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Bank of Baroda Launches Premier & Easy Credit Cards on RuPay Network
Bank of Baroda partnered with the RuPay network and launched two of its cards on the RuPay platform: BoB Premier RuPay Credit Card & BoB Easy RuPay Credit Card. The Visa variant of both of these cards is already being issued by the bank, but the new RuPay variants are aimed at providing exclusive privileges to the customers with minimal charges. Along with a number of exciting offers provided by the card issuer, these cards come loaded with additional benefits provided by the RuPay card network. Go through the detailed information provided below to know all about these newly launched cards and the features provided by them:
BoB Premier RuPay Credit Card: Features & Benefits
Annual Fee – Nil
The BoB Premier RuPay Credit Card comes with a zero annual fee just like its Visa variant, which earlier used to charge an annual fee of Rs. 1,000. Moreover, the benefits of both variants are also almost the same. Following is a list of features of this card:
- You get 2 Reward Points on every Rs. 100 you spend.
- You get 5x Reward Points on all your spends on dining, travel, and international transactions.
- You get 1 complimentary airport lounge access every quarter.
- You get a 1% fuel surcharge waiver.
BoB Easy RuPay Credit Card – Features
Like the BoB RuPay Premier Credit Card, the BoB Easy RuPay Credit Card also comes with a zero annual fee, which means that you can avail of all its exclusive benefits for absolutely free. Following are the key features of this card:
- You get 1 Reward Point on every Rs. 100 you spend.
- You get 5x Reward Points on your spends on groceries, movies, and departmental stores.
- You get a 1% fuel surcharge waiver for all fuel transactions.
Additional Benefits From RuPay
Along with all the above benefits, these cards provide their customers with the following additional privileges:
- You get a 50% discount (up to Rs. 250) on your movie/non-movie ticket bookings on BookMyShow when you pay using BoB Rupay Credit Cards. The offer can be availed once per month on each card.
- You get a 30% discount (up to Rs. 150) on Swiggy when you pay using your BoB RuPay credit cards. You will have to use the coupon code ‘RUPAYCC150’ to avail of this offer.
- You can get an instant discount of 15% on BigBasket using your BoB RuPay Credit Card by applying the coupon code RUPAYCREDITNOV. This offer can be availed once every month.
- You can avail of a 50% discount (up to Rs. 100) on Uber on paying through your BoB RuPay Credit Card.
Bottom Line
Though the BoB Premier credit card and BoB Easy Credit Card both are already issued on the Visa network by the bank, the RuPay variant can be a lot more beneficial as it comes with additional benefits like a 50% discount on movies, exciting discount offers on Swiggy, BigBasket, etc. However, the credit card variant is issued to you by default so there is no guarantee that you will get the RuPay variant when you apply for these cards, But, you can ask the card issuer to issue the RuPay variant to you if you want it. If you have any additional doubts regarding these new offerings by the bank, you can freely ask in the comment section below!
Just one request 😁😁 Add this line in the bottom. Most Indians still dnt know RuPay Card accept in International websites, POS & ATMs. Also they dnt know what is JCB Card network or what is RuPay-JCB card –
“What is RuPay-JCB International Card ?”
JCB (Japan Credit Bureau) is a credit card company based in Tokyo, Japan. It is accepted at JCB merchants, it has strategic alliances with Discover Network merchants in the United States, UnionPay merchants in China, American Express merchants in Canada, and RuPay merchants in India.
JCB card is accepted in more than 195 countries. Its card acceptance network includes about 36 million merchants around the world and has more than 140 million card holders.
India’s RuPay Card and Japan-based JCB International Card have launched RuPay-JCB Global Cards, which can be used at all ATMs, point of sales (POS) terminals and E-com websites which accept RuPay cards and POS terminals/E-com websites, ATMs outside India which accept JCB.
Thanks, We would definitely have an article on this soon.
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Bank of Baroda Forex Card: Benefits, Uses, Charges
Shekhar Suman
Updated on: March 2, 2024
The Bank of Baroda Forex card is a must-have resource for students who are planning to study abroad. It comes with a lot of benefits like a cash withdrawal facility, multiple currencies in one card etc. Bank of Baroda is one of the leading public sector banks in India with an impressive track record in forex services. The Bank of Baroda offers a wide range of forex cards with dedicated services for international students. In this blog, we will discuss the major features and benefits of Bank of Baroda Forex Cards.
