how much does travel agent training cost

How Much Does Travel Agent Training Cost?

Get information on Travel Agent Training programs by entering your zip code and request enrollment information.

Travel agents are the professionals in charge of making the dream vacation of many individuals and families come true.

They are in charge of guiding people from the moment they start thinking about traveling to the moment they go back home.

Travel agent training will help professionals initiating in the traveling business field to gain basic knowledge and skills for the job.

What Is A Travel Agent?

A travel agent is a professional in charge of planning trips and everything that it’s included.

These travel professionals simplify the time-consuming process of planning a trip by providing consultation services and entire travel packages.

Travel agents can perform all tasks related to the trip including booking flights or cruises, renting cars, and booking hotels, as well as planning events during the trip and the entire schedule.

These professionals have the expertise to solve any inconvenience there can arise during a trip, and they will also provide consultations regarding migration procedures for traveling.

According to the U.S. Bureau of Labor Statics , for travel agents, the median annual wage was $43,810 per year and $21.06 per hour in May 2021.

What Are The Responsibilities/Duties Of A Travel Agent?

According to VocationalTrainingHW.com , the major duties and responsibilities of a travel agent include:

Make travel arrangements for their clients.
Determine their clients’ needs based on budget and preferences.
Plan and arrange excursions, day trips, and tour packages.
Calculate total costs.
Book reservations for their clients.
Give details to clients about the documentation they need.
Advise clients about the destinations, weather conditions, and local customs.
Access travel information through a reservation system called Global Distribution System (GDS).
Stay in contact with hotel managers, transport companies, and other providers of travel-related services.
Make alternative arrangements if any incidents occur before or during the trip.

What Are The Costs Of Travel Agent Training Programs?

The cost of a travel agent training program can vary depending on the length of the program, the accrediting institution, and the type of specialization.

Travel Agent Training Programs can cost from $100 to $900 for the complete certification.

It’s important to know that although it’s not required by law to be certified to work as a travel agent, the travel agent training will provide you with the basic skills to start working as a travel agent.

Extra Expenses

An optional extra expense that travel agent professionals can do to improve their professional curriculum is the Travel Agent Proficiency test (TAP test) by the Travel Institute, to test basic travel agent knowledge; this test costs $95.
To sell travel packages, travel agents need a business license or accreditation .

What Are The Best Schools/Institutions That Offer Travel Agent Training Programs?

According to HostAgencyReviews.com , the best travel agent training programs are:

And, according to WorldStudyPortal.com , the best travel agent training agencies to enroll in are:

American Society of Travel Agents.
Travel Leaders of Tomorrow.
The Travel Institute.
Travel Agent Training Center.

Article Table of Contents

1.1 What Are The Responsibilities/Duties Of A Travel Agent?
2.1 Extra Expenses
3 What Are The Best Schools/Institutions That Offer Travel Agent Training Programs?

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7 Best Online Travel Agent Training Programs

Get information on Travel Agent Training programs by entering your zip code and request enrollment information.

With online studies, your career as a travel agent starts with a laptop, access to the internet, and a click.

If you spend hours daydreaming about the perfect vacation and love being a part of every last planning detail, a career in travel is right for you.

If you want smooth sailing and to help vacationers’ trips go off without a hitch, a travel agent career is for you.

Start turning travel dreams into a reality for clients.

How do you get the certification and training you need to launch a career as a travel agent?

Check out these best online travel agent training programs.

1. Penn Foster

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Most online courses prepare you to sit for the Travel Agent Proficiency TAP exam to earn your travel and tourism certification.

The TAP test takes two hours to complete.

The test consists of 100 multiple-choice questions.

Or, continue your education to get your Bachelor of Science BS degree in hospitality.

After obtaining the necessary credentials, according to the Bureau of Labor Statistics, 66,300 jobs in travel await those who pursue them, with an anticipated 3 percent job growth.

Travel agents earn an average of $46,400 annually, or $22.31 per hour.

The American Society of Travel Advisors, ASTA, and The Travel Institute developed the TAP certification examination.

Pass the TAP to launch your travel agent career.

Earn your TAP certification and then continue your education by attaining your Certified Travel Associate CTA certification.

Or, specialize in specific types of travel like the following:

Family travel
Accessible travel
Rural tourism
Pet-friendly travel
Cruise lines
Sustainable travel
Eco-friendly travel
Solo travel
Luxury travel
Romantic getaways
Destination weddings
Honeymoon travel

Take a look at the best options for online travel agent training programs.

Check out the following top online training programs:

Penn Foster Online offers courses at levels from high school to college degrees.

Learn everything you need to understand about the travel and tourism industry through this accredited school.

Penn Foster offers an affordable and accredited online Travel Agent Career Diploma.

The program prepares students for entry-level travel agent careers.

Study at your own pace with access to a dedicated faculty.

The Penn Foster online program prepares students for the TAP Travel Agent Proficiency certification exam.

Studying through Penn Foster also allows you free enrollment in a Destination Specialist course at The Travel Institute to help prepare you for the Destination Specialist certification exam.

Fast-paced learners complete the course in as short of time as nine months.

The average student takes 15 months to prepare for work as a travel agent.

Go on to work in an agency, a tour company, an airline, or any travel agent capacity.

The travel agent certificate online program usually costs $989.

Catch a sale to find it as low as $799.

The Travel Institute has a history of preparing individuals for successful and rewarding careers in the travel industry since 1964.

More than 25,000 students claim success through learning with The Travel Institute.

With more than 50 years of training travel agents, the Travel Institute offers certification as a non-profit organization.

The online program aims to develop travel professionals who will better the industry and benefit travelers.

The online training offers their own TRIPKIT Travel Industry Introductory Program.

The Travel Institute also offers certification courses and training in areas of specialization in the travel industry.

Before deciding on a course, sign up for one of many free Webinars.

Gain a solid foundation of knowledge to kick-start your career in travel in up to 12 months of study.

Become a Certified Travel Counselor CTC for $550.

Or, if you already have five years of industry experience, take the Fast Track course.

The Travel Institute also offers Certified Travel Associate CTA and Certified Travel Industry Executive CTIE courses.

Stratford Career Institute is privately owned and established in 1991.

The Institute offers quality at-home vocational training programs to students in North America.

Stratford foresaw the need for emerging education for busy adults and offers distance learning.

SCI provides the opportunity for students to learn in the convenience of their own home with a flexible schedule.

This online school is a member of the United States Distance Learning Association, the Canadian Network for Innovation in Education, and the International Council for Open and Distance Education ICDE.

SCI also has academic affiliations with Institutional Accountants ICIA and The Travel Institute.

If you love to travel and want to turn travel planning into your career, Stratford Career Institute online offers a comprehensive travel and tourism course.

Learn the basics and then move into more advanced topics.

Delve into sales and marketing with this self-paced course.

Complete the course in a year or shorter.

Some students are ready for the next step after six months.

The Stratford Career Institute Travel and Tourism online course will prepare you to sit for the TAP test.

Learn everything you need about landing a job and continuing work as a successful travel agent for $1,049.

Catch the course on sale for $499 during Black Friday or other sales throughout the year.

The Travel Agent Campus is a highly sought-after travel agent/advisor online training and certification program.

Train with lessons developed by innovators of their independent home-based travel agent learning platform.

Learn from instructors who offer more than 30 years of training to those new to the travel business.

The Travel Agent Campus allows you to work at your own pace.

Learn everything you need to know to earn your online travel agent certification in two weeks.

Or, take less time.

Most students finish the course in about three to ten days.

Pay $995 in full, or break it down into monthly payments.

Once you start your travel career, earn as much as 70 percent to 90 percent commission.

Learn at home about the vast travel industry and tourism at your own pace in partnership with TPI Travel Planners International.

Get started in your career of planning, researching, and booking trips with the help of this online course.

Grand Canyon University GCU offers a private for-profit university.

GCU is the largest Christian university in the world, teaching 70,000 online students and 20,000 on-campus learners.

Take your time and earn a Bachelor of Science degree in Hospitality Management.

By attaining a BS in Hospitality Management, you open doors to a solid career in travel.

With Grand Canyon University, earn your degree after studying 120 credit hours at approximately $485 per credit.

The online courses each last eight weeks and are self-paced.

You may participate in Web chat sessions or view lectures online throughout the courses.

If you have already earned college credit, transfer credit hours to reduce your overall expenses.

Apply for scholarships to save more on tuition costs. Also, enjoy extensive discounted tuition for active military personnel.

Study online to receive your travel consultant certificate from a program featured by Oprah, ABC, CNN, and The Wall Street Journal.

IAP Career College offers a private online career learning opportunity.

This online college allows students to develop skills to advance their careers or start a business.

Learn the principles and techniques of the travel industry through an affordable online program.

IAP Career College online Travel Consultant Certificate Course takes approximately six weeks to complete.

Some students get done faster, by four weeks.

Others take a full 12 weeks to complete.

Work online at your own pace without teaching assistance.

The IAP course costs approximately $377.

Catch a special sale to get it for as inexpensive as $149.00.

Ashworth College offers career education that teaches practical skills employers want without breaking the bank.

This online school is among the most affordable online schools available to gain travel agent certification.

All of the career-focused courses at Ashworth College include books, lessons, study guides, and academic guidance.

Earn your certification among more than 300,000 students who have graduated from Ashworth.

Ashworth College offers an online travel agent training program to prepare you for work in the travel industry.

The course of study covers reservations, customer service, and geography.

Study entirely at your own pace to prepare for the TAP test certification in less than a year.

Earn your travel and tourism diploma to work with planning tours and management positions.

Pay $989 with monthly payments of $799 paid in full.

Ready yourself to take the Travel Institute Travel Agent Proficiency Test after completing the course.

Ashworth College additionally provides a toolkit with resume templates and other resources to help you land a travel career.

how much does travel agent training cost

Online travel agent training programs offer courses that teach everything you need to prepare you as a travel agent.

Some of the typical courses included in travel agent training programs include:

Air travel ticketing, reservations, and baggage handling, including North American Air Travel
Geographic studies, including popular travel destinations, cultures, customs, and top attractions while exploring the world
Tourism and the History of tourism, including types of tourism and how travel impacts the economy
TAP Travel Agent Proficiency Certification studies include customer service, consumer-focused professionalism, specialized travel sales techniques, marketing, office skills, and time management.
Advanced skills in journey pricing and ticketing
BSP Agent billing reports and agent remittance procedures
Learn about required documents for international trips
Intro to Tourism Management to establish a foundational understanding of the tourism business
Delve into the challenges of the hospitality industry as a career
Aspects of Transportation Learning how to navigate domestic and foreign transportation systems such as air, railway, or cruises
Convention and Special Event Planning, including conferences, trade shows, arranging travel, lodging, booking the best venue, and organizing food services
World Regions, including time zones, weather, and climate
International Travel Documentation
Customer-focused selling and understanding customer needs
Accepting and processing payments
Travel Insurance
Car Rentals
Tour Sales and Niche Marketing
Hospitality
Global Distribution System GDS and establishing Passenger Name Record PNR
Career Options in Travel
Types of Tours and Tour Operators
Fares and ticketing
How to start an at-home travel agency
Business Ethics and writing skills
The Art of listening and communicating

Several online colleges, universities, and career training centers offer a complete program to attain the skills needed in the travel industry.

One of the benefits of studying online is that you learn at your own pace.

Earning an online travel agent certification varies in how long it takes .

Spend a few days, two to three weeks, or stretch it out.

Combine your studies with an Associate’s or a Bachelor’s degree, and take two to four years.

Pursue one or all of the travel agent certifications, including the following:

Travel Agent Proficiency TAP
The Certified Travel Associate CTA – Requires one year of industry experience or completion of the Travel Agent Proficiency TAP exam.
Certified Travel Counselor
Certified Travel Industry Executive
ASTA Verified Travel Advisor VTA from the American Society of Travel Advisors ASTA
International Air Transport Association IATA
Travel Industry Designator Service TIDS
Certified Cruise Counselor CCC from the Cruise Lines International Association CLIA
Accredited Cruise Counselor ACC
Master Cruise Counselor MCC
Elite Cruise Counselor ECC

Online training costs in the travel industry vary based on how long the program is, whether the institution is accredited, and any specializations you pursue.

It ranges in cost from approximately $100 to about $1,000 to complete certification.

Some online programs include an exam fee, so expect to spend about $2,000 or more.

Once you obtain the certification, expect ongoing studies to maintain the certification.

Agents must earn ten continuing education credits CEUs per year.

Pursue your dream of adventure and love for travel.

Obtain your certification to start work in the travel and tourism industry fast .

Study through the best online travel agent training programs.

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Travel Agent Training and Education, 2024

When it comes and choosing a travel agent training and education program to pave your journey to become a travel agent , it’s pretty much like the wild west out there. You might be saddled with questions such as

How do I know if a travel agent education is legit?
Is it right for my level of experience?
Will it get me off to a strong start as a travel agent?
Will it advance my professional development?

Travel agent education can be a significant investment of time and money, and you don’t want to waste it. Overwhelmed at the thought of wrangling all that information? Don’t be.

We’ve collected a ton of info on all the different options out there from free DIY educational resources to full-fledged degrees. This article guide will help you determine what type of travel agent training program is best for you, how to evaluate the quality of a program and direct you to further resources.

⭐️ Travel agent training & Education: HAR highlights! ⭐️

Why does travel agent training matter, do i need a travel agent training program, 5 travel agent training and education options.

Travel Agent Schools
Host Agency/ Consortia Education
Travel Agent Certification
Business and Sales Coaching
Other Industry Resources

Tips on Evaluating Travel Agent Training & Education Programs

You might be surprised to hear that there’s no travel agent exam you need to pass or degree to earn in order to sell travel. That’s right. Nada. Better yet? You don’t need a degree or certification either.

What exactly is required to sell travel? A travel agent accreditation . Beyond that, the only thing you need to sell travel is the skills to book a trip.

It sounds simple, but there’s more to meets the eye when it comes to booking a trip . Think of it this way: The average traveler spends over 20 hours browsing travel sites before they book a trip. Your task as a travel agent is to dramatically streamline the planning and booking process, booking the perfect trip in a fraction of the time.

