is fully flexible. Cancellation policies differ between vacation packages, so it’s always best to check at the time of booking.

Why should I book a vacation payment plan with Expedia?

At Expedia we give you easy access to a huge selection of the best vacation packages. You can then use our advanced filter options to build your ideal vacation and book it in just a few clicks. With access to loads of book now, pay later deals, as well as vacations with payment instalments , we can help you secure the vacation of your dreams.

Save with our bundle deals!

Car, Stay, Flight... book everything you need for your perfect weekend getaway with Expedia and save!

Vacation rental

Apartments, Villas, Cabins... we have everything you need!

Car Rentals

Hit the road with one of our car rental deals

Explore other types of vacation packages

Trip Payment Options

Hammer travel offers ways to pay for your vacation that are convenient and affordable..

These convenient options are available to you once you are ready to pay for your vacation. Full payment is due by the trip’s registration deadline, but not required when signing up for a trip. Please see our registration policy for more details.

Mail a Check

Mail a check to the following address: Hammer Travel, 1909 Wayzata Blvd., Wayzata, MN  55391

Credit or Debit Card

Call the Hammer Travel office with the card information – 952-277-2461. Or if you register online, follow the registration process which will take you to the Hammer Travel PayPal site.

Prepayment Account

Hammer Travel offers prepayment options to our travelers and their families. This is a great option if you know you want to travel in the future but haven’t made up your mind yet. You can pay in advance for any travel option.

**Prepayments may only be used for a Hammer Travel vacation destination of your choosing and may not be transferred to other travelers or be used as spending money on any given trip. Prepayment funds are to be used on a Hammer Travel destination within two years of creating the account. If the funds are not redeemed for travel by the expiration date, they will become unavailable. Prepayment funds may not exceed a balance over $4000.00.

Payment Plans

We believe you should be able to use your money to fulfill your life as you see fit. With your dreams in mind, we developed our flexible Payment Program. You need 50% paid by the travel date, and we can set up payment plans to suit your needs and situations. Please call us to set up a payment plan for your next trip.

Upcoming Hammer Travel Destinations

New york city.

Did you know that New York City, not Washington D.C., was the first capital of the United States of America?

Nashville’s Best

Did you know that Nashville has the highest concentration of people working in the music industry per capita than anywhere else in the world?

Washington DC

View all hammer travel destinations.

We are excited to provide thrilling destinations throughout the Midwest, as well as across the country. Whether you're after an autumn road trip to see the foliage in Duluth, Minnesota or a sun-filled vacation in southern California, we'll take you there. Explore our next upcoming destinations below to learn more about our trips for people with intellectual and developmental disabilities.

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Uplift is the leader in Buy Now, Pay Later for travel .

When you pay monthly for a flight, a cruise, a hotel, or vacation package – you’re giving yourself the freedom to travel farther and explore more enjoyably. Millions of consumers choose Buy Now, Pay Later options for vacation and travel so that they can say “yes” to all those bucket-list items and pay over time.

Paying monthly with Uplift helps you avoid late fees or annual fees you may incur using a credit card. Not to mention you’ll never have to worry about prepayment penalties, debt traps, or compound interest using Uplift.

Whether you’re traveling for work, to visit family or friends, or simply taking that trip you’ve always been dreaming of, using Uplift to pay for flights in installments or spread the cost of your hotel into monthly payments is the perfect option.

Unlike other Buy Now, Pay Later companies, Uplift’s Customer Service Squad is available 24/7 and provides unparalleled service from purchase to final payment.

A few of our partners:

Uplift knows just how much thought, care, and planning goes into creating the most memorable experiences. Lump-sum costs shouldn’t hold you back from booking.

When it comes to paying monthly for your vacation purchases, rest easy knowing that Uplift is the original Buy Now, Pay Later for travel.

Take a look at what our valued travelers have been saying lately.

My daughter just moved from CA to TX and was not able to come home for Thanksgiving. I thought I would surprise her with a visit from myself, her brother and his wife. She will be very happy.

So excited this will be my first trip to Las Vegas an I can take it off my bucket list thanks to Uplift.

Was a great option to pre-book flights without having to pay the entire amount! We travel with a family of 5 so everything is always expensive!

Need more answers to your questions about Uplift? Start here.

Why choose Uplift?

Uplift gives you the freedom to purchase what you want now and pay with fixed monthly payments. Uplift is often a better alternative to credit cards because Uplift charges only simple interest while some credit cards charge interest on interest. Uplift also makes budgeting easy so you can manage your expenses over time rather than paying one large sum all at once.

What kind of products and services can I purchase using Uplift?

Uplift can be used to purchase a wide range of products and services from our travel partners and retailers. Click here to see a full list of our current partners who offer Uplift. Click here to see a full list of our current partners who offer Uplift.

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What is the advantage of using Uplift vs a credit card?

While some credit cards charge interest on interest, Uplift charges only simple interest. If you carry a balance on a credit card, it can be hard to understand what it will cost you. With Uplift, the cost is clear at the time of purchase, with simple interest, predictable payments, and no fees.

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Travel Now, Pay Later

Pay for your trip over time with affirm..

So you’re ready to book your TrovaTrip, awesome. Now you’re probably wondering, “What are my payment options?” Good news, we’ve partnered with Affirm to help make travel more affordable—you can find out if you qualify to pay over time with Affirm at checkout. 

With Affirm, you’ll never owe more than you agree to upfront. You’ll always get a flexible, transparent and convenient way to pay over time. The trip loan process is easy, so let’s get you on your way to picking a payment plan if you meet the requirements.

Quick & Easy

No hidden fees, no late charges, just follow these 3 easy steps..

1. Select “Pay over time” at booking

2. Apply to get a real-time decision for your trip financing

3. Choose your loan term: 6, 12 or 18 months

Affirm provides consumers with a better alternative to traditional credit cards, giving them the flexibility to buy now and pay over time. Unlike payment options that have late fees, compounding interest and unexpected costs, Affirm shows customers up front exactly what they’ll pay—with no hidden fees and no surprises.

Although Affirm performs a credit check when you apply for a loan, this won't impact your credit score. However, if you're approved and decide to buy with Affirm, your loan and payments may affect your credit score.

Affirm isn't always able to offer credit for the full amount you request. In these cases, Affirm asks you to make a down payment with a debit card for the remainder of your purchase. The down payment amount can't be changed and must be made upon confirming your loan and before the loan offer expires.

Yes! Affirm works hard to be completely transparent. You'll see the amount of interest you'll owe on the terms page and again on the loan confirmation page. No penalty for paying your loan off early!

TrovaTrip is unable to speak on behalf of Affirm about its credit decision. Affirm strives to offer all eligible applicants financing, but isn't able to offer credit in every case. Affirm will send you an email with more details about its decision.

Affirm is available only to shoppers residing in the United States. Affirm hopes to expand its services to customers outside the U.S. in the future. Currently Affirm is not available for residents of Iowa (IA) or West Virginia (WV).

The annual percentage rate (APR) on an Affirm loan ranges from 10% to 30%. Affirm discloses any interest upfront before you make a purchase, so you know exactly what you will pay for your financing. Affirm does not charge any hidden fees, including annual fees.

Before each payment is due, Affirm sends you an email or SMS reminder with the installment amount that is coming due and the due date. You have the option to sign up for autopay, so you don't risk missing a payment.

Follow these steps to make a payment:

1. Go to   www.affirm.com/account . 2. Enter your mobile phone number. Affirm sends a personalized security PIN to your phone. 3. Enter this security PIN into the form on the next page and click Sign in. 4. After you sign in, a list of your loans appears, with payments that are coming due. Click the loan payment you would like to make. 5. Make a payment using a debit card or ACH bank transfer.

1. Go to   www.affirm.com/account . 2. Enter your mobile phone number. Affirm sends a personalized security PIN to your phone. 3. Enter this security PIN into the form on the next page and click Sign in. 4. After you sign in, a list of your loans appears, with payments that are coming due. Click the loan payment you would like to make. 5. Make a payment using a debit card or ACH bank transfer.

