hdfc travel insurance india

Easily Organize, Claim and Renew Insurance!

Know About Car Insurance

Compare Car Insurance

Know about Car Insurance

• Third Party Car Insurance
• Comprehensive Car Insurance
• Standalone Own Damage Car Insurance
• Zero Depreciation Car Insurance
• Taxi Car Insurance
• Used Car Insurance

Insurance Knowledge

• Car Insurance Companies
• Car Insurance Premium Calculator
• Car Insurance Claim Process
• Buy, Compare or Renew Car Insurance
• Cashless Garage
• Car Insurance Blogs

Read Our Blogs

Find Advisor

Know About Bike Insurance

Compare Bike Insurance

Know about Bike Insurance

• Third Party Bike Insurance
• Comprehensive Bike Insurance
• Zero Depreciation Bike Insurance
• Add On Cover
• Stand Alone Own Damage
• Bike Insurance Companies
• Bike Insurance Claim Process
• Bike Insurance Premium Calculator
• Buy, Compare & Renew Bike Insurance
• Bike Insurance Blogs

Know About Health Insurance

Compare Health Insurance

Know about Health Insurance

• Health Insurance Plans
• Family Health Insurance Plans
• Senior Citizen Health Insurance
• Critical Illness Insurance
• Mediclaim Policy
• Coronavirus Health Insurance
• Health Insurance Tax Benefit
• Health Insurance Companies
• Health Insurance Claim Process
• Buy, Compare or Renew Health Insurance
• Health Insurance Blogs

Know About Life Insurance

Compare Life Insurance

Know about Life Insurance

• Term Insurance Policy
• Money Back Policy
• Endowment Policy
• Life Insurance Companies
• Life Insurance Premium Calculator
• Compare & Buy Life Insurance plan
• Human Life Value Calculator
• Life Insurance Riders
• Life Insurance Blogs

Raise A Claim

HDFC ERGO Travel Insurance – Benefits, Coverage, Reviews & More

HDFC Ergo General Insurance Company is a joint venture between some of the leading names in the financial sector. The company is jointly owned by HDFC Limited and ERGO International AG. HDFC Limited is a housing finance company which is quite reputed in India and ERGO international AG is the insurance component of the Munich Re Group. Thus, both the companies have tremendous expertise in insurance and finance as a result of which HDFC Ergo offers various attractive general insurance policies. Travel insurance policies are also offered by the company which provides coverage when you are travelling.

Let’s understand HDFC Ergo travel insurance plans in detail.

Why choose HDFC Ergo travel insurance?

HDFC Ergo travel insurance plans have a definite edge over other policies because of the following reasons

• HDFC Ergo enjoys the trust of more than 1 crore individuals and is, therefore, a trusted and a reputed company
• The company provides its customers with 24*7 support for any type of query or feedback that they might have
• HDFC Ergo travel insurance offer you the benefit of paying premiums per day of travel ensuring that you do not pay additional premiums
• No pre-entrance medical check-ups are needed to buy HDFC Ergo travel insurance plans
• You can buy any HDFC Ergo travel insurance policy online without getting involved in unnecessary paperwork. HDFC Ergo provides complete online assistance when it comes to buying travel insurance policies
• The company has an in-house claim settlement department which makes it easier and convenient for you to get settlement of your travel insurance claims
• In case of medical contingencies faced when travelling, you can avail cashless treatments at across more than 8 lakhs hospitals over the world which are tied-up with HDFC Ergo

Types of HDFC Ergo travel insurance plans

HDFC Ergo offers a range of travel insurance policies for different types of trips that you might undertake. The list of HDFC Ergo travel insurance plans is, therefore, as follows

• HDFC ERGO Individual travel insurance plan

This policy covers a single individual travelling to another destination. The policy has the following features

• There are destination specific individual travel insurance policies. These policies are Asia plan, Schengen countries plan, worldwide plan excluding USA and Canada and worldwide plan including USA and Canada
• You can buy a single trip policy or an annual multi trip policy covering multiple trips taken during a year
• Foreign nationals who are working in India and drawing their salary in INR can be covered under the policy
• Even foreign individuals who are living in India can be covered
• There are four plan variants of Silver, Gold, Platinum and Titanium under single trip plan

Coverage benefits under HDFC ERGO Individual Travel Insurance Plan

Coverage under individual travel insurance plans is provided for the following

• Cashless treatments at networked hospital in case of medical emergencies
• Emergency dental treatments necessitated due to an injury or accident
• Medical evacuation to the nearest hospital for treatments
• A daily cash allowance if you are admitted to the hospital for 24 hours or more
• Repatriation of the dead body back to the resident country in case of death
• Coverage against accidental death
• Coverage against permanent disability
• Loss of baggage and personal documents
• Delay or loss of checked-in-baggage
• Coverage against liability faced in case of third party damages in a foreign country
• Emergency cash assistance in case of theft or robbery
• lAllowance for hijack of your flight
• Coverage for flight delay
• Coverage for extension of hotel stay due to unavoidable circumstances

Exclusions under HDFC ERGO Individual Travel Insurance Plan

Though individual travel insurance plans provide a comprehensive list of coverage features, the following would not be covered under the policy

• Medical contingency suffered due to criminal acts
• Medical emergency suffered due to alcohol consumption, drug usage or use of any other intoxicating substance
• Any treatments which are caused due to pre-existing illnesses
• Any type of cosmetic treatment or treatment related to weight management
• Medical emergencies suffered due to suicide, attempted suicide and self-inflicted injuries
• Injuries suffered due to participation in adventure sports or hazardous activities

Eligibility criteria of HDFC ERGO Individual Travel Insurance Plan

• HDFC ERGO Family Travel Insurance Plan

A family travel insurance policy covers you along with your family members under the same plan. The features of the plan are as follows –

• All travelling family members are covered under a single travel insurance policy which includes self, spouse and up to two dependent children
• You can choose an annual multi trip policy for the whole family if you take regular trips. Alternatively, you can also choose a single trip policy covering one specific trip which you undertake with your family
• There are four coverage variants and the sum insured and coverage benefits vary across each variant
• In case of business professionals, their spouse and dependent children can be covered under the policy

Coverage under HDFC ERGO Family Travel Insurance Plan

Family travel insurance plan covers both medical as well as non-medical emergencies suffered by any family member while on the trip. The plan allows coverage for the following instances

