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Best overall
Best for exotic trips
Best for trip interruption
Best for medical-only coverage
Best for family coverage
Best for long trips
Why You Should Trust Us

Best International Travel Insurance for June 2024

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

If you're planning your next vacation or trip out of the country, be sure to factor in travel insurance. Unexpected medical emergencies when traveling can drain your bank account, especially when you're traveling internationally. The best travel insurance companies for international travel can step in to provide you with peace of mind and financial protection while you're abroad.

Best International Travel Insurance

Best overall: Allianz Travel Insurance
Best for exotic travel: World Nomads Travel Insurance
Best for trip interruption coverage: C&F Travel Insured

Best for medical-only coverage: GeoBlue Travel Insurance

Best for families: Travelex Travel Insurance
Best for long-term travel: Seven Corners Travel Insurance

How we rate the best international travel insurance »

Compare the Best International Travel Insurance Companies

As a general rule, the most important coverage to have in a foreign country is travel medical insurance , as most US health insurance policies don't cover you while you're abroad. Without travel medical coverage, a medical emergency in a foreign country can cost you. You'll want trip cancellation and interruption coverage if your trip is particularly expensive. And if you're traveling for an extended period of time, you'll want to ensure that your policy is extendable.

Here are our picks for the best travel insurance companies for international travel.

Best overall: Allianz

Check mark icon A check mark. It indicates a confirmation of your intended interaction. Good option for frequent travelers thanks to its annual multi-trip policies
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Doesn't increase premium for trips longer than 30 days, meaning it could be one of the more affordable options for a long trip
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Some plans include free coverage for children 17 and under
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Concierge included with some plans
con icon Two crossed lines that form an 'X'. Coverage for medical emergency is lower than some competitors' policies
con icon Two crossed lines that form an 'X'. Plans don't include coverage contact sports and high-altitude activities
Single and multi-trip plans available
Trip cancellation and interruption coverage starting at up to $10,000 (higher limits with more expensive plans)
Preexisting medical condition coverage available with some plans

Allianz Travel Insurance offers the ultimate customizable coverage for international trips, whether you're a frequent jetsetter or an occasional traveler. You can choose from an a la carte of single or multi-trip plans, as well as add-ons, including rental car damage, cancel for any reason (CFAR) , adventure sport, and business travel coverage. And with affordable pricing compared to competitors, Allianz is a budget-friendly choice for your international travel insurance needs.

The icing on the cake is Allyz TravelSmart, Allianz's highly-rated mobile app, which has an average rating of 4.4 out of five stars on the Google Play store across over 2,600 reviews and 4.8 out of five stars from over 22,000 reviews on the Apple app store. So, you can rest easy knowing that you can access your policy and file claims anywhere in the world without a hassle.

Read our Allianz Travel Insurance review here.

Best for exotic trips: World Nomads

World Nomads World Nomads Travel Insurance

Check mark icon A check mark. It indicates a confirmation of your intended interaction. Coverage for 200+ activities like skiing, surfing, and rock climbing
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Only two plans to choose from, making it simple to find the right option
Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can purchase coverage even after your trip has started
con icon Two crossed lines that form an 'X'. If your trip costs more than $10,000, you may want to choose other insurance because trip protection is capped at up to $10,000 (for the Explorer plan)
con icon Two crossed lines that form an 'X'. Doesn't offer coverage for travelers older than 70
con icon Two crossed lines that form an 'X'. No Cancel for Any Reason (CFAR) option
Coverage for 150+ activities and sports
2 plans: Standard and Explorer
Trip protection for up to $10,000
Emergency medical insurance of up to $100,000
Emergency evacuation coverage for up to $500,000
Coverage to protect your items (up to $3,000)

World Nomads Travel Insurance offers coverage for over 150 specific activities, so you can focus on the adventure without worrying about gaps in your coverage.

You can select its budget-friendly standard plan, starting at $79. Or if you're an adrenaline junkie seeking more thrills, you can opt for the World Nomads' Explorer plan for $120, which includes extra sports like skydiving, scuba diving, and heli-skiing. And World Nomads offers 24/7 assistance, so you can confidently travel abroad, knowing that help is just a phone call away.

Read our World Nomads Travel Insurance review here.

Best for trip interruption: C&F Travel Insured

Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers 2 major plans including CFAR coverage on the more expensive option
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Cancellation for job loss included as a covered reason for trip cancellation/interruption (does not require CFAR coverage to qualify)
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Frequent traveler reward included in both policies
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Up to $1 million in medical evacuation coverage available
con icon Two crossed lines that form an 'X'. Medical coverage is only $100,000
con icon Two crossed lines that form an 'X'. Reviews on claims processing indicate ongoing issues
C&F's Travel Insured policies allow travelers customize travel insurance to fit their specific needs. Frequent travelers may benefit from purchasing an annual travel insurance plan, then adding on CFAR coverage for any portions of travel that may incur greater risk.

C&F Travel Insured offers 100% coverage for trip cancellation, up to 150% for trip interruption, and reimbursement for up to 75% of your non-refundable travel costs with select plans. This means you don't have to worry about losing your hard-earned money on non-refundable travel costs if your trip ends prematurely.

Travel Insured also stands out for its extensive "reasons for cancellation" coverage. Unlike many insurers, the company covers hurricane warnings from the National Oceanic and Atmospheric Administration (NOAA).

Read our C&F Travel Insured review here.

