go travel 673

Welcome to BTSSS!

Veterans portal.

The Internet Explorer (IE) browser has been detected and is no longer supported by Microsoft Dynamics/Beneficiary Travel Self-Service System.

Please use another browser (e.g., Chrome, Edge or Safari) and try again.

Thank you for using the Veteran Portal to submit your travel claim to the Beneficiary Travel Self Service System (BTSSS).

In order to access the BTSSS interface you must log in using:

If you are a JAWS user, please refer to the JAWS Job Aid before using BTSSS.

Announcements

Claims approved for payment within this system are designed to use electronic funds transfer (EFT) to your checking/savings account or VA debit card. If your EFT information is not on file with Veterans Health Administration (VHA) Financial Management System (FMS) your approved payment may be delayed until the information is provided to process your claim or adjustments are made to allow for temporary payment by check. If you currently receive other benefit payments by EFT from the Veterans Benefits Administration (VBA) your EFT information is not on file with our system unless you have provided it previously to your local VA Medical Center. You can confirm if your EFT information is on file by reviewing your Veteran profile screen. If it is missing please contact your local BT office to update it. They will provide you with the necessary signature forms to have it added.

Facility for Payment

When entering claims, please identify the facility responsible for payment as the facility that provided your care or approved your care for care in the community. For example, if you submit a claim for care or services approved at a non-VA facility, you identify the care VA facility that authorized it as facility responsible for payment. In most situations this will be your preferred or home facility. If you receive care at a VA Community Based Outpatient Clinic (CBOC) this location will be available for selection as an associated facility of its larger parent VA Medical Center. You will see it when you select the location of your appointment.  

The Paperwork Reduction Act of 1995 requires VA to notify you that this information collection is in accordance with the clearance requirements of Section 3507 of this Act. We anticipate the time  expended by Individuals who must complete this form will average 10 minutes. This includes the time it will take to read instructions, gather the necessary facts and fill out the form. No person will be penalized for failing to furnish this information if it does not display a currently valid OMB control number. This information is collected under 38 CFR 70 and is intended to fulfill the need for Veterans and beneficiaries to claim Beneficiary Travel benefits and for VA to determine the individual’s eligibility for the benefit.

Privacy Act Information: VA is asking you to provide the information on this form under 38 U.S.C. Sections 111 to determine your eligibility for Beneficiary Travel benefits and will be used for that purpose. Information you supply may be verified through a computer-matching program. VA may disclose the information that you put on the form as permitted by law; possible disclosures include those described in the “routine use” identified in the VA systems of records 24VA19 Patient Medical Record-VA, published in the Federal Register in accordance with the Privacy Act of 1974. Providing the requested information is voluntary, but if any or all of the requested information is not provided, it may delay or result in denial of your request for benefits. Failure to furnish the information will not have any effect on any other benefits to which you may be entitled. If you provide VA your Social Security Number, VA will use it to administer your VA benefits. VA may also use this information to identify Veterans and persons claiming or receiving VA benefits and their records, and for other purposes authorized or required by law.

How to avoid the worst of jet lag and maximize your travel time

Jet lag is a problem for many travelers but there are some easy ways to adjust your body clock

LONDON -- It's the bane of many travelers: jet lag. Nobody wants to lose out because they're too tired to enjoy the delights of their vacation spot.

Here are some tips on how to handle jet lag, wherever you might end up.

Scientists define jet lag as the effect on the human body of traveling across different time zones. Our bodies have biological clocks programmed into almost every cell in the body, according to Sofia Axelrod, who studies circadian rhythms at Rockefeller University in New York.

“The clock is set by the 24-hour light and dark pattern,” Axelrod said. “Every morning when we wake up, specialized (light) receptor cells in our retina receive a daylight signal, which is transmitted to the brain and from there, the whole body.”

When we travel to another time zone, our eyes receive the daylight signal at a different time than usual, causing our internal clocks to reset. But that process can take awhile — and it’s during that adjustment period that we feel the effects of jet lag.

Yes, but that can come at a cost. Malcolm von Schantz, a professor who specializes in circadian rhythms at Northumbria University in Newcastle, said that flying in premium cabins where travelers can stretch out and properly rest, can ward off sleep deprivation, but he acknowledges that isn't an option for most people. Still, he said that timing your flights can help. For example, he suggests flying from Europe to North America during the day, so that it’s evening when passengers land and they can get a proper night’s sleep.

“If you take the evening flight instead, you’ll be woken up at midnight to be served breakfast and land an hour or two later, when both jet lag and sleep deprivation will hit you hard and simultaneously,” he said.

Von Schantz also said flying in newer models with a lighter frame, like the Airbus A350 or Boeing 787 Dreamliner, would help. That’s because those planes can maintain a more comfortable cabin atmosphere, which should help travelers feel less worn out by the end of their flights.

Experts say getting exposure to sunlight is critical to resetting your internal body clock. That can mean either avoiding morning sun or deliberately seeking it out, depending on where you’ve travelled from. Getting light in the morning will advance your body clock, while light exposure in the early evening will delay it. Naps are OK, but scientists warn against taking long siestas later in the day, as that might compromise your ability to sleep through the night.

Melatonin, a hormone that the brain naturally produces when the body thinks it’s night, can be helpful. But it’s not available everywhere and in some countries like the U.K. and France, a prescription is required. Von Schantz of Northumbria University said that one of the advantages of melatonin is that you can start taking it before your journey, to reset your internal clock quicker.

“If you’re in a part of the world where melatonin is available over the counter, you can combine the effects of light and melatonin to achieve the advance or delay (in your body clock) that you need,” he said.

