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Save up to 40% on AmaWaterways Cruises!

If you're looking for the lowest price on an AmaWaterways cruise, you’ve come to the right place!

AmaWaterways is a leading river cruise line with innovative itineraries, award-winning upscale ships and highly inclusive pricing. You’ll enjoy delectable meals and world-class service on board, while professionally guided excursions reveal new sights and experiences ashore.

Our fast and friendly AmaWaterways Specialists will save you time in the planning process, too. Please give us a call and we’ll be happy to help!

Now in our 41 st year, Vacations To Go is the largest cruise-selling company in the world. We've built a reputation for discounts, service and professionalism that is second to none.

Price Guarantee We work with every major river cruise company in the world, and you'll find their lowest authorized prices on this site. However, if you ever find a lower price for the same ship, date and stateroom category, before booking, we'll match it.*

Service Guarantee Our cruise counselors are fast and friendly. However, if you are ever dissatisfied with any aspect of our service or our Web site, please click here to tell me about it. I will respond as quickly as possible, and always within 24 hours.

* The lower rate must be advertised on a competitor's website and available for booking at the time you contact us; offer does not apply to group rates.

Discover Croatia and Its Neighbors with  Customized Tours

Welcome to AMA TRAVEL, your gateway to the enchanting world of Croatia and its neighboring wonders. AMA TRAVEL specializes in crafting tailor-made tours that showcase the best of Croatia and its neighboring countries – Slovenia, Bosnia and Herzegovina, Montenegro, Serbia, North Macedonia and Albania.

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Discovering Croatia: From Zagreb to Dubrovnik

Features: 8 Days / Historical Cities / UNESCO Sites

Experience Croatia's rich history and natural beauty on an 8-day tour from Zagreb to Dubrovnik. Visit historic cities, UNESCO World Heritage Sites, and stunning national parks, including Plitvice Lakes. Enjoy guided tours, 4-star accommodations, and immersive cultural experiences in Zagreb, Zadar, Split, and Dubrovnik.

UNESCO Wonders of Croatia Tour

Features: 8 Days / Adventure / Coastal / Historical Cities / UNESCO Sites

Experience Croatia's cultural and natural wonders on an 8-day tour, visiting UNESCO World Heritage Sites including Plitvice Lakes, Dubrovnik, and Split. Explore historic towns, stunning coastlines, and immerse yourself in Croatia's rich history and vibrant culture with guided tours and luxurious stays.

Slovenia & Croatia Explorer

Features: 8 Days / Coastal / Historical Cities

Embark on an 8-day journey through Croatia and Slovenia, exploring the historic cities of Zagreb, Ljubljana, Split, and Dubrovnik. Discover the natural beauty of Lake Bled, Plitvice National Park, and the Postojna Cave, while enjoying guided tours and breathtaking scenery.

Discover Slovenia: Cities, Lakes, and Coastal Charms

Features: 7 Days / Coastal / Historical Cities

Experience the best of Slovenia on a 7-day tour, discovering its vibrant cities, serene lakes, and coastal charm. Enjoy guided tours of Ljubljana, Bled, and Piran, a traditional Pletna boat ride on Lake Bled, and explore the remarkable Postojna Cave. Relax in comfortable accommodations while exploring Slovenia's natural and cultural treasures.

Dalmatian Dreams: A Journey through Dubrovnik, Hvar and Split

Experience Croatia's Dalmatian coast on a 7-day tour, visiting Dubrovnik, Hvar, and Split. Discover historic sites, enjoy scenic catamaran rides, and explore charming coastal towns with guided tours and luxurious accommodations.

Gourmet Trails of Istria

Features: 6 Days / Culinary / Historical Cities

Explore Istria's culinary scene on a 6-day tour, featuring truffle hunting, wine and olive oil tastings, and gourmet meals. Discover charming towns like Pula, Rovinj, and Motovun, and enjoy hands-on cooking classes and visits to local producers.

Your Premier Partner for Unforgettable Journeys Across Croatia and Its Neighboring Marvels

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AMA Waterways

River cruises crafted with love.

Family-owned since 2002, AmaWaterways offers unforgettable river cruises on custom- designed ships through Europe, Asia, and Africa. “Ama” means love and this sentiment is at the heart of every journey, from exquisitely locally-sourced cuisine to the variety of shore excursions in every port such as guided bicycle tours and hikes. On board, guests enjoy fleetwide wellness activities, live performances including concerts, and thanks to a high staff-to-guest ratio, warm personalized service.

With the Cruise Privileges Program, Platinum Card® Members who book an eligible sailing through American Express Travel® can enjoy valuable benefits, † including:

• Up to $300 onboard credit per stateroom
• One amenity unique to each cruise line per stateroom
• Earn 2X Membership Rewards® points on eligible bookings 

† Ship and stateroom exclusions apply, please see full terms and conditions for details.

Enjoy special offers on select cruises and custom vacations when you book through American Express Travel® by 7/16/24. Terms apply.

Share a few details about your dream trip and we’ll contact you to plan the rest.

Collect a plethora of ports and cross item after item off your bucket list on a single Grand Voyage.