Check mark icon A check mark. It indicates a confirmation of your intended interaction. A subsidary of Blue Cross Blue Shield
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers strong medical plans as long as you have a regular health insurance plan, but it doesn't have to be through Blue Cross
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Offers long-term and multi-trip travel protection
con icon Two crossed lines that form an 'X'. Multiple complaints about claims not being paid or being denied
con icon Two crossed lines that form an 'X'. Does not provide some of the more comprehensive coverage like CFAR insurance
con icon Two crossed lines that form an 'X'. Buyers who do get claims paid may need to file multiple claim forms

GeoBlue Travel Insurance offers policies that covers emergency medical treatments when you're abroad. While GeoBlue lacks trip cancellation coverage, that allows it to charge lower premiums than the other companies on this list.

GeoBlue plans can cover medical expenses up to $1 million with several multi-trip annual plans available. It offers coinsurance plans for trips within the U.S. and 100% coverage for international trips. It also has a network of clinics in 180 countries, streamlining the claims process. It's worth noting that coverage for pre-existing conditions comes with additional costs.

Read our GeoBlue Travel Insurance review here.

Best for family coverage: Travelex Travel Insurance

Trip cancellation coverage for up to 100% of the trip cost and trip interruption coverage for up to 150% of the trip cost

Check mark icon A check mark. It indicates a confirmation of your intended interaction. Options to cover sports equipment
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Option to increase medical coverage
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Can cancel up to 48 hours before travel when CFAR option is purchased
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Affordable coverage for budget-conscious travelers
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Includes generous baggage delay, loss and trip delay coverage
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Optional "adventure sports" bundle available for riskier activities
con icon Two crossed lines that form an 'X'. Only two insurance plans to choose from
con icon Two crossed lines that form an 'X'. Medical coverage maximum is low at up to $50,000 per person
con icon Two crossed lines that form an 'X'. Pricier than some competitors with lower coverage ceilings
con icon Two crossed lines that form an 'X'. Some competitors offer higher medical emergency coverage

Travelex travel insurance is one of the largest travel insurance providers in the US providing domestic and international coverage options. It offers a basic, select, and America option. Read on to learn more.

Optional CFAR insurance available with the Travel Select plan
Trip delay insurance starting at $500 with the Travel Basic plan
Emergency medical and dental coverage starting at $15,000

Travelex Travel Insurance offers coverage for your whole crew, perfect for when you're planning a family trip. Its family plan insures all your children 17 and under at no additional cost. The travel insurance provider also offers add-ons like adventure sports and car rental collision coverage to protect your family under any circumstance. Got pets? With Travelex's Travel Select plan, you can also get coverage for your furry friend's emergency medical and transportation expenses.

Read our Travelex Travel Insurance review here.

Best for long trips: Seven Corners

Seven Corners Seven Corners Travel Insurance

Check mark icon A check mark. It indicates a confirmation of your intended interaction. Diverse coverage options such as CFAR, optional sports equipment coverage, etc.
Check mark icon A check mark. It indicates a confirmation of your intended interaction. Available in all 50 states
con icon Two crossed lines that form an 'X'. Prices are higher than many competitors
con icon Two crossed lines that form an 'X'. Reviews around claims processing are mixed
Trip cancellation insurance of up to 100% of the trip cost
Trip interruption insurance of up to 150% of the trip cost
Cancel for any reason (CFAR) insurance available

Seven Corners Travel Insurance offers specialized coverage that the standard short-term travel insurance policy won't provide, which is helpful if you're embarking on a long-term trip. You can choose from several plans, including the Annual Multi-Trip plan, which provides medical coverage for multiple international trips for up to 364 days. This policy also offers COVID-19 medical and evacuation coverage up to $1 million.

You also get the added benefit of incidental expense coverage. This policy will cover remote health-related services and information, treatment of injury or illness, and live consultations via telecommunication.

Read our Seven Corners Travel Insurance review here.

How to Find the Right International Travel Insurance Company

Different travelers and trips require different types of insurance coverage. So, consider these tips if you're in the market to insure your trip.

Determine your needs

Your needs for travel insurance will depend on the type of trip you're taking. You'll need to consider your destination and what you'll be doing there, either business, leisure, or adventure traveling. Policies covering adventure sports and activities will cost more. Longer, more expensive trips will also cost more.

Research the reputation of the company

When researching a company, you'll want to closely review the description of services. You'll want to see how claims are handled, any exceptions, and limitations.

You'll also want to look at the company's customer reviews on sites like Trustpilot, BBB, and Squaremouth, as this will provide insight on the quality of customer service and the claims process. You should also take note of whether companies respond to customer reviews.

Compare prices

You can get quotes through a company's website or travel insurance aggregators like InsureMyTrip and VisitorsCoverage. You'll need to be prepared to provide the following information about your trip:

Trip destination(s)
Travel dates
Number of travelers
Traveler(s) age/birthday
State of residence
Total trip cost

For companies that offer travel medical insurance, you'll also want to play around with the deductible options, as they can affect your policy premium.

Understanding International Travel Insurance Coverage Options

Travel insurance can be confusing, but we're here to simplify it for you. We'll break down the industry's jargon to help you understand what travel insurance covers to help you decide what your policy needs. Bear in mind that exclusions and limitations for your age and destination may apply.

Finding the Best Price for International Travel Insurance

Your policy cost will depend on several factors, such as the length of your trip, destination, coverage limits, and age. Typically, a comprehensive policy includes travel cancellation coverage costs between 5% and 10% of your total trip cost.

If you're planning an international trip that costs $4,500, you can expect to pay anywhere from $225 to $450 for your policy. Comparing quotes from multiple providers can help you find a budget-friendly travel insurance policy that meets your needs.