• Medical treatments due to an emergency
• Medical evacuation
• Costs incurred in undergoing an emergency dental treatment due to an injury suffered
• Hospital cash allowance benefit if you are hospitalised for a period of 24 hours or more. This benefit is paid per day of hospitalisation
• Repatriation of mortal remains if the insured member dies on the trip
• A lump sum benefit is payable in case of accidental death or permanent disablement suffered by any insured member
• If you or your family members cause any third party damage, the liability that you face would be covered under the policy
• Loss or delay of your checked-in-baggage
• Loss of personal belongings and important documents while on the trip
• Hijack distress allowance on a per day basis if your flight is hijacked

Exclusions under HDFC ERGO Family Travel Insurance Plan

The following are instances which are not covered under a family travel insurance policy

• Any act which breaches the law
• Any contingency suffered due to alcohol or substance abuse
• Contingency suffered due to participation in adventure sports
• Cosmetic treatments
• Any type of obesity related treatments
• Attempted suicides and self-inflicted injuries
• Illnesses which occur due to pre-existing diseases or conditions

Eligibility criteria of HDFC ERGO Family Travel Insurance Plan

• HDFC ERGO Student Travel Insurance Plan

A student travel insurance policy is specifically designed for students who go abroad for higher studies. These policies have coverage benefits which are needed by students. The salient features of the student travel insurance plan offered by HDFC Ergo are as follows

• There are two types of policies offered under this category – worldwide excluding USA and Canada and worldwide coverage
• The scope of coverage is quite extensive and the premiums are also affordable
• Resident Indian students can buy this policy if they are going abroad for higher education
• There are five plan variants of Standard, Bronze, Silver, Gold and Platinum
• Add-on covers are also available under the plan at an additional premium

Coverage features of HDFC ERGO Student Travel Insurance Plan

HDFC Ergo student travel insurance plans have the following coverage benefits

• Cashless treatments at networked hospitals in case of emergency medical contingencies
• Coverage against dental treatments required in case of injuries
• Medical evacuation by air or surface to the nearest hospital for treatments
• Repatriation of the dead body in case of death of the student
• Coverage against accidental death and permanent disability suffered abroad
• Delay in receiving the checked-in-baggage or loss of the baggage altogether
• Personal liability faced due to any third party damage caused by the student
• Coverage against bail money if the student is imprisoned abroad
• Coverage against study interruption if the student falls sick which results in a prolonged hospital stay of is an immediate family member dies. In such cases, the tuition fee is paid as compensation
• Payment of tuition fee if the sponsor of the student dies and the student is unable to meet the education costs
• Coverage for compassionate visit of a family member if the student falls sick abroad. The cost of return fare tickets is paid as claims
• Coverage for getting a new passport in case of loss of the earlier one

Additional coverage features of HDFC ERGO Student Travel Insurance Plan

By paying an additional premium, you can avail coverage for the following instances too

• Medical expenses incurred on an inpatient basis due to pregnancy
• Treatment costs incurred for treating mental disorders, nervous disorders, drug dependency and alcohol addiction
• Costs of cancer screening and mammography exams
• Daily allowance payable for child care benefits for up to 7 days

Exclusions under HDFC ERGO Student Travel Insurance Plan

A student travel insurance plan offered by HDFC Ergo excludes the following instances of claims

• Self-inflicted injuries, suicides or attempted suicides
• Acts of criminal nature and their consequences
• Claims arising due to alcohol or drug abuse cases
• Pre-existing illnesses and their complications are not covered
• If the student participates in any hazardous activities or adventure sports, any resulting emergencies would not be covered
• Cosmetic and weight management treatments are not covered
• Pregnancy expenses would be covered only after a waiting period of 10 months

Eligibility criteria of HDFC ERGO Student Travel Insurance Plan

• Frequent Flyers Insurance Plan

This is an annual multi-trip policy which is suitable for individuals who travel frequently during a year for their work related needs. The features of the policy are as follows –

• You can avail cashless treatments at a vast network of hospitals all around the world as they are tied-up with HDFC Ergo
• Unlimited number of trips are covered under the policy and one trip should not exceed 45 days
• The plan has two coverage variants of Gold and Platinum

Coverage under frequent flyers insurance plan

The frequent flyers insurance policy covers the following types of claims

• Medical emergencies suffered while on the trip
• Emergency medical evacuation
• Emergency dental treatments due to an injury
• Daily cash allowance benefit in case of hospitalisation
• Medical repatriation and repatriation of mortal remains
• Accidental death and disablement
• Loss of baggage
• Loss of personal documents
• Delay of checked-in-baggage
• Loss of checked-in-baggage
• Personal liability for causing any third party damage
• Emergency financial assistance due to loss of funds to theft, robbery or dacoity
• Hijack distress allowance if the flight is hijacked
• Hotel accommodation in case of extension of the trip due to unavoidable circumstances
• Delay of flight and the consequences thereof

Exclusions under frequent flyers insurance plan

The frequent flyers insurance policy does not cover the following types of claims –

• Claims made for pre-existing illnesses
• Claims made for any activity which is illegal and criminal in nature
• Claims suffered because of being under the influence of alcohol and/or drugs
• Any type of cosmetic and obesity related treatments which are not medically necessary
• Claims suffered because of participation in adventure sports
• Claims suffered due to self-inflicted injuries or suicides

Eligibility criteria of frequent flyers plan

How to buy HDFC Ergo Travel Insurance plans?

You have various options to buy HDFC Ergo travel insurance plans. These options are as follows

• Through HDFC Ergo’s branch HDFC Ergo General Insurance Company has a widespread network of branches all over India. You can locate the branch office of the company in your city and visit the nearest branch to buy the policy. Visit the branch, avail an application form, fill up the form and submit it with your documents and premium amount. The application process would be done. The company would, then, assess your application and issue the policy at the earliest.
• Through HDFC Ergo’s insurance agent HDFC Ergo also has a network of insurance intermediaries who sell the company’s policies. You can find and approach an agent of the company and apply for HDFC Ergo travel insurance plans from him/her. An application form would have to be filled and submitted along with your documents and premium amount. The agent would submit your application to the company and HDFC Ergo would, then, assess your application. If everything is in order, the policy would be issued at the earliest.
• Through the company’s website Applying for HDFC Ergo travel insurance plans online is perhaps the most convenient mode of buying. HDFC Ergo allows online issuance of its travel insurance policies and so you can apply for a suitable travel insurance policy online from the company’s website. To apply, visit https://www.hdfcergo.com/travel-insurance and choose the most suitable policy depending on the type of trip you are undertaking. Fill in the online application form stating your details and the details of the trip. Pay the premium online and the policy would be issued in an instant.

Documents required for buying HDFC Ergo travel insurance plans

To buy HDFC Ergo travel insurance plans, the following documents would be needed –

• Proposal form/application form
• Identity proof of the insured members
• Age proof of insured members
• Travel tickets
• Travel Visa
• Any other document as required by the insurance company

How to renew HDFC Ergo travel insurance plans?