*Terms and Conditions

Cruise Privileges Program Cruise Privileges Program (“CPP”) benefits are valid only for new CPP bookings made with participating cruise lines through American Express Travel. CPP benefits are valid only for eligible U.S. Consumer and Business Platinum and Centurion ® Card Members (Delta SkyMiles ® Platinum Card Members are not eligible). CPP bookings must be made using the eligible Card. CPP benefits are non-transferable. Participating cruise lines and program benefits are subject to change. The benefits of an onboard credit and amenity are valid for new CPP bookings of at least five nights and require double occupancy; the eligible Card Member must be traveling on the itinerary booked; the total cost of the CPP booking must be paid using an American Express ® Card in the eligible Card Member's name. Onboard credits and amenities cannot be combined with other offers unless indicated; blackout dates, category and fare restrictions may apply. Onboard credits and amenities may not be available to residents outside of the 50 United States. Onboard credits and amenities apply per stateroom, with a three-stateroom limit per eligible Card Member, per cruise. For new CPP bookings with Celebrity Cruises, Norwegian Cruise Line, Holland America Line, Princess Cruises, and Royal Caribbean International, eligible Card Members receive an onboard credit (in USD) of: $100 for inside and outside staterooms, $200 for balcony, verandah, and mini-suite staterooms, and/or $300 for suites. For new CPP bookings with Cunard, eligible Card Members receive an onboard credit (in USD) of: $300 for all Queen Mary ocean-view staterooms category EF or higher, and/or Queen Victoria or Queen Elizabeth ocean-view staterooms category FA or higher. For new CPP bookings with Ama Waterways, Oceania, Regent, Azamara, Seabourn, Silversea, Uniworld, Windstar and Explora Journeys, eligible Card Members receive an onboard credit of US$300 for all stateroom categories. For new CPP bookings, Centurion Members receive an additional US$200 onboard credit on Explora Journeys, Regent Seven Seas Cruises, Seabourn, and Silversea. Onboard credits will be applied at checkout upon completion of the cruise; credit amounts in local currency may vary due to foreign exchange rates; credits are subject to cruise line terms and policies; credits cannot be used for casino charges, gratuities, or other similar charges. Any unused portion of a credit is non-refundable and is not redeemable for cash. Other restrictions may apply. Onboard amenities vary by participating cruise line and are not available on Silver Explorer, Silver Galapagos, and Silver Discoverer. Onboard credits and amenities are not available on Celebrity Cruises Galapagos sailings.

Extra Membership Rewards ® points: CPP-eligible Card Members that are Membership Rewards program-enrolled will receive one (1) extra Membership Reward ® point per eligible dollar spent on new CPP bookings made with participating cruise lines through American Express Travel; separate airfare and other charges associated with such bookings are not eligible. CPP bookings must be made using the eligible Card (described above). The extra points will be credited to the Card Member’s Membership Rewards account 8-12 weeks after completion of the CPP cruise. For more information visit membershiprewards.com/terms .

Platinum Destinations ® Vacations Platinum Destinations ® Vacations (“PDV”) benefits are valid only for new bookings made with participating suppliers through American Express Travel. Participating suppliers and PDV benefits are subject to change. Benefits cannot be combined with other offers unless indicated. Benefits are valid only for eligible U.S. Consumer and Business Platinum and Centurion ® Card Members (Delta SkyMiles ® Platinum Card Members are not eligible). PDV bookings must be made using the eligible Card and eligible Card Member must be traveling on the itinerary booked. PDV-eligible Card Members that are Membership Rewards program-enrolled will receive one (1) extra Membership Reward ® point per eligible dollar spent on PDV bookings; separate airfare and other charges associated with PDV bookings are not eligible. Extra points will be credited to the Card Member’s Membership Rewards account within 8-12 weeks after completion of the PDV travel. For more information visit membershiprewards.com/terms.

Membership Rewards Program Terms and Conditions for the Membership Rewards ® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice.

The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo .

American Express Travel Related Services Company, Inc. is acting solely as a sales agent for travel suppliers and is not responsible for the actions or inactions of such suppliers. Certain suppliers pay us commission and other incentives for reaching sales targets or other goals and may provide incentives to our Travel Consultants. For more information visit www.americanexpress.com/travelterms .

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ON SELECT 2020 CRUISES

INTRODUCING AMAMAGNA

DREAMS DO COME TRUE

Countries: Austria, Hungary, Slovakia

Rivers: Danube

Ships: AmaBella, AmaMagna, AmaReina, AmaViola

Join us for an enhanced musical experience with music-themed excursions and live performances on board and on shore - all included!.

Countries: Bulgaria, Croatia, Hungary, Romania, Serbia, Austria

Ships: AmaBella, AmaVerde

Touch history in Austria, Hungary, Croatia, Serbia, Bulgaria and Romania, as you sail along the exotic lower Danube.

Countries: France

Rivers: Garonne, Dordogne

Ships: AmaDolce

Follow wine's journey from countryside to cask as you tour centuries-old vineyards and taste Bordeaux's finest vintages throughout your river cruise experience.

From our heritage to our innovations, included amenities and unparalleled service, discover why the best way to travel through Europe, Asia, Africa and South America is with AmaWaterways, the Heart of the River™.

Special savings and promotions are available on select sailings! See how you can save and contact your travel advisor to receive the greatest value on your river cruise vacation.

From excellent fares to convenient transfers and incredible peace of mind, find our why our AmaAir program is the best way to get to your destination.

Reserve a Combination River Cruise and save an additional 10% on subsequent sailings.