This is where travel agent training and education opportunities enter the scene. They provide programs that cover all aspects of the industry ranging from getting more clients, marketing, booking, developing destination and product expertise, and much more.

Here's a teaser!

There are travel agent training and education opportunities abound. They cater to newbies as well as seasoned pros who’ve been selling travel before Millennials were out of diapers. So how do you decide which programs will meet your needs?

Here’s a few questions to consider as to whether or not a travel agent training program is for you:

Do I need a travel agent training or education program to join a host agency or consortium? Some hosts require either industry experience or an education program before you can sign on with them. If you’re interested in checking out host agencies as an option, be sure to check with your host to see what their minimum requirements are! (Pssst! You can ask them directly on the Q&A portion of their profiles ! )
Do I need a travel agent training program to be accredited? Some accreditation organizations require travel agent training and education before signing on. Others require a certain sales threshold. If you’re interested in pursuing your own accreditation, take a look here for their eligibility requirements.
Do I have the time and resources to cobble together my own travel agent education? If you have time to research and explore, you can really get to know a ton of information about the industry . . . for free! With this route, you’ll have nothing to show for it but your sharp brain. But if you want structured guidance, a curriculum, a degree or certificate, and predetermined educational benchmarks to meet, then a program might fit the bill.

You might still be uncertain. That’s okay because it’s not a cut-and-dry question. :)

We’ll review a few of the training agent training and education options that you can explore!

If you’re overwhelmed by travel agent training options, you’re not alone. Below we break it down into five main categories (with links in case you want to fast-forward to a particular option!):

1. Travel Agent Schools

2. Host Agency/ Consortia Education

3. Travel Agent Certification

4. Business and Sales Coaching

5. Other Industry Resources

We’ll give you a brief overview of each type of training, including what type of agent it might be good for. Most sections also include a link to a more in-depth look at that specific type of travel agent training and education program.

Let the rodeo begin!

1. Travel Agent Training: Travel Agent Schools

Read Complete Guide to Travel Agent Schools Article

1. What is their delivery format?

When it comes to travel agent training, travel agent schools typically offer degrees or professional certificates to those who want to become a travel agent. Most travel agent schools are online, though there are still a few rare birds out there that offer a classroom setting.

2. Is it for me?

Travel agent schools can be a great option if:

A.) you know you want to become a travel agent

B.) you are brand new to the industry with little or no professional background

C.) You want a degree (or professional certificate) in addition to an education.

If you are already setting up your business, don’t want a degree or professional certificate, and have already established a niche and know exactly what you want to do, a travel school might not be the right tool for the job. (Or at the very least, you may want to evaluate other options.)

3. What’s the end game?

It depends on the school, but typically a travel school will offer a broad (and hopefully in-depth) look at the travel agent sector of the travel industry. Some identify their main goal as preparing for the The Travel Institute's TAP (Travel Agent Proficiency) test, and most conclude with a degree or professional certificate. It's important to note that the TAP test is not required to become a travel agent.

4. How much do they cost?

There is a huge range and it will depend on how many credits you take and whether or not you also want a general degree. But the cost for travel agent training via the travel school route will range from $395 (for one course) to $14,000 (for degree-seeking programs)

5. How Long does it take?

The duration of a travel agent training program also varies widely. It depends on whether you want a degree, a professional certificate, or both. The programs listed in our travel agent school article range from two months to two years.

6. What are the prerequisites:

This will vary by program. However, if you want to receive a general degree you will likely need a high school diploma.

2. Travel Agent Training: Host Agency/ Consortia Education

Read A Guide to Host and Consortia Education Article

First things first: what is a host and what is a consortium? At its most basic, a host agency is an umbrella organization that an independent agency (that’s you!) can align with for better commissions , more support, and marketing/tech tools.

A travel consortium is a collective of host agencies, travel agencies, and/or travel advisors that join forces to combine resources in order to increase their industry footprint. This gives them more including buying potential, preferred supplier relationships, & commission levels.

Attending your specific host’s education program can be a really good primer. Why? Because it will also give you a good feel for their company culture and prepare you for their specific tools and technology.

Distilling travel agent training through host and consortia into a singular profile are almost impossible. Why? Well, we have hundreds of host agencies and consortia profiles on our site. Some of those hosts will have travel agent education programs, some won’t.

Among those that do offer programs, they may use different educational tools, systems delivery methods, etc. It’s mind-boggling! But this info will give you a sense of what’s out there before your plunge into specifics.

Host agencies and consortia offer every kind of education under the sun . . . that is, depending on what host you join!

Here’s just a few of the travel agent training formats they provide:

Online Education
Vendor training
Conference calls
Conventions or Meetings
FAM trips (when an agent visits a site/ destination)
Seminars at Sea
In-person training
Mentoring/ Coaching
Niche or destination education

Some hosts and consortia will require some form of education or comparable travel agent experience before you sign on with them. If you plan to go with a host agency, and you know you want travel agent education, their education programs might be a big determining factor for you.

Attending your specific host’s travel agent training program can be a really good primer. Why? Because it will also give you a good feel for their company culture and prepare you for their specific tools and technology.

However, if you want to join a host that has little or no educational support, then you may want to choose a different type of program to supplement your learning.

Also, some agents express that they don’t want to wait to complete a host’s education program before they’re able to book travel. So be sure to ask your shortlist of host agencies how soon you’ll be able to sell travel after signing on if this is a concern for you.

Not to sound like a broken record, but it depends. Different educational formats will have different goals.

Basic programs may familiarize you with a host agency and the industry at large. But a marketing-specific program might have goals like, “launch your travel agency website” or “increase your client list by 10%.”

Among hosts that offer travel agent training programs, 65% reported that their education fees are included in their startup or sign-on fees.

Among hosts that do “itemize” the cost for their education ranges from a low average of $2,135 to a high average of $2,475. Of the consortia who replied to our questionnaire, the cost ranged from zero to $150.

The cost of a host agency or consortia education program will depend on a few things including:

its intended participants (new or experienced agents),

the scope of content (is it general or specific), and

its duration (e.g. a one-off webinar vs. a week-long in-person intensive).

5. How long does it take?

Hosts' responses to how long their education program takes ranged from one day to 6 months (for a coaching program). Many hosts have self-paced programs. The consortia programs listed (in the link above) range from 30-50min. Per training module, to 12 weeks.

6. what are the prerequisites?

Aside from being an IC (independent contractor) under a host or consortium’s umbrella, there are no set prerequisites for new agent education. For more experienced agents or specialized training (such as a FAM), the education may be invite-only or include a sales threshold.

3. Travel Agent Training: Certification

When it comes to travel agent training options, travel certifications are tricky to pin down. But here’s how we classify a travel certification:

Travel-specific (often focused on a certain type of travel or niche)
A comprehensive training program (not just a specific destination or vendor)
Education that is NOT provided by a vendor, destination, or travel agency

Most travel certifications result in giving you letters after your name (like ACC for “Accredited Cruise Counselor” or “VTA” for Verified Travel Advisor). This indicates to other industry professionals that you’re investing in yourself and your profession. (Most clients will not recognize a travel industry certification.)

Unlike a host or consortia program, most certifications culminate in a test you need to pass to be certified.

Unlike a degree or a professional certificate, many travel agent certifications must be maintained. What does this mean? It means that you’ll have to re-certify after a certain span of time.

Most certifications nowadays are online. Some also may include (or require) in-person conventions/training. Some are a mix of both.

At the end of the day, probably the best way to gauge whether or not a travel agent certification will be valuable to you and your business is to ask:

Will it further my knowledge?
Is this certification recognized by other industry professionals?
Does it open doors for me? (e.g. with some certifications, it allows you to be listed in an organization’s travel agent database for consumers to find.)

Some certifications are more niche-specific, and some are more general. Many travel agent certification organizations have tiers that range from beginning to experienced agents.

Aside from (hopefully) gaining knowledge, a travel agent certification culminates in industry recognition (letters after your name).

4. How much does Travel agent certification cost?

Among the travel certifications we list on our site the cost ranges from $70 - $550 ( which would not include travel expenses ).

Depending on the rigor of the travel agent training program, the amount of time to become certified ranges from 3 months to 2 years.

6. What are the prerequisites?

Entry-level certifications usually don’t have any strict prerequisites. If a travel agent training program has “tiered” certifications, you will need to complete them before you move on to the more advanced certifications. Some of the more advanced travel agent certifications also require you to meet a certain sales threshold.

Some travel organizations require that you’re a member if you want to certify through them. Also, some certifications are facilitated by travel organizations (like the American Society of Travel Advisors, ASTA or Cruise Lines International Association, CLIA ). If this is the case, you’ll need to be an affiliate or member of their organization.

4. Travel Agent Training: Business and Sales Coaching

Travel Agent Training and Education – Business Coaching

These types of travel agent training programs are run by industry professionals—travel advisors, travel industry writers, agency owners etc.

Many times, these programs focus on a specific type of travel such as destination weddings or FITs. Many of them also include an element of coaching or mentoring.

If they offer certification, these are not generally recognized in the wider industry or by consumers.

A few that come to mind (if we missed some, let us know in the comments) :

20K System & Toolkit Destination Wedding Business Course: This course, created by Destination Wedding planner Tami Santini, addresses how to build a six-figure income while working with 5 to 10 couples per year. (Cost is $2,997 Tami is offering HAR readers 50% off which you can get by following this link . Full disclosure , this is an affiliate link, and will help the HAR crew feed our office dogs if you use it!)
Romance Travel University, by DWHSA (Destination Wedding and Honeymoon Association): Offers niche-focused boot camps and events as well as an annual conference.
Travel Beyond the Obvious : Developed by destination expert and agency owner of Italy Beyond the Obvious. Training focuses on developing in-depth destination expertise (for any destination). ($299 per course, $2,499 for complete training)

Who better to learn from than people who have gone through it and succeeded? If there’s a program that fits your niche, the price is reasonable, and you like the person who runs it then I’d seriously consider it as a contender.

5. Travel Agent Training: Other Industry Resources

Oh no. Just when you thought you exhausted all travel agent training possibilities I throw in an “other” category. But here’s the deal: There’s a ton of other travel agent training opportunities out there if you have the patience to cobble together your own schooling!

Going the "other" route is great for DIY-loving newbies who may want to test the waters before investing in a travel agent training or education program. It’s also great for you if you just want a quick refresher in a specific niche, supplier, or type of travel.

Here’s some of what’s out there:

HAR’s 7 Day Setup Accelerator course

If you're just starting your travel agency and still having trouble seeing how all the industry + entrepreneurial puzzle pieces fit together, check out HAR's 7 Day Setup Accelerator course on getting your agency set up.

You get setup faster with the support you need—no more losing steam or your future business falling prey to Analysis Paralysis. Bite-sized digestible information, a supportive community of your peers and the HAR team, twice a month live meetups, and tons of exclusive resources!

Destination/ Supplier Training & Webinars

It will come as no surprise to you that suppliers want you to be successful in selling their products and destinations. Want to get connected to a webinar? Check out what’s happening on HAR’s event calendar , for free training and webinar options.

Can’t find what you’re looking for? Check a supplier’s website, Facebook group, or social profile to see what they’re cooking (and then tell them to post it for free on our events page).

Industry Conferences & Events

Most industry conferences and events aren’t free, and you can quickly wrack up a steep bill with travel and lodging expenses. But these events can be an invaluable educational resource. Good events connect you with suppliers, provide educational panels, offer ample networking opportunities.

Want to go the extra mile? You can also tack on a cruise ship inspection or resort/hotel site inspection .

Here's a few tips on how to make the most out of a travel conference .

ASTA's ROADMAP TO BECOMING A TRAVEL ADVISOR COURSE

It's worth noting that ASTA's Roadmap to Becoming a Travel Advisor course was written by HAR's founder, Steph Lee. With 240 pages of goodness, the focus is on helping you understand how the travel industry works, who the players are and what they do, and what a career as a travel advisors entails.

If you're looking for travel agent training that is like a Becoming a Travel Advisor 101 college course, where you get big picture of how things work and a taste of what a career in that field is like, you'll like this course!

In each of our linked travel agent training articles above, we go into more detail on how to evaluate specific types of travel agent education and training.

But if you really want to go the extra mile before you commit, here are a few extra steps you can take:

Talk to agents who've taken the program. Ask the program director for emails of a few agents who have gone through the program (though most likely they will direct you to agents who have nothing but good things to say about it). Another good place to check? Travel Agent Facebook groups. If you’re interested in HAR’s 7 Day Setup (7DS) program, join our 7DS Facebook group and snoop around.
Ask for a sample course. Probably the best way to see if a travel agent training program is good for you is to try it out. Ask the program if you can do a sample class or take a look at a recent syllabus. (They don’t have one?! Yikes!)
Who runs the program? A travel agent training program will only be as good as the people “in front of the room.” Who runs the program? What is their industry experience? Who teaches the classes and how much real-life travel experience do they have? Another important question, how recent is their experience on the topic they're teaching?
Ask for data. Nothing speaks louder than actions (errr, data). So what does their data tell you? How many agents complete travel agent training through the program? Do the agents find jobs? Do their sales increase? If the program boasts increased lead generation, do they have the numbers to back it up?
Spy on their alumnus: Actions speak louder than words: Poke around on Linkedin or Facebook to see what career path alumnus followed after they complete that travel agent training program.

Let’s Wind Up

I’m not going to lie. I’m impressed that you made it this far. You’ve conquered the Wild West of travel agent training and education and training opportunities.

It’s time to mosey on: drop a comment below about you personal experiences with travel agent training programs, or give me a holler at [email protected]

⭐️ Don't Miss HAR's Travel Agent Training & Education Series! ⭐️

A Guide to Host Agency and Consortia Education: Details on host and consortia education, plus a comparison chart.
Travel Agent Certification: Want to read up on what certification options are out there? This is for you.
Travel Agent Schools, A Complete Guide: Want to look into a degree program or a professional certificate? Go here!

