Australia & New Zealand
Middle East
North america, pacific islands.
Personal Travel Insurance
Travel with peace of mind
The hazards associated with overseas travel can turn out to be very expensive. Risks include loss or damage to your baggage and personal effects, financial consequences of cancellation of a trip and medical expenses, which can quickly mount up when overseas. If you have a family, you should also consider the possibility of permanent disablement or death and how your family would cope financially.
You can also be liable if an accident is deemed to be your fault. You could be faced with a substantial financial burden for compensation and legal expenses. Fortunately there's the reassurance of QBE travel insurance, with a range of specialist solutions for the corporate traveller and the holidaymaker. In Singapore, QBE offers plans for both individuals and families, as well as Annual or Per Trip Coverage as follows:
Personal Covers
- Medical and additional expenses including:
- Follow-up treatment in Singapore within 31 days from return date
- For treatment sought in Singapore within 3 days after return and up to 31 days for follow-up treatment if treatment is not first sought overseas
- Compassionate visit by a relative/ friend
- Child protection
- Emergency Personal Mobile Phone Charges
- Pregnancy Related Expenses
- 24hrs Medical Emergency Evacuation & Repatriation including return of Mortal Remains arranged through IPA only
- Overseas Hospital Confinement Benefit
- Accidental Death & Permanent Total Disablement
Inconvenience Covers
- Baggage & Personal Effects
- Baggage Delay
- Loss or theft of Money or Travel Documents
- Loss of deposit & cancellation charges including curtailment expenses
- Travel Delay & Missed Connection / Travel Diversion
- Overbooked Flight
- Personal Liability
- Loss of use of Hotel Facilities
Bonus Cover
- Home Protection
- Alternative Employees Expenses (Business Trip)
- Terrorism (Excluding nuclear, biological & chemical means)
- Full Terrorism
- Rental Car Excess Charges
- Financial Collapse of Travel Agency
Are you looking for emergency assistance?
Call the IPA Service Centre Helpline on +65 6322 2688
Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact QBE Insurance (Singapore) Pte Ltd or visit the GIA/LIA or SDIC websites ( www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg ).
Important Notice: The above only serves as a general description of our products and services. For full product details and coverage, please check with your local insurance broker or a QBE authorised agent.
Need more help?
Judge Merchan's instructions to the Trump jury have angered the MAGA crowd. Here's why
Former President Donald Trump and some of his supporters are complaining that the judge in his hush money criminal trial isn't requiring a unanimous verdict from the jury – but that's not quite right.
Twelve jurors in Trump's criminal case began deliberating yesterday. They are slated to re-hear at least a portion of the jury instructions from Judge Juan Merchan when proceedings begin Thursday at 9:30 a.m. EDT, as well as listen to portions of the trial transcript that will be read aloud.
Trump complained on Truth Social Wednesday afternoon that it's "RIDICULOUS, UNCONSTITUTIONAL, AND UNAMERICAN that the highly Conflicted, Radical Left Judge is not requiring a unanimous decision on the fake charges against me." He called it "A THIRD WORLD ELECTION INTERFERENCE HOAX!" in a post that mixed some all-caps and standard writing.
The presumptive Republican presidential nominee wasn't the only one grumbling.
Florida Republican Senator Marco Rubio posted on X (formerly Twitter) Wednesday that Trump's jury doesn't need to "unanimously agree on which crime was committed as long as they all at least pick one."
Prep for the polls: See who is running for president and compare where they stand on key issues in our Voter Guide
South Dakota Republican Gov. Kristi Noem posted on X the same day that the judge's jury instructions violate a U.S. Supreme Court ruling dealing with jury unanimity on violations under a federal law.
What Trump's judge told jurors
Trump is charged with 34 felony counts of falsifying business records. Merchan instructed the 12 deliberating jurors that they must reach a unanimous verdict on each of those felony counts.
The wrinkle in the story has to do with the multiple findings jurors have to make in order to convict Trump on any of the counts.
Because Trump was charged with felonies, in order to convict him jurors must conclude not only that he falsified business records, but also that his purpose in falsifying them was to either commit or conceal another crime.
Prosecutors have alleged Trump falsified the records in order to interfere in the 2016 presidential election using "unlawful means." They have alleged Trump used three different unlawful means:
- Violating federal campaign finance laws through a hush money payment to adult film star Stormy Daniels;
- Falsifying yet another business record under New York law, such as bank records tied to former Trump fixer Michael Cohen's payment to Stormy Daniels' lawyer; and
- Violating New York tax laws.
Jurors must agree Trump used some unlawful means to interfere in the election, according to Merchan, but they don't need to agree on which means it was.
"Although you must conclude unanimously that the defendant conspired to promote or prevent the election of any person to a public office by unlawful means, you need not be unanimous as to what those unlawful means were," Merchan instructed .
But does the verdict need to be unanimous? Yes, Merchan clearly stated.
"Your verdict, on each count you consider, whether guilty or not guilty, must be unanimous; that is, each and every juror must agree to it," he said.
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QBE Insurance Group Limited Annual Report 2023
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Customers can request a copy of a Policy Wording or PDS by contacting their broker. Our Brokers and Partners can access policy wording and PDS either: in the Document library, or; on the dedicated product pages found via the Products section of Partner Portal.
