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CITI TRAVEL with Booking.com

Introducing citi travel℠: your first stop to your next destination.

Earn ThankYou ® Points when you pay for part, or all, of your trip with your eligible Citi Card through the Citi Travel portal. Plus, you can redeem your points towards even more adventures through the Citi Travel portal. With customizable options and booking right from your Citi Mobile ® App for eligible cardholders, the way to go is now way easier.

Earn More ThankYou ® Points on Select Bookings Through the Citi Travel portal

10x the fun with citi strata premier℠.

Earn a total of 10x ThankYou ® Points on hotels and car rentals when you book on the Citi Travel portal. 1

5X the Fun with Rewards+ ®

Earn a total of 5x ThankYou ® Points on hotels and car rentals when you book on the Citi Travel portal. Offer expires December 31, 2025. 2

More Points, More Fun with Double Cash ®

Earn a total of 5 ThankYou ® Points per $1 spent on hotels and car rentals when you book on the Citi Travel portal. Offers expires December 31, 2024. 3

Offer provides 3 additional points on top of the 1 point per dollar on purchases and 1 point per dollar for payments on purchases

Earn More Points with Custom Cash ®

Earn an unlimited additional 4 ThankYou ® Points per $1 spent on hotels and car rentals when you book on the Citi Travel portal. Offers expires June 30, 2025. 4

Additional Citi Travel Portal Benefits

The citi travel portal offers perks to make your travel booking experience easier and more convenient., access to over 1.4 million hotel and resort options, competitive prices when booking flights, hotels, cars and attractions, 24/7 customer service support for your booking needs.

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ThankYou ® Cards Make Every Day More Rewarding

It's easy to earn ThankYou ® Points with Citi credit cards. Find the one that helps you earn the most on your daily spending.

Citi Travel: Frequently Asked Questions

What is the citi travel portal.

Citi Travel is a travel booking portal that gives eligible Citi card members access to book flights, hotels, rental cars, and attractions at competitive prices, along with 24/7 customer support. Additionally, when you book through the Citi Travel portal using ThankYou ® rewards cards, you can earn ThankYou ® points on your travel spending which can then be redeemed to be used on your next journey.

How do I book through the Citi Travel portal?

To book through the Citi Travel portal:

  • Login into your Citi Mobile App or directly into the Citi Travel portal using your Citi Online User ID and password.
  • After that, search for the flights, hotels, car rentals or attractions you want to book and enter the necessary information (such as number of guests or passengers, travel dates, etc.)
  • Confirm your booking and choose whether you want to pay with card, points, or a combination of these purchase options.ns.

Can I use any Citi ® card to book through Citi Travel?

All Citi ThankYou ® Rewards Credit Cards

Citi Travel℠ is powered by Rocket Travel Inc., part of the Booking Holdings Inc. group of companies together with Booking.com.

1 You will earn 10 ThankYou Points for each $1 spent on hotels, car rentals, and attractions when you use your Citi Strata Premier Card to book them through the Citi Travel site via CitiTravel.com or 1-833-737-1288 (TTY: 711). For bookings made with a combination of points and your Citi Strata Premier Card, only the portion paid with your card will earn points. Points are not earned on cancelled bookings. If your account is closed for any reason, including if you convert to another card product, you will no longer be eligible for this offer. Citi Travel is powered by Rocket Travel Inc., part of the Booking Holdings Inc. group of companies together with Booking.com.

2 Earn a total of 5 ThankYou ® Points per $1 spent on hotel, car rental and attractions excluding air travel when booked through the Citi Travel℠ portal on cititravel.com or by calling 1-833-737-1288 and saying "Travel". Offer is valid through 11:59 PM 12/31/2025. You earn 1 ThankYou ® Point per $1 spent on the Citi Travel portal bookings. You will earn an additional 4 bonus ThankYou ® Points per $1 spent on hotel, car rental and attractions excluding air travel when booked through the Citi Travel portal or by calling 1-833-737-1288 through 11:59 PM 12/31/2025. The booking must post to your account during the promotional period to qualify. This offer may overlap with other special offers in which you are currently enrolled. You must use your Citi Rewards+ ® Card registered at the Citi Travel portal to earn the bonus points . For bookings made with a combination of points and your Citi Rewards+ ® Card, only the portion paid with your card will earn points. Bonus points will take up to 3 billing cycles to post to your account. To qualify for this offer, this account must be open and current. Points will not be earned on canceled bookings. If your account is closed for any reason, including if you convert to another card product, you will no longer be eligible for this offer. Citi Travel is powered by Rocket Travel Inc., part of the Booking Holdings Inc. group of companies together with booking.com.

3 Earn a total of 5 ThankYou Points per $1 spent on hotel, car rental, and attractions excluding air travel when booked through the Citi Travel℠ portal on cititravel.com or by calling 1-833-737-1288 and saying "Travel". Offer is valid through 11:59 PM Eastern Time (ET) 12/31/2024. You earn 1 ThankYou Point per $1 spent on the Citi Travel portal bookings and an additional 1 ThankYou Point per $1 paid on Eligible Payments (as defined in the Citi ThankYou ® Rewards Terms and Conditions for Citi Double Cash ® Card Accounts) made to your Citi Double Cash card account. You will earn an additional 3 bonus ThankYou Points per $1 spent on hotel, car rental, and attractions excluding air travel when booked through the Citi Travel portal or by calling 1-833-737-1288 through 11:59 PM Eastern Time (ET) 12/31/2024. The booking must post to your account during the promotional period to qualify. This offer may overlap with other special offers in which you are currently enrolled. You must use your Citi Double Cash Card registered at the Citi Travel portal to earn the bonus points . For bookings made with a combination of points and your eligible Citi Double Cash card, only the portion paid with your card will earn the additional points. Bonus points may take one or two billing cycles to post to your account. To qualify for this offer, this account must be open and current. Points will not be earned on canceled bookings. If your account is closed for any reason, including if you convert to another card product, you will no longer be eligible for this offer. Citi Travel is powered by Rocket Travel Inc., part of the Booking Holdings Inc. group of companies together with booking.com.

4 Earn an additional 4 Thank You Points per $1 spent on hotel, car rental, and attractions excluding air travel through the Citi Travel℠ portal or by calling 1-833-737-1288 (TTY: 711). Offer is valid through 11:59 PM Eastern Time (ET) 6/30/2025. The booking must post to your account during the promotional period to qualify. This offer may overlap with other special offers in which you are currently enrolled. You must use your Citi Custom Cash ® Card registered at the Citi Travel portal to earn the bonus points . For bookings made with a combination of points and your eligible Citi card, only the portion paid with your card will earn the additional points. Bonus points may take one or two billing cycles to post to your account. To qualify for this offer, this account must be open and current. Points will not be earned on canceled bookings. If your account is closed for any reason, including if you convert to another card product, you will no longer be eligible for this offer. Citi Travel is powered by Rocket Travel Inc., part of the Booking Holdings Inc. group of companies together with booking.com.

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Citi Prestige Card — Full Review [2024]

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Citi Prestige® Card

Citi Prestige ® Card

17.99% - 25.99% Variable

Excellent (740-850)

Complimentary lounge access, fourth-night free hotel stay, an annual travel credit, and strong point-earning make the Citi Prestige card a great option.

The information for the Citi Prestige ® Card has been collected independently by Upgraded Points and not provided nor reviewed by the issuer. 

The Citi Prestige ® Card is an excellent all-around premium travel rewards card. With 4 different bonus categories to help you earn points, a $250 travel credit each year, complimentary lounge access, and more, there is tons to love about the Citi Prestige card.

Update:  At this time, the Citi Prestige card is no longer available for new applicants.

Card Snapshot

Welcome bonus & info.

  • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √. Through December 2022 , supermarket and restaurant purchases will also count towards the $250 Travel Credit.
  • Fourth-night hotel benefit for any hotel stay at hotels booked through the Citi Prestige Concierge; up to 2 times per calendar year
  • Transfer points to a variety of travel loyalty programs from airlines to hotels
  • Earn 5x points on air travel
  • Earn 5x points at restaurants
  • Earn 3x points on cruise lines and hotels
  • 1 ThankYou Point per $1 spent on other purchases

Card Categories

Credit Card Reviews

  • Travel Rewards Credit Cards

Rewards Center

Citi ThankYou Rewards

Customer Service Number

888-248-4226

  • 5x points per $1 on purchases at airlines and travel agencies
  • 5x points per $1 on dining
  • 3x points per $1 on purchases at hotels and cruise lines
  • 1x point per $1 on all other purchases
  • $250 annual travel credit (can also be applied to supermarkets and dining purchases in 2022)
  • Complimentary Priority Pass lounge access
  • Annual fourth-night free hotel booking
  • Access to Citi transfer partners
  • Global Entry/TSA PreCheck credit
  • Cell phone insurance
  • $495 annual fee
  • Doesn’t offer travel protections

Related Articles

Air France KLM Lounge at IAD

Benefits of the Citi Prestige Card

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Upgraded Points: Expertise You Can Trust

Our seasoned and experienced team brings years of expertise in the credit card and travel sectors. Committed to integrity, we offer data-driven guides to help you find the card(s) that best fit your requirements. See details on our intensive editorial policies and card rating methodologies .

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  • 1044+ Expert Credit Card Guides

Great Card If

  • You fly often and want airport lounge access
  • You want a card that earns transferable rewards
  • You don’t mind paying a higher annual fee for more benefits

Don’t Get If

  • You won’t use the perks
  • You don’t travel much

Earning Categories

Earn 5x points at airlines, travel agencies, and dining, plus 3x at cruise lines and hotels. You’ll earn 1x points on all other purchases.

Your points are good for the ThankYou Rewards program and never expire. Earn as many points as you want to because there’s no cap!

Citi Prestige Card Travel Benefits

Travel abroad without the headache. There’s no foreign transaction fee when you use the card (a 3% savings by itself), and global transactions are seamless because it has an EMV chip.

The $495 annual fee is the biggest consideration, but it’s largely offset by a yearly airline travel credit of $250. This can apply to the cost of a ticket or any flight-related expenses charged to the card, including award taxes and fees, baggage fees, and more.

Update:  Through December 31, 2022, the $250 travel credit can also be applied to supermarket and restaurant purchases. 

Still, the annual fee is steep, separating the serious spenders from the crowd.

Travel is made a luxury since the card provides complimentary access to hundreds of VIP lounges through Priority Pass Select (complimentary Be Relax Spa treatment, anyone?).

You also get a $100 credit for the Global Entry application fee . Once the U.S. government approves your application, you can bypass long lines and enjoy expedited entry into the country.

Bottom Line: A $250 airline travel credit helps offset the steep $495 annual fee of the Citi Prestige card. Also enjoy zero foreign transaction fees, a Global Entry fee credit, and complimentary Priority Pass access!

Other Benefits of the Citi Prestige Card

Book a stay of 4 consecutive nights at any hotel (you choose!) and get the fourth night for free! The free night appears as a credit on your statement.

Enjoy 24/7 access to a global concierge team for help making trip arrangements, purchasing tickets, and booking exclusive events and dining experiences anywhere in the world.

Plus get access to exclusive events through Citi ThankYou Events and Citi Private Pass Beyond. You’ll have the opportunity to attend private concerts, sporting events, and red carpet experiences!

Bottom Line: A free fourth-night stay and other perks make the Citi Prestige card   an attractive option.

Best Way To Redeem Citi ThankYou Points

With so many great ways to redeem Citi Prestige card points, it can be a little overwhelming.

We created a list of tips to ensure you get the most value out of your points when you redeem them. You can also check out this post for even more advice about maximizing Citi travel rewards .

Tips for Redeeming Citi ThankYou Points

Tip #1: Sometimes you will find a better deal transferring points directly through airline or hotel transfer partners . For this reason, it’s important to compare prices between the Citi ThankYou Travel Center and the airline partners.

Points must be transferred in 1,000 point increments, and there is a maximum of 500,000 ThankYou Points per transfer.

Also, watch for promotional periods that give you the best redemption for your Citi ThankYou Points. For example, Citi ThankYou has offered a 25% bonus for transferring points to Flying Blue.

Tip #2: Redeem ThankYou Points for gift cards and merchandise from a variety of online retailers.