A refund posts to your Affirm account if we process your refund request. In the event that we issue you a trip credit instead of a refund, you are still responsible for paying off your Affirm loan. Please see helpcenter.affirm.com  for more details.

A refund posts to your Affirm account if we process your refund request. In the event that we issue you a trip credit instead of a refund, you are still responsible for paying off your Affirm loan. Please see helpcenter.affirm.com  for more details.

Affirm's Universal Disclosure:   Your rate will be 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners:  affirm.com/lenders . Options depend on your purchase amount, and a down payment may be required.

My Pure Plants US

15 Things To Watch Out For If You Want a Great Dining Experience

Posted: May 2, 2024 | Last updated: May 2, 2024

If you’re someone who loves to indulge in great food, then you know how essential it is to pick the right spot for your dining experience. With so many options available, it can be tough to decide which restaurant to choose. That’s why we’ve made it easier for you! Here are 15 things you should watch out for if you’re looking for a fantastic dining experience. Keep reading to find out more!

Foreign Cuisine – Foreign Staff

When you step into a restaurant where every single person, from the staff to the diners, hails from the country whose cuisine is being served, you know you’re in for a remarkable dining experience. This kind of setting usually signals the promise of an exceptional meal ahead.

Servers Get Excited About the Menu

In restaurants where servers genuinely exude enthusiasm while discussing the menu and confidently suggest dishes that may not necessarily be the priciest options, you can sense a refreshing approach to dining. It’s a delightful experience when the staff’s genuine excitement shines through, guiding you towards flavorful choices that may surprise and delight your taste buds.

Simple and Short Menu

With a concise and streamlined menu, the emphasis is on quality rather than quantity. The straightforward selection guarantees that each dish is crafted with fresh, premium ingredients, ensuring a memorable culinary experience. Additionally, the efficient service ensures minimal wait times, allowing you to savor your delectable meal without unnecessary delays.

Restaurant Is Busy Even on a Monday

When a restaurant buzzes with activity on a typically tranquil Monday evening, it’s a clear indicator of its exceptional quality and popularity. The fact that it attracts a bustling crowd on what is traditionally considered the quietest night of the week speaks volumes about the restaurant’s reputation and the delectable dining experience it offers.

Clean Table and Bathroom

The meticulous attention given to maintaining a spotless dining area and pristine restroom speaks volumes about the commitment to cleanliness upheld throughout the entire establishment. The cleanliness and hygiene of these areas provide valuable insights into the high standards and meticulous care that extend behind the kitchen doors, ensuring a pleasant and hygienic dining experience for all patrons.

Restaurant Staff Enjoy Their Work

The palpable enthusiasm and joy exhibited by the restaurant staff as they go about their work is often an indicator of a harmonious and supportive work environment. When employees genuinely enjoy their roles, it signifies a culture of mutual respect and appreciation within the establishment. This positive atmosphere not only contributes to the staff’s overall job satisfaction but also reflects the establishment’s commitment to fostering a cohesive and enjoyable dining experience for guests.

Staff Eating the Leftovers During Service

When you observe the restaurant staff eagerly indulging in the food, even during the bustling service hours, it speaks volumes about the quality and deliciousness of the cuisine. Witnessing the staff’s genuine excitement and enjoyment while savoring their own creations is a strong indication of the culinary excellence and passion that goes into every plate. It is a reassuring signal that the food being served is not only satisfying for the guests but also a source of pride and delight for the dedicated team behind the scenes.

No More Seats Then Necessary

When you enter a restaurant that has intentionally opted for a more spacious and comfortable layout, foregoing the temptation to maximize seating capacity, it often indicates promising prospects for the quality of their cuisine. This deliberate decision to prioritize customer comfort over cramming in additional tables suggests a focus on providing a memorable dining experience. By allowing ample space between tables, the restaurant creates an inviting ambiance conducive to relaxation and conversation, fostering an environment where guests can fully appreciate the flavors and nuances of the delectable dishes that await them.

Restaurant Sticks to One Type of Cuisine

A restaurant that specializes in a specific culinary tradition or cuisine often displays a clear sense of focus and expertise. When perusing the menu, encountering a diverse range of unrelated ethnic dishes and unrelated items can be an indication of inconsistency and lack of specialization. In contrast, a restaurant that remains dedicated to one type of cuisine showcases a commitment to honing their skills and delivering an authentic dining experience. By concentrating their efforts on perfecting a particular culinary style, they are more likely to excel in flavor profiles, cooking techniques, and cultural authenticity, offering guests a cohesive and exceptional gastronomic journey.

Restaurant That Looks Unappealing Yet Busy

These restaurants prioritize their resources differently, focusing less on visual aesthetics and more on delivering exceptional culinary experiences. This intentional allocation of funds often stems from their commitment to crafting delectable dishes that consistently impress their customers. By investing in the quality of their cuisine rather than the outward appearance, these restaurants rely on the undeniable power of their flavorful creations to captivate and satisfy diners.

You Get Freshly Baked Pastry

When a restaurant presents warm, freshly baked bread at the beginning of the meal, it often sets the stage for an extraordinary dining experience. This gesture not only satisfies the palate with its delightful aroma and texture but also indicates the attention to detail and commitment to quality that the establishment upholds. The arrival of such delicious bread hints at the culinary mastery and dedication of the chefs, offering a promising glimpse of the flavors and dishes that await.

The Owner Is The Heart Of the Place

When the owner of a restaurant actively engages in the operations of the establishment, it creates a distinct atmosphere that sets it apart. The presence of the owner on the floor, tirelessly attending to various tasks such as taking orders, conversing with customers, and overseeing the overall dining experience, reflects a deep sense of dedication and personal investment. It not only demonstrates a genuine commitment to customer satisfaction but also fosters a warm and welcoming environment.

No Coupons or Deals

An intriguing aspect of a restaurant is when it opts not to rely on coupons, groupons, or other promotional deals. This approach can indicate a confidence in the quality of their offerings and a focus on maintaining consistent value for their customers. By eschewing such discounts, the restaurant emphasizes the inherent worth of their cuisine and dining experience, valuing the satisfaction of their patrons above short-term incentives.

Lots of Vegetable Options

A delightful characteristic of a restaurant is when it offers an abundance of vegetable options on its menu. This thoughtful inclusion signifies a dedication to using fresh and high-quality ingredients in their culinary creations. The presence of a diverse range of vegetable-based dishes showcases the restaurant’s commitment to providing nutritious and flavorful meals that cater to a variety of dietary preferences.

People at the Table Eating Are Smiling

One unmistakable indicator of a positive dining experience is observing the sight of patrons happily enjoying their meals while seated at the tables. A warm and welcoming atmosphere permeates the eatery as you witness the contagious smiles and content expressions on the faces of diners. This harmonious combination of savoring food and experiencing genuine joy is a true testament to the culinary delights being served.

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• Payment options

Travel credit

Understanding travel credit options.

We offer different types of travel credit: Trip Credit, Flight Credit, and Travel Vouchers. Each type of travel credit has its own terms and conditions, so be sure to read them carefully before redeeming your credit. Keep in mind, travel credits can only be used to book flights, and can’t be used to pay for extras like seats or bags.

Extended Trip Credit

For Trip Credit issued on or after April 2, 2024, AAdvantage ® members have 12 months to use their Trip Credit when canceling their trip on aa.com or the American app and their AAdvantage ® number is included in their reservation. Non-AAdvantage ® members have 6 months.

Types of travel credit

*Can’t be used for extras like seats or bags.

**For Trip Credit issued on or after April 2, 2024, AAdvantage® members have 12 months to use their Trip Credit when canceling their trip on aa.com or the American app and their AAdvantage® number is included in their reservation. Non-AAdvantage® members have 6 months.

***When booked on aa.com, Flight Credit can only be applied to flights within the U.S., Puerto Rico, and the U.S. Virgin Islands. (U.S. currency only)

Ready to book a trip?

Book a trip with your Trip Credit

Find your trip to use your Flight Credit

• Contact Reservations

If you received a travel credit, you can use it to book your next trip. Here's how to find and redeem your Trip Credit and Flight Credit.