If you want to renew your policy, you can visit the company’s website and renew the policy instantly online. Just provide your policy details and pay the renewal premium and your policy would be renewed at the earliest.

How to make a claim under HDFC Ergo travel insurance plans?

As mentioned earlier, HDFC Ergo has an in-house claim settlement team for its travel insurance claims. Thus, in case of a claim, you simply have to inform the company of your claim and the company would guide you with the next steps which should be taken. To inform the company you can choose any of the following options

• Send an email to the company at [email protected]
• Call the international toll-free number of the company +800 0825 0825 and inform the company of the claim
• Call on the landline of the company at +91 120 4507250. This call would be chargeable as per international call rates

After informing the company, you would be told of the next steps to be followed. Take the specified steps, fill up a claim form and submit the form with the relevant documents to get a settlement of your claim.

Documents required for claims

For your claim to be settled, the following documents would have to be submitted

• Identity proof
• In case of a medical claim – all medical bills and reports
• Other claims – proof of claims

Is it possible to extend the coverage duration if the trip is extended?

Yes, HDFC Ergo travel insurance plans allow extension of your coverage if the trip duration extends due to unavoidable situations. You can extend your coverage for up to 360 days by requesting the company for an extension. An additional premium would have to be paid for such an extension.

When does a travel insurance plan expire?

A travel insurance plan has a coverage duration which is equal to the duration of the trip. Once the coverage duration is over, the plan would expire.

Can I change the travel dates after buying HDFC Ergo travel insurance policy?

Yes, the travel dates can be changed after you have bought an HDFC Ergo travel insurance policy but if the trip has not already started.

Will I get a refund if I come back early from the trip?

No premium refund is allowed if you cut short your trip and come back to the origin country.

Get Best Insurance Quotes For

Health Insurance

Life Insurance

Car Insurance

Bike Insurance

Policy Cancellation & Refund

Policy cancellation and refund of the premium shall be as per the terms & conditions of the policy. The refunds are processed by the Insurance Company directly. You are requested to contact the toll free number of your Insurance Company or refer the respective section of your Policy terms and conditions. You can also call us at our toll free number 1800-266-0101 or write a mail to us at [email protected] . We shall be available to guide/assist you.

Confused about insurance? Let’s simplify it together!

Submit your details for expert guidance and hassle-free assistance.

IRDAI certified expert advice

Application assistance

Claim support

Get free advice

Now sit back and relax!

Our advisor will reach out to you shortly!

• Credit Cards

11 Best Travel Insurance in India 2023

You will find the list of best travel insurance companies in India, things to consider while buying travel insurance and the benefits of having travel insurance.

Table of Contents

Best Travel Insurance for the USA Travel

#1. icici lombard travel insurance.

ICICI Lombard has 360 days of travel insurance, an initial 180 days of policy which can be extended further up to 180 days. The insurance covers for medical assistance and total loss of checked-in baggage including handbags.

ICICI Lombard travel insurance has a cashless hospitalization facility worldwide in tie-up with United Health International (UHI). UHI is the largest and most diverse healthcare companies in the USA.

For availing travel insurance ICICI Lombard does not require you to undergo any kind of medical test up to 85 years of age.

For US Travel, ICICI Lombard has two plans for various trip losses and medical expenses. In both plans, the medical covers are available for $50,000 to $5,00,000.

The policy does not cover

• Any claim due to or arising out of pre-existing medical condition whether declared or undeclared
• Sporting activities
• Travel for naturopathy treatment, ayurvedic/homoeopathic therapies
• Costs incurred relating to rest or recuperation at a spa or health resort

Best ICICI Lombard Travel Insurance Plans

• ICICI Lombard Single Trip Platinum and Gold Plan
• ICICI Lombard Multi-trip Plan
• ICICI Lombard Senior Citizen Plan
• ICICI Lombard Asia Plan
• ICICI Lombard Schengen Plan

What I Liked

• 360 days of extended travel insurance
• NO medical test required up to 85 years of age.
• Refund of part premium in case of no claim and there are more than 30 days to the expiry date

What I Didn’t Like

• Pay premiums for a minimum of 1 week irrespective of the number of days of travel.
• Sub limit of $100,000 per illness or accident (except for platinum plans)

#2. Religare Travel Insurance

Religare covers pre-existing ailments and also allocates a sum of 10% of the sum insured for treatment. Religare travel insurance provides double sum cover (up to $1000K) in case of accidental hospitalization.

The unique non-medical benefit is up-gradation to business class while returning after 5 days of hospitalization.

Best Religare Travel Insurance Plans

• Religare Explore Gold Travel Insurance Plan for single and multi-trip
• Religare Explore Platinum Travel Insurance Plan for single and multi-trip
• Coverage for pre-existing ailments
• Maximum trip duration of 365 days
• Additional sum insured up to 100% for accidental hospitalization
• No upper age limit
• No Emergency Cash advance
• No Hijack distress allowance
• Various sub-limits for medical expenses

Cheapest Travel Insurance for Schengen Visa

#3. bharti axa travel insurance.

Bharti AXA travel insurance has a worldwide presence in 130+ countries. Plus a 24 X 7 claim assistance and strong customer support through Bharti Assist Global for all insurance-related matters.

Bharti AXA does not require you to undergo any medical check-up to 70 years. You would get an option to choose from three Schengen travel insurance plans which cover all the 26 Schengen countries.

Schengen Product Plans

Medical expenses include repatriation and emergency medical evacuation.

Daily allowance in case of hospitalization is for a maximum of 7 days.

Compassionate visit – Round trip and stay expenses of the immediate family member to visit the insured if hospitalized for more than 7 consecutive days.

• Cosmetic surgery
• Performing professional and risky sports
• Medical expenses due to unproven treatment
• Treatment that could be delayed until return.

Bharti AXA Travel Insurance Plans

• Bharti AXA Smart Traveller Worldwide Travel Insurance Policy
• Bharti AXA Smart Traveller Schengen Travel Insurance
• Bharti AXA Smart Traveller Annual Multi-trip Insurance
• Bharti AXA Smart Traveller Single Trip Insurance

All the travel insurance plans are offered for individuals and families.

• Worldwide presence and 24 x 7 global assistance
• No Emergency Cash advance & Outpatient care cover
• No Political risk and catastrophe evacuation

#4. Reliance Travel Insurance

Reliance travel insurance offers cashless hospitalization worldwide. The travel insurance is issued instantly with no medical checkup. However, Reliance does not cover claims arising out of non-disclosed and non-declared pre-existing medical conditions.

Benefits of Reliance Schengen Travel Insurance

Medical expenses include transportation, evacuation and repatriation of mortal remains.