Business travelers might want to consider arriving a day or two ahead of any important meetings or events, said Russell Foster of Oxford University, who has authored a book on circadian rhythms.

“You should just be aware that if you’re jet-lagged, you’re more likely to make unwise decisions, be less empathetic and unable to multitask,” he said.

Tourists might not need to be as alert as business travelers, but they should still be careful, he said. He advises tourists to get caught up on their sleep before doing anything potentially risky or that requires concentration, like driving.

Foster said he tries to maximize his light exposure when he arrives at a new destination to offset jet lag. But he also has a fallback strategy: coffee.

“I’m not suggesting it’s an ideal thing to do, but caffeine will help override the sleepiness and cognitive impairment you might be feeling as a result of jet lag,” he said.

The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Science and Educational Media Group. The AP is solely responsible for all content.

Trending Reader Picks

These regions could see more record-breaking heat

• Aug 21, 12:28 PM

Human bones found in Brooklyn park

• Aug 21, 3:00 PM

US births fell in 2023, CDC report finds

• Aug 20, 12:05 AM

Jennifer Lopez files for divorce from Ben Affleck after 2 years of marriage

• Aug 20, 7:22 PM

Key mediator Egypt expresses skepticism about the Gaza cease-fire proposal as more details emerge

• Aug 21, 10:36 AM

ABC News Live

24/7 coverage of breaking news and live events

• Marketplace
• Marketplace Morning Report
• Marketplace Tech
• Make Me Smart
• This is Uncomfortable
• The Uncertain Hour
• How We Survive
• Financially Inclined
• Million Bazillion
• Marketplace Minute®
• Corner Office from Marketplace

• Latest Stories
• Collections
• Smart Speaker Skills
• Corrections
• Ethics Policy
• Submissions
• Individuals
• Corporate Sponsorship
• Foundations

Delegates spend thousands to go to the Democratic National Convention

Share now on:.

• https://www.marketplace.org/2024/08/21/dnc-delegates-chicago-democratic-national-convention-costs-spending/ COPY THE LINK

Get the Podcast

• Amazon Music

Public school teacher Lindsey Tibke is one of 111 Washington state delegates to this year’s Democratic National Convention. She says she ran to protect her rights and bring knowledge about the convention process back to her district.

Tibke’s local party told potential delegates to budget around $5,000 for the trip — a cost that nearly discouraged her from running altogether. “It was something that I didn’t realize was a barrier for people wanting to get involved,” she said.

An estimated 50,000 people will convene in Chicago this week for the DNC, including party leaders, delegates, staffers, celebrity speakers, guests, journalists, content creators , volunteers and protestors. The four-day event is expected to generate millions for the local economy.

But for the nearly 4,500 delegates, who are elected by state or local party members to nominate a Democratic candidate and adopt a platform, the trip isn’t free.

Take hotel rooms: Each delegation has reserved hotel room blocks for the five-night stay. Tibke said Washington’s rooms cost each delegate $349 a night, for five nights, before tax. 

Other costs include flights and meals. And since delegates aren’t paid to attend, some may lose five days’ worth of wages. Local parties estimated each delegate will spend between $2,000 and $5,000 in all, according to their websites.

The last national convention, in 2020, was conducted virtually. One study showed Democratic delegates were “generally satisfied” with the digital format. So why spend all that cash to be in person?

When executed well, conventions serve as “pep rallies” that unite the party and introduce the presidential candidate to a wide audience, said John Jackson, a political science professor at Southern Illinois University and co-author of the 2020 survey.

In 2015, Jackson published longitudinal research that spanned from 1972 to 2008 — ten elections — assessing DNC and RNC delegate opinions. He said in-person conventions facilitate coalition-building that can be critical to campaign success.

“Being there in the hall, it’s a really unique atmosphere,” he said. “It’s like a huge football game crowd in a dome stadium, and it has some of that sports enthusiasm and it was a loss not to be able to do that, for both parties, in 2020.”

Ben Anderson, Utah’s youngest DNC delegate, said he’s most looking forward to meeting other passionate, excited party members at this year’s convention. After seeing the pre-planning stage for the delegate selection process as communications director for the Utah Democratic Party, he was inspired to run.

“It’s going to be really great to gather together and really celebrate our shared values and get ready for the general election,” said Anderson, who’s now a political consultant for statewide campaigns.

Despite his strong party ties, Anderson said he considered not running for delegate because of the cost barrier. Donations from friends and family members, as well as a scholarship from his local Young Democrats chapter, made the trip possible.

Lindsey Tibke, the teacher from Washington, also found a way to Chicago. Like many delegates, she set up a GoFundMe , which raised almost $2,000. (In 2016, DNC and RNC delegates crowdfunded roughly $385,000 through the platform .)

The National Education Association, Tibke’s union, covered her travel costs to and from the convention. She also received a $500 scholarship from an anonymous donor through the Washington State Democratic Party. In all, she expects to spend around $500 out of pocket.

“Because I found a way to make them work, the costs are absolutely going to be worth it,” she said. “This is going to be a really important and historic election, and I feel just really privileged to be a part of it.”

But she knows not everyone is so lucky.

“Democracy works best when more people are involved, and I want more people to be involved,” she said. “(The cost of being a delegate) is something that we need to have a conversation about.”

John Jackson won’t be making it up to Chicago for this year’s convention. But he was a delegate to the 1980 DNC. He said the $1,000 he spent to make the trip, meet other Democrats, and nominate President Jimmy Carter for reelection was “a very good investment.”