Editor's note: This was originally published on December 18th, 2019 and republished with the most up to date info.

photo credits: Austin Distel and Yudi Susilo

About the Author

Mary Stein has been working as a writer and editor for Host Agency Reviews since 2016. She loves supporting travel advisors on their entrepreneurial journey and is inspired by their passion, tenacity, and creativity. Mary is also a mom, dog lover, fiction writer, hiker, and a Great British Bake Off superfan.

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Professional Development & Training

What you will learn, tools & materials, student reviews.

Travel Agent Training (Exam Cost Included)

Introduction to the Travel Industry
Professional Skills
Basic/International Geography
Destination Geography
Introduction to International Travel
Introduction to Air Travel
Transportation
Career Development
Sales and Marketing for Travel

Requirements:

Hardware Requirements:

This course can be taken on either a PC, Mac, or Chromebook.

Software Requirements:

PC: Windows 8 or later.
Mac: macOS 10.6 or later.
Browser: The latest version of Google Chrome or Mozilla Firefox are preferred. Microsoft Edge and Safari are also compatible.
Adobe Acrobat Reader .
Software must be installed and fully operational before the course begins.
Email capabilities and access to a personal email account.

Instructional Material Requirements:

The instructional materials required for this course are included in enrollment. The following textbooks will be shipped to you approximately 7-10 business days after enrollment:

Travel Career Development and accompanying workbook
Exploring the World and accompanying workbook

Please note: You will receive a digital book if the physical book is on backorder.

Helene K. Liatsos

Helene K. Liatsos is a consultant for small businesses, travel agencies, and home-based business startups with more than 25 years of experience. Along with a successful career in the travel industry, working with airlines, hotels, and travel agencies, Helene established her own business management company, Home Office Management Experts, and was awarded the 2004 Home-Based Business of the Year by the U.S. Small Business Administration. As a QuickBooks Certified Advisor, she provides bookkeeping, payroll and QuickBooks training services. She holds a Bachelor of Arts from Fairleigh Dickinson University.

How much do travel agents make?

According to the U.S. Bureau of Labor Statistics, travel agents earn an average income of $43,810 per year ($21.06 per hour). Top-earning travel agents (90th percentile) earn over $74,220 annually. This occupation has an expected growth rate of 20% by 2031, much faster than the average growth rate for all professions (5%). This translates into 7,500 openings for travel agents every year.

What does a travel agent do?

Based on information provided by the U.S. Bureau of Labor Statistics, travel agents sell transportation, lodging, and admission to entertainment activities to individuals and groups planning trips. They offer advice on destinations, plan trip itineraries, calculate total costs, and make travel arrangements for clients.

A travel agent's typical duties can include anything from organizing travel for business and vacation clients (planning and arranging tour packages, excursions, and day trips) to giving details on required documents, such as passports and visas, and on complying with cross-border entry requirements, such as health and safety protocols. Travel agents also describe trips to clients, advise about local customs and attractions, book reservations for travel, hotels, rental cars, and special events, and make alternative booking arrangements if changes arise before or during a trip.

What is a certified travel agent?

A certified travel agent has earned one of the available industry certifications, such as Certified Travel Associate (CTA) or Certified Travel Counselor (CTC). While they are not required to work in the industry, travel agent certifications can add prestige to your resume. When considering a CTA certification, it is necessary to first obtain the TAP certification. This course covers the fundamental knowledge necessary for this certification and serves as a solid foundation for your CTA certification journey.

Does this course prepare you for a certification?

The Travel Agent Training course will prepare you to sit for the TAP (Travel Agent Proficiency) test, offered by the Travel Institute (formerly ICTA), the registration fee for this test is included with this course. The Travel Agent Proficiency or TAP test is the first step towards professional recognition. The test allows students to demonstrate that they have mastered the basics of the travel industry – selling skills, basic geography, and the items/products sold by travel counselors.

When can I start the course?

This course is open enrollment, so you can register and start the course as soon as you are ready. Access to your course can take 24-48 business hours.

How long does it take to complete this course?

This course is self-paced and open enrollment, so you can start when you want and finish at your own pace. When you register, you'll receive six (6) months to complete the course.

What if I don't have enough time to complete my course within the time frame provided?

The time allotted for course completion has been calculated based on the number of course hours. However, if you are unable to complete the course, contact the student advising team to see what options you may have available to work out a suitable completion date. Please note that an extension fee may be charged.

What kind of support will I receive?

Our courses are designed to accommodate various learning preferences. Depending on the course structure, you may get different forms of support. Self-paced courses are designed to be user-friendly and independent, minimizing the need for external support. In courses with instructors, our direct platform support feature includes opportunities for questions, discussions, and remediation, with email and phone support available for select courses. Our student advising team is available to guide you on program requirements and administrative requests, but they do not provide assistance with course content. Our goal is to provide you with the necessary support for success, whether it's through self-paced exploration, direct communication, or guidance from our advising team.

What happens when I complete the course?

Upon successful completion of the course, you will be awarded a certificate of completion. In addition, you will receive an exam voucher for the TAP (Travel Agent Proficiency) test, offered by the Travel Institute (formerly ICTA), after successful completion of the course and financial obligation.

Am I guaranteed a job?

This course will provide you with the skills you need to obtain an entry-level position in most cases. Potential students should always do research on the job market in their area before registering.

Can I get financial assistance?

This course is non-credit, so it does not qualify for federal aid, FAFSA and Pell Grant. In some states, vocational rehab or workforce development boards will pay for qualified students to take our courses. Additionally, some students may qualify for financial assistance when they enroll, if they meet certain requirements. Financing is available from select schools. Learn more about financial assistance.

How can I get more information about this course?

If you have questions that are not answered on our website, representatives are available via LIVE chat. You can also call us at 1-877-221-5151 during regular business hours to have your questions promptly answered. If you are visiting us during non-business hours, please send us a question using the "Contact Us" form.

It's Official, Our Leads Program and Booking Portal With Over 750,000 Hotels Has Launched For Our Agents. Learn More

Travel Agent Resources

How much does travel agent training cost luxrally travel vs. traditional host agencies.

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By Courtney Eisen

March 15, 2023

Are you considering a career as a travel agent but unsure about the cost of training programs? Look no further! In this article, we will compare the costs of LuxRally Travel and traditional host agencies, so you can make an informed decision. Let's dive right in!

The high costs of many host agencies and travel agent schools.

When it comes to pursuing a career as a travel agent, one of the biggest hurdles is the cost of training. Many host agencies and travel agent schools charge exorbitant fees, ranging from hundreds to even thousands of dollars. These costs can be a significant barrier for aspiring travel agents, especially those who are just starting out or looking to switch careers.

Suggested Article: How to Steer Clear of Travel MLMs

LuxRally Travel: Free Training with Time and Commitment

At LuxRally Travel, we believe that everyone should have access to quality training without breaking the bank. That's why our travel agent training program is 100% free! Yes, you read that right – zero cost to you. We value your time and commitment, which is why we require a commitment of 12-16 hours and a one-year commitment to our agency after completing the training.

Suggested Article: What Do I Need to Become a Travel Agent?

Beyond Free: Start-Up Licensing Costs and Booking Tools Covered

Not only is our training free, but we go above and beyond to support our trainees. LuxRally Travel covers your start-up licensing costs, ensuring that you can hit the ground running without any financial burden. Additionally, we provide access to booking tools, giving you the necessary resources to excel in your travel agent career.

Suggested Article: Unapologetically The Best Host Travel Agency

Conclusion: LuxRally Travel - Your Path to Becoming a Travel Agent

In conclusion, if you're researching travel agent training programs, LuxRally Travel offers a unique and cost-effective solution. Unlike many traditional host agencies and travel agent schools, our training is completely free. We understand the financial constraints that aspiring travel agents may face, and we aim to eliminate those barriers by providing quality training without the hefty price tag.

By choosing LuxRally Travel, you not only receive comprehensive training but also have your start-up licensing costs covered and access to essential booking tools. It's a win-win situation for anyone looking to embark on a successful career as a travel agent.

Ready to take the first step towards becoming a travel agent ? Contact us today to learn more about our free training program and start your journey with LuxRally Travel!

Are there any hidden costs associated with LuxRally Travel's training program?

No, LuxRally Travel's training program is 100% free, including start-up licensing costs and access to booking tools. We are confident that we have the best travel agent school - and it's free.

How long does LuxRally Travel's training program take to complete?

LuxRally Travel's training program typically takes 12-16 hours to complete.

Can I join a different host agency immediately after completing LuxRally Travel's training?

No, LuxRally Travel requires a commitment of one year to their agency after completing the training.

A Closer Look at LuxRally Travel's Free Travel Agent Training

Looking for a cost-effective way to break into the luxury travel industry? LuxRally Travel offers an enticing solution with its free online travel agent training program. This comprehensive curriculum equips you with all the knowledge and resources you need to kickstart your career as a luxury travel agent.

LuxRally's in-depth courses cover a broad range of topics such as the role of a travel agent, efficient sales techniques, understanding hotel benefits programs, accounting basics, booking through third-party suppliers, using Global Distribution Systems (GDS) , managing group bookings, and booking ancillary services like tours and cars.

The best part? Upon completing our self-directed program, you can enjoy one-on-one remote sessions with our VP of Sales, who provides personalized resources and mentorship to strengthen your skills further.

In the travel industry, the power of mentorship and camaraderie cannot be understated. It's particularly crucial for independent travel agents who often have to navigate the complexities of the field without the backing of a larger company. That's where LuxRally steps in. We offer our members invaluable mentorship opportunities, access to group chats with other LuxRally agents for advice and recommendations, and unique AMA (Ask Me Anything) sessions with David Eisen , the World's Highest-Grossing Travel Agent .

For seasoned travel agents, consistent communication with peers is vital to stay ahead of industry trends and changes that could impact their business and clients. By becoming part of LuxRally's network, you gain access to resources like special rates, benefits, and introductions to key management contacts in luxury properties worldwide.

So how much does the training cost? About 12-16 hours of your time, the course and mentorship are complimentary for our new agents.

Ready to embrace the world of luxury travel without breaking the bank? Start your journey today with LuxRally Travel's free online travel agent training course . It's time to turn your intrigue for premium travel into a thriving career!

More Resources

Why You Should Be a 24 Hour Travel Agent

How Do Travel Agents Make Money?

How to Start a Travel Agency From Home

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Your guide to extraordinary adventures around the globe.

Cost to Become a Travel Agent: A Complete Breakdown

August 18, 2023

how much does it cost to become a travel agent

If you have a passion for travel and helping others plan their perfect trips, becoming a travel agent can be an exciting career path. But before taking the plunge, one big question is top of mind – how much does it really cost to become a travel agent?

As an established travel blogger and adviser with over a decade of experience in this industry, I’m going to break down the major expenses involved in getting your travel agent business up and running. By understanding the costs, you can budget and prepare for this career investment in your future.

Travel Agent Training Programs

Cost: $100-$5000

While no formal degree is required, completing a travel agent certification course is highly recommended to gain booking, sales, and service skills. Many community colleges, travel schools, and organizations like The Travel Institute offer in-depth training programs, either virtually or in-person.

Expect to invest between $100 for an intro course to over $5000 for more extensive 12-week classroom programs. Shop around to find one that fits your niche interest and budget.

Hands-on training like the Disney College of Knowledge provides immediate applicable skills for your ideal clients. Combine general agent certification with niche training.

Professional Associations and Memberships

Cost: $200-$1000 Annually

Joining groups like ASTA and CLIA gives you resources, discounted educational opportunities, marketing materials, networking, and credibility. Most associations charge $200-$700 to join, with tiered membership levels.

Niche groups like the Adventure Travel Trade Association also offer special training and connections for around $275-$500/year.

Domain and Hosting for Your Website

Cost: $150-$300 Annually

A professional website to promote your agency is crucial. Expect domain registration and hosting to run you around $150 or more per year depending on features.

Shop web hosts like Bluehost, DreamHost, or SiteGround that offer templates and easy customization for travel agents and small businesses.

Resources and Software

Cost: $50-$500+ Monthly

From booking systems to marketing tools, running your business requires investments in resources like:

GDS access for reserving travel (Sabre, Amadeus, Galileo, Worldspan)
Accounting and invoicing systems
CRM and email marketing software
Social media management tools
Adobe Creative Cloud for graphic design
Office programs and supplies

Some are included with host agency partnerships. Budget at least $50-$500+ monthly for any out-of-pocket costs.

Ongoing Education

Cost: $25-$300+ Per Course

Plan to invest in continuing education every year through classes, conferences, certifications, niche programs, and more. Expect to spend $25 for webinars up to $300+ for multi-day in-person seminars.

Lifelong learning ensures you stay current on industry changes and provide exceptional service.

Marketing and Advertising

From website hosting fees and search ads to printed collateral, travel agent marketing involves ongoing costs. Budget $50-$500 or more per month depending on your strategies and reach.

Conservative efforts like social media, email newsletters, and networking may have little upfront cost. Paid advertising, sponsored trips, and trade shows cost more.

TOTAL COST: $1000-$10,000+

Overall, plan for an initial investment of around $1000-$10,000+ to cover training, memberships, website, resources, education, and marketing as you start your travel agent career. Ongoing costs will also be a factor month-to-month.

But with passion and hard work, you can build a thriving home-based business as a travel agent. This complete cost breakdown helps you plan financially.

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How to Become a Travel Agent: Turn Your Passion Into Perks and Cash

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Raise your hand if you love to travel. Whether you’re often on the road or take a vacation just once a year, you’ve probably heard of travel agents. These folks help plan and book itineraries for you, eliminating a lot of the pain points when it comes to traveling.

These days many people skip out on a travel agent in lieu of booking their trip online, but if you’re a frequent traveler, you may want to become a travel agent yourself. Why? Because it can save you a lot of money — and may even earn you some in the process.

Let’s take a look at how to become a travel agent, why it’s something you may want to consider and the ways it can work for you.

Why become a travel agent?

Have you ever obsessively researched the best hotels in a city you’re planning to visit? How about checking seat maps on an airplane? If getting into the nitty-gritty of travel logistics is something you do in your spare time, you might also enjoy becoming a travel agent.