Trip Credit

If you're an AAdvantage ® member, most Trip Credits will appear in your AAdvantage ® account.

Log in to your account

Step 1: Find your Trip Credit email

• Look for an email from American Airlines with the subject line ‘Your Trip Credit.’
• Your Trip Credit number is a 13-digit number that begins with ‘00115.’

Keep in mind there are separate ticket numbers for add-ons like seats, upgrades, and bags.

Step 2: Book and add your Trip Credit

• Go to aa.com and book your new flight.
• On the payment screen, select ‘Trip Credit.’
• Follow the prompts to pay using your Trip Credit.
• You may use a credit card to pay any remaining balance.

Flight Credit

If you're an AAdvantage ® member and had your account number listed in your reservation before cancellation, you can log in to your account and view available Flight Credit in your AAdvantage ® account.

Step 1: Find your canceled trip or confirmation email

• You'll need your 6-character confirmation code and 13-digit ticket number.
• American tickets have a 13-digit number that begins with '001'.

Step 2: View your canceled trip

• Go to aa.com and choose ‘Manage trips / Check-in’
• Choose ‘View canceled trips’ and enter your trip details.
• You’ll find your Flight Credit details on the ‘Your trip’ page.

Step 3: Rebook and add Flight Credit

• Go to aa.com and find your new flight.
• On the payment screen, choose ‘Add Flight Credit.’
• Enter the ticket number from your canceled trip and apply the credit.

Book a trip with your Flight Credit

General rules

• Trip Credit is non-refundable, non-transferable, non-returnable, may not be redeemed for cash, check or credit (except where required by law) and has no implied warranties, including warranties of merchantability or fitness.
• Trip Credit is void if bought, sold or bartered, advertised for sale or used for commercial or promotional purposes.
• We won’t replace Trip Credit if lost or stolen. This may include inadvertent deletion, forwarding or access of the email containing your Trip Credit number. Please guard the Trip Credit number as you would cash.
• Except where prohibited by law, we reserve the right to refuse, void, cancel, reject or hold for review any Trip Credit mistakenly issued in an incorrect denomination or issued or obtained, directly or indirectly, in connection with fraudulent actions, fraudulent claims, compensation abuse or in connection with any violation of these terms and conditions.

Expiration and validity

• Valid until 11:59 p.m. (CT) on the date listed on the Trip Credit, and we won't reissue it past the expiration date.
• We won't accept invalid or expired Trip Credit.
• We won’t accept Trip Credit with an invalid number or if we are unable to locate it within the American Airlines systems.
• To receive Trip Credit, your original ticket must be canceled before the departure of the first flight (or the ticket loses any remaining value and cannot be used for future travel).

Redemption and usage

• You may redeem Trip Credit on aa.com or by contacting Reservations. Trip Credit is not redeemable through any other channels, including airport ticket counters or travel agencies.
• When contacting Reservations, tell the agent you have Trip Credit and you want to use it to book your travel.
• Trip Credit is redeemable toward air travel on flights operated by American, American Eagle ® or flights marketed by American (designated with an AA*). You can’t use Trip Credit for payment of air travel on any other airline on aa.com.
• Contact Reservations to use Trip Credit for qualifying one world ® or other airline partner itineraries.
• Trip Credit is redeemable toward the base air fare and directly associated taxes, fees and charges collected as part of the fare calculation.
• You may not use Trip Credit for products and / or services sold separate from the fare price or for taxes, fees or charges in connection with AAdvantage ® award travel, American Airlines Vacations℠ or any other non-flight products and / or services sold by American.
• You may only use non-taxable Trip Credit for single-passenger reservations on aa.com.
• Contact Reservations to use Trip Credit for more than 9 passengers.
• The recipient of Trip Credit can use it to pay for travel for themselves or others.
• You may redeem up to 8 Trip Credits in a single transaction on aa.com or through Reservations.
• If the ticket price is greater than the value of the Trip Credit, you may pay the difference only with a credit card accepted by American.
• If the ticket price is less than the value of the Trip Credit, we’ll issue any remaining value on a new Trip Credit, delivered via email to the passenger ticketed on the Trip Credit redemption. You may choose to have the new Trip Credit email sent to your email address and then use the remaining value on a new reservation for yourself or someone else.
• You may not combine Trip Credit with the value of an existing ticket to pay for a new ticket.
• Flight Credit is non-refundable, non-transferable, non-returnable, may not be redeemed for cash, check or credit (except where required by law) and has no implied warranties, including warranties of merchantability or fitness.
• Flight Credit is void if bought, sold or bartered, advertised for sale or used for commercial or promotional purposes.
• We won’t replace Flight Credit if lost or stolen. This may include inadvertent deletion, forwarding or access of the email containing your Flight Credit number. Please guard the Flight Credit number as you would cash.
• Except where prohibited by law, we reserve the right to refuse, void, cancel, reject or hold for review any Flight Credit mistakenly issued in an incorrect denomination or issued or obtained, directly or indirectly, in connection with fraudulent actions, fraudulent claims, compensation abuse or in connection with any violation of these terms and conditions.
• Flight Credit is valid for 1 year from the date the ticket was issued. We will not extend or reissue once it expires.
• If you don't show for your flight, your ticket will no longer be valid or eligible for any credit.
• We won't accept invalid or expired Flight Credit.
• You may redeem Flight Credit on aa.com, in person at the airport or by contacting Reservations.
• When contacting Reservations, tell the agent you have Flight Credit and you want to use it to book your travel.
• The recipient of Flight Credit can use it to pay for travel for themselves only.
• Flight Credit is redeemable toward air travel on flights marketed and operated by American, by American Eagle ® carriers or on flights marketed and sold by American but operated by one of American’s codeshare or one world ® partners (i.e. flights designated with an AA*).
• Flight Credit is redeemable toward initial booking, the base air fare and directly associated taxes, fees and charges collected as part of the fare calculation.
• You may only redeem 1 Flight Credit for single-passenger trips on aa.com or through Reservations. In order to redeem up to 2 Flight Credits in a single transaction, you must contact Reservations.
• If the ticket price is greater than the value of the Flight Credit, you may pay the difference only with a credit card accepted by American.
• If the ticket price is less than the value of the Flight Credit, you can only use the value of Flight Credit needed for the current booking while remaining value will be issued as travel credit for future reservations.
• You may not use Flight Credit for products and / or services sold separately from the fare price or for taxes, fees or charges in connection with AAdvantage ® award travel, American Airlines Vacations℠ products or services or any other non-flight products and / or services sold by American.

Electronic travel voucher terms and conditions

• eVouchers are provided for U.S. customers only.
• eVouchers are non-refundable, non-transferable, non-returnable, may not be redeemed for cash, check or credit (except where required by law) and have no implied warranties, including warranties of merchantability or fitness.
• eVouchers are void if bought, sold or bartered, advertised for sale, or used for commercial or promotional purposes.
• We won’t replace eVouchers if lost or stolen. This may include inadvertent deletion, forwarding or access of the email containing your eVoucher number. Please guard the eVoucher number and PIN as you would cash.
• Except where prohibited by law, we reserve the right to refuse, void, cancel, reject or hold for review any eVouchers mistakenly issued in an incorrect denomination, or issued or obtained, directly or indirectly, in connection with fraudulent actions, fraudulent claims, compensation abuse or in connection with any violation of these terms and conditions.
• eVouchers are valid for 1 year from the date of issue, and we won’t reissue them past the expiration date.
• We’re not responsible for honoring invalid or expired eVouchers.
• We won’t accept an eVoucher with an invalid number or if we are unable to locate it within the American Airlines systems.
• You may redeem eVouchers only on aa.com or by contacting Reservations. eVouchers are not redeemable through any other channels, including airport ticket counters or travel agencies.
• eVouchers are redeemable toward air travel on flights operated by American, American Eagle ® , one world ® partners or on flights marketed by American (designated with an AA*). You can’t use eVouchers for payment of air travel on any other airline.
• Flights sold or originating outside the U.S., Puerto Rico or U.S. Virgin Islands or operated by other carriers are not eligible.
• eVouchers are redeemable toward the base air fare and directly associated taxes, fees and charges collected as part of the fare calculation.
• You may not use eVouchers for products and / or services sold separate from the fare price or for taxes, fees or charges in connection with AAdvantage ® award travel, American Airlines Vacations℠ or any other non-flight products and / or services sold by American.
• The eVoucher recipient can use it to pay for travel for themselves or others.
• You may redeem up to 8 eVouchers in a single transaction.
• If the ticket price is greater than the value of the eVoucher(s), you may only pay the difference with a credit, debit or charge card with a billing address in the U.S., Puerto Rico or U.S. Virgin Islands.
• If the ticket price is less than the value of the eVoucher(s), the unused amount will remain on the eVoucher until it reaches zero, at which time the eVoucher will be deactivated.
• You may not combine eVouchers with the value of an existing ticket to pay for a new ticket.