Why You Should Trust Us: How We Reviewed International Travel Insurance Companies

We ranked and assigned superlatives to the best travel insurance companies based on our insurance rating methodology . It focuses on several key factors, including:

Policy types: We analyzed company offerings such as coverage levels, exclusions, and policy upgrades, taking note of providers that offer a range of travel-related issues beyond the standard coverages.
Affordability: We recognize that cheap premiums don't necessarily equate to sufficient coverage. So, we seek providers that offer competitive rates with comprehensive policies and quality customer service. We also call out any discounts or special offers available.
Flexibility: Travel insurance isn't one-size-fits-all. We highlight providers that offer a wide array of coverage options, including single-trip, multi-trip, and long-term policies.
Claims handling: The claims process should be pain-free for policyholders. We seek providers that offer a streamlined process via online claims filing and a track record of handling claims fairly and efficiently.
Quality customer service: Good customer service is as important as affordability and flexibility. We highlight companies that offer 24/7 assistance and have a strong record of customer service responsiveness.

We consult user feedback and reviews to determine how each company fares in each category. We also check the provider's financial rating and volume of complaints via third-party rating agencies.

Read more about how Business Insider rates insurance products here.

International Travel Insurance FAQs

The best insurance policy depends on your individual situation, including your destination and budget. However, popular options include Allianz Travel Insurance, World Nomads, and Travel Guard.

You should pay attention to any limitations regarding covered cancellations, pre-existing conditions, and adventure activities. For example, if you're worried you may have to cancel a trip for work reasons, ensure that you've worked at your company long enough to qualify for cancellation coverage, as that is a condition with some insurers. You should also see if your destination has any travel advisories, as that can affect your policy.

Typically, your regular health insurance won't cover you out of the country, so you'll want to make sure your travel insurance has adequate medical emergency coverage. Depending on your travel plans, you may want to purchase add-ons, such as adventure sports coverage, if you're planning on doing anything adventurous like bungee jumping.

Travel insurance is worth the price for international travel because they're generally more expensive, so you have more to lose. Additionally, your regular health insurance won't cover you in other countries, so without travel insurance, you'll end up paying out of pocket for any emergency medical care you receive out of the US.

You should purchase travel insurance as soon as possible after making payment on your trip. This makes you eligible for add-ons like coverage for pre-existing conditions and CFAR. It also mitigates the chance of any losses in the days leading up to your trip.

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UIA Mutual and UNISON Living

UNISON is now seeking a new provider of home, travel and pet insurance

UIA Mutual has ceased to provide Home, Travel and Pet Insurance for new business or for those wishing to renew their policies. Existing policy holders will continue to be serviced by UIA Mutual until their renewal.

Due to the changes, UNISON has ceased to recognise UIA Mutual as an official UNISON Living provider. UIA will therefore stop offering home, travel and pet insurance under the union’s brand, with immediate effect.

UIA has appointed Unisure Ltd, which will now trade as UIA under the UIA brand, to provide its insurance services. Uinsure Ltd will be notifying all existing policy holders of the change directly.

Uinsure is not a UNISON Living endorsed provider and UNISON is now exploring all options for the endorsement of a new provider of home, travel and pet insurance, as a matter of priority.

There is no change to UNISON’s other endorsed providers of other general insurance products. These continue to be LV (for car insurance and breakdown cover) and UIB – UNISON Protect for life insurance.

For further updates and more on UNISON Living

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TravelAwaits

Our mission is to serve the 50+ traveler who's ready to cross a few items off their bucket list.

Travel Insurance Advice: Ins & Outs

News and Tips
Travel Tips

Travel insurance is one of the murkiest parts of planning a trip. Do you actually need it? And what does it cover? And why would another country require visitors to have it? Let’s get into the nitty-gritty.

Is travel insurance necessary?

At its broadest , travel insurance covers potential losses that could happen while you’re traveling. Sounds straightforward, right? In reality, travel insurance policies might only cover specific things, like medical emergencies, missed flights, and lost luggage.

But the average policy might not cover things like medical emergencies from preexisting conditions, unforeseen changes due to political conflict, tour operator defaults, and a series of other obstacles. It’s always worth it to read the fine print.

You might also want to take another look at whether travel insurance is necessary.

Here’s why other countries want you to have it : so you’re less of a financial burden if everything goes wrong. Here’s why you might actually need it : if you’d be financially unable to recoup any losses from your trip, then you need it.

Countries that require travel insurance

Before we cover which countries require travel insurance, I want to direct you toward the Smart Traveler app. This handy tool comes from the US Department of State. It offers live updates on travel recommendations from the US and all of our embassy locations. It also has a 4.8 rating on the Apple App Store , which is pretty outstanding for a state-run app.

Now back to insurance. Sometimes, purchasing travel insurance isn’t up for debate. There’s a growing number of countries that require US citizens to purchase travel insurance. I’ve sourced this from the US Department of State.

The Galapagos Island (Ecuador)
Saudi Arabia
Schengen Visa Countries (more on this below)

Do you need travel insurance in Schengen countries?

Never heard of Schengen? This area includes 29 countries across Europe where borders have been ‘abolished’. That means that Europeans can travel freely between them without a passport.

It also simplifies things for travelers; US citizens can spend 90 days within a 180-day period inside Schengen countries. According to the US Department of State , the only official entry requirement for Europe’s Schengen area is having a passport that’s valid for at least six more months.