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AMA Travel Insurance Review 2024

Updated: Feb 28, 2024, 5:45am

Reviewed By

The Canadian Automobile Association (CAA) has nine regional clubs across Canada, including the Alberta Motor Association or AMA. For over 35 years, AMA Travel has been providing travel medical insurance to Albertans. Today, globetrotters can select one of four plans offering basic to premium coverage. A major upside to this insurance is that some plans  have no age limits. However, if you’re booking some adventurous travel, this plan is probably not suited to you.

• Pre-existing conditions rider
• Optional medical deductible
• CFAR reimbursement at 50%
• No age limits on some plans
• Only available to Alberta residents
• Medical questionnaire required at age 60
• Discounts only available to AMA members
• Maximum emergency medical is $5 million

Table of Contents

About ama travel insurance, what travel insurance does ama travel insurance offer, ama travel insurance plans, summary: plan comparison, ama travel insurance cost, comparing ama travel insurance with other insurers, optional add-ons for ama travel insurance, does ama travel insurance offer any discounts, does ama travel insurance offer annual multi-trip plans, ama travel insurance 24/7 travel assistance, does ama travel insurance have cancel for any reason (cfar), does ama travel insurance have interruption for any reason (ifar), ama travel insurance and pre-existing medical conditions, ama travel insurance exclusions, ama travel insurance ineligibility, how to file a claim with ama travel insurance.

Founded in 1926, and now with 16 agencies across Alberta, the Alberta Motor Association (AMA) is the largest travel agency in the province with almost one million members. Besides offering roadside assistance, AMA also offers comprehensive travel booking, including flights, hotels, packaged vacations and rental cars, as well as travel insurance. It’s worth noting that you must be an Alberta resident to purchase AMA Travel Insurance.

AMA is part of a federation of clubs that includes the Canadian Automobile Association (CAA) in Ontario, the American Automobile Association (AAA) in the U.S. and the Federation Internationale de l’Automobile in Quebec.

AMA Travel Insurance is underwritten by Orion Travel Insurance Company.

Here are the key types of travel insurance coverage offered in typical AMA Travel insurance plans:

• Emergency medical insurance: If you get ill or are injured on your trip, travel medical insurance can pay for emergency medical expenses, up to the coverage limits in your plan. These expenses can include doctor and hospital bills, medication and lab work.
• Trip cancellation insurance: If you cancel a trip for a reason listed in your travel policy, trip cancellation insurance can reimburse you for prepaid, non-refundable costs. AMA Travel provides reimbursement for 36 unexpected situations that may cause you to cancel your trip before departure, such as if you or your travelling companion gets sick, your airline goes on strike or you lose your job.
• Travel interruption or delay insurance: Trip interruption insurance can pay for a last-minute flight home in an emergency and money that you lose by cutting a trip short, such as non-refundable activities and hotel stays.
• Baggage insurance: Baggage travel insurance can compensate you up to your policy limits if your luggage is lost or stolen. It will reimburse the depreciated value of your suitcases and what you packed. If your bags are delayed, it can reimburse you for the cost of the necessities you’ll have to buy to tide you over. It also extends to your personal belongings, if lost, damaged or stolen.
• Travel accident insurance. This coverage offers compensation in the event of accidental death or catastrophic injury from an accident during your trip. Flight Accident Insurance covers injury while you’re on a commercial plane, during a connection or in an airport. Travel Accident Insurance covers death or dismemberment, including the loss of limbs or eyesight, while on your trip.

AMA offers four travel insurance plans for trips outside of Canada: The Premium Medical Package, the Medical Plan, the Non-Medical Premium Package and standalone Trip Cancellation and Trip Interruption Insurance.

Premium Medical Package (medical and travel coverage): This is the most comprehensive plan offered by AMA, which includes coverage for unforeseen medical emergencies, trip cancellation and interruption, travel accident and baggage loss, damage and delay.

Emergency medical treatment includes:

• Hospital accommodation up to a semi-private room
• Physicians’ fees
• Laboratory tests and X-rays
• Private duty nursing
• Ground ambulance service
• Prescription drugs
• Medical appliances including casts, splints, trusses, braces, crutches or the rental of a wheelchair
• Treatment by a chiropodist, chiropractor, osteopath, physiotherapist or podiatrist
• Emergency dental treatment due to a blow to the face)
• Emergency dental treatment due to illness, excluding roots canals or damage to dentures (maximum $500)
• Hospital allowance for long distance calls, TV rental when hospitalized for at least 48 hours (up to $50 per day to a maximum of $2,000)

Medical Plan: If you’re only worried about medical emergencies while travelling, this plan offers all of the medical coverage options of the Premium Medical Package plan and includes hospital accommodations, physician fees, lab tests, private nurses and ambulance services.

Non-Medical Premium Package: If you have medical coverage elsewhere, the Non-Medical Premium Package plan covers trip cancellation insurance, trip interruption, misconnection & delay insurance, baggage insurance and flight & travel accident insurance. You can also add Cancel for Any Other Reason insurance.

Trip Cancellation and Trip Interruption: This coverage provides reimbursement if you need to cancel your trip before departure, as well as expenses such as hotels, meals and taxi fares due to an unexpected trip delay. You can also add Cancel for Any Other Reason insurance.

There’s also an option for Family Coverage that covers you, your spouse and child(ren) if you’re travelling together. AMA Travel takes the age of the oldest person on the plan, calculates their premium and then multiplies it by 2.25. Family coverage usually offers better savings if the oldest person in the family is under age 60 and does not have any medical conditions, such as diabetes.