In case of a total loss of checked-in baggage, the maximum amount payable per checked in baggage of the applicable sum insured

• More than 1 bag – 50%
• One checked in baggage – 100%
• Per item in baggage – max 10%

Please note that the cover for the compassionate visit is applicable only when the insured is hospitalized for more than 7 consecutive days.

• Claims arising out of non-disclosed and non-declared pre-existing medical conditions.
• Expenses incurred if travelling against the advice of a physician, receiving or are on a waiting list for specified medical treatment.
• In case loss of checked-in baggage, no partial loss or damage shall be payable

Best Reliance Travel Insurance Plans

• Reliance Standard Travel Insurance Policy
• Reliance Silver Travel Insurance Policy
• Reliance Gold Travel Insurance Policy
• Reliance Platinum Travel Insurance Policy

Reliance has specific travel insurance plans for students, senior citizens and frequent travellers.

• Instant travel policy with no medical checkup.
• Cashless hospitalization Worldwide
• The minimum age for insurance – 3 months and maximum age – 90 years

What I Didn’t Liked

• Does not cover for daily allowances in case of hospitalization
• Travel baggage loss not covered

You may also like to read – Best term insurance in India

#5. Future Generali Travel Insurance

Future Generali offers global travel protection with customized plans and 24 x 7 toll – free worldwide emergency assistance.

The customized travel insurance plans include a specially designed plan for travel to Asian countries (excluding Korea and Japan) and European countries on Schengen Visa.

Future Generali is the only insurer who provides medical advice over the phone and dispatches essential medicine that is not available locally.

The medical tests are waived off if there is no adverse health declaration on the proposal form. Future Generali allows for an automatic extension of the travel insurance for 7 days.

Travel Insurance Coverage

Medical expenses include medical evacuation and repatriation of remains.

In case of the loss of checked-in baggage the per baggage cover is maximum 50% and for per item maximum 10%.

• Pre-existing diseases and complications
• Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing disease
• Loss or damage to your passport as a result of the confiscation or detention by customs, police or any other authority

Best Future Generali Travel Insurance Plans

• Future Generali Schengen and worldwide Travel Insurance
• Future Generali Overseas Travel Insurance Plan
• Future Generali Student Travel Insurance Plan
• Automatic extension of the travel insurance for 7 days
• Medical advice over the phone
• Dispatches essential medicine that is not available locally.
• Lower amount (EUR 50) for compassionate visit.
• Accidental death (common carrier) and hospital allowance not covered

Best International Travel Insurance (Overseas)

#6. sbi general travel insurance.

SBI general insurance has medical cover up to $500,000. However, it covers only those medical expenses which are primarily in the nature of an emergency.

Further, SBI does not cover if you are travelling against medical advice or have a pre-medical condition or are travelling to get involved in adventure sports.

The insurer provides a free automatic extension for 7 days for delays due to public transport services. Further, the extension of travel insurance is permissible for a maximum of 180 days with a condition that the overall trip duration is not more than 270 days.

SBI is the only insurer with unique cover paying for a Bail bond and for Golfers hole-in-one.

• Any claim where the insured person is travelling against the advice of a Physician or is receiving or waiting to receive treatment
• No claim is admissible if arising from war, hostilities and situations of military or usurped power.
• No claim is paid arising from participation in winter sports, mountaineering, riding or driving in races, caving or potholing, hunting, skew diving or for underwater activities, rafting or canoeing, yachting or boating outside coastal waters.
• SBI travel insurance also does not cover for participation in professional or other hazardous sports unless specifically covered as an extension of the policy.
• The insurance policy does not cover medical expenses arising out of a pre-existing disease.

Best SBI General Travel Insurance Plans

• SBI General’s Travel Insurance Policy for business and holiday
• Automatic extension for 7 days
• Travel insurance also has cover for a bail bond
• $200K personal liability cover
• Does not have separate insurance for dental treatment and accidental death (common carrier)
• No compassionate visit and return of minor child coverage

#7. TATA AIG Travel Insurance

TATA AIG travel insurance is the only insurer which pays you for the unauthorized usage of a lost payment card, up to 12 hours of reporting.

The insurer does not cover pre-existing conditions or any complications arising from it. In a life-saving unforeseen emergency condition, TATA AIG would reimburse up to $1500 per policy.

The insurance plan also covers bounced bookings of hotels and airlines.

However, TATA AIG has various sub-limits for medical expenses for persons aged 56 years and above. Like max $10,000 for surgery, max $400 for an ambulance, max $3000 per day for up to 7 days for ICU, etc.

TATA AIG waives off the above sub-limits on paying an additional premium.

The medical expense includes medical evacuation and repatriation of remains. In the case of hijack, the maximum cover is of $500.

In the case of flight delays, the maximum cover is of $100.

• When the person is travelling against physician advice or is travelling to obtain treatment
• Any pre-existing conditions

Best TATA AIG General Travel Insurance Plans

• TATA AIG Travel Guard Silver Insurance Policy
• TATA AIG Travel Guard Silver Plus Insurance Policy
• TATA AIG Travel Guard Gold Insurance Policy
• TATA AIG Travel Guard Platinum Insurance Policy

Tata AIG has travel insurance plans for students and Senior citizens, for Asia travel and domestic travel.

• Up to $500K of personal liability cover
• $2000 covers for fraudulent charges on the payment card
• Cover for bounced airline and hotel booking
• No separate cover for a compassionate visit
• Various sub-limits for medical expenses for persons aged 56 years and above.

#8. IFFCO Tokio Travel Insurance

The best thing about buying travel insurance from IFFCO Tokio is that you can pay through cards, net banking and even Paytm wallet.

The insurer provides 20 days of hospitalization allowances which are highest in terms of the number of days covered. However, IFFCO Tokio does not cover pre medical conditions.

Hospital daily allowance is for 20 days

• Traveling against the advice of a physician or traveling for treatments
• Pre-existing medical conditions
• Damages to checked-in baggage
• Losses related to participation in high-risk sports or training involving un-professional trainers.

Best IFFCO Tokio General Travel Insurance Plans

• IFFCO Tokio Gold 500 Travel Insurance Policy
• IFFCO Tokio Gold 250 Travel Insurance Policy
• IFFCO Tokio Gold 100 Travel Insurance Policy
• IFFCO Tokio Silver Travel Insurance Policy
• IFFCO Tokio Bronze Travel Insurance Policy
• 20 days of hospitalization allowances
• Payment for buying a policy can be done through Paytm.
• No cover for flight delays, trip cancellation and missed flights
• Hijack allowance and financial emergency assistance only with Gold 500 plan

#9. HDFC Ergo Travel Insurance

HDFC Ergo travel insurance has a wide range of travel insurance policies covering medical expenses for $30,000 to $500,000.