Shop with Points allows you to link your Citi ThankYou loyalty account to sites like Live Nation, Amazon.com, and Expedia so you can pay with the points you’ve earned.

Pay with Points makes it easy to spend your points on purchases with Best Buy and Wonder online or directly through their apps.

You make the payment with your card and then receive statement credit within 24 to 48 hours.

Tip #3: Technically, it’s not about points redemption, but wait until you hear about this card feature that reduces your balance for free!

Select and Credit allows you to get statement credit for purchases you’ve already made!

With eligible categories including groceries, gas, utility bills, clothing, department stores, dining, and entertainment, your chances of qualifying are high.

Tip #4: Pay your bills online using points (or a combination of points and cash) in just a few clicks. All you need is an enrolled Citibank checking account.

Tip #5: Show your charitable side with PointWorthy. Once you enroll, you can browse non-profits approved by the IRS and make a donation with your ThankYou Points.

You can also make donations with your card and earn points for every dollar you donate.

Best Way To Maximize Citi ThankYou Points

As we mentioned above, you can earn points for things outside of what you may normally consider with some American Express Membership Rewards cards or Chase Ultimate Rewards cards.

If you want to get the most out of your Citi Prestige card, read on. We’ve created a list that spells out the best ways to use your card and earn lots of Citi ThankYou Points .

Tip #1: Clearly, the top strategy for banking points with this credit card is to use it for all of your purchases.

Tip #2: Book all your air travel and hotels with the card so you get 3x points. The rules state your tickets must be purchased from a merchant that provides air travel, so that includes sites like Kayak and Orbitz.

That means you can use your Google Flights results and get points for them, along with your ITA Matrix bookings if you’re using BookWithMatrix.com .

Tip #3: Make sure to also use the card for entertainment and restaurant purchases to get your 2x points.

Entertainment is a huge category that includes places like movie theaters, amusement parks, tourist attractions, sports promoters, theatrical promoters, and even record stores.

As far as restaurant spending, you can get a ton of points when you are dining with friends or colleagues. Just put all of the charges on your card, and the rest of the party can reimburse you with cash.

Tip #4: Even though other spending only gets 1x points, it can still add up. After all, the people who use the card are most likely higher spenders.

Putting all of your monthly expenses on the card will help you accumulate points steadily.

Tip #5: Add authorized users to the card. It will cost you $50 a pop, but the extra points from their purchases are likely to far outweigh the cost.

Tip #6: Enroll your Citibank banking account in ThankYou Rewards and earn extra points. If you don’t have a checking account with Citi, open one to participate.

After setting up the account, you need to make 2 consecutive monthly bill payments and keep the account open for 5 months to ensure you receive the points. Find out how many points you earn per account package  here .

Tip #7: Another reason to consider being a Citigold banking member?

Citi Prestige cardholders who are also Citigold or Global Client Banking members receive an additional 15% bonus on ThankYou Points earned during the year. Private Bank clients get 25%!

Alternative Cards to the Citi Prestige Card

Besides the high annual fee, the card has a few other drawbacks.

For instance, there are a limited number of Citi ThankYou airline and hotel transfer partners when redeeming your points. Additionally, you don’t get additional bonus points for adding authorized users.

If you want an alternative, we recommend the Citi Strata Premier℠ Card . For a considerably lower $95 annual fee, you’ll get 10x points on hotels, car rentals, and attractions booked through  CitiTravel.com . And 3x points on all air travel and hotels, plus supermarkets, gas stations, dining, and EV charging stations.

Citi Strata Premier℠ Card

The Citi Strata Premier℠ Card is a great all-around travel rewards card that allows you to earn big rewards on a variety of purchases like air travel, at restaurants, supermarkets, gas stations, and more, along with flexible redemption options, all for a modest annual fee.

  • 10x points on hotels, car rentals, and attractions booked through CitiTravel.com
  • 3x points on air travel, other hotel purchases, restaurants, supermarkets, gas stations, and EV charging stations
  • $100 annual hotel benefit
  • $95 annual fee
  • Earn 70,000 bonus ThankYou ® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
  • APR: 21.24%- 29.24% Variable APR
  • Foreign Transaction Fees:  None

The information for the Citi Prestige ® Card has been collected independently by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Citi Strata Premier℠ Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Frequently Asked Questions

What is the citi prestige card.

It is a credit card for active travelers who want access to luxury benefits. Cardmembers earn ThankYou Points that can be redeemed for travel, merchandise, and other rewards.

What are the Citi Prestige card benefits?

Benefits include a $250 airfare credit each year and a $100 credit for the Global Entry application.

Cardmembers also get a fourth-night free when booking a minimum 4-night stay through Citi Prestige Concierge and complimentary access to hundreds of VIP airport lounges through Priority Pass Select.

How do I redeem Citi Prestige card points?

Redeem Citi ThankYou Points through thankyou.com  for travel, merchandise, gift cards, and more.

When do Citi Prestige card points expire?

Citi points have no expiration. You can also earn as many as you’d like because there is no limit.

What is the Citi Prestige card made out of?

The card is made of plastic but has an intricate design that places the magnetic strip on the front.

What is the annual fee for the Citi Prestige card?

The annual fee is $495. However, you also receive a $250 travel statement credit, which helps offset the cost.

About Alex Miller

Founder and CEO of Upgraded Points, Alex is a leader in the industry and has earned and redeemed millions of points and miles. He frequently discusses the award travel industry with CNBC, Fox Business, The New York Times, and more.

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Citi Strata Premier Card — Full Review [2024]

UP's Bonus Valuation

This bonus value is an estimated valuation  calculated by UP after analyzing redemption options, transfer partners, award availability and how much UP would pay to buy these points.

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Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.

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At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Here's an explanation for how we make money and how we rate our cards . The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Terms apply to the offers listed on this page. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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Citi Prestige® Credit Card

*The information about the Citi Prestige® Credit Card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.

Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards.

A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product.

50,000 points

Intro offer

Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening

Offer valuation

Offer valuation is not available for this credit card.

Rewards rate

Earn 5 points per $1 on Air travel. Earn 5 points per $1 on Restaurants. Earn 3 points per $1 on Hotels. Earn 3 points per $1 on Cruise Lines. Earn 1 point per $1 on all other purchases.

16.99% - 23.99% variable APR based on your creditworthiness*

Regular APR

On This Page

  • Pros and cons
  • Current offer details
  • Value of rewards
  • Key cardholder perks
  • Understanding the fees
  • Expert experience
  • Citi Prestige® Card vs. other premium travel cards
  • Is this card worth getting?

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Citi Prestige® Card Overview

The Citi Prestige® Card is a premium travel credit card offering select luxury travel perks for frequent flyers. While its $495 annual fee is not for the fainthearted, regular travelers can make their money back easily by taking advantage of Citi Prestige benefits like a complimentary fourth-night hotel stay and an annual $250 travel credit. The card has a generous rewards rate too, so you can accelerate your ThankYou points balance and get more for your spending.

What are the pros and cons?

5X points on air travel and restaurant purchases; 3x points on hotels and cruise line purchases; 1X point on all other purchases

Get the fourth night free when booking four consecutive nights or more at any hotel through Citi ThankYou.

$250 annual travel credit, which also includes supermarket and restaurant purchases through December 2021

up $100 application fee credit for Global Entry to TSA PreCheck every five years

Priority Pass Select VIP airport lounge access

Pairs well with other no annual fee Citi rewards cards

$495 annual fee

ThankYou points are only worth up to 1 cent each unless transferred to travel partner

Fewer travel benefits and protections compared to other similarly-priced travel cards

No intro purchase or balance transfer APR

A deeper look into the current card offer

Quick highlights.

  • Rewards rate : 5X points on air travel and restaurant purchases; 3x points on hotels and cruise line purchases; 1X point on all other purchases
  • Welcome offer : 50,000 bonus ThankYou points after spending $4,000 within three months of account opening
  • Annual fee : $495
  • Purchase intro APR : None
  • Balance transfer intro APR : None
  • Regular APR : 16.99 percent–23.99 percent variable

Current welcome offer

The Citi Prestige comes with a respectable 50,000 ThankYou points if you spend at least $4,000 in the first three months. This sign-up bonus is redeemable for $500 in travel if you book through the ThankYou Travel center—effectively offsetting your entire annual fee in the first year.

While this is a solid bonus, Chase Sapphire Reserve® has a great welcome offer for qualifying cardholders. But 60,000 Chase points (after you spend $4,000 on purchases in the first three months from account opening) is worth $900 in travel—if redeemed for travel through Chase Travel℠.

The Citi Prestige earns Citi ThankYou points , which provide a solid 1:1 value toward travel through Citi. Luckily, there is a good variety of redemption options, but it’s hard to squeeze extra value out of your points without utilizing Citi travel transfer partners. Waiting till the right moment is no problem, though, since your points won’t expire as long as your account stays open. However, points that are shared with another account expire in 90 days and purchased points must be used within a year.

Earning rewards

Unless you bank with Citi , the only way to earn substantial rewards is through spending with your credit card. Your biggest bonus category earns 5X points on air travel and at restaurants (including cafes, bars, lounges and fast-food restaurants—which isn’t always the case), but you’ll also rake in 3X points at hotels and on cruise lines. Naturally, you’ll also earn 1X points on all other purchases.

If you plan to maximize your rewards for travel, this 5X rewards rate makes the Citi Prestige one of the best cards for restaurants and airlines .

Redeeming rewards

Rewards redemption is where Citi Prestige comes into its own. You can use points to cover recent travel purchases (such as flights, hotels and car rentals) or eligible online bills, redeem them for a gift card, pay for purchases at participating retailers, receive them as cash back, donate them to charity or even share them with another person who has a ThankYou account. You may also be able to use points for payments up to $1,000 toward qualifying Citi credit lines, like a mortgage or student loan.

What’s particularly special about the Citi Prestige is that points earned on this card can be transferred to a partner airline loyalty program at a transfer ratio of 1:1. Points transfer at this ratio is not available with other no annual fee Citi credit cards .

How much are points worth?

Unlike other reward programs like Chase Ultimate Rewards, you can’t redeem your ThankYou points for a higher value toward travel. The best value you can get from your points through Citi is 1 cent apiece toward booking travel, redeeming for gift cards or contributing to your Citi home mortgage or student loan balance.

Other redemption options typically bring less than a 1:1 value, but your best opportunity to wring more value from your points is to transfer them to a partner Citi travel loyalty program. According to our latest points and mile valuations , ThankYou points can be worth up around 1.9 cents with the right transfer partner.

Outside the pack-in World Elite Mastercard benefits , the Citi Prestige carries the best additional features of any Citi card. If you travel regularly, these perks will elevate your travel experience and more than justify the hefty annual fee.

Complimentary hotel night

The Citi Prestige’s complimentary fourth-night hotel stay offer is by far the most popular benefit. Simply book a hotel of your choice through Citi’s online portal for four consecutive nights and you’ll only have to pay for three (excluding taxes and fees). What’s more, you can claim this benefit up to two times per calendar year.

Up to $250 annual travel credit

Every year, you’ll automatically receive up to $250 in statement credits toward eligible purchases that fall within the “travel purchases” category. Citi automatically identifies each of these purchases on your card and posts a credit one to two billing cycles later. Qualifying personal travel expenses include purchases from:

  • Travel agencies, travel aggregators and tour operators
  • Commuter transportation, including commuter railways, subways and bus lines
  • Taxis, car services and limousines
  • Bridge and road tolls
  • Paid parking lots and garages
  • Cruise lines

No worries if you’re hesitant to travel at the moment, your travel credit will also cover supermarket and restaurant purchases through December 2021.

Other travel perks

  • Priority Pass Select airport lounge access. You and up to two guests can access hundreds of Priority Pass Select VIP lounges worldwide.
  • Global Entry or TSA PreCheck credit. Get up to $100 back in fee credit for Global Entry or TSA PreCheck applications every five years.
  • Concierge service. Cardholders are entitled to Citi’s Concierge service , which gives you access to a personal assistant who can help with travel planning, shopping, restaurant reservations and more.

Annual Citigold banking relationship bonus credits

This valuable perk is a bit under-the-radar but can make a difference in offsetting your annual fee each year. By being a Citi Prestige cardmember with a qualifying Citigold wealth management account, you can earn a $145 statement credit within three billing cycles of your assessed $495 annual fee being charged to your card. If you happen to have one or more authorized users, you’ll also receive a $25 statement credit for each $75 authorized user fee on your account.