At the same time, it’s advised that travelers have insurance when heading to Europe. For now, I recommend you skip it . However, the EU recently ruled that in 2025, US citizens must officially apply for visas before coming over. I’m sure that will involve some proof of travel insurance.

My take on travel insurance

As someone who has traveled extensively and lived in Latin America, Europe, Asia, and Australia, I recommend focusing on travel insurance only as needed .

In other words, think about the type of trip you’re taking and not just where you’re going.

In close to fifteen years of consistent travel and life on the road, there are only two times when travel insurance would have been relevant to me.

First, when I traveled to see Swedish House Mafia play in Mumbai on their last world tour in 2013 (don’t judge me). On the day of the show, the mayor of Mumbai died and political upheaval ensued. Me and my friends were trapped in our friend’s apartment for days. Travel insurance, theoretically, would have helped us recoup the costs of travel to Mumbai.

I also had the pleasure of traveling to Cuba a week after Fidel Castro died in 2016. The nation entered a period of mourning, which meant things like alcohol, music, and dancing weren’t allowed. Travel insurance, in this case, might not have actually helped me recoup any of my travel losses.

Common cases

So, here’s my final thought: travel insurance is helpful when there’s a lot on the line . If you’re setting off on a long-term and extended vacation, then you’re more likely to encounter a bump in the road. Travel insurance can go a long way in helping you sort out any obstacles, from lost luggage to last-minute checkups at the doctor.

If you’re going to be toting around expensive equipment, then you absolutely need to be covered. This is true for people heading out on adventure tours, such as skiing or snowboarding, along with musicians who might have pricey instruments with them. If Fido is coming with you, then you should both be covered.

Lastly, think about your medical history . If you rely on several medications and are prone to a lil’ medical emergency now and then, I highly recommend using travel insurance. You don’t want any hiccups when you’re being rushed to an urgent care center.

Tay Belgeri is a content writer with global experience. She writes for brands like Santander Bank, PokerStars, DraftKings, and OddsChecker. Her affiliate posts have appeared on AP News, Ranker, Notion, OK! Magazine, and other major sites. She writes about a variety of cultural topics (from sports to high fashion) but specializes in travel. Originally from Missouri, she now lives in Spain. In a few years, she will have spent more time outside the US than inside it. Career highlights: • Selected to present research by the National Council of Undergraduate Research (2014) • Acquired grants for New York City’s first Indigenous Peoples Day Celebration (2015) • Joined OddsChecker’s US Launch team (2020) • Shortlisted for the Foreword INDIES (2021, 2023)

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Our Home Insurance and Travel Insurance services are also available to the general public looking to benefit from our competitive premiums and exceptional service under the Together Mutual Insurance brand.

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A Practical Guide to Buying Travel Insurance

Travel insurance could be the difference between a huge medical bill or a modest copay. use these tips to find the best policy for your trip..

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A Practical Guide to Buying Travel Insurance

It’s far better to buy travel insurance and never use it than to not be covered in an emergency.

Courtesy of Shutterstock

For many, travel insurance seems like an unnecessary additional expense. But if you get stuck in a costly situation—a medical emergency, a canceled trip due to a pandemic , a stolen camera—it suddenly becomes a totally worthwhile investment that saves, not costs, you money.

This was the case for writer Chris Ciolli. After years of traveling without a safety net, she invested in travel insurance on a recent trip during which she was rushed to the hospital at 3 a.m. for a slew of just-in-case tests. She ended up with an underwhelming diagnosis of gastritis, but also a slow trickle of medical bills—a few hundred dollars here, a thousand there—that totaled nearly $6,000. Fortunately, her monthlong $185 World Nomads policy covered everything after an initial $80 copay.

But even if you understand the benefits and you’re committed to buying travel insurance, choosing the right policy for your needs—and even knowing what those needs are—can be tricky. To help you choose the best travel insurance for your trip, we’ve consulted a number of travel agents, insurance industry professionals, and lifelong travelers for advice. In this guide, you’ll find everything you need to know, from travel insurance reviews and comparisons to common questions answered, to pick the best policy for your next trip.

What is travel insurance?

Travel insurance is a plan, similar to health or auto insurance, that protects you from expenses incurred during unforeseen mishaps while traveling, such as lost luggage, trip cancellations, or medical emergencies.

Although your current homeowner’s, renter’s, auto, or health insurance may cover you for certain things while traveling, it usually doesn’t cover everything—especially on international trips. A good travel insurance plan will cover the gaps.

Where do you get travel insurance?

Some very basic forms of travel insurance are included if you booked your trip with a credit card such as World MasterCard, Capital One Venture Rewards, and Chase Ink and Sapphire cards. With these plans, you may be protected regarding some delay, luggage, and travel accident expenses, but the coverage is usually pretty basic.

You can also purchase it as an add-on while booking flights, cruises, or hotels. These plans are also limited and will only cover you in the event of an unavoidable cancellation due to events such as a natural disaster or a death in your family. “While it may seem less expensive, it may not cover all of the components of your trip,” says Andrew David Harris, vice president and COO of Harris Travel Service . While both of these are better than nothing, the most comprehensive and best travel insurance policies are sold by providers such as World Nomads, Allianz Global Assistance, Seven Corners, or TravelEx. You can purchase these plans through your travel agent, but it’s often less expensive to book directly with the travel insurance provider or through a comparison website, like SquareMouth .

What does travel insurance cover?

Every traveler and trip is different, which is reflected by the variety of travel insurance plans on the market. No matter what plan or provider you choose, below are some common things travel insurance covers. Experts agree that before you buy, you should absolutely look for specific exclusions in the fine print on potential policies. If you’re unsure about something, reach out. A good insurance company will be responsive and willing to clarify your questions.