We’ve highlighted key benefits of AMA Travel Insurance to help you identify which plan is the best fit for you.

Here’s a comparison of the four plans to see how much maximum coverage you’ll get.

The price of an AMA Travel Insurance plan depends on factors such as the cost of your trip, your age and the amount of coverage you choose.

Here are some examples of the cost for AMA Travel Insurance single trip plans for healthy travellers based in Alberta. AMA members get 10% off of travel medical insurance.

With your emergency medical coverage you can also add an optional deductible, or the amount you will pay out of pocket before your coverage kicks in, to lower the cost of your premium by up to 45%.

World Nomads

Emergency medical: $5 million Cancel For Any Reason: No Baggage insurance (maximum): $1,000, $3,000

Related: World Nomads Travel Insurance Review

Manulife Financial

Emergency medical: $10 million Cancel For Any Reason: No Baggage insurance (maximum): $1,000

Related: Manulife Financial CoverMe Travel Insurance Review

Emergency medical: $5 million Cancel For Any Reason: No Baggage insurance (maximum): $1,500

Related: Blue Cross Travel Insurance Review

AMA Travel offers the following optional riders or add-ons:

• Pre-Existing Conditions Rider is available on any emergency medical plan and can reduce your stability period for pre-existing conditions to seven days. Under this coverage, you’ll be reimbursed for a maximum of $200,000 for eligible hospital and medical expenses for sickness or injury due to a pre-existing medical condition.
• BounceBack Insurance provides up to $2,000 in round-trip transportation to fly home before your return date and then return to your trip destination at a later date. Two circumstances can trigger this coverage: 1) An immediate family member is admitted to hospital or dies, and 2) A disaster causes your home to be uninhabitable after you leave for your trip.
• Rental Vehicle Damage insurance provides up to $80,000 for physical damage or loss for a rental car.

AMA members get 10% off of travel medical insurance and BounceBack insurance. The discount does not apply to premium plans or trip cancellation, interruption or delay insurance, or rental vehicle damage insurance.

Here’s an example for the Medical only plan:

Yes. You can buy multi-trip insurance if you travel more than once a year for multiple individual trips. AMA Travel’s Multi-Trip Annual Plans offer medical only coverage for four, eight, 15, 30 or 60 days and premium medical + travel coverage for nine, 16 or 30 days per trip. If you stay longer than the number of days you purchased, you can purchase a top-up. Multi-trip premium insurance is not available for travellers over age 59.

Here’s how the prices between single trip and multi-trip insurance compare:

AMA Assistance is available 24/7, 365 days of the year and can help you when you’re faced with an emergency. Support includes:

• Directing you to an appropriate physician or hospital at your trip destination.
• Providing multilingual interpreters to communicate with physicians and hospitals.
• Monitoring your care and ensuring only appropriate and medically necessary treatment is given.
• Communicating on your behalf to your family and physician.
• Paying hospitals, physicians and medical providers whenever possible.
• Arranging necessary transportation, such as an air ambulance, whenever necessary.
• Informing you of any expenses not covered by your policy.

When you call AMA Assistance, you’ll need to provide your name, policy number, your location and the nature of your emergency.

If you don’t contact AMA Assistance before receiving medical treatment, you may be limited to reimbursement of 80% of eligible medical expenses, to a maximum of $25,000. AMA Assistance must also approve certain benefits, such as MRIs, CAT scans, ultrasounds or biopsies, in advance. If you receive treatment prior to approval, you may be reimbursed on the basis of “reasonable and customary charges” that may be different from the actual charges.

Your standard trip cancellation insurance with AMA Travel covers 36 unexpected situations that could cause your trip to be cancelled before you leave. These include:

• You or your travel companion gets sick, injured or dies
• A close friend dies within 10 days of leaving for your trip
• You, your spouse or your travelling companion experience pregnancy complications in the first 31 weeks and have been advised not to travel
• You or your travelling companion’s house or business is burglarized within seven days of leaving for your trip
• You, your spouse, your travelling companion or his/her spouse loses a job

AMA Travel also offers Cancel For Any Other Reason insurance that allows you to cancel up to three hours before departure and receive a 50% refund, if you purchase your travel arrangements with AMA Travel, CAA Travel or amatravel.ca and purchase the policy within 72 hours of booking that trip.

While trip cancellation covers any issues that happen before you leave, trip interruption covers issues once you’ve already left home.

Trip interruption insurance covers issues, such as:

• A missed connection due to bad weather, road delays or a road accident
• A medical emergency back home

AMA Travel also offers Interruption For Any Other Reason insurance up to $2,500, that covers you for any reason outside of your policy to the following limits:

• 50% reimbursement of your unused nonrefundable arrangements if your travel is booked through AMA Travel, CAA Travel or amatravel.ca
• Up to $1,000 for the extra cost of a one-way economy airfare to return home or any fees incurred to change the date of your original return ticket.

These benefits kick in only if your trip is interrupted 48 hours or more after your arrival.

For travellers under age 59, AMA Travel will not pay any claims due to any sickness, injury or medical condition that is not stable in the three months before your departure date (and for travellers age 70 to 84, your condition must be stable for six months), unless you purchase the Pre-Existing Medical Condition rider that reduces the waiting period to seven days and covers to a maximum of $200,000.

For travellers under age 59 and under, AMA Travel will also not cover any lung condition if in the three months prior to your departure date you received treatment with prednisone. For travellers aged 69 and under, the time period is three months before your effective date and for travellers aged 70 to 84, the time period is six months before your effective date.