Within Australia: (02) 8275 9650. Email: [email protected]. Fax: 1300 725 424. For more information or to organise QBE Corporate Travel Insurance cover please contact your broker. QBE Corporate Travel insurance protects people who travel for business. Get 24/7 emergency help, Personal Accident & Sickness cover for international and ...
A comprehensive travel insurance that covers your needs. Important notice: The information contained herein is subject to the terms, conditions and exclusions of the policy wording, a copy of which can be obtained from your local QBE office, your agent or broker. ... , no insurance is in-force until application is accepted by QBE. Corporate ...
Complete your claim. You can: Call our 24/7 claims line on 133 723. Email your claim form to: [email protected]. For emergency assistance, you can call World Travel Protection: Tel: +61 2 8907 5660 (worldwide) Email: [email protected]. To lodge your claim, you'll generally need: Your QBE policy number.
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POLICY WORDING AND FINANCIAL SERVICES GUIDE . EFFECTIVE 1 JULY 2017 AND AUTHORISED FOR DISTRIBUTION BY QBE INSURANCE (AUSTRALIA) LIMITED. QM14330717 . SCHEDULE OF BENEFITS This list is a summary of some of the benefits covered by this policy and the applicable limits. Please refer to the relevant sections in the policy Wording for full details ...
or place of business for a direct journey to the place of embarkation in Malaysia to commence travel to the intended destination(s) and ceases on whichever of the following occurs first: (a) the expiry of the Period of Insurance (applicable to Single Trip only); (b) the Insured Person's return to his/her place of residence or place of
Fortunately there's the reassurance of QBE travel insurance, with a range of specialist solutions for the corporate traveller and the holidaymaker. In Singapore, QBE offers plans for both individuals and families, as well as Annual or Per Trip Coverage as follows: Personal Covers. Medical and additional expenses including: Follow-up treatment ...
POFF201120 Office Insurance Policy. Document type: Wordings. Last updated: 10 June 2022. First published: 18 November 2020. View Document (PDF 715KB) QBE is a specialist business insurer and reinsurer.
Annual Multi Trip Travel Plan. This Schedule of benefits forms part of your Plan and shows the limits for the benefits. Per adult includes any accompanying children under 25 years. You must read this Schedule of benefits together with your Certificate of Insurance and the Product Disclosure Statement (QM1763 0717).
business or on holiday, there is a Travelon Cover that suit your specific travel insurance needs. Your QBE Travelon Policy will provide you with extensive coverage to help you manage any problems you may encounter while travelling overseas - from minor annoyances to major catastrophes. Now, with the new and improved Standard Plus and Super Plus
The table below provides a summary of covers and maximum sums insured under your QBE Travel Prestige plan options. For full details of cover, please refer to the policy wording. Sub-limit to 50% of above stated limits Sub-limit to 50% of above ... Events referred to in this Policy shall happen QBE Insurance (Singapore) Pte Ltd (hereinafter ...
About QBE QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 is a member of the QBE Insurance Group of companies. QBE Insurance Group Limited ABN 28 008 485 014 is the ultimate parent entity and is listed on the Australian Securities Exchange (ASX: QBE). We have been helping Australians protect the things
Business Pack Insurance Policy . 2 Date of preparation: 1 July 2020 Date effective: 22 August 2020 QM208-0820 ... The second part is your Policy Wording which sets out the detailed terms, conditions and exclusions of the Policy. ... This Policy is underwritten by QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545
Adjustment shall apply as follows: Semi-private Room 50% Single or Private Room 25% 2.For Insured above seventy (70) years of age, any compensation payable under Medical Expenses shall be calculated based on 50% of the applicable limits and in no event shall the total amount payable exceed such adjusted limit.
POFP030819 Office Insurance Policy Page 3 of 89 1 How your policy works 1.1 Legal agreement This policy is between you and us as declared in the schedule. This document, together with its schedule and any attached endorsements is the policy which sets out this insurance. It is a legal contract so please read all of it carefully. 1.2 Words in bold
PTRA100619 Tradesman Insurance Policy Page 7 of 97 . 3 Duties in the event of a claim or potential claim . 3.1 Claim no tif ca ion All sections except Legal expenses and Personal accident sections. 3.1.1 You will give notice in writing or by an agreed electronic medium to us: a) immediately on but in any event within three (3) business days from:
PCPP070422 Contractors Combined Policy Wording. Document type: Wordings. Last updated: 24 July 2023. First published: 14 April 2022. View Document (PDF 1.0MB) QBE is a specialist business insurer and reinsurer.
Enjoy 25% off travel insurance ... Individual Business. insurance. For Individual. Family & Home ... MaidCare . Brochure 721.025 KB Policy Wordings - Applicable to policies effected before 1 July 2023 282.979 KB Policy Wordings - Applicable to policies effected on/after 1 July 2023 320.367 KB Proposal Form 380.094 KB . Claims . Claim Form ...
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0:33. Former President Donald Trump and some of his supporters are complaining that the judge in his hush money criminal trial isn't requiring a unanimous verdict from the jury - but that's not ...
Document Library. We produce a wide range of documents to keep you informed about current and emerging risks, claims trends and best practices. We also share information about QBE, including financial reports, brochures, case studies and wordings. You are welcome to save and share any of these documents.