Trip cancellation and interruption

Most travel insurance policies will include some form of trip cancellation and interruption coverage to reimburse you for nonrefundable expenses, like a prepaid hotel or plane ticket. Unless you add cancel for any reason (CFAR) insurance to your plan, there will be a limited set of acceptable reasons to claim this. Illness, death of an immediate family member, and weather are commonly accepted reasons.

Trip delays and missed connections

Also common is reimbursement for additional expenses incurred if a trip is delayed and meets criteria set out by the provider. With World Nomads, your flight must be delayed by at least six hours to qualify.

Baggage and personal effects

Most plans will cover the cost of lost or damaged luggage and personal belongings as well as the cost of purchasing additional items if your luggage is delayed.

Emergency medical and dental care

This covers the cost of medical care when you get sick or have an accident in another country and usually includes medical evacuation. However, travel insurance isn’t a substitute for regular health insurance so nonemergency medical expenses (physicals, anything cosmetic, eye exams) aren’t covered. Childbirth isn’t covered either, even for pregnant travelers who go into labor prematurely.

Shannon O’Donnell, 2013 National Geographic Traveler of the Year and blogger at A Little Adrift , mentions another coverage gap travelers miss: “You’re only covered for what you’re licensed to do back home—if you don’t have a permit for a motorbike and you drive one in Southeast Asia, you might not be covered in an accident.”

Emergency medical evacuation

This covers the cost of an emergency transfer (in an ambulance or helicopter, for example) from an area with inadequate medical care to the nearest medical center with the services you need. It’s costlier but essential in isolated and politically unstable parts of the world.

Accidental death and dismemberment and repatriation

Experts say that “truckloads of coverage for hospital costs and medical repatriation home” are the most important things to look for. “The rest is just window dressing.” A lot of basic plans won’t include this in their coverage, but you can easily add this on with an upgrade to a more premium tier.

Concierge and 24/7 service

Daniel Durazo, director of Marketing and Communications for Allianz Global Assistance , says that “a good policy includes a 24/7 contact line for both medical and travel emergencies.”

Common travel insurance add-ons to consider

A basic plan is usually enough for most travelers, but it may not cover everything you need if you’re older, have pre-existing medical conditions, participate in sports while traveling, book an expensive trip, or travel with expensive gear (such as a high-end camera). If you fall into any of these categories, consider an add-on or upgrade.

Upgrade lost luggage, trip delay, and cancellation amounts

“Standard travel insurance levels cover more modest belongings and lodging,” advises Annette Stellhorn, president and Group Luxury Travel designer at Accent on Travel . If you’re traveling with expensive gear or spending a lot on your trip, consider upgrading to a tier that covers your costs adequately.

Additional coverage for adventure and high-risk travel

Stellhorn also notes that adventure and high-risk travel “require higher benefit amounts for medical evacuation, which can run more than $250,000.” And Judy Perl at Judy Perl Worldwide Travel says that “most insurance companies will not insure high-risk travel at all, with the exception of big companies like First Allied and Travelex .” Even fewer risky activities and sports may only be covered to a limit: that is, climbing to certain heights and diving to certain depths.

Most sports are covered up to a certain level of intensity; any higher and you may have to purchase a different tier of insurance. World Nomads, for example, will cover a slew of adventure travel activities and sports, but at an additional cost on top of its basic insurance.

Cancel for any reason (CFAR) insurance

It’s important to read the fine print of any insurance plan because, even if it includes trip cancellation coverage, this often only kicks in under certain circumstances. As many travelers found out recently, trips canceled due to the recent coronavirus pandemic were not covered unless they had a CFAR add-on .

Jennifer Wilson-Buttigieg, co-owner and copresident at Valerie Wilson Travel , explains that these plans “only cover 75 percent of trip expenses [and only] if travelers cancel their trips at least 48 hours in advance.”

Does travel insurance cover pandemics?

No. “Once actual events have unfolded, such as the coronavirus outbreak, they are considered known or foreseeable events and are no longer covered by most travel insurance policies,” says Afar’s Michelle Baran . The exception is if you chose to upgrade your plan to include a CFAR add-on.

What are the best travel insurance policies?

The best travel insurance policy will depend on you and your trip. You’ll want to make sure you have a plan that covers the cost of your entire trip and the activities you want to do and won’t leave you in the dark if you have preexisting conditions. The following are some of the best travel insurance partners to consider:

Best for: Older travelers and those with preexisting conditions.

While Allianz provides great travel insurance for any traveler, it’s especially appropriate for those with pre-existing conditions, since those are covered in every one of its plans. However, its basic coverage only covers up to $500 in lost or damaged baggage, so consider an upgrade if you’re traveling with more expensive equipment.

Get a quote: allianztravelinsurance.com

Best for: Medical coverage only

GeoBlue’s Voyager basic medical coverage is not a comprehensive travel insurance plan that covers a slew of scenarios; rather it provides travelers with basic medical travel insurance. The deductible is a high $500, but at $19 to $35 per trip, it’s an inexpensive way to protect yourself in case something catastrophic happens. If you’re adequately covered for travel mishaps like lost luggage or stolen goods by other insurance (like your credit card or homeowner’s insurance), this might be the plan for you.

Get a quote: geobluetravelinsurance.com

Best for: Traveling with kids

With TravelEx, travelers can choose between a basic or select travel insurance package with options to customize it according to their needs. Both plans cover standard things like trip cancellation and emergency medical services and are an all-around comprehensive option. However, its Travel Select plan also includes free coverage for any children under 17 traveling with you. For families, TravelEx Select is a great money-saving option.