Not only do you get to plan trips for others, but you’ll also be able to take advantage of special discounts on many facets of travel.

This is true for your clients, but also for yourself. Travel agents have access to a variety of discounted rates on both airlines and hotels, even when booking travel for themselves.

» Learn more: How to get a refund from a travel agency

How to become a travel agent

Find a program.

Becoming a travel agent isn’t as simple as declaring yourself one. Typically, the first step is to sign up for a program that’ll teach you the basics of running your own travel business.

There are a variety of programs to choose from, depending on your interests and career goals. Most programs will teach you about the business side of being a travel agent as well as how to plan trips, so your courses in itinerary planning and travel insurance will be coupled with business ethics and customer service.

If you’re wondering how to become a travel agent from home, don’t worry. Many of these courses don’t have to be done in person; there are online programs that will teach you everything you need to know from the comfort of your living room.

Apply for certification

Once you’ve completed your coursework, you’ll want to apply for certification. Although there is no single standard that designates you a travel agent, there are a number of different identifiers that you can acquire. Some of the more common ones are:

International Air Transport Association, or IATA, which allows you to book travel on domestic and international airlines.

Travel Industry Designator Service, or TIDS, which allows agents to book trips with a variety of travel suppliers and receive commissions.

Cruise Lines International Association, or CLIA, which provides agents the ability to book trips on cruises around the world.

In order to access Marriott’s travel advisor rates, for example, you can use any three of these designations, along with a variety of others.

Each of these associations and identifiers have different implications for your business, so you’ll want to be sure you’ve fully researched them before applying for membership.

» Learn more: Do travel agents really save you money?

Save money as a travel agent

Once you’ve qualified as a travel agent, what comes next? If you travel frequently, becoming a travel agent can be a huge benefit to you, as it offers discounted rates and access to luxury travel options.

Discounted rates

Travel agents have access to negotiated rates that aren’t available to the general public. The exact amount will vary depending on the business. Hilton, for example, will give personal travel discounts of 50% off at newly-opened hotels and up to 25% off at the remainder of hotels within Hilton’s portfolio.

Hyatt, meanwhile, will give you a discount on personal travel of up to 50%, but only during select dates of the year. And although not all airlines give discounts to travel agents, many do.

Regardless, these are some pretty spectacular savings, and if you’re looking to save money on your vacations, being a travel agent can help.

Luxury programs

Becoming a travel agent isn’t only about saving money, however. It also grants you access to many hotel chains’ luxury travel programs.

If you’re big into elite status benefits, this is definitely something you’ll want to consider — especially since you don’t need any status at all to receive these perks, as long as you book through the hotel’s agent portal.

Most major hotel chains have these programs, including Hyatt Privé, Hilton Impresario, Marriott STARS & Luminous, Four Seasons Preferred Partner, Belmond Bellini Club, Rosewood Elite, Mandarin Oriental Fan Club and Shangri-La Luxury Circle.

While benefits vary by brand, many of these offers include things like room upgrades, complimentary breakfast, early check-in or late checkout and credits for expenses like dining or spa services. General consumers aren’t eligible for these programs, but once you’ve become a registered travel agent, they become accessible to you; however, some programs — such as Hyatt Privé — are invitation only.

For the most part, booking rooms through these programs shouldn’t cost more than the standard rate you’d be paying anyway, so you have the potential to get big benefits without shelling out any additional money.

However, note that these numbers don’t take into account any other discounted rates for which you may be eligible, such as those offered to American Automobile Association members and veterans .

» Learn more: Uncommon tips for saving money on travel

Earn money as a travel agent

Of course, becoming a travel agent isn’t all about scoring discounts for yourself. If you’re looking to earn some money, being a travel agent can be a good way to do so.

Note that travel agents operate in a customer-facing role, so you’ll also need to be able to build client relationships and be comfortable with sales. Courses such as those mentioned above can help train you to do this and run a successful business.

If booking travel and organizing trips for others is something that appeals to you, there’s definitely money to be earned. Marriott, for example, gives agents a commission of between 8% and 10% for all eligible stays booked.

» Learn more: The pros and cons of booking through online travel agencies

If you’d like to become a travel agent

There are a few good reasons to become a travel agent, especially if you travel a lot. Although it takes time and effort to complete training and apply for accreditation, the benefits you’ll receive as a travel advisor can be significant. This is true whether you’re booking personal travel or have built yourself a client base. Either way, there’s money to be had — and saved.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

1.5%-5% Enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Up to $300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

on Capital One's website

2x-5x Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

75,000 Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.

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Boot Camp Session Dates:

The following dates are available for this boot camp. Once you register, our enrollment team will contact you to confirm your session dates.

Travel Agent Training (Exam Cost Included)

Train to become a travel industry professional in this flexible online course..

Requirements

Prerequisites.

phone Call Us:

Together, travel and tourism make up one of the world's largest industries. While independent travel booking is on the rise, travel agents continue to play a vital role in luxury, corporate, and group travel. As the industry continues to expand, now is the perfect opportunity to become a skilled travel agent.

This online Travel Agent certification course will prepare you to work in the fast-paced travel industry. By completing your travel agent course, you will gain a deep understanding of both travel and tourism, so you can help clients research, plan, and book their trips.

What you will learn

Everything you need to know about the travel industry, including airline and ground transportation, hotels and resorts, cruises, tours, specialty travel, and more.
All about the international and domestic travel destinations that you are most likely to recommend and sell to your clients.
How to market yourself as a Travel Professional
Customer service skills needed as a Travel Professional

How you will benefit

Upon completion of this course, you will be able to sit for the Travel Agent Proficiency (TAP) test, offered by the Travel Institute (formerly ICTA)
You will have the knowledge you need to get started in your travel career
Introduction to the Travel Industry
Professional Skills
Basic/International Geography
Destination Geography
Introduction to International Travel
Introduction to Air Travel
Transportation
Career Development
Sales and Marketing for Travel

Requirements:

Hardware Requirements:

This course can be taken on either a PC, Mac, or Chromebook.

Software Requirements:

PC: Windows 8 or later.
Mac: macOS 10.6 or later.
Browser: The latest version of Google Chrome or Mozilla Firefox are preferred. Microsoft Edge and Safari are also compatible.
Adobe Acrobat Reader .
Software must be installed and fully operational before the course begins.
Email capabilities and access to a personal email account.

Instructional Material Requirements:

The instructional materials required for this course are included in enrollment. The following textbooks will be shipped to you approximately 7-10 business days after enrollment:

Travel Career Development and accompanying workbook
Exploring the World and accompanying workbook

Please note: You will receive a digital book if the physical book is on backorder.

Prerequisites:

There are no specific prerequisites for this course. This course is for you if you want to enhance your travel industry knowledge or jump-start your career in the travel industry.

You've got questions. We're here to help.

Our highly knowledgeable Enrollment Specialists will answer any questions you might have about the course and payment options.

Helene K. Liatsos

How much do travel agents make?

What does a travel agent do?

What is a certified travel agent?

Does this course prepare you for a certification?

When can I start the course?

This course is open enrollment, so you can register and start the course as soon as you are ready. Access to your course can take 24-48 business hours.

How long does it take to complete this course?

This course is self-paced and open enrollment, so you can start when you want and finish at your own pace. When you register, you'll receive six (6) months to complete the course.

What if I don't have enough time to complete my course within the time frame provided?

What kind of support will I receive?

What happens when I complete the course?

Am I guaranteed a job?

This course will provide you with the skills you need to obtain an entry-level position in most cases. Potential students should always do research on the job market in their area before registering.

Can I get financial assistance?

How can I get more information about this course?

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How to Become a Travel Agent—Because, Believe It or Not, the Industry Is on the Rise

By Scott Bay

There’s a reason “how to become a travel agent” has been a continuously trending search phrase on Google—it is a career path that offers a flexible work environment and schedule, ample travel opportunities, and an immersion into a supportive world-wide industry. It's a surprise to some in 2023: Once the internet became widely available, it was largely believed that needing a travel agent was obsolete. However, even though the brick-and-mortar agencies with punny names in strip malls have vanished, the career is on-the-rise .

New software options are making it easier than ever for people to make money planning trips, either as a side hustle or as a full-time business. That’s why Cherikonda, India-based stay-at-home mother, Maya Kapoor-Miller, decided to enter the professional world as a travel agent this year, at 31. “I knew nothing about the travel industry prior to signing up,” says Kapoor-Miller, who decided to use San Francisco-based booking platform Dreamport to establish her online travel advisor business. “It is my first business in life, and the only one that you can start with no investment.”

But there's also a rise in demand. When people ventured back into the world after the pandemic, travel agents saw an overwhelming amount of business . And that momentum hasn’t stopped—when travel is complicated, like it was in 2020 and 2021, travelers turned to professional trip planners to create a seamless vacation. For better or worse, traveling has remained complicated and chaotic, with new rules being implemented (like Americans needing to pay a fee to visit Europe in 2024 ) and airline strikes and staffing issues. Offloading all of the nitty-gritty details to someone else is more appealing than ever.

For those entering the field, there's also the age-old motivator: a love of travel.

Shelton Ellis, who is based in North Carolina, recently saw these opportunities and left behind more than 20 years in public relations and global advertising to turn his passion into a career. “I was born with a wanderlust that would wear Rick Steves out,” Ellis says. “I decided to take the leap and follow that lifelong yearning. Transitioning into this role was really about learning how to monetize what I'm passionate about.”

Whether you are looking for a new career path or a lucrative side-hustle—or simply curious about those taking the plunge—here’s how to become a travel agent, from the qualifications and education required, to anticipated earnings, according to those who have made the shift in the past year.

What exactly does a travel agent do?

Travel agents, or travel advisors (the term is mostly interchangeable), manage everything that goes into a trip for their clients: the flights, car transfers, accommodations, restaurant reservations, and more—they even inspire the itinerary. The reason people turn to travel agents, aside from having a helping hand during any travel chaos , is also to tap into the travel agent’s first-hand knowledge of destinations, and their industry partnerships, which often lead to perks such as hotel upgrades, ideal airplane seats, and experiences that can’t be found on a search engine.

“You have to remember that as a travel agent, you will be a guide for people during their happiest moments—family reunions, weddings , baptisms, and once-in-a-lifetime experiences that people have dreamt of,” says Kapoor-Miller. “It has been one of the most rewarding aspects of being a travel agent. You navigate people, inform them, and help them choose.”

So, how do you become a travel agent?

There are many ways to become a travel agent, from joining an existing travel agency , to starting an independent business from the ground up. Others are opting for one of the buzziest start-ups in the travel industry, Fora . When it launched in 2021, the software company, which trains and provides search engine-optimized profile pages to advisors—at one point had a waitlist of over 30,000 people eager to begin a part-time gig. Travel photographer and Condé Nast Traveler contributor Amanda Villarosa is currently in the process of joining.

“I'm the person that friends and family come to for travel recommendations, tips and tricks, and general travel advice,” says Villarosa. “After discovering Fora and looking into it, I realized that it could be the perfect side-hustle, considering I'm already so involved in the industry.”

With additional flexibility, Villarosa was able to move from New York City to splitting her time between Denver and Los Angeles . She says that the sign-up was quite straightforward. “You're given a dedicated Fora email and have access to advising tools and fellow Fora advisors,” she says. “The training is in the form of Zoom meetings and videos, which you have the option to watch at your own pace. Once completed, you take a certification quiz and you're on your way to advising.”

The other ways in are slightly more involved. To begin an independent practice, you go about it like many other businesses. You will have to create an LLC, establish a business name, cultivate marketing materials, build a website, find clientele, and more.

Ellis found something in the middle, choosing to connect with an established travel agency. “Don't be afraid to reach out to an agency looking to take on new advisors and is willing to mentor," says Ellis. "I was fortunate to learn so much from Annie Chambers, the owner of Crafted Escapes , who has seven years in the business.” He now knows the ropes on everything from using itinerary-building software to destination-specific training, to the sales and marketing aspects of the trade.

Is there required education or qualifications?

Ellis says that there's no certification, per se, required to become a travel advisor, but there are countless training courses available like Departure Lounge ’s classes on navigating the industry through hotels and tour operators. He said it’s also important to stay on top of travel trends. Ellis recently completed travel agent training programs provided by premier cruise lines such as Virgin Voyages , Ritz-Carlton Yachts , and Cunard to help agents sell their products more accurately.

How much does a travel agent make?

What a travel agent earns depends on how many trips they successfully book for their clients. The entire model is commission-based, meaning agents earn a percentage of the total cost of the vacation they orchestrate. Many travel advisors choose to charge a flat-rate planning fee in addition to their commission, but balance is key—if you charge a high planning fee, it could lead to potential clients going elsewhere.

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Fora ’s website states that “some of our full-time, expert advisors earn well into the six figures (or beyond).” So a lucrative career may be on the horizon, for those who are able to build a robust client base and excellent industry connections.

How much you make can also depend on where you live around the world. “I am being paid in dollars,” says India-based Kapoor-Miller. “So the currency fluctuations of the local exchange rate are not something I am worried about.”

What are the key skills required to become a travel agent?

“Travel agents need a mix of customer service, communication, destination knowledge, organizational, and problem-solving skills,” says Kapoor-Miller. “But I would say that adaptability, flexibility, curiosity, and cultural sensitivity top them all—you have to put yourself in other's shoes, and understand the requirements, hopes, and expectations of your clients along with any worries and questions they may have.”

It’s vital to have a passion for traveling, even the aspects of the process that aren’t as exciting, such as learning about new airline routes, train schedule updates, and industry news. “It can be an information-heavy hustle, and I believe it's important to be excited about it as that energy definitely transfers to your clients and partners,” Villarosa says.

Should travel advisors choose a specialization?

Many travel advisors have found success through becoming an expert in a few types of travel and destinations. “It's important to become an authority and learn as much as you can through personal experiences and continuing education,” says Ellis. “As a proud member of the LGBTQIA+ community , an avid snow skier, and scuba diver, I know not only the popular destinations but others that are off the beaten path, equally safe and adventurous for all travelers.” This helps travel agents establish a competitive edge, and hopefully convince potential clients to choose them for their expertise.