If you’re concerned about a pre-existing condition, you can purchase the Pre-Existing Conditions Rider on any emergency medical plan and reduce your stability period to seven days. Under this coverage, you’ll be reimbursed for a maximum of $200,000 for eligible hospital and medical expenses for sickness or injury due to a pre-existing medical condition.

There are a number of scenarios not covered by travel insurance and it’s critical to know what not to do before you make a claim only to be told you’re on the hook for all associated costs. The following are some of the most common issues not covered by travel insurance:

• A claim against an unstable pre-existing medical condition. AMA defines a condition as unstable if you have sought medical treatment for that condition, if new or existing symptoms appear or there has been a change in medication or the dose you take.
• For insured children under two years old, any sickness or medical condition related to a birth defect
• Injury or illness as a result of alcohol or drug abuse
• Travelling to get medical treatment, included diagnosis, surgery, investigation, palliative care or alternative therapy
• Complications from pregnancy nine weeks before or after the expected date of delivery
• Claims related to a child born on the trip
• Death or injury due to activities related to being in the air, including planes, balloons, kite balloons, airship, glider, hang glider, paraglider, parasail, parachute, kite and wingsuits
• Death or injury while participating in a professional sport or any motorized speed contests
• Non-emergency, experimental or elective treatment, including cosmetic surgery, chronic care or rehabilitation
• The replacement cost of an existing prescription, contact lenses or prosthetic teeth or limbs
• Cataract surgery or services provided by a naturopath
• Travelling against medical advice or not following medical advice in regards to treatment.
• Any loss resulting from an act of terrorism
• A travel visa not issued in time due to a late application

If any of the following conditions or situations applies, you will be considered ineligible for any coverage under a policy with AMA Travel, except for rental vehicle damage insurance:

• You have been diagnosed with a terminal illness and given six months to live.
• You have been advised by a physician not to travel.
• You require kidney dialysis.
• You have ever had an organ transplant, except for a cornea transplant.
• You have been diagnosed with or received treatment for metastatic cancer within the last five years.
• You have been prescribed home oxygen for a lung condition in the last 12 months.

You can file a claim online 24/7 by visiting the AMA Travel website and accessing the appropriate claim form(s). Depending on the kind of claim, you will also need to provide supporting documentation.

For example, for accidental dental expenses you will need to provide an accident report from the physician or dentist. For a Trip Cancellation claim due to medical reasons, you’ll need to provide a medical certificate by your doctor stating why travel was not possible as well as your entire medical file.

Other documentation may include:

• Itemized bills from your licensed medical provider
• Original prescription drug receipts
• A report from the airline, cruise or tour operator if your delay claim is due to misconnection
• Original invoices and receipts for out-of-pocket expenses
• Original tickets
• Police reports

AMA Travel Insurance FAQs

Does ama travel insurance pay for medical costs upfront.

Yes, in most cases AMA will pay hospitals, physicians and other medical providers directly. However, the insurer notes that there may be some “incidental expenses” that you will need to pay out of pocket and that you should keep your original receipts to submit for reimbursement. For example, as part of your emergency medical coverage you are entitled to a hospital allowance of up to $50 per day to a maximum of $2,000, which will be reimbursed to you as a lump sum after your release from hospital.

Does AMA Travel Insurance cover COVID-19?

Yes. Emergency medical plans with AMA Travel provide coverage for COVID-19-related illnesses when Canadian government travel advisories are at Level 2 (Exercise a high degree of caution) or Level 1 (Exercise normal security precautions). AMA Travel Insurance also provides up to $2.5 million coverage if you are partially vaccinated or up to $5 million if you are fully vaccinated for COVID-related illnesses that occur when travelling during a Level 3 travel advisory (Avoid non-essential travel).

Does AMA Travel Insurance offer coverage extensions?

Yes. Your coverage is automatically extended for five days starting on the final day of your trip due to carrier delays, weather, vehicle breakdown or accidents. If you are hospitalized, your coverage is extended for the period of hospitalization, plus five days after discharge. You can also request an extension if you want to stay longer provided you apply before the expiry date of your policy and you haven’t made any claims or you’re not currently seeking treatment.

Does AMA Travel Insurance require a medical questionnaire?

Yes. Travellers age 60 and over must complete a medical questionnaire that asks questions such as: Has it been more than 18 months since your last medical check-up, have you visited the emergency room more than once in the last 12 months, have you been a smoker in the last five years, have you had surgery in the last 12 months and have you received treatment or medication for cardiovascular conditions, diabetes, cancer, neurological conditions or respiratory conditions?

If it’s discovered that you did not answer the questions truthfully or there are any errors, you’ll be responsible for the first $5,000 of any claim and the additional premium required will be evaluated on the accurate answers.

Does AMA Travel have any age restrictions?

Yes. The single trip premium package (that includes medical and trip coverage) is available to travellers age 84 and under. The medical only plan, non-medical premium package and trip cancellation and trip interruption plan have no maximum age.

When does my coverage with AMA Travel begin?

If you purchase cancellation coverage, it begins the day you buy your policy and ends the day when you make a claim or leave on your trip. Your interruption coverage, if purchased, begins when you leave home. Your delay coverage begins once an insured risk prevents you from returning home as scheduled.

Can I get a refund with AMA Travel?