Rates and Fees

The Citi Prestige has an annual fee of $495 and a further $75 for an additional authorized user, but there are no foreign transaction fees. Late payment triggers a fee of up to $40, and a penalty APR of 29.99 percent variable may apply.

In line with other travel rewards credit cards, there are no introductory APR periods with the Citi Prestige. However, if you need to transfer your balance with Citi , the balance transfer fee is either $5 or 3 percent of the transfer amount (whichever is greater). Both your purchases and balance transfers will be subject to the ongoing 16.99 percent to 23.99 percent variable APR, which is on par with other elite travel cards .

We tried it: Here’s what our experts say

Even through the benefits Citi Prestige Card have significantly decreased since she opened her account, Katie Genter , a travel rewards specialist at The Points Guy , is still keeping her card:

My Citi Prestige is perhaps my most frequently used card due to its five points per dollar earning rate at restaurants worldwide. Plus, it often has good Citi Merchant Offers. I’ll also occasionally find an independant hotel I want to book through the Citi Travel portal and use one of my two annual fourth night free benefits. I’m not getting nearly the value I used to get from my card, but I’m not ready to close it yet – especially since it’s no longer available. — Katie Genter, Senior Writer, The Points Guy

How the Citi Prestige Credit compares to other premium travel credit cards

The Citi Prestige’s main rivals are the Chase Sapphire Reserve and The Platinum Card® from American Express . Both of these cards are loaded with more travel benefits, especially travel and purchase protections but have a higher annual fees. Chase Sapphire Reserve offers a seemingly lower 3X rate on travel and dining (after earning your $300 travel credit), but you’ll get a stronger $300 annual travel credit and 50 percent more value when redeeming points for travel through Chase Travel℠.

The Platinum Card, on the other hand, offers 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel, plus a rich portfolio of extra benefits. The Platinum Card stands alongside the Sapphire Reserve as one of the best credit cards for travel insurance and delivers perks like complimentary Marriott Bonvoy and Hilton Honors elite gold status, annual credits for merchants like Uber (terms apply) and Saks Fifth Avenue and top-tier airport lounge access worldwide.

Citi’s Prestige Card may have a lower annual fee and wider category coverage, but it could be hard to stack up to these rivals’ perks and higher potential point value (Bankrate’s latest point valuation rates both Chase Ultimate Rewards points and Amex Membership Rewards points at around 2 cents apiece). However, the Citi Prestige may be the best choice hands down if you already bank with Citi or are considering other Citi rewards cards. The regular ThankYou points from eligible Citi banking activity and the partial annual fee credits from Citigold can pad out your rewards balance. Citi’s no annual fee rewards cards also compliment the Prestige card incredibly well, perhaps making the most cost-effective issuer card combinations to maximize rewards .

Image of Citi Prestige® Credit Card

Recommended Credit Score

Image of Chase Sapphire Reserve®

Chase Sapphire Reserve®

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

Earn 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠. Earn 5x total points on flights through Chase Travel℠. Earn 3x points on other travel and dining. Earn 1 point per $1 spent on all other purchases.

Image of The Platinum Card® from American Express

The Platinum Card® from American Express

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.

Best cards to pair with Citi Prestige

To fast track your ThankYou points, you could pair this card with the no annual fee Citi Double Cash® Card . While you’ll earn up to 2 percent unlimited cash back on purchases — 1 percent when you buy and 1 percent when you pay — you can convert cash back rewards into ThankYou points at a 1:1 ratio and pool them with your Citi Prestige. The Double Cash is already one of the best flat-rate cash back cards on the market, but it can seriously buff up your rewards income by doubling the points on purchases that fall outside your Prestige card’s bonus categories.

Citi’s rewards card is also amazing for earning extra ThankYou points on everyday purchases outside these categories. The Citi Custom Cash® Card has a novel approach to cash back: earn 5 percent cash back on your top spending category per billing cycle (up to $500, then 1 percent back). This bonus rate can apply to one of 10 categories that the Citi Prestige doesn’t cover, including common travel expenses like gas stations, select transit, live entertainment, grocery stores and more. The best part is that you actually earn ThankYou Points that can then be converted to cash back if you’d like. You can squeeze even more value from your purchases by pooling these points with your Citi Prestige and transferring them to a travel partner, or — if you’re not traveling soon — funnel your Prestige card’s points through the Custom Cash for a higher cash back redemption rate.

Bankrate’s Take — Is Citi Prestige worth it?

If your life or work involves regular travel, then you can no doubt get a lot of value from the Citi Prestige Card. Once you take benefits into account, like the $250 yearly travel credit and the biannual complimentary fourth night free for eligible hotel stays, the Citi Prestige’s annual fee is pretty easy to recoup—especially if you already have a Citigold bank account or plan on getting another Citi card.

While the Citi Prestige has fewer benefits compared to other issuers’ flagship travel cards, its issuer-centric focus elevates the Prestige card’s comparative ongoing value if you’re a loyal Citi customer.

Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

The information about the Citi Prestige® Credit Card has been collected independently by Bankrate.com. The card details have not been reviewed or approved by the card issuer.

citi prestige travel card

* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.

Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. The information, including card rates and fees, is accurate as of the publish date. All products or services are presented without warranty. Check the bank’s website for the most current information.

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Citi Prestige Review: Applications Halted; Existing Customers Still Benefit

Robin Saks Frankel Author Avatar

What’s on This Page

The bottom line, pros and cons, detailed review, compare to other cards, benefits and perks, drawbacks and considerations.

If you already have the card, its blend of rewards and perks may be well-suited to your travel needs. The fourth-night-free hotel benefit is sweet; the list of transfer partners, not so much.

Rewards rate

1 point per Dollar

Bonus offer

Earn 50,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening*

Ongoing APR

APR: 16.74%-24.74% Variable APR

Penalty APR: Up to 29.99%, Variable

Cash Advance APR: 26.24%, Variable

Balance transfer fee

Foreign transaction fee

  • 40,000 ThankYou® Points are redeemable for $500 in airfare on any airline, anytime with no blackout dates or $400 in gift cards
  • $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA PreCheck
  • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge
  • Transfer points to a variety of travel loyalty programs from airlines to hotels
  • Earn 3X Points on Air Travel & Hotels
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases

Bonus categories

Luxury perks

Has annual fee

Requires excellent credit

» This card is no longer available

The Citi Prestige® Card is no longer accepting applications. See our best travel credit cards and best premium credit cards for other options. Below is our review from when the card was still available.

As of summer 2021, the $495 -annual-fee Citi Prestige® Card was phasing out the acceptance of new applications .

But existing cardholders still get a lot in return for that pricey annual fee.

The card offers generous bonus rewards in major travel categories and several perks, including an annual $250 travel credit, a fourth-night-free benefit on hotel stays, a Global Entry or TSA Precheck credit of up to $100 every five years, airport lounge access via a Priority Pass Select membership, and multiple airline transfer partners, which could let you wring even more value out of your earnings.

If you're able to maximize that fourth-night-free benefit, and you do a lot of spending on airfare and via travel agencies, the Citi Prestige® Card will fit your travel needs like a glove.

But other players in the premium travel card field offer more extensive lounge access, fancier travel benefits and more domestic airline transfer partners. And you may find those perks are ultimately worth more to you. For current offers, check out NerdWallet's list of best credit cards to have .

Citi Prestige® Card : Basics

Card type: Travel .

Annual fee: $495 .

Interest rate: The ongoing APR is 16.74%-24.74% Variable APR .

Foreign transaction fees: None.

5 ThankYou points per dollar on purchases at airlines and travel agencies.

5 ThankYou points per dollar on purchase at restaurants, including cafes, bars, lounges and fast food.

3 ThankYou points per dollar on purchases at hotels and cruise lines.

1 ThankYou point for each dollar spent on all other purchases.

Earnings expire after three years to the day in which they were earned.

Redemption options:

Redeem for travel, cash back, gift card purchases, bill payments and more. All points are worth 1 cent each, regardless of which option you choose.

Transfer to one of Citi's partner airlines. Through strategic redemptions, you can potentially get more value out of your points this way. If you don't plan on traveling internationally, though, this option is somewhat limited. JetBlue is the only domestic carrier you can transfer points to.

Aeromexico (1:1 ratio).

Air France/KLM (1:1 ratio).

Asia Miles (1:1 ratio).

Avianca (1:1 ratio).

Emirates (1:1 ratio).

Etihad (1:1 ratio).

Eva Air (1:1 ratio).

JetBlue (1:1 or 1:0.8 ratio, depending on which card you have).

Qantas (1:1 ratio).

Qatar Airways (1:1 ratio).

Singapore Airlines (1:1 ratio).

Thai Airways (1:1 ratio).

Turkish Airlines (1:1 ratio).

Virgin Atlantic (1:1 ratio).

Accor Live Limitless (2:1 ratio).

Choice Hotels (1:2 or 1:1.5 ratio, depending on which card you have).

The Leading Hotels of the World (5:1 ratio).

Wyndham (1:1 ratio or 1:0.8 ratio, depending on which card you have).

Shop Your Way (1:10 ratio).

Other benefits:

Complimentary fourth-hotel-night-free benefit: Get the fourth night free when booking four consecutive nights or more at any hotel through Citi ThankYou.

$250 travel credit every calendar year: This can cover travel purchases including airfare, hotel stays and car rentals, to name a few.

Priority Pass Select m embership : Get complimentary access to Priority Pass lounges.

Global Entry or TSA Precheck credit: This covers your application fee for a Global Entry or TSA Precheck application if you pay with your card.

The Citi Prestige® Card is the top-tier option when it comes to Citi's rewards cards. With an annual fee of $95 , the Citi Premier® Card is the mid-tier option, and the Citi Rewards+® Card is more budget-minded with an annual fee of $0 and lower ongoing rewards than its sibling cards. (Editor's note: In 2024, Citi replaced the Citi Premier® Card with the Citi Strata Premier℠ Card .)

Chase Sapphire Preferred® Card

Rich ongoing rewards

Offering 5 points per dollar spent on airlines, travel agencies and restaurants, the Citi Prestige® Card soars past what most other cards can earn in these categories. If you're spending a bundle on travel and dining, this premium rewards rate could make the card worth getting. Spending on hotels and cruises will also earn you a respectable 3 points per dollar, which is on a par with what several other top-notch travel cards offer.

A $250 travel credit

The $250 annual travel credit on the Citi Prestige® Card can ease the sting of the card's high annual fee. Citi's definition of travel is broad and includes less-considered ways of getting around, including taxis, subways, parking lots and tolls. If you ever leave your house, you'll likely find a way to use up that credit and effectively bring the net cost of owning the card down to $245.

Through Dec. 31, 2022, the annual travel credit will cover more than just travel. Restaurant purchases (including takeout) and supermarket purchases will also trigger the travel credit.

Complimentary fourth night hotel stay

This is one of the more valuable perks of owning the Citi Prestige® Card . Anytime you book a hotel stay of four nights or more through the Citi travel portal through a paid booking, an award booking or a combination of the two, you'll get night four on the house — whether it's an inexpensive room or a presidential suite. It should be noted, however, that this once-unlimited feature was capped at two times a year as of Sept. 1, 2019. Even so, if you take advantage, that, combined with the annual $250 travel credit, you'll probably get more than your money's worth out of the card.

Lounge access and TSA Precheck or Global Entry credit

The Citi Prestige® Card comes with Priority Pass Select membership, which gets you complimentary access to lounges in the Priority Pass network around the world. Waiting for your flight in one of those lounges instead of by a busy boarding gate might make your next airport experience a little more pleasant.

Another useful benefit: Every five years, the card offers a credit to cover the cost of your application fee for TSA Precheck (worth $85) or Global Entry (worth $100). If you qualify for one of these programs, you could get through airport security a little faster.

» MORE: Citi credit cards mobile app review

alternate-pick-product-card-image

If $495 is too much for your taste, consider this popular travel card. You earn 2 miles per dollar spent on most purchases. Miles can be redeemed for any travel purchase. There's a great sign-up bonus and a handful of nice perks. Annual fee: $95 .

Looking For Something Else?

Methodology.

NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card. Quantitative features are those that boil down to dollars and cents, such as fees, interest rates, rewards (including earning rates and redemption values) and the cash value of benefits and perks. Qualitative factors are those that affect how easy or difficult it is for a typical cardholder to get good value from the card. They include such things as the ease of application, simplicity of the rewards structure, the likelihood of using certain features, and whether a card is well-suited to everyday use or is best reserved for specific purchases. Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. Learn how NerdWallet rates credit cards.

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Citi prestige ® card review [2024]: high-end benefits for frequent travelers.

Robin Kavanagh

This article was subjected to a comprehensive fact-checking process. Our professional fact-checkers verify article information against primary sources, reputable publishers, and experts in the field.

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EDITOR'S NOTE

Travel credit cards often deliver exceptional value to cardholders who want to be rewarded for their swipes. But there is a higher tier of travel card that caters specifically to customers who travel often and enjoy the finer things along the way. 

The Citi Prestige ® Card is one of the best credit cards for high spenders who also have a healthy dose of the travel bug. This Citi Prestige review will take a closer look at this luxury card so you can decide whether or not it’s the right choice for you.

Note: The Citi Prestige is no longer available for applications. Find other card considerations at the bottom of this review.

  • Who should get this card?

Card basics

Citi prestige benefits and perks, drawbacks to this card.

  • Earning & Redeeming

Citi Prestige FAQs

Other cards to consider, who should get the citi prestige.

The Citi Prestige card is aimed at those who have excellent credit and are looking for more high-end experiences from their travel credit card. With travel perks like a free night twice per year, an annual travel credit, and Priority Pass lounge access plus this card's ability to quickly earn travel rewards, the Citi Prestige can be a good fit for an avid adventurer.

You would have to travel often during the year to earn enough Citi ThankYou points and travel credits to offset the card’s $495 annual fee. However, the benefits of being a Citi Prestige cardholder also go beyond what many of its competitors offer, which may well deliver enough value for some.

  • $250 annual travel credit : Every year, you can get up to $250 in automatic statement credits for purchases categorized as travel.
  • Free night at hotel : When you book 4 consecutive nights at a hotel using 1-800-THANKYOU or ThankYou.com, you get the fourth night free. You can take advantage of this complimentary fourth night benefit twice per calendar year.
  • VIP lounge access: As a Citi Prestige cardholder, you are given complimentary access to VIP lounges through a Priority Pass Select membership. With hundreds of locations in the U.S. and over 1,300 lounges and restaurants in airports worldwide, you can have some downtime before flying in luxury.
  • Earn major points : Citi Prestige rewards travel and dining purchases with huge point earnings per dollar spent.
  • Global Entry or TSA PreCheck: You can get a statement credit for up to $100 every 5 years, as an application fee reimbursement for either Global Entry or TSA PreCheck . This can be a time saver for both domestic and international travelers.
  • Lots of options for redeeming points : ThankYou points can be used for travel purchases, statement credits, exclusive events and experiences, gift cards, cash payments, and even charitable donations.
  • High annual fee: The Citi Prestige does come with an annual fee of $495. But once you figure in the annual credit and other travel perks, this card can pay for itself if you take advantage of its benefits. This card will not be a good fit for someone who does not use these perks.
  • Fewer travel partners: Citi does not have as robust of a transfer program as other credit card issuers like Chase or Amex, which have many hotel partners. While the list of Citi's hospitality partners has grown since they first introduced it, it will not provide you as much flexibility or value if you want access to a wider range of transfer opportunities.

Earning & redeeming ThankYou Points

Potential earnings in years one and two.

Here's a look how your ThankYou points can add up with the Citi Prestige. To calculate these values, we used a point valuation of 1.7 cents each, which is considered the average redemption value in the points-and-miles community.

Remember, this is an estimation. The actual value will be determined by how much you spend and in which categories you spend.

Year one earnings: $1,339.30

Year two earnings: $489.30

These values are based on the FinanceBuzz Credit Card Rewards Valuation Model which takes a look at points earned via spending, the sign-up bonus, and the annual fee. If you take advantage of the annual travel credit, free night, and other perks that come with the Citi Prestige, you will get even more value out of this card each year.

Best ways to earn

Taking advantage of bonus categories is the best way to use any rewards credit card. Whether you’re sleeping on the road or sailing the seas, every swipe of your Prestige card earns you points that can be turned into dollars to put toward your next trip.

In addition, the Citi rewards program allows you to pool your Citi ThankYou points from multiple Citi cards into one ThankYou account. This is important because only the Citi Strata Premier ℠ Card and Citi Prestige can transfer to all the airline partners. 

But if you have a Citi Double Cash ® Card you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Then you can pool all those points together.

Maximizing your redemptions

You have a lot of flexibility when it comes to using your points. Citi offers a travel marketplace through which you can book your flights, hotels, cruises, and other arrangements for a trip and pay with points. If you make enough card purchases to qualify for the welcome offer, you’ll have $500 worth of points you can spend within months of opening an account.

You can apply your annual $250 in travel credits and possibly some of your points to the expense of booking four consecutive hotel nights through ThankYou.com so you can take advantage of your fourth night free benefit.

If these redemption options don’t appeal to you, you can always trade in points for statement credits, gift cards, or even cash.

Citi Prestige transfer partners

You can also take advantage of the  Citi transfer partners . You can transfer to several airline loyalty programs and then redeem your rewards directly through those airlines. The Citi Prestige is one of the few cards in the ThankYou Rewards program that allows you to transfer your points to other programs, and in most cases, your points will transfer at a 1:1 rate.

Citi transfer partners include:

Is the Citi Prestige still worth it?

It can be for the right kind of customer. This card is for the frequent traveler who wants to take advantage of perks and opportunities to earn lots of points while they see the world. It is a high-end card that delivers high-end benefits that make the $495 annual fee pay for itself if used right.

If you don’t travel enough to use $250 in travel credits, a free fourth night at a hotel of your choice, free access to VIP lounges in airports around the globe, or a fee credit to pay for Global Entry or TSA Precheck, then this card may not be worth looking into.

Does the Citi Prestige have Priority Pass?

Yes. When you are approved for the Citi Prestige card, you become a Priority Pass Select member. This means you complimentary access to more than 1,300 VIP lounges and restaurants around the world. You can also bring up to two guests with you for free.

Is the Citi Prestige card metal?

Like many other high-end credit cards, the Citi Prestige card is metal.

Does the Citi Prestige waive the annual fee for the military?

Citi currently waives all fees for those who qualify for benefits under the Servicemembers Civil Relief Act, but you have to apply to Citi directly for this waiver.

If you’re thinking the Citi Prestige card might not be your cup of tea, but you’re still looking for a high-end rewards credit card, here are two other rewards card offers to investigate.

Both the Chase Sapphire Preferred and Reserve cards are popular and deliver good value for travelers. The Chase Sapphire Reserve ®  earns you 3X points for other travel and dining, which is less than what you get with Citi Prestige. New cardholders can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening — worth $900 in redemptions through Chase Travel, and the annual travel credit is $300 instead of $250.

The Platinum Card ® from American Express comes in with a higher annual fee of $ 695 , but some significant benefits for those dollars. Cardholders can earn 5X points per dollar spent on eligible airfare (on up to $500,000 per calendar year, after that 1X) and eligible hotel purchases, and 1X points per dollar on all other eligible purchases. Plus, this card comes with luxury perks like access to VIP properties in the American Express Global Lounge Collection and its partner networks, complimentary benefits with Fine Hotels & Resorts, and up to $200 in Uber Cash annually (terms apply). These benefits, coupled with complimentary rental car insurance and elite status with Marriott and Hilton make the annual fee worth it for many cardholders. Select benefits require enrollment.

You can compare the Chase Sapphire Reserve vs. Amex Platinum vs. Citi Prestige cards side by side to figure out which best fits your needs. 

Premium Travel Benefits

Chase sapphire reserve ®.

Chase Sapphire Reserve®

FinanceBuzz writers and editors score cards based on a number of objective features as well as our expert editorial assessment. Our partners do not influence how we rate products.

Current Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

Rewards Rate

5X points on flights and 10X points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually; 3X points on other travel and dining & 1X points per dollar on all other purchases

  • Up to $300 in annual travel credits
  • Great rewards on travel purchases and dining
  • Complimentary Priority Pass Select membership
  • Comprehensive travel protections, including trip delay and cancellation insurance
  • 50% point redemption bonus when booking through Chase Travel
  • $550 annual fee
  • High spending requirement for the welcome offer
  • $75 annual fee for each authorized user
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Member FDIC

Author Details

Robin Kavanagh

Citi Prestige Travel Credit Card 2024 Review

Bio photo for Rebecca Lake

Update: This card is no longer available to new customers.

If you spend a lot of time traveling, a travel rewards credit card can be your best friend .

Depending on the card, you could earn miles or points towards free travel, plus cash in on things like priority boarding or free checked bags.

The Citi Prestige Card is one to consider if you’re looking for a card that’s packed with premium travel features .

In addition to earning rewards on travel, dining, and everyday purchases, you can take advantage of things like an annual air travel credit, concierge service, and complimentary nights at the hotel of your choice.

This card has no foreign transaction fee, but it does come with a $495 annual fee .

Our review of the Citi Prestige Card is a must-read if you need a little help deciding whether you should cough up the cash for this card.

Citi Prestige Travel Card Pros & Cons

  • Good for people who want a card packed with premium travel features
  • Annual $250 airline travel credit every year
  • Get a free 4th night in a participating hotel
  • Complimentary airport lounge access
  • Points can be redeemed for travel, shopping, concert tickets, and more
  • $450 annual fee
  • If you don't travel frequently, card may not be worth annual fee
  • Need excellent credit to get approved

Exceptional Travel Perks Come with a Price Tag

The Citi Prestige Card is a premium travel rewards card. We’ll get to how you can earn points in a moment.

First, we wanted to highlight all of the various travel benefits that make this card a true standout.

Annual Travel Credit

Right off the bat, you get a $250 travel credit per year . This credit will cover the cost of travel-related purchases, including airfare, baggage fees, seating class upgrades, in-flight purchases, hotels, car rentals, parking, ground transportation and more.

You use the card to pay for it as you normally would and the credit will be applied automatically to eligible travel purchases.

You will still earn rewards on this travel spending.

Tip: If you have trouble taking full advantage of this credit, you can buy gift cards through the airline . Save it and use it for later as you wish.

Complimentary 4th Night Stay

If hotel stays are a regular part of your travel routine, the Citi Prestige Card can make hotel bill less expensive.

When you book a stay of four nights or more through the Citi Prestige Concierge, your fourth night is instantly free.

The complimentary night is available at your choice of hotels so you can go low-key with a budget room or live it up in a luxury suite.

How it works is you'll receive a statement credit for the 4th night .

There is an annual limit on this perk. You can redeem this perk only twice per calendar year.

Global Entry Application Fee Credit

Global Entry membership can save you time at the airport if you’re traveling back to the U.S. from an international destination.

To apply, you’ll need to pay a $100 application fee but you can recoup that with your Citi Prestige Card.

If you use your card to pay the fee, Citi will issue you a $100 statement credit against the cost.

At airports, members just have to show their passports, scan their fingerprints, and turn in their customs declaration.

Complimentary Airport Lounge Access

When you’re stuck in the airport waiting to catch a flight, being able to relax in the lounge can make passing the time easier.

Priority Pass Select membership is included with your card , which means you can visit more than 900 VIP lounges around the world.

Lounge access is free for you and up to two guests. For each additional guest, there’s a $27 fee that’s charged on every lounge visit.

Citi Concierge Service

The Citi Prestige Concierge service can make your life a little easier if you need help making travel arrangements or you just need to find a great restaurant for dinner .

Concierge specialists are standing by 24/7 to answer your questions and guide you to where you want to go.

Discounts on Travel

When you’d rather cruise than fly or you’re looking to book an all-inclusive vacation, you don’t have to pay full price.

The Citi Prestige Card offers exclusive discounts on luxury tours, vacation packages, ocean cruises, and river cruises.

Earn Rewards On Every Purchase

As if the travel extras weren’t enough, the Citi Prestige Card comes with a generous rewards program.