What are the benefits of being a travel agent?

“Flexibility tops them all,” says Kapoor-Miller. “And the ability to start without industry knowledge. If you worry that you are too old for this job, the good news is that this is a job you can enter and enjoy at any age.”

Another great perk is the "Familiarization trip,” says Ellis. “Tourism boards and hotels invite agents to visit and familiarize themselves with a particular country and its properties. After all, any accomplished salesperson should learn everything they can about their products first-hand...even if they're in Bora Bora.” It's hard work, but someone's got to do it.

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How Much Does It Cost To Become A Travel Agent? (Price Estimates)

November 10, 2023

Becoming a travel agent can be a dream job for those with a passion for exploring the world and helping others plan their adventures. However, like any profession, it comes with a price tag. In this article, we will break down the costs associated with becoming a travel agent.

We will also explore various opportunities, such as joining a travel franchise or going the independent route, and analyze the associated costs.

How Much Does It Cost to Become a Travel Agent?

On average, a bachelor’s degree in travel and tourism can range from $10,000 to $30,000 per year, including tuition, books, and other associated fees.

Keep in mind that there are also shorter, less expensive diploma and certificate programs available for those looking to enter the field more quickly.

After acquiring the necessary education, aspiring travel agents often need to undergo training to become well-versed in the intricacies of the travel industry. This training can take various forms, including online courses, workshops, and on-the-job experience.

The cost of training can also vary widely, ranging from a few hundred dollars for online courses to several thousand dollars for comprehensive training programs.

Licensing Fees

The cost of licensing can vary significantly from one region to another, so it’s essential to research the specific requirements and fees in your area. In the United States, for example, travel agency licensing fees can range from $100 to $500 or more, depending on the state.

Insurance Costs

To sell travel insurance, you may need to obtain insurance licenses, which come with their own costs. Additionally, you’ll need to consider the cost of errors and omissions (E&O) insurance [ 1 ], which protects you from liability in case of mistakes or omissions in your services.

The price of E&O insurance can vary depending on your coverage limits and the insurance provider.

Marketing Budgets

The amount you spend on marketing will depend on your business’s size and goals, but it’s wise to allocate a significant portion of your budget to attract clients and establish your brand presence.

What Opportunities Are There to Become a Travel Agent?

The travel franchise costs.

For those who prefer to work under an established brand and receive support and guidance, joining a travel franchise can be a viable option.

Travel franchises offer various packages with different levels of investment. Let’s take a closer look at some of the costs associated with these opportunities.

Lite Package at $4,031.25 USD (plus VAT)

The Lite package is an entry-level option for individuals looking to start their travel agency business within a well-established franchise. It typically includes basic training, access to the franchise’s booking systems, and marketing support.

This package is suitable for those on a tight budget or who want to test the waters before committing to a more extensive investment.

Elite Package at $20,236.25 USD (plus VAT)

The Elite package provides a more comprehensive set of tools and support. In addition to what’s included in the Lite package, it often offers specialized training, advanced marketing resources, and exclusive access to certain suppliers and deals. This package is ideal for those who are serious about building a successful travel agency and want access to premium resources.

Entrepreneur and Supreme Packages, from $40,482.75 USD (plus VAT)

The Entrepreneur and Supreme packages are for ambitious individuals who want to establish a significant presence in the travel industry.

These packages typically include extensive training, mentorship, access to a broader network of agents, and personalized marketing support. They offer the most robust set of tools and resources for growing a travel agency business within the franchise.

How Much Does it Cost to Become an Independent Travel Agent?

While joining a travel franchise can provide valuable support and resources, some individuals prefer the independence and flexibility of running their own travel agency.

The costs associated with becoming an independent travel agent can vary widely depending on your approach and business model.

Home-Based vs. Brick-and-Mortar

One significant factor in determining the cost of becoming an independent travel agent is whether you choose to operate from a physical office or work from home.

Operating from home can significantly reduce overhead costs, such as rent and utilities, making it a more affordable option for many. Establishing a physical office can be much more expensive due to lease agreements, office equipment, and furnishings.

Technology and Software

To operate efficiently, independent travel agents need access to booking systems, customer relationship management (CRM) software, and other essential tools. Access to booking systems is crucial for independent travel agents.

Costs depend on the specific systems you choose, but subscription fees typically range from $50 to $300 per month. Some providers may charge additional fees per booking.

Becoming a travel agent can be a rewarding career, but it comes with its fair share of costs. From education and training to licensing fees, insurance, and marketing budgets, aspiring travel agents need to carefully plan and budget for their journey.

Whether you choose to join a travel franchise or go the independent route, understanding the associated costs and opportunities is crucial to your success in this exciting industry.

Noah Miller

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How to Become a Travel Agent Online: Fora's Full Guide

The Modern Travel Agency

Fora Travel

https://www.foratravel.com/the-journal/become-a-travel-agent-online

You want to become a travel agent online. Is it easy? Are there any education or experience requirements? We’re answering all your questions and then some.

Want to check out the coolest travel agent remote jobs for yourself? Apply to become a Fora Advisor today.

First off, what is an online travel agent?

The only real difference between an online travel agent — we prefer the modern term, travel advisor — and a travel agent who works in a brick-and-mortar environment is, well, their setting.

We could get into the nitty gritty comparisons — remote travel agents have more flexibility, in-person travel agents offer face-to-face meetings and so on — but at the end of the day, the locale is the only major difference.

(Need to back up and ask, “ What does a travel agent do? ” Our guide has all the answers.)

Next, the vital question: can you become a travel agent online?

Absolutely — and there are a ton of advantages to becoming a travel agent online, as compared to traditional travel agent schools .

(BTW: this guide focuses purely on the remote aspects of becoming a travel planner. If you’re looking for a more comprehensive look, check out how to become a travel agent .)

Pros of becoming a remote travel agent

Becoming a travel agent online offers a high degree of flexibility that more traditional travel agent jobs can’t match.

For one, remote travel agents can work from anywhere, while brick-and-mortar agents are tied to a specific location.

It’s also worth noting remote travel agents can be much more in tune with the contemporary travel industry. Many traditional travel agent schools have outdated curriculums that haven’t kept pace with the rapid modernization of the field.

Best of all, online travel agents can work with anyone around the world. Face-to-face interactions, while still possible at the discretion of the agent, simply aren’t necessary nowadays. Everything from bookings to travel planning can be completed over the internet — and most customers are just as interested in being able to consult a travel advisor from the comfort of their home.

Cons of becoming a remote travel agent

Simply put, there aren’t any major disadvantages to becoming an online travel agent versus committing to a brick-and-mortar office. Although some clients still prefer in-person exchanges, this is no longer the industry norm.

If you love travel, you have what it takes to become a travel agent . But it certainly helps to have interpersonal skills, industry knowledge and a rolodex of relationships with travel partners around the world — all of which we provide in our online travel advisor training program.

(P.S. Looking for more jobs in the travel industry or jobs where you travel ? See our guides.)

What are the benefits of becoming a remote travel advisor with Fora?

We’ve covered the basics of becoming a travel agent online, but here’s why your choice of host agency matters. Fora offers unparalleled flexibility and support to all Fora Advisors. We’re big on inclusivity, and we always advocate for our own. All that said, you’re still in complete control of your travel business (learn how to become an independent travel agent with Fora).

Already convinced? Sign up to become a Fora Advisor .

(Prefer to fly completely solo? Here’s how to start a travel agency , but be warned, it’s no easy endeavor.)

Can you become a travel agent online as a side hustle?

Yes. In fact, a large number of Fora Advisors run a travel side hustle and nothing more. If you’re only interested in booking the occasional vacation for family or peers, it’s completely fine with us.

Do you need any certifications or degrees to become a travel agent online with Fora?

No experience or education is required to become a Fora Advisor. We offer all the travel agent training and travel agent certification programs you could possibly need to be successful. Plus, these courses can be completed at your own pace.

Topics range from the basics of booking hotels to how to build a sales funnel and beyond.

How much money can you make as an online travel agent with Fora?

With great flexibility comes great ranges of Fora travel advisor salaries .

Obviously, the Fora Advisors that spend the most time honing their craft and selling travel make the most money. And many of our independent travel planners are only interested in making side money.

Need more details? Check out how much travel agents make , and for a deep dive on commissions, see how much travel agents make per booking .

How does Fora pay remote travel agents?

Fora Advisors are paid via direct deposit, a rarity in an industry that often still relies on the 20th-century method of paying by paper check. Our guide to how travel agents get paid offers an in-depth explanation.

Ready to work with a host agency that embraces new-age tech? Become a Fora Advisor .

How long does it take to become a travel agent online with Fora?

Becoming a travel agent online with Fora doesn’t take very long at all. The application process is easy, and you’re allowed to start booking travel as soon as you’re accepted as a Fora Advisor.

Wondering, " How long does it take to become a travel agent ?" See our guide for more intel.

How much does it cost to become a travel agent online?

Other agencies handle this differently, but at Fora, we charge a monthly subscription fee that covers our comprehensive training, access to our peer community — which possesses an incredible depth of travel expertise — extensive marketing resources, access to our proprietary booking platform and much, much more.

Currently, it costs $49 per month or $300 annually for a subscription (BTW: most advisors make their membership fee back within the first month). As far as becoming a travel agent online, few host agencies even compare — and many don't offer the perks that we do.

Is becoming a travel agent online worth it?

It’s fair to wonder if being a travel agent is worth it . But if you love travel, you're already most of the way there. We'll teach you everything you need to know to build a thriving travel business you love.

That being said, if you’re wondering whether it makes sense to become a travel agent online or at a designated office, there’s no competition. Remote travel agent jobs are quickly becoming the standard — there simply aren’t any major advantages to brick-and-mortar travel planning nowadays.

Join Fora and become a travel agent online today

Ready to become a travel agent online? Why not join a host agency that puts your success front and center? Sign up to become a Fora Advisor today.

Looking for more travel advisor resources ? Check out these guides, as well:

Take it from Our Advisors: 8 Reasons to Become a Fora Advisor

How Do Travel Agents Get Clients? Fora's Top 4 Tips

How to Become a Luxury Travel Agent: the 2023 Guide

How to Become a Disney Travel Agent

A Window into Fora's Certified Training

How to Market Your Travel Business Like a Pro: Tips from the Experts

How to Be a Successful Travel Advisor: Insider Tips from the Pros

Are you the go-to person for travel tips?

Transform your passion for travel into your dream job. We'll set you up with everything you need to succeed as a travel advisor. From training to top-notch tech, marketing assets, community, commission tracking & payments (and more), we've got you.

Hey there, future Rockstar! Give us a call now to get started: 1-800-730-6392

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Let's Talk Travel Agency Fees

For what you get when you partner with us here at TPI as your travel host agency , you’d think you’d pay through the nose. The level of support alone is worth its weight in gold. For example, you’ll get access to the best travel agency marketing tools and techniques, as well as state-of-the-art travel agency software (including robust travel agency back office software technology). But we don’t believe in nickel and diming you. We believe you should keep more of your money. Technology, community, a fun, fresh vibe, exclusive supplier promotions, unparalleled marketing resources, and help 24/7 makes partnering with us the deal of the century.

Show Me the Money

Depending on your level of commitment to us, we estimate the basic startup costs to own your own travel agency include:

Training: $295-$895
Host Initiation Fee: $0
Typical Business Startup Costs: $500
Commitment to Us as Your Host Agency (Annually): $240-$840

For a grand total of anywhere between $1234 to $2074. That’s not a ton of money to start your own business and be your own boss. But do you have what it takes to be a travel agent though?

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My name is Anastasia and I have been working in the restaurant Industry for over 10 years. During my career I have always wanted to learn something new but didn't really know what. After some time had passed, I learned that I can turn my love for travel planning into something lucrative.

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Frequently Asked Questions

What is a typical travel agency fee.

Travel agency fees vary. We offer multiple commission split structures so you decide how much you pay in fees and how much of your commission you keep. For example, if you choose to take home less of your commission, your fees to TPI are lower.

What is a travel agency fee?

A travel agency fee is what you pay to work with a host agency like TPI. We determine our fees based on our commission split structures. If you choose to take home less of your earned commissions, your fees are lower, and vice versa.

Does it cost money to become a travel agent?

There are some fees associated with starting your own business. While you will pay for training and general business startup costs, the cost is generally low. Plus, you’re investing in your own business and your future as your own boss! Learn how to become a travel agent today.

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How Much Does It Cost to Become a Travel Agent?

Are you a travel enthusiast? Do you love to wander to new places? Do you enjoy helping your friends plan their vacations? Are you the go-to family member for travel recommendations? If you answered yes to these questions, then you may have thought about turning that passion into a part-time opportunity by becoming a travel agent. Of course, every new opportunity requires some money and initial investment, so you might have asked yourself, “How much does it cost to become a travel agent?” The answer to that question might be lower than you think when you look at becoming a Dream Vacations Advisor.

Becoming a Dream Vacations Advisor Travel Agent

You currently want to turn your passion for travel into an independent business opportunity for yourself and sell all types of vacation packages or simply sell cruises from home . You want to make some supplemental income for yourself and your family and have the flexibility to combine it with your full-time job. If this is the case, then becoming a Dream Vacations Advisor might be a great fit for you. Dream Vacations Advisors are independent contractors who work alongside Dream Vacations franchise owners; these franchise owners help to mentor and guide you to start working in and understanding the travel industry.

As a Dream Vacations Advisor, you only pay a $39 monthly fee. This is your investment to access the necessary support, marketing, support and technology tools to become a travel advisor and start selling dream vacations to your friends, family and clients. Once you have asked the question, “How much does it cost to become a travel agent?” you also must consider what is the return on that investment. Dream Vacations Advisors receive so much value in exchange for their monthly fee, including:

Support from a dedicated corporate team and a passionate community of fellow advisors.
24/7 access to more than 1,500 on-demand eLearning modules that progress with your travel career. Start learning the basics and continue with ongoing weekly refresher courses on your schedule.
Automated marketing programs such as social media posts, email marketing, videos and more.
Personalized consumer-facing booking website maintained by Headquarters.
Weekly marketing and promotional emails sent on your behalf.
Access to free or reduced rate travel with our travel suppliers.
Access to our Business Center intranet and to Cruise Control, our online CRM, reservation and financial system.

