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8 Best Cruise Lines for Young Adults

• Honeymooners
• Young Adults

For decades, the ocean cruise industry catered toward either retired travelers or young families. Those days, however, are long gone. Nowadays, going a cruise is incredibly popular among the younger crowd as well. It’s not unusual at all to go on cruises as a 20-something year old. In fact, many cruise lines now have plenty of amenities and facilities that focus on young people. In this post, we focus on the millennial audience, and have made an overview of the best cruise lines for young adults.

Important : Keep in mind that most cruise lines have minimum age requirements. Similar to renting a car, most cruise lines require that you be at least 21 years old. Make sure to ask your travel agent (call us at 800-498-7245 with questions) about any restrictions. If you decide to book with us (arguably the best option and cheapest price), our agents will work with you to identify the best cruise line for you.

Our Picks for the Best Cruise Lines for Young Adults

Millennials tend to spend their money on experiences instead of on material things. The following best cruise lines for young adults know this and have catered their ships and activities to this. On their ships, you’ll find nightclubs and concert venues, along with things to do like bar crawls, hiking excursions and onboard zip lining.

1. Carnival Cruise Line

Let’s start with arguably the best cruise line for young adults in the world, Carnival Cruise Line . Its name alone tells you everything you need to know, really. Carnival’s “fun ships” are all about entertainment, nightlife and places to relax during the day.

Carnival Cruise Line boast a festival-like atmosphere, including pool parties and active shore excursions. The ships feature some truly unique bars and their newest ship even has its own craft brewery.

2. Royal Caribbean

Royal Caribbean is definitely the best cruise line for active young adults. Their ships are chock-full with features catered to the younger, more active crowd. There are climbing walls and surfing simulators, martini-mixing robots and a plethora of bars, nightclub and entertainment venues.

3. Celebrity Cruises

Although Celebrity Cruises is more suitable for young adults who are after a combination of relaxation and action—not just nightlife alone—, its “Sin City” burlesque venue does justify its spot in this list. This theater hosts shows every night, while you can do things like taking dance classes, relaxing at the Lawn Club and sampling craft beers at the Gastropub during the day.

4. Norwegian Cruise Line

Young adults who like to party and gamble will want to check out what Norwegian Cruise Line has to offer. They’re said to have the best casinos of all cruise lines , while its night-long parties at the White Hot Party, its ice bars and lack of single supplements make it ideal for single young adults.

5. MSC Cruises

On the Top 18 adults-only deck on their Fantasia-class ships, MSC Cruises features relaxation areas, bars and spa treatments.

This is one of the best cruise lines for young adults, especially because it offers discounts per cabin for groups and couples. It’s ideal for young couples or groups of friends looking for a perfect getaway. Amenities range from live music and theater performances to shopping areas and bars.

6. Virgin Voyages

New to the industry is Virgin Voyages. To sail on a Virgin Voyage cruise, you’ll have to be at least 18 years of age, making this an attractive option for young adults who don’t want to be bothered by kids.

Unlike other cruise lines, the target audience here isn’t families. The goal is to attract people who wouldn’t normally consider going on a cruise. One things for sure, Virgin Voyages is going to transform the industry. Details are limited, but check out Virgin Voyages and what’s to come .

7. P&O Cruises

For shorter cruise trips, P&O Cruises is the company for you. Their P&O Sea Breaks are three- to five-nights long, offering young adults the chance to for a cruise that’s more affordable than sailings of a week or more.

Note that these short cruises take place in and around Australia, though, but they’re an excellent addition to any vacation in Australia, a country that’s super-popular among young backpackers anyway.

8. Disney Cruise Line

Young adults could, of course, also include young families. So, because we didn’t want to leave those out, we included Disney Cruise Line in this best cruise lines for young adults list.

This particular cruise line caters to children, but also has plenty to offer for adults. There’s on-board babysitting and kids’ clubs, along with adults-only entertainment such as comedy shows and concerts.

So there you have it, the best cruise lines for young adults. Have any questions? Feel free to contact us anytime using our contact page.

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Born and raised in Belgium, Bram is currently based in the Pacific Northwest where he spends his days blogging, hiking, indulging in freshly roasted coffee and sipping craft beers. An experienced traveler, his… More about Bram R

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7 Best Cruises for Teenagers in 2024

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Are you wondering what are the best cruises for teenagers? As a 24 year old who has been on over 35 cruises, I know how important it is to choose a family cruise that your teens will love.

Booking the right cruise ship can make the difference between a super fun family vacation for all, or a boring cruise with whiny teens!

In the last few years, cruise lines have stepped up their game to keep things fun and exciting for teenagers. In this post, you’ll find cruise lines and ships that are great for teens and make a wonderful family vacation.

With that being said, here are the 7 best cruises for teenagers in 2024.

This post contains affiliate links which means if you click and buy that I may make a commission, at no cost to you. Please see my disclosure policy for details.

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7 Best Cruises for Teens

1. royal caribbean.

On Royal Caribbean cruises , you will never have to worry about having a bored or dissatisfied teen. Royal Caribbean makes some of the biggest and best cruise ships and they are loaded with cool activities and never ending fun!

Royal Caribbean Icon of the Seas has been making waves on social media. This is the world’s largest cruise ship, a paradise for kids and teenagers.

The Icon of the Seas is the ultimate cruise for teenagers, featuring a category 6 waterpark, an ice skating rink, and a surfing simulator.

Onboard the Royal Caribbean fleet, you’ll find activities like:

Royal Caribbean activities for teen cruisers:

• Ice skating
• Water slides
• Surf simulators
• Bumper cars
• Indoor skydiving
• Bungee trampolines

The teen club is great for both older teenagers and younger teens. They also have separate clubs for younger siblings that are onboard.

At the teen club and kids club, there are tons of fun things to do. You can expect activities like dance parties, video games and scavenger hunts around the ship.

When it comes to cruise ship cabins, Royal Caribbean has great accommodations for families. If you have the budget, you can splurge on a on Royal Caribbean Family Suite. These are insanely cool cabins your kids and teens will love!

There are also staterooms in every budget, from inside cabins to balcony cabins (for 4 or 5 on some Royal Caribbean cruise ships). If you’d like a bit more space and privacy, you can book connecting cabins, perfect for both teens and parents.

Royal Caribbean has an amazing private island, Perfect Day at CocoCay . CocoCay is the perfect place for families, and especially teenagers! You will find water parks, beautiful beaches, gorgeous swimming pools, activities and even a hot air balloon.

Related: 17 Rookie Mistakes First Time Cruisers Should Avoid

When it comes to dining, Royal Caribbean offers plenty of different dining options. They have everything you can imagine – from all you can eat buffets, to all you can eat pizza and even a Johnny Rockets.

If you’re looking for a vacation that the whole family can enjoy, Royal Caribbean is the cruise line for you. They make some of the best family cruises in the industry and their new ships are really amazing.

As a teenager, one of the best ways you can spend your school holidays is on a Royal Caribbean ship.

Best Royal Caribbean Cruise Ships for Teenagers:

• Icon of the Seas
• Utopia of the Seas
• Wonder of the Seas
• Symphony of the seas
• Odyssey of the Seas
• Oasis of the Seas
• Navigator of the Seas
• Voyager of the Seas

Related: Best Things To Do on a Cruise on Sea Days

2. Carnival

If you’re looking for an affordable family vacation that your teen is going to love, Carnival is the cruise line for you.

Carnival ships attract a lot of families with teens. If you’re looking for a fun family atmosphere, you are going to have a great time!

On Carnival, the party never stops. There are tons of things to do and you are always being entertained.

On board, there are plenty of teen activities. You’ll find everything from huge water slides, to sports courts and even roller coasters are on Carnival’s newest ships! The teens clubs are pretty fun and it’s a great way for teenagers to make new friends on a cruise.

Carnival cruise ships have a good variety of food, and it’s plentiful. If your teens love pizza and all you can eat soft ice cream cones, Carnival cruise ships are teen heaven!

The affordable rates definitely make Carnival Cruise Line a great cruise for teenagers and families.

Best Carnival Ships for Teenagers:

• Carnival Mardi Gras
• Carnival Jubilee
• Carnival Vista
• Carnival Dream
• Carnival Celebration

Related: 6 Best Cruise Lines For College Students – By a Recent Graduate

3. Disney Cruise Line

Disney Cruise Line makes some amazing family friendly cruise ships that are of course, Disney themed. You will find load of families with kids and teens onboard any Disney cruise ship.

On a Disney cruises, you’ll have water slides, large hot tubs and pools. They also have some of the very best onboard entertainment.

On some of the newer Disney ships, teenagers (14-17 years old) have their own sun deck and a nice area to hang out in the Vibe lounge. In the Vibe lounge there is a stage, video games and a smoothie and soft drink machine.

Disney is also great for older children (11-13 years old), as there is a tween club called Edge which has similar activities the Vibe club.

Obviously, since it is a Disney ship, you can expect to see Disney characters around the cruise ship.

One word of caution for parents of teens. Some teens will love a Disney cruise and everything it has to offer. However, some teenagers may feel that they’re too old or even too cool for Disney. You know your own teens, so plan accordingly.

When it comes to cruise lines, Disney is well know for amazing service and great dining at different restaurants onboard.

Disney, has rotational dining, which is very unique. Guests rotate between three different restaurants throughout the cruise. However, their wait staff remain the same. This allows for Disney cruisers to try every themed restaurant, while still having amazing service.

Best Disney Ships for Teenagers

• Disney Dream
• Disney Treasure
• Disney Magic
• Disney Wonder
• Disney Wish

Related: 33 Fun Things to Bring on a Cruise

4. Norwegian Cruise Line

Norwegian Cruise Line is the perfect cruise line for young people and teens who are going on a family vacation. Norwegian cruise ships have some of the best activities for both older kids and younger kids.

Norwegian activities for teen cruisers:

• Rock climbing
• Splash park
• Virtual reality
• Racing simulator
• Ropes course

When it comes to teen clubs, Norwegian is one of the best! They have plenty of fun activities going on throughout the day and there are always things to do.

At the teen club they have air hockey, foosball, a dance floor, tons of video games and music playing at all times. It’s a really cool space for teenagers to make friends, hang out and create awesome memories.

Norwegian is a Freestyle cruise line, which can be great for teens and families. The dress code is very relaxed and there are several dining venues to choose from.

You can also get some perks with Norwegian’s Free at Sea promotion , which often includes free 3rd and 4th passengers. This is great for families who can have their kids and teens sail free on certain sailings.

All in all, I think Norwegian is one of the better cruise lines for teenagers. If you have the chance to try one, you’ll never have to worry about your teenager being bored onboard a Norwegian cruise.

Best Norwegian Ships for Teenagers:

• Norwegian Viva
• Norwegian Prima
• Norwegian Escape
• Norwegian Joy
• Norwegian Bliss
• Norwegian Sky (for shorter cruises)
• Norwegian Cruise Line Dress Code: What to Wear on a Freestyle Cruise
• Norwegian Cruise Line’s Free at Sea Perks Explained
• Norwegian Cruise Line Drink Package: What’s Included and is it Worth it?

5. MSC Cruises

If you’re looking for an affordable way to cruise with your teenagers, MSC Cruises has you covered. MSC has a policy where children under 18 cruise free all year round!

Having an amazing promotion like that, encourages families to bring their young ones onboard. MSC has some pretty cool activities for teens, such as virtual reality, racing simulators and a family theatre where movies are shown and games are played.

On some of the newest MSC cruise ships, there are some really cool themes. For example, the MSC Seashore has a New York City theme where you can find both Central Park and Times Square onboard the ship!

MSC is an Italian cruise line, so it’s important to know that some things will be different from American cruise lines, including entertainment and dining.

However, MSC cruise ships are gorgeous, have great itineraries and you’ll get to eat some of the best pizza at sea!

Best MSC Ships for Teenagers:

• MSC Seashore
• MSC Seascape
• MSC World America (coming soon)
• MSC Meraviglia
• MSC Euribia

Related: Best MSC Cruises For Families & Kids

6. Princess Cruises

Princess Cruises are some of the best cruises for multigenerational travel , with activities for everyone from kids, to teens, to adults of all ages.

Princess Cruises tends to attract an older clientele overall, but it doesn’t mean that your teenager won’t have fun on a Princess cruise ship. Even though you won’t find big waterslides or Ziplines, like Royal Caribbean, Carnival or Norwegian, there are still some really fun things to do onboard.

Princess has some things other cruise lines don’t, that your teenager may really appreciate. In particular, Ocean Medallion.

Ocean Medallion has really taken the cruise ship experience to the next level. There are so many awesome features, which really enhances the cruising experience.

Since Princess introduced the Ocean Medallion , they integrated high speed wifi at sea (MedallionNet). Your teen can keep up with their friends on social media during their cruise, stream movies, and more.

Princess cruises makes for an amazing family holiday for all. Whether it’s going to movies under the stars, playing some arcade games or taking it easy playing board games, there are a lots of fun activities onboard.

Onboard Princess Cruises’ brand new ship, Sun Princess , has a multi-generational family zone called Park-19. This area has water slides, a ropes course, and a Sea Breeze Rollglider. It is a great place for families to enjoy fun activities together.

When it comes to dining options on Princess cruise ships , there are a good variety of restaurants to eat at. Whether it’s the poolside grill, all you can eat buffet, main dining room or specialty restaurants, there is something for everyone!

In my opinion, Princess makes some of the best cruises for young adults and teens. As someone who’s cruised on Princess a lot, I really like the service, food and the laid back atmosphere.

Best Princess Ships for Teenagers:

• Sky Princess
• Sun Princess
• Discovery Princess
• Regal Princess
• Enchanted Princess
• What to Pack for a Princess Cruise
• Princess Plus – What’s Included and Is it Worth it?
• Princess Cruises Drink Packages (with bar menus and drink photos)

7. Celebrity Cruises

Celebrity Cruises has a reputation of being an upscale cruise line that attracts an older crowd. While some elements of this may be true, in my opinion, Celebrity has some of the best teen centres at sea.

Celebrity is great for teenagers to make new friends, while parents get a luxurious and relaxing vacation

The Teen Club on Celebrity is pretty cool. Teenagers have their own hangout spaces. Some of the activities on Celebrity include pool parties, movie nights, sports tournaments and video games.

On Celebrity cruise ships, you’ll find really cool pool areas, hot tubs, a video arcade, a miniature golf course and a basketball court.

The food on Celebrity is amazing and the service can’t be beat. They have plenty of food options in the main dining room that will be appealing to teenagers, even if they are picky eaters.

Best Celebrity Ships for Teenagers:

• Celebrity Ascent
• Celebrity Beyond
• Celebrity Summit
• Celebrity Edge
• What to Wear on a Celebrity Cruise
• The Ultimate Celebrity Cruises Tuscan Grille Review
• Celebrity Cruise Cafe Al Bacio Review
• Celebrity Cruises Always Included – Everything You Need to Know

Are Cruises Safe for Teenagers?

Cruises are very safe for teenagers. Cruises give teens their freedom to explore and have fun, while still being confined to a cruise ship. The teen club is a great place to hang out safely, and meet up with friends.

As with any vacation, talk with your teen about the rules and general safety precautions before your cruise. As long as the teenager is responsible, there is no reason to be worried about their safety on a cruise ship.

Related & Popular Posts:

• 50 Must-have Cruise Essentials from Amazon
• 8 Best Cruises for Young Adults (20-30)
• 7 Best Cruise Lines for Families – Complete Guide
• What to Pack for a Caribbean Cruise
• 27 Cruise Packing Tips All Cruisers Need to Know
• 7 Best Cruises for College Students
• What Not to Pack for a Cruise

Final Thoughts on Best Cruises for Teenagers

Well there it is, the best cruises for teenagers!

As someone who’s cruised throughout my teenage years, I can say that cruising is the ultimate vacation. I mean, it’s hard to complain when you’re traveling to cool destinations, meeting new people and eating unlimited pizza on vacation!

What’s your favorite cruise line for teenagers? Please let me know in the comments below.

Happy Cruising!

Author Bio: Ethan Schattauer writes about fashion, travel and college advice on the website WhatToWearMen.com . As a frequent cruiser, Ethan shares his unique perspective on what cruising is like for teens and young adults.

Featured photo credit Royal Caribbean Oasis of the Seas

P.S. If you found this helpful, please don’t keep it to yourself ;-). Please share on Facebook or PIN to your favorite Pinterest board (share buttons at the top). Thanks so much!

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18 BEST Cruises For Young Adults (Cruises For Every Budget!)

Explore the top 18 cruises for young adults! From budget-friendly to luxury options, find the perfect sea adventure to suit your style and wallet.

Cruises are the ideal vacation for people that want to enjoy a fun holiday without a packed schedule. You can relax and enjoy the entertainment around you. While cruises are an ideal vacation for all ages, they are becoming more popular with young adults. If you're in your 20s or 30s, you might wonder what the best cruise line options are for your age group.

Carnival Cruise Lines hosts the best parties on the sea. This is a top-choice cruise line for young adults seeking a fun adventure. Royal Caribbean is another popular choice because there are fun activities onboard, like watersports and live entertainment. Norwegian Cruise Lines has a variety of vacation packages, including many discounted options to stay under your budget.

There are many great cruise lines to consider. Enjoying the onboard activities and entertainment is part of the fun of going on a cruise. Today, we're going to discuss some of the best cruise line options for young adults. Find out which cruises fit your budget and vacation expectations.

1. Royal Caribbean

Cost: $70 to $6365 | Trip Length: 2 nights to 19 nights

Royal Caribbean is one of the most popular cruise lines for young adults because of the great deals. Travelers can enjoy a cruise on one of Royal Caribbean's award-winning ships for a fraction of the price of the other guys. One of the perks of choosing this cruise line is that they have sales frequently, offering you more opportunities to save money on your trip.

Why Young Adults Choose Royal Caribbean

Each Royal Caribbean cruise ship is set up for the ultimate trip on the sea. They feature onboard activities, like water parks and rock climbing walls. Travelers also have a great selection of restaurants and bars on board every ship with live entertainment. When you need a break, there are plenty of peaceful lounge areas with a bar nearby.

Best Royal Caribbean Cruises For Young Adults

• Perfect Day Getaway Cruise: This 2-night cruise takes travelers from Orlando, FL to CocoCay in the Bahamas.  
• Western Caribbean Cruise: This 7-night cruise departs from Gavelston, TX. It travels to Roatan, Honduras, as well as Puerto Costa Maya and Cozumel in Mexico.
• Fall Foliage Southbound Cruise: This 11-night cruise departs from Quebec City. It takes travelers to select locations throughout Quebec, Prince Edward Island, Nova Scotia, New Brunswick, Maine, and New Jersey.

2. Norwegian Cruise Line

Cost: $261 to $9518 | Trip Length: 2 days to 21 days

Norwegian Cruise Line is a great choice for young adults because of all the options. There are just as many budget-friendly packages as there are luxury options with this cruise line.

Why Young Adults Choose Norwegian Cruise Line

Norwegian Cruise Line makes it easier for travelers to find the right vacation package. All guests can enjoy a freestyle vacation experience by enjoying activities on their own schedule. While on board, people will be able to enjoy activity zones, deck parties, and gourmet meals from a variety of restaurants.

Best Norwegian Cruise Line Cruise For Young Adults

• Alaska: Dawes Glacier, Juneau, & Ketchikan: This 7-day cruise takes off from Seattle, WA. It takes guests to several places in Alaska before taking the journey to Victoria, British Columbia.
• Mediterranean: Italy, France, & Spain: Passengers can board this 9-day cruise in Barcelona, Spain. It takes travelers to several locations throughout Spain, France, Italy, Sardinia, and Majorca.

3. Carnival Cruise Lines

Cost: $100 to $2600 | Trip Length: 2 days to 18 days

Carnival Cruise Lines has become one of the top-choice cruise lines for young adults. The fun never stops on these cruise ships and there's a plethora of different cruises to choose from.