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16 Airlines That Let You Book Flights Now and Pay Later

Planning a trip but don't want to pay for it all at once? These sites offer book-now, pay-later flights.

Orbon Alija/Getty Images

If you think a vacation is out of your reach, think again. Some airlines and online travel agencies have services that allow you to book a trip now and pay for it over time.

Affirm, PayPal, Uplift, and Klarna are among the book-now, pay-later services travel companies and airlines offer. Here, we break down the basics of these and airlines' own "BNPL" options so you can secure flights when the prices are lowest, even if you don't want to pay for them in full upfront.

Airlines Offering Book-now, Pay-later Flights

AeroMexico connects major U.S. cities to Latin American destinations like Guadalajara and Puerto Vallarta. The airline partners with Uplift to provide a monthly payment option. When you go to book a flight, you'll see an option to pay in monthly installments. Click through and you'll be asked for any personal information Uplift needs to process the loan.

You can also pay in installments through Klarna. Download the Klarna extension for Chrome or the app and you should see a pink "K" icon that will show you financing options. AeroMexico takes PayPal, which means you can use PayPal Credit to split up payments if you're approved.

Pay monthly for Air Canada flights and Air Canada Vacations packages with Uplift or PayPal Credit.

Alaska Airlines

Alaska Airlines partners with Uplift and Klarna to offer financing for flights.

Allegiant also uses Uplift and Klarna to provide payment plans. Select the Allegiant Pay option at checkout to choose financing through Uplift.

American Airlines

American Airlines offers several ways to buy now and pay later, including Klarna; PayPal Credit; Citi Flex Pay for select Citi cardholders; and Affirm, which has biweekly, monthly, and interest-free options but doesn't cover the cost of any flight extras, like luggage. American Airlines Vacations also gives you the option to pay monthly with Uplift.

Azul Airlines is a low-cost Brazilian airline that accepts payments through Uplift and PayPal.

Delta Air Lines

Delta offers PayPal Credit as a payment option, and you can pay using Affirm if you book your trip through Delta Vacations , a service for SkyMiles members that bundles flights, hotels, transportation, and activities.

One of the United Arab Emirates' two flag carriers, this airline partners with financing institutions Uplift and Klarna. You can also pay with PayPal Credit.

Frontier Airlines

Budget carrier Frontier Airlines lets you pay monthly installments through Uplift on purchases of $49 or more. If eligible, you will see the option at checkout. Frontier is also a Klarna retail partner.

KLM offers customers the option of holding a fare for 72 hours for a non-refundable fee. This is great if you find a fare that you want to book but need a few days to think about it. In addition, the airline takes PayPal Credit. This service is shown on the payment page as a "Bill Me Later" option, but directs you to your PayPal wallet.

Lufthansa has a list of payment methods on its website . Some monthly payment options are available specifically for residents of Brazil and Colombia. U.S. residents may pay monthly through PayPal Credit.

Porter Airlines

Porter , a Canadian airline, allows customers to use Uplift and PayPal to purchase flights across the U.S. and Canada.

Qatar Airways

Unless you're flying from Brazil, Brunei, or Kazakhstan, you can hold any Qatar Airways booking for up to 72 hours. How long prospective travelers can hold their Qatar flights depends on where they intend to fly to and from. The "Hold My Booking" option, available on the payment page, requires a non-refundable fee that doesn't go toward the price of your ticket. In most cases, you can also use PayPal Credit.

Southwest Airlines uses Uplift to break the cost of the flight up into fixed monthly payments. It also accepts PayPal Credit and Klarna.

Sunwing connects Canadian cities with destinations in Mexico and the Caribbean. You can pay for plane tickets in monthly installments through Uplift.

United Airlines

Use Uplift, PayPal Credit, or Klarna to pay for United Airlines flights in monthly installments. The company also has a program called FareLock that allows you to pay a fee to hold a fare for three, seven, or 14 days before paying for it in full. If you decide not to buy the ticket, you forfeit the fee. This service is offered only on itineraries wholly operated by United Airlines and/or United Express.

Online Travel Agencies Offering Monthly Payment Options

Alternative airlines.

Any ticket booked through Alternative Airlines can be paid for in weekly, biweekly, or monthly installments with Uplift. The online travel agency markets itineraries by more than 600 airlines, and Uplift financing can be used for all of them. You can also split payments through Klarna.

CheapOair.com

CheapOair uses Affirm to offer customers a monthly payment option.

Funjet Vacations

Funjet Vacations uses Uplift to offer monthly payments for its flights and vacation packages.

Priceline uses Affirm to handle monthly payments. Select the "monthly payments" option on the secure billing step of the booking process and choose from three-, six-, or 12-month options. Alternatively, break it up into four payments over six weeks using Klarna.

How Buy-now, Pay-later Services Work

Airlines and travel agencies partner with BNPL services like the travel-specific Uplift or the more broadly available Affirm to offer monthly payment options. Some take payments through PayPal Credit and/or Klarna. Learn about the differences between these services and how they work.

Affirm allows customers to pay monthly or every two weeks. Terms can last up to 48 months for the largest loans, but more typically, they last up to a year. Interest rates vary by person, ranging from 0% to 36% APR, and are determined at the time of sign-up. A down payment and credit check might be required when you apply for a loan.

To use Affirm, you will need a phone number to use as an account login. The service is available only in the U.S. and Canada. Once you've created your account and gotten approved for a loan amount, you can set up auto-pay or pay each month via the app or website. You can find a full list of Affirm's travel partners, including airlines and accommodations, on its website .

PayPal Credit

This is a monthly payment option provided by travel companies that take PayPal. Typically, you'll choose PayPal as your payment method, and once you sign into your PayPal account, you can choose PayPal Credit . As of 2023, the variable purchase APR is about 28% for new accounts, but you can avoid paying interest altogether if you pay the loan off within six months. Loan applications are subject to credit approval.

Uplift is the leading pay-over-time financing service in the travel space, partnering with cruise lines, hotel chains, airlines, and more. Once you have selected a product, like your flight, you are shown a per-month rate based on the price of the items in your shopping cart. When you get to the payment page and choose monthly payment as your option, you will be asked for some personal details, and once you click "check rate," you will be told whether you've been approved. Uplift offers an APR of 0% to 36% based on your credit. You won't be penalized for paying late or early, and you can set up autopay so the money comes out of your account automatically.

Klarna breaks up the price of your ticket into monthly payments or four equal payments to be made two weeks apart. Add the Klarna extension to your Chrome browser or download the app on your phone, then book your flight as usual, selecting Klarna at checkout. The first payment will be due upfront. Klarna offers an APR of 0% to about 30%.

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How the Disney World Payment Plan Works

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Planning a Disney vacation can be expensive, especially if you’re looking to spend your nights at a Disney resort. Between park tickets, room rates, food and souvenirs, costs can really add up.

Being thoughtful about your approach to budgeting and financing a vacation is a smart money move, and you have options when it comes to paying for your trip. If you book a Walt Disney World vacation package, including at least accommodations and park tickets, you may be eligible to pay for the package in installments.