You’ll earn:

  • 5 ThankYou points per dollar on air travel and restaurants
  • 3 ThankYou points per dollar on hotels and cruise lines
  • 2 ThankYou points per dollar on entertainment (to be removed 8/31/19)
  • 1 ThankYou point per dollar on all other purchases

Your points aren’t capped and they don’t expire as long as your account is open and in good standing.

To top if off, this card has a sizable points bonus that’s available to new card members who meet the minimum spending requirement.

Redeeming ThankYou points

When you’re ready to use all those ThankYou points you’ve earned, you’ve got plenty of choices, including:

  • Gift cards to partner brands
  • Electronics, jewelry, apparel, and other merchandise
  • Statement credits
  • Online bill pay
  • Charitable donations

The number of points you’ll need and the value of those points will depend on what you’re redeeming them for. For instance, a $25 Barnes and Noble gift card requires 2,500 points. In that case, one point is worth $0.01.

A 50-inch TCL Roku TV retailing for $399.99, on the other hand, would take 49,990 points.

If you do the math, your points would then be worth one-eighth of a cent. It’s important to understand how the value compares so you can be sure you’re getting your money’s worth.

Shop or Pay with Points

If you’d rather buy merchandise directly from the merchant, you can shop or pay with points at selected Citi partners. Shop With Points is available at Amazon.com, Expedia, and Live Nation.

You can use Pay With Points at BestBuy.com or through the Wonder app. Again, the redemption value may vary.

Use Points for Travel

Frequent travelers will appreciate the ability to use their points towards flights, hotel stays, and other travel expenses. You’ve got several great ways to redeem points for travel .

First, you can use them to book your trip through the Citi ThankYou Travel Center. There are no blackout dates or restrictions and you can book flights, vacation packages, car rentals, or hotel rooms.

Best of all, when you book through the travel center, your points are worth 33% more. That means 40,000 points would be worth $532 in credit towards a flight.

If you prefer a particular airline or hotel brand, you also have the option of transferring your points directly to their loyalty program.

Citi partners with the Asia Miles, Flying Blue, Qantas, and Virgin Atlantic, just to name a few.

Your ThankYou points typically transfer on a 1:1 basis, with some exceptions.

There’s no fee to transfer points but there’s one big difference compared to booking with points through the Travel Center.

You may be subject to blackout dates or other restrictions set by the loyalty program you’re transferring your points to. That’s something you’d want to factor in when making your travel plans.

Is the Annual Fee Worth It?

As far as annual fees go, the Citi Prestige Card is on the pricey side. But it's important to consider how the fee measures up against the value of what you’re getting .

Between the free 4th nights, $100 credit for Global Entry, the $250 annual Air Travel Credit, free Priority Pass membership, and the money you can save when you redeem points for travel, you could easily earn back the fee and then some.

If you were to charge just $5,000 a year on travel purchases and get the $250 travel credit, that alone could make up for the fee.

If you’re still on the fence, take a look at your travel habits. If you only take trips once or twice a year, paying nearly $500 for benefits you may not use doesn’t make sense.

On the other hand, if you’re traveling several times a year, that may be money well spent to travel in comfort.

Shop and Travel Safely With Citi’s Security Protections

Your Citi Prestige Card protects you in more ways than one, whether you’re jetting around the globe or just hitting the mall.

The card’s security measures include an EMV chip, Citi Identity Theft Solutions, and the Early Fraud Warning System, which monitors your account for suspicious activity.

When you’re shopping online or in-store, you’re also covered by:

  • Damage and theft purchase protection
  • Extended warranty protection
  • $0 liability guarantee

These perks can add to your peace of mind every time you use your card.

Should You Choose a Different Citi Card?

The Citi Prestige Card might be looking pretty appealing by now but we’re not through yet. Here are other Citi cards you may want to consider instead.

Citi Rewards+

The is a rewards credit card that offers many ways to earn and maximize rewards points.

Cardmembers earn 2x points at supermarkets and gas stations for the first $6,000 per year and 1x points thereafter.

Most interestingly, every purchase earns points rounded up to the nearest 10 points.

Read Citi Rewards+ Card Editor's Review

Citi Double Cash Card

The is aimed at spenders who’d rather earn cash back in lieu of travel rewards.

This card makes it easy to rack up the cash by paying 1% cash back when you make purchases and 1% back when you make a payment . No muss, no fuss, and no annual fee.

Read Citi Double Cash Card Editor's Review

Citi Premier Card

With the Citi Premier Card, you can earn 3 points per dollar on travel including gas, along with double points on dining out and entertainment. All other purchases will earn you one point per dollar.

This card does have an annual fee of $95 , which applies after the first year.

Final Verdict: Should You Get This Card?

The Citi Prestige Card is a real head-turner if you travel often and you like to do so in style.

The $495 annual fee makes it a less attractive choice for someone who’s more frugal about their travel budget or just doesn’t travel that often.

All in all, it’s best for someone who travels often enough to use all the perks available through the card.

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Is the updated Citi Prestige card worth it?

Published: January 8, 2019

Tony Mecia

Author: Tony Mecia

How we Choose

Citi Prestige, one of the premium cards in the market, has an updated offer that includes 5x points on air travel and dining. Read on to see if the card is right for you.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards , or use our CardMatch™ tool to find cards matched to your needs.

Citi is a CreditCards.com advertising partner.

Dear Cashing In,

I saw that the Citi Prestige card is undergoing a lot of changes. I looked online and it’s not available yet. In the past I always thought the annual fee was too expensive. But now, with the changes, I’m considering getting it. What do you think? – Morgan

Dear Morgan,

Card companies continually revamp their cards, tinkering with them to make them more appealing to potential customers and to make them financially sound for the issuer. It’s often a balancing act: They will make some changes that sound appealing while also removing some features that are too costly.

They then put some marketing muscle behind the new offering and call it an enhancement. That approach can be an easier sell than trying to hype the same old card that has been around for years.

See related: Updated Citi Prestige card now offers 5x points on dining an air travel

Citi Prestige: Old versus new

The Citi Prestige card is undergoing some big changes that affect most of the features of the card, including its annual fee, its reward structure and its redemption value.

Here are the features of the old card:

Citi Prestige – previous offer

  • 3 points per dollar spent on hotels and air travel.
  • 2 points per dollar spent on entertainment and dining.
  • 1 point per dollar spent on general purchases.
  • $250 annual credit on air travel.
  • Annual fee : $450.
  • Points worth 1.25 cents per point when redeemed for travel.
  • Unlimited fourth night free at hotel when paying for first three nights

In late 2018, though, Citi announced some big changes to the card. The new Citi Prestige became available Jan. 4.

The new card has the following features:

Citi Prestige – updated offer

  • 5 points per dollar spent on air travel and dining.
  • 3 points per dollar spent on cruises and hotels.
  • 2 points per dollar spent on entertainment (through 8/31/19, then 1 point per dollar).
  • $250 annual credit on travel expenses.
  • Annual fee : $495 (additionally, an authorized user fee of $75 will be implemented).
  • Points worth 1 cent per point when redeemed for travel.
  • Fourth night free at hotel when paying for first three nights – can use twice per year.
  • Coverage against cellphone damage or theft when holder uses Citi Prestige card to pay their monthly cellphone bill – starting May 2019.

In brief, the changes mainly consist of hiking the annual fee by $45 a year, raising the points earned on air travel and dining to an attention-grabbing five points per dollar, making the $250 annual credit cover more travel expenses, reducing the redemption rate for travel bookings, capping the fourth free hotel night and adding coverage for cellphone damage or theft.

Updated Citi Prestige card rewards foodies, travelers

As with most credit cards, Citi Prestige will make sense for some people but not for others.

The main draw is the increase in points to five points per dollar spent on air travel and dining. That is more points than other cards aimed at diners, such as the Chase Sapphire Reserve  (3x points), the Uber Visa Card (4x points), the Capital One Savor Cash Rewards Credit Card  (4 percent cash back), and the Costco Anywhere Visa Card by Citi (3 percent cash back).

The earning rate on air travel is also unsurpassed. It matches the Platinum Card® from American Express , which also offers five points per dollar spent on air travel when booked directly with airlines or with American Express travel.

If you dine out a lot and travel frequently, this card might make some sense.

Even though the annual fee is rising, you can think of the $250 annual travel credit as chopping the annual fee in half, and if you can use the free hotel night feature even once a year, the card will pay for itself.

This rings especially true when you figure in all the miles earned from the healthy category bonuses on dining, air travel, cruises and hotels.

Pay attention to redemption changes, transfer partner limitations

However, when evaluating a new card, it is also important to consider how the reward points are redeemed.

By dropping the redemption rate on travel booked through Citi to 1 cent per point, Citi is making that travel more expensive.

A $500 hotel stay will still be worth 1,500 points, but instead of being worth $18.75 for travel on the existing card, those points are now worth just $15.

It’s not a big difference, but it’s important to point out that while the earning is better, the redemption is worse when booking travel through Citi.

You can also transfer Citi points to airlines, but do your homework there, too: Your options of transferring points are more limited with Citi than with similar programs such as Chase Ultimate Rewards or American Express Membership Rewards .

The only domestic airline you can transfer Citi points to is JetBlue, and there are no hotel partners.

There are ways to use Citi points to book travel on United, American and Delta, but you would have to do that through a foreign airline, and that can be complicated.

Overall, the new Citi Prestige card is a high-end card with a lot of perks. But make sure you understand the potential drawbacks when considering if the card is right for you.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Tony Mecia is a freelance business writer based in Charlotte, N.C. In addition to his articles for CreditCards.com, Tony writes for a variety of trade and general-interest publications and companies. As a reporter and editor with the Charlotte Observer, he won “Best in Business” awards from the Society of American Business Editors and Writers for his coverage of the airline and textile industries.

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Maximizing the Citi Prestige ® Card's $250 Travel Credit

Ross Denkin

AwardWallet receives compensation from advertising partners for links on the blog. Terms Apply to the offers listed on this page. The opinions expressed here are our own and have not been reviewed, provided, or approved by any bank advertiser. Here's our complete list of Advertisers .

Offers for The Ritz-Carlton™ Credit Card are not available through this site. All information has been independently collected by AwardWallet and has not been reviewed or provided by the card issuer. Some offers may have expired. Please see our card marketplace for available offers.

While Citi has seriously downgraded the travel benefits and protections on the Citi Prestige ® Card and made the card unavailable to new applicants, the card still has appeal for those with high spending on travel and dining. With standout features like the fourth night free on hotels twice a year (when booking a hotel through Citi Travel℠), an annual $250 travel credit, 5X points on airfare, travel agencies, and restaurants, and 3x points on hotels and cruise lines, the Prestige Card packs a punch among the premium travel rewards credit cards on the market.

One of the first things we look for when assessing the value of a premium travel card like the Prestige Card is how to reduce the out-of-pocket expense of the card’s $495 annual fee, such as using statement credits provided by the card issuer.

As one of the only travel credits to cover any travel expense, the Prestige Card‘s $250 travel credit provides an easy avenue for cardholders to offset much of the annual fee. This is a calendar year benefit, as opposed to a cardmember year benefit. Such a distinction is important to keep in mind when deciding what card to use for travel purchases.

Unfortunately, Citi no longer offers an avenue to obtain the Prestige Card. All holders of the Prestige Card should consider this fact when evaluating whether or not to keep the card in their wallet.

Prestige Card Highlights

  • $250 travel credit will automatically be applied to travel-related expenses charged to your card, including airfare, hotels, Uber, and more.
  • Complimentary fourth night at any hotel of your choice after a minimum four-night booking via the Citi Prestige ® Concierge or Citi Travel portal (based on your average night stay, exclusive of taxes and fees; available twice per year).
  • $100 Global Entry application fee credit.
  • Complimentary Priority Pass™ Select membership , including access to Priority Pass restaurants and spas .
  • 5X points on airfare, travel agencies, and restaurants , 3x on hotels and cruise lines, and 1 ThankYou ® Point per $1 spent on other purchases.
  • No foreign transaction fees.
  • $495 annual fee.

Related: Earning Rates and Benefits of the Citi Prestige Card

What Will the Prestige Card Credit as a Travel Purchase?

The Prestige Card has one of the best travel credits of any premium travel rewards card. Unlike the travel credit on The Ritz-Carlton™ Credit Card or those found on American Express cards, the travel credit on the Prestige Card covers all travel-related expenses. Without any extra hoops to jump through, cardholders have an easier time extracting maximum value from the benefit. Additionally, the Amex benefit also requires the cardholder to nominate a single airline for which credits are valid. Meanwhile, the Citi airline credit applies across any provider that codes as travel.