Why Young Adults Choose Carnival Cruise Lines

The exciting onboard activities are the biggest seller for young adults. Travelers can have fun ziplining, play family feud, or spend an afternoon on the water slide. There's also a spa onboard so all travelers get the opportunity to relax and rejuvenate. Another reason that Carnival Cruise Lines is popular with travelers is that the suites are spacious and comfortable.

Best Carnival Cruise Lines Cruises For Young Adults

• Baja Mexico- Carnival Radiance : This 4-day cruise departs from Long Beach in Los Angeles, CA. It takes travelers to Catalina Island and Ensenada.
• The Bahamas- Carnival Liberty: This 3-day cruise leaves Port Canaveral in Orlando, FL. It takes travelers to Bimini, an island in the western district of the Bahamas.
• Eastern Caribbean- Carnival Elation: This 7-day cruise starts off in Jacksonville, FL. Travelers will get to visit Grand Turk, Half Moon Cay, and Nassau.

4. Celebrity Cruises

Cost: $169 to $20,910 | Trip Length: 3 nights to 12 nights

Young adults love Celebrity Cruises because they get the celebrity treatment. You can enjoy award-winning cruises that will take you to some of the top vacation destinations around the world.

Why Young Adults Choose Celebrity Cruises

Celebrity Cruises is one of the most relaxing cruise lines. People that want to relax while enjoying their trip on the sea will enjoy The Retreat. Guests can unwind in the luxury lounge, enjoy the view from the sundeck, or enjoy a meal in a private restaurant.

Best Celebrity Cruises Trips For Young Adults

• Ultimate Southern Caribbean Cruise: This 10-night cruise takes off from Fort Lauderdale, FL. During the vacation, it will take guests to Antigua, Barbados, St. Lucia, Martinique, and St. Kitts & Nevis.
• Western Caribbean Cruise: This 7-night cruise will take a quick trip from Fort Lauderdale to Key West, FL. It will then travel to Belize City before heading to Cozumel, Mexico. It will make one last trip to Bihimi, Bahamas before returning to Fort Lauderdale.

5. Virgin Voyages

Cost: $907 to $3300 | Trip Length: 4 nights to 14 nights

Virgin Voyages is a great cruise line for young adults to consider because there won't be any kids onboard. This is an adults-only luxury cruise line with all the essentials (and more) for an amazing vacation.

Why Young Adults Choose Virgin Voyages

This all-inclusive cruise line provides a fun and memorable vacation experience for guests. You can enjoy your choice of over 20 different restaurants on board at no additional cost. There are several places on board where you can relax in the sun or go for a dip in the water.

Best Virgin Voyages Cruises For Young Adults

• Fire & Sunsets Soirees: This exclusive 4-night cruise takes off from Miami. It takes guests to Key West for a day before heading to Bimini, Bahamas.
• French Daze & Ibiza Nights: This exciting 7-night cruise departs from Barcelona. Its first stop is in Marseilles, then it travels to Cannes. After that, the next stop is in Olbia before heading off to Ibiza.

6. MSC Cruises

Cost: $119 to $3791 | Trip Length: 1 night to 117 nights

MSC Cruises is proud to offer amazing deals on cruises to some of the top vacation destinations around the world. Whether you want to book a longer getaway or only have time for a quick weekend cruise, this is a great cruise line to consider.

Why Young Adults Choose MSC Cruises

MSC Cruises offer young adults a safe and fun travel experience. On board, you can enjoy a variety of activities, like the casino, 4D cinema, and mini bowling. Guests can enjoy award-winning entertainment and an onboard art gallery. There are also several bars, lounges, restaurants, and buffets on these cruise ships.

Best MSC Cruises Trips For Young Adults

• Caribbean & Bahamas: This 8-day cruise departs from Port Canaveral in Orlando, FL. During this cruise, guests will get to visit various locations in the Bahamas and Mexico.
• Mediterranean: Enjoy a 7-night trip that departs from Venice, Italy. Its first destination will be Kotor, Montenegro before heading to Mykonos and Santorini in Greece. It will then head to Bari, Italy before returning to Venice.

7. P&O Cruises

Cost: $229 to $10,469 | Trip Length: 3 nights to 99 nights

P&O Cruises is the #1 British cruise line that appeals to young adults. They have cruise ships that take travelers to destinations around the world, like the Caribbean islands and Norwegian Fjords.

Why Young Adults Choose P&O Cruises

P&O Cruises is an experience created by travel experts. Passengers enjoy this cruise line because they get more full-day experiences at each of the destinations. They can also enjoy comfortable and luxurious suites at incredible value. On board, there is a great selection of dining options. Young adults can also enjoy rum and gin distilleries on cruise ships.

Best P&O Cruises Trips For Young Adults

• Norway Cruise: This 12-night cruise departs from Southhampton, UK. It takes travels to several destinations in Norway, including Andalsnes, Romsdalsfjord, Tromso, and Narvik.
• Canary Islands Cruise: This 16-night cruise departs from Valetta, Malta and arrives in Tenerife, Spain. Throughout the journey, it will stop at destinations like Taranto, Corfu, Dubrovnik, Split, Mallorca, Gibraltar, and Arrecife De Lanzarote.

8. Lindblad Expeditions

Cost: $3260 to $52,990 | Trip Length: 5 days to 35 days

Lindblad Expeditions provides a first-class experience for travelers that want to see more of the world. This cruise line is partnered with National Geographic to provide the best in travel expeditions.

Why Young Adults Choose Lindblad Expeditions

Lindblad Expeditions offers all-inclusive luxury travel packages at a fair value. Everything is included with their travel packages, so you can enjoy gourmet meals, hors d'oeuvres, coffee, and drinks from the bars without worrying about the tab later. Lindblad Expeditions has also won several awards, including Best Expedition Cruise Line and Best Adventure Cruise Lines.

Best Lindblad Expeditions Cruises For Young Adults

• Wild California Escape: This 5-day cruise takes passengers throughout the coast of California.
• Wild Belize Escape: This 6-day cruise journeys throughout Belize and Guatemala.
• Culture & Cuisine Cruise: Passengers can enjoy a 7-day cruise that takes them to select destinations throughout Europe and the British Isles

9. Paul Gauguin Cruises

Cost: $2990 to $8660 | Trip Length: 7 nights to 16 nights

Paul Gauguin Cruises is one of the best luxury cruise lines that travels to select locations throughout the South Pacific. It's one of the most enjoyable ways to travel this side of the world.

Why Young Adults Choose Gauguin Cruises

Paul Gauguin Cruises takes travelers to several destinations on their bucket lists. It's the perfect cruise line for people to consider if they want to visit French Polynesia, Fiji, Tahiti, and other South Pacific destinations. Everything young adults need for a fun and relaxing vacation is included in their cruise, like fine dining, 24-hour room service, and live entertainment.

Best Paul Gauguin Cruises Trips For Young Adults

• Fiji, Tonga, Cook & Society Islands: This 11-night cruise departs from Lautoka, Viti Levu Island. Travelers will visit a selection of destinations throughout Fiji before heading to Nuku'alofa. Then the cruise ship will head to Aitutaki, Cook Islands before heading to the Society Islands. Here, guests will get to travel to Bora Bora, Taha'a Island, and Moorea.
• Society Islands & Tuamotus: This 10-night cruise takes off from Tahiti. During its journey, it will stop at destinations like Huahine, Bora Bora, Rangiroa, Fakarava, Taha'a Island, and Moorea.  

10. Princess Cruises

Cost: $88 to $31,240 | Trip Length: 2 days to 107 days  

Princess Cruises has cruises in many parts of the world . You can enjoy the sunny weather of the Caribbean or see fall foliage throughout Canada, among many other destinations across the world.

Why Young People Choose Princess Cruises

Princess Cruises hosts enjoyable cruises that are unlike the other guys. Young adults (and people of all ages) enjoy the assortment of themed cruises to choose from. There are themes like The Love Boat and 80s cruises. They feature live entertainment to fit the themes as well.

Best Princess Cruises Trips For Young Adults

• Australia Seacation: Princess Cruises has several options for the Australia Seacation. It's a 2-day cruise with ships departing from several ports throughout the country. You can find ships departing from Sydney, Melbourne, and Adelaide, traveling to various locations.
• Pacific Coastal: This 3-day cruise takes passengers from San Fransico, CA to Vancouver, British Columbia (Canada). It will also stop in Victoria, British Columbia.

11. SeaDream Yacht Club

Cost: $2799 to $10,299 | Trip Length: 4 days to 16 days

Don't let the name fool you, this company isn't just a yacht club. They also specialize in seabound vacations. SeaDream Yacht Club arranges luxury cruises throughout the Caribbean Islands and the Mediterranean. This private cruise line has peaked a lot of young adults' interest.

Why Young Adults Choose SeaDream Yacht Club

The team at SeaDream pays attention to the details that make for an excellent vacation at sea. Travelers can kick back, relax, and enjoy a luxury vacation. There's a pool, golf courses, and a spa on board. All suites have an ocean view, making them the perfect relaxation zone. Travelers can also enjoy al fresco dining in this peaceful setting.

Best SeaDream Yacht Club Cruises For Young Adults

• Southern Italy Wine Journey: This 7-day cruise offers the ultimate culinary experience. Travelers will also get to try many different types of wine from some of the top wineries in the world.
• Winward Islands Discovery: This 7-day adventure departs from Bridgetown, Barbados. During the vacation, the cruise ship will visit various locations throughout St. Vincent and the Grenadines. Before heading back to Barbados, it will stop at St. George's, Grenada

12. Uniworld

Cost: $2,699 to $23,799 | Trip Length: 8 days to 55 days

Uniworld offers the best in class experience when it comes to luxury cruises. All of the highlights of these cruise ships are put in place by travel experts to create a dream vacation at sea.

Why Young Adults Choose Uniworld

Uniworld has many options for adult-only cruises. Travelers feel like royalty as they get pampered on these cruise ships. The cozy rooms come with luxurious amenities. The food is served fresh with high-quality ingredients. There are also premium wines, beer, and spirits at the bar that are included with the vacation packages.

Best Uniworld Cruises For Young Adults

• Rhine & Moselle: This 10-day cruise departs from Strasbourg. During this cruise, travelers will get to visit Speyer, Cochem, Trier, Bernkastel, Boppard, and Frankfurt.
• European Jewels: This 16-day cruise takes travelers from Budapest to Amsterdam. It makes stops in popular destinations like Vienna, Passau, and Regensburg, among many more.
• Belgian Holiday Markets: This 8-day cruise starts off in Brussels. It travels to Gent, Hasselt, Maastricht, and Antwerp, where travelers can visit famous markets.

13. Viking Ocean Cruises

Cost: $3399 to $77,995 | Trip Length: 8 days to 138 days

Viking Ocean Cruises is an excellent choice for young adults that want to enjoy a high-end vacation. All travelers must be at least 19 years of age to travel on these cruise ships.

Why Young Adults Choose Viking Ocean Cruises

Viking Ocean Cruises is popular because of the smaller ship sizes. This allows many of the cruises to travel around areas that larger cruise lines don't have access to. Travelers will also get to learn more about the culture of the destinations they are traveling to onboard. Another perk of traveling with Viking Ocean Cruises is wine tasting with a professional sommelier.

Best Viking Ocean Cruises Trips For Young Adults

• Alaska & The Inside Package: This 11-day cruise departs from Vancouver, British Columbia where it travels to Alaska. It will visit several destinations throughout Alaska, including Ketchikan, Sitka, Juneau, and more.
• Iceland's Natural Beauty: This 8-day adventure departs from Reykjavik in Iceland. It will travel to several destinations throughout the country, like Akureyri, Westman Islands, and more.
• Bangkok, Bali, & Beyond: Enjoy a 13-day cruise focused on scenic sailing and Asian arts. During this cruise, the ship will travel to several destinations throughout Thailand, Malaysia, Singapore, and Indonesia.

14. Silversea

Cost: $3950 to $119,600 | Trip Length: 5 days to 140 days

Silversea is known for its small luxury cruise ships. Travelers can enjoy a lavish vacation on the sea while visiting some of the best locations worldwide.

Why Young Adults Choose Silversea

Silversea is the best choice for a luxury cruise. Travelers enjoy that they have access to butler services 24 hours a day. The team on this ship goes above and beyond to make sure every need of the passengers is met. Silversea has a reputation for personal and friendly service.

Best Silversea Cruises For Young Adults

• Galapagos Islands: This 7-day cruise departs from San Cristobal, Galapagos in Ecuador. It travels to many beautiful destinations throughout Ecuador, like Kicker Rock, Isla Bartolome, and more.
• American West Coast: This 11-day cruise departs in Vancouver, British Columbia and finishes in San Diego, California. During the journey, it will stop at destinations like Seattle, Portland, and San Fransisco along the way.
• Mediterranean: This 7-day cruise departs from Fusina, Venice in Italy. During the trip, the cruise ship will travel to select destinations in Croatia, Slovenia, Greece, and Montenegro.

15. Oceania Cruises

Cost: $1299 to $65,649 | Trip Length: 7 days to 218 days

Oceania Cruises makes it easier to book your dream cruise. They offer risk-free planning and some of the lowest rates on luxury cruises. Couples can even arrange 2-for-1 fares.

Why Young Adults Choose Oceania Cruises

With Oceania Cruises, there are more opportunities to find travel plans for any budget. This cruise line is known to have some of the best sales on cruise packages. Travelers can find sales on trips that can go as low as $99 per person. The cruise ships are very elegant and cozy, with fine dining areas.

Best Oceania Cruises Trips For Young Adults

• Barcelona to Athens: This 14-day cruise departs from Barcelona, Spain and finishes in Athens, Greece. It travels to several destinations throughout Malta, Isreal, Turkey, and Greece.
• Rome To Miami: This 16-day cruise departs from Rome in Italy. On its journey to Miami, Florida, it will stop at various locations throughout France, Spain, the UK, Antigua, and Puerto Rico.

16. Seabourn

Cost: $3,748 to $99,248 | Trip Length: 7 days to 6 months

Seabourn is a popular cruise line because they have smaller ships with spacious suites. The all-inclusive travel packages offer travelers more for their money.

Why Young Adults Choose Seabourn

Seabourne is an adult-orientated cruise line. While children are allowed on board, the atmosphere and activities are catered to adults. Travelers can enjoy relaxing at the spa, burn off some calories at the fitness center, or attend an interesting travel lecture. They can also enjoy exceptional gourmet food with the best hospitality.

Best Seabourn Cruises For Young Adults

• Glaciers & Alaska Inside Passage: This 7-day cruise departs from Vancouver, British Columbia in Canada and arrives in Juneau, Alaska.
• Wonders Of Western Iceland: This 7-day excursion departs from Copenhagen, Denmark and takes travelers to Reykjavik, Iceland.
• Riveria Romance: This 8-day cruise takes off from Monte Carlo, Monaco and takes travelers to some of the Mediterranean's most romantic destinations, like Palamos and Ibiza.

17. Windstar Cruises

Cost: $1899 to $44,714 | Trip Length: 7 days to 85 days

Windstar Cruises is a popular choice among young adults seeking a luxury vacation because of its private ship style. This cruise line is known for its award-winning service and exceptional culinary talent.

Why Young Adults Choose Windstar Cruises

Young adults enjoy the intimate setting of the Windstar Cruises ships. It's one of the best cruise lines for newlyweds or young couples to consider for a romantic getaway. This cruise line also prides itself on providing travelers with authentic experiences at the destinations they visit.

Best Windstar Cruises Trips For Young Adults

• Southeast Canadian Exploration: This 11-day cruise takes off from Montreal, Quebec in Canada and travels to Boston, MA.
• Naturally Costa Rica: This 7-day cruise takes off from Puerto Caldera. It visits several of the most beautiful areas of Costa Rica, including Playa Flamingo and Playas del Coco.
• Holy Lands & Petra Cruise: This fascinating 11-day cruise takes travelers from Amman, Jordan to Athens, Greece. It stops in Cyprus, Heraklion, and other destinations along the way.

18. Disney Cruise Line

Cost: $1014 to $4747 | Trip Length: 2 nights to 14 nights

Disney isn't just for kids. People in any age group can enjoy a memorable vacation on Disney's cruise line. After all, there is no age limit on enjoying the magic of Disney.

Why Young Adults Choose Disney Cruise Line

Disney cruise ships take passengers to beautiful destinations throughout the world. Young adults enjoy the excitement of life onboard a Disney cruise ship. There is world-class live entertainment, a great selection of dining options, and fun parties on board. You may even get to meet one of your favorite Disney characters.

Best Disney Cruise Line Trips For Young Adults

• Baja Cruise: This 5-night cruise departs from San Diego, CA and arrives in Ensenada, Mexico.
• 3-Night Bahamian Cruise: This 3-night excursion takes travelers from Miami, FL to Nassau, Bahamas.

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9 Best Cruises for Young Adults You Can’t Knock before you Try!

By: Author coupletraveltheworld

Posted on Last updated: July 9, 2023

Categories Cruise Tips

Wondering what are the best cruises for young adults and should you even take a cruise or is cruising just for old farts?

Cruises offer the perfect vacation option for those seeking a laid-back and entertaining holiday experience. It’s a time to unwind, enjoy the onboard entertainment, and indulge in relaxation. And young people even college students enjoy that too I have to say!

In the past, cruises stereotypically were associated with an older demographic. And yes, it’s true that oldies still really like cruises…. BUT cruise lines have recently realized that they can also be an appealing vacation to a younger group of travelers too and certain cruise lines have started catering to a younger market, which is why cruises have gained increasing popularity among young adults.

If you’re in your 20s or 30s, you might be wondering which cruise lines are best suited for your age group and which cater for a younger market.

One of the top choices for young adults seeking an adventure-filled journey is Carnival Cruise Lines . Known for hosting the best parties at sea, Carnival Cruise Lines offers a fun and vibrant atmosphere that appeals to young travelers. We have seen younger travelers really get into cruising on Carnival even getting matching cruise shirts .

Royal Caribbean is another popular option, offering exciting onboard activities such as watersports and live entertainment, making it an ideal choice for young adventurers.

For those looking for vacation packages within their budget, Norwegian Cruise Line offers a variety of options, including awesome Free at Sea promotions which include Free NCL Drink Packages – always a win and something we love about NCL.

With numerous excellent cruise lines to consider, partaking in onboard activities and entertainment is an integral part of the cruise experience. Today, we’ll delve into some of the best cruise lines for young adults – that aren’t just for greybeards. We are in our 30s and have been cruising regularly since our 20s so we know a think or two about cruises for young people, including the party cruise for college students, whats good and whats not.

9 Best Cruises for Young Adults You Must Try!

Royal caribbean.

Cost: $70 to $6,365 | Trip Length: 2 nights to 19 nights (generally)

Royal Caribbean stands out as one of the most popular cruise lines for young adults, thanks to its great deals and attractive prices.

Travelers can embark on an unforgettable journey aboard one of Royal Caribbean’s award-winning ships without breaking the bank. What sets this cruise line apart is its frequent sales and opportunities to save money on your trip.

It’s also a fun cruise line and not too fuddy-duddy. They are continually improving their product to appeal to a younger market.

Why Young Adults Choose Royal Caribbean: Every Royal Caribbean cruise ship is designed to deliver the ultimate sea adventure. Onboard, you’ll find a wide range of activities, including water parks and rock climbing walls. The ships boast a fantastic selection of restaurants and bars, offering live entertainment. And when you’re in need of some relaxation, tranquil lounge areas with nearby bars await.

Best Royal Caribbean Cruises For Young Adults (Examples, cruise itineraries constantly change)

• Perfect Day Getaway Cruise:This 2-night cruise departs from Orlando, FL, taking travelers to CocoCay in the Bahamas.
• Western Caribbean Cruise: Embark on a 7-night cruise from Galveston, TX, exploring Roatan, Honduras, as well as Puerto Costa Maya and Cozumel in Mexico.
• Fall Foliage Southbound Cruise: Depart from Quebec City on this 11-night cruise, exploring stunning locations throughout Quebec, Prince Edward Island, Nova Scotia, New Brunswick, Maine, and New Jersey.

Get the best deals on your Royal Caribbean cruise here .