Stories You Might Like

A virtual DNC means Milwaukee loses revenue — and more

Goosebumps and tears on Hillary Clinton’s big night

Why do political parties still hold conventions? (Hint: $$$)

RNC’s sponsorship woes continue with failed Uber deal

The RNC and DNC painted very different pictures of the U.S. economy

An evening of seersucker and ‘malarkey’

There’s a lot happening in the world.  Through it all, Marketplace is here for you.  

You rely on Marketplace to break down the world’s events and tell you how it affects you in a fact-based, approachable way. We rely on your financial support to keep making that possible.  

Your donation today powers the independent journalism that you rely on . For just $5/month, you can help sustain Marketplace so we can keep reporting on the things that matter to you.  

Also Included in

• National convention

Latest Episodes From Our Shows

A tax deduction business owners love is set to expire at end of 2025

Democratic National Convention not the pick-me-up hoped for by Chicago area businesses

For most U.S. households, buying a home isn't within reach

The economics behind a new program protecting undocumented family members of U.S. citizens

407.796.2230   |   Email Us

Travel - all

• 2811 West State Rd. 434 Longwood FL 32779
• (407) 774-7730
• GOTRAVEL.COM

Founded in 1979, Go Travel is the leading privately owned travel agency brand in Central Florida. Our expert travel designers are highly trained and passionate about delivering unforgettable experiences to our clients. We specialize in tailor-made travel experiences, resort getaways, meetings and group travel, ocean and river cruises, and corporate travel management. In addition, Go Travel has dedicated departments including: special event VIP experiences, yacht/jet charters, golf journeys, and our luxury tour brand "The Collection".

Video Media

Rep/Contact Info

Julia Bales Reviczky

Julia bales reviczky vice president.

• Phone: (407) 774-7730
• Send an Email

Tell a Friend

Flight search

• Adults Remove adult 1 Add adult
• Children Aged 2-11 Aged 2 to 11 Remove child 0 Add child
• Infants In seat Remove infant in seat 0 Add infant in seat
• Infants On lap Remove infant on lap 0 Add infant on lap
• Premium economy

Find cheap flights from Russia to anywhere Close dialog These suggestions are based on the cheapest fares to popular destinations in the next six months. Prices include required taxes + fees for 1 adult. Optional charges and bag fees may apply.

• Saint Petersburg

Useful tools to help you find the best deals

Popular destinations from russia.

Frequently asked questions

Stow-N-Go 3-Tier Hanging Travel Shelves

or ValuePay ® of -1" class="mobile-display">

+ S&H and tax

Offer Details

† Offer is subject to credit approval. To qualify for this offer, you must make a purchase with your ShopHQ Credit Card within the first 30 days after opening your account. Only one offer per account. Please allow up to two billing periods after your purchase is made for the credit to post to your account. Account must be open, in good standing and not be delinquent.

†† Look for our Free Shipping and Special Savings offers on-air and online at ShopHQ.com. Offers are subject to credit approval.

Share this Product

Take your wardrobe on the road with the Stow-N-Go portable luggage system. Fitting snugly into your suitcase, this three-tiered portable closet with laundry compartment keeps your clothes neat and tidy for a more organized travel experience. Whether you're headed to a dream vacation or you're looking for something to organize that messy closet, these hanging shelves are just what you need.

• The Stow-N-Go Portable Luggage System keeps your clothes neat and tidy during all your travels
• 3-tiered luggage organizer with high-strength steel hooks
• Fits 15" suitcase and larger
• Zipper closure
• Dirty laundry compartment
• 100% polyester
• Small Measurements: 11.8" L x 11.8" W x 25.2" H
• Large Measurements: 11.8" L x 17.7" W x 25.2" H
• Accessories/Packaging Includes: 1 Stow'N'Go in your choice of color and large or small size (black only)
• Brand: Travel Fusion
• Material Content: Polyester
• Country of Origin : China

Product Disclaimer

Frame & Construction Luggage frames are most commonly made of aluminum, wood and/or durable molded plastic compounds. You want a lightweight inner frame that will ensure strength. When it comes to zippers, look for ones that are reinforced with taped seams to help prevent fraying. Also, double stitching ensures a smooth closure every time. A common misconception is that thick leather is the only material that prevents belongings from getting ruined during travel. However, this can make the suitcase very heavy and hard to move. Nylon is a nice alternative, as it costs less to manufacture and is sturdy enough to effectively protect your possessions.

Handles Most wheeled suitcases contain a telescopic pull handle, allowing you to adjust the height and conceal the handle when not in use. The handle should be sturdy and able to withstand pulling. Finding a suitcase with a locking handle will help keep it from bending due to weight pressure. Non-wheeled bags will most likely have hand and shoulder straps. Take note of the overall construction, as handles are typically connected with screws or rivets. Screws are much easier to replace if broken. You’ll also want to be comfortable with the bag, so make sure its handle has a soft/padded, sturdy grip.

Rolling Luggage If you don't want to carry your baggage, then rolling luggage is right for you. A common type is known as "spinner" luggage, which has four wheels instead of two. Having four wheels makes your suitcase more stable and easier to move through crowded areas. When looking for spinner luggage, wheels should be placed far apart and should attach deep into the bag's frame.

Item Added to Cart

Item added to your cart

The item is not available.

Item(s) added.

Stay in Touch

*You’re signing up to receive ShopHQ promotional email.

Manage Your Account

Get More with ShopHQ Card

• 800-884-2212
• Help & FAQs
• Returns & Exchanges
• Sell at ShopHQ
• Vendor Resources
• Meet Our Hosts
• Program Guide
• Channel Guide
• Items On Air
• How Did We Do?
• Rank Your Service Experience
• Company Overview
• Investor Relations
• Log In / Create Account
• Our Credit Card
• Your Email Preferences

Terms of Use | Privacy | Accessibility

©2024 ShopHQ . All rights reserved. All trademarks, service marks and logos are owned by or registered to IV Media, LLC All other product or brand names are trademarks of their respective owners.