HDFC Ergo covers 8 Lac+ cashless hospital network worldwide and has partnered with Allianz Worldwide for travel assistance.

Is the only insurer with contingency travel benefits of up to $3000.

Please note that the medical expenses includes medical evacuation and repatriation. Hospital cash cover is maximum $150.

Further, the hijack allowances are maximum of $525 for Titanium & Platinum and $450 for other categories. Plus flight delay cover is maximum of $120.

• Pre-existing illness or ailments mentioned in the health report.
• Traveling against the advice of a physician or for obtaining treatment
• Dangerous sports
• Pregnancy resulting childbirth, miscarriage abortion or any other complication
• Children below the age of 5 years are not covered for diseases like mumps, chickenpox, measles, whooping cough, meningitis, etc.

Best HDFC Ergo General Travel Insurance Plans

• HDFC Ergo Titanium Travel Insurance Plans
• HDFC Ergo Platinum Travel Insurance Plans
• HDFC Ergo Gold Travel Insurance Plans
• HDFC Ergo Silver Travel Insurance Plans
• HDFC Ergo Bronze Travel Insurance Plans
• Contingency travel benefits up to $3000
• Up to 200K of personal liability
• Sub-limits for medical expenses for persons in the age group 61 to 70 years
• No cover for the compassionate visit

#10. Bajaj Allianz Travel Insurance

Bajaj Allianz is the only insurer with unique Travel Ezee automatic claim settlement services.

Where instead of individuals initiating any claim, Bajaj Allianz itself, tracks certain claim event like the delay of flights then informs the person and credits claim amount.

The medical expense includes medical evacuation and repatriation of remains except for Maximum plan where repatriation cover is for $6500.

• Travelling against the advice of a physician or for obtaining treatment

Best Bajaj Allianz Travel Insurance Plans

• Bajaj Allianz Travel companion Insurance with three Plans – Travel care, Travel secure and Travel value.
• Bajaj Allianz Travel Elite Insurance with three Plans – SIlver, Gold and Platinum
• Bajaj Allianz Travel Prime Insurance with five Plans
• Travel Ezee automatic claim settlement services
• Highest medical expenses cover of 10 Lac USD in Maximum Travel Prime plan.
• No cover for compassionate travel.

Best Domestic Travel Insurance in India

#11. apollo munich travel insurance.

The best part of Apollo Munich is a cashless benefit of pan India Apollo hospital and Apollo pharmacy networks in case of medical assistance while travelling abroad.

• Treatment of any illness even if caused by accidents, unless necessitated to maintain life and relieve pain.
• Dental treatment unless necessitated by an accident
• Partial loss of checked in baggage
• Any pre-existing condition declared or not declared or any complication arising from it.

Best Apollo Munich Travel Insurance Plans

• Apollo Munich Easy Domestic Travel Insurance
• Access to a network of Apollo hospitals and Apollo pharmacy.
• Rs. 5 Lac of Personal accident cover
• Pre-existing medical conditions not covered

10 Benefits of Travel Insurance

#1. medical expenses (accident or sickness).

Travel insurance covers expenses for medical assistance and hospitalization that will be helpful in case of sudden illness or injury on a trip abroad.

#2. Personal Accident Cover

Travel insurance compensates medical expenses in the event an accident that results in death or permanent disability.

#3. Baggage Loss or Delay

Travel insurance bears the approximate cost of goods if the checked-in baggage is lost by the airline. The cover commences from the time the check-in baggage is handed to the airlines and ends when you collect the bag at the airport.

The insurer pays you a fixed allowance in case of delay in receipt of check-in baggage. The delay should be for more than 6 hours for domestic and 12 hours for the international location from the arrival of the plane.

#4. Trip Delay or Cancellation

Under travel insurance, the insurer reimburses the expenses incurred if the trip is delayed for more than 8 hours re-scheduling of flights.

The cancellation covers official cancellation charges and additional transportation expenses incurred for returning back to India. Cancellation can be due to natural peril, death or hospitalization of the person insured or of an immediate family member.

#5. Passport Loss

The insurance company reimburses the actual expenses incurred for obtaining a duplicate or the fresh passport.

#6. Emergency Medical Evacuation

You get cover for the cost incurred for an ambulance or any other emergency transportation in case of illness or injury on a trip abroad.

#7. Missed Connecting Flights

Covers in case of failure to access the connecting flight, arising due to delayed arrival of the earlier flight. This can be due to reasons beyond the control of the person insured.

#8. Emergency Cash Advances

Covers financial emergency due to accidental loss of money during the trip. The insurance is in the form of a fixed daily allowance.

#9. Repatriation of Mortal Remains

In case of unfortunate death, the travel insurance covers the cost of transporting the dead body back to the country of residence. The insurance also covers the amount equivalent to a local burial or cremation where the death has occurred.

#10. Compassionate Visit

The insurance covers the cost for the visit of an immediate family member in the event of being hospitalized for more than 5 days.

Things You Should Consider While Buying Travel Insurance

#1. covers for pre-existing medical conditions.

Disclosing pre-existing is helpful while taking travel insurance.

So if you or any member of the family is looking for a foreign trip on a pre-existing medical condition check the insurer who has coverage for specific medical conditions.

#2. Limits on Trip Duration

One should know the travel need like a single visit or a frequent visit. Also travelling solo or with the family affects the insurance requirements.

Travel insurance policies are of three types

• Single Trip travel insurance for occasional travel with less than 6 months of coverage.
• Multi-trip travel insurance for frequent visit. The policy gives an annual cover and premiums are higher and are required to be paid each year. However, under a multi-trip plan, every single trip is capped at 30 to 90 days of the visit.
• Family travel insurance is a floater policy having the benefit of global travel insurance for the entire family.

#3. Level of Cover for Adventure Activity

This is especially important if you are going to take part in adventure sports such as sky diving, bungee jumping, river rafting or scuba diving while travelling abroad.

Check for travel insurance which covers for such activities. Certain insurers may clearly exclude such activity or may charge an additional premium.

#4. Individual Claim Limits

Certain claims have predefined amount limits like loss of baggage, wallet, missed flights and cancelled flights.

Do check individual payout limits for each item separately. If required you can avail separate insurance for those items.

#5. Cover for Loss of Personal Belongings

The insurer expects that you take proper care of your belongings and thus covers only accidental losses and theft. In the case of negligence, the insurer may refuse the claim.

#6. Travel Destinations

The different destination has a different level of perceived risk and hospitalization costs. Like healthcare is costly in the USA, UK and Australia compared to countries in the middle east or southeast region requiring larger insurance amount. Requiring you to pay a higher premium.