Norwegian Cruise

Cost: $261 to $9,518 | Trip Length: 2 days to 21 days (generally)

Norwegian Cruise Line offers an extensive range of options, making it an excellent choice for young adults. Whether you’re on a budget or seeking luxury, this cruise line has something for everyone.

Why Young Adults Choose Norwegian Cruise Line: Norwegian Cruise Line prides itself on providing a freestyle vacation experience, allowing guests to enjoy activities on their own schedule. Onboard, travelers can indulge in activity zones, deck parties, and gourmet meals from a variety of restaurants. I really like that there is no set schedule with Norwegian making it better for young people.

Norwegian cruises is one of our personal favorite cruise lines. We recently came back from a trip on the Norwegian Star and had a great time. If you are hoping for more of a party cruise with Norwegian we would suggest booking a Bahamas or Caribbean cruise.

Best Norwegian Cruise Line Cruises For Young Adults (Examples, cruise itineraries constantly change):

• Alaska: Dawes Glacier, Juneau, & Ketchikan: This 7-day cruise sets sail from Seattle, WA, taking guests to several stunning destinations in Alaska before journeying to Victoria, British Columbia.
• Mediterranean: Italy, France, & Spain: Depart from Barcelona, Spain, on this 9-day cruise, exploring captivating locations throughout Spain, France, Italy, Sardinia, and Majorca.

Get the best deals on your Norwegian cruise here .

Carnival Cruise Lines

Cost: $100 to $2,600 | Trip Length: 2 days to 18 days (generally)

Carnival Cruise Lines has emerged as a top choice for young adults seeking non-stop fun and excitement. With a plethora of different cruise options, the party never stops aboard these ships. One of the best cruise options for college students looking for a good time on spring break

Why Young Adults Choose Carnival Cruise Lines: Exciting onboard activities are the main draw for young adults. Travelers can enjoy thrilling experiences like ziplining, family feud games, or exhilarating water slides.

The ships also feature relaxing spas, ensuring everyone gets a chance to unwind and rejuvenate. Additionally, Carnival Cruise Lines offers spacious and comfortable suites, adding to the appeal for young travelers.

Best Carnival Cruise Lines Cruises For Young Adults (Examples, cruise itineraries constantly change):

• Baja Mexico- Carnival Radiance: This 4-day cruise departs from Long Beach in Los Angeles, CA, taking travelers to Catalina Island and Ensenada.
• The Bahamas- Carnival Liberty: Depart from Port Canaveral in Orlando, FL, on this 3-day cruise, exploring Bimini, an island in the western district of the Bahamas.
• Eastern Caribbean- Carnival Elation: Embark on a 7-day cruise from Jacksonville, FL, visiting Grand Turk, Half Moon Cay, and Nassau.

Get the best deals on your carnival cruise here .

MSC Cruises

Price Range: $119 to $3791 | Trip Duration: 1 night to 117 nights (generally)

MSC Cruises takes pride in offering incredible deals on cruises to top vacation destinations worldwide. Whether you’re looking for a longer getaway or a quick weekend cruise, MSC Cruises has you covered.

Why Young Adults Choose MSC Cruises: MSC Cruises ensures a safe and enjoyable travel experience for young adults. Onboard, you can engage in a variety of activities, including the casino, 4D cinema, and mini bowling. Guests can also savor award-winning entertainment and explore an onboard art gallery. Numerous bars, lounges, restaurants, and buffets cater to your dining and entertainment needs.

Best MSC Cruises Trips for Young Adults (Examples of cruises that have run in the past, current itineraries may vary)

• Caribbean & Bahamas: Embark on an 8-day cruise from Port Canaveral in Orlando, FL, and explore various enchanting locations in the Bahamas and Mexico.
• Mediterranean: Enjoy a 7-night trip departing from Venice, Italy. This itinerary takes you to captivating destinations like Kotor, Montenegro, Mykonos and Santorini in Greece, and concludes in Bari, Italy, before returning to Venice.

Get the best deals on your MSC cruise here .

Celebrity Cruises 

Price Range: $169 to $20,910 | Trip Duration: 3 nights to 12 nights (generally)

Young adults are drawn to Celebrity Cruises for a taste of the celebrity treatment. This cruise line offers award-winning experiences that take you to some of the most sought-after vacation destinations worldwide.

Why Young Adults Choose Celebrity Cruises: Celebrity Cruises is renowned for its tranquil and luxurious ambiance, making it an ideal choice for those seeking relaxation at sea. The Retreat provides an exclusive retreat for guests to unwind in a luxury lounge, soak up the sun on the sundeck, or indulge in a meal at a private restaurant.

Best Celebrity Cruises Trips for Young Adults (Examples of cruises that have run in the past, current itineraries may vary)

• Ultimate Southern Caribbean Cruise: Embark on a 10-night adventure from Fort Lauderdale, FL, exploring stunning destinations such as Antigua, Barbados, St. Lucia, Martinique, and St. Kitts & Nevis.
• Western Caribbean Cruise: Set sail on a 7-night journey from Fort Lauderdale to Key West, FL, with stops at Belize City and Cozumel , Mexico, followed by a visit to Bimini, Bahamas, before returning to Fort Lauderdale. 

Get the best deal on your celebrity cruise here .

Disney Cruise Line

Price Range: $1014 to $4747 | Trip Duration: 2 nights to 14 nights (generally)

Disney Cruise Line proves that it’s not just for kids. People of all age groups can embark on a truly magical vacation with Disney’s renowned cruise line. After all, there’s no age limit to experiencing the enchantment of Disney.

Why Young Adults Choose Disney Cruise Line: Disney cruise ships transport passengers to stunning destinations worldwide, offering a perfect blend of adventure and entertainment. Young adults are captivated by the vibrant onboard atmosphere, featuring world-class live entertainment, an extensive selection of dining options, and lively parties. Plus, there’s always a chance to meet beloved Disney characters. And no thats not just for kids!

Best Disney Cruise Line Trips for Young Adults (Examples of cruises that have run in the past, current itineraries may vary)

• Baja Cruise: Embark on a 5-night cruise from San Diego, CA to the charming city of Ensenada, Mexico.
• 3-Night Bahamian Cruise: Set sail on a 3-night excursion from Miami, FL to the captivating Nassau, Bahamas.

Get the best deal on your Disney cruise here .

Cost: $3,748 to $99,248 | Trip Length: 7 days to 6 months

Seabourn entices travelers with its smaller ships boasting spacious suites, providing exceptional value with all-inclusive travel packages.

Why Young Adults Choose Seabourn: Seabourn caters to an adult-oriented experience, although children are welcome onboard. The atmosphere and activities are tailored for adults, offering opportunities to relax at the spa, engage in fitness activities, and attend intriguing travel lectures.

Exceptional gourmet cuisine and top-notch hospitality further enhance the appeal of Seabourn cruises.

Best Seabourn Cruises For Young Adults:

• Glaciers & Alaska Inside Passage: Embark on a 7-day cruise from Vancouver, British Columbia, in Canada, and arrive in Juneau, Alaska, while marveling at the breathtaking glaciers.
• Wonders Of Western Iceland: Embark on a 7-day excursion from Copenhagen, Denmark, to Reykjavik, Iceland, exploring the wonders of Iceland’s western region.
• Riviera Romance: Embark on an 8-day cruise from Monte Carlo, Monaco, and experience the most romantic Mediterranean destinations such as Palamos and Ibiza.

Get the best price on your Seabourn cruise here .

Oceania Cruises

Cost: $1299 to $65,649 | Trip Length: 7 days to 218 days (generally)

Oceania Cruises simplifies the process of booking your dream cruise, offering risk-free planning and competitive rates. Couples can even take advantage of 2-for-1 fares upon occasion.

Why Young Adults Choose Oceania Cruises: Oceania Cruises  elegant and cozy ambiance, coupled with fine dining options, further enhances the appeal for young adults.

Best Oceania Cruises Trips For Young Adults (Examples of cruises that have run in the past, current itineraries may vary)

• Barcelona to Athens: Embark on a 14-day cruise journey from Barcelona, Spain, to Athens, Greece, with stops at captivating destinations in Malta, Israel, Turkey, and Greece.
• Rome to Miami: Set sail on a 16-day cruise departing from Rome, Italy, and concluding in Miami, Florida. Explore various enchanting locations in France, Spain, the UK, Antigua, and Puerto Rico.

Book the best deal with Oceania on expedia .

Cost: $3950 to $119,600 | Trip Length: 5 days to 140 days

Renowned for its small luxury cruise ships, Silversea offers a lavish vacation experience while exploring the world’s finest destinations.

Why Young Adults Choose Silversea: Silversea is the epitome of luxury cruises, providing round-the-clock butler services to cater to every passenger’s needs. The onboard team excels in delivering personal and friendly service, ensuring a memorable voyage.

Best Silversea Cruises For Young Adults (Examples of cruises that have run in the past, current itineraries may vary):

• Galapagos Islands: Embark on a 7-day cruise from San Cristobal, Galapagos, in Ecuador, and explore stunning destinations such as Kicker Rock and Isla Bartolome.
• American West Coast: Embark on an 11-day cruise starting from Vancouver, British Columbia, and culminating in San Diego, California. Experience the allure of Seattle, Portland, and San Francisco along the way.
• Mediterranean: Embark on a 7-day cruise departing from Fusina, Venice, in Italy, and discover captivating destinations in Croatia, Slovenia, Greece, and Montenegro.

Get the best deal on a SilverSea cruise with cruisedirect here .

Why Choose Cruises as a Vacation Option as a Young Adult?

In recent years, young adults, including college students and young professionals, have increasingly discovered the appeal of cruises. Cruises have also changed over the years and adapted their activities to reach a younger market who have shown an interest in cruising as their vacation.

The allure of cruises lies in the abundance of activities, entertainment, and the opportunity to explore new destinations, making it a convenient and enjoyable way to experience the world.

The all-inclusive nature of cruises is one of the primary reasons people opt for this type of vacation. With accommodations, meals, and entertainment bundled into a single package, travelers can indulge in a hassle-free getaway that often provides excellent value for their money. Why stay in a hostel when you can cruise for the same $?

Tailored cruises for 21-year-olds and other young adults strike the perfect balance between relaxation, excitement, and cultural immersion. Leading cruise lines such as Royal Caribbean, Norwegian Cruise Line, and Carnival Cruise Line specifically cater to this demographic by offering age-specific activities, parties, and events that create a vibrant and engaging atmosphere onboard.

Moreover, many cruise lines now curate themed voyages centered around specific interests, such as music festivals, wellness retreats, or adventure excursions, making cruises an ideal vacation choice for young travelers.

Top Pick: Best Cruise for Young Adults in 2023

Our top pick for the best cruise tailored for young adults in 2023 is the Norwegian Encore by Norwegian Cruise Line . This cutting-edge ship provides an exceptional combination of entertainment, dining options, and onboard activities specifically designed to cater to the preferences and interests of young adults, ensuring an unforgettable cruise experience.

We really love the Norwegian brand (we’re now sapphire members and started cruising with them in our 20s) so it comes as no surprise that Norwegian came out on top for us. We think it is a great cruise brand for younger people.

The Norwegian Encore stands out with its extensive array of onboard activities. Young adults can embrace the excitement of the largest race track at sea, the Encore Speedway, or engage in thrilling competitions at the open-air laser tag arena. Additionally, the ship features a remarkable aqua park with multi-story waterslides and splash zones, offering plenty of fun-filled moments. For those seeking relaxation and wellness, the Mandara Spa & Salon and the adults-only Vibe Beach Club offer serene retreats.

Entertainment on the Norwegian Encore is truly exceptional. Guests can enjoy world-class Broadway-style productions like “Kinky Boots” and “The Choir of Man,” as well as live music performances and comedy shows.

The ship’s diverse bars and lounges, such as the Skyline Bar with its panoramic ocean views and the interactive Galaxy Pavilion, create a vibrant and social atmosphere for mingling and making new connections. The Norwegian Encore excels in its dining options as well.

With over 20 different dining venues, ranging from Italian cuisine to Japanese delicacies, guests can savor a wide variety of culinary experiences, from casual eateries to specialty restaurants offering international flavors.

The ship’s Freestyle Dining concept allows guests the freedom to dine whenever and wherever they prefer, without fixed dining times or assigned seating. This is something which I think is great you young people.

Lastly, the Norwegian Encore offers an enticing selection of itineraries that cater to the adventurous spirits of young adults. With destinations such as the Caribbean, Bermuda, and the Mexican Riviera, these itineraries feature exciting ports of call, enabling guests to partake in exhilarating shore excursions, immerse themselves in local culture, and engage in adrenaline-pumping activities.

See best deals for sailing the Norwegian encore here .

A meal in the signature french restaurant on Norwegian

Best Party Cruises for Young Adults 

When it comes to the best party cruises for young adults, we have three outstanding options that guarantee an unforgettable experience.

Choose any of these three options for an exhilarating party cruise, tailored to the preferences of young adults seeking lively and vibrant onboard experiences.

Carnival Vista by Carnival Cruise Line

Known as the “Fun Ships,” Carnival Cruise Line is renowned for its vibrant atmosphere and energetic nightlife, making the Carnival Vista an ideal choice for young adults seeking a party-centric cruise.

The ship offers a variety of bars, lounges, and clubs, including the lively RedFrog Rum Bar, the vibrant BlueIguana Tequila Bar, and the energetic Liquid Nightclub. Themed parties and deck parties add to the excitement, ensuring non-stop entertainment for party enthusiasts.

Get the best deals on Carnival Vista with expedia here .

Harmony of the Seas by Royal Caribbean

Royal Caribbean’s Harmony of the Seas promises an exhilarating nightlife scene for young adults looking for a party cruise. The ship boasts a dynamic array of bars and lounges, such as the innovative Bionic Bar, the lively Boleros, and the inviting Boot & Bonnet Pub.

The highlight of the ship’s entertainment is Club Twenty, an onboard nightclub featuring a talented DJ, a spacious dance floor, and a vibrant atmosphere perfect for late-night revelry. With themed parties and events, the ship keeps the energy high throughout the journey.

Get the best deals on Harmony of the Seas with expedia here .

Scarlet Lady by Virgin Voyages

For a unique and upscale party cruise experience exclusively for adults, consider Virgin Voyages’ Scarlet Lady. This cruise line creates a luxurious and sophisticated ambiance while offering ample opportunities for late-night fun.

The ship features a range of stylish bars and lounges, including the extravagant Manor nightclub, inspired by Richard Branson’s personal recording studio. Virgin Voyages also hosts themed parties and events like the Scarlet Night Party and the Aquatic Club, providing young adults with an unforgettable party experience in an upscale and modern environment.

Get the best rate on Virgin Voyages with cruisedirect here

Best Mediterranean Cruises for Young Adults 

If you’re a young adult seeking an unforgettable Mediterranean cruise, we have three outstanding options that will satisfy your wanderlust. Let’s explore them in detail:

Odyssey of the Seas by Royal Caribbean

Royal Caribbean’s Odyssey of the Seas offers a perfect blend of adventure and relaxation. This innovative ship boasts a wide range of exciting onboard activities, dining options, and entertainment.

You can catch a wave on the surfing simulator, experience the thrill of skydiving in the onboard simulator, or enjoy bumper cars and roller skating at the SeaPlex, an indoor sports complex.

The itineraries take you to iconic Mediterranean destinations such as Rome, Barcelona, and the Greek Islands, allowing you to immerse yourself in the beauty and culture of the region.

Note: Itineraries change and this ship is not always in the Mediterranean.

Get the best deals on Odyssey of the Seas by Royal Caribbean with expedia here .

Norwegian Epic by Norwegian Cruise Line

Norwegian Epic is renowned for its Freestyle Cruising concept, providing young adults with the freedom to customize their vacation experience. The ship offers an array of dining options, a vibrant nightlife scene, and world-class entertainment like the famous Cirque Dreams and Dinner show.

With stops at popular Mediterranean destinations like Cannes, Naples, and Majorca, you’ll have ample opportunities to explore the region’s rich history and immerse yourself in its vibrant culture.

Get the best deals on Norwegian epic here .

Best Cruises for Single Young Adults 

If you’re a single young adult looking for an exciting and social cruise experience, we have three fantastic options tailored to your needs. Let’s explore them in detail:

Norwegian Getaway by Norwegian Cruise Line

Norwegian Getaway tops our list with its exceptional amenities and entertainment options specifically designed for solo travelers. The ship features Studio staterooms, offering comfortable accommodations exclusively for single guests. These staterooms grant access to the Studio Lounge, a dedicated social space where you can connect with fellow solo travelers and forge new friendships. They also have LGQT meet ups for solo gay, trans, queer etc travelers.

With the ship’s Freestyle Dining concept and diverse entertainment choices, including live performances and themed parties, mingling with other guests in a relaxed and casual atmosphere is effortless.

Get the best rates on the Norwegian getaway here .

Anthem of the Seas by Royal Caribbean

Royal Caribbean’s Anthem of the Seas is another excellent choice for single young adults seeking adventure and social connections.

The ship offers an array of activities and entertainment options that cater to solo travelers, such as the thrilling RipCord by iFLY skydiving simulator, the captivating North Star observation capsule, and the immersive Vistarama shows in the Two70 lounge.

Solo guests can enjoy the spacious Virtual Balcony staterooms, providing real-time ocean views. With multiple dining venues and a vibrant nightlife scene, there are ample opportunities to meet like-minded guests and create lasting memories.

Book your cruise here .

For a more adult-focused cruise experience, consider Virgin Voyages’ Scarlet Lady.

This adults-only ship provides amenities tailored to solo travelers, including Social Insider cabins designed specifically for single guests. The ship offers a vibrant atmosphere and a wide range of onboard activities, such as fitness classes, spa treatments, and cooking demonstrations, providing numerous opportunities to socialize and connect with fellow travelers.

The lively bars, lounges, and themed parties create the perfect setting for single young adults to have a fun and unforgettable cruise experience. Choose any of these three options for a remarkable cruise adventure as a single young adult.

Book your virgin cruise here .

So are you up for trying a cruise for your vacation?

Whether you’re seeking adventure, luxury, or relaxation, there’s a cruise line that’s perfect for your young adult getaway. Embark on a memorable journey, create lifelong memories, and find the cruise line that matches your travel preferences.

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Best Cruises for Young Adults

Our itineraries are widely recognized as being family-oriented vacations, but they’re also among the best cruises for young adults. With endless entertainment on board and unforgettable excursions on shore, there’s a world of exploration awaiting teens and those in their 20s. Whether setting out on a trip with your best friends or your family, here are the best cruises for young adults.

Most Fun Cruise Ships for Young Adults

The most fun cruise ships know that onboard activities are just as important as onshore excursions. That’s why all of our ships give young adults the freedom to explore on their own with unique onboard entertainment. The Beach House invites teens ages 12-17 to meet their peers in this surf-themed hangout. With movies, video game competitions and dance classes, they can stay entertained while making lifelong friends. In addition to the Beach House, all of our ships include programs exclusively for teens , like our Rock the Boat Party. With a red carpet-lined entrance, hand-crafted mocktails and chart-topping music, this night-long celebration is what makes our ships one of the best party cruises for a younger crowd.

Best Cruises for Young Adults in Their Teens

Even more important than the ship is the destination. The best cruises for young adults involve locations with action-packed adventures like the Eastern Caribbean , Mexico and Hawaii. Snorkel past shipwrecks in the Cayman Islands. Embark on an off-road adventure through Cabo’s Wild Canyon by way of UTV. Or, zipline 1,000 feet above the ground over lush canopies in Kauai. With Princess®, there’s no shortage of excitement for teens and young adults alike.

Best Cruises for Young Adults Traveling with Friends

We know teens won’t always travel with their families, which is why we created our three-to-five day Getaways . As an affordable option for those looking to travel with friends, they’re one of the best cruises for young adults. Our itineraries include voyages on the West Coast and the Caribbean , so guests can visit iconic stateside cities or enjoy the laid-back atmosphere of the tropics. For adults 21 and older, experience Wine Country without the extra fees of hotels and transportation. Taste perfectly ripe champagne, or dine al fresco with a picnic in the vineyards. In the Caribbean, embark on a thrilling speed boat ride to Passion Island, where complimentary food and beverages await. On any of our Getaway cruises, young adults can take the vacation that they want without sacrificing money that they need.