Table of contents
Why bank of baroda forex card, benefits of bank of baroda forex card, forex card transaction fee, how to buy a bank of baroda forex card, bob forex card transaction limits.
The Bank of Baroda Forex card is a prepaid International currency card. It has been designed to make your study abroad journey easy and convenient. The card is completely safe, secure and convenient to carry. The ‘Baroda TravelEasy Multi-Currency Forex Card’ saves you time which is wasted on money exchange services or encashing your traveller’s cheque. Check out some of the major benefits of the Baroda TravelEasy Forex Card.
Also Read: Looking for a Forex Card from a private bank? Check out this blog on Yes Bank Forex Card
Bank of Baroda has a network of over 150 authorised foreign exchange branches. The Bank of Baroda Forex Card comes with 3 currencies i.e. GBP, USD and EUR. The card can be activated immediately after buying and the card will be valid for 3 years. The fee charged for the use of a Forex card is very low and easily affordable for international students. Check some of the major benefits of the Forex Card below.
- You can make purchases at over 25 million merchant outlets worldwide displaying the VISA sign.
- The bank provides immediate activation service for the Forex Card.
- This Forex Card will be valid for 3 years from the date of the activation after which you can renew it.
- You can operate the card using the mobile app and can activate or deactivate the card from anywhere.
- Money can be reloaded in the card multiple times as per your requirement.
- You can purchase a Bank of Baroda Forex Card even if you are not a customer/account holder of the bank.
- The card works on a real-time basis i.e. you can use the card immediately after reload.
Also Read: Facing issues while choosing between debit and Forex cards? Check out this blog on Forex Cards Vs International Debit Card
Before purchasing the Bank of Baroda Forex Card, always check the charges related to different transactions. Usually, the bank charges some fee for debit transactions, currency exchange charges and cash withdrawals. Check the details below:
Note: The amount shown above may fluctuate based on the international currency exchange rate. Always check the exact amount before performing the transactions.
The Bank of Baroda Forex Card can be purchased directly by visiting the branch. Any person holding a Bank of Baroda account as well as persons not holding an account with the bank can apply for a multi-currency forex card. You just need to visit an identified branch of Bank of Baroda which provides forex services and apply.
- Visit the branch of the bank
- Get a Forex Card application form and fill in the details carefully
- Submit the application form on the counter
- Wait for the verification of the documents and other details
- The card will be provided to you after verification and you can use it immediately after loading the currency.
There are certain limits on the transactions done with the forex cards. Check properly the minimum and maximum limits allowed on your card. Check the details of Bank of Baroda Multi-Currency Forex Card transaction limit:
You need to choose the ‘Credit’ option while withdrawing cash through Forex Card. In case the ‘Credit’ option is not available then you have to select the ‘Checking’ option.
You can use the Bank of Baroda Multi-Currency Forex Card across all shopping centres, hotel bills, car rentals etc. However, always look for a Visa POS for using the Forex Card.
You will be charged a transaction fee for using ATMs for cash withdrawals and balance inquiries.
This card can be re-loaded multiple times before the expiry date. However, the transaction limit is subject to card load/reload amount limitation as per RBI and FEMA guidelines).
Bank of Baroda multi-currency forex card is one of the best financial travel partners which will help you to manage your expenses efficiently and quickly. Always read the terms and conditions and the charges on the transaction and then apply for the card.
To know more about forex cards, the best bank accounts for students , forex and banking experience for global students or international money transfers , reach out to our experts at 1800572126 to help ease your study abroad experience.
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About Shekhar Suman
Shekhar is a versatile writer with a passion for sharing knowledge and creativity. With expertise in crafting informative blogs on study abroad and finance, Shekhar helps readers navigate the complexities of education and financial planning. Most of his writings blend the practicality of finance and the beauty of language, making a meaningful impact in both spheres. Beyond his professional pursuits, he finds solace in the writing Shayari.