For questions related to COVID-19, please visit our COVID-19 FAQ's .

+ - i'm experiencing a travel emergency. what should i do.

If you’re having a medical emergency, or if you’re the victim of a crime, first call local emergency services.

To get help anytime, Allianz Global Assistance customers can call 24-Hour Hotline Assistance .

• Within the United States, Canada, Puerto Rico and the U.S. Virgin Islands call toll free: 1-800-654-1908
• Outside of the United States, call collect: 1-804-281-5700
• Or, simply dial 0170 to reach an international operator. Say the number you wish to call, and you’ll be connected.

+ - Why do I need travel protection?

Travel is inherently risky, and so insurance can safeguard you from certain financial losses that often occur while traveling. If you have to cancel your beach rental for a covered reason, for example, trip cancellation/interruption benefits can reimburse you for your non-refundable, pre-paid trip costs (up to the amount of your plan limits). If your snowboarding gear gets stolen during your winter vacation, baggage loss/damage benefits can reimburse you for the loss. Depending on the plan you choose, travel insurance also can reimburse eligible medical costs in case of a covered medical or dental emergency; reimburse you for losses caused by a covered travel delay or baggage delay; protect you from paying for rental car damage or loss; and help in other situations as well.

Read more: Travel Insurance 101: How Travel Insurance Works

+ - Why do I need rental car insurance?

When you’re renting a car, even a tiny fender-bender can get really expensive. You may have to pay the deductible on your own collision insurance, as well as a loss of use charge from the rental car company — not to mention the higher insurance rates following an at-fault accident. The OneTrip Rental Car Protector  can cover costs up to $50,000 if a car you're renting is stolen or is damaged in a covered accident or while it's left unattended. There’s no deductible and no need to file a claim with your car insurance company. You also get trip interruption benefits and baggage loss/damage benefits up to $1,000.

(The  OneTrip Rental Car Protector  does not include liability insurance. Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/coverage may vary by state, and sublimits may apply.)

+ - What is included in non-refundable trip costs?

Non-refundable costs include pre-paid trip deposits/payments that would be lost if you had to cancel for a covered reason prior to trip departure. Some examples may include vacation rental costs, campground fees; rental car fees; tickets for tours or events; and hotel and airline ticket costs. Be sure to consult your travel suppliers to determine which costs are non-refundable for your particular trip, as cancellation policies vary.

+ - What do travel protection plans cover?

Depending on the plan you choose, travel insurance can provide benefits for a number of situations that may occur before or during your trip. These benefits may include:

• Trip Cancellation
• Trip Interruption
• Emergency Medical Transportation
• Emergency Medical / Dental
• Lost / Stolen / Delayed Baggage
• Travel Delay
• Change Fee Coverage
• Loyalty Program Redeposit Fee Coverage
• Rental Car Protection
• 24-Hour Hotline Assistance

For definitions of these terms, please  click here .

Note: Not all plans include each benefit listed here. Please see the Certificate of Insurance/Policy for terms, conditions, and exclusions.

+ - How do I know which travel protection plan to buy?

That depends on your budget, your destination and your specific situation. If your biggest worry is protecting your vacation investment in case of a last-minute cancellation or trip interruption, then you need a plan with trip cancellation/interruption benefits. If you’re more concerned about mishaps that occur while traveling — such as baggage loss or delay, or trip delays — look for a plan with post-departure benefits. And to protect yourself in case of a medical emergency while traveling, we recommend a plan that includes emergency medical and emergency medical transportation benefits.

Read more: Compare Travel Insurance: How to Pick the Perfect Plan

+ - Who is covered by my travel protection plan?

Your travel insurance plan covers only people who are named insured — that is, named in the plan. Family members and/or travel companions are not covered unless they’re named in your plan documents. If you purchase the  OneTrip Prime  or  OneTrip Premier  plan, kids 17 and under are covered free when traveling with a parent or grandparent (not available on policies issued to Pennsylvania residents). The AllTrips Premier plan also can cover an entire household on a single plan.

Read more: Who’s Covered By My Travel Insurance Benefits?

+ - Do travel protection plans cover pets?

Your travel insurance benefits do not cover pets. However, we include service animals (as defined by the Americans with Disabilities Act) in our definition of “family members,” so any benefits that apply to family members would also apply to service animals. Emotional support animals or therapy animals are not considered service animals by the ADA.

+ - Do travel protection plans cover pregnancy?

Travel insurance from Allianz Global Assistance does not cover losses resulting from normal pregnancy or childbirth, except as expressly covered under Trip Cancellation Coverage. Specifically, if you find out that you are pregnant after purchasing your travel insurance plan, that can be considered a covered reason for trip cancellation.

While normal pregnancy and childbirth are not covered, unforeseen pregnancy complications may be a covered reason for trip cancellation or interruption. The medical condition you’re experiencing must be disabling enough to make a reasonable person cancel their trip, and a doctor must advise you to cancel it. If your plan includes emergency medical benefits, your insurance may reimburse you for the cost of emergency medical care that you received for those covered complications while traveling.

Read more: Travel During Pregnancy: What Does Travel Insurance Cover?

+ - Does my health insurance cover me overseas?