When planning your next vacation, remember that the best cruises for young adults are those that offer engaging activities both on land and on board. Experience the best of both worlds when you sail with Princess.

The best cruise for young adults

Old stereotypes die hard. And that is very true for the cruising industry. Once upon a time, a cruise vacation was only for the over 55s. Activities onboard were mediocre, and the best entertainment was a quiz night.

In recent years all that has changed. Drastically. And we’re here to tell you why you are never too young to cruise. And to give you tips about the best cruise for young adults.

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What makes a great cruise experience for younger cruise guests?

Many cruise lines have invested an extraordinary amount in newer, bigger, and more exciting ships at sea. They have deliberately turned their marketing efforts into attracting younger adults, starting with the 20 and 30 somethings.

And that’s not all. We are so relieved that they have realized 55 is the new 40. 

Many 55+ travelers take an instant dislike to anything targeted to over 55s. And that’s because most cruise guests over 55 are no different from those in their 40s. And that is active, adventurous, and looking for a fun cruise experience.

Some are couples, others travel with families on multi-generation cruise trips , and many others choose to cruise solo .

Most families choosing a cruise line expect a great all-around experience for every family member. Think adrenaline-pumping activities, fantastic bars and nightlife, an excellent kids club, and fabulous destinations. You are looking for luxury, relaxation, and great food and drink. And you’re looking to make new friends.

A perfect cruise vacation for young couples, families, and solo travelers

So let’s look at how a cruise vacation is now for everyone. And that includes young adults, the older guests, and everyone else in between. It’s about finding the right cruise for you and your family or just for you as a solo traveler .

Cruising is an ideal holiday for 20 to 30-year-olds. So let’s dispel the myth that it’s for “oldies only.” A luxury cruise ship with fun and active entertainment, activities, and shore excursions, is available at a more reasonable price than you may first imagine.

Outstanding activities and one-of-a-kind experiences

Royal Caribbean is one of the best cruise lines leading the way for daring and exciting activities onboard. They offer outstanding kids’ clubs so Moms and Dads can relax. Their latest cruise ship, Wonder of the Seas, offers surf simulators, dry slides, ice skating, zip lining, and much more. This Oasis-class ship also has fantastic entertainment, ensuring the best cruise for young adults that you could want.

Shows onboard are bigger and better than ever before. Some are Broadway quality. Expect great entertainment every evening in the theater. From stand-up comedians to illusionists, singing stars, and entire broadway productions, you turn up and enjoy a night out. All a short walk away from your cabin.

Water parks, fountains, and giant slides will guarantee to bring out the kid in you, whatever age you are.

Bars of all kinds can be found onboard. The latest technology and brilliant barristers (sometimes robotic) ensure a fantastic atmosphere with musical entertainment to suit all tastes.

It’s time to think beyond the traditional ballroom-style dancing of many earlier cruise ships. While that still exists on certain cruise lines such as Cunard , you will find everything from clubs to karaoke with stunning light shows and laser effects. They rival the most modern dance clubs around.

So how does your cruise line retain loyal (older) cruise guests while attracting the younger generation?

The answer is variety. Most cruise lines offer hundreds of cruise routes and destinations to choose from. Ships of all sizes incorporating different facilities onboard mean that there is most certainly a cruise to suit you. 

The best cruise lines offer a great choice of larger cruise ships. And this means that the design can incorporate many different areas or neighborhoods onboard. This spreads out the guests. If one in 5000 onboard, you can still move about freely without being overcrowded. 

Brilliantly conceived and executed activities, events, dining, and entertainment all fall under the watchful eye of a cruise director. There is, quite simply, so much to choose from you will find that guests do not know all flock to the same thing at the same time. Apart from the dining, perhaps.

The style, variety, and sheer volume of dining possibilities make it impossible not to find the perfect meal that suits you. Cruise lines must and do cater to all tastes. You can inform them of your specific dietary requirements before your cruise, and choices on board should be plenty. And if it’s not, a quiet word to your Maître d’ will soon sort that out.

Kids clubs for young families – from tots to teens

Kid’s clubs and teen clubs are better than ever. They are so good that perhaps your little one will prefer to spend time with new little friends rather than with you while onboard. It has been known. 

Outside of club opening times, there is also the option of babysitting. Gone are the days when you may have once contemplated a cruise but felt you couldn’t enjoy the facilities because you’d been running around after your toddler all day. Help is most certainly at hand in the form of professional care and endless kiddie activities.

Family prices for an all-inclusive vacation and cabins to suit all budgets

A cruise vacation does not have to break the bank. Far from it. More and more young adults are discovering just what value for money a cruise can be. From the beginning, you can choose what you want to include over and above your cabin and dining. And pay upfront. It’s an excellent way to avoid hidden costs along the way.

Take, for example, a family of four, two adults and two children, who book a 4-berth inside cabin. All your meals are included. And if you do not want a drinks package, water, juice, tea, and coffee is available in the buffet restaurant at no extra charge. 

An inside cabin is the lowest price point, meaning cash over can be spent on pre-booked excursions. And now compare this with a 5-star hotel resort where you pay extra for all your meals, drinks, and activities. Then think how much more you get for your hard earned money on board a cruise ship. Remember, kid’s clubs, most entertainment, and many activities are included in the basic cost of your cruise. And there are always deals to be had.

So for the budget-conscious family, and let’s face it, all of us want value for our money, cruise holidays are certainly worth your consideration. Cruise fares vary between cruise lines, but all want to be competitive and win your business. And even once you are booked, you should monitor the price of your cruise. Any price drop and you can ask for the difference to be refunded.

Remember to check the price of your cruise – even after you have booked

If the cost of the exact cruise and cabin category you have chosen is reduced between the time you pay your deposit and the time your final payment is due, ask the cruise line to refund you the difference.

This is not done automatically. You must contact the cruise line yourself and request this. Alternatively, if you have booked through a travel agent, ask them for help. You could save hundreds if not thousands making the best cruises even better.

You unpack your suitcase only once—more time for fun.

If you are looking for a multi-experience vacation but prefer not to island hop, dislike train travel, or do not want the expense of car rental or flights between different locations, then a cruise is for you. Packing is made easy, and you only unpack your cruise essentials once. Your cabin becomes your second home.

The journey from port to port is seamless, and between all the activities and entertainment onboard, you will be at a new destination before you know it. Seriously. What is not to love?

Nightlife and fun, new friends, and extraordinary cultural experiences

A cruise also fits the bill for the young crowd looking for a bachelor or bachelorette party venue or best friends looking for luxury and fun in the same place. Most cruise lines offer short cruises of 2 or 3 nights which makes the perfect weekend getaway and an affordable price. 

A family get-together where there is something for everyone

Love to spend time with your folks but need space to do your own thing too? Or looking for a way for grandparents to spend quality time with the grandkids while you relax? Multi-generation cruises are more popular than ever.

Cruise lines offer large family suites, adjoining cabins, and venues where you can sit together for dinner each evening. It makes for a seriously memorable family holiday. And possibly one of the most relaxing you will ever have.

Which cruise lines are best for the younger crowd or young families?

Most young cruise guests want fun, entertainment with a lively atmosphere, the chance to meet others, and endless activities on board while we are all still active enough to join in.

Choose a newer cruise ship belonging to the Oasis class ships of Royal Caribbean or the new Breakaway Plus class from Norwegian Cruise Line, for example. Bigger ships mean more of everything. These are our firm favorites if you are part of the younger crowd:

Royal Caribbean International

Royal Caribbean (voted time and again as the best cruise line) and their unique Oasis-class ships are the biggest ships at sea. Packed full of activities, you will never be bored. When docked in port, these ships will outsize the neighboring ship, and you will understand that you genuinely are holidaying on a floating resort.

• Oasis of the Seas
• Allure of the Seas
• Harmony of the Seas
• Symphony of the Seas
• Wonder of the Seas
• Icon of the Seas (scheduled for its debut sailing in 2023)
• Utopia of the Seas (scheduled for its debut sailing in 2024)

Norwegian Cruise Line

Norwegian Cruise Line has an excellent reputation for solo travelers and has solo cabins, so you can avoid paying full fare for a regular-size cabin with single occupancy. They are also popular with young families and travelers for fun activities and their many restaurant choices onboard. Some ships have around 28 different venues where you can choose to eat. They offer a “free at sea” concept where you can choose what you want to include in your cruise at one fixed price. Look at the newer ships in Norwegian’s Breakaway Plus class:

• Norwegian Encore
• Norwegian Bliss
• Norwegian Escape
• Norwegian Joy

Carnival Cruise Line

Carnival Cruise Line has long been associated with being the party cruise line. It includes themed cruises, famous DJs, and fabulous deck parties that suit young adults looking for fun. You need not look much further if you’re looking for festivities from the moment you board your cruise ship. Our favorite Carnival Cruise Line ship is the newest Carnival Mardi Gras.

And it makes sense that this cruise ship, with the only roller coaster at sea, has its home port in the fun capital of Port Canaveral, Orlando. Young adults and the young at heart will enjoy the party, and Carnival is a less expensive option compared to the Disney cruise line.

Which cruise lines are best for the older crowd who are young at heart?

By this, we mean the older guests still looking for an active adventure.

Many of the cruise lines mentioned above will suit you too. If you still want a good level of activities but without all the bells and whistles, look at Celebrity Cruise Line as a good alternative. Celebrity Cruises has a reputation for attracting a slightly older crowd, with an excellent dining experience onboard while still having great entertainment on board.

Find your inner adventurer with an expedition cruise

But if you are a true adventure seeker looking for something out of the ordinary, expedition cruises may be for you. If you have a more expendable income and a bigger budget, expedition ships can take you on unique adventures to further points on the globe.

While these expedition cruises come at a premium price, they are often unforgettable. You will try new activities you have never thought you would do. You must be fit and active to join in most excursions and make the most of these cruises’ unique opportunities. An ideal choice if you are always looking for action and adventure, no matter your age.

Remember that you choose expedition cruises for the destinations and experiences you will have in these places, not for the activities onboard. Life onboard has a fun but more subdued tone focusing on guest speakers and environmental experts giving lectures. Hence, you fully immerse yourself in the off-the-beaten-track destination experience. Expedition cruises are aimed at adults, with few young families on board.

Top 8 essential search criteria when looking for the best cruise for young adults

• Consider shorter cruise trips of between 3 to 5 nights if you have limited travel time or have a lower budget. A short cruise could be the best for young adults looking to celebrate a wedding, bachelor or bachelorette party, or just a few days away with good friends.
• Research your itinerary and see how long your ship stays in port daily. If you are lucky to have an overnight stay, you can enjoy the local nightlife the destination offers. Do your own shore excursions to save money, as cruise shore excursions tend to be pricier.
• Look for a departure port that is driveable or easy to reach. Cutting down on transportation expenses means more money for the onboard experience.
• If you have a young family, look at the kid’s clubs offered by each cruise line. There are often babysitting options too. And by kids clubs, we also mean clubs for teens. So if you are doing a generation trip traveling with a large family, everyone will get the chance to meet other youngsters of a similar age.
• If you are younger travelers cruising together, share a cabin to keep down costs. Alternatively, get adjoining cabins to share the fun! Open the connecting door, and you will feel like you and your friends will have more space. Modern cruise ships have many connecting cabins onboard.
• Once you have booked, make sure you monitor the price of your cruise. If the price goes down, you can ask the cruise line to refund the difference! So be vigilant and check often. After all, the best cruise for young adults is also one that can save you money along the way.
• When you have chosen the cruise line that suits you, sign up for their newsletter. You will get special offers and campaign information in your mailbox.
• If your best cruise for young adults is one where you are traveling solo, join the roll call for your chosen cruise on Cruise Critic. In addition, find the Facebook group for your particular cruise and get to know folk before you leave home!

Need more tips on cruising? We’re here to help!

Cruise packing list essentials – 24 great tips

Cruise solo – the best cruises with single cabins

11 Top tips for booking a cruise and avoiding common mistakes

Cruise from Rome – the essential guide

The 8 best cruise ships for families and kid-friendly cruises

Meet the author: Sarah has created and booked hundreds of travel itineraries for thousands of customers during a career in the travel industry that spans 20 years. Having worked hand in hand with cruise lines, hotels, airlines and tour operators worldwide, she offers inspiring & detailed insights in the world of travel and tourism.

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• Royal Caribbean International

What is the best Cruise Company for 30-40 years olds who like to enjoy themselves

By Lou_70 , June 15, 2005 in Royal Caribbean International

Which Cruise Companies/ships cater to 30-40 year olds no kids   123 members have voted

1. which cruise companies/ships cater to 30-40 year olds no kids.

• Carnival 22
• Royal Caribbean - Smaller classes 23
• Royal Caribbean - Voyager Class 58
• Celebrity 16
• Please sign in or register to vote in this poll.

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Just wondering what everyone thought about specific companies for cruises. We are both 35-40. We both like parties and dancing, not too thrilled about sitting around and watching the boat move or boring stuff(to us). Thanks

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You really haven't given enough information about your tastes, likes and dislikes. Do you want to use an inline skating track, climb rock climbing walls?

Do you prefer dressy dinners with excellent food or prefer dressing down and good but rather mediocre grub? Sophisticated, refined decor or the Mall of America of the Seas? PA announcements hawking bingo, pool games and the like, or solitude? Does the itenerary matter? Lots of kids or more adult like?

sorry . We enjoy partying, drinking, dancing, eating, did I say partying. Not to thrilled about solitude or bingo or anything else that does not include a frosty beverage or some food line.

ImpulsivePuppy

Cruising89143

Drinking and partying...................... then Carnival is right up your alley.

I'd have to say Carnival's was more of a party ship than RCI's ("not that there's anything wrong with that") ;) Both were fun!

Not too thrilled about sitting around watching the boat move?!

LOL! That's just TOO funny.. Was this an experience from a previous cruise?

I just can't help but ask!

I can't think of one place other than HAL where you 'sit and watch the boat move' as not too much else on HAL does! But that's coming from someone who is not HAL sail age. I am sure to them, they're just speeding along!

They're correct, Carnival is known for it's lively vegas style drinking partying crowd. But so are the short RCC cruises, like to the Bahamas and stuff like that. Try one of the nicer larger Carnival ships. You should be able to get variety plus partying there.

i thought there were plenty of people having a good time on our last adventure of the seas cruise- the bars were pretty full, the disco was swinging- the casino was okay-but everyone was having fun everywhere- the party is what you make it- carnival is a party ship too though- all that we have been on anyway- good luck and have a great time whichever you choose

We sail Royal Caribbean, Norwegian, and Carnival and like all of them. These are my favorite things about each line. Each line has a mix of age groups, but Carnival definetely attracts people under 40 on their caribbean cruises. The Mexican Riviera during the winter months and Alaska during the Spring attract the elderly. Wait until warmer weather for those destinations if you want a better mix of ages. My likes & dislikes:

Norwegian (Dawn)our favorite ship: Freestyle Dining eating where and when you want choosing from many restaurants on ship-- Italian, Mexican, French, Steak House, Chinese, Japanese, American, English Pub, BBQ, Buffets, NY Deli, etc. (Loved the rice and lomein in Blue Lagoon.)

Great Band in Main Lounge Every Night w/smoking & non-smoking sections.

(60's-present) Variety of music each night was fun for every age group.

Movie Cinema was very popular. Most ships don't have one.

Casino was larger than most ships and had a hallway for those who didn't want to go through casino to Theater each night.

2 for 1 DRINKS AFTER 11PM. Buy a 12 pack and pay for a 6pack. Our refrig. was full. Other cruiselines only offer a drink of the day.

Royal Caribbean: Beautifully deocrated ships. Excellent Entertainment.

Lots of athletic activities: miniature golf, rock climbing wall, etc. Looking forward to upcoming cruise in October on newer Jewel of the Seas because they will offer a couple more dining options than our last RCL cruise. Negative: I get sick of eating in the same dining room with the same waiter and same guests on a 10 day cruise. Royal Caribbean definetely needs to add more restaurants for those guests who get bored with the one dining room and only have the buffet as an option.

Carnival: Definetely caters to younger people than older people. Best pizzeria w/caesar salad and ice cream 24 hours. Casino on our next Carnival (Triump) cruise is reportedly one of the largest casinos on ships.

Carnival's Entertainment is usally rated #1 by the Travel Channel on their review of cruiselines. Our last Carnival cruise had Kareoke every night from 10-midnight. We missed that on our last Royal Caribbean cruise. They only had it once or twice.

Compare prices, ports of call, #sea days, and restaurant options. Try a different line each year and see which you like best.

heathernijoli

<Lou_70 said: What is the best Cruise Company for 30-40 years olds who like to enjoy themselves >

I don't know any 30-40 year olds who DON'T like to enjoy themselves...

..but my vote goes for Voyager class!:D

We are in our mid- to late-30s and are taking an RCI cruise in August. I think that in addition to the cruise line, it'll also depend on where the cruise is going. Carnival is known more to the "party" atmosphere, but I'm also a firm believer that fun is what you make of it...we also usually take cruises where there are a lot of ports so you're never bored...not necessarily the most relaxing vacations, but definitely some of the most adventurous!!!

Lou, you have been on 4 cruises. You should have a pretty good handle on it by now. What exactly are ya looking for. Stay clear of Hal and X and you should be fine.

I have a good handle on it. I am convinced that Voyager class is the right fit for me, but since I have not cruised on some of the other companies lines I wanted to make sure I was not missing something.

I can't imagine you'd be disappointed on the Voyager class. Go have some fun!

Consider a ship with a good gym.

I'm 32 and I love RCCL. I have been on Carnival and princess. Nice cruise line but RCCL is a mix of both. Still have a party atmosphere like Carnival but has nice ships like Princess.

lol been on 4 cruises on my way to number 5 and will never set foot in the gym.

I actually would like to hide by the exit doors of the gyms and hit everyone that comes out of it with a stick.

The only thing I use the gym for during vacation is to watch cute, buff guys work out.

flashyfishy

Royal Carribean out of Galveston beat Carnival out of New Orleans for partying in my experience. We're partiers and enjoyed both!!!! :D

Why are you asking this question on the Royal Caribbean Board? You would probably get more information if you posted on the Question Board.

wolfganghowell

I think it can vary. We are 40s DINKS and like to play too but we have found a fun group on Celebrity. It is a quieter more refined atmosphere but not stuffy. Rhapsody is looser and a shipload of Texans can always find a party! Wild times Carnival is probably your choice but for a lot of fun without drunken 21 year olds, RCCL and Celebrity can offer a lot of fun.

I asked this question on this board for a very specific reason, because my personal favorate is voyager class ships and I was wanting to get an opinion from people who liked rccl cruises also. (similar situations)

Thanks for the advise though!!

I voted other since I couldn't vote for more than one. I've had a great time on every cruise, no matter the line. :)

This topic is now archived and is closed to further replies.

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10 Best Cruises for Singles of All Ages

From expeditions to around-the-world voyages, these sailings are perfect for solo travelers.

Elizabeth Rhodes is a special projects editor at Travel + Leisure , covering everything from luxury hotels to theme parks to must-pack travel products. Originally from South Carolina, Elizabeth moved to New York City from London, where she started her career as a travel blogger and writer.

Traveling the world without having to pack and unpack multiple times is ideal. And on a cruise, that's a reality as you head from destination to destination on what is basically a moving luxury hotel (or a floating city, in some cases).

Being able to sleep in Bratislava and wake up in Budapest in five-star accommodations without having to drag all your stuff with you is as convenient as it is luxurious. But cruises aren't just for couples or families — they're great for singles as well.

Colleen McDaniel, the editor-in-chief of Cruise Critic , tells Travel + Leisure that cruises are a great place to meet new people. Some ships have single cabins, host parties for single passengers, or even waive the single supplement fee (river cruises tend to do that most often).