Let’s look at Disney payment plans, how these types of packages work and what’s included in the process.

» Learn more: Big perks of staying at a Disney resort

What’s included with a Disney trip payment plan?

There are plenty of advantages to staying at a Disney resort, including early entry to the theme parks and advance access to restaurant reservations. However, there is an additional advantage to booking these packages directly with Disney.

Unlike third-party websites, which can require you to pay in full upfront (or at the check-in desk), Disney allows customers to book and pay for vacations over time. This is true whether you’re purchasing just a room or a room and theme park tickets.

The best part: There is no interest charged when paying over time.

Unlike a credit card or loan, this plan acts much like a layaway program. Your reservation is confirmed and will need to be paid before your vacation, but there are no additional costs for making multiple small payments over the months.

» Learn more: The best Disney credit card might surprise you

When are Disney World vacation payment plans due?

Disney allows guests to book hotels out to the end of its calendar. Final payments for your package need only be made 30 days before your arrival date.

So let’s say you’ve booked a Disney World package payment plan for a stay in December 2024. There’s a $200 deposit required when you make your reservation, but then the total balance won’t be due until November 2024.

In the meantime, you can make as many or as few payments as you want without incurring additional fees. You can also cancel for free up until the deadline.

The fee-free layaway program applies only if you’re making advance bookings. If your trip is in 30 days or fewer, the entire balance will be due upon booking.

This may present an issue for those looking to maximize their Disney World payment plan options or those whose schedules require a lot of notice. Guests will only be able to book extended dates when Disney chooses to open its calendar.

» Learn more: The best ways to buy Disney tickets

Can you book Disney tickets on a payment plan?

While it’s possible to package a room and theme park tickets on a payment plan, that isn’t the case when just buying park tickets.

If you’re getting tickets to a Disney park via Disney’s website, you’ll need to buy and pay for them at the same time. There’s no layaway plan option unless a room is included.

Other ways to save money at Disney World

Using a Disney payment plan can be a good way to book your vacation without needing to put it on a credit card. However, if you're looking to make your vacation to Disney more affordable, there are a few methods to do so.

Theme park tickets

Disney sells tickets to its parks via its website, of course, but that doesn’t usually feature the best pricing.

Instead, consider buying tickets from a third party. Several sites online sell Disney tickets for a discount; although it’s not a huge difference, the savings can become pretty significant if you’re traveling with multiple people.

Disney offers specially discounted theme park tickets to active-duty members of the military.

Accommodations

As a bustling tourist destination, Orlando, Florida, has a plethora of hotel options. Because of this, nightly rates for hotels can be affordable.

Even in the middle of summer, it’s possible to find properties close to Disney World for less than $60 per night.

While other Disney parks may not have such cheap options, it’s also possible to redeem reward points for your stays.

For example, if you have an eligible Capital One card, such as the Capital One Venture X Rewards Credit Card , you can book a Disney hotel and redeem your points against the cost of the stay.

You can also select to redeem hotel rewards from programs such as Marriott , Hilton , Hyatt and IHG .

» Learn more: The best travel credit cards right now

Flight costs will vary based on your departure point, but frequent flyer programs can help take some of the sting out of traveling. You can find service to Orlando with such carriers as:

Alaska Airlines.

American Airlines.

Delta Air Lines.

Frontier Airlines.

JetBlue Airways.

Southwest Airlines.

Spirit Airlines.

United Airlines.

Los Angeles is similarly connected. Each of these airlines offers reward programs with which you can redeem miles for free or discounted flights.

» Learn more: 10 ways to save on your Disney vacation

Disney World payment plans recapped

There’s no denying that a trip to Disney can be as magical as it is costly, especially if you’re looking to stay on property. To help remedy this, Disney offers the ability to make interest-free payments on your vacation packages.

However, if you’re otherwise looking to save money on a vacation destination, you can take advantage of discounted hotels, park tickets and flights to make those Disney dreams come true.

(Top photo courtesy of Walt Disney World)

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2024 , including those best for:

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-3x Earn 3X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

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AlBaraka branch payment

AlBaraka branch payment option allow passengers from Sudan to make payment to any nearby AlBaraka branch for the booking they made online. The payment must be finalized within 6 hours after the booking was made. Passenger should give the booking reference and the ticket value to the tellers to make the payment.

Elo is one of the major domestic debit and credit card brands of Brazil. The scheme can support credit and prepaid transactions. Elo is a pure domestic card brand in Brazil and only allows for transactions in Brazilian Real currency. The Elo credit card supports installment that allows the passenger to spread their payments for online purchases over a certain period of time. Ethiopian airlines accept Installment payment from Brazil through Elo card.

Hipercard is a Brazilian card scheme that's widely accepted in the retail market. Hipercards are issued by Itaú bank and allow passengers to make payment in installments. Hipercard is one of the popular credit card used for online purchase in Brazil. Ethiopian airlines accept Installment payment from Brazil through Hiper card.

KNET is the dominant card-base payment in Kuwait and provides a hosted payment process, i.e, the customers are redirected to KNET payment gateway after they make their booking and choose KNET as the payment method. The passengers has to enter the card details, confirm them and complete the payment process on the web page hosted by KNET payment gateway. 

Verve International

Verve International is a Nigerian card brand owned by Interswitch Group. Verve is a debit card brand in Nigeria. Ethiopian Passengers can make payment by using Verve card from Nigeria.

Bancontact is the most popular payment method in Belgium, and the market leader for both online and in-store transactions. Paying with Bancontact is like a regular card payment, except that there is no security code, and 3D Secure is mandatory.

MTN Mobile Money

MTN Mobile Money is a secure electronic service that enables MTN Mobile Money wallet holders to store funds, send and receive money, make payments and do a number of other transactions simply using their mobile phone. It's fast, simple, convenient and affordable. Ethiopian airlines passengers can use MTN to make their ticket payment from  Uganda, Ivory Coast, Ghana ,  Zambia ,  Rwanda  and  Cameron

Mobi Cash is a mobile wallet payment activated from  Mali and Burkina Faso . Passengers from these countries will be prompted on their mobile number as they select Mobi Cash on Ethiopian website. They need to accept and follow the required payment instructions and will be required their PIN number to authorize the payment. After the payment is completed, ticket will be issued and sent to the passenger’s email address.

Orange Money

Orange Money is a mobile wallet payment activated from  Ivory coast,   Democratic Republic of the Congo, Cameron,   Ivory Coast, Senegal and Mali . Passengers from these countries will be prompted on their mobile number as they select Orange money on Ethiopian website. They need to accept and follow the required payment instructions and will be required their PIN number to authorize the payment. After the payment is completed, ticket will be issued and sent to the passenger’s email address.

Vodacom M-Pesa

Vodacom M-Pesa lets you convert cash into mobile money by visiting any authorized Vodacom M-Pesa outlet. Once you have money in your M-Pesa account, you can send it to anyone, anywhere in the country. You are also able to buy Vodacom airtime for yourself and others. Vodacom M-Pesa available from  Tanzania  .

Vodafone's M-Pesa mobile money

Vodafone's M-Pesa mobile money transfer allow users to make payment from their mobile wallet. Currently Ethiopian airlines passengers can use Vodafone to make their ticket payment from  Ghana .

Equitel is a mobile payment option from  Kenya . This option is supported by Cellulant.

Airtel Money

Airtel Africa plc, trading as Airtel, is an Indian multinational company that provides telecommunications and mobile money services in 14 countries in Africa. Currently Ethiopian airlines customers can pay using Airtel from  Zambia, Uganda, Tanzania, Rwanda, Kenya, Ghana   and   Democratic Republic of the Congo.

Tigo Cash is a mobile phone–based money transfer service offered with Tigo phones in eleven countries including Tanzania, Rwanda, and Ghana. Currently Ethiopian airlines passengers can use Tigo to make their ticket payment from  Ghana and Tanzania .