Before traveling overseas, it’s wise to ask your health insurance provider if your coverage travels with you. Medicare generally does not offer coverage overseas, and hospitals in other countries often require cash payments up front. Also, very few health insurance companies pay for your medical evacuation back to the United States, as the U.S. Department of State explains . This is why it’s so important to have travel insurance with emergency medical and emergency medical transportation benefits.

Read more: Do I Need Travel Insurance If I Have Health Insurance?

+ - My destination requires proof of travel insurance. Can you help?

We're happy to provide a summary letter that describes your travel insurance plan benefits, also called Proof of Insurance. Click here to request Proof of Insurance  (please allow up to 48 hours for a response).

To make sure the information provided in the Proof of Insurance satisfies the requirements of your destination, we recommend that you or your travel advisor contact the nearest embassy or consulate of that country to confirm.

+ - I'm traveling overseas. Where can I find information about COVID-19 travel restrictions and other entry requirements for my destination?

Our interactive map shows current information on travel requirements and entry restrictions for international destinations, including COVID-19 testing, vaccination policies, necessary travel documents and quarantine periods. Check your destination’s entry requirements here. (Content is provided by Sherpa, an affiliated third party).

If your destination requires proof of travel insurance, we're happy to provide a summary letter that describes your travel insurance plan benefits, also called Proof of Insurance. Click here to request Proof of Insurance  (please allow approximately 48 hours for a response).

+ - Can travel insurance cover trip cancellation or interruption if I don't meet the COVID-19 entry requirements for my destination?

Failing to meet a country’s entry requirements, whether for COVID-19 or any other reason, is not a covered reason for trip cancellation or interruption. It’s the responsibility of the traveler to check international entry requirements before booking a trip.

Before you book, and before you travel, use our interactive map to see current information on travel requirements and entry restrictions for international destinations, including COVID-19 testing, vaccination policies, necessary travel documents and quarantine periods. (Content is provided by Sherpa, an affiliated third party).

+ - What can 24-Hour Hotline Assistance do for me?

You can call  24-Hour Hotline Assistance  anytime to reach a team of multilingual specialists who can help you with many types of travel problems, from reporting lost baggage to finding emergency medical providers. Our Hotline Assistance team has helped road-trippers locate a lost wallet and RVers find emergency boarding for their dog, among other feats. They can also help you replace passports and essential travel documents, refer you to legal assistance, secure cash from home in case of emergency, and may be able to guarantee payment when you need to be admitted to a hospital, if you have a covered medical emergency while traveling.

Read more: Secret Superpowers of the 24-Hour Hotline Assistance Team

+ - Am I able to change my flight through Allianz Global Assistance?

We can’t change your travel arrangements for you. Instead, call your airline, travel agent or other travel supplier. If you need help making alternate travel arrangements due to a covered trip interruption, travel delay or other covered situation, call 24-Hour Hotline Assistance .

+ - How do I call Allianz Global Assistance internationally?

You can call Allianz Global Assistance collect when traveling abroad. The easiest way to reach us is to download the free Allyz ® TravelSmart app . Or, simply dial 0170 to reach an international operator. Say the number you wish to call, and you’ll be connected:

• 1-866-884-3556 for customer service
• 1-804-281-5700 for 24-Hour Hotline Assistance outside the U.S.

Within the United States, Canada, Puerto Rico and the U.S. Virgin Islands, call toll free:

• 1-800-654-1908 for 24-Hour Hotline Assistance

+ - If I cancel my trip, do I get my money back?

Trip cancellation benefits can reimburse your prepaid, nonrefundable trip payments if you have to cancel your trip for one of the covered reasons stated in your plan documents. If a hurricane floods your beach house; if a family member falls ill right before your vacation; or if you fracture your ankle right before your golf getaway, those all can be covered reasons for canceling your trip and getting reimbursed.

Other examples of covered reasons may include: sudden covered medical emergencies; the birth of a family member’s child; the death of a travel companion or family member; financial default of a covered airline, cruise line or tour operator; legal separation or divorce; or jury duty. Some reasons for cancellation  aren't  covered, such as changing your mind about taking a trip or other things not named in your Certificate of Insurance/Policy.

If you cancel your trip for a covered reason, you must notify your travel supplier(s) within 72 hours of the cancellation. Not all plans include trip cancellation benefits. Please see the Certificate of Insurance/Policy for terms, conditions, and exclusions.

Read more: Trip Cancellation Insurance: Covered Reasons Explained

+ - Do you offer "cancel for any reason" travel insurance?

“Cancel for any reason” insurance is not available for purchase online. If you are interested in this type of travel insurance, please talk to your travel agent about your options.

+ - How do you determine the cost of travel protection plans?

The cost of travel insurance generally depends on a few key factors: the age of the traveler(s), the cost of the trip, and the level of coverage desired. The cost is not affected by your destination or your prior medical or claims history. There is a per diem cost for trips over 30 days in length.

Read more: What Factors Determine the Cost of Travel Insurance?

+ - Who provides the insurance for these programs?

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A-” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected].

+ - My travel plans have changed. How can I change my plan coverage dates?

We are happy to help you change your coverage dates to match your new trip dates. Your new return date must be within 770 days of when you purchased your policy.

If you have not already departed on your trip or filed a claim, you may update your plan through the online plan management tool .

If the travel dates have passed, and you have not started your trip or filed a claim, just send us the following information:

• Proof of cancellation for your existing trip, such a copy of the cancellation email[s] from your travel supplier, or screenshots from the supplier website.
• A copy of your new itinerary showing the traveler name[s], trip dates, and new total cost of your trip.

Forward your documents to [email protected] . Please include “Date Change Request” and your plan number in the subject line of the email. You can also fax the documents to (804) 673-1598. Please include your plan number on all documents. Once we receive these items, our team will review your request within 3-5 business days.