For example, Norwegian Cruise Line offers studio cabins for single travelers that include access to an exclusive lounge with complimentary espresso and snacks. "One of the benefits of sailing as a single is cruises are generally social. That's how they're designed," McDaniel says. "If you're somebody who's comfortable traveling by themselves and looks to make friends on vacation, there's no shortage of people you're going to meet."

But while younger travelers might want to hop around Europe and party every night, someone in their 50s may be interested in a longer cruise with opportunities for cultural immersion. Whatever your travel style, here are the best cruises for singles of any age.

Cruises for Singles in Their 20s

Cruises that last three to five nights are great for singles in their 20s, in part because they're less expensive, McDaniel says. If you do end up having to pay for a single supplement, "it's a little bit less of a hit to your wallet."

Cruise line Virgin Voyages offers exciting journeys aboard their ultra-instagrammable ship, Scarlet Lady . The four-night Fire and Sunset Soirees cruise from Miami is ideal for travelers in their 20s or 30s looking for a healthy mix of party and wellness.

Another great option is a three-day cruise to the Bahamas from Miami on Norwegian Sky . The ship was refurbished in 2019 and offers 10 dining options, a full-service Starbucks, and a casino for late-night bonding around the blackjack table with your new shipmates.

Cruises for Singles in Their 30s

According to McDaniel, cruisers in their 30s are likely looking for a good mix of "bustling nightlife and engaging in classes, but they also really want to explore and experience culture." She says river cruises that offer things like silent discos and paint-and-wine classes appeal to this age group.

Expedition cruise line Atlas Ocean does not charge a single supplement fee for certain staterooms on its luxury yachts, making it a great fit for solo travelers. The cruise line is known for its culturally immersive sailings, which include tours with local guides, artisanal workshops, and even drone photography classes. Consider the Folklore & Waterfalls cruise from Reykjavik to Dublin for a chance to capture jaw-dropping landscapes while meeting like-minded travelers.

Other travelers might want to opt for a South American adventure with National Geographic. The 10-day Upper Amazon river cruise aboard the Delfin II offers a chance to spot diverse wildlife within this impressive ecosystem.

Cruises for Singles in Their 40s

Upscale, bigger cruises on ships from Princess , Holland America , and Celebrity will likely appeal to cruisers in their 40s, McDaniel says. These cruises tend to be a bit more expensive, but "appeal because they have some really great excursions and might go off the beaten path. They're destination-immersive experiences."

The seven-night Galapagos Southern Loop on Celebrity Xpedition is one fantastic option. The Galapagos Islands are a great destination for solo travelers and this cruise is a solid way to see them. Search for sea turtles, sea lions, and blue-footed boobies during the day, and spend the evening in the ship's hot tub or take in one of the nightly lectures by certified naturalists from the Galapagos National Park.

A seven-day Mediterranean with Greek Isles and Turkey cruise aboard Princess Cruises' Sun Princess is an additional option for travelers hoping to see another part of the world best explored by ship.

Cruises for Singles in Their 50s

McDaniel says that a river cruise is a great option for someone in their 50s, with some lines waiving the single supplement fee and putting age restrictions on passengers (since you may not want little kids running around). Some companies, she notes, do a great job of hosting single mixers, which adds to the social experience. A cruise along the Danube or Rhine rivers is always a great choice, and there are several lines to choose from.

Sail along the Rhine, Main, and Danube rivers on Viking's Grand European Tour , which starts in Amsterdam and ends in Budapest. Along the way, the ship stops in charming towns and major European capitals for a well-rounded trip through continental Europe.

The twelve-day Cities of Light cruise , also from Viking River Cruises, carries passengers between Paris and Prague with several stops in Germany along the way. On board, sip a glass of wine and enjoy the sight of the cities slipping by.

Cruises for Single Seniors

A world cruise is a great option for seniors, McDaniel says, as they tend to have more free time. These cruises visit multiple countries over a longer period of time, and after a while, the boat feels like home.

"One of the great things about being a senior is you tend to have a far more flexible schedule," she says. "You also likely have a bit more disposable income."

The 133-day Grand Voyage Pole to Pole from Holland America Line offers a round-trip journey from Fort Lauderdale, covering Antarctica, South America, Europe, and Canada. Overnight stops include Buenos Aires, Rio de Janeiro, Barcelona, Lisbon, and Reykjavik, Iceland, among others.

Those looking to explore both the Eastern and Western Hemisphere might enjoy Cunard's 98-night New York to Southhampton cruise. The World Voyage aboard the Queen Anne includes stops in the Caribbean and Central America before crossing the International Date Line to Samoa, New Zealand, and Australia. The ship visits various countries in Asia, such as Vietnam and Malaysia, before heading to South Africa, Spain, and England. On a cruise this long, even the shiest solo traveler is bound to make a few friends.

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Best kid-friendly cruises: The 7 best cruise ships for kids

Editor's Note

Kids can make or break your family cruise. If they're bored and hate the food options, they will loudly and repeatedly express their displeasure. Pick the wrong cruise ship, and parents will feel as trapped as if they were stranded on a deserted island … with biting crabs underfoot.

The best cruises for kids take advantage of ships with endless fun for the under-18 crowd, plentiful dining that appeals to both young palates and bottomless teen tummies, accommodations and ship services that keep families in mind, and opportunities to meet and hang out with peers. No matter your family size or price range, you can find some incredible vacations at sea that will have kids exclaiming, "Best cruise ever!" by the end of the week.

For more cruise news, reviews and tips, sign up for TPG's cruise newsletter .

Find the top ship for your next trip with our list of the seven best cruise ships for kids (and their parents).

Disney Wish

No one is surprised that Disney is such a kid-friendly cruise line — but what might be surprising is how much there is for adults to do and enjoy , too. That's especially true on the new Disney Wish , which debuted in the summer of 2022.

Disney Wish has four kids clubs divided by age, but the main Oceaneer Club for 3- to 12-year-olds has an all-new and exciting grand entrance. Kids get to enter the club by slide — and once inside, can explore the club's spaces themed to "Star Wars," fairy tales, Marvel and Disney Imagineers.

Along with the kids club on Disney Wish, junior cruisers will find two movie theaters with first-run Disney movies, Broadway-caliber shows featuring Aladdin and the Little Mermaid and dining experiences themed around Arendelle from "Frozen" and the Worlds of Marvel .

In addition to a "Star Wars-" themed bar and adults-only fine dining restaurants, adults will appreciate the little touches on Wish that make family cruising easier — split bathrooms in most cabins, a drop-off nursery, a splash area for toddlers and restaurant staff members who will offer high chairs and puree baby food.

Disney Wish sails short three- and four-night trips from Port Canaveral , Florida (near Orlando) that include a stop at Castaway Cay, Disney's private island , with its family beach, supervised child care, splash pad and strollers to borrow.

Related: How to save money on the cost of a Disney cruise

A nearly identical sister ship, Disney Treasure , will debut in 2024.

Royal Caribbean's Icon of the Seas

It hasn't even launched yet, and we're already confident that Royal Caribbean 's new Icon of the Seas , soon to be the largest ship afloat, will be one of the top cruise ships for kids. Kids will never be bored on a ship with a six-slide water park, wild ropes course, surf simulator, rock-climbing wall, sports court and Surfside — a half deck of play spaces and restaurants devoted to little kids and their families.

Kids (and parents) who like a good show can gasp as ice skaters land jumps on a rocking ship, and acrobatic divers flip and splash in the AquaTheater, now up high on the ship under a glass dome. Don't miss pizza and parades on the Royal Promenade, Icon's indoor shopping strip.

The kid-friendly cruise ship will also have innovative new family cabins and suites, some with separate kids' rooms, to better accommodate guests of all ages. The Ultimate Family Townhouse will be a massive three-floor living space with a screening room, karaoke machine, in-suite slide and a backyard that leads out to the Surfside family neighborhood.

Related: 5 best Royal Caribbean ships for kids

Icon of the Seas will sail weeklong Eastern and Western Caribbean cruises from Miami beginning in January 2024.

Norwegian Encore

Norwegian Encore has a more grown-up vibe than many of the family-focused ships on our list, but its onboard attractions make it a huge hit with teens. Its top decks lure older kids with one of the biggest go-kart tracks in the Norwegian Cruise Line fleet and an open-air laser tag arena ideal for shooting matches under the stars. A huge virtual reality playground features rides and games that blow the standard cruise ship arcade out of the water.

Note to parents: Cruiselong passes for the go-kart race track , virtual reality games and laser tag do not come cheap. Be prepared to pull out your wallet to keep the teens happy.

At night, teens can feed their growing bodies with tacos, hibachi and barbecue, plus 24/7 burgers and comfort food at The Local. Afterward, they'll agree to be seen in public with their parents at a show as cool as "Choir of Man." It's an easy concession, as they know they can always escape to the teen club, Entourage, to hang out with the cool kids late at night.

Related: 5 best cruise lines for families

Norwegian Encore's best cruises for kids span multiple oceans. The ship spends its summers in Alaska and winters in the Caribbean, with a handful of Panama Canal and Pacific Coast sailings in between.

Carnival Celebration

Passengers and crew members on Carnival Cruise Line ships come ready to meet new friends or share a laugh, a story and a drink with their shipmates. Social kids will fit right in and love the line's huge, new ship Carnival Celebration . They can make friends at the Family Harbor Lounge, Camp Ocean and Dr. Seuss Bookville; older kids will enjoy the teen and tween clubs conveniently located near Guy Fieri's burger stand and the video arcade.

If you're looking for the best cruises for kids, Carnival Celebration and its near-identical twin fleet mate, Mardi Gras , are the only cruise ships boasting a top-deck roller coaster called Bolt. (That is until a third sister, Carnival Jubilee, debuts in late 2023.) A ride here is Instagram gold and the ultimate bragging rights for kids on vacation. The coaster dominates the Ultimate Playground area of the ship, where young cruisers can challenge their new friends to miniature golf, waterslide races, basketball and ropes course domination.

Kids who love a good food court can meet up with friends or family at several no-fee, casual eateries, including Shaq's Big Chicken restaurant and a trio of Street Eats venues featuring dumplings, meat on a stick and loaded French fries. All-hours pizza and ice cream will keep the whole family fueled up for the interactive "Family Feud Live" show.

Related: The ultimate guide to Carnival Cruise Line ships and itineraries

Carnival Celebration's kid-friendly cruises include weeklong Eastern and Western Caribbean cruises from Miami. Its sister Mardi Gras sails similar Caribbean itineraries from Port Canaveral, Florida (near Orlando). Carnival Jubilee will be based out of Galveston, Texas, and offer seven-night Western Caribbean cruises only.

Sun Princess

It may seem odd that two of our top ships for kids haven't debuted yet. However, like Icon of the Seas, Princess Cruises ' new 4,300-passenger Sun Princess will be heads and shoulders above the rest of the fleet in terms of family entertainment. If you're booking a multigenerational family cruise for 2024 or beyond, you will definitely want to keep this kid-friendly cruise ship in mind.

Sun Princess will be the first Princess cruise ship to feature an expansive upper-deck activity zone that kids will love. Named Park19, it will feature nine fun-in-the-sun activities spanning three decks. The attractions include the Sea Breeze Rollglider (imagine a safer version of hang-gliding from an elevated track), a climbing structure with obstacles and a slide, a ropes course, a splash zone and a sports court.

Inside the ship, Firefly Park will have drop-off kid programming and family play spaces for kids 6 months to 7 years old. Tweens and teens will each have their own hangouts, Neon Grove and The Underground, with cozy lounge furniture and plenty of video and other games.

Related: Which cruise ship cabin category should your family book?

Sun Princess will split its time between Mediterranean cruises out of Civitavecchia (the port for Rome), Piraeus (the port for Athens) and Barcelona as well as Caribbean sailings from Fort Lauderdale.

MSC Seascape

MSC Cruises ' MSC Seascape is a floating megaresort with something for everyone, making its sailings some of the best cruises for kids. The ship stands out from its sisters because of its Robotron amusement park-style ride . Three riders at a time buckle into seating attached to a robotic arm, which then twists and turns to fly the riders over the ship and sea.

Water babies will make a break for the Pirates Cove Aquapark, with slides, a splash zone and a rope bridge. Other kids might spend their parents' money on more virtual fun, indulging in F1 race car simulators, VR motorcycle racing, a 4D movie theater and a video arcade. Family groups can split into teams for sports court competitions or participate in organized games that rely on the latest technology to challenge guests of all ages.

The ship's Lego-themed Doremi Land kids club has dedicated spaces for babies, kids and teens. The 7,567-square-foot space includes two Lego rooms (one for little kids to play with Duplos, the other with regular Lego bricks for older kids); the area also includes three spaces for teens — a gaming area (with VR options), a hangout with ping pong and foosball and a dance club.

Related: 7 cruise lines where kids sail free

And let's not forget the line's amazing pizza (including dessert versions slathered in Nutella) that families are sure to love.

MSC Seascape sails seven-night Eastern and Western Caribbean cruises from Miami.

AmaWaterways' AmaLea

The typical river cruise draws a lot of retirees — except when Adventures by Disney partners with AmaWaterways. The two travel companies have created a river cruise vacation that is fun for grown-ups and kids.

AmaLea makes our list of the best cruise ships for kids because it's one of the ships AmaWaterways custom-built for family cruises. Certain twin balcony cabins sleep three, and suites sleep four to accommodate kids, with connecting cabin options for families who need more space. Unlike many river ships, AmaLea has a pool, as well as a surprise kid hit — giant outdoor chess.

While other ships sail the Seine and Rhine rivers, AmaLea travels the Danube through Germany, Austria, Slovakia and Hungary. Adventures by Disney makes the most of your time with shore excursions planned to entertain kids and adults, with options for supervised kid activities while parents head out on more grown-up tours. Your family might meet farm animals in Hungary, play hide-and-seek in a palace's labyrinth maze in Austria and hang around in a treetop playground in Germany.

Related: Best river cruises in Europe

On board, kids' menus are available, and the occasional pajama party whisks kids away for pizza and a movie while adults linger over dinner.

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Life insurance

Best term life insurance: Expert-rated in June 2024

Sarah Li Cain

Jennifer Lobb

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

Heidi Gollub

Updated 5:34 a.m. UTC June 3, 2024

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Symetra is the best term life insurance company of 2024 . The insurer has a low level of customer complaints and its SwiftTerm term life insurance policy is one of the most affordable in our analysis, earning it 5 stars. SwiftTerm can be converted to permanent life insurance coverage and enhanced or customized with several riders. 

Pacific Life also receives a 5-star rating and is an excellent option if you’re shopping for a high-coverage term life insurance policy with low rates.

Our Partner

Policy analyzed, term lengths available, median time to approval.

Best term life insurance companies of 2024

Why trust our life insurance experts

To help you find the best life insurance for your unique needs, our life insurance experts analyzed thousands of life insurance policies, evaluating data points that matter, such as rates, a company’s financial strength, policy features and customer complaints. We use a data-driven methodology to determine each rating. Advertisers do not influence our editorial content. You can read more about our methodology below.

• 9,000+ life insurance policies evaluated.
• 38 million data points analyzed.
• 5 levels of fact-checking.

Top-rated term life insurance companies of 2024

Best term life insurance.

Minimum coverage

Terms available, am best rating, pros and cons.

• Highly competitive life insurance rates among insurers analyzed.
• Low number of customer complaints.
• Policy is guaranteed renewable to age 95 and convertible to age 70.
• Life insurance approval is instant for some applicants.
• No-exam life insurance option is available for some applicants.
• You must speak with an agent before completing an online application.
• Maximum issue age of 60, lower than several other insurers we reviewed.
• Maximum $3 million coverage amount is lower than some insurers we reviewed.

Customer complaint level

Symetra has a low level of customer complaints. Its complaint ratio is 0.4, below the national average of 1.0.

We review National Association of Insurance Commissioners (NAIC) data to determine a life insurance company’s complaint level. NAIC complaint data reflects the number and types of complaints customers submit to their state’s insurance department or equivalent entity.

Term life insurance riders

• Accelerated death benefit (terminal illness).
• Accidental death benefit.
• Children’s term life insurance.
• Waiver of premium.

Rider availability may vary.

Other life insurance products sold

• Indexed universal life insurance.
• Variable universal life insurance.

Product availability may vary by state.

Why it’s the best

Symetra is the best term life insurance company of 2024 . It has a low level of complaints and its SwiftTerm policy has the lowest rates across all ages and coverage amounts we analyzed. 

SwiftTerm offers up to $3 million in coverage. It is available to individuals ages 20 to 60, guaranteed renewable until age 95 and can be converted to a permanent policy until the age 70. Qualifying applicants may get instant approval in minutes. 

Symetra also sells Symetra Term, a term life insurance policy for individuals up to age 80. 

Best term life insurance for customer satisfaction

Pacific life.

• Lowest level of complaints among insurers analyzed.
• No maximum life insurance coverage amount.
• Some life insurance riders, such as terminal illness, are included.
• Can convert to a universal life insurance policy until age 70.
• Consistently competitive life insurance rates on average.
• Guaranteed renewable until age 95.
• Only convertible to a universal life insurance policy.
• Need to purchase a life insurance policy through an agent.

Pacific Life has a very low level of customer complaints. Its complaint ratio is 0.03 per National Association of Insurance Commissioners (NAIC) data, well below the national average of 1.0.

We review NAIC data to determine a life insurance company’s complaint level. NAIC complaint data reflects the number and types of complaints customers submit to their state’s insurance department or equivalent entity.

• Children’s level term insurance.
• Waiver of premium (terminal illness and disability).
• Universal life insurance.
• Guaranteed universal life insurance.
• Survivorship life insurance.

Why it’s the best

Pacific Life has the lowest number of NAIC complaints among insurers we evaluated, making it the best term life insurance for customer satisfaction . It also has some of the lowest rates for most applicant profiles we analyzed. 

Pacific Life’s term life insurance policy, PL Promise Term, allows you to purchase as little as $50,000 coverage, or as much as $10 million, making it easy to choose a coverage amount that fits your goals. Policies can be issued to eligible applicants up to the age of 70 and are guaranteed renewable up to 95. 

If you’re shopping for term life insurance, you may also want to look at Pacific Elite Term, another term life insurance option offered by Pacific Life. 

Excellent for convertible term life insurance

• Ample choices when converting to a permanent life insurance policy.
• Up to a 40-year life insurance term available.
• Ability to renew your term life insurance policy up to age 85.
• Life insurance coverage amounts up to $50,000,000.
• Maximum age to purchase coverage is 75, younger than some competitors.
• Potentially more restrictions on its accelerated death benefit rider.

Protective has a very low level of customer complaints. Its complaint ratio is 0.3, below the national average of 1.0.

• Accelerated death benefit.
• Children’s term life insurance.
• Disability income.
• Guaranteed insurability.
• Whole life insurance.

Protective is a great convertible term life insurance policy . If you purchase a Protective Classic Choice term life insurance policy, you have the option to convert it to one of six permanent life insurance policies, without a medical exam, within the first 5 years of purchase. Conversion options include whole life insurance, universal life and variable universal life policies. 

After five years, you can also choose to convert to one of two permanent policies: Protective Non-Par Whole Life, a minimum coverage guaranteed whole life insurance policy, or ProClassic LegacySM, a universal life insurance policy. 

The Classic Choice term life insurance policy offers 10 to 40 years of coverage, with policy amounts ranging from $100,000 up to $50 million. New policies can be issued to eligible applicants up to 75 years old and the policy is guaranteed renewable until 95.

Best for customizable life insurance terms

Corebridge financial.

• Customizable life insurance term lengths between 10 and 35 years.
• High maximum life insurance issue age of 80.
• Can convert term life insurance to a permanent life insurance policy.
• Guaranteed renewal not available.
• Higher-than-average customer complaints to state insurance departments.

Corebridge Financial has an above-average number of customer complaints. Its complaint ratio is 2.8, well above the national average of 1.0.

• Terminal illness accelerated death benefit.
• Guaranteed issue whole life insurance.