Get a quote: travelexinsurance.com

How much does travel insurance cost?

Complete travel insurance packages can cost as little as $8 per day but vary depending on the length of the trip, destination(s), and the tier of travel insurance you choose. Some, but not all, travel insurance may also cost more for travelers with pre-existing conditions or older adults.

As a comparison, here are some examples of travel insurance costs for a 45-year-old traveler on a $5,000, one-week trip to Mexico:

$138 for an explorer plan with World Nomads
$179 for a basic plan with Allianz
$248 for an essential plan with AIG
$261 for a basic plan with Travelex

While some of these plans may seem expensive, keep in mind that if they provide you the coverage you need, they can be a huge money saver. Insurer World Nomads says that its average claim amount for 2017 was $1,634, and its most expensive claim—a medical evacuation of a child from Sitka, Alaska, to Seattle—was nearly $200,000. Suddenly, that $8 per day makes travel insurance worth it . But, as Michael Holtz, founder and CEO of the travel agency SmartFlyer , says, “People don’t think they need it until they need it.”

How do I buy travel insurance?

You should always buy travel insurance from an official, reputable provider or website, such as purchasing directly through the insurance provider, a travel agent, or a comparison website; these “offer a way to search, compare, and purchase from a wide array of plans,” says Stan Sandberg, cofounder of TravelInsurance.com .

Comparison sites to buy travel insurance include:

Travelinsurance.com
SquareMouth
Insuremytrip

Sandberg strongly recommends consumers speak with a licensed agent when they are unsure about benefits. The website Elliott Report is another good resource and features a list of reputable travel insurance companies compiled by consumer advocate Christopher Elliott.

When to buy travel insurance

Generally, you should book your travel insurance as soon as you can after booking your flights and hotels. If you’re traveling to a destination affected by hurricanes , book sooner rather than later, because you can’t buy insurance to cover delays or cancellations related to a storm that already has a name.

People with preexisting conditions need to consider other factors. Most insurers will cover only expenses related to prior illnesses in very specific circumstances; travelers with preexisting conditions must book coverage within a specific time frame, usually between 14 and 21 days, following their initial trip reservation, and they must be medically able to travel on the date they purchase the insurance.

Your travel insurance policy period should be for the duration of your trip from door to door (no gaps or shortcuts, please) and cover you for every place you plan to visit, whether it’s in-state, out-of-state, or international. Some destinations are at higher risk than others, so insurers don’t offer the same coverage for the same price everywhere.

What does your existing insurance cover while traveling?

While your existing health, auto, renter’s, or homeowner’s insurance may cover a few things while you’re traveling, it likely doesn’t cover everything.

Health insurance: Many U.S. health-care policies, including Medicare, don’t cover travelers on international trips. Some plans will cover you abroad, so check with your provider. If your health insurance only covers you domestically, both the Centers for Disease Control and the U.S. State Department recommend purchasing medical travel insurance.
Travel insurance: Credit cards can provide limited coverage of some delay, luggage, and travel accident expenses, as well as part of your rental car insurance.
Homeowner’s and renter’s insurance: Home contents or rental insurance may cover some lost, stolen, or damaged valuables or even offer a reasonably priced floater policy (an add-on to your regular policy that covers easily moveable property) if you travel with expensive equipment.
Auto insurance: Within the United States, your primary auto insurance will almost always cover rental vehicles. There are a few exceptions for domestic rentals, like if your current auto insurance has low coverage limits. International car rentals are a different story. In Mexico, for example, rental car insurance is mandatory , even if you have insurance at home. Always be sure to check local rules before you reserve a rental car.

Tips for filing claims and getting reimbursed

Unlike most domestic health insurance policies, travel insurance doesn’t typically have a deductible. Some inexpensive policies will require you to pay a small, nonrefundable, initial policy excess amount before further costs up to the benefit limit are covered. Many policies work on a reimbursement plan: You pay upfront, save your receipts, and file a claim, then after processing, your insurance company pays you back for covered expenses.

Most policies require you pay non-emergency expenses out of pocket and submit your claim for reimbursement afterward. In a non-life-threatening emergency, call your insurer for instruction if you’re able; it will make the claims process easier, and the insurer may be able to direct you to a hospital or medical center where your care can be billed directly to it.

Hannah Logan, of the blog Eat Sleep Breathe Travel , says this step is especially important because the small print on many policies “reads that calling the contact number [may be] a requirement for coverage.”

No matter what, document everything. Whether it’s lost baggage, a medical expense, or damage to your rental car, gather and keep anything that can help your claims case: your original rental car agreement, receipts, photos, medical paperwork, a copy of your boarding pass.

Buying travel insurance is a little like packing a suitcase: It can seem overwhelming at first, but eventually it becomes routine and a necessary part of every trip. Once it does, you can travel worry-free, secure in the knowledge that you’ve saved yourself from a possible $6,000 mistake.

This article originally appeared online in 2018; it was updated on June 19, 2020, and on May 15, 2024, to include current information.

World Nomads provides travel insurance for travelers in over 100 countries. As an affiliate, we receive a fee when you get a quote from World Nomads using this link. We do not represent World Nomads. This is information only and not a recommendation to buy travel insurance.

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Travel Insurance

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Get member pricing for travel insurance and additional non-insurance assistance services for your next trip.

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COVID Information | Click here to learn more about our COVID Travel Insurance

Why should I purchase Travel Insurance?