Please note, if your trip cost or duration changes, the cost of your travel protection plan may also change. We will let you know if that is the case.

If your trip is extended because of a covered travel delay, trip interruption, medical emergency or other covered reason, you don’t have to request a change to your coverage dates. We will extend your coverage period until the earlier of when you are able to return home or to your point of origin, or until you arrive at a medical facility for further care following a medical repatriation or trip interruption.

+ - Can I change the details of my insurance plan?

As long as you have not already departed on your trip or filed a claim, you may be able to change certain details (such as adding trip costs). For fastest service, visit our  online plan management tool .

+ - How do I get another copy of my policy documents?

You can request an additional copy of your policy documents by visiting our online policy management tool .

+ - How do I know what my coverage limits are?

Refer to your plan documents for all the details of your plan, including benefits, coverage limits, covered reasons for trip cancellation/trip interruption and exclusions. Benefit limits are listed on the Declarations page.

+ - How do I access my plan documents?

When you purchase your plan, we’ll email you your plan documents. You can obtain an additional copy by visiting our  online plan management tool . For full mobile access to your plan, download the free Allyz ® TravelSmart app .

+ - How do I cancel my travel protection plan?

For the fastest service, you can cancel your plan by visiting our  online plan management tool . For a full refund of your premium, you must cancel within 15 days of your plan purchase (depending on your state of residence) and must not have filed a claim or departed on your trip. Premiums are non-refundable after this period.

+ - What should I do if I'm having a technical issue with your website?

Please let us know! On the Contact Us page, select "Technical issue with the website" from the drop-down menu. Let us know which page you were on and describe the issue (e.g. the page did not load properly, you received an error message, etc.).

+ - How do I file a claim?

The fastest and easiest way is to file a claim on our website . To get started, you'll need your email address or policy number, as well as your departure date or policy purchase date.

Documentation to support your claim is required before a claim examiner can review your claim. Find a list of supporting documents you may need here . Once you have filed your claim, you will receive a confirmation email.

You can also use the free Allyz ® TravelSmart app to file a claim . Or, email us at [email protected], fax your claim to us at 804-673-1469, or mail it to:

Allianz Global Assistance P.O. Box 71533 Richmond, VA 23255-1533

Please include your name and policy number with any documentation submitted by mail or fax. Processing times may be longer than for claims submitted online.

After your claim has been submitted, you can check your claim status 24 hours a day by visiting our online claim management tool or using the Allyz TravelSmart app. You can get help filing or checking a claim anytime by calling customer service at 1-866-884-3556.

For more details on the claims process, click here .

+ - How do I check on the status of a claim?

For the quickest service, check the status of your claim online or in the free Allyz ® TravelSmart app . You also can reach customer service by calling 1-866-884-3556.

+ - How long will it take for my claim to be reviewed?

The time required to process a claim depends on the type of claim, the circumstances of the claim and the documentation required. We'll begin processing your claim once we receive your claim form and all the required supporting documentation . If we have to request more documents or more information, then the claim processing time will be extended.

For the fastest service, please submit your claim and all documentation on our website or in the Allyz ® TravelSmart app . Claims submitted by email, mail or fax may take longer to process.

+ - How long does it take to receive payment for a claim?

The timeline for receiving payment for a claim depends on two things: the time required to process your claim (see above) and the payment method you choose. We recommend choosing debit disbursement (sending money to your debit card electronically) or direct deposit (sending money to your bank account electronically) as your payment option, if your claim is eligible.

• If you're filing online, select debit or direct deposit on the payment info page.
• On the phone, ask Customer Service to select debit or direct deposit for your reimbursement.
• If you're submitting a claim via email, mail or fax, mark debit or direct deposit on the claim form.

If your claim is eligible for payment, debit disbursements may be received immediately, the next day, or within two to five business days, depending on your bank's processing times. Direct deposit takes two to five business days, based upon bank processing times.

We can also mail you a check if you'd prefer, but please note that it can take 10 to 14 days to receive it.

+ - Where do I find a list of all the required claim documents?

On the Required Documents page , select your claim type to see a list of the documentation that may be required to support your claim. For the fastest service, please gather these documents before you start your claim.

In some cases, your claims examiner may ask you to submit an additional piece of documentation that's not included in this list. If you have questions about the documents you need to submit, please call us at 1-866-884-3556.

+ - If my claim is approved, can I receive the payment electronically?

Whether you file a claim online or offline, you will have the option to select direct deposit/ACH or debit disbursement to receive your claim payment. On the phone, ask Customer Service to select debit or direct deposit for your reimbursement.

Depending on the nature of your claim, you'll see the payment originating from AGA Service Company or Jefferson Insurance Company .

+ - Are there limits on electronic claim payments?

Payments can only be made in US dollars. There is a $10,000 maximum limit for debit disbursements ($50,000 per month). If you select electronic payment and your refund is over the maximum limit, then we will mail you a check. Please allow 10-14 days for it to arrive.

+ - Can I receive a claim payment on my credit card? Can I receive claim payment to a business account or to multiple accounts?

We cannot make claim payments to a credit card or a prepaid card at this time. Additionally, we unfortunately cannot send claim payments to a business account or split claim payments among multiple bank accounts. The total claim payment will need to go to one personal account.

+ - Why do I have to provide my email for claim processing?

Email addresses are required for all electronic payments in order to electronically send your explanation of benefits. If you don’t have an email address, or choose not to provide it, we’ll mail you a check.

+ - I opted to receive electronic payment, but I received a check. Why did this happen?