Corebridge Financial’s Select-a-Term policy allows you to apply for up to $65,000 in coverage and choose less standard life insurance term lengths, such as 10, 12, 18 or 22 years — up to 35 years. That makes it the best life insurance if you want a customizable term to meet a specific need. This feature is unlike other competitors that only offer specific life insurance term lengths to choose from, often in five-year increments. 

Corebridge Financial, formerly AIG, issues the Select-a-Term policy to eligible applicants up to age 80, though policies are only guaranteed renewable to age 81. 

Best non-convertible term life insurance

• Penn Mutual

• Below-average term life insurance rates.
• Very low level of customer complaints to state insurance departments.
• Qualifying applicants may not need to undergo a life insurance medical exam.
• Policyholders can manage their life insurance policies online.
• High minimum face amount at $250,000 compared to many competitors.
• May need to pay extra for the convertible term life insurance policy.
• Low maximum issue age at 69.

Penn Mutual has a very low level of customer complaints. Its complaint ratio is 0.1, well below the national average of 1.0.

• Disability waiver of premium.

If you don’t need or want a term life insurance that can be converted to a permanent life insurance policy, consider Penn Mutual’s Non-Convertible Term policy. Penn Mutual’s Non-Convertible Term has competitive rates and is among the best term life insurance policies for various applicant profiles, including smokers and individuals in their 30s, 40s and 50s. Penn Mutual also has a very low level of complaints to state insurance departments, which can indicate general satisfaction among policyholders and beneficiaries. 

• Best term life insurance for smokers
• Midland National

• Living benefits automatically included.
• You can get quotes for term life insurance online.
• High financial strength ratings.
• Limited life insurance rider options.
• Will most likely need to finalize life insurance policy with an agent.

Midland National has a very low level of customer complaints. Its complaint ratio is 0.2, well below the national average of 1.0.

• Waiver of premium for disability.

Midland National is the best term life insurance for smokers and it’s great for living benefits. You can take advantage of multiple options, including an accelerated death benefit if you are diagnosed with a chronic, critical or terminal illness. These benefits may be available with other life insurance companies, but often at an additional cost. 

Its Premium Term policy rates are competitive — though not the cheapest among the insurers in our analysis — and Midland National has a very low number of complaints to state insurance departments and a robust collection of policy features. The Premium Term policy offers $100,000 or more in coverage and can be issued to eligible applicants up to age 75. 

Best for lengthy life insurance terms

Legal & general america.

• Excellent choice of level term lengths, up to 40 years.
• Competitive life insurance rates for most people.
• Can convert term life insurance to a permanent policy until age 70.
• Only guaranteed renewable until 70, younger than several other insurers we reviewed.
• Will likely need to work with an agent to finalize your term life insurance policy.
• Life insurance rates for some older applicants are not as competitive.

Legal & General America has a low level of customer complaints. Its complaint ratio is 0.4, below the national average of 1.0.

• Additional term life insurance rider.

The OPTerm offers life insurance term lengths up to 40 years . That means you can lock in a lower rate for longer. Legal & General also has highly competitive rates, making it a budget-friendly option . 

Best for low coverage term life insurance

• Transamerica

• Minimum life insurance coverage is $25,000, which is lower than other insurers we reviewed.
• Qualifying applicants may be able to skip life insurance medical exams for policies up to $2 million.
• Term life insurance policy may be renewable up to age 100, higher than most competitors.
• Higher-than-average customer complaints.
• May need to finalize a life insurance policy with an agent.

Transamerica has an above-average level of customer complaints. Its complaint ratio is 2.7, above the national average of 1.0.

• Chronic illness accelerated death benefit.
• Critical illness accelerated death benefit.
• Income protection option.
• Monthly disability income.
• Final expense life insurance.

Transamerica’s Trendsetter Super term life insurance policy offers the best low coverage term life insurance, with policies with minimum coverage values as low as $25,000 . It also has competitive rates, especially for people in their 50s. Plus, the maximum issue age of 80 is one of the highest amongst competitors in our analysis.

Methodology

To find the best term life insurance, we used our own research and data provided by AccuQuote , a national online life insurance agency. Each life insurance company included in our evaluation had the opportunity to earn up to 100 points, based on the following factors.

Best term life insurance companies for you

The best life insurance for you depends on your needs. We’ve analyzed life insurance companies and policies for the profiles below to help you find the best life insurance for your specific coverage requirements: 

• Best term life insurance for 30-year-olds
• Best term life insurance for 40-year-olds
• Best term life insurance for 50 and over
• Best term life insurance for seniors

Best term life insurance for 30-year-olds: Symetra and Pacific Life

Symetra and Pacific Life have the best life insurance for 30-year-olds, thanks to competitive rates, a low level of complaints and key features like convertibility. 

Buying life insurance in your 30s can be smart, especially since rates increase as you age. If you’re a 30-year-old in good health, you can likely score a 20-year term life insurance policy for less than $20 a month or under $5 a week — particularly if you get quotes from the insurers in the table below.

Average rates for a $500,000, 20-year term life insurance policy at 30

Rates reflect the average term life insurance rate for healthy, 30-year-old males and females.

Best term life insurance for 40-year-olds: Symetra and Pacific Life

Symetra and Pacific Life are both 5-star term life insurance companies for 40-year-olds, based on our analysis of rates, complaints and policy features. However, all of the companies in the table below offers average rates of around $25 per month, so consider getting quotes from each. 

Though coverage costs increase as you age, it can still be relatively affordable if you’re healthy and purchase a policy before age 50. Once you enter your 50s, term life insurance rates increase substantially. 

Average rates for a $500,000, 20-year term life insurance policy at 40

Rates reflect the average rate for healthy, 40-year-old males and females.

Best term life insurance for 50 and over: Protective

If you’re in your 50s or 60s, consider Protective . Its competitive rates and minimal complaints to state insurance departments make it the best term life insurance for those over 50. On average, a 55-year-old, healthy female can expect rates around $50 per month for a $500,000, 10-year term life insurance policy. A male of the same age and health status has an average rate of $67 per month. 

Pacific Life, Penn Mutual and Lincoln Financial are also life insurance companies worth considering if you’re over 50. 

Average monthly cost of a $500,000 10-year term policy

Rates reflect the average rate for health, 55-year-old males and females.

Best term life insurance for seniors: Protective

Life insurance rates are highest when you are in your mid-to-late 60s, 70s or older. Protective has the best life insurance for seniors. You may also want to consider Pacific Life . It offers equally competitive rates. 

Average monthly cost of a $500,000 10-year term life insurance policy

Over 60 and shopping for life insurance? The best life insurance for seniors

Best term life insurance for smokers: Midland National 

If you are a smoker (or were in the past), you’ll see higher life insurance rates than those offered to non-smokers. Midland National may have slightly higher rates than some of the other top-rated term life insurance companies for smokers. Still, its very low level of complaints and policy features help it secure a 5-star rating and make it worthy of consideration. 

Midland National’s Premier 20 Term CS8 policy is guaranteed renewable and can be converted to a permanent life insurance policy until age 70. 

If low rates are a leading factor in your decision, consider Symetra , Transamerica and Penn Mutual , all of which receive a 4.5-star rating and have competitive rates. 

Average monthly cost of a $250,000 20-year term life insurance

Who should get term life insurance .

According to Alison Salka, Ph.D., senior vice president and director of LIMRA Research, term life insurance is generally a good option “if someone knows they’re only going to need [coverage] for a short period of time,” such as while they pay off a mortgage or have children living with them. She also points to term life insurance as the product that is typically more affordable and easy to understand, particularly when compared to permanent life insurance , which is generally more complex. 

Pros and cons of term life insurance

A term life insurance policy has many benefits, but there are also some drawbacks. Here’s what to consider.

Want coverage with an investment component? Learn more about cash value life insurance

How much does term life insurance cost?

A 30-year-old female in good health pays around $143 per year, or $11.92 per month, for a 20-year, $250,000 term life insurance policy. A healthy male of the same age pays an average of $161 per year, or $13.42 per month, for the same type of policy. 

As you age, the cost of life insurance goes up. The table below shows how much the of a 20-year, $250,000 term life insurance policy changes as you age.

Keep in mind that the average rate for coverage may not be indicative of how much you’ll pay for coverage. The best way to determine your average term life insurance costs is to get multiple life insurance quotes for the same amount and type of coverage. 

Want more insight into life insurance costs? Average life insurance rates for 2024

What factors affect term life insurance rates?

Factors that will influence your term life insurance rate include:

• Selected death benefit.
• Additional riders, if applicable.
• Policy term.
• Smoking status.
• Marijuana use.
• Medical history.
• Medical history of your parents and siblings.
• Height and weight.
• Prescription history.
• Risky occupations or hobbies.
• History of alcohol or substance abuse or treatment.
• Criminal history.
• Credit history.
• Driving record (such as DUIs).

How to find the best term life insurance

There are a lot of term life options available. These three steps can help you choose the term life insurance policy most suited to your needs.

1. Decide how much life insurance you need. 

Your reasons for purchasing a life insurance policy will dictate how much coverage you need. Here are common reasons for buying term life insurance:

• Replacing income for a number of years. 
• Paying off a mortgage.
• Covering other debts, such as outstanding personal loans.
• Paying for a child’s education, whether grade school, high school or college tuition and related expenses. 
• Covering funeral expenses. The median cost of a funeral with viewing and burial is $8,300.

Expert tip: When factoring how much coverage you need, remember to account for any existing assets your family can rely on, such as savings accounts, retirement plans and educational savings accounts (ESAs), like 529s and Coverdell ESAs.

2. Determine your life insurance term length.

Term life insurance policies are commonly available for terms of 10, 15, 20, 25 or 30 years. Some insurers offer term lengths of up to 40 years, while others, like Corebridge Financial, offer customizable terms, such as 12 or 18 years. 

Your reason for purchasing coverage should guide your term length decision. If your goal is to provide financial security for your family, consider a term that will last until your children reach the age of economic independence. If you want to ensure a partner can cover mortgage costs should you die, opt for a plan that lasts the duration of your mortgage. 

You can often renew a term life insurance policy, but your rate will likely increase each year you renew it. Choosing the right term length from the start can help you lock in a rate and coverage that matches your needs. 

3. Shop around and compare life insurance quotes.

Many of the best term life insurance companies offer policies with similar terms and coverage options, but not all are equal. Before you choose a policy, get term life insurance quotes from multiple insurers, and keep these tips in mind:

• Check each life insurance company’s financial stability rating. Some insurers list ratings on their site, but you can also go directly to the major independent review agencies, such as AM Best , Fitch or Standard & Poor’s (S&P).
• Take note of policy features and benefits. For instance, some policies are convertible, meaning you can convert them to permanent coverage up until a certain point (and usually at a higher rate). Other features to look out for are riders (either included or available as add-ons) and guaranteed renewable policies. 
• Read expert reviews. Check term life insurance reviews from credible sources and note the reviewer’s methodology. This will explain what factors they considered when rating or scoring a specific insurer.

Expert tip: You can get quotes from multiple insurers, work with an independent broker or use term life insurance online marketplaces to compare policies and rates. Just be sure to compare quotes for the same term length and amount of coverage.

4. Speak to a financial advisor

A term life insurance policy is a commitment — one that your family may be relying on. You should feel confident in your purchase, and according to Salka, speaking to a financial advisor is a good idea. Life insurance and policy features evolve, she says. “Having someone who can sift through all of that with an understanding of your needs” can be an immense help.

Learn more: How does life insurance work?

Best term life insurance FAQs

Term life insurance is a type of life insurance policy that locks in coverage and rates for a specific period, such as 10, 15, 20, 25 or 30 years. When the level term period expires, your coverage ends unless you renew the policy or purchase a new one, often at a higher rate. 

If you die during the policy term, your life insurance beneficiary will receive a death benefit when you purchase the policy. If you die after the policy expires, your beneficiary will not receive the death benefit. 

You can choose one or more beneficiaries, with common choices including a spouse, partner, child or grandchild. 

A term life insurance policy typically won’t pay out a death benefit under the following circumstances: 

• Death after the life insurance term expires and the policy was not renewed.
• Death due to criminal activity, like driving under the influence. 
• Death by suicide if it occurs within the first few years of buying the policy, often two years. This is something known as a suicide clause.
• A beneficiary is under investigation for or accused of playing a role in the insured’s death.

Term life insurance secures temporary coverage that is locked in for a specific rate and number of years. It is generally cheaper than whole life insurance and is a good option if you are on a budget or only want coverage for a specific amount of time.

Whole life insurance is permanent life insurance , so it lasts your lifetime as long as you pay your premiums. It can also have a cash value or savings component that can be tapped into while you’re alive. 

Each offers its own set of pros and cons and pricing, so if you’re unsure which one is right for you, it’s best to assess your needs and consult with a financial advisor who can help you determine the best life insurance company and policy for your short- and long-term goals.

No, term life insurance policies don’t offer a cash value component . If you want a life insurance policy with a cash value component, you should consider permanent life insurance. There are several types of permanent life insurance, including whole life insurance , universal life insurance and variable life insurance.

Term life insurance may be worth it if you have people who rely on you financially, such as children or a spouse. Common reasons to purchase life insurance include covering a child’s tuition or an existing mortgage, ensuring your family can maintain their current standard of living or covering other existing debts or end-of-life expenses.

Most term life insurance companies offer policies with terms that last from 10 to 30 years, though some companies, like Banner/General and Protective, offer policies with terms as long as 40 years.

If you want a policy that lasts longer than 30 or 40 years, it’s a good idea to consider permanent coverage, like whole life insurance .

Term life insurance is a better option if you’re looking for temporary coverage at an affordable rate. That’s because term life insurance rates are lower than whole life insurance rates, and you can choose a specific term length based on your financial needs. 

Whole life insurance may be a better option if you’re looking for life insurance that will cover you indefinitely. A whole life policy usually lasts a lifetime, meaning you won’t have to worry about renewing it after 10, 20 or 30 years. It can also be a better fit if you’re looking for a policy that offers an investment or savings component. Whole life insurance policies typically come with a cash value component that can be tapped into while you’re alive. 

If you’re not sure which option is best, consider speaking to a financial advisor who can help you choose the best life insurance policy based on your finances and coverage goals.

A pre-existing condition can affect your rate, either directly or indirectly. If you’re shopping for coverage and opt for a policy that follows a traditional underwriting process (you’re required to complete a health exam and questionnaire) or an accelerated underwriting process (the insurer uses available data, like your prescription drug history, to determine rates), your rate may increase based on the nature of your pre-existing condition.

If you opt for a no-exam life insurance or guaranteed approval policy so you can avoid a health exam or questionnaire, you’re also likely to see higher rates than those associated with a traditional term life insurance policy.

Your age, gender and desired type of life insurance and amount of coverage are primary factors in your life insurance rate. Life insurance for seniors is more expensive than coverage for someone in their 20s and 30s, for instance. And the more coverage you purchase and the longer the policy length, the higher your life insurance premium will be. 

Other factors include your:

• Family medical history.
• Nicotine or marijuana use status.
• Occupation and hobbies.
• Driving record.
• Criminal record.
• Additional riders, as applicable. 

Insurers can determine life insurance rates differently, so shop around and compare quotes to find the cheapest life insurance policy.

Decreasing term life insurance lowers the policy’s death benefit over time. It’s typically a more affordable type of life insurance and you may not need to pass a medical exam to secure a policy. 

Decreasing term life insurance might be of interest if you think your loved ones will need less financial help as time goes on.

Term life insurance provides beneficiaries a death benefit if the insured dies while the policy is in force. While most deaths are covered, there are some circumstances under which a life insurance provider may deny a claim. For instance, a life insurance company may deny a claim if the insured:

• Dies by suicide within the first two years of the policy. 
• Is murdered by a beneficiary. 
• Lies on their life insurance application.

The details of a term life insurance policy vary by insurer and policy. Always contact your life insurance company about policy details and coverage limitations.

Learn more: How does life insurance work?  

Term life insurance coverage typically ends at the end of the policy term. However, you may be able to renew your policy or convert it to permanent life insurance, such as a whole life insurance policy. If you outlive your policy term and do not renew or convert the policy, your beneficiaries will not receive a death benefit after you die .

Symetra is the best term life insurance company. Pacific Life also gets a 5-star rating in our analysis of the best term life insurance companies. Both companies offer competitive rates, multiple term lengths and policies that can be converted to permanent coverage.

Other companies worth considering for term life insurance include: 

• Corebridge 
• Banner Life/Legal & General America

The best life insurance company for you is one that meets both your coverage and budget needs, has a strong financial strength score and few consumer complaints. Always get and compare at least three life insurance quotes and policies before deciding which policy to buy.

No, you cannot cash out a term life insurance policy. Term policies do not include a cash value component .

Permanent life insurance policies, such as whole life insurance or variable life insurance, usually have a cash value component that you may be able to cash out.

The best coverage amount for a term life insurance policy reflects the financial needs of your life insurance beneficiaries and your reason for buying coverage. Here are some things to consider:

• Do you want to replace your salary? If so, for how long?
• Do you want to cover a mortgage? If so, what’s the remaining balance?
• Do you want to pay for a child’s tuition? 
• Are there any other debts you want covered?
• Will your beneficiary need to use the policy death benefit for end-of-life expenses?
• Do you want a portion of your death benefit to be used as an inheritance? 

You can also use a life insurance calculator to determine your needs or speak to a financial advisor who can help you assess your coverage needs.

Editor’s Note:   This article contains updated information from previously published stories:

• When is it safe to drop term life insurance? There are factors to weigh before making call
• Is term life insurance worth paying for at age 70?

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Sarah Li Cain is a finance and small business writer currently based in Jacksonville, Florida whose articles have been published with outlets such as Fortune, CNBC Select, the Financial Planning Association and Zillow.

Jennifer Lobb is deputy editor at USA TODAY Blueprint and is an experienced insurance and personal finance writer. Jennifer served as an insurance staff writer and editor at U.S. News and World Report and deputy editor of insurance at Forbes Advisor. She also spent several years covering finance and insurance for various financial media sites, including LendingTree and Investopedia. For nearly a decade, she’s helped consumers make educated decisions about the products that protect their finances, families and homes.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

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Meet the 28-year-old Singaporean chief officer of a Celebrity Cruises ship who’s sailed around the Caribbean

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Sahira Sha’ri lives the literal life on deck. The 28-year-old Singaporean spends months onboard Celebrity Beyond, the luxury cruise ship where she is the chief officer who manages the ship’s operations and safety while meeting passengers from all over the world.

Singaporean Sahira Sha’ri is a chief officer of Celebrity Beyond, a luxury cruise ship. (Photo: Sahira Sha’ri)

This audio is AI-generated.

Izza Haziqah Abdul Rahman

She wakes up to breathtaking sunrises over the vast ocean and enjoys meals that rival the best fine-dining restaurants. She’s sailed to dozens of countries and taken part in rescue operations at sea. She leads a team of dedicated sailors, ensuring that a premiere cruise ship remains neat and efficient for its passengers. 

Meet Sahira Sha’ri, the Singaporean chief officer of Celebrity Beyond, a luxury cruise ship launched in March 2021 that welcomed its first guests in April 2022. The ship, owned by Celebrity Cruises, has 17 decks and capacity for nearly 4,000 passengers and 1,400 crew members.

At the helm is Captain Kate McCue, an American social media sensation with over 950,000 Instagram followers and 3 million TikTok fans , who shares her adventures from the captain’s seat.

As one of the two chief officers of Celebrity Beyond, Sahira is an integral part of the bridge team, responsible for navigation, communication and safety.  

Sahira oversees various operational tasks, including managing the day-to-day deck operations, conducting scheduled inspections of the ship’s tanks, galleys and other areas, and leading a team of sailors, junior officers, security staff and more to ensure a smooth and safe cruise for everyone on board.

She works 10 to 12 hours a day, with each contract lasting six to nine months. During this time, she lives onboard Celebrity Beyond, sailing from port to port on the ship’s various cruise itineraries, such as around the Bahamas and Cayman Islands in the Caribbean.

Her breaks are typically three months long, which she spends with her family in Singapore. 