“including purchases from airlines, hotels, car rental agencies, travel agencies/travel aggregators/tour operators, commuter transportation, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, cruise lines, bridge and road tolls, parking lots/garages, and bus lines.”

Citi determines if transactions are valid via the merchant code provided at the time of purchase. Based on this method, any travel purchase should trigger the credit.

With the added flexibility of credits across the full spectrum of travel expenses, cardholders should have no issue maximizing the travel credit on the Prestige Card. The credit should offset more than half of the card's annual fee every calendar year for cardholders.

Tip: Purchases made by an authorized user on your account also count toward the travel credit. Remember that there's a $75 annual fee for authorized user cards, however.

Related: Best Credit Cards with Travel Credits and Airline Incidental Credits

looking out a plane window at an Air Canada logo on the wingtips

Do Travel Purchases on the Prestige Card Credit Automatically?

Yes, the travel credit on the Prestige Card posts automatically to your account. The terms and conditions on Citi’s website state that credits post within two billing cycles. However, anecdotal experience dictates that credits post even quicker than this. In many cases, credits hit just days after the purchase posts to the account. At most, credits typically hit after a few weeks.

“Please allow one to two billing cycles after the qualifying purchase is charged to your Card Account for statement credit(s) to be posted to the account.”

The travel credit applies on an aggregate basis throughout the calendar year, as well. You don't have to use the entire $250 travel credit at once, and you won't forfeit the remainder if your first travel purchase is less than the full $250. The screenshot below shows an example of the travel credit hitting a statement over one month after the initial purchase.

Citi Prestige statement showing application of travel credit

Notice that the amount of the credit does not match the full amount of the charge. Other parts of the $250 travel credit had already been used earlier in the calendar year.

Claim the Prestige Card Annual Travel Credit Twice in the Last Cardmember Year

Citi no longer offers a way to obtain the Prestige Card. Any existing cardholders who plan to downgrade or cancel should carefully consider the inability to get this card again if they close their account. Because the $250 travel credit is a calendar year benefit, cardholders can realize this credit twice in a cardmember year.

“…your Card Account is eligible to receive statement credits of up to $250 per calendar year for Travel Purchases made by the Primary cardmember or Authorized Users and which appear on your billing statement during that calendar year. “

For example, if your cardmember anniversary falls in July, you would want to claim the $250 travel credit in the first half of the year before the next annual fee is due. This strategy might be tough for those cardholders with cardmember anniversaries in January. However, with enough attention to detail, this should work for anyone looking to downgrade or cancel their Prestige Card the next time the annual fee rolls around.

Final Thoughts

While not quite as generous as the $300 travel credit on the Chase Sapphire Reserve ® , the $250 travel credit on the Citi Prestige ® Card adds tangible value to the card. Earning the full value of the credit effectively reduces the card's annual fee to $245 per year. Plus, further card benefits — such as the annual Priority Pass membership and fourth-night free capability — boost the value of the Prestige Card even further. Unfortunately, no avenue exists to get the Prestige Card if you don't already have it, so cardholders should be very deliberate when thinking about downgrading or canceling the card.

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How can you plan a trip with the Citi Prestige Card?

Aaron Wong

Enjoy complimentary lounge access, airport limo rides, travel insurance and the 4th night free on selected hotel stays with the Citi Prestige Card.

This year marks the 10th anniversary of the Citi Prestige Card in Singapore, and thanks to its wide range of lifestyle, travel and dining perks, it’s become a staple in the wallets of many affluent individuals.

That’s especially so now that travel has made a roaring comeback. If you’re planning to hit the road in the near future, here’s how a Citi Prestige Card can help enhance your trip from start to finish. 

Read on to the end for more details on a 120,000 Points sign-up bonus for new Citi Prestige cardholders, available with a minimum spend of just $800, plus the opportunity to win a S$10,000 Trip.com voucher and save up to 50% off travel deals. 

Book flights with 10 different frequent flyer programmes

Once you’ve decided where you want to go, the first step in your trip will probably be booking airplane tickets. 

Citi Prestige Cardholders can transfer their Citi Points to 10 frequent flyer programmes (plus one hotel loyalty programme).

In addition to Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles, Citi Points can also be converted to British Airways Executive Club, Air France-KLM FlyingBlue, Qatar Privilege Club and more. This provides additional flexibility when searching for award seats, since all three major airline alliances (Star Alliance, oneworld, SkyTeam) are represented.

Enjoy complimentary travel insurance

It’s never a good idea to travel without insurance, and Citi Prestige Cardholders receive complimentary travel insurance when they charge their round-trip air ticket to their card.

For avoidance of doubt, this includes situations where tickets are redeemed with miles, and the taxes/surcharges paid with the Citi Prestige Card. 

For the eligibility criteria and full policy terms, definitions and conditions of coverage, do refer to the terms and conditions of the policy.

Get the 4th night free on hotel bookings

citi prestige travel card

With flights and travel insurance settled, the next step is looking for hotels.

One of the key perks of the Citi Prestige Card is the 4th Night Free benefit , which as the name suggests, gives you a free night on stays of four or more nights, with no black-out dates.

All 4th Night Free stays must be booked via the Citi Prestige Concierge, and need to be entirely prepaid at the time of booking. While this usually refers to non-refundable rates, refundable rates that require full prepayment can also be booked.

The rebate of one complimentary night will be made in the form of a statement credit up to 90 days from completion of full payment. 

Here’s a simple illustration, based on a hotel where taxes & fees that add up to 10% of the nightly room rate. The cardholder receives a rebate of S$320 on his/her stay, which is the average room rate for nights 1-4, before taxes & fees. 

Used judiciously, the 4th Night Free benefit alone can more than cover the annual fee, and so long as you instruct the Concierge to book via the hotel’s official website, you’ll still be eligible for elite night credit and hotel points with the relevant loyalty programme (based on the full four nights!). 

Book overseas dining reservations and activities

Instead of stressing out over planning overseas dining and activities, why not let someone else do that for you? Citi Prestige Cardholders can seek the assistance of the Citi Prestige Concierge to:

  • Plan customised itineraries based on your interests and hobbies
  • Make dining reservations at Michelin-starred and other highly-rated restaurants 
  • Procure hard-to-find items
  • Find a last-minute gift for a special celebration

This can be a lifesaver when navigating a city where you don’t speak the language, or where few restaurants accept online bookings (for example Tokyo).

Enjoy complimentary airport limo rides

citi prestige travel card

Heading to the airport? Don’t waste money on a cab- Citi Prestige Cardholders can enjoy two complimentary airport limo rides when they spend at least S$12,000 in qualifying spend in a calendar quarter, defined as:

  • Q1:  1 January to 31 March
  • Q2:  1 April to 30 June
  • Q3:  1 July to 30 September
  • Q4:  1 October to 31 December

All limo rides must be booked within the quarter they are earned although you can book the limo ride prior to meeting the qualifying spend, and take the ride whenever you wish (even outside that calendar quarter).

For example, a cardholder could book a limo ride on 15 April 2023 for any future date, and will get reimbursed for the expense provided he/she spends at least S$12,000 in qualifying spend from 1 April to 30 June 2023. 

Unlimited airport lounge access (+1 guest)

citi prestige travel card

Regardless of what airline or cabin they choose to fly, Citi Prestige Cardholders can enjoy unlimited complimentary lounge access to more than 1,300 lounges in 600 cities worldwide, courtesy of Priority Pass. They can even invite a guest to join them in the lounge, at no additional charge. 

For example, at Changi Airport, Priority Pass members can access the following lounges:

Priority Pass is much more than just lounges, however. Depending on airport, members can enjoy other perks such as:

  • dining credits 
  • spa treatments 
  • video game lounges

This helps make the airport experience as stress-free as possible.

Overseas golf games

For those of you who never miss an opportunity to play golf, even when on the road, Citi Prestige Cardholders enjoy complimentary golf games at the following overseas clubs:

When in Singapore, they can also enjoy free golf games at Sentosa Golf Club, Sembawang Country Club, and Marina Bay Golf Course.

Cardholders enjoy complimentary green fees at three local and three regional golf clubs per calendar year. 

Get up to 120,000 Points with a new Citi Prestige Card

From now till 30 June 2023 , new Citi Prestige Cardholders can enjoy a welcome gift of 120,000 Points when they spend at least S$800 within two months of card approval, and pay the first year’s S$540 annual fee.

This offer is open to anyone who does not currently hold a Citi Prestige Card, and has not cancelled one in the past 12 months. For avoidance of doubt, existing Citi cardholders will also be eligible.

Qualifying spend

New cardholders must spend S$800 within the first 2 months of approval, otherwise known as the qualifying period.

The qualifying period for meeting the minimum spend runs from the approval date and two full calendar months following that. For example, those approved on 14 May 2023 will have until 31 July 2023 to meet the minimum spend. In other words, you actually have 2-3 months to hit the minimum spend, and should apply as early in the month as possible to maximise your time. 

Qualifying spend excludes the following:

Enjoy up to 50% off travel flash deals with Citi Credit Cards

citi prestige travel card

Flights and hotel prices have recovered from their COVID-era slumps, and in some cases, can be even more expensive than before!

To take some of the sting out of this, from now  to 1 June 2023 Citi is offering special flash deals with up to 50% off flights, hotels and attractions with Klook, Trip.com and Expedia.

Promo codes are in very limited quantity (first 100 redemptions), and go live at 12 p.m on the 1st and 15th of every month.

Be sure to login to your Citi Mobile App and camp out in advance to secure your codes. 

citi prestige travel card

Citi Great Giveaways

In addition to earning Citi Points, your spending on the Citi Prestige Card (or any other Citi Credit Card for that matter) can turn out to be doubly rewarding. 

From 15 February to 31 May 2023, Citi is running a Great Giveaways contest with S$10,000 worth of travel vouchers up for grabs to five lucky winners. 

To participate, all you need to do is register and spend clock at least S$2,000 qualifying spend on your Citi Credit Cards during the campaign period. Your spending can be combined across multiple Citi Credit Cards if you so wish. 

To register, login to the Citi Mobile App and tap on “Get More” at the bottom. Scroll until you see the Great Giveaways banner, and tap to enrol. 

The Trip.com travel vouchers is valid for one year from date of issuance. Winners will be announced within seven days of the draw date, which is set for 28 June 2023. 

Qualifying spend refers to any retail transactions (including online purchases) which do not arise from:

  • any Equal Payment Plan (EPP) purchases;
  • refunded/disputed/unauthorised/fraudulent retail purchases;
  • Quick Cash and other instalment loans;
  • Citi PayLite/Citi Flexibill/cash advance/quasi-cash transactions/balance transfers/annual card membership fees/interest/goods and services taxes
  • bill payments made using the Eligible Card as a source of funds;
  • late payment fees; or
  • any other form of service/ miscellaneous fees

With complimentary lounge access, airport limo rides, travel insurance and the 4th Night Free benefit, the Citi Prestige Card can be an excellent companion for any globetrotter. 

Don’t forget to apply by 30 June 2023 to take advantage of the 120,000 Points sign-up offer, and register for Citi Great Giveaways to stand a chance of winning a S$10,000 travel voucher. 

Aaron Wong

Similar Articles

Hsbc travelone card upsizes welcome bonus to 30,000 miles, new hsbc live+ card: 8% cashback on dining, entertainment and shopping, 20 comments.

guest

This certainly reads like a VERY sponsored post – tone is so different from ‘normal’ ML posts. Admittedly this is declared at the top, but have to say it really sticks out like a sore thumb amongst the usual excellent writing. Guess Aaron has to make a living….:\

Tom

https://www.charities.gov.sg/Pages/AdvanceSearch.aspx

If you look at the above link you will see that this website is in fact NOT a charity. Of course the guy still has to make a living, particularly after over two years of practically non-existent travel as a travel website! I still found the post to be helpful and informative.

DrRespect

“The opinions remain those of The MileLion.”

Where are those opinions exactly?

Shawn

Omg asking the CP concierge to help you with any of the things listed is a TOTAL disaster. They are colossally useless like all Citi CSO I wouldn’t even trust them to tell me the time. Please assure me you didn’t write that bit with a straight face!!