Even if you've selected electronic reimbursement, we may instead mail a check if:

• Your claim reimbursement amount exceeds the maximum limit for electronic disbursement.
• There was an error in the electronic payment details (e.g. account or routing number).
• There was a processing error with the bank.
• You did not enter an email address.

+ - Can I change my preferred payment option?

Please call customer service at 1-866-884-3556. If your claim payment has not already been processed, we will happily update it for you.

+ - How can I make the claims process go smoothly?

To help us process your claim as quickly and efficiently as possible, please gather all the requested documentation and information before you begin filing your claim. You’ll need to describe what happened, provide exact dollar amounts for each of your losses, and include documentation, such as receipts or doctor’s notes, to support your claim.

Watch a quick video that shows you how to file a claim .

Learn more about how the claims process works .

+ - Why do I need to submit documentation?

Supporting documentation helps us to verify your claim, and it is required in order for us to assign your claim to an examiner. The documentation required depends on your claim type and reason. It may include photos, receipts, communications, and invoices from your travel suppliers, medical records, police reports, etc. To see examples of what might be required for your claim, please see the Required Documentation page .

Remember, we’re always here to help you navigate the claims process! Call Customer Service anytime at 1-866-884-3556.

+ - How do I upload additional documentation for my claim?

If you don't have all your documents at the time of filing, that's OK! You can start your claim and come back later to add documents. Click Check a Claim to look up your claim and add documentation. Please remember that your claim can't be processed until all required documentation has been submitted.

Submitting documents online will result in the fastest claim processing. If you are unable to upload your documents, you may also send them by:

• Email: [email protected]
• Fax: 804-673-1469
• Mail: Allianz Global Assistance Claims Department, PO Box 72031, Richmond, VA 23255

Please include your claim number on any documentation submitted at a later date.

+ - When do I have to turn in my documentation?

Supporting documentation helps us to verify your claim, and it is required in order for your claim to be assigned to an examiner. For the fastest processing, please submit your documentation at the time of filing. If you need more time to gather your documentation, you can start your claim online, then come back at any time to add documents. We ask that you notify us of your claim within 90 days of the date of loss or as soon as reasonably possible (except as otherwise allowed by law).

+ - Why was my claim denied?

If your claim has been denied, a claim examiner will provide the reason specific to your situation. Some common reasons for claim denials:

• Your claim reason does not meet the requirements stated in your plan documents
• Your claim reason is listed under "General Exclusions" in your plan documents

It's important to read your plan documentation before you travel or file a claim to understand what is and is not covered. If you have questions about why your claim was denied, please call Customer Service at 1-866-884-3556.

Read more: 5 Reasons Your Trip Cancellation Insurance Won’t Cover You

+ - Does it matter if I file a claim by mail, by fax or electronically?

For the fastest processing, we recommend filing your claim online. However, the manner in which you submit your documentation does not affect the outcome of your claim. You can also file a claim via email, mail, fax or phone.

+ - What do I do if I receive both a refund from my travel supplier and a reimbursement from Allianz Partners?

If you receive additional reimbursement for this claim, please contact our Recovery Department and reference your claim number in your correspondence. Unless prohibited by law, you may be required to return excess funds if they exceed your total amount of loss. We and your plan's underwriter(s) each reserve our respective rights, remedies, and defenses under this plan and applicable law.

Recovery Department PO Box 72032 Richmond, VA 23294 [email protected]

Pre-Existing Medical Condition Coverage

+ - what is a pre-existing medical condition.

We define a pre-existing medical condition as an injury, illness, or medical condition that, within the 120 days prior to and including your plan purchase date:

• Caused a person to seek medical examination, diagnosis, care, or treatment by a doctor;
• Presented symptoms; or
• Required a person to take medication prescribed by a doctor (unless the condition or symptoms are controlled by that prescription, and the prescription has not changed).

The illness, injury, or medical condition does not need to be formally diagnosed in order to be considered a pre-existing medical condition.

+ - If I have a pre-existing medical condition can I still purchase travel protection?

Yes. If your plan includes the Pre-Existing Medical Condition Exclusion Waiver, you may be covered for losses due to a pre-existing medical condition if you meet all the following requirements:

• Your plan was purchased within 14 days of the date of the first trip payment or deposit;
• You were a U.S. resident when the plan was purchased;
• You were medically able to travel when the plan was purchased; and
• On the plan purchase date, you insured the full non-refundable cost of your trip with us. This includes trip arrangements that will become non-refundable or subject to cancellation penalties between the plan purchase date and the departure date.

If you incur additional non-refundable trip expenses after you purchase your plan, you must insure them with us within 14 days of their purchase. If you do not, those expenses will still be subject to the pre-existing medical condition exclusion. Coverage limits may vary based upon your chosen plan. Please see your Certificate of Insurance/Policy for terms, conditions, and exclusions.

Even if you don't purchase protection that covers existing medical conditions, or if you don't meet the requirements for that coverage, you can still purchase travel protection; just be aware that any loss due to an existing medical condition will be excluded.

Covered Suppliers

+ - what is supplier default.

Some travel protection plans include supplier financial default as a covered reason for trip cancellation and trip interruption. This means a covered supplier — such as a tour operator, airline, or cruise line — ceases all operations due to its financial condition, with or without filing for bankruptcy. Coverage applies to non-refundable payments and deposits you made before your trip was canceled, less any published refunds you're entitled to receive.

+ - How do I determine if I have supplier default coverage?