Likewise, if you are travelling to destinations prone to natural disasters or socio-political volatilities, then a higher premium is charged.

Do remember to check the excluded destinations. Yes, insurers do not cover all foreign locations under travel insurance.

#7. Background of the Insurance Company

Before finalizing the travel insurance do check the solvency of the insurer. Also, consider insurance company who can provide additional benefits in terms of free support in a foreign country and free cover for children, etc.

When Should You Buy the Best Travel Insurance in India

For regular domestic travel to cities, you may not require travel insurance.

But when you are travelling to a hill station or engaging in risky adventure sports like hiking, scuba diving, skydiving, bungee jumping or trekking then surely you need to buy travel insurance irrespective of whether you are travelling in India or abroad.

The few occasions where you can think of skipping travel insurance are

• When your premium credit card offers travel insurance or specific travel coverage
• If the airline covers loss of baggage, delayed arrival, flight or trip cancellation
• If you have a global  healthcare insurance plan  to bear all the medical expenses.

All the plans have some unique offerings if I had to pick then I would have purchased TATA AIG travel insurance plans.

Reason being that it also gives $2000 covers for fraudulent charges on payment card which is valuable in case of card getting compromised while abroad.

I talk about saving & investing money. You would love my articles related to Credit Cards, Travel, Shopping, Tax Saving. I share transparently how I am making passive income from multiple sources online.

1 thought on “11 Best Travel Insurance in India 2023”

Good amount of useful details.

Leave a Comment Cancel reply

Related posts.

Care (Religare) Health Insurance Review 2023: Which Plan is Best For You

11 Best Term Insurance Plan in India 2023

11 Best Health Insurance Plans in India 2023 (Plan Reviews)

• English English
• தமிழ் தமிழ்
• বাংলা বাংলা
• മലയാളം മലയാളം
• ગુજરાતી ગુજરાતી
• हिंदी हिंदी
• मराठी मराठी
• Business Business
• बिज़नेस बिज़नेस
• Insurance Insurance

The Financial Express

• Q4 result Live Updates
• Stock Market LIVE
• Mutual Funds
• Stock Market Stats
• Gold Rate Today
• Top Indices Performance
• Bajaj Pulsar NS 400 launch Live updates
• Loksabha Election
• Budget 2024
• Stock Market Quotes
• Mutual Fund
• Stock Stats
• Top Gainers
• CaFE Invest
• Investing Abroad
• Gold Rate in India
• Silver Rate in India
• Petrol Rate in India
• Diesel Rate in India
• Express Mobility
• Banking & Finance
• Travel & Tourism
• Brand Wagon
• Entertainment
• Web Stories
• Auto Web Stories
• Infographics
• Today’s Paper
• International
• Edits & Columns
• Personal Finance Print
• PRIVACY POLICY
• TERMS AND CONDITIONS

Lok Sabha Elections 2024: PM Modi says his govt has ‘unmasked’ corrupt faces, assures of legal action against them in next 5 years

Modi said congress leaders and opposition india bloc take out rallies to support the corrupt.

Prime Minister Narendra Modi on Saturday said at a poll rally that the NDA government has ‘unmasked’ corrupt faces and those indulged in corruption would face action under the law in the coming five years. “The former Jharkhand CM is behind bars for corruption; Modi is committed to wipe out the menace. In the next five years, all those who indulged in corruption will face legal action,” he said in Gumla’s Sisai while campaigning for BJP candidate Samir Oraon from the Lohardaga Lok Sabha seat.

Modi pointed out at the jailed former chief minister of Jharkhand, Hemant Soren, without taking his name. He said Congress leaders and opposition INDIA bloc take out rallies to support the corrupt. “The INDIA bloc leaders, neck-deep in corruption, hold rallies, including in Delhi and Ranchi, voicing support for corrupt people, which reveals their true character,” the PM said.

He further blamed Congress for the ‘backwardness’ of tribal districts,  alleging that food grains used to rot in godowns during the UPA regime from 2004 to 2014, while tribal children died due to starvation. “No force on earth can stop free ration delivery to the poor, this is Modi’s guarantee,” the prime minister asserted.

Modi said the NDA government ensured that the poor get access to the internet, “which was meant only for rich people during the Congress rule”. The PM also slammed the Congress for not taking any action against Maoists “to preserve the party’s vote bank”. 

(with inputs from PTI)

Get live Share Market updates, Stock Market Quotes , and the latest India News and business news on Financial Express. Download the Financial Express App for the latest finance news.

Related News

Three Indian nationals have been arrested for the murder of Khalistan separatist Hardeep Singh Nijjar in Canada. The suspects are allegedly part of a hit squad organized by the Indian government. Tensions between India and Canada have been heightened due to Canadian Prime Minister Justin Trudeau’s accusations and India’s concerns about separatists and terrorists being given refuge in Canada.

Photo Gallery

6 Top 6 World’s most expensive cars cost over Rs 300 crores combined: Cars for the planet’s richest

4 Arvind Kejriwal’s wife Sunita quits govt: What we know so far

10 Vivo V30e in for review: Unboxing new Vivo midranger with eye-catching design, 50MP cameras

Latest News

Embraer and Mahindra propel India’s defence with C-390 Millennium

‘First of all…’: S Jaishankar rejects US President Biden’s ‘xenophobic’ remarks

Lok Sabha Elections: Richest candidate contesting in fourth phase has assets over Rs 5,700 cr, one with lowest assets has …

Chai pe Charcha with BrandWagon Premium Story

Trending topics.

• IPO’s Open and Upcoming 10
• Stock Analysis
• Financial Literacy
• NSE Top Gainers 872
• NSE Top Losers 1698
• BSE Top Gainers 1644
• BSE Top Losers 2449
• NSE 52-Week High 0
• NSE 52-Week Low 0
• BSE 52-Week High 0
• BSE 52-Week Low 0
• NSE Price Shocker
• NSE Volume Shocker
• BSE Price Shocker
• BSE Volume Shocker
• NSE Sellers
• BSE Sellers
• Silver Rate Today
• Petrol Rate Today
• Diesel Rate Today

The Economic Times daily newspaper is available online now.

Rewards credit cards with most value-back potential: sbi card, hdfc bank, axis bank, idfc first bank, american express.

Listed below are the best rewards credit cards in India, chosen basis their reward earning rate, redemption value and overall value-back potential across multiple spending categories.