A YEARNING FOR AN UNCONVENTIONAL LIFE

Before joining Celebrity Beyond in 2021, Sahira, who has a diploma in nautical studies from Singapore Polytechnic, worked on cargo and merchant ships, often the only female seafarer among dozens of men.

Since graduating in 2017, she has spent months at sea on such ships, undertaking physically demanding work and sailing to different countries around the world. 

“It’s not a life for everyone,” the 28-year-old told CNA Women. Although, for this eldest of two siblings, it's exactly what she has always wanted to do.

“Since young, I knew I wasn’t for the conventional life. 

“I just couldn’t imagine doing a deskbound job, staying put at home in Singapore. I knew I wanted to travel and have different adventures.

“I remember looking at the cruise ships tied up at Marina South Pier and thinking how impressive it’d be to be able to work on such ships.” 

Still, being away from her family for most of the year isn’t easy. She has missed out on significant events, like her younger brother’s wedding, the birth of her nephew, and many Hari Raya gatherings.

She copes by calling her parents, especially her mother, every other day, and keeping them updated about her ocean adventures. Her parents were understandably worried about their daughter’s decision to work at sea, but have since come around. 

“I love what I do, but it never gets easier to say goodbye to my parents when I leave home for work,” she admitted. “I’m always thankful for their support and prayers.” 

GETTING A JOB ON CELEBRITY BEYOND

When the pandemic struck in 2020, Sahira was laid off from her position as a third officer with a shipping company, a junior role in which she assisted senior officers with their onboard responsibilities. Consequently, she had to return to Singapore. 

“It was hard to find a job because based on my experience, not many shipping companies would hire women as officers on a ship, and the pandemic made things more complicated since many people weren’t allowed to travel,” she said. 

“I applied everywhere, and though I didn’t have any experience on cruise ships, I even tried those too.” 

The layoff turned out to be a blessing in disguise when, in 2021, Celebrity Cruises, a subsidiary of Royal Caribbean, began mass hiring in preparation for their newest ship, Celebrity Beyond.

Sahira applied for a position there, as well as to regional cruise companies. She was accepted by all of them but chose to join Celebrity Beyond as its second officer. 

“It would have been safer to go for the regional or local companies where most of the employees are from Singapore or other parts of Southeast Asia,” she said. “But I felt like I wanted a broader perspective and a different culture – so Celebrity felt perfect for me.”

Sahira has been promoted twice since joining Celebrity Beyond in October 2021 – to first officer in September 2022, then to chief officer in December last year. 

As a senior officer, her work also involves helping humanitarian efforts at sea, and helicopter evacuations for medical emergencies. 

“The work might sound repetitive, but the truth is there’s always something unique every day,” she said. 

“I was part of a rescue operation where we saw abandoned boats from Cuba en route to the US, and I was also involved in helicopter evacuations in the middle of an emergency.

“Knowing that I make even just a small contribution to saving lives makes my job a lot more interesting and meaningful.”

THE BEST PART OF THE CRUISE SHIP IS THE WORK CULTURE

Sahira is grateful for the open work culture set by Captain McCue. 

“I work in a highly diverse team and so many officers are from all around the world,” she said. “It makes us more understanding and open with one another, and we don’t shy away from talking about identity and culture. 

I wanted a broader perspective and a different culture – so Celebrity felt perfect for me.

One of the great things is that most of the bridge team are women, she added, a far cry from when she was the sole female on a ship. 

“Here, there are so many of us,” she said. “It does make a difference in terms of how issues are resolved and how we address problems onboard – there’s a lot more empathy, our well-being is taken care of, and the camaraderie between us is strong.

Her being a Malay Muslim from Singapore has also helped to broaden many of her colleagues’ perceptions of the country, which many of her colleagues know little about. 

View this post on Instagram A post shared by Captain Kate McCue (@captainkatemccue)

“Captain Kate is a great leader,” Sahira said. “She is generous as much as she’s a fun personality online and offline. She keeps up with our personal lives, and she gives us a lot of opportunities to grow as staff members.”

One of Sahira’s most unforgettable moments was having her parents board Celebrity Beyond for 18 days as the ship sailed through the Mediterranean Sea. 

On Day 12 of their trip, Captain McCue invited Sahira to show her parents how she steered the ship out of port, even though she wasn’t rostered for duty that day. Her parents were notably proud and impressed.

“It’s hard to explain to my parents exactly what I do as an officer, so when they saw me steering the ship, they were so surprised and looked happy,” Sahira said. “They were so dumbfounded I could do that with such a large ship when I can’t even drive a car!”

Sahira is currently on a three-month break and will return to Celebrity Beyond in mid-June. This time, her break coincided with being home for Hari Raya in April. 

“It’s my first Hari Raya in so long so I was really glad and excited to meet my family and share stories about life on board,” she said.

“It may not be the conventional life but I wouldn’t change a life at sea for anything else.”

CNA Women is a section on CNA Lifestyle that seeks to inform, empower and inspire the modern woman. If you have women-related news, issues and ideas to share with us, email CNAWomen [at] mediacorp.com.sg .

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71 Best Gifts for 11-Year-Old Girls Still Finding Themselves

For socializing, relaxing, and self-care!

If you buy something from the links on this page, we may earn a commission. Why Trust Us?

Many eleven-year-old girls are in a tricky transition period where they aren't little kids anymore, but they aren't quite old enough to participate in many teenage activities (although, they might think they are). Their likes often switch from playing with stuffies, Legos, babies, and other "little kid" toys to more sophisticated things like photography, jewelry making, art, and self-care. They're at the age of introspection, possibly for the first time, with blossoming interests.

Maybe it’s the sports she plays after school, the sketches in her notebook, or the absolute comfort she likes to feel from slippers and cozy clothes when she's home from school. If you’re not sure what she's interested in these days, we’ve rounded up gifts for 11-year-old girls that we’re confident she’ll love (and that you’ll feel great about giving her, too!).

From room decor to books to games, puzzles , and more, show your tween you care with these gifts for 11-year-old girls that will entertain, inspire, and (we hope!) help them on the journey through their teen years.

Hapinest Make Your Own Wall Collage Kit

Turn their wall into the ultimate personalized masterpiece with this DIY design kit, which includes all the supplies they’ll need to express themselves and turn their wall into a work of art. It's perfect for them to do on their own or as a kid-adult bonding project!

Fujifilm Instax Mini 9 Instant Camera

The novelty of immediately developed photos was big back in the day when you had to wait at least an hour to get pictures, and, like many trends, it’s back again now that developing pictures is a foreign concept to most 11-year-olds.

This camera is a great gift for 11-year-old girls and it comes with a two-pack of minifilm (you can explain what film is to them from your rocking chair).

Choose Friendship Friendship Bracelet Kit

There are a lot of different styles of friendship bracelets out there, and with this kit, they’ll be able to try all of them! Just clip the threads up on top, knot, and tie.

Different pegs hold bracelets in place for easy crafting. The drawer for all their supplies is also perfect for bracelet-making while on the go.

Y- STOP Hammock Chair

All the fun of a swing and the comfort of a cozy chair! This cotton rope hammock chair is a great place to read, relax, or just hang out (get it?). There’s even a side pocket for a book, iPad, remote control, or anything else that needs storing.

XP-PEN Artist Drawing Monitor & Pen

The tools don't make the artists, but the right ones can make all the difference. This digital drawing tablet allows for rich, vibrant designs and can connect to most computers. The hexagonal stylus, included, allows for a wide range of pressure sensitivity to get just the right look for their masterpiece.

Glow Recipe Watermelon Pink Juice Oil-Free Moisturizer

We don't want them to grow up too fast, but taking care of your skin is important at any age. Plus, 11-year-old girls are often really into skincare. We love this moisturizer, which is gentle, fragrant, and helps keep their skin healthy.

Shuttle Art 18 Pack Micro-line Pens

Whether she's a doodler, an artist, or someone who just appreciates the beauty of a good pen (there are a lot of us out there, trust me), this assortment of ultra-fine point marker pens are perfect for whatever creative endeavor she has in her head. With this set, she can bring them all to life.

Insnug Mini Pottery Wheel

Perfect for taking up a new hobby or just doing something productive on a rainy day, this set comes with everything she'll need to make and paint her own tiny pottery. Perfect for holding jewelry, giving as gifts, or housing freshly picked dandelions!

Big Blanket Co Original Stretch Blanket

We know "big blanket" is in the title but no, seriously, it's 10 x 10. Fantastic for sleepovers or going full-on human burrito, it's a perfect gift for 11-year-old girls

Redtwo Clay Beads Bracelet Making Kit

With the rising trend of bracelet trading, your girl will be ready to go for her next concert with this super-stocked bead kit. It comes with 7,200 pieces of beads, charms, stretchy string, tweezers, and scissors. There are endless possible creations, and everything comes in a handy organizer box.

ULTA Beauty Collection Beauty Box: Main Character Edition

This bundle of make-up essentials – brushes, an eye palate, lip colors, blushes, and more – is perfect for the 11-year-old girl who is interested in diving into makeup but doesn’t quite know where to start.

Loungefly Pineapple Stitch Mini-Backpack

Whether she’s heading to a Disney theme park where these bags are all the rage, or she just wants to bring some of that magic into her day-to-day life, this adorable backpack features Stitch bursting out of a pineapple, a nod to his adopted home of Hawaii.

Lifearound2angels Bath Bombs Gift Set

We’ve tried a lot of bath bombs over the years, and these are our hands-down favorites. The fragrances are enchanting, and despite their bright colors, they don't make a mess of your tub. She’ll love having some relaxing “me time” with 12 delightful scents, including vanilla, coconut, and more.

Apple Apple iWatch

Help her keep in touch, keep track of her schedule, and more with this handy gadget. Apple Watches have been on the market since 2015, but darned if putting one on still doesn’t feel like you’re living in the future.

LEGO Up Playset

At this point, she’s probably more interested in building and displaying her Lego builds than playing with them, and this set — Carl and Ellie’s beautiful home, complete with minfigs of Carl, Russell, and Dug — is perfect for leaving up for the world to see… and if she wants plays with it, too then we’re all for it!

JOiFULi Make Your Own Jewelry Bowls

This craft kit comes with everything she’ll need to make three vibrant designer jewelry trinket dishes. Perfect for making with friends or giving as gifts.

Nike Cropped Hoodie

One of the things we love most about kids in this Gen-Z/Gen-Alpha cusp? They place a premium on comfort in their clothing. But that doesn’t mean they can’t look cute. That’s why we love this cropped hoodie, which will keep them looking cozy and chic.

Dr. Martens Pascal Boot

Now that she’s (most likely) wearing Women’s size shoes, she’s officially old enough for her first pair of Docs, a staple of Alternative Cool Girl childhood since (at least) the 1990s.

Loungefly POP Disney Villains Backpack

Your tween can showcase her edgy personality with this tattoo-print backpack. It features the POP versions of memorable Disney villains like Ursula, Maleficent, and Cruella. It's made with faux leather, has heavy duty zippers, and two side pockets for her water bottle and phone.

splashes & spills Glow Nail Polish Variety Pack

Your 11-year-old can spruce up the slumber party with this glow nail polish. When used under a UV light, bright and vibrant hues like neon orange, green, and yellow will shine. Six colors come in the variety pack, so your gal and her friends can pick their favorite colors.

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Protect Your Trip »

Best romantic getaways in the u.s. for 2024.

Sometimes it's necessary to take a break from the stresses of real life and spend quality time with the person you love. And what better way to do that than to travel? To help you and your sweetheart plan the ideal romantic retreat, whether it's for an anniversary or just because, U.S. News considered ambiance, privacy and access to couple-friendly activities to rank the best romantic getaways in the USA. Use this list to pick your next one-on-one vacation, and vote for your favorite locales below. Looking to stay even closer to home? Check out these romantic weekend getaways by state .

Kaua'i

Napa valley, charleston, sc, big sky, mt, amelia island, adirondacks, martha's vineyard, jackson hole.

Kaua'i offers many distinct ways for both thrill-seeking and sun-worshipping couples to up the romance factor. You and your sweetheart can lounge on secluded beaches , relax in a private luxury villa or go on a kayaking adventure along the picture-perfect Napali Coast. For even more opportunities to marvel at nature, check out Kaua'i's scenic state parks like Koke'e and Waimea Canyon. Once you've tackled the Hawaiian island's trails hand in hand, consider booking a private helicopter tour for a bird's-eye view you and your better half will never forget.

Few things are more romantic than sharing a remote island with your beau. Lanai's exclusivity can make it feel like the two of you are alone with the Hawaiian island breeze. Head to a luxury hotel or resort to indulge in high-end cuisine and soak up some sun by the pool before exploring the tiny island's landscape side by side. For a memorable hike that requires little effort, follow the short trail from the Four Seasons Resort Lanai to the Pu'upehe overlook. Also known as "Sweetheart Rock," this landmark offers stunning views of Hulopo'e Bay, especially at sunset.

Brimming with rolling vineyards , cozy wine caverns, chic restaurants and top-notch hotels, this wine lover's paradise 60 miles north of San Francisco is the ultimate romantic getaway. Wine enthusiasts can sip Napa's award-winning reds at intimate venues like O'Brien Estate and Jarvis Estate or while savoring gourmet cuisine on the Napa Valley Wine Train. When couples need a break from being wined and dined, they can explore the scenic Napa River via kayak, take to the skies on a hot air balloon ride, or visit the town of Calistoga in northern Napa Valley for its spas and hot springs.

Another ideal retreat for wine connoisseurs , Sonoma is known to be more laid back than its neighbor, Napa, and boasts more than 425 wineries. However, strolling through vineyard vines isn't the only must-do activity for twosomes. Outdoor lovers will want to explore regional parks such as Taylor Mountain (for its trails) and North Sonoma Mountain (to enjoy a picnic surrounded by the peaks of Santa Rosa and the Sonoma Valley). Plenty of Sonoma's hotels offer spa treatments, but what could be more memorable than a massage in a 22-foot wine barrel? Book side-by-side treatments at Magical Massage for a one-of-a-kind experience.

A low-key getaway, Charleston, South Carolina, is filled with pastel-hued historic homes, art galleries and tasty Lowcountry cuisine (perfect for foodie couples). To dial up the romance, take in the sights from a horse-drawn carriage or sign up for a sunset harbor cruise just for two. For a quiet shoreside escape free from crowds, head to one of the nearby beaches like Sullivan's Island. Accommodations range from beachfront resorts to charming bed-and-breakfasts but keep in mind you'll likely have to pay a pretty penny for a stay in the historic district.

It's easy to proclaim your love when you're suspended atop red rocks and looking out upon miles of colorful Arizona landscape. After working up a sweat hiking Sedona's sandstone buttes, bring those romantic vibes indoors for a couples massage at one of the city's world-renowned wellness retreats . Or, if you and your amour prefer relaxing with a glass of vino, save time for a self-guided tour of the Verde Valley Wine Trail, which boasts 15 venues ranging from small tasting rooms to vast wineries sprawling along the banks of Oak Creek. At night, hold your loved one close and gaze at the star-filled sky.

Travel to Big Sur for its windswept coastline and rugged mystique. This peaceful destination carved out of the California coast offers a couple of luxurious hotels, but nature is the real star in Big Sur. Outdoor enthusiasts can hike the area's redwood-lined trails and admire picturesque Pfeiffer Beach before setting up a tent and roughing it beneath the stars. For an atmospheric picnic, head to Sand Dollar Beach, where couples can admire the scenery sans the crowds. For a more upscale outing, take a day trip to Carmel-by-the-Sea for its art galleries and fairy tale cottages.

Let Big Sky's vast terrain, fresh air and rustic romance carry you and your loved one away from the ins and outs of everyday life. Every winter, couples flock to this Montana destination for its top-notch ski resort (complete with a heated chairlift), though the offseason has its charms, too (think: fly fishing on scenic rivers, hiking under an endless blue sky or taking a road trip to Yellowstone National Park.) For a curated Montana experience, spring for an all-inclusive ranch, where you'll find private cabins, homegrown cuisine and personalized service.

What could be more romantic than a sunrise beachfront horseback ride for two? Or a private sunset cruise aboard a 40-foot catamaran? You and your love can experience this and more on Amelia Island, one of Florida's Atlantic coast barrier islands. Hop on bikes and explore the scenic Amelia Island Trail, or pedal to downtown Fernandina Beach for its Victorian-style architecture, antique shops and galleries. After a day spent sightseeing, pamper weary muscles with a couples massage at one of the luxury resorts that call the island home.

This tiny Massachusetts island exudes New England charm. Stroll arm in arm with your sweetheart down cobblestone streets, unwind on white sand beaches and snap selfies in front of iconic lighthouses, such as Brant Point Lighthouse and Great Point Lighthouse. Then, grab a lobster roll to share from one of the island's premier seafood restaurants, and revel in the extraordinary Atlantic Ocean views from the Sconset Bluff Walk. When you're ready to retire for the night, you'll have your pick of quaint Nantucket inns.

Whether you time your trip for summer boating, fall leaf peeping or snow season, upstate New York makes for an intimate setting. Depending on when you visit, you can bond with your beloved on a sleigh ride, a paddling trip or a scenic hike, where you'll be treated to awe-inspiring views of the Adirondacks' forests, lakes and mountains. When you're adventured out, bop between some of New York's most iconic small towns, including Saranac Lake and Lake Placid, for local dining and shopping. What's more, you can choose from accommodations ranging from luxe lodges packed with amenities to secluded wooden cabins for two.

Savannah, Georgia, is tailor-made for a weekend getaway. Spanish moss hangs over sidewalks that lead past hundreds of historic homes. The lively River Street area features a bevy of shopping, dining and nightlife options, while nearby islands provide a relaxing respite. Meanwhile, Forsyth Park provides the ultimate romantic backdrop for memorable couples photos, and if you're feeling brave, you can hold each other tight during a ghost tour at the hauntingly beautiful Bonaventure Cemetery. For charming digs in the heart of the city, hang your hat at one of Savannah's charming bed-and-breakfast accommodations, or rent a snug carriage house.

If your ideal romantic escape entails a lazy agenda, shingle-covered beach houses and quaint towns, Martha's Vineyard is just the place. On this Massachusetts island, you can relax on quiet beaches, sample decadent fare at upscale restaurants and explore the historic Edgartown Lighthouse, which offers incredible views of the harbor and neighboring Chappaquiddick Island. On a warm, sunny day, venture to Oak Bluffs, where you'll find charming gingerbread cottages at The Campground. For the ultimate romantic retreat, book a stay at one of the island's top hotels, some of which offer complimentary bike rentals, beach chairs and continental breakfast to guests.

Reconnect with your sweetie during a getaway to Jackson Hole. This piece of Wyoming paradise is ideal for all kinds of outdoor pursuits, including hiking and skiing. Should you need to soothe your aching muscles after an active day, go for a dip in the Granite Hot Springs, Astoria Hot Springs or your high-end resort's outdoor hot tub. Whether your dream romantic vacation includes horseback riding through the majestic Grand Teton National Park, sipping wine by a crackling fireplace or unwinding at a world-class spa, Jackson Hole is the perfect place for you and your other half.

For lovebirds who enjoy skiing and cuddling up by a fireplace, Aspen is the perfect place for a romantic getaway. Spend your days sharing ski lifts in the snow-capped mountains before partaking in the highly touted après ski scene. If you arrive during the warmer months, take advantage of superb hiking and scenic gondola rides. Then, retreat to one of the many hotels and resorts that offer glitzy accommodations for two – not to mention some must-visit spas . If you're not ready to turn in just yet, Aspen's nightlife options include plenty of live music venues, clubs and cocktail lounges.

With 40 miles of protected seashore, this region of Massachusetts offers plenty of space for that long walk on the beach. And the slow pace of Cape Cod means you don't have to focus on the hustle and bustle of daily life – you can spend quality time together swimming, biking and eating fresh seafood instead. Cape Cod is also home to a handful of breweries and wineries, so you can toast to your special someone during a tasting. Splurge on one of the Cape's five-star accommodations for spectacular ocean views and sumptuous amenities like soaking tubs for two, in-room fireplaces and private balconies.