Please review your plan's terms, conditions and exclusions to see if the financial default of a travel supplier is listed as a covered reason for trip cancellation and trip interruption. To be eligible, the following conditions must apply:

a. Your plan was purchased within 14 days of the date of the first trip payment or deposit;

b. The cessation of operations occurs more than seven days after your plan’s Coverage Effective Date;

c. Your plan was not purchased directly through the tour operator, airline, or cruise line ceasing operations, or an affiliate of that entity; and

d. The tour operator, airline, or cruise line was included in our list of covered suppliers on your plan’s Coverage Effective Date. A list of these covered suppliers can be found by clicking  here .

Share this Page

• {{errorMsgSendSocialEmail}}

Coverage Alerts

Please feel free to contact us with any questions or comments:

1-866-884-3556

Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at  800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or [email protected] .

Return To Log In

Your session has expired. We are redirecting you to our sign-in page.

טיפוס הרים: איך לטפס מהר  מאת: מיכה יניב

לטפס מהר זו מיומנות חשובה בהרים, על שלג, קרח וגם על מסלולים ארוכים של סלע כמו שיש לנו בסיני ובירדן, אבל לא רק שם. היכולת לנוע במהירות ובצורה חלקה ובטוחה על סלע תלול חשובה לתחושת הביטחון ולהנאה מן התנועה עצמה. כבונוס, היא גם חוסכת באנרגיה.  לטפס במהירות זה לא כמו לטפס מסלולים קשים יותר, והמהירות אינה תלויה באופן ישיר בחוזק האצבעות או פלג הגוף העליון (אם כי הם עשויים לעזור). לא, לנוע מהר על סלע זה בעיקר בראש וזו מיומנות הניתנת ללמידה ואימון בקלות יחסית..

• כדאי לזוג קבוע שתהיה חלוקת תפקידים ברורה, למשל, זו שמובילה ראשונה מסדרת את ציוד ההובלה, ובאותו זמן בת הזוג שלה מכינה את החבל.
• כשאת מגיעה לתחנה, אל תעצרי "לרגע" לנוח. הכיני את התחנה, קחי את כל הסלאק בחבל והכניסי את החבל לאמצעי החיכוך. תוכלי לנוח כשבת הזוג מנקה. 
• מייד כשהמובילה מכריזה אוף ביליי, השנייה יכולה לארוז את התיק, אפילו לפרק חלק מן התחנה (לא בהנגינג ביליי) ולנעול את הנעליים. המטפסת השנייה צריכה להיות מוכנה, עם נעלים ותיק על הגב כשהקריאה "טפסי" מגיעה.
• שימוש באמצעי חיכוך ננעל אוטומטית כמו גיגי, גלובוס, טוקן, ATC-guide ואחרים דומים להם, מאפשרים למובילה שיושבת בתחנה לסדר את החבל, להכין את ציוד ההובלה להעברה לחברתה לפיץ' הבא ואולי לכרסם משהו.  
• שלוקר במקום בקבוקי מים מאפשר לשתות בזמן שמאבטחים, מסדרים ואפילו בזמן הטיפוס.

ההצעות שלנו לטיולים וחופשות

אם זה שם, זה פה.

מגזינים שנשלחו, שאלות ותשובות, כותבים באתר.

Before long, you head down to the lower-level dining room for a hot breakfast that leaves you feeling the warm glow of satisfaction. Buzzing with excitement, you sit back with your new friends and enjoy the view. Then, just when you thought you couldn't get any closer to nature, you visit the exclusive viewing platform and step into the great outdoors. The fresh air washes over you and you feel an incredible sense of peace and contentment.

When lunchtime arrives, you head back down to the dining area where Executive Chefs have designed an à la carte menu using seasonal ingredients. You chat to fellow travelers from all over the world as you sample an exquisite three-course meal. When you return to your seat, your host recounts historic tales of the Rocky Mountains and you enjoy gourmet snacks.

You gaze out at passing wildlife as the train ascends to the breathtaking heights of the Canadian Rocky Mountains. When the day slows and the sun goes down, you are transported to your hotel to rest in comfort, and emerge fresh and ready for tomorrow's wonders.

Time for bed. After a perfect day on the train, with all senses stimulated, you'll be ready to close your eyes and dream about all you've seen. Each night, you can enjoy the comfort and class of one of Rocky Mountaneer's preferred hotels in each of their beautiful destinations. That way, you can explore the region's cosmopolitan cities and picturesque towns without giving up a single minute of your beauty sleep. After all, you will want to be awake and alert onboard, so you don't miss a moment of the magic unfolding beyond your window.

Click below to make an inquiry online. Or call (407) 774-2229 to speak with a specialist.

We do the planning for you

Let's book the vacation of your dreams!

Call 888-828-7633

Our Background

We are people who are well-versed in the fun and rigors of traveling. Our travel agency came together to help other people plan and book their dream vacations. We have over 15 years of travel planning between us!

Our Services

Whether you're looking for a cruise, plane tickets, accommodations, or the whole package, we have you covered. Simply tell one of our specialists where you want to go, and we'll help you figure out the rest. We work directly with other companies to get the best deals.

Satisfaction Guaranteed

While working with us, we want you to be completely happy with the experience. If you have questions about us, our services, get in touch! We hope you continue to book with us for many years to come. 

Meet the Team

Travel specialist.

Nothing has brougth me more ecitement and joy than travel.  I have seen great sights and met amazing people in my travels.  I strongly suggest you get out and see the world.  Call me today at 888-403-0297.

Destination

We can help you with your global destination.

Ready Set Go

Pack your bags and let's travel.

Drop us a line!

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Better yet, see us in person!

We love our customers, so feel free to visit during normal business hours.

Go Travel Dude

Copyright © 2024 Go Travel Dude - All Rights Reserved.

Powered by GoDaddy

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.