Whether you're embarking on a weekend getaway or a month-long adventure, unexpected events can happen. An AXA protection plan can help ease your mind and help safeguard your trip, offer reimbursement for covered medical costs, and provide travelers with 24/7 access to assistance services, among other benefits.

Need to cancel your trip due to an unforeseen event?

Get coverage for your trip against illnesses, injuries, and natural disasters. Travel insurance can reimburse you for your prepaid, non-refundable trip costs.

Was your luggage lost or stolen?

Our travel plans can offer reimbursement for the value of your belongings, up to the policy limit. This includes coverage for lost or stolen passports, visas, or other important travel documents, as well as any necessary expenses related to replacing these items.

Stranded due to unexpected travel delays?

Whether it’s rebooking your flight, finding alternative transportation, or providing a place to stay, our 24/7 travel assistance team is here to help!

Is domestic and international medical coverage provided?

Our travel plans can provide up to $250,000 in medical coverage domestically and internationally for emergencies and accidents while traveling.

SILVER PLAN

Best for Domestic Travel

100% of Insured Trip Cost for Trip Cancellation
$25,000 Emergency Accident & Sickness Medical
$750 Baggage & Personal Effects

Best for Cruise

$100,000 Emergency Accident & Sickness Medical
$1,500 Baggage & Personal Effects

PLATINUM PLAN

Optional Cancel For Any Reason Coverage

$250,000 Emergency Accident & Sickness Medical
$3,000 Baggage & Personal Effects

Compare Our Silver, Gold, Platinum Plans

Axa travel insurance benefits.

Medical Travel Benefit

AXA offers coverage for certain emergency medical expenses that result from an accidental injury or illness while traveling as well as emergency medical evacuation and repatriation. Learn more

Trip Cancellation

We can reimburse you up to the maximum benefit of your selected travel plan, that is due to an unforeseen event including illness and inclement weather and other covered reasons. Learn more

Emergency Evacuation

AXA Offers coverage for medically necessary evacuations and repatriation as directed by a physician to the nearest adequate medical facility or your home. Learn more

Baggage Loss

AXA offers reimbursement coverage in the event your baggage or personal effects are lost damaged or stolen during your trip. Learn more

Cancel For Any Reason

AXA offers coverage up to 75% of your prepaid nonrefundable trip costs if your trip is cancelled for any reason. Learn more

Trip Interruption

AXA offers coverage for your non-refundable trip costs in the event you cannot continue on your trip due to a covered reason. Learn more

MY TRIP COMPANION

Not just a travel app but a comprehensive travel assistant that enhances your travel experience.

Frequently asked questions about travel insurance, what is travel insurance, what does travel insurance cover on a cruise, why choose axa, how much does travel insurance cost, what is a pre-existing medical condition, does travel insurance have covid benefits.

Travel Assistance Wherever, Whenever

Speak with one of our licensed representatives or our 24/7 multilingual insurance advisors to find the coverage you need for your next trip. From Medical Coverage to Trip Cancellation Protection, our team of travel experts will help you choose the right coverage.

Make the most out of your travels. Get AXA Travel Insurance and travel worry free!

Over 20 Years of Experience | Located in 30+ Countries | 24/7 Travel Assistance

Common concerns about travel insurance.

It is a clever idea to purchase travel insurance If you are willing to protect your trip from variety of common travel-related incidents, including trip cancellations, flight delays or cancellations, lost or stolen baggage, and medical emergencies.

Travel insurance provides coverage against medical expenses, reimbursement for lost or stolen luggage, compensation for expenses incurred due to travel delays and more while you are travelling.

Travel insurance is to provide financial protection to travelers in case of unexpected events. Without adequate insurance coverage, travelers may face significant financial losses and hardships if they encounter any unforeseen circumstances while traveling in the Schengen Territory.

A good option for travelers who are concerned about unforeseeable events or who want the freedom to cancel their trip for any reason. When you purchase CFAR coverage, you can cancel the trip without losing your entire prepaid, nonrefundable vacation expenses. Exclusive to Platinum Package holders.

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Blueprint is an independent, advertising-supported comparison service focused on helping readers make smarter decisions. We receive compensation from the companies that advertise on Blueprint which may impact how and where products appear on this site. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Blueprint. Blueprint does not include all companies, products or offers that may be available to you within the market. A list of selected affiliate partners is available here .

Travel insurance

Our travel insurance ratings methodology

Heidi Gollub

Kara McGinley

“Verified by an expert” means that this article has been thoroughly reviewed and evaluated for accuracy.

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How we rate travel insurance

We evaluated 1,855 travel insurance coverage details and rated 39 travel insurance companies by weighting key factors of top travel insurance plans and scoring the following details.

We analyzed 567 rates to determine the average cost of travel insurance plans, both with and without a “cancel for any reason” upgrade. The traveler profiles we used are based on various traveler profiles, destinations and trip costs.

$3,000, 8-day trip to Mexico for two travelers age 30.
$3,000, 8-day trip to Mexico for two travelers age 70.
$6,000, 17-day trip to Italy for two travelers age 40.
$6,000, 17-day trip to Italy for two travelers age 65.
$15,000, 17-day trip to Italy for four travelers ages 40, 40, 10 and 7.
$15,000, 17-day trip to France for four travelers ages 40, 40, 10 and 7.
$15,000, 17-day trip to the U.K. for four travelers ages 40, 40, 10 and 7.

>> Why this is important: While the cost of travel insurance will vary based on your personal trip details, you want a fairly priced travel insurance plan that includes adequate coverage for the benefits that are important to you.