As a Dream Vacations Advisor, you can obtain great travel benefits! When you are an Advisor, you have the opportunity to take trips at significant discounts, so you get to know new cruise ships, destinations and resorts first-hand. You can then use that knowledge to help customers plan their ideal dream vacation!

The great thing is that your office can be anywhere with an internet connection; you just need a smartphone, laptop or computer. You can sell vacations through your own booking website. This means no overhead costs, and most importantly, you set your schedule.

Becoming a Dream Vacations Advisor is one of the best supplemental income opportunities available, which provides you with the best ongoing support and the most flexibility to work around your lifestyle.

How Much Does a Travel Advisor Make ?

While there is a monthly fee for Dream Vacations Advisors, the opportunities to make money are so much greater. Advisors earn money on every sale they make through our travel agent commission system. It is simple – the more you sell, the more money you make.

You can earn a travel commission on all the products you sell. You’ll earn 60% of the supplier commission of each sale, which includes various vacations such as cruises, resorts, tours, theme parks, villas, excursions and more. You can earn extra commissions by offering travel protection, shore excursions, hotel stays, consolidated airfares and other optional cruise features. If you’re willing to put in the work and find customers in your community and beyond, there’s no telling how much you can make!

Dream Vacations has been in the travel industry since 1992, and is a true powerhouse that offers you the best commission for travel agents ! So, if you’ve got all the answers you need to the question, “How much does it cost to become a travel agent?” and want to learn more about becoming a Dream Vacations Advisor, get started by signing up for our FREE webinar today

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seaplane on a white sand beach if you book with a travel agent

Breaking Down the Pros and Cons of Using a Travel Agent

You're convinced that having a travel expert by your side will be useful. But how do you go about knowing when and how to book with them?

What to know when you’re thinking of booking your next trip with a travel agent

Heading out the door? Read this article on the Outside app available now on iOS devices for members! >","name":"in-content-cta","type":"link"}}'>Download the app .

Confession: I’m a big fan of travel agents (whoops, sorry, travel advisers ), even though I could technically book all my trips through websites and apps. And despite the fact that many of us might consider this industry old-fashioned and out-of-date, research shows that travelers, and millennials in particular, are once again turning to these specialists to help plow through TripAdvisor detritus. If you’re wondering: how much does a travel agent cost, and why would I book with one anyway? Read on.

How to Know If You Need a Travel Agent

Once you’ve come around to the idea of hiring a travel agent, ask these three questions before booking:

Is this a domestic trip or one that involves traveling to a part of the world you’ve never been? If it’s the former you don’t need a travel agent.
Can I get a better deal by using a travel agent? (This question requires you pricing out your trip with and without one.)
Is this a big-budget, special-event kind of trip? If the answer is yes, go with a travel agent.

The Pros of Using a Travel Agent

They can find crazy deals..

This is literally their job. If they have been in the travel business for many years, they likely have supplier relationships in place that can help leverage better deals for you. Many travel agents specialize in locations (i.e., cruise vacations in Europe). Some travel agents offer package deals, with more savings passed on to you then booking the trip on your own—that is good news to your wallet.

They will be your advocate.

One of the best ways to utilize a travel agent is as an advocate should something derail on your trip. They can help you with lost luggage, in the case of natural disasters, if you get stuck in a location before your trip, etc. They are there to help you get your trip back on track.

They’ll take care of the little things.

I love my travel agent, and I love all the extras she provides when we use her services for a trip. For instance, when we traveled to the Bahamas, she made sure there was a nice bottle of champagne and strawberries in our room on our arrival, and she also upgraded our room free of charge. While this certainly is not a guarantee when you use a travel agent, there are a lot of added-value extras you can expect when you use a travel agent. Why? Because travel agents know you don’t have to use them to book your trip, and they want to say thank you.

They’re true experts.

Most travel agents have been working in the industry for years now, and it’s their job to stay on top of travel trends and upcoming hot destinations. When I spoke with my travel agent about a trip to Europe recently, she offered a few alternate destinations. I was not thinking about the destinations she suggested, but the alternatives offered great activities, culture, food, interesting boutique hotels, and more options for less money than my original destination.

They don’t usually cost extra.

It’s a myth that working with a travel agent will automatically cost you more; most get paid via commissions from the hotel or outfitter. Sure, some travel agents do charge a fee for putting together an itinerary, but most will credit you that fee if you end up booking the trip through them. Make sure you know all the potential fees before you use a travel agent, and do not hesitate to negotiate away.

The Cons of Using a Travel Agent

They’re not going to help with cheaper airfare..

Back in the day, you would use a travel agent to book every aspect of your trip. However, with so many options to find low-cost airfare, like Google Flights , Scott’s Cheap Flights , and Skyscanner , booking your own flights is easy and cost-effective. Most travel agents cannot score discounted flights, and many travel agents will not even bother. Follow these tips on how to find the cheapest flights possible , instead.

They’re not you.

This may seem obvious, although it’s still important to consider. A travel agent not only finds you the best deals, but they also offer suggestions for activities, restaurants, and more. This is great if you’re someone who doesn’t like to research these things, but you run the risk of working with someone who doesn’t get your personal preferences (maybe they lean toward road tours rather than technical singletrack). Do your own research first, and come up with a list of activities that you want to do. Once you have that list, pass it along to your travel agent to see if they can rustle up any deals as they book.

How to Find a Great One

One of the best ways to find a reputable travel agent is to get referrals from your friends and family. Anyone that has used that travel agent for a previous trip and enjoyed their service is someone worth checking out. As with anything, I always suggest talking to at least two different travel agents to see who you feel most comfortable with. Remember, they are there to work for you.

Know your travel budget before you reach out to a travel agent. Likely, this will be the first question they ask you and will help steer them toward the best destinations for that budget. If you are traveling somewhere that’s specialized, like going on that once-in-a-lifetime African safari , find a specialist that knows that region inside and out. They will usually have the best deals and relationships with hotels and activity companies in that area.

How Much Does a Travel Agent Cost?

Usually, the cost of hiring a travel agent to organize a trip for you is fairly minimal. Many agencies charge a flat fee of around $100, and others may charge a certain small percentage of your trip. Most of their take-home profits come from the hotels, wholesalers, resorts, and businesses they work with, but be sure to as your travel agent about fees upfront and before you start working with them to plan your next dream vacation. (No one likes hidden fees and surprises.)

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How Much Does Travel Insurance Cost?

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The average travel insurance premium this week is $291.34, down about 0.77% compared to last week.
For travel in the United States, the average premium is $93 to $413.
Travel insurance protects against delayed baggage, trip cancellation, and more.

The average cost of travel insurance fluctuates throughout the year, based on demand and whether or not school's in session. Also keep in mind that where you're traveling and how many people are taking the trip will affect your exact premium.

The average travel insurance premium this week is about the same compared to last week.

Travel insurance rates this week:

Average premium: $291.34
Average trip cost: $7,044.24
Average trip length: 17 Days

Understanding Travel Insurance

Travel insurance plans can cover both domestic and international travel. It could protect against something as familiar as delayed baggage (experts estimate 85% of lost luggage is returned to its owner within 48 hours) or as complicated as trip cancellation.

The benefits and limitations of travel insurance vary based on the company and plan. Above all else, this insurance coverage offers peace of mind.

Some credit cards offer a limited amount of travel insurance annually. If you need clarification on what your credit card offers, contact your provider to verify. These plans are great for cancellations and interruptions but may not cover more costly losses associated with unexpected medical expenses or emergency evacuations.

Individual travel insurance plans include this and much more. Travel insurance protects travelers from the unexpected when away from home.

Average Cost of Travel Insurance by Destination

Some countries are naturally more expensive travel destinations due to higher flight and lodging costs, which could increase travel insurance costs. Travel insurance will generally cost 5% to 10% of your total trip price, according to SquareMouth.

Here's how the prices stack up:

Source: SquareMouth

How Far in Advance to Purchase Travel Insurance

According to an AAA travel survey , 88% of travelers say that reimbursement after a trip cancellation is the most valuable benefit of trip insurance.

According to data gathered by SquareMouth in the last six months, travelers tend to purchase trip cancellation travel insurance 53 days before their trip. Meanwhile, travelers without trip cancellation insurance will buy a policy approximately 16 days before their trip. Regardless of when you buy, cancellation protection can kick in to protect you against the unexpected.

Average Cost of Travel Insurance by Age

A traveler's age is a significant factor in determining the cost of travel insurance. The older a traveler is, the higher travel insurance premiums are. For instance, a senior traveler may need more insurance for health-related emergencies than a millennial.

When calculating your travel insurance premium, travel insurance providers consider the likelihood of a medical emergency.

Get your free travel insurance quote with SquareMouth »

Travel Insurance Rate Tips

How much does travel insurance typically cost.

Travel insurance rates through most providers fall between 4% and 8% of the total trip cost. Like the cost of flights, cruises, etc., rates may vary substantially based on the season, your original location, your destination, and other factors. This week, the average cost of a policy was close to $300.

How can I save money on travel insurance?

To save money on travel insurance, tailor your policy to your specific needs and avoid unnecessary extras. You should also shop around to compare quotes from multiple insurers. Opting for an annual plan if you're a frequent traveler, checking existing coverages from other insurance policies or credit card benefits, and choosing a policy with a higher deductible can significantly lower your premiums. Always read the fine print to understand your coverage fully, ensuring you don't pay for redundant or irrelevant features.

Where are the cheapest places to buy travel insurance?

To find affordable travel insurance, consider using online comparison websites like SquareMouth or InsureMyTrip to see rates from various providers. Other ways to save include purchasing directly from insurance companies, exploring package deals from travel agencies or airlines, utilizing included coverage from credit card benefits, and checking for discounts through membership organizations such as AAA or AARP.

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Best for customer satisfaction
Best for older adults
Best for long-term care
Best for high returns
Best for agent support
Best for term life
Why you should trust us

Best Life Insurance of June 2024

Life insurance is as complicated as the policyholders and beneficiaries who use it. That means there's no single "best" life insurance company. Instead, you can find the best option based on what you want or what you prioritize.

Summary of the Best Life Insurance Companies

Best for customer satisfaction: State Farm Life Insurance
Best for older adults: Prudential Life Insurance
Best for agent support: New York Life Insurance
Best for long-term care: Columbus Life
Best for high returns: Allianz Life
Best for term life: North American Company

Best Life Insurance Companies of 2024

While there is no such thing as the objective best life insurance policy, you will be able to find the best insurance policy for your specific needs. Here are our picks for the best life insurance companies, whether you want to use your life insurance policy to build wealth through cash value or you're just looking for a term life insurance policy .

Best Life Insurance for Customer Satisfaction: State Farm Life Insurance

Bundling is standard, and agents often quote with multiple discounts.

Check mark icon A check mark. It indicates a confirmation of your intended interaction. Best in JD Power customer service ratings
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Company offers a range of different insurance products to meet buyer needs
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Agents are knowledgeable about its products
con icon Two crossed lines that form an 'X'. Life insurance products are conservative and limited
con icon Two crossed lines that form an 'X'. Buyers may be subject to multi-year waiting periods before they qualify for full payouts on life insurance policies
con icon Two crossed lines that form an 'X'. State Farm agents cannot offer alternative options if State Farm is unable to bind a life insurance policy

State Farm is one of the insurance industry's most prominent insurers offering auto, home, and other insurance. Bundling is standard, and agents often quote with multiple discounts. Its term, universal, and whole life insurance products are no exception.

Life insurance products include term and permanent life
Ranks highly for customer satisfaction

State Farm Life Insurance gets the best life insurance ranking in J.D Power's Individual Life Insurance Study, with a score of 843/1,000. The company is also ranked A++ with AM Best for its financial stability with term, universal, and whole life insurance options.

All State Farm policies have to be purchased through a State Farm agent. Your agent can help you bundle and save or buy one policy. State Farm is also among the companies offering "survivorship universal life insurance ," which means the policy covers two people, and it kicks in after the second person dies. Couples looking to maximize their death benefit for beneficiaries with one premium payment each month may enjoy lower overall costs.

State Farm agents can run quotes and compare options to find the right plans for each applicant. The range of options, discounts, and familiar name all contribute to the popularity of State Farm's life insurance.

Read our State Farm Life Insurance review here.

Best Life Insurance for Older Adults: Prudential VUL Protector Life Insurance

Offers aggressive financial plans.

Check mark icon A check mark. It indicates a confirmation of your intended interaction. Available in all 50 states (New York residents may have different plans)
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Buyers can withdraw money to pay for nursing home bills due to severe illness or disability
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Knowledgeable agents who can walk you through your options
con icon Two crossed lines that form an 'X'. Financial returns are limited
con icon Two crossed lines that form an 'X'. Limited policy options for seniors and other groups who might struggle to find life insurance

The aggressive financial plans offered by Prudential may appeal to many younger buyers and those with a stable income. However, those with lower income or buyers who aren't sure about the financial system may be more hesitant to engage with Prudential. Like many other industry giants, Prudential is working to change this perception.

Prudential Life Insurance is available in all states except New York. New York residents can buy the Pruco Life of New Jersey VUL Protector plan. This plan allows buyers to pull money out of their plan to pay for nursing home expenses. Cash value policy premiums are fixed, so you won't have to worry about extra costs later on. Internal costs are low, which minimizes risk. Due to age, many older adults want a safe investment option for their money. Prudential VUL Protector invests to avoid loss. That also means you're not as likely to see big increases in your available funds outside of what you deposit.

Read our Prudential Life Insurance review here.

Best Life Insurance for Long-Term Care: Columbus Life Insurance

Offers lien method to makes it easier to calculate the financial impact of pulling money out early.