Citi must have had a gun to your head with this one

Aaron Wong

If you have some specific examples can you send me (via contact us). It’s a rare opportunity to have a direct line to the product team so I want to make sure they get all this feedback on board. I’m also soliciting feedback from the telegram group- hopefully this will be a chance to get them to seriously consider areas of improvement too

cheesecake

Isn’t it the incompetence of the product team for not having trained their CSOs properly?

meh

The pre-paid on booking requirement is very annoying. In the city I am going, most of the properties only have pay later option.

Munger

I have a feedback . The prepayment requirement for 4th night free is annoying . I don’t like the idea of locking in my hotel stay

Oh another feedback but unrelated to prestige . Why does Citi pay all restrict payment limit on a monthly basis ? It’s annoying . My tax bill is 100k and my card limit is 10k . Transferring excess credit to my card so my card now has 50k of excess credit doesn’t get registered in the pay all limit check . Only way for me advised by cso is to apply for a perm credit increase

Dude if you have a 100k tax bill how on earth is your credit limit only 10k? I have a tax bill nearly five times lower and a credit limit five times higher! This should be very easy for you to fix (I believe you can even apply for the limit increase online!).

Steve

The CSO’s are certainly not up-to-par with other organisations. I had a case recently where I had 2 non-refundable bookings. One through Agoda and one through Citi Prestige. Same hotel. Same dates. Due to exceptional circumstances, the Agoda CSO negotiated with the hotel and was able to cancel the booking with a full refund. But not so Citi Prestige. OK, I have no grounds to take issue – the bookings were non-refundable. But Agoda negotiated an exception whereas Citi Prestige could/would not.

thanks for sharing- will add this pointer in as well. There were some issues with Citi CSOs providing customers with the wrong information regarding eligibility for the Prestige sign-up offer. That’s been flagged too for remedial action.

Happytreefriends

I agree this paints too good a picture of this card. I have it and I want to cancel it. The free 4 night is almost impossible to use now. Restrictions include: Room has a kitchen does not apply Cannot pre pay does not apply The word Suite is in the room description does not apply even though its a room for 2. Half board implies food is included (which only includes Breakfast) does not apply In short you will never be able to use this at any location in Maldives or Ski Resort. Tried using it to book a …  Read more »

thanks for sharing this, will add it to the consolidated feedback

Greg

Just to share this datapoint – hopefully it helps others, or if it is something Aaron could feedback as well. I just called the AIG hotline, the travel insurance provider for the card, and while they said that redemption tickets do qualify, they have to be redeemed round-trip as per the strict interpretation of the T&Cs. So in other words, you can’t book one-way redemption tickets on SQ into Amsterdam and out of Paris, as an example, even though it’s part of the same trip (and the SQ website does not allow multi-city redemption bookings as far as I’m aware).

Falco

What’s all this about flash deals and great giveaways? I have had Prestige and other Citi cards forever and spend heavily on them, yet the “get more” section of the app remains resolutely empty. Don’t remember ever having seen anything in the ever. 🙁

I don’t think great giveaways is targeted, but will check

Mads

I thought that the prestige card would come in handy for an upcoming trip. applied for the card around mid March. Application for the card was not straightforward for existing customers. You have to apply as a new customer even though there is a separate button for existing customers. instead of instant approval, received a rejection email a couple of days later. Seeing that I won’t be getting the card, I booked a 4 night hotel stay using another card, prepaid. On 1 or 2 April, I received a weird SMS on contact info update. On checking the app, saw …  Read more »

Will check on this with the citi tean

Ken

Priority Pass – How about Jewel lounge? I just entered using PP from Prestige as well

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Ultimate guide to the Citi travel portal

Ryan Smith

fCiti is a TPG advertising partner.

The new Citi travel portal launched earlier this year , offering an enhanced user experience, more hotel options and a new feature for booking activities and attractions. Citi Travel with Booking.com is powered by Rocket Travel by Agoda, utilizing the features and booking availability of Booking.com's brands.

In this article, we will explore the functionality of the new Citi travel portal, discuss any potential drawbacks and clarify who can access this booking engine. Additionally, we will provide a step-by-step guide on using the portal to book your desired travel experiences and explain how to pay using your ThankYou points.

What is the Citi travel portal?

There are four main selling points for using Citi Travel with Booking.com.

First, it provides a one-stop shop for travel that you can pay for with your Citi ThankYou points while booking multiple elements of a trip simultaneously. This can be simpler than transferring points to separate airline or hotel partners and booking your trip piece by piece — and you can even use as many or as few points as you want. The downside is that you might achieve less value from your points to gain simplicity.

citi prestige travel card

Second, the portal allows you to use points to pay for travel beyond flights and hotels, such as guided tours and theme park tickets. You can't do this with Citi's list of transfer partners, and you may achieve better value paying for travel with points in Citi's portal than you would by cashing out your points .

Third, certain card benefits require using the Citi travel portal. This is true of hotel benefits built into the Citi Prestige® Card (no longer open to new applicants) and Citi Strata Premier℠ Card (see rates and fees ). We'll explore those below.

The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Lastly, if you're paying for travel (and not using points), you may be interested in the bonus points available when using Citi Travel with Booking.com. Competitors like the Chase Ultimate Rewards travel portal , American Express Travel and Capital One Travel offer higher earn rates (depending on which credit cards you have) when booking your travel in the bank's portal rather than directly.

With the Citi Strata Premier℠ Card , you can earn 10 points per dollar on reservations for hotels, rental cars and eligible attractions.

Through June 30, 2024, Citi cardholders can earn bonus points as follows:

  • 10 points per dollar on reservations for hotels, rental cars and eligible attractions with the Citi Prestige® Card (no longer open to new applicants)

Through December 31, 2025, Citi cardholders can earn bonus points as follows:

  • 5 points per dollar on these same bookings with the Citi ThankYou® Preferred Card (no longer open to new applicants) and the Citi Rewards+® Card (see rates and fees )

The information for the Citi ThankYou Preferred card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

The fact that Citi's portal provides a one-stop shop for your vacation is its main strength. The ability to book hotels, rental cars and even entrance tickets to tourist attractions in one place (and even pay for these with your points) provides great simplicity.

Related: The ultimate guide to Citi ThankYou Rewards

How to use the Citi travel portal

Citi's portal sets itself apart from competitors by being available to anyone with a credit card earning Citi ThankYou points . For comparison, some travel portals reserve their best features for cardholders with expensive premium credit cards . Thus, you can access the portal with the $495-a-year Citi Prestige Card and the no-annual-fee Citi Rewards+ Card .

You can access Citi Travel with Booking.com by clicking this link and logging into your Citi account. If you have multiple Citi credit cards, you must select which card you want to use for booking travel. Once you select a card, you're ready to start booking travel.

How to book flights using the Citi travel portal

Booking flights in Citi's portal functions similarly to other portals. You'll choose whether this is a one-way or round-trip flight and provide the route, number of passengers, dates and class of travel. Unfortunately, you can't book multi-city itineraries.

citi prestige travel card

Here's an example search from Chicago to Los Angeles. Note that you can use cities for your search if you don't have a specific airport preference.

citi prestige travel card

The Citi Travel portal offers many filters and sorting options to help you find the most suitable travel options. These filters allow you to refine your search based on price, duration, departure and arrival times, number of connections and even your preferred airline. Furthermore, you can sort the results using these options without losing any filtering choices.

To change the sorting order of the results, click on the "Best overall" drop-down menu on the right side above the price of the first result.

Once you have selected a flight, you will be prompted to provide passenger information, including names, dates of birth, frequent flyer numbers and known traveler numbers for TSA PreCheck and Global Entry (if applicable).

Additionally, before making your payment, you can upgrade to a higher class of travel if it is available. This is the first time you'll see the cost to book a main cabin fare instead of a basic economy fare.

citi prestige travel card

And if your fare class lets you select a seat, you can do so before heading to the payment page.

citi prestige travel card

On the final page, you'll choose how you want to pay (with your points, credit card or a mix of the two) and complete your purchase. The redemption rate is an underwhelming 1 cent per point. For context, our valuations peg ThankYou points at 1.8 cents apiece, which you should be able to get by maximizing Citi's transfer partners .

How to book hotels using the Citi travel portal

Booking hotels will feel familiar to those who have used other portals.

You should choose your Citi Strata Premier or Citi Prestige card before beginning your hotel search if you intend to use those cards' benefits. Strata Premier cardholders can use a $100 hotel credit each calendar year on a booking of $500 or more. In contrast, Prestige cardholders get a fourth night free on hotel bookings in the portal, available up to twice per calendar year.

citi prestige travel card

From here, you can add filters to help you reduce your results, such as by price, neighborhood, star rating and nearby attractions.

Once you pick a property, you'll see details on its amenities and features.

citi prestige travel card

Then, you can select your desired room.

citi prestige travel card

After choosing a room type, you can pay with points at checkout. Again, each point is worth a lackluster 1 cent.

citi prestige travel card

You'll also have the option to view the cancellation policy before paying. Since policies can vary, ensure you know whether it's possible to change or cancel your booking before you make the final payment.

However, if you book a hotel that's part of a major loyalty program — like Hilton Honors or Marriott Bonvoy — through Citi, you likely won't earn points, nor will you enjoy any elite status perks on your reservation.

Hotel Collection and Luxury Collection properties

Alongside its revamped portal, Citi has introduced two new hotel programs, namely the Hotel Collection and the Luxury Collection. These programs offer similar advantages to other luxury hotel programs offered by credit cards .

Reservations through the Hotel and Luxury Collection have no minimum stay requirements. However, access to the Luxury Collection is exclusive to Citi Strata Premier and Citi Prestige cardholders.

You will receive guaranteed benefits such as daily breakfast for two people and complimentary Wi-Fi for Hotel Collection bookings. In addition to these perks, the Luxury Collection offers a $100 on-property credit, which can be used based on the policies of each hotel. Both programs also provide other benefits, such as early check-in, late checkout and room upgrades (specifically for Luxury Collection bookings, subject to availability at check-in).

Unfortunately, you can't filter search results specifically for Hotel and Luxury collections properties. To identify these properties, you must look for a tag or description indicating their inclusion in your search results.

citi prestige travel card

Related: A comparison of luxury hotel programs from credit card issuers: Amex, Capital One, Chase and Citi

How to book rental cars using the Citi travel portal

Searching for rental cars feels familiar and works quickly.

citi prestige travel card

After providing your location, dates, times and age, click "Search." From the available results, you can use the following filters:

  • Vehicle type
  • Rental company
  • Free cancellation option availability

After choosing a car, you can see the full details and cancellation policy on the next page.

citi prestige travel card

As with other items in Citi Travel with Booking.com , you can add your rental car to the shopping cart (if booking multiple travel elements) or go straight to check out to pay and reserve. Again, you can pay with points at a rate of 1 cent apiece.

How to book attractions using the Citi travel portal

One standout feature of Citi's travel portal is the ability to book attractions along with your hotels, flights and rental cars. This convenient option allows you to make a single transaction for all your travel needs, and you can even use your points to pay for them.

To access this feature, look for the "Attractions" option in the main search bar. However, depending on your location within the portal, you may need to click "More" in the drop-down menu and select "Attractions" from there.

citi prestige travel card

Once you search for a destination, you'll see all available options— from entrance tickets for tourist sights to guided tours. For example, you can book a guided walking tour of the Hollywood Sign.

citi prestige travel card

When you see an activity or tickets you want to purchase, click on the tile. This will take you to a page with details about this offering and cancellation policies.

One noteworthy option is Chicago CityPASS tickets, including access to five popular attractions. Click on "Check availability" in the top right corner to choose your preferred date to find pricing and availability.

citi prestige travel card

As with other elements of Citi's portal, you can pay for attraction bookings using ThankYou points with a value of 1 cent apiece.

More things to consider about the Citi travel portal

Now that you know how to use the Citi travel portal, here's some general guidance to maximize your experience.

As always, we recommend comparing prices. There is no guarantee that Citi Travel with Booking.com will offer the best price for your trip. It's recommended to compare the prices you see on the portal with prices available when booking directly with hotels, airlines, rental car companies or tour providers.