• 20 reward points per Rs. 100 spent on birthday
• 10 reward points per Rs. 100 spent on movies, dining, departmental stores and groceries
• 2 reward points per Rs. 100 spent on other retail purchases, except fuel
• 1 Reward Point = Rs. 0.25
• E-gift vouchers worth Rs. 3,000 from Bata/Hush Puppies, Yatra.com, Pantaloons, Shoppers Stop or Aditya Birla Fashion on joining
• 4 complimentary international Priority Pass lounge visits per year (up to 2 per quarter)
• 8 complimentary domestic airport lounge visits per year (up to 2 per quarter)
• Pizza-hut e-voucher worth Rs. 1,000 on spending Rs. 50,000 in a calendar quarter
• Yatra/Pantaloons e-gift voucher worth Rs. 7,000 on Rs. 5 lakh annual spends
• Complimentary Trident Privilege Red Tier membership and Club Vistara Silver membership
• Annual fee waived off on reaching Rs. 3 lakh annual spends
• 1% fuel surcharge waiver, up to Rs. 250 per month, on fuel spends of Rs. 500 to Rs. 4,000
• 20 reward points per Rs. 150 spent on Nykaa, Myntra, Marks & Spencer and Reliance Digital
• 4 reward points per Rs. 150 spent on other categories
• Exclusive Gold Catalogue for reward redemption via SmartBuy (1 RP = Rs. 0.65)
• Gift voucher worth Rs. 2,500 on joining fee payment
• Complimentary Club Vistara Silver Tier & MMT Black Elite memberships on spending Rs. 1 lakh within 90 days of card issuance
• 12 complimentary airport lounge visits within India and up to 6 lounge visits outside India per year via Priority Pass
• Rs. 1,500 voucher from Myntra, Marriott, Reliance Digital or Marks & Spencer on reaching quarterly spends of Rs. 1.5 lakh
• Rs. 5,000 flight voucher each on reaching annual spends of Rs. 5 lakh and Rs. 7.5 lakh
• Up to 7.5% savings on dining via Swiggy Dineout
• Annual fee waived off on reaching annual spends of Rs. 4 lakh.
• Rs. 3,000 (Nil for Burgundy members)
• 10,000 EDGE reward points worth Rs. 2,000 on making the first transaction within 30 days of card issuance
• 10 EDGE reward points on every Rs. 200 spent
• 2X, i.e., 20 EDGE reward points per Rs. 200 spent on retail shopping
• 5,000 EDGE Reward points on annual spends of Rs. 3 lakh
• Up to 8 complimentary domestic airport lounge visits in a year on spending minimum Rs. 50,000 in the previous 3 months*
• Up to 12 complimentary international airport lounge visits in a year via Priority Pass
• Rs. 500 off on BigBasket once per month
• Rs. 200 off on Swiggy twice a month
• Up to Rs. 800 off via EazyDiner under Dining Delights program
• Up to 12 complimentary golf rounds in a year**
• Annual fee waived off on annual spends of Rs. 8 lakh**
• 1% fuel surcharge waiver, up to Rs. 400 per month, on fuel spends of Rs. 400 to Rs. 4,000.
• 10X Membership Rewards® Points on Zomato spends, up to 500 points per month
• 10X Membership Rewards® Points on Flipkart, Myntra, Blinkit, Uber, Nykaa, Ajio, PVR & BookMyShow, up to 500 points per month
• 5X Membership Rewards® Points per Rs. 50 spent on Amazon & Paytm Wallet, up to 250 points per month on both the merchants combined
• 1 Membership Rewards® Point per Rs. 50 spent on other categories, except for fuel, insurance, utilities, cash transactions & EMI conversion at POS
• Rs. 500 cashback on spending Rs. 10,000 within 90 days of card membership
• Rs. 500 voucher each on reaching annual spends of Rs. 1.20 lakh, Rs. 1.80 lakh & Rs. 2.40 lakh respectively
• Annual fee waived off on spending Rs. 40,000 and above in the previous card membership year
• 0% convenience fee on fuel transactions of less than Rs. 5,000 at HPCL petrol pumps
• 500 Cash Points on membership fee payment
• 10X Cash Points on Flipkart, Amazon, BigBasket, Swiggy & Reliance Smart SuperStore
• 5X Cash Points on EMI transactions at merchant locations
• 2 Cash Points per Rs. 150 spent on all other categories, except fuel, wallets/prepaid card loads, rent payment, government-related spends & vouchers
• 1 Cash Point = Rs. 0.25
• Rs. 500 gift voucher on spending Rs. 50,000 per quarter
• Up to 20% off on partner restaurants via Swiggy Dineout
• Annual fee waived off on reaching annual spends of Rs. 50,000
• 1% fuel surcharge waiver up to Rs. 250 per cycle on fuel spends of Rs. 400 to Rs. 5,000.
• 30 reward points per Rs. 150 spent (5% savings) on grocery, utilities & IDFC FIRST FASTag
• 5% cashback, up to Rs. 1,000, on the 1st EMI conversion
• Up to 50% off on Eco Rent A Car & Europcar as welcome bonus
• 30 reward points* per Rs. 150 spent on HPCL fuel & LPG spends
• 3 reward points per Rs. 150 spent on UPI* and other retail spends
• 1 reward point = Rs. 0.25
• 6 Happy Coins as Payback Rewards (1.5% savings) per Rs. 100 spent on HP Pay app
• Rs. 150 off on Swiggy orders above Rs. 500 and Rs. 500 off on ZoomCar rentals as welcome benefit
• Rs. 500 cashback on the first HPCL spend of minimum Rs. 500 within 30 days of card set-up
• 1 complimentary domestic airport lounge access per quarter on minimum monthly spends of Rs. 20,000*
• 25% off, up to Rs. 100, on movie tickets once per month
• Annual fee waived off on annual spends of Rs. 1.5 lakh.

Read More News on

(Your legal guide on estate planning, inheritance, will and more.)

Download The Economic Times News App to get Daily Market Updates & Live Business News.

Is Elon Musk’s Starlink a dream too pricey for Bharat?

This summer, there is one air-cooling company the market is showing no love for

What Girish Mathrubootham’s exit reveals about Freshworks

Prostate cancer: what the blue ribbon needs to unlearn from the pink ribbon

Guns, tinctures, and a brave excise official’s lonely fight with Narcos North India

Two reasons why the US Fed won’t spook Indian equities

Find this comment offensive?

Choose your reason below and click on the Report button. This will alert our moderators to take action

Reason for reporting:

Your Reason has been Reported to the admin.

To post this comment you must

Log In/Connect with:

Fill in your details:

Will be displayed

Will not be displayed

Share this Comment:

Uh-oh this is an exclusive story available for selected readers only..

Worry not. You’re just a step away.

Prime Account Detected!

It seems like you're already an ETPrime member with

Login using your ET Prime credentials to enjoy all member benefits

Log out of your current logged-in account and log in again using your ET Prime credentials to enjoy all member benefits.