Single trip medical plans and top-ups are fully refundable before the effective date. Partial refunds are possible as long as there is no claim made on the policy and you can provide proof of early return.

Does AMA Travel offer a free look period?

Yes. AMA Travel offers a 10-day “Right To Examine” period where you can review and cancel your policy within 10 days of purchase if you have not already left for your trip and there is no claim in progress, or that you haven’t experienced a potentially covered event (such as becoming sick).

Can I book my trip with points and then make a claim on my travel insurance?

No. AMA Travel does not insure or reimburse the monetary value of any travel costs that have been booked and paid for with points, miles or any other travel rewards program.

Fiona Campbell is a Staff Writer for Forbes Advisor Canada. She started her career on Bay Street, but followed her love for research, writing and a good story into journalism. She is the former editor of Bankrate Canada, and has over 20 years of experience writing for various publications, including the Globe and Mail, Financial Post Business, Advisor’s Edge, Mydoh.ca and more.

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New travel deals for Amazon Prime members on cruises, rental cars, flights and more

Amazon Prime Day is fast approaching, and beyond viral beauty products or hot new kitchenware, the e-commerce giant is introducing savings on travel just in time for any last-minute summer vacations.

Amazon partnered with various travel companies, including Southwest Airlines, Viator, Turo, Carnival, and others, to give Prime members early access to price cuts on travel packages, car rentals, and cruises.

In a similar move last summer fellow retail competitor Walmart partnered with Expedia to give Walmart+ members the ability to earn Walmart Cash by booking vacations.

"These travel deals are sort of an extra that they can offer their members," RetailMeNot editor Kristin McGrath told ABC News. "There are plenty of ways you can save and get discounts. These membership programs can just make it a little bit easier."

Amazon Prime travel deals and discounts for Prime Day

Save 10% on Viator travel experiences Save up to 30% off Avis car rentals and earn 10% back Up to 15% Sixt car rentals Book a Carnival Cruise for to 40% off Southwest Airlines get 50% off Rapids Rewards points

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Walmart+ travel deals

The company offers discounts on fuel and travel, plus up to 20% back in Walmart Cash for booking through their portal during Walmart+ week.

Costco travel discounts and deals

The warehouse retailer's travel arm offers everyday savings on top-quality, brand-name vacations, hotels, cruises, and rental cars, exclusively for Costco members.

Teresita Nino has used Costco to book vacation packages and told ABC News how she saved on international deals.

"My last trip that we booked was to Saint Lucia and we ended up booking the airfare and the hotel -- I ended up saving about $700," Nino said of her experience using Costco. "Nine out of ten times is Costco Travel is always giving me a better deal overall than other travel companies."

Access to Costco's travel deals require a paid membership as an extra perk for customers.

"The travel savings are the cherry on top -- but it's not necessarily the most lucrative benefit," McGrath said. "In these membership programs, you have to take the value of membership as a whole rather than just joining to save on travel."

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How AMA Travel Experts Get You the Best Trips for the Best Value

Shelley Samycia is like a travel agent for travel agents. She’s a member of AMA Travel ’s product team that works behind the scenes—researching travel trends, gathering and comparing information from tour companies and other suppliers, negotiating special deals for members, and packaging bucket-list trips. The product team then shares that knowledge with AMA Travel counsellors across Alberta.

Members of the product team have their own areas of specialization. For Samycia, AMA Travel’s cruise sales manager, that means she lives and breathes cruising . She scouts the best deals and itineraries, working closely with suppliers to learn about special sailings. She meets with frontline agents to answer customers’ cruising questions, like what side of a certain ship to book or the restaurant with the best steak tartare.

“We are a great resource for agents, whether they are new to the cruise industry or have years of experience,” says Samycia, who has personally sailed on 102 cruises—and counting! Other members of the product team are also in-house experts about cruising, as well as soft adventure, coach tours, escorted trips, foodie or solo travel. They are always on hand to offer deeper expertise to AMA’s team of 200 across Alberta.

“No other company in the province has that kind of core team backing up its frontline staff,” says Nikola Berube, AMA Travel’s director of sales.

Because AMA Travel is based in Alberta, our experts understand what fellow Albertans want, need and appreciate when travelling. “There are often hundreds of booking options available in a destination,” says Terry Vander Linden, product marketing manager at AMA Travel. “It’s difficult to know which one is best, particularly if you’re headed to a far-off location like Asia, Africa or South America. Our experience allows us to narrow the options down to the very best, and the types of trips we know an Albertan would typically enjoy.”

MORE TO READ How AMA Travel experts can help you find the perfect hotel room

You also get the benefit of an Alberta-based support team . If you run into problems on a trip, there’s a real person back in Alberta by the phone 24/7 to help.

AMA Travel always has a finger on the pulse of travel trends and news. In January, for instance, Celebrity Cruise Lines put together a special charter flight and Caribbean cruise out of Edmonton. AMA Travel had exclusive advance notice, which meant it could pass on the best availability and pricing to members before anyone else.

“We often get that kind of insider info before anyone else,” Berube says. Many of these offers can be found on the website, where the team posts hand-curated daily deals and adds new hotels to its ever-expanding hotel inventory, all backed by AMA’s best-price guarantee.

Other companies might sell the same trips, flights, packages, cruises, car rentals and hotel stays as AMA Travel, but you often get more for your money with AMA. Expect service and advice, along with the combined buying power of AAA/CAA auto clubs for the best pricing.