If you plan to pay with points, check if you can get better value by using fewer points with Citi's transfer partners . Transferring points to programs like Wyndham Rewards may let you get more value from your points. Check out our guide to redeeming Citi ThankYou points for high-value redemption ideas.

Also, if you book hotels or car rentals through Citi's travel portal, you may forfeit any elite status earnings and benefits. Many loyalty programs require direct bookings to recognize elite status and provide associated perks. Evaluate whether the benefits you would be giving up are worth it.

Finally, Citi Strata Premier and Citi Prestige cardholders have exclusive benefits within the travel portal. Premier cardholders can enjoy $100 off a hotel stay of $500 or more once a calendar year, while Prestige cardholders can get a fourth night free on hotel stays of four nights or more twice a calendar year. If you're making an eligible hotel reservation, you'll see the option to use your available benefit on the payment screen.

citi prestige travel card

You'll also see the benefit(s) highlighted on the hotel search page if you have one of these cards. This includes information on how many more times your benefit can be used.

citi prestige travel card

If you don't see these benefits, check the top right corner of the portal and ensure your Premier or Prestige card is the active card for your searches.

Bottom line

Citi's revamped travel portal allows you to search and make travel reservations for flights, hotels, rental cars, and even tours and attractions. You can book travel up to a year in advance and pay using your Citi ThankYou points or any travel credit card .

Additionally, if you hold the Citi Strata Premier or Citi Prestige, you can utilize your hotel benefits through the portal.

However, it's important to consider potential tradeoffs. Assess your elite status with hotel or rental car companies and determine if you might get better value by booking your travel through another platform. If convenience is your deciding factor, this user-friendly portal offers many results when planning your upcoming vacation.

Additional reporting by Kyle Olsen.

citi prestige travel card

Citi ThankYou Rewards: The ultimate guide

C iti offers many different rewards credit cards . However, only some Citi credit cards provide access to the company's valuable ThankYou Rewards program, and you'll need to hold a premium Citi ThankYou card to gain full access to the Citi ThankYou transfer partners .

Whether you're applying for your first credit card or are a seasoned pro looking for a new travel rewards card , one or more cards in Citi's portfolio might be right for you.

Let's take a closer look at the program, including analyzing some of the cards offering ThankYou Rewards points and how you can redeem ThankYou Rewards points.

Best Citi ThankYou Rewards cards

  • Citi Prestige® Card : Best for restaurants, airlines and travel agencies
  • Citi Premier® Card : Best for earning full-fledged ThankYou points with a low annual fee (see rates and fees )
  • Citi Rewards+® Card : Best for supermarkets, gas stations and small purchases (see rates and fees )
  • Citi Double Cash® Card : Best for everyday spending (see rates and fees )
  • Citi Custom Cash® Card : Best for bonus earnings in different categories each billing cycle (see rates and fees )

The information for the Citi Prestige has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Comparing the best Citi ThankYou Rewards cards

Related: Why the Citi Premier is 1 of my favorite cards in my wallet

Earning Citi ThankYou Rewards points

As you can see, many cards earn Citi ThankYou points. But not all ThankYou points are created equal.

TPG values Citi ThankYou Points at 1.8 cents each, but this is based on the potential value you can get by transferring your Citi ThankYou points to one of the program's airline or hotel partners. However, to transfer points to most Citi ThankYou transfer partners , you must hold a premium Citi ThankYou Rewards card like the Citi Prestige® Card (which is no longer accepting new applications) or the Citi Premier® Card .

If you only have the Citi Rewards+® Card , Citi Double Cash® Card or Citi Custom Cash® Card (or another non-premium Citi ThankYou card), you'll earn what we'll call "basic" ThankYou points. They're worth a flat one cent each when redeemed toward gift cards and many other cash-like rewards available through Citi ThankYou.

You can also transfer "basic" ThankYou points to three loyalty programs — Choice Privileges, JetBlue TrueBlue and Wyndham Rewards — but these transfers will occur at a lower rate than if you had a premium Citi ThankYou card.

However, if you also hold the Citi Prestige or Citi Premier , you can combine the "basic" ThankYou points into your Citi Prestige or Citi Premier account and then transfer your rewards to any of the 18 Citi ThankYou travel partners at the best transfer ratios.

If you want to add a new Citi ThankYou card to your wallet, read the fine print for the sign-up bonus and check our page on credit card application rules to ensure you're eligible for the bonus before clicking the "Apply" button.

Related: The best time to apply for these popular Citi credit cards, based on offer history

Redeeming Citi ThankYou points

All of the Citi ThankYou Rewards cards let you redeem ThankYou points for statement credits, cash rewards, third-party gift cards, travel booked through the Citi travel portal (now powered by Rocket Travel) and more at a flat rate of one cent per point. Sometimes, you'll even find gift cards on sale that could give you a slightly higher redemption rate.

Be careful, though, as some redemption options (such as Shop With Points) provide less than 1 cent per point. Ensure you are getting at least 1 cent per ThankYou point before you redeem.

Related: You can redeem your Citi points at Walmart, but you probably shouldn't

However, you may get significantly more value when you redeem your ThankYou points by transferring them to airline or hotel partners. Check out the following table for the transfer ratios and how long transfers from Citi ThankYou usually take . If you don't have a premium ThankYou Rewards card like the Citi Prestige or Citi Premier , you can only transfer to Choice Privileges, JetBlue TrueBlue and Wyndham Rewards (and your transfer ratio won't be as lucrative, as noted below).

With so many transfer partners, your options are plentiful when redeeming Citi ThankYou points . Here are some Citi ThankYou sweet spots you could use in some of the programs that tend to provide the most value:

  • Transfer to Singapore KrisFlyer and snag a Spontaneous Escapes deal
  • Transfer to Choice Privileges and redeem between 6,000 and 35,000 Choice points per night in most destinations
  • Use Avianca LifeMiles to book one-way United-operated awards within the U.S. for as little as 6,500 LifeMiles one-way in economy
  • Use Virgin Atlantic Flying Club to fly nonstop on some Delta-operated flights
  • Transfer to Wyndham Rewards and redeem as few as 7,500 Wyndham points per night (or even less if you have select Wyndham credit cards )
  • Transfer to Air France-KLM to book a Flying Blue Promo Rewards flight

Related: Great ways to maximize Citi ThankYou points

Bottom line

Citi ThankYou Rewards points are perhaps the most underrated of the major points and miles currencies. Despite some negatives, Citi ThankYou points remain valuable, especially for those looking to book award flights on international carriers.

If you want to maximize the Citi ThankYou Rewards program, having a premium Citi ThankYou card like the Citi Prestige or Citi Premier is important. These cards unlock transfers to all the Citi ThankYou partners at the best rate, which can provide many high-value award booking options.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Young friends woman using mobile phone while waiting at airport

Top Credit Cards With Priority Pass Lounge Access

Enhance your next trip by spending time in a lounge before your flight.

Credit Cards With Priority Pass

Man on laptop holding his credit card in an airport lounge.

Getty Images

There is a Priority Pass credit card for each type of traveler.

Some of the links on this site contain offers from our partners .

Key Takeaways

  • Priority Pass has over 1,500 airport lounges around the world.
  • Select travel credit cards offer a complimentary membership with free entrance for the cardholder and up to two travel companions.
  • Travelers receive complimentary drinks, food, Wi-Fi and more inside the lounge.

Waiting at the airport for your flight can be an uninviting experience. Seats at the gate are often uncomfortable and crowded, while food options are typically overpriced. However, if you have access to an airport lounge, you'll enjoy comfortable seating, complimentary food and drinks, and free Wi-Fi.

Priority Pass credit cards allow travelers to enjoy the amenities inside more than 1,500 lounges around the world. Learn more about Priority Pass lounges, which credit cards offer Priority Pass membership and which factors you should consider before applying.

Priority Pass Lounge Benefits

Benefits can vary, depending on the location. You may find multiple Priority Pass lounges at the same airport that offer different amenities. However, most Priority Pass lounges offer the following complimentary benefits:

  • Meals or snacks
  • Beverages, including alcohol
  • Comfortable seating

According to Zac Hood, founder of Travel Freely, a points and miles app for beginners, "International lounges typically stand out as more upscale with better food," than U.S. lounges.

The Priority Pass website or mobile app provides an overview of the benefits available inside each lounge. A third-party service called LoungeBuddy also shares highlights and user reviews.

How Many Times Can You Use Your Card's Priority Pass Benefits?

Complimentary access to participating airport lounges is often unlimited for people with a Priority Pass credit card. However, not all credit cards that offer this benefit include unlimited access for free. Some cards include just a handful of complimentary visits per year and charge for each additional visit. Other credit cards do not include any free visits and charge every time you want to enter the lounge.

Ben Komenkul, a travel points and miles educator at Ben's Big Deal, says, "Priority Pass cardmembers get full access to Priority Pass airport lounge for up to two guests when flying any airline the same day." However, there can be some exceptions to the rule.

5 Best Credit Cards for Priority Pass Lounge Access

There are numerous Priority Pass credit cards to choose from, so we narrowed down the list to our favorites for each type of traveler.

For Luxury Travelers: The Platinum Card® from American Express

The Platinum Card from American Express is well-known for its premium travel benefits and top-notch customer service. In addition to Priority Pass lounges, cardholders also receive complimentary access to Centurion Lounges, Escape Lounges and Plaza Premium Lounges. It features numerous benefits, including more than $1,500 in value with its cardholder credits. Cardholders receive Hilton Honors and Marriott Bonvoy Gold elite status for no charge, and they'll earn five points per dollar when booking flights through American Express Travel or directly with the airline. Membership Rewards points can be used to book travel, get statement credits and more, including transferring to 21 airline and hotel partners. You'll pay a $695 annual fee for this card. ( See Rates & Fees )

For Best Rewards: Chase Sapphire Reserve®

Savvy travelers love the Chase Sapphire Reserve for its benefits and flexible rewards. The card earns three points per dollar on dining and travel worldwide and up to 10 points per dollar on purchases through Chase Travel. Points are worth 50% more when booking travel through Chase, or you can transfer to 14 airline and hotel loyalty programs. The card also features an annual $300 travel credit that automatically applies to eligible purchases. You'll pay a $550 annual fee for this card.

For Hotel Elite Status: Hilton Honors American Express Aspire Card

Hotel elite status provides numerous complimentary benefits, including upgrades at check-in, late checkout and higher earning power on hotel spending. The Hilton Honors American Express Aspire Card includes automatic Hilton Honors Diamond elite status, which is the loyalty program's highest tier. Cardholders also receive a $400 Hilton resort credit and a $200 flight credit every year. Plus, the card includes an annual free night that can be used at almost any Hilton property worldwide. For big spenders, you can earn an additional free night by spending $30,000 and a second free night by spending $60,000. You'll pay a $550 annual fee for this card.

The information for the Hilton Honors American Express Aspire Card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

For Sharing Benefits: Bank of America® Premium Rewards® Elite Credit Card

The Bank of America Premium Rewards Elite Credit Card includes Priority Pass memberships that can be shared by up to four people. While other Priority Pass credit cards allow cardholders to bring up to two guests with them, this card allows cardholders to give Priority Pass benefits to other people. The card also earns two points per dollar on travel and dining plus 1.5 points per dollar on all other purchases. Customers who qualify for Preferred Rewards can earn up to 75% bonus points. The card also includes $550 in fee credits to offset its annual fee of $550.

The information for the Bank of America® Premium Rewards® Elite Credit Card has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

For No Annual Fee: Signify Business Cash℠ Card by Wells Fargo

Travel credit cards have significant annual fees that are hard to justify for some travelers. The Signify Business Cash Card by Wells Fargo is a business credit card that includes Priority Pass access without charging an annual fee. The card earns an unlimited 2% cash back on every purchase and includes a 0% introductory annual percentage rate offer on purchases for 12 months. Whenever you want to visit a Priority Pass lounge, simply pay an entrance fee to use all of its benefits.

The information for the Signify Business Cash℠ Card by Wells Fargo has been collected independently by U.S. News and the card is not currently available on the site. The information has not been reviewed or provided by the card issuer and it is accurate as of the date posted.

Tags: credit cards

Comparative assessments and other editorial opinions are those of U.S. News and have not been previously reviewed, approved or endorsed by any other entities, such as banks, credit card issuers or travel companies. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.

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