To read full story, subscribe to ET Prime

₹34 per week

Billed annually at ₹2499 ₹1749

Super Saver Sale - Flat 30% Off

On ET Prime Membership

Unlock this story and enjoy all members-only benefits.

Offer Exclusively For You

Save up to Rs. 700/-

ON ET PRIME MEMBERSHIP

Get 1 Year Free

With 1 and 2-Year ET prime membership

Get Flat 40% Off

Then ₹ 1749 for 1 year

ET Prime at ₹ 49 for 1 month

Stay Ahead in the New Financial Year

Get flat 20% off on ETPrime

90 Days Prime access worth Rs999 unlocked for you

Exclusive Economic Times Stories, Editorials & Expert opinion across 20+ sectors

Stock analysis. Market Research. Industry Trends on 4000+ Stocks

​Get 1 Year Complimentary Subscription of TOI+ worth Rs.799/-​

Stories you might be interested in

State Bank of India Launches Its First Travel Credit Card – India Report

Bulbul Dhawan , Skift

April 29th, 2024 at 11:00 PM EDT

While there are several co-branded credit cards offered by airlines and hotels, banks releasing travel-focused core credit cards indicates a shift in consumer preference and the rising popularity of travel credit cards in India.

Bulbul Dhawan

The Skift India Newsletter is your go-to platform for all news related to travel, tourism, airlines, and hospitality in India.

India’s largest bank State Bank of India (SBI) has launched its first-ever travel focused credit card. ‘SBI Card MILES’ has been launched in three variants to cater to different types of travelers, from beginners to frequent flyers. 

“Indian travelers are large global spenders and with increased and more robust travel plans, consumers are looking for curated benefits to enhance their travel experiences,” said Abhijit Chakravorty, CEO of SBI Card. 

Rise of travel credit cards in India: Travel credit cards are rising in popularity in India. Card services company Visa in its report released in December 2023, stated that 95% of Indian travelers select credit cards for international travel, driven by features such as travel miles, cashback, rewards, and high limits on spending. Travel credit cards were the fastest growing category in 2023, with a year-on-year demand increase of 27%, according to a report by fintech platform ZET. 

Several brands are coming up with travel credit cards. Last year, Marriott launched India’s first-ever co-branded hotel credit card in collaboration with HDFC Bank. SBI also has seven co-branded travel credit cards including those with railway company IRCTC, Air India, and online travel platform Yatra. IndiGo has partnered with Kotak and HDFC Bank for co-branded credit cards, while online travel company EaseMyTrip has a co-branded card with Standard Chartered. 

Mahindra Holidays Records Highest-Ever Annual Performance in 2023-24

Mahindra Holiday and Resorts has recorded its highest-ever annual performance in financial year 2023-24. It recorded a 12% year-on-year increase in total income, which stood at INR 14.2 billion ($171 million). During the year, the company added nearly 400 keys to its inventory, with resorts in locations such as Sikkim, Assam, Turkey, Thailand, and Georgia. 

The group has also reached a member base of nearly 300,000 after adding more than 20,000 members in the 2023-24 fiscal year. 

Mahindra Holidays and Resorts has set a target to double its inventory from the current over 5,000 rooms to 10,000 rooms by 2030. For this, it is planning to invest up to INR 45 billion ($539 million) over the next three to four years.

IHG Hotels to Double Presence in India in 5 Years

IHG Hotels and Resorts is planning to double its portfolio of operational hotels in India to 100 properties in the next five years. In 2023, IHG launched its voco brand in India, and signed hotels across luxury, premium, midscale, and upper midscale segments. In a statement, the company said that it is targeting high-growth secondary markets such as Amritsar, Lucknow, Kasauli, and Katra. 

IHG’s India, Middle East and Africa managing director Haitham Mattar said, “India’s hospitality sector is experiencing a dynamic transformation, driven by a confluence of factors including increased disposable income, a growing middle class with a taste for travel, and the development of new tourist destinations.”

The company also signed an agreement to debut the InterContinental in the southern state of Telangana. The 300-key InterContinental Hyderabad Neopolis is scheduled to open in 2029. 

ITC Hotels Forays Overseas With ITC Ratnadipa in Colombo

ITC Hotels has entered the international market with the opening of its first property outside India. ITC Ratnadipa in Colombo, Sri Lanka features 352 keys and is the biggest hotel in Sri Lanka. It also marks the biggest investment made by an Indian company in the island nation. 

The hospitality company is looking to open more international hotels, said ITC Limited chairman Sanjiv Puri. In order to diversify its hotel portfolio, ITC Hotels is looking at neighboring countries and the Middle East region as the primary target markets. It is, however, seeking to continue its expansion momentum in India, aiming to add 70 hotels in the domestic market over the next five years. 

Schengen Countries See 100% Jump in Indian Senior Citizen Indian Travelers

There has been a 100% increase in Indian senior citizen travelers to Schengen countries this year, according to insurance company Policybazaar. The company noted that there was a slight uptick in users booking travel insurance policies exceeding 45 days in April this year. This trend is further expected to rise in view of the updated Schengen visa norms. 

There is a 15% increase in travelers declaring pre-existing diseases while traveling to Europe and travelers are also selecting add-ons for their travel insurance. These add-ons include baggage loss, trip cancellation, adventure sports coverage, and pre-existing disease coverage. 

The European Commission has introduced a new visa regime for Indian nationals , which allows them longer-term, multi-entry Schengen visas based on the applicant’s travel history. With this visa, they would be able to enter 29 European countries with travel rights equivalent to visa-free nationals. 

Radisson Hotel Group Signs Svelte Delhi

Radisson Hotel Group has signed Svelte Delhi as a member of its Radisson Individuals brand. The 108-key hotel adds to the company’s portfolio of more than 24 hotels in the Delhi national capital region. It is expected that the hotel will become operational by the third quarter of 2024. 

The company is expanding its presence in the country, and earlier this month, debuted its luxury lifestyle brand Radisson Collection in India . In an interview with Skift, executive vice president Elie Younes said that multiple hotels will be opened under the brand over the next five years. 

Skift India Report

The Skift India Report is your go-to newsletter for all news related to travel, tourism, airlines, and hospitality in India.

Have a confidential tip for Skift? Get in touch

Tags: air india , airlines , credit cards , earnings , hotels , ihg , india outbound , india travel , itc hotels , marriott , radisson hotel group , schengen , skift india report , tourism , travel credit card , Travel Trends , traveler , traveler behavior , vacation ownership

Photo credit: 95% of Indian travelers select credit cards for international travel. Leeloo The First / Pexels