You’ll also be able to access value-added member benefits. That might be a bonus upgrade, $150 onboard credit on a cruise, welcome reception or other extras, all negotiated exclusively for members by AMA’s product team.

MORE TO READ Save on travel medical insurance by adding a deductible to your plan with AMA Travel

AMATravel.ca offers online booking for almost everything AMA sells. It’s also fantastic for quick transactions on flights, cruises, car rentals, hotels, all-inclusive vacations, and last-minute deals. Travellers can search multiple airlines and see results in one place, or search by destination and supplier.

But when it comes to planning a big trip, there’s no replacement for an in-person appointment with a travel counsellor. “It’s the best way to take advantage of the team’s incredible breadth of knowledge,” Berube says.

No matter what stage of trip prep you’re in—dreaming, planning, booking—there’s a good chance the behind-the-scenes team at AMA Travel has already done the work for you.

BEHIND-THE-SCENES SUPERSTARS The cruise guru: Shelley Samycia She’s been on a whop-ping 102 cruises during her 36 years at AMA Travel—and she can tell you something special about an extraordinary number of ships, cruise lines and destinations. Shelley can also match any type of traveller, from adventurer to luxury-seeker to parent, with the perfect cruise. “When a client gets to have the experience I described to them and more, that’s what I love,” she says.

The world traveller: Elaine LeJambe Elaine has been to the ends of the earth and back again—literally! She has visited more than 50 countries, and she lived in Greece for 22 years. Her travels give her unique insight when she’s tailoring packages and personally escorting tours for AMA members. “I add from my own experiences places where I think members would want to go, and experiences that I want members to have,” she says.

The industry insider: Terry Vander Linden Terry works closely with suppliers to hand-select and promote tours, trips and destinations he knows will appeal to AMA members. Before joining AMA, he spent 13 years at Fun Sun Vacations, so he has unique insight into the travel industry, and, often, an inside track on the newest and best deals. “Because we’re looking at the options all day, every day, we can pick out the gems,” he says.

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Russia is open for international travelers regardless their citizenship/country of residence. Tourist visas are being issued in the USA, Australia, New Zealand, Canada, the UK, EU, Japan, and worldwide. Electronic visas (up to 16 days of stay, single entry) are available for the following nationals: Austria, Andorra, Bahrain, Belgium, Bulgaria, Cambodia, Croatia, Cyprus, China, Czech Republic, Democratic People's Republic of Korea, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, India, Indonesia, Iran, Ireland, Iceland, Italy, Japan, Kuwait, Latvia, Lithuania, Liechtenstein, Luxembourg, Malaysia, Malta, Mexico, Monaco, Myanmar, Netherlands, North Macedonia, Norway, Oman, Poland, Portugal, Philippines, Romania, San Marino, Saudi Arabia, Serbia, Singapore, Slovakia, Slovenia, Spain, Switzerland, Sweden, Taiwan, Turkey, Vatican, Vietnam.

You can bring foreign currency and exchange money freely in Russia. You can open a bank account and g et a debit card in one hour time, once you will have arrived, we assist.

Medical insurance is available for international travelers through Russian insurance companies.

International flights to Moscow and St Petersburg are available via Tbilisi (Georgia), Yerevan (Armenia), Baku (Azerbaijan), Istanbul (Turkey), Belgrade (Serbia), Dubai & Abu-Dhabi (UEA), Doha (Qatar), Algiers (Algeria),Tehran (Iran), Muscat (Oman), Cairo (Egypt), Astana & Almaty (Kazakhstan), Beijing, Shanghai, Guangzhou, Chengdu, Chongqing, Shenzhen, Qingdao & Xian (China), Delhi (India), Colombo (Sri-Lanka), Male (Maldives). Information changes frequently, please inquire.

Trans-Siberian travels can fly in/out Vladivostok via Beijing (China), Harbin (China), Bangkok (Thailand), Tashkent (Uzbekistan).

Trans-Siberians taking off in Irkutsk/Lake Baikal, fly to Bishkek (Kyrgyzstan), Dushanbe (Tadjikistan), Namangan (Uzbekistan), Osh (Uzbekistan), Beijing Daxing (China), Bangkok (Thailand), Ulaaanbaatar (Mongolia).

Explore the best travel destinations in Russia with our wide range of sightseeing tours to Moscow, St Petersburg, Golden Ring, Kazan; Northern Lights viewing tours; wildlife & nature tours to Lake Baikal tours, Altai, Kamchatka tours, Trans-Siberian train tours, and more. Find the best guided trips and expert planned Russian holidays 2023-2024.

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New travel deals for Amazon Prime members on cruises, rental cars, flights and more

These savings on travel come in time for any last-minute summer vacations.

Amazon Prime Day is fast approaching, and beyond viral beauty products or hot new kitchenware, the e-commerce giant is introducing savings on travel just in time for any last-minute summer vacations.

Amazon partnered with various travel companies, including Southwest Airlines, Viator, Turo, Carnival, and others, to give Prime members early access to price cuts on travel packages, car rentals, and cruises.

In a similar move last summer fellow retail competitor Walmart partnered with Expedia to give Walmart+ members the ability to earn Walmart Cash by booking vacations.

"These travel deals are sort of an extra that they can offer their members," RetailMeNot editor Kristin McGrath told ABC News. "There are plenty of ways you can save and get discounts. These membership programs can just make it a little bit easier."