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Bank of Baroda Easy Credit Card Offers & Benefits
Bank of Baroda Easy Credit Card
- Get 5 points on Grocery, Departmental stores & Movies
- Get 1 points on others
- Zero fuel surcharge
- 0.5% cashback on card bill payment
- Get free Personal Accidental Death Cover to ensure financial protection of your family
Key Details of Bank of Baroda Easy Credit Card
- 1 Reward points for every ₹100 spent
- 5X rewards on Grocery, Departmental stores, Movies for every ₹100 spent
- 1% fuel surcharge waived for all transactions between ₹400 - ₹5,000
- Spend ₹6,000 within 60 days and ₹35,000 in a year for reversal/waiver of annual fees
Pro's of Bank of Baroda Easy Credit Card
Rewards rate of bank of baroda easy credit card, fee details of bank of baroda easy credit card.
- Joining Fee - ₹500 + GST
- Annual Fee (Second year onwards) – ₹500 + GST
Charges of Bank of Baroda Easy Credit Card
- Applicant should be either self-employed or salaried.
- Net Monthly Income > ₹25,000 per month.
- Must be a Resident Indian
Documentation for Bank of Baroda Easy Credit Card
- KYC documents
- PAN card or Form 60
- Income proof such as salary slip, Income tax returns Form 16
- Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
- Aadhaar Card
- Voter’s ID Card
- Driving Licence
- Utility bills (not more than 3 months old)
- Any other government-approved ID
- Bank statement for the last 3 months
- Salary slips for the last 3 months
- Audited financials for the last two years (for self-employed)
Frequently asked questions
Is Bank of Baroda Easy Credit Card free?
Can I withdraw cash from Bank of Baroda Easy Credit Card?
What is the interest rate for Bank of Baroda Easy Credit Card?
Is Bank of Baroda Easy Credit Card International?
How can I pay my Bank of Baroda credit card bill?
- Bank of Baroda Bank ATM
- Drop cheques in the 'drop box' at Bank of Baroda Bank branches
- Cash payments at the bank branch
- Auto-Debit facility
- Net banking
- Customer Care Centre
- Visa money transfer
What is the billing date of the Bank of Baroda Credit Card?
Will I be charged for IMPS transactions?
Will I be charged for NEFT transactions?
How do I report that my credit card has been lost or stolen?
How can I get my credit card statement?
Is applying for a credit card will do the hard credit pull?
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Baroda TravelEasy Multi Currency Forex Card - It is a prepaid International currency card, designed to make your international travel a worth of memorable experience. The card is safer, secure and convenient to carry as compared to currency & traveler's cheques. Baroda TravelEasy Multi Currency Forex Card ensures that your time is best utilized ...
The TravelEasy Multi Currency Forex Card by Bank of Baroda is a prepaid international currency card. This card is created to make the cardholder's international travel smoother. It is convenient to use and safe and secure as well, when compared to carrying cheques or currencies during international trip. In India, the Baroda TravelEasy MCFX ...
Spend Rs. 6,000 on your card within first 60 days of card setup date for first year fee reversal. Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made. Annual Fee. Rs. 500. Spend Rs. 35,000 on your card in a year for fee waiver. *Please note - Joining/Annual fee waiver is ...
Convert purchase of > 2,500/- on your card into easy EMIs of 6/36 months. Free Add-on card. Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids. In-built insurance cover. Get free Personal Accidental Death Cover to ensure financial protection of your family (Air: 1 Crs, Non-Air: 10 Lakhs)
An attractive lifetime free shopping and rewards credit card offered by Bank of Baroda with a myriad of benefits at your fingertips! The BOB Easy Credit Card offers its users 5 reward points for spending INR 100 on movie tickets, groceries, and other retail shops. The card owner will also benefit from the fuel waiver of 1%, capped at INR 250 ...
This ensures easier and smaller repayments of the credit borrowed through the card. Charges Reversal: For a reversal of the annual fees, the user needs to spend Rs. 6,000 in 60 days and Rs. 35,000 in 365 days. Add-On Card: The bank provides three add-on cards, free for a lifetime. It can be available for the primary cardholder's spouse ...
Highlights of the IRCTC BOB Credit Card. Suitability. Travel. Annual Charges. Rs. 350. Joining Fees. Rs. 500. Best Feature. Earn 1,000 bonus points on a single transaction of Rs. 1,000 or more within a period of 45 days of the issue of the card.