M-Pesa (M for mobile, pesa is Swahili for money)

M-Pesa (M for mobile, pesa is Swahili for money) is a mobile phone-based money transfer, financing and microfinancing service, launched in 2007 by Vodafone for Safaricom and Vodacom. It has since expanded to Tanzania, Mozambique, DRC, Lesotho, Ghana, Egypt, Afghanistan, South Africa and Ethiopia. Ethiopian airlines passengers can use Mpesa from  Ethiopia,   Kenya and   Democratic Republic of the Congo .

Giropay is the official implementation of German banks for online banking. It is supported by most German public and cooperative banks. When paying with giropay, the passenger will be redirected to their bank's website or app to complete the payment. After completing the payment passenger will receive immediate Confirmation of whether the payment was successful or not.

SOFORT Banking is a real-time bank transfer payment method that passengers based in Germany can use to transfer funds directly to Ethiopian airlines from their bank accounts. Passenger enters their sort code/bank code. They enter a username and password to login to their bank account. They then enter a transaction authentication number (TAN) or equivalent depending on the country and their bank.

EPS online bank transfer

EPS online bank transfer is a secure payment method that is offered by the Austrian banks. It allows account holders to easily and quickly pay for purchases using their own trusted online banking service. Upon purchase, the passengers logs into their own online bank and  authorizes the payment. The funds are then directly debited from their bank account in real-time and Ethiopian airlines will receive an immediate payment confirmation. 

ET accepts Trustly payments directly from bank accounts in Nordic countries specifically from Norway and Sweden. With Trustly, passengers who prefer not to pay with cards can pay online using their bank accounts. After you chooses to pay with Trustly: 1. You will be redirected to a Trustly-hosted payment page where you see a list of available banks in your country. 2. Select your bank and will be prompted to provide your online banking log-in credentials and authenticate as you would when logging into your online bank account. 3. Select the account from where you want to make the payment and are prompted to provide a one-time code to confirm the payment. 4. After you completed the payment, you will be redirected back to our website or app.

iDEAL is the most used online banking method in the Netherlands, supported by all the major Dutch consumer banks. When passengers pay with iDEAL, they will be presented with a list of issuing banks. After the passengers selects an issuing bank, they will be redirected to the bank's website or mobile app to complete the payment.

Sheba pay is an instant bank transfer option that ET introduces in partnership with IATA. The scheme enables real-time payments from customers who book tickets on the airlines mobile application, with the money transferred directly to the carrier without the involvement of third-parties.

Swish is a Swedish mobile payment system with more than 5 million users. Swish requires that both the merchant and the customer has a Swedish bank account. Passengers can also pay with Swish when shopping online or in mobile apps from ET website. The money will be sent directly into the airlines account, no matter which one of the participant banks they have. If they are registered for swish payment, passengers can start the payment process by downloading the Swish app and by inserting their Mobile BankID to their mobile phone. Once they have finished those steps their bank account is connected to their mobile phone number and they can begin sending and receiving money easily using their mobile phone.. When shoppers choose to pay with Swish on ET website using their mobile devices, they will be redirected to their Swish app to make the payment. The amount will be transferred to the airline account and ticket will be issued in real-time.

Paga Wallet

Paga Wallet is a Nigerian e-Wallet service that passengers can use to make payments online. The e-Wallet can be topped up with cash at any outlet in the Paga agent network. This payment method is therefore suitable for accepting payments from passengers who do not have a bank account or payment card. To make a payment by using this method: 1. On the payment page, the shopper selects the Paga Wallet payment method. The passenger is redirected to the Paga website. 2. The passenger’s logs on to the Paga website and confirms the payment.

Alipay is a popular payment method that passengers based in China use to make payments online from their Alipay eWallet. With over one billion users, Alipay handles more than half of China's payments and transformed a cash market into a card-trusting market with their eWallet. Built by internet shopping giant Alibaba to make it easier for their shoppers to buy and sell on their trading site, Alipay is now so popular that passengers prefer to pay by mobile device in stores and online. Ethiopian airlines activated Alipay payment option on its mobile application. Currently this option is not available on ET website.

PayPal is a secure, quick and easy form of online payment that provides the security and convenience of paying with your bank or credit/debit card without entering your account number. For customers having PayPal account, they can make payment on a dedicated Ethiopian page on PayPal website and confirm the payment of your ticket. Ethiopian will issue their ticket once payment confirmation is received.

WeChat Pay is an e-Wallet payment method, incorporated into the WeChat app. It is one of the most popular payment methods in China, with over 600 million active users. Ethiopian airlines activated WeChat pay payment option on its mobile application specifically on android mobile can make payment by using WeChat. Currently the option is not available on IOS and on ET website.

Offline Payments / Kobini

Konbini, which means “convenience store” in Japanese, is a local cash-based payment method in Japan. It allows consumers to order goods and services online, and pay for them over the counter at a convenience store. After shoppers select to pay through  Japanese convenience stores on Ethiopian Airlines website: 1. Passengers are prompted to provide their full name, telephone number, and email address. 2. Depending on the convenience store the shopper selects, they will be presented with the voucher within ET website. The voucher is also sent to the shopper's email. 3. Passengers can then go to a 7-Eleven or other Japanese convenience stores to complete the payment. They need to provide the reference number and their phone number to get a voucher ticket. 4. Passengers present the voucher ticket to the cashier, and pays in cash. 5. Shopper receives a receipt as proof of payment. The offer stays open up to 3 days. This means shoppers can complete their payment up to 3 days after the voucher was generated

Mobile Banking

Passengers can make payment through a mobile banking options from a number of African countries such as Ghana, Nigeria, Tanzania, Ethiopia and others. By this payment method passengers will not be expected to travel to the banks in person rather they can make the payment electronically.

Hipercard is a Brazilian card scheme that's widely accepted in the retail market. Hipercards are issued by Itaú bank and allow passengers to make payment in installments. Hipercard is one of the popular credit card used for online purchase in Brazil. Ethiopian airlines accept Installment payment from Brazil through Hiper card.

KNET is the dominant card-base payment in Kuwait and provides a hosted payment process, i.e, the customers are redirected to KNET payment gateway after they make their booking and choose KNET as the payment method. The passengers has to enter the card details, confirm them and complete the payment process on the web page hosted by KNET payment gateway. 

MTN Mobile Money is a secure electronic service that enables MTN Mobile Money wallet holders to store funds, send and receive money, make payments and do a number of other transactions simply using their mobile phone. It's fast, simple, convenient and affordable. Ethiopian airlines passengers can use MTN to make their ticket payment from&nbsp;<strong>Uganda, Ivory Coast, Ghana</strong>,&nbsp;<strong>Zambia</strong>,&nbsp;<strong>Rwanda</strong>&nbsp;and&nbsp;<strong>Cameron</strong>

Mobi Cash is a mobile wallet payment activated from&nbsp;<strong>Mali and Burkina Faso</strong>. Passengers from these countries will be prompted on their mobile number as they select Mobi Cash on Ethiopian website. They need to accept and follow the required payment instructions and will be required their PIN number to authorize the payment. After the payment is completed, ticket will be issued and sent to the passenger’s email address.

Orange Money is a mobile wallet payment activated from&nbsp;<strong>Ivory coast,</strong><strong>&nbsp;</strong><strong>Democratic Republic of the Congo, Cameron,</strong><strong>&nbsp;</strong><strong>Ivory Coast, Senegal and&nbsp;Mali</strong>. Passengers from these countries will be prompted on their mobile number as they select Orange money on Ethiopian website. They need to accept and follow the required payment instructions and will be required their PIN number to authorize the payment. After the payment is completed, ticket will be issued and sent to the passenger’s email address.

Vodacom M-Pesa lets you convert cash into mobile money by visiting any authorized Vodacom M-Pesa outlet. Once you have money in your M-Pesa account, you can send it to anyone, anywhere in the country. You are also able to buy Vodacom airtime for yourself and others. Vodacom M-Pesa available from&nbsp;<strong>Tanzania&nbsp;</strong>.

Vodafone's M-Pesa mobile money transfer allow users to make payment from their mobile wallet. Currently Ethiopian airlines passengers can use Vodafone to make their ticket payment from&nbsp;<strong>Ghana</strong>.