Check mark icon A check mark. It indicates a confirmation of your intended interaction. Buyers can pull money out for medical and other bills in the event of disease or disability
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Columbus uses lien method to simplify accelerated death payments
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Company offers a wide range of riders to customize policies
con icon Two crossed lines that form an 'X'. Premiums may be higher than competitors
con icon Two crossed lines that form an 'X'. Term policies are not guaranteed to be converted to whole

Best for long-term care and accelerated death benefits.

Columbus Life offers a wide range of riders to customize your policy with affordable premiums. The company also allows you to convert term policies to whole life insurance policies until the end of your term (generally around age 70). For this and many other reasons, customer satisfaction is high.

When using living health benefits (otherwise known as accelerated death benefits), buyers are allowed to pull money from policies early to pay for medical bills, living costs, etc. under certain circumstances. Most companies use a discounted death benefit, which reduces your final payout using two models. Columbus uses the lien method, which makes it easier to calculate the financial impact of pulling money out early.

Best Life Insurance for High Returns on Income: Allianz Life Insurance

Offers life insurance policies for foreign nationals with H-1B visas.

Check mark icon A check mark. It indicates a confirmation of your intended interaction. Plans offer high returns on investment
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Great for investment and long-term retirement planning
Check mark icon A check mark. It indicates a confirmation of your intended interaction. May increase your income by as much as 20%
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Allianz offers plans for foreign nationals including H-1B visas
con icon Two crossed lines that form an 'X'. Plans are meant specifically for high-income adults, alternatives may not be offered

Best for investing and high returns on income.

Allianz Life plans are geared towards high-income adults looking for more tax-free income. Allianz offers a 40% multiplier bonus with a 1% annual assets charge. In short, the professionals managing your investments take 10%. Overall, your investments would pull in an extra 14%-1% asset charge. This means you end up with 3% more than what you deposit every year your life policy is active. This plan offers strong returns when using a life policy to supplement your retirement savings. Allianz also offers specialized plans to grow your income by as much as 20% according to some estimates.

Of note: Allianz also offers plans for foreign nationals, including those with H-1B visas.

Best Life Insurance for Agent Support: New York Life Insurance

Offers aggressive financial products and extensively trained agents.

Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong life insurance options for financial planning and wealth building
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Policies available nationwide
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Knowledgeable life insurance agents
con icon Two crossed lines that form an 'X'. May require a medical exam
con icon Two crossed lines that form an 'X'. Buyers looking for more modest policies may not find the most competitive pricing

If you're preparing for a comfortable retirement or looking to build generational wealth, New York Life is one of the strongest options. If you have questions or genuinely want to understand your life insurance options, New York Life agents are among the most qualified professionals in the business.

Life insurance provider with policies available across the US

New York Life Insurance agents go through extensive training before they ever hit the sales floor. What does this get you? Policies vary widely, and New York Life offers both large and small payouts. Some policies have significant penalties for early withdrawal, but taking a loan offers more options. Whatever your questions, New York Life agents are trained to offer comprehensive support giving you accurate information about its policies every time. The company comes in at position eight in J.D. Power's latest life insurance customer satisfaction study.

Read our New York Life Insurance review here.

Best Life Insurance for Term Life: North American Life Insurance

Sammons Financial North American Company

Offers term policies alongside accelerated death benefits for critical, chronic, and terminal illnesses and more.

Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers accelerated death benefits for critical, chronic, and terminal illnesses
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers conversion for life policies up to 70 years old
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Term policies can be renewed up to age 95 for qualifying applicants
con icon Two crossed lines that form an 'X'. Not all term policies qualify for renewal or conversion

Best Term Policy.

North American Company offers term policies alongside accelerated death benefits for critical, chronic, and terminal illnesses and more. The company allows one conversion on a 20-year policy at 15 years or 70 years old (whichever is earlier). The conversion cannot happen later than the five-year marker regardless of which policy you choose or the length. North American Company also offers a term policy with a lower premium renewable up to the age of 95 for qualifying insureds.

Types of Life Insurance

While there's many different types of life insurance policies , broadly speaking, there are two types of life insurance: temporary and permanent. Let's go over each in detail.

Temporary life insurance

Temporary life insurance is often called term life insurance. This type of policy covers you for a set amount of time before expiring, usually between 10-30 years. If you pass away after your policy expires, your family won't receive any benefits. Additionally, your policy won't accrue cash value like a permanent policy. That said, some term life insurance policies offer a conversion from term to whole life insurance, so you can extend your coverage.

Because its benefits aren't guaranteed, term life policies are generally cheaper than permanent life insurance. That said, the vast majority of term life insurance policies never pay out. on

Permanent life insurance

Permanent life insurance is an umbrella term for a variety of life insurance policies that will insure you indefinitely and guarantee a payout as long as you maintain your policy. Policy types that fall under permanent life insurance includes:

Whole life insurance
Universal life insurance
Variable life insurance
Variable universal life insurance
Simplified life insurance
Guaranteed issue life insurance

These policies vary widely in purpose and intended buyers, but all guarantee death benefits to your loved ones. Some permanent life insurance policies, like whole, universal, and variable have a cash value component , which you can use as a savings tool or to leave your heirs a larger death benefit.

How to Pick the Best Life Insurance Policy for You

Finding the right fit in life insurance starts with finding a trusted insurance agent. Because there are so many state regulations, shopping for homeowners or auto insurance can be easily done online. Life insurance is not required. So it's a voluntary purchase. Many buyers don't know what they need or when they need it. Before making your selection, consider a few things:

Some companies will sell you a policy for your child as soon as they're born. While this may seem morbid, early sign-up means lower rates for a policy your child could enjoy in the future. Regardless, early sign-up equates to more policy for lower premiums and a higher likelihood of acceptance. At 20, you may be healthier and be able to pay into the policy for a longer period compared to when you're 50 with more age-related conditions.

As a general rule, never agree to more than you can afford. For the average life insurance agent, their job is to sell you a large policy with a large commission. Consider not only how much you make now, but how likely your current income is to continue. If you work on a project basis and your project is scheduled to end in 12 months, you may want to reconsider a policy premium outside your monthly savings.

How much are you prepared to buy? Some people only want a small policy to cover funerals and other end-of-life expenses. Others build a life policy into their retirement plan. Whatever direction you're going, involving a financial planner could help you make the right decisions. Depending on the carrier, customers can also compare set limits with index universal life policies, which set no limit. These policies never expire, and the value builds over the entirety of your life.

Living Benefits

Life happens unexpectedly. You could be healthy one day and in the hospital the next. Many life policies offer living benefits. These allow you to draw a limited amount out of your policy to cover medical and other bills you cannot pay while sick.

Much like a 401(k), many life insurance policies have penalties for early withdrawal. No matter what policy you want, this question is critical to an informed decision. It's a question of how early you can withdraw and how much you'll lose from the total to have the money in 10 years instead of 30 or after death.

Some policies require insured parties to pay premiums for at least one year before any significant payout would be available. Suicide exclusions are common. Even with no medical exam policies, the company may still do a check for known conditions. An insurance company has to mitigate its risk.

Flexibility

Once you've been denied a life insurance policy, a mark goes on your record. No matter the reasons, other insurance companies may deny you coverage based on the first denial. So consider your whole situation and choose your policy carefully before you submit any applications. Some policies have greater flexibility if you lose your job or otherwise can't make payments. Others will lapse if you miss even one payment.

Payment Type

Even within whole life or term life insurance policies, customers have the option to choose guaranteed fixed or variable rates. Some have guaranteed payouts, but you'll need to ask your agent for details.

What is your intended use? Why are you shopping for a life insurance policy in the first place, and what are your goals? Many successful financial planners also have a background in life insurance. So while they may not be able to find you a specific life insurance policy, financial planners can help you set out a blueprint for your purchase.

Why You Should Trust Us: How We Reviewed the Best Life Insurance Companies

In life insurance, it's easy to get "sold a bill of goods." Many life insurance agents pass a state test to be thrown into the deep end. Agents sell the company product, but not all know the products. In this vein, we look at the products each company offers. We also look at agent training.

A good life insurance agent may not volunteer all facts upfront. But a company's agents should answer questions about its products accurately and in a way the average consumer can digest. Agents should be able to inform you about the long-term benefits and limitations. This will help customers find the right policy for their long-term plan.

We consider affordability, policy sizes available, and performance for a comprehensive assessment in our insurance rating methodology . If you can, we recommend also working with a financial advisor to make a plan for your future with life insurance.

Our Expert Panel for The Best Life Insurance Companies

To inform our choices for the best life insurance companies, we spoke with the following experts:

Paul LaPiana , head of product at MassMutual
Barbara Pietrangelo , CFP, CLU, and chair of the nonprofit Life Happens
Wykeeta Peel , Corporate Vice President and Market Manager, African American Market Unit at New York Life

The Experts' Advice on Choosing The Best Life Insurance for You

How much life insurance coverage do you believe the average buyer should have.

Paul LaPiana, Head of Product at MassMutual

"There are different approaches to determining how much life insurance you need. One is the 'human life' approach, which estimates the current value of your future earning potential. Another is securing specific coverage to pay off debts such as a mortgage or provide for the education of children. A comprehensive protection plan should provide the right amount of coverage over the course of your working life and into retirement."

Barbara A. Pietrangelo, Chair of Life Happens

"There is no one-size-fits-all life insurance policy because everyone is different. One way to get a rough estimate is to multiply your income by 10 to 15; another is adding $100,00 to that amount, should you have a child and anticipate college education expenses.

Your best bet is to talk to a financial professional or use the Life Insurance Needs Calculator on LifeHappens.org to analyze what's right for you."

Wykeeta Peel, Corporate Vice President & Market Manager African American Market Unit at New York Life

"As you consider what policy best meets your needs, it can help to answer four key questions: First, how much death benefit do you need? Second, how long will you need that coverage? Third, what is your budget (or how much monthly premium can you afford to pay?), and finally, what is your investment risk tolerance?

To determine how much death benefit makes sense, it's helpful to think beyond using life insurance to cover funeral expenses and consider whether anyone is relying on the policy owner's income to maintain a lifestyle, pay rent or a mortgage, or fund a child's education and for how long.

There are various rules of thumb regarding the right amount of Life insurance coverage. Some tips can be found online, but they only provide an estimate and don't necessarily factor in an individual's specific needs. In my opinion, human guidance, powered by technology, is required. Basically, it comes down to how much money your loved ones would need to remain on firm financial ground if your earnings were no longer in the picture and that is different for everyone."

What is the biggest opportunity you see for improvement in the life insurance industry?

"Increased accessibility through digital and other channels as well as through underwriting enhancements. Increased tailoring of products and features. And an increased emphasis on health and wellness programs."

"Having enough qualified insurance professionals to walk potential buyers through the multiple benefits of life insurance will be pivotal to the growth of the industry. Education is a key factor here, as professional agents also need to be able to explain life insurance and its benefits in an easy, digestible way, especially when there are so many misconceptions about life insurance."

"The need for life insurance is greater than ever. In fact, a recent New York Life Wealth Watch survey found that 37% of adults have been thinking about life insurance more often these days – and half of adults report that financial products that provide protection (50%) and reliability (50%) are more important now compared to last year. This may be especially true for middle-market and Cultural Market families.

Our organizational structure of having Cultural Market agents embedded in the communities where we live and work allows us to understand the needs of diverse communities and develop solutions that resonate with them."

What advice would you give to buyers who are debating whether or not to buy life insurance?

"It is difficult to say with any certainty how healthy you will be years from now. That's why securing life insurance, and insuring your insurability, today, when you are the youngest you'll ever be again, and perhaps your healthiest is a wise decision."

"Do you love someone? If the answer is yes, then life insurance is certainly something you should consider. Many buy gifts and experiences to express their love, but haven't considered that life insurance is just another way to say I love you. Nothing says support like ensuring your family's financial security and peace of mind."

"If you have someone depending on your income, you should consider purchasing life insurance. A death benefit from a life insurance policy can replace income from the loss of a breadwinner, ensure a family can stay in their home, fund educational or retirement expenses, address debt and so much more.

A life insurance policy can also help you grow your family's wealth over time. Once the risk of an unexpected loss has been managed, you can begin to think more broadly about your family's financial future. Life insurance can enable your mindset to shift from death to growth."

What's the most important thing buyers should look for when choosing a life insurance agent/company to buy from?

"With life insurance, you are securing a future commitment that may be decades away. Research the company behind the policy to ensure it has high financial strength ratings, longevity, and an excellent track record of paying claims."

"When looking for an insurance agent or company, be sure to do your research. When comparing companies, be sure to remember that the policy features that fit you and your loved ones best is the most important factor. Don't automatically assume you should buy from the higher-rated company.

If the policy from the other company has more of what you're looking for, it might be the better choice. If you're unsure where to start, try the Life Happens Agent Locator to find an insurance professional in your area."

"The insurers' track record: At its core, life insurance is protection - a hedge against the unexpected - and you are paying premiums in exchange for the promise that the insurer will be there when you need them, so the financial strength and track record of the company backing your policy is critical.
Customer service: Are service professionals available by phone and digital channels? Is there is an online dashboard where you can manage your policy? Beyond ensuring assistance is available after you purchase a policy, it's also critical to ensure you have access to trusted advice and guidance before you buy.
Flexibility in conversion: How easy is it to change? Life can be unpredictable and while term insurance can cover your loved ones through a critical period of time, you may decide that access to cash value is an important piece of your strategy.
Accelerated online applications : Online applications are convenient but don't replace human guidance. Keep in mind that accelerated online applications may have a maximum coverage amount, meaning that you may not be able to get all the coverage you may need exclusively through an online process.
A range of payment options: It's important to understand how often you're required to make premium payments and whether and how often you can change the frequency of payments."

Best Life Insurance FAQs

According to JD Power's 2023 life insurance study, State Farm is the highest-rated life insurance company when it comes to overall customer satisfaction. However, you still may want to shop around for quotes from various insurers if you're looking to purchase a new policy.