The current applicable charge for BoB credit card cash withdrawal is 2.5% of the withdrawn amount or Rs. 500, whichever is higher. Along with this, the cash withdrawn is also eligible for finance charges of up to 3.49% per month. Note that the finance charges may vary across all BoB credit cards. Types of Credit Card.
The forex markup fee on the credit card is the standard 3.5% of the transaction amount. Lifetime free card without any joining or annual fee. 5RPs per Rs. 100 spent on groceries, movies, departmental stores, etc. 1 RP per Rs. 100 spent elsewhere. Get 0.5% cashback on the payment of your credit card bill.
Acceptability: Global. Up to 3 add-on cards free. ATM Compatibility. Cash withdrawal Limit : 30% of Credit Limit. Interest Rate (service charges): 2.6% p.m. (APR31.2%) on reducing balance. In built Free Personal Accidental Death Coverage * : Air Accidental Death : 15, 00,000. Other Accidental Death (other than Air Accidental Death) 5, 00,000.
The offer is valid from 1st July'23 - 31st Dec, 2023. The offer is valid on Wednesday and Thursday Only. The offer is valid on BOB Credit Cards EMI only. The offer is valid on online confirmed bookings on EaseMyTrip. The offer is valid on both web and app. Offer velocity will be once per card/per month/per product.
BoB Easy Credit Card Fees and Charges. Following are the details of fees and charges with respect to the Bank of Baroda Easy Credit Card-You do not have to pay any joining and renewal fees on this credit card. A 3.25% interest rate is charged with the credit card on the overdue amount.
If you consider using your credit card for paying your monthly rent, note that Bank of Baroda Credit Cards charge a processing fee on such payments. The applicable fee is 1% of the total transaction amount. For instance, if you pay rent of Rs. 10,500 with your BoB Credit Card, a fee of 1% on Rs. 10,500 will be charged.
November 16, 2021 3 Mins Read By Bharti Bisht. Bank of Baroda partnered with the RuPay network and launched two of its cards on the RuPay platform: BoB Premier RuPay Credit Card & BoB Easy RuPay Credit Card. The Visa variant of both of these cards is already being issued by the bank, but the new RuPay variants are aimed at providing exclusive ...
Key Highlights of Bank of Baroda Easy Credit Card. Up to 5 Reward Points per Rs. 100 spent. 0.5% cashback on credit card bill payments. Fuel Surcharge Waiver. Up to Rs 15 lakh of insurance coverage. Spend Rs. 0.5 lakh in a year to get annual fee waiver. Up to 50 days of interest free period. Up to 3 Free Add-on cards.
Finance charges or interest. 3.25% per month or 39% per annum. Duplicate bill fee. Rs.25 per request. Cheque return charges. 2% of the cheque amount or Rs.300 whichever is higher. Over limit charges. 1% if the usage exceeds the sanctioned credit limit per month. Card replacement charges.
The Bank of Baroda Forex Card comes with 3 currencies i.e. GBP, USD and EUR. The card can be activated immediately after buying and the card will be valid for 3 years. The fee charged for the use of a Forex card is very low and easily affordable for international students. Check some of the major benefits of the Forex Card below.
Premier Credit Card. As a worthy Travel Companion, the Bank of Baroda PREMIER Credit Card is designed to compliment your adventurous lifestyle & add to your joyous journeys all along. 5X Rewards i.e. 10 Reward Points* for every Rs. 100 spent on Travel, Dining, and International Spends; 1 Complimentary Airport Lounge Visit every calendar quarter
Bank of Baroda | MasterCard | Password for safety. Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Rs 355.97. Outstanding as on 1/7/14. Rs 83235.97. BoB Credit Card - Your anytime money, your easy to access, meets your specific needs and enhances your life experiences.
Key Details of Bank of Baroda Easy Credit Card. 1 Reward points for every ₹100 spent. 5X rewards on Grocery, Departmental stores, Movies for every ₹100 spent. 0.5% cashback on card bill payment. 1% fuel surcharge waived for all transactions between ₹400 - ₹5,000. Spend ₹6,000 within 60 days and ₹35,000 in a year for reversal/waiver ...
Using a travel rewards credit card has long been celebrated as an easy strategy to travel the world for less. Consumers can apply for rewards credit cards and earn points and miles on everyday ...