Vote to Add these Destinations to the Rankings

Willamette Valley

Santa Barbara

Fredericksburg, TX

San Luis Obispo

Newport, RI

Grand Canyon National Park

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• Best overall
• Best for cruises
• Best for reputation
• Best for preexisting conditions
• Best for digital nomads
• Best low-cost
• Best for road trips
• How we reviewed travel insurance companies

Ultimate Guide to Choosing the Best Travel Insurance in June 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

Traveling is an adventure, a leap into the unknown, a story waiting to unfold. But every story needs a safety net, and that's where travel insurance comes in. In this guide to the best travel insurance, we'll embark on a journey to help you better understand travel insurance and uncover the benefits that make it an indispensable companion for any traveler.

Our Picks for the Best Travel Insurance Companies

Best overall: nationwide travel insurance.

• Runner-Up: AXA Assistance USA
• Best for Cruises: Travel Guard
• Best Reputation:  C&F Travel Insured
• Best for Pre-existing Conditions:   Tin Leg Travel Insurance
• Best for Digital Nomads:   WorldTrips Travel Insurance
• Best Low-Cost Option:   Trawick International Travel Insurance

Best for Road Trips: Travelex Travel Insurance

How we rate travel insurance »

Compare the Best Travel Insurance Companies

The best travel insurance companies offer comprehensive coverage options for a wide range of people and needs. For this guide, we looked at coverage options, customizability, and the best companies for specific situations, such as pre-existing conditions.

Here are Business Insider's picks for the best travel insurance companies in 2024. 

• Trip cancellation coverage of up to 100% of trip costs (for cruises) or up to $30,000 (for single-trip plans)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Three cruise-specific plans to choose from
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Annual travel insurance plans available
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Strong trip cancellation coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancel for any reason coverage available
• con icon Two crossed lines that form an 'X'. CFAR insurance not available with every single plan
• con icon Two crossed lines that form an 'X'. Medical coverage is lower than what some competitors offer

Nationwide Travel Insurance offers many of the standard benefits you might see with a travel insurance policy. This can include things like trip cancellation coverage, so you can recover pre-paid costs or trip interruption in the event your vacation is interrupted by an unexpected event. There's also baggage delay coverage and medical coverage.

• Cancel for any reason coverage available

Nationwide Travel Insurance is of the largest players in the travel insurance space, offering nearly endless options for any customer on the travel spectrum, including annual travel insurance plans which can offer frequent travelers the flexibility to "set it and forget it" on their travel insurance coverage.

Nationwide Essential also offers some of the most affordable policies in the market compared to similar plans from competitors, which makes it a great pick for just about anyone. Buyers can discuss bundling options as Nationwide also sells homeowners, auto, pet, and other insurance products. Its travel insurance quoting is just as easy as it has been with other Nationwide insurance products.

Read our Nationwide Travel Insurance review here.

Best Travel Insurance Runner-Up: AXA Assistance USA

• Trip cancellation coverage of up to 100% of the trip cost
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous medical evacuation coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1,500 per person coverage for missed connections on cruises and tours
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Covers loss of ski, sports and golf equipment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage delay, loss and trip delay coverage ceilings per person
• con icon Two crossed lines that form an 'X'. Cancel for any reason (CFAR) coverage only available for most expensive Platinum plan
• con icon Two crossed lines that form an 'X'. CFAR coverage ceiling only reaches $50,000 maximum despite going up to 75%

AXA Assistance USA keeps travel insurance simple with gold, silver, and platinum plans. Emergency medical and CFAR are a couple of the options you can expect. Read on to learn more about AXA.

• Silver, Gold, and Platinum plans available
• Trip interruption coverage of up to 150% of the trip cost
• Emergency medical coverage of up to $250,000

AXA Assistance USA  offers consumers a great option for no-stress travel insurance: low-priced plans, generous coverage limits on key categories including primary insurance on lost luggage, and up to 150% reimbursement for qualifying trip cancellations.

While add-ons are limited and rental car coverage is not included by default on cheaper plans, AXA is a perfect fit for travelers who don't plan to drive (or who already hold a travel credit card with rental car coverage), and don't need any additional bells and whistles.

Read our AXA Assistance USA Travel Insurance review here.

Best for Cruises: AIG Travel Guard

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip cancellation coverage of up to 100% of the cost, for all three plan levels
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. CFAR covers up to 75% of total trip costs (maximum of $112,500 on some plans) 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Medical coverage of up to $500,000 and evacuation of up to $1,000,000 per person
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes COVID coverage 
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Above average baggage loss and delay benefits
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. High medical evacuation coverage
• con icon Two crossed lines that form an 'X'. Premiums may run slightly higher than competitors

Travel Guard is a well-established and highly rated name in the travel insurance industry. It offers three main coverage options to choose from, and in general its policies have above-average coverage for baggage loss and baggage delays, plus high medical evaluation coverage limits.

• Trip cancellation coverage for up to 100% of the trip cost
• Trip interruption coverage for up to 150% of the trip cost
• Preexisting medical conditions exclusions waiver must be purchased within 15 days of initial trip payment
• Annual travel insurance plan and Pack N' Go plan (for last-minute trips) available

Travel Guard is well-known insurance provider, and a great fit for travelers who want to ensure that they can get their money back in the event of canceled or interrupted travel plans.

While the company's policies can be pricey compared to its competitors, the high medical and evacuation limits make AIG a solid choice for older travelers who value peace of mind and simplicity over highly customizable plans that may be bolstered with medical upgrades.

Read our AIG Travel Guard review here.

Best for Reputation: C&F Travel Insured

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 2 major plans including CFAR coverage on the more expensive option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancellation for job loss included as a covered reason for trip cancellation/interruption (does not require CFAR coverage to qualify)
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Frequent traveler reward included in both policies
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million in medical evacuation coverage available
• con icon Two crossed lines that form an 'X'. Medical coverage is only $100,000
• con icon Two crossed lines that form an 'X'. Reviews on claims processing indicate ongoing issues
• C&F's Travel Insured policies allow travelers customize travel insurance to fit their specific needs. Frequent travelers may benefit from purchasing an annual travel insurance plan, then adding on CFAR coverage for any portions of travel that may incur greater risk.

While every travel insurance company has negative reviews about its claims process, C&F Travel Insured 's claims process has a consistent stream of positive reviews. One customer wrote that C&F processed a claim within 48 hours. Additionally, C&F regularly responds to customer reviews within one business week, making reviews a consistent way to reach the company.

Additionally, in C&F's fine print, it mentions that any claims that take more than 30 days to pay out will begin to accrue interest at 9% APY.

C&F's reputation isn't the only thing to speak highly of. It offers an array of add-ons uncommon in the travel insurance industry, such as Interruption for Any Reason insurance and CFAR coverage for annual plans. C&F also offers discounts for children on its Protector Edge plan and free coverage on its Protector plan.  

Read our C&F Travel Insured review here. 

Best for Pre-Existing Conditions: Tin Leg Travel Insurance

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Policy coverage includes most pre-existing health conditions
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous medical and evacuation amounts for peace of mind
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. COVID coverage included by default on all insurance plans
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers a wide range of plans for various budgets and travel needs
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans offer CFAR, “cancel for work reasons,” financial default, and unemployment coverage
• con icon Two crossed lines that form an 'X'. Limited add-on coverage options
• con icon Two crossed lines that form an 'X'. Baggage loss and delay coverage is low compared to competitors

Tin Leg travel insurance offers eight travel insurance plans to meet the unique needs of travelers.

• Tin Leg was founded in 2014 by the travel insurance industry experts at Squaremouth. Designed to meet the most common needs of travelers, these policies offer comprehensive Trip Cancellation and Trip Interruption benefits, and a range of Emergency Medical and Medical Evacuation limits.

Tin Leg Travel Insurance is a great fit for travelers with medical issues in particular. Seven of Tin Leg's eight travel plans include coverage for pre-existing conditions as long as you purchase your policy within 15 days of your initial trip payment.

Thanks to coverage for pre-existing medical conditions as well as for potential COVID-19 infection while traveling, this company offers some of the best financial investment options for travelers who are or will be exposed to higher health risks and issues.

Read our Tin Leg Travel Insurance review here.

Best for Digital Nomads: WorldTrips Travel Insurance

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable base plans that can be customized with add-ons including rental car, pet care, hunting and fishing, and vacation rental coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Insurance plans available for international student travelers
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage benefit that kicks in after just five hours
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Pre-existing conditions waiver can be purchased within 21 days of initial trip payment
• con icon Two crossed lines that form an 'X'. Lower medical, evacuation and accidental death limits
• con icon Two crossed lines that form an 'X'. Limited, secondary baggage loss coverage although baggage protection can be upgraded at a low cost
• con icon Two crossed lines that form an 'X'. No special coverages for pets, sports equipment, etc.

WorldTrips has been a reputable travel insurance provider for more than 20 years. Unsurprisingly, it boasts an A+ rating from the Better Business Bureau and positive reviews from thousands of customers.

• Travel medical insurance (Premium, Group, Annual, and International Student options)
• Trip cancellation insurance
• Trip protection insurance

WorldTrips Travel Insurance has affordable premiums, highly customizable add-ons, and generous coverage for core categories of travel insurance. All this makes it a great option for digital nomads, students studying abroad and backpackers.

However, travelers should keep in mind that plans are not particularly flexible, and coverage amounts are limited unless you plan ahead to pay for the areas and amounts that you need.

Read our WorldTrips Travel Insurance review here.

Best for Affordability: Trawick International Travel Insurance

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Useful for adventurous travelers headed to higher-risk destinations
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable plans with varying levels of coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. 10-day free look option
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Generous baggage loss replacement policy
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Trip delay coverage kicks in after just six hours
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some policies allow a CFAR add-on
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million medical evacuation coverage limit
• con icon Two crossed lines that form an 'X'. Baggage and trip delay coverages don’t kick in until after the 12-hour mark
• con icon Two crossed lines that form an 'X'. International student policies available for temporary stints abroad
• con icon Two crossed lines that form an 'X'. Complaints about claims not being paid or involving an intermediary to resolve claims

Trawick International travel insurance offers plans customized to diverse travelers' needs. We look at coverage options, claims processing, pricing, and other important factors for savvy travelers.

• Travel medical insurance
• Trip protection and cancellation
• International student insurance
• Visitor medical insurance (for traveling to the US)

Trawick International Travel Insurance is another insurance provider with robust medical travel insurance  that can help higher-risk and anxious travelers find peace of mind while on the road. This company offers one of the most generous medical evacuation policies in the market, although travelers will need to remember to add on rental car coverage if they need it.

Read our Trawick Travel Insurance review here.

• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Options to cover sports equipment
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Option to increase medical coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can cancel up to 48 hours before travel when CFAR option is purchased
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable coverage for budget-conscious travelers
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes generous baggage delay, loss and trip delay coverage
• Check mark icon A check mark. It indicates a confirmation of your intended interaction. Optional "adventure sports" bundle available for riskier activities
• con icon Two crossed lines that form an 'X'. Only two insurance plans to choose from
• con icon Two crossed lines that form an 'X'. Medical coverage maximum is low at up to $50,000 per person
• con icon Two crossed lines that form an 'X'. Pricier than some competitors with lower coverage ceilings
• con icon Two crossed lines that form an 'X'. Some competitors offer higher medical emergency coverage

Travelex travel insurance is one of the largest travel insurance providers in the US providing domestic and international coverage options. It offers a basic, select, and America option. Read on to learn more.

• Optional CFAR insurance available with the Travel Select plan
• Trip delay insurance starting at $500 with the Travel Basic plan
• Emergency medical and dental coverage starting at $15,000

Travelex Travel Insurance  offers three plans:

• Travel Basic
• Travel Select
• Travel America

The Travelex America plan is meant for trips limited to the U.S., but it has the highest coverage limits in many areas compared to its other programs. If you're flying somewhere, the lost baggage limits are higher. Its natural strengths shine for road trippers, though. Travelex America adds coverage for roadside service and rental car coverage for unexpected accidents. It also covers pets should you be involved in an accident while on the road.

While your standard auto insurance does extend to car rentals within the U.S. for a limited time, any accident would affect future rates. Travelex would eliminate the risk of reporting to your auto insurance provider for minor incidents within its purview.

Read our Travelex Travel Insurance review here.

Introduction to Travel Insurance

Why travel insurance is a must-have.

The unpredictable nature of traveling – from flight cancellations to medical emergencies – can turn your dream vacation into a nightmare. Travel insurance acts as a personal safeguard, ensuring that unexpected events don't drain your wallet or ruin your trip.

Understanding Different Types of Travel Insurance

Not all travel insurance policies are created equal. From single-trip travel insurance policies to annual travel insurance plans , from minimal coverage to comprehensive protection, understanding the spectrum of options is your first step in finding the right fit for your journey.

Key Features to Look for in Travel Insurance Coverage

Travel insurance for medical emergencies.

Imagine falling ill in a foreign country; daunting, right? A robust travel insurance plan ensures you don't have to worry about how much emergency medical care while traveling will cost, even in the most remote corners of the globe. This coverage will often come in tandem with emergency medical evacuation coverage.

Trip Cancellation and Interruption Benefits

Life is full of surprises, some less pleasant than others. Trip cancellation and interruption coverage ensures that you're not left out of pocket if unforeseen circumstances force you to cancel or cut your trip short. You may also look for cancel for any reason and interruption for any reason options, which will reimburse you for a percentage of your nonrefundable fees, but expands the covered reasons you can cancel a trip. You can find our guide on the best CFAR travel insurance companies here.

Coverage for Personal Belongings and Baggage Loss

Losing your belongings is more than an inconvenience; it's losing a piece of your world. Insurance that covers personal belongings and baggage loss ensures that you're compensated for your loss, helping you to rebound and continue your adventure.

Support and Assistance Services

In times of trouble, having a lifeline can make all the difference. Look for insurance that offers 24/7 support and assistance services, giving you peace of mind that help is just a phone call away. Also, check websites that field customer reviews like Trustpilot, the Better Business Bureau, and InsureMyTrip , to see how well a company responds to customer requests.

Choosing the Best Travel Insurance

Reputation and reliability of the travel insurance provider.

A provider's reputation is not just about being well-known; it's about reliability, customer satisfaction, and the ability to deliver on promises. Researching and choosing a reputable provider is a cornerstone in ensuring your safety and satisfaction.

Understanding the Policy's Fine Print

The devil is in the details, and understanding the fine print of what your travel insurance policy covers is crucial. Be aware of coverage limits, exclusions, and the process for filing a claim to avoid any unpleasant surprises.

Customer Reviews and Feedback

In the age of information, customer reviews and feedback are goldmines of insight. Learn from the experiences of others to gauge the reliability and customer service of the insurance provider you're considering. While the ratings are important, you should also look at whether or not a company responds to customer complaints.

How to Get the Most Out of Your Travel Insurance

Knowing your policy inside out.

Familiarize yourself with every aspect of your policy – what it covers, what it doesn't, how to file a claim, and who to contact in an emergency. Being informed means being prepared. 

Steps to Take When a Problem Arises

If you face an issue during your travels, knowing the immediate steps to take can make all the difference. Keep important contacts and your policy details handy, and remember, your insurance provider is there to assist you.

How to Pick the Best Travel Insurance Company for You

There isn't a one-size-fits-all policy that works perfectly for every traveler. Young, healthy solo travelers can opt for much cheaper plans that offer bare-bones coverage, while families juggling complex itineraries will do best by investing in a robust policy that can help defray any costs associated with lost baggage, delayed transportation or other trip-impeding obstacles.

That being said, you can't go wrong with a travel insurance provider that boasts a reputable history and offers a wide range of customizable plans. In some cases, you may be comparing plans that are only a few dollars' apart from each other. In such situations, you should generally opt for the insurance company that offers the strongest customer service. It's also worth considering whether or not the travel insurance provider has been reviewed by other travelers with similar itineraries to your own. 

An insurance aggregator like InsureMyTrip or Squaremouth is one of the best tools for searching travel insurance policies. Once you input the specifics of your travel itinerary, you'll be able to see hundreds of search results to compare the ones that catch your eye. If the options are too overwhelming, use the filters to the left of your search page to eliminate as many irrelevant plans as possible.

How We Reviewed the Best Travel Insurance Companies

To come up with our list of the best travel insurance companies, we evaluated each insurer based on the following factors:

Guide Methodology: What We Considered

Policy Types

Travel insurance is essential, but often underused partly because people aren't getting what they want. Business Insider's 2023 travel study showed 10.65% of travelers surveyed bought cancel for any reason insurance. Cost may be a factor, but in many cases, the coverage is more affordable than you might think. Regardless, companies must offer a diverse range of coverage options. We award five stars to companies offering all standard coverages and additional options like pet and sports equipment protection.

Our 2023 travel study indicated the majority of purchases were made through the travel provider (ex: flight protection insurance when you're purchasing your airline tickets). While these may be sufficient for some customers, we look for companies offering a more comprehensive range of services.

According to the U.S. Travel Insurance Association, the average cost of travel insurance will be between 4% and 8% of total travel expenses. Anything beyond that price point should include additional benefits beyond the standard inclusions, such as CFAR protection or upgraded medical coverage. Anything below that 4% threshold may leave you lacking important or sufficient coverage in an emergency.

Convenience and Flexibility

Whether you're an infrequent traveler or a suitcase warrior, a good travel insurance company should have you covered. In many cases, you might not even have to talk to a person in order to purchase your policy.

Many people think of travel insurance in context with specific trips, but most of these top contenders sell both single-trip and multi-trip policies, also known as annual travel insurance. Some companies also offer plans specifically designed for cruisers, students abroad, and business travelers. (Read our guide to the best cruise travel insurance companies for more details.) Finally, all of these providers offer multiple options for getting the specific areas and amounts of coverage that you want.

Claims Handling

Most travelers never have a large claim. Premiums are low, and it provides peace of mind for the just in case situations. So they leave reviews based on their reduced stress levels. But what happens if you lose your luggage or have to stay a few extra days due to an unexpected accident? Will your insurance carrier cover your claim without all the hassle? We check real customer reviews to sort this out for you.

Ease of Use and Support

When purchasing, during your trip, and throughout the claims process, you may need extra support. Does the company have a 24/7 help line? Does it have an online or mobile system allowing you to self-manage? Essentially, what are the options when you need help? We look at the big picture to evaluate the average customer experience with each company.

You can read our full insurance rating methodology for even more details.

Best Travel Insurance FAQs

There isn't a one-size-fits-all solution for every traveler. Determine the benefits that are most important to you, like baggage delay coverage, medical coverage, and trip delay coverage, then look for a company with solid customer ratings, especially when it comes to processing claims.

Travel insurance will pay out if you experience a covered event, such as a travel delay or delayed or lost baggage. If you're looking to get travel insurance for a specific reason, such as needing to potentially cancel your trip due to work reasons, make sure your policy will cover you in that situation before purchasing it. You should also check customer reviews to see other travelers' claims experiences, as it varies wildly from company to company.

The average cost of travel insurance is 4% to 8% of your total trip cost, so it could vary widely depending on where you're traveling and the length of your trip. Your age, the number of people in your group, and other factors can also influence how much you'll pay.

Most comprehensive travel insurance policies include travel medical coverage that can come in handy if an emergency occurs and you need medical evacuation. Some travel insurance plans offer more specialized coverage for travelers with pre-existing conditions , so shop around if medical coverage is a top priority for you. 

$100,000 should be a sufficient medical coverage limit for travel insurance. If you're planning on doing extreme sports or anything particularly risky on your trip, you may want to increase your coverage level. A high medical coverage limit is especially useful when you're purchasing cruise travel insurance, since medical evacuations are more involved at sea.

Editorial Note: Any opinions, analyses, reviews, or recommendations expressed in this article are the author’s alone, and have not been reviewed, approved, or otherwise endorsed by any card issuer. Read our editorial standards .

Please note: While the offers mentioned above are accurate at the time of publication, they're subject to change at any time and may have changed, or may no longer be available.

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