There isn't one best life insurance company, because the best option for you will depend on the type of policy you're looking for. It's best to work with a qualified insurance agent to help you find the best coverage. If you're deciding between multiple similar options, it's also worth consulting J.D. Power's life insurance customer satisfaction study . The latest study ranks State Farm as the top pick for individual life insurance, outpacing Nationwide by three points.

The best type of life insurance policy for you will differ from someone else's, as your policy should be tailored to your needs. The best policy for you will be affordable and will offer the benefits best suited to your situation. For example, some policies are only meant to cover end-of-life expenses such as burial and funeral arrangements, whereas others include living benefits like a cash value insurance plan , which you can borrow against during your lifetime.

Some life insurance policies are advertised as "no medical exam." This doesn't mean the insurer won't ask you about known conditions or look at medical records. Policies with no medical exam also tend to offer lower benefits with higher premiums. Most companies have a network of medical examiners, some of whom can come to your home. You can find our guide on the best no exam life insurance here.

Each situation is different and requires a knowledgeable life insurance agent to assess your best options. Bring all your questions and the coverage you're looking for to an insurance agent near you to explore your options.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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FACT SHEET: President Biden Announces New Actions to Secure the Border

New actions will bar migrants who cross our Southern border unlawfully from receiving asylum Biden taking action as Congressional Republicans put partisan politics ahead of national security, twice voting against toughest reforms in decades

Since his first day in office, President Biden has called on Congress to secure our border and address our broken immigration system. Over the past three years, while Congress has failed to act, the President has acted to secure our border. His Administration has deployed the most agents and officers ever to address the situation at the Southern border, seized record levels of illicit fentanyl at our ports of entry, and brought together world leaders on a framework to deal with changing migration patterns that are impacting the entire Western Hemisphere. Earlier this year, the President and his team reached a historic bipartisan agreement with Senate Democrats and Republicans to deliver the most consequential reforms of America’s immigration laws in decades. This agreement would have added critical border and immigration personnel, invested in technology to catch illegal fentanyl, delivered sweeping reforms to the asylum system, and provided emergency authority for the President to shut down the border when the system is overwhelmed. But Republicans in Congress chose to put partisan politics ahead of our national security, twice voting against the toughest and fairest set of reforms in decades. President Biden believes we must secure our border. That is why today, he announced executive actions to bar migrants who cross our Southern border unlawfully from receiving asylum. These actions will be in effect when high levels of encounters at the Southern Border exceed our ability to deliver timely consequences, as is the case today. They will make it easier for immigration officers to remove those without a lawful basis to remain and reduce the burden on our Border Patrol agents. But we must be clear: this cannot achieve the same results as Congressional action, and it does not provide the critical personnel and funding needed to further secure our Southern border. Congress still must act. The Biden-Harris Administration’s executive actions will: Bar Migrants Who Cross the Southern Border Unlawfully From Receiving Asylum

President Biden issued a proclamation under Immigration and Nationality Act sections 212(f) and 215(a) suspending entry of noncitizens who cross the Southern border into the United States unlawfully. This proclamation is accompanied by an interim final rule from the Departments of Justice and Homeland Security that restricts asylum for those noncitizens.
These actions will be in effect when the Southern border is overwhelmed, and they will make it easier for immigration officers to quickly remove individuals who do not have a legal basis to remain in the United States.
These actions are not permanent. They will be discontinued when the number of migrants who cross the border between ports of entry is low enough for America’s system to safely and effectively manage border operations. These actions also include similar humanitarian exceptions to those included in the bipartisan border agreement announced in the Senate, including those for unaccompanied children and victims of trafficking.

Recent Actions to secure our border and address our broken immigration system: Strengthening the Asylum Screening Process

The Department of Homeland Security published a proposed rule to ensure that migrants who pose a public safety or national security risk are removed as quickly in the process as possible rather than remaining in prolonged, costly detention prior to removal. This proposed rule will enhance security and deliver more timely consequences for those who do not have a legal basis to remain in the United States.

Announced new actions to more quickly resolve immigration cases

The Department of Justice and Department of Homeland Security launched a Recent Arrivals docket to more quickly resolve a portion of immigration cases for migrants who attempt to cross between ports of entry at the Southern border in violation of our immigration laws.
Through this process, the Department of Justice will be able to hear these cases more quickly and the Department of Homeland Security will be able to more quickly remove individuals who do not have a legal basis to remain in the United States and grant protection to those with valid claims.
The bipartisan border agreement would have created and supported an even more efficient framework for issuing final decisions to all asylum seekers. This new process to reform our overwhelmed immigration system can only be created and funded by Congress.

Revoked visas of CEOs and government officials who profit from migrants coming to the U.S. unlawfully

The Department of State imposed visa restrictions on executives of several Colombian transportation companies who profit from smuggling migrants by sea. This action cracks down on companies that help facilitate unlawful entry into the United States, and sends a clear message that no one should profit from the exploitation of vulnerable migrants.
The State Department also imposed visa restrictions on over 250 members of the Nicaraguan government, non-governmental actors, and their immediate family members for their roles in supporting the Ortega-Murillo regime, which is selling transit visas to migrants from within and beyond the Western Hemisphere who ultimately make their way to the Southern border.
Previously, the State Department revoked visas of executives of charter airlines for similar actions.

Expanded Efforts to Dismantle Human Smuggling and Support Immigration Prosecutions

The Departments of State and Justice launched an “Anti-Smuggling Rewards” initiative designed to dismantle the leadership of human smuggling organizations that bring migrants through Central America and across the Southern U.S. border. The initiative will offer financial rewards for information leading to the identification, location, arrest, or conviction of those most responsible for significant human smuggling activities in the region.
The Department of Justice will seek new and increased penalties against human smugglers to properly account for the severity of their criminal conduct and the human misery that it causes.
The Department of Justice is also partnering with the Department of Homeland Security to direct additional prosecutors and support staff to increase immigration-related prosecutions in crucial border U.S. Attorney’s Offices. Efforts include deploying additional DHS Special Assistant United States Attorneys to different U.S. Attorneys’ offices, assigning support staff to critical U.S. Attorneys’ offices, including DOJ Attorneys to serve details in U.S. Attorneys’ Offices in several border districts, and partnering with federal agencies to identify additional resources to target these crimes.

Enhancing Immigration Enforcement

The Department of Homeland Security has surged agents to the Southern border and is referring a record number of people into expedited removal.
The Department of Homeland Security is operating more repatriation flights per week than ever before. Over the past year, DHS has removed or returned more than 750,000 people, more than in every fiscal year since 2010.
Working closely with partners throughout the region, the Biden-Harris Administration is identifying and collaborating on enforcement efforts designed to stop irregular migration before migrants reach our Southern border, expand investment and integration opportunities in the region to support those who may otherwise seek to migrate, and increase lawful pathways for migrants as an alternative to irregular migration.

Seizing Fentanyl at our Border

Border officials have seized more fentanyl at ports of entry in the last two years than the past five years combined, and the President has added 40 drug detection machines across points of entry to disrupt the fentanyl smuggling into the Homeland. The bipartisan border agreement would fund the installation of 100 additional cutting-edge inspection machines to help detect fentanyl at our Southern border ports of entry.
In close partnership with the Government of Mexico, the Department of Justice has extradited Nestor Isidro Perez Salaz, known as “El Nini,” from Mexico to the United States to face prosecution for his role in illicit fentanyl trafficking and human rights abuses. This is one of many examples of joint efforts with Mexico to tackle the fentanyl and synthetic drug epidemic that is killing so many people in our countries and globally, and to hold the drug trafficking organizations to account.

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Travel Agent Training 02:2024

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How Much Does Travel Agent Training Cost?
The cost of a travel agent training program can vary depending on the length of the program, the accrediting institution, and the type of specialization. Travel Agent Training Programs can cost from $100 to $900 for the complete certification. It's important to know that although it's not required by law to be certified to work as a travel ...
7 Best Online Travel Agent Training Programs + Full Guide
How Much Does an Online Travel Agent Training Program Certification Cost? Online training costs in the travel industry vary based on how long the program is, whether the institution is accredited, and any specializations you pursue. It ranges in cost from approximately $100 to about $1,000 to complete certification.
Travel Agent Training & Education, 2024
Among hosts that offer travel agent training programs, 65% reported that their education fees are included in their startup or sign-on fees. Among hosts that do "itemize" the cost for their education ranges from a low average of $2,135 to a high average of $2,475.
8 Travel Agent Certifications (And How To Earn One)
Travel agent salary. The average annual salary for a travel agent is $53,457 per year. Travel agents may receive benefits such as a 401 (k), health insurance, dental insurance, vision insurance and paid time off. Your salary can also depend on the city and state in which you work and your experience level.
Wanderlust Campus
Award-winning educational programs and resources for travel agents and agency owners. Wanderlust Campus is where travel entrepreneurs come to grow. We're the travel industry's leading provider of online travel agent training programs, consulting, tools and resources to support travel agents and travel agency owners at every stage of their ...
CTA Certified Travel Associate
Candidates must fulfill the following requirements to earn their CTA Certification: Pass the proctored CTA® exam with a grade of 70% or higher. Earn a minimum of ten (10) Continuing Education Units (CEUs) annually to maintain Certification and participate in the public Certified Travel Agent Directory. ASk a Question.
Travel Agent Training (Exam Cost Included)
Top-earning travel agents (90th percentile) earn over $74,220 annually. This occupation has an expected growth rate of 20% by 2031, much faster than the average growth rate for all professions (5%). This translates into 7,500 openings for travel agents every year. What does a travel agent do?
How Much Does Travel Agent Training Cost?
At LuxRally Travel, we believe that everyone should have access to quality training without breaking the bank. That's why our travel agent training program is 100% free! Yes, you read that right - zero cost to you. We value your time and commitment, which is why we require a commitment of 12-16 hours and a one-year commitment to our agency ...
How To Earn a Travel Agent Certification
Some travel agents may focus on certain regions, destinations, or travel niches like adventure travel, family travel, honeymoons, and luxury travel. How Much Money Can I Make With a Travel Agent Certification? Travel agents make a median annual salary of $42,350, as of May 2020, according to the BLS. This wage data includes money earned from ...
Cost to Become a Travel Agent: A Complete Breakdown
Travel Agent Training Programs. Cost: $100-$5000. While no formal degree is required, completing a travel agent certification course is highly recommended to gain booking, sales, and service skills. Many community colleges, travel schools, and organizations like The Travel Institute offer in-depth training programs, either virtually or in-person.
How to Become a Travel Agent
Find a program. Becoming a travel agent isn't as simple as declaring yourself one. Typically, the first step is to sign up for a program that'll teach you the basics of running your own travel ...
Travel Agency Training- Program Tuition
Travel Agent Training Tuition. ... 1-800-471-3232 (9AM - 9PM ET) Total Cost. The total cost of tuition for your online Travel Agency Training covers the cost of your studies and any digital textbooks and study materials included in your program.¹ .
Travel Agent Training (Exam Cost Included)
Online Travel Agent Training (Exam Cost Included) from Central Piedmont Community College. Home > Training Programs > Hospitality > Travel Agent Training (Exam Cost Included) Contact: Corporate and Continuing Education Customer Service. (704) 330-4223 [email protected].
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But there's also a rise in demand. When people ventured back into the world after the pandemic, travel agents saw an overwhelming amount of business.And that momentum hasn't stopped—when ...
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Education. On average, a bachelor's degree in travel and tourism can range from $10,000 to $30,000 per year, including tuition, books, and other associated fees. Keep in mind that there are also shorter, less expensive diploma and certificate programs available for those looking to enter the field more quickly.
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Travel Agency Launch Kit. A quick start program that includes everything you need to successfully launch your travel business in 30 days or less. Whether you're thinking about a career in travel or looking to scale an agency to 7+ figures, Wanderlust Campus has the best travel agent training programs to support your travel business at every stage.
How Much Does It Cost to Become a Travel Agent? Fora Tells
Startup costs to become a Fora Advisor are limited to our membership, which costs $299 annually or $49 per month. Compare that to real estate, accounting or other advisor licenses — or even other travel agency costs — and that figure is quite low. Plus, most Fora Advisors make back their investment within the first month.
How to Become a Travel Agent Online: Fora's Full Guide
Currently, it costs $49 per month or $300 annually for a subscription (BTW: most advisors make their membership fee back within the first month). As far as becoming a travel agent online, few host agencies even compare — and many don't offer the perks that we do.
Travel Agency Fees
Show Me the Money. Depending on your level of commitment to us, we estimate the basic startup costs to own your own travel agency include: Training: $295-$895. Host Initiation Fee: $0. Typical Business Startup Costs: $500. Commitment to Us as Your Host Agency (Annually): $240-$840. For a grand total of anywhere between $1234 to $2074.
How Much Does It Cost to Become a Travel Agent?
As a Dream Vacations Advisor, you only pay a $39 monthly fee. This is your investment to access the necessary support, marketing, support and technology tools to become a travel advisor and start selling dream vacations to your friends, family and clients. Once you have asked the question, "How much does it cost to become a travel agent ...
How Much Does a Travel Agent Cost? Plus: Pros & Cons
Usually, the cost of hiring a travel agent to organize a trip for you is fairly minimal. Many agencies charge a flat fee of around $100, and others may charge a certain small percentage of your ...
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Find the best mortgage rates and loans for your dream home at realtor.com®. Compare multiple lenders and get personalized offers in minutes.
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The cost of your trip has a significant impact on how much the cost of travel insurance. For example, the average cost of travel insurance is only $61 for a $1,000 trip but a tad over $1,200 for a ...
4395 Capstone Ct, Roswell, GA 30075
Zillow has 43 photos of this $1,059,900 4 beds, 4 baths, 3,300 Square Feet single family home located at 4395 Capstone Ct, Roswell, GA 30075 built in 2024. MLS #7365599.
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The average travel insurance premium this week is $291.34, down about 0.77% compared to last week. For travel in the United States, the average premium is $93 to $413.
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FACT SHEET: President Biden Announces New Actions to Secure the Border
We'll be in touch with the latest information on how President Biden and his administration are working for the American people, as well as ways you can get involved and help our country build ...