Amazon Prime travel deals and discounts for Prime Day

Save 10% on Viator travel experiences Save up to 30% off Avis car rentals and earn 10% back Up to 15% Sixt car rentals Book a Carnival Cruise for to 40% off Southwest Airlines get 50% off Rapids Rewards points

Editor’s Picks

Delta One Lounge debuts this week, here's a look at the premium experience

How gift cards from big box retailers could help save on expensive travel

It's not too late to book summer travel, these tips make it easier

Walmart+ travel deals.

The company offers discounts on fuel and travel, plus up to 20% back in Walmart Cash for booking through their portal during Walmart+ week.

Costco travel discounts and deals

The warehouse retailer's travel arm offers everyday savings on top-quality, brand-name vacations, hotels, cruises, and rental cars, exclusively for Costco members.

Teresita Nino has used Costco to book vacation packages and told ABC News how she saved on international deals.

"My last trip that we booked was to Saint Lucia and we ended up booking the airfare and the hotel -- I ended up saving about $700," Nino said of her experience using Costco. "Nine out of ten times is Costco Travel is always giving me a better deal overall than other travel companies."

Access to Costco's travel deals require a paid membership as an extra perk for customers.

"The travel savings are the cherry on top -- but it's not necessarily the most lucrative benefit," McGrath said. "In these membership programs, you have to take the value of membership as a whole rather than just joining to save on travel."

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Moscow, Russia

You are here, about moscow.

Moscow is unlike any other city on Earth. It is the wealthy economic center for one-sixth of the world's land mass and has over 120 ethnic groups and nationalities. A diverse and vibrant city with a strange combination of traditional Russian architecture and newer Soviet tastelessness, Moscow is an adventure waiting to happen!

Reasons to travel to Moscow

But what makes it so popular among tourists is the concentration of Moscow attractions. When you travel to Moscow you definitely want to see the red-bricked walls of the Kremlin , to take a picture in front of St. Basil's Cathedral , and probably visit the world-famous Bolshoi Theater . All of these places are located within a very small area around Red Square , so seeing them on a walking sightseeing tour of Moscow is convenient and allows you to avoid traffic jams.

The concentration of Moscow's main sights is one of the facts that make this city a world-class tourist destination. The majority of its attractions is centered in one small area, and the Kremlin is the hub of this concentration.

These sights extend into the realm of fantasy and are a must to put on your Moscow itinerary: the colorful domes of the Cathedral of St. Vasily the Blessed, the neo-gothic consumer wonderland that is the GUM , or state department store, and the timepiece of Russia's New Year's celebrations, the Spassky clock tower, all tower over the beautiful Red Square.

The neighboring Kitay-Gorod, or "Basket-Town" (likely a reference to the construction method of the city walls surround it), remains a significant concentration of traditional Russian structures serving as a commercial center. The Bolshoi Theater, the Lubyanka, and the hotels that tower above the Manege Square all are situated within the Boulevard Ring, an urban open-space doubling as a heavily-trafficked roadway created after the Great Fire of 1812, the one that left Napoleon's Army starving deep within wintry Russia.

Moscow transport system

As Europe's largest metropolis, and the 5th largest city in the world, Moscow comes with its share of traffic blunders. It seems that all of the world's most expensive black cars are here, and that most of the city's car owners do not understand the difference between sidewalks and parking lots. Still, while the traffic situation leaves much to be desired, the Moscow subway is superb.

The advanced Metro system carries up to 3 million passengers a day and its trains run every few minutes. With stations that could rival art museums, the Metro is one of Moscow's great must-see sights. Travel in Moscow Metro at least once to see that there is nothing like it in the world.

Best time to visit Moscow

The peak of the Moscow travel season is May through September. However, you may prefer to savor Moscow tourism delicacies during the low travel season. The snowy winter months offer just as many entertainment options as one can find during summer.

You can celebrate New Year's Eve or see Russia's biggest ice rink on Red Square, taste blinis or visit one of the numerous winter markets. Any popular St. Petersburg - Moscow tour hides a handful of memorable experiences the whole year round!  

Although the best time to visit Moscow is from May to September, the city in winter still enchants with its towers and lights. Its great celebrations on the day of the October Revolution (held on November 7, a discrepancy resulting from the difference between the traditional Russian Julian calendar and the Gregorian calendar in use around the world today), and New Years Day make it the place to be. Of course, the best way to plan your trip is through one of our package tours to Moscow. If you are planning a trip to Russia , don't hesitate to contact our experienced travel experts who'll be glad to help.

Best Things to Do in Moscow

• Explore the Kremlin and the gorgeous Red Square
• Get acquainted with Russian art at the Tretyakov Gallery
• See the "underground palaces" down in Moscow metro

Top Attractions in Moscow

The famous GUM is a large department store in the Kitai-gorod part of Moscow facing Red Square.

The symbol of Moscow and entire Russia, the Kremlin is often described as the 8th Wonder of the World.

Moscow Metro is like a whole underground city that holds the world's largest collection of Stalinist Art.

Moscow's most well-known cloister with golden domes, untouched since the 17th century.

St. Basil’s Cathedral is Moscow’s most famous artistic work of architecture set in the romantic Red Square.

History and luxury is revealed inside the Kremlin as the Armoury Chamber displays treasures like Faberge Eggs.

Over 1000 years of Russia's finest art from Rublev to Shishkin, over 150 000 exhibits of religious and modern art.

All Attractions in Moscow

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