Equitel is a mobile payment option from&nbsp;<strong>Kenya</strong>. This option is supported by Cellulant.

Airtel Africa plc, trading as Airtel, is an Indian multinational company that provides telecommunications and mobile money services in 14 countries in Africa. Currently Ethiopian airlines customers can pay using Airtel from&nbsp;<strong>Zambia, Uganda, Tanzania, Rwanda, Kenya, Ghana</strong>&nbsp;<strong>and</strong>&nbsp;<strong>Democratic Republic of the Congo.</strong>

Tigo Cash is a mobile phone–based money transfer service offered with Tigo phones in eleven countries including Tanzania, Rwanda, and Ghana. Currently Ethiopian airlines passengers can use Tigo to make their ticket payment from&nbsp;<strong>Ghana and Tanzania</strong>.

M-Pesa (M for mobile, pesa is Swahili for money) is a mobile phone-based money transfer, financing and microfinancing service, launched in 2007 by Vodafone for Safaricom and Vodacom.&nbsp;It has since expanded to Tanzania, Mozambique, DRC, Lesotho, Ghana, Egypt, Afghanistan, South Africa and Ethiopia. Ethiopian airlines passengers can use Mpesa from&nbsp;<strong>Ethiopia,</strong>&nbsp;<strong>Kenya and</strong>&nbsp;<strong>Democratic Republic of the Congo</strong>.

Giropay is the official implementation of German banks for online banking. It is supported by most German public and cooperative banks. When paying with giropay, the passenger will be redirected to their bank's website or app to complete the payment. After completing the payment passenger will receive immediate Confirmation of whether the payment was successful or not.

EPS online bank transfer is a secure payment method that is offered by the Austrian banks. It allows account holders to easily and quickly pay for purchases using their own trusted online banking service. Upon purchase, the passengers logs into their own online bank and&nbsp; authorizes the payment. The funds are then directly debited from their bank account in real-time and Ethiopian airlines will receive an immediate payment confirmation.&nbsp;

<div>ET accepts Trustly payments directly from bank accounts in Nordic countries specifically from Norway and Sweden. With Trustly, passengers who prefer not to pay with cards can pay online using their bank accounts.</div><div>After you chooses to pay with Trustly:</div><div>1. You will be redirected to a Trustly-hosted payment page where you see a list of available banks in your country.</div><div>2. Select your bank and will be prompted to provide your online banking log-in credentials and authenticate as you would when logging into your online bank account.</div><div>3. Select the account from where you want to make the payment and are prompted to provide a one-time code to confirm the payment.</div><div>4. After you completed the payment, you will be redirected back to our website or app.</div>

iDEAL is the most used online banking method in the Netherlands, supported by all the major Dutch consumer banks. When passengers pay with iDEAL, they will be presented with a list of issuing banks. After the passengers selects an issuing bank, they will be redirected to the bank's website or mobile app to complete the payment.

<div>Paga Wallet is a Nigerian e-Wallet service that passengers can use to make payments online. The e-Wallet can be topped up with cash at any outlet in the Paga agent network. This payment method is therefore suitable for accepting payments from passengers who do not have a bank account or payment card.</div><div>To make a payment by using this method:</div><div>1. On the payment page, the shopper selects the Paga Wallet payment method.</div><div>The passenger is redirected to the Paga website.</div><div>2. The passenger’s logs on to the Paga website and confirms the payment.</div>

Alipay is a popular payment method that passengers based in China use to make payments online from their Alipay eWallet. With over one billion users, Alipay handles more than half of China's payments and transformed a cash market into a card-trusting market with their eWallet. Built by internet shopping giant Alibaba to make it easier for their shoppers to buy and sell on their trading site, Alipay is now so popular that passengers prefer to pay by mobile device in stores and online. Ethiopian airlines activated Alipay payment option on its mobile application. Currently this option is not available on ET website.

<div>Konbini, which means “convenience store” in Japanese, is a local cash-based payment method in Japan. It allows consumers to order goods and services online, and pay for them over the counter at a convenience store.</div><div>After shoppers select to pay through&nbsp; Japanese convenience stores on Ethiopian Airlines website:</div><div>1. Passengers are prompted to provide their full name, telephone number, and email address.</div><div>2. Depending on the convenience store the shopper selects, they will be presented with the voucher within ET website. The voucher is also sent to the shopper's email.</div><div>3. Passengers can then go to a 7-Eleven or other Japanese convenience stores to complete the payment. They need to provide the reference number and their phone number to get a voucher ticket.</div><div>4. Passengers present the voucher ticket to the cashier, and pays in cash.</div><div>5. Shopper receives a receipt as proof of payment.</div><div>The offer stays open up to 3 days. This means shoppers can complete their payment up to 3 days after the voucher was generated</div>

• American Express
• Diners Club / Discover
• China Union Pay
• Choose "Credit/Debit Card" as Your Payment Method There will sometimes be an option to choose the type of credit card you’re using, e.g. Visa, MasterCard, Discover, American Express, or a store credit card. If your credit card processor isn’t listed in the box, the merchant doesn’t accept that type of credit card. You’ll have to use another type of credit.
• Enter Your card details as it Appears on Your Credit/Debit Card Look at the credit card to verify that you’ve entered your name correctly. Then, enter your credit card information: the credit card number, expiration date, and security code. For Visa, MasterCard, and Discover, the three-digit security code will be printed at the back of the card after the credit/debit card number. The four-digit security code for American Express credit cards is printed on the front-right of the card, directly above the credit card number.
• Submit the Payment Once you've ensured that everything is accurate, select the button to submit your order. If your card is enrolled for 3D Secure authentication you will be redirected to the issuing bank page and requested to enter additional information

For passengers selecting hold reservation and pay latter option the below ticket time table is applicable:-

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Introduction to AXA Travel Insurance

• Coverage Options Offered by AXA
• AXA Assistance USA Cost

AXA Customer Service Reviews

Compare axa travel insurance.

• Why You Should Trust Us

AXA Assistance USA Travel Insurance Review 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Travel insurance is important because it can help cover the cost of unexpected medical expenses while you're traveling. It can also reimburse you for lost or stolen baggage, canceled flights, and other unforeseeable problems that may occur while you're away from home.

Simply put, there's a lot to consider.

But not all policies are created equal, and you must understand what you're covered for before you purchase a policy. This article will look in-depth at AXA Assistance USA travel insurance. We'll discuss the costs, coverage limits, exclusions, and more to help you make an informed decision about whether or not this particular travel insurance provider is right for you.

• Trip cancellation coverage of up to 100% of the trip cost
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous medical evacuation coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1,500 per person coverage for missed connections on cruises and tours
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Covers loss of ski, sports and golf equipment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage delay, loss and trip delay coverage ceilings per person
• con icon Two crossed lines that form an 'X'. Cancel for any reason (CFAR) coverage only available for most expensive Platinum plan
• con icon Two crossed lines that form an 'X'. CFAR coverage ceiling only reaches $50,000 maximum despite going up to 75%

AXA Assistance USA keeps travel insurance simple with gold, silver, and platinum plans. Emergency medical and CFAR are a couple of the options you can expect. Read on to learn more about AXA.

• Silver, Gold, and Platinum plans available
• Trip interruption coverage of up to 150% of the trip cost
• Emergency medical coverage of up to $250,000

AXA Assistance USA is among the best travel insurance companies . It covers the fundamentals of travel insurance, with coverage for trip cancellations, medical expenses, and emergency medical/non-medical evacuation. With three plans, AXA also offers coverage for travelers with various budgets.

It's worth noting that many important add-ons aren't available for AXA's cheapest Silver plan, such as pre-existing condition coverage, rental car add-ons, and Schengen travel insurance. Cancel for any reason coverage is also only available for AXA's most expensive Platinum plan. 

Coverage Options Offered by AXA 

AXA Assistance USA offers three levels of coverage: Silver, Gold, and Platinum. Each plan comes with different protections and varying coverage limits, with the Silver being the most basic option and Platinum offering the most premium coverage.

Some policies might even include added coverage free of charge, such as a waiver for pre-existing conditions , which is free for Gold and Platinum plans as long as you purchase your plan within 14 days of your trip deposit.

Specialized Coverage Options

The plan you purchase will determine which add-ons are available. For example, those with a Platinum plan can add CFAR (cancel for any reason) coverage , allowing you to receive a full refund if you cancel your trip within 14 days of making the initial deposit.

Or, if you want extra protection for your rental car, depending on your AXA plan, you might be able to add a collision damage waiver (CDW). Policyholders with Gold plans can add $35,000 CDW, and those with Platinum plans can include $50,000 CDW.

If you're traveling within the Schengen Territory, which is made up of 27 European countries, you may eligible for Schengen Travel Insurance, which covers you in all 27 countries. This option is only available for Gold and Platinum travelers and coverage lasts up to 90 days.

AXA Assistance USA Travel Insurance Cost

The premium you pay will depend on various factors, including the age of the travelers, destination, and total trip costs. The average cost of travel insurance is 4% to 8% of your travel costs.

After inputting some personal information, such as your age and state of residence, along with your trip details, like travel dates, destination, and trip costs, you'll get an instant quote for the plans available for your trip. And from there, it's easy to compare each option based on your coverage needs and budget.

Now let's look at a few examples to estimate AXA's coverage costs.

As of 2024, a 23-year-old from Illinois taking a week-long, $3,000 budget trip to Italy would have the following  AXA travel insurance quotes:

• AXA Silver: $83
• AXA Gold: $107
• AXA Platinum: $127

Premiums for AXA plans are between 2.7% and 4.2% of the trip's cost, well below the average cost of travel insurance. It's also relatively cheap compared to many of its competitors

AXA provides the following quotes for a 30-year-old traveler from California heading to Japan for two weeks on a $4,000 trip:

• AXA Silver: $109
• AXA Gold: $128
• AXA Platinum: $153

Once again, premiums forAXA plans are between 3.6% and 3.8%, below the average cost for travel insurance.

A 65-year-old couple looking to escape New York for Mexico for two weeks with a trip cost of $6,000 would have the following AXA quotes:

• AXA Silver: $392
• AXA Gold: $462
• AXA Platinum: $550

Premiums for AXA plans are between 6.5% and 9.2%, which is roughly in line with the average cost for travel insurance. This is to be expected, as travel insurance is often more expensive for older travelers.

How to Purchase and Manage Your AXA Policy

The process of purchasing an AXA policy is simple. After obtaining your quote, you'll need to decide which of AXA's three plans you want to buy. When you pay for your plan, be prepared to provide additional personal information, like your birthday, phone number, and address. 

Once you finalize your purchase, you'll have a 10-day free look period, in which you can cancel your policy and get your money back. 

How to File a Claim with AXA Travel Insurance

To file a claim with AXA Assistance USA, head to the claims forms online to find the appropriate form. Once you've filled out your form and gathered the required documentation, you can email them to [email protected] or send them by mail to:

AXA Assistance USA

On Behalf of Nationwide Mutual Insurance Company and Affiliated Companies

P.O. Box 26222

Tampa, FL 33623

If you need assistance when filing claims, AXA's claims office can be reached at 1-888-957-5015 (within the U.S.) and 1-727-450-8794 (outside the U.S.). Office hours are 9:30 a.m.-5 p.m. ET on Thursdays and 8:30 a.m.-5 p.m. ET on all other weekdays. 

AXA's U.S. branch has few reviews on Trustpilot and the Better Business Bureau — just over 20 between the two sites. Its UK branch has over 1,100 reviews, most of which are overwhelmingly negative. However, the quality of AXA Travel Insurance UK isn't necessarily indicative of its U.S. coverage. 

In fact, on SquareMouth, where the majority of AXA U.S.'s reviews, reviews are generally positive. It received an average of 4.22 stars out of five across over 900 reviews. Customers reported that adjusting an AXA policy was easy and the customer service team was responsive. However, reviews on the claims process was more mixed, with spotty communication and long wait times. 

See how AXA travel insurance compares to top travel insurance providers.

AXA Assistance USA vs. AIG Travel Guard

When comparing AXA to Travel Guard , we'll look at the coverage levels from their mid-tier plans, the Silver plan and Travel Guard Preferred plan, respectively.

With Travel Guard Preferred plan, you'll get:

• Trip cancellation coverage up to $150,000
• Trip interruption coverage up to $225,000
• Emergency medical coverage of $50,000
• Coverage for baggage loss, theft, or damage up to $1,000
• Travel delay coverage of up to $800

Comparing those Travel Guard coverages with AXA's Silver plan, you'll see that AXA's coverage limits are a bit higher. With AXA's Silver plan you'll get $100,000 in emergency medical coverage, for example. And the baggage loss coverage limit is up to $1,500.

If you're looking for greater coverage limits, AXA makes the most sense in this scenario. But premiums will also vary based on factors like the traveler's age, trip destination, and trip cost. So you'll have to run your own numbers to make a final decision.

Read our AIG Travel Insurance review here.

AXA Assistance USA vs. Allianz Travel Insurance

Allianz Travel Insurance provides single-trip and multi-trip insurance for travelers who want to go abroad for an extended period of time. And, like with all insurance, the various plans have varying degrees of coverage.

Allianz Travel Insurance's most popular single-trip option is the OneTrip Prime plan, which offers:

• Trip cancellation coverage up to $100,000
• Trip interruption coverage up to $150,000
• Emergency medical coverage for $50,000
• Coverage for baggage loss, theft or damage up to $1,000
• Travel delay coverage up to $800

Looking at AXA's mid-tier Silver plan, you'll see that, again, AXA offers more coverage for emergency medical and baggage loss, theft, or damage than Allianz Travel Insurance. That said, if cost is an essential factor for you, you'll have to get quotes using your personal trip information to make an informed decision.

Read our Allianz Travel Insurance review here.

AXA Assistance USA vs. Credit Card Travel Insurance

Already have a great travel credit card, like the Chase Sapphire Reserve or American Express Platinum? Some of the standard coverages, such as rental car insurance, may be included in the card you already have. It's a good idea to research the terms of your credit card's travel protection before purchasing a separate travel insurance policy.

If you're driving to your destination and don't have any non-refundable trip expenses, the coverage from your credit card may be enough. Another time it might work is if you have health insurance covering you while abroad and you're in good health without worrying about possible medical costs.

It's essential to remember that credit card coverage is usually secondary. This means you'll have to file a claim with the other applicable insurance before filing a claim with your credit card company.

Read our guide on the best credit cards with travel insurance here.

Why You Should Trust Us: How We Reviewed AXA Assistance USA

We researched AXA by evaluating its travel insurance plans compared to other plans from the top travel insurance companies. The aspects we looked at included, but were not limited to, different coverage options, claims limits, what is covered, available add-ons, and extra services for policy holders.

What's important when choosing a policy isn't just the price — it's making sure you're getting adequate coverage that meets your needs without breaking the bank. Filing a claim should also be easy and stress-free if you ever have to use your policy.

Read more about how Business Insider rates insurance products here.

AXA Assistance USA FAQs

If you're diagnosed with COVID-19 before a trip and need to cancel, AXA may cover your expenses. Additionally, a COVID-19 diagnosis during a trip may be covered under AXA's medical expense, trip interruption, and trip delay benefits. Be sure to review your policy to ensure coverage details. 

While you may extend your coverage in certain circumstances, such as extended hospitalization, and update your travel dates prior to your departure, you can't extend AXA travel insurance plans while you're traveling. 

AXA's Gold and Platinum plan cover pre-existing medical conditions as long as you purchase your policy within 14 days of your initial trip deposit. AXA's Silver plan does not cover pre-existing conditions and has a 60-day look-back period. 

You can download AXA claims forms on its website and email them to [email protected].

AXA isn't the most flexible travel insurance company and isn't great at specializing, but it offers comprehensive general coverage. Its prices aren't significantly more expensive or cheaper than its competitors.

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