Emergency medical coverage

We scored each travel insurance plan based on the emergency medical coverage limit. Travel insurance policies with emergency medical expense benefits of $250,000 or more per person received the highest score.

>> Why this is important: Your U.S. health insurance may not cover you when you travel out of the country. This coverage can cover doctor bills, X-rays and hospital stays if you’re ill or injured abroad. It’s best to have primary coverage with this benefit, which means you won’t have to first file a claim with your health insurance company before filing a travel insurance claim.

Medical evacuation coverage

Emergency medical evacuation coverage pays to transport you to the nearest adequate treatment center. We gave travel insurance policies with emergency medical evacuation benefits of $500,000 or more per person the highest score.

>> Why this is important: Emergency medical evacuation can cost tens of thousands of dollars, or more if you need to be transported back to the U.S. from the other side of the globe. You’ll want a high coverage limit, especially if you are planning to travel on a boat or to a remote location.

Pre-existing medical condition exclusion waiver

We gave full points to travel insurance policies that cover pre-existing medical conditions if certain conditions are met. These conditions often include buying your policy within a certain number of days after your first trip deposit, being medically able to travel at the time you buy your travel insurance and insuring the full value of your trip.

>> Why this is important: If you don’t qualify for this waiver, or buy a policy that doesn’t offer one, your pre-existing conditions will not be covered by your travel insurance plan. This could include any condition for which you’ve received treatment in recent months, such as asthma.

Missed connections coverage

Not all travel insurance plans offer coverage for expenses you incur after missing a connecting flight. We gave plans with missed connection benefits of $1,000 per person or more full points.

>> Why this is important: If a delayed flight causes you to miss a connection and your cruise leaves without you, you could be out a lot of money. This benefit is often limited to cruises and tours but some plans offer more expansive coverage.

“Cancel for any reason” (CFAR) upgrade

CFAR is an optional upgrade that raises the price of your travel insurance but gives you the option to cancel for a reason not listed in your policy. Some CFAR coverage upgrades only reimburse up to 50% of your trip expenses. We gave points to travel insurance plans with CFAR coverage that reimburses up to 75%.

>> Why this is important: If you’re going to spend the extra money for CFAR coverage, you want a plan that reimburses up to 75% of your prepaid, nonrefundable trip expenses.

Travel delay required waiting time

Travel delay benefits kick in after a certain waiting period. We gave points to travel insurance policies with travel delay benefits that kick in after a delay of six hours or less.

>> Why this is important: If your connecting flight is delayed and you need to spend extra money, such as on buying dinner at the airport, you want a short waiting period.

Cancel for work reasons

We gave travel insurance plans that allow you to cancel your trip for work reasons points.

>> Why this is important: Being asked by your boss to stay and work instead of traveling may not be within your control. Watch out for fine print with this benefit though. You might need to have been employed with your current company for a number of years in order to qualify.

Hurricane and severe weather waiting period

Travel insurance plans with a required waiting period of 12 hours or less for hurricane and severe weather coverage received points.

>> Why this is important: If severe weather disrupts your trip, you won’t want to have to wait more than 12 hours for your benefits to apply.

Our star ratings explained

Our best travel insurance star ratings are determined by weights assigned to the key factors above. Each travel insurance plan is scored and its total score out of 100 determines its star rating. Top scores earn 5 stars.

Methodologies

Best travel insurance companies .
Best cruise travel insurance .
Best senior travel insurance .
Best “cancel for any reason” travel insurance .
Best COVID travel insurance .

Best travel insurance methodology

The best travel insurance companies bundle several types of valuable coverage together for a reasonable price. We rated travel insurance plans based on important benefits, coverage levels and cost.

Best travel insurance ranking factors

Cost: 40 points.
Emergency medical coverage: 10 points.
Medical evacuation coverage: 10 points.
Pre-existing medical condition exclusion waiver: 10 points.
Missed connection coverage: 10 points.
“Cancel for any reason” upgrade: 5 points.
Travel delay waiting period: 5 points.
Cancel for work reasons covered: 5 points.
Hurricane and severe weather waiting period: 5 points.

See the results of our analysis in our rating of the best travel insurance .

Best cruise travel insurance methodology

The best cruise travel insurance covers COVID-related cancellation and medical expenses, offers missed connection coverage and has high levels of emergency medical and medical evacuation coverage.

Best cruise travel insurance ranking factors

Cost: 50 points.
Medical evacuation coverage: 10 points.
Missed connection coverage: 15 points.
CFAR reimbursement level: 5 points.
Trip interruption coverage: 5 points.
Pre-existing medical condition exclusion waiver: 5 points.

See the results of our analysis in our rating of the best cruise travel insurance .

Best senior travel insurance methodology

The best senior travel insurance has high levels of emergency medical and evacuation benefits as well as a pre-existing medical condition exclusion waiver. All plans we considered also offer an optional “cancel for any reason” upgrade.

Best senior travel insurance ranking factors

Emergency medical coverage: 15 points.
Medical evacuation coverage: 15 points.
Pre-existing medical condition exclusion waiver: 20 points.

See the results of our analysis in our rating of the best senior travel insurance .

Best “cancel for any reason” travel insurance methodology

The best “cancel for any reason” (CFAR) travel insurance offers a high reimbursement percentage for a good price.

Best CFAR travel insurance ranking factors

Cost: 80 points.
CFAR reimbursement level: 20 points.

See the results of our analysis in our rating of the best “cancel for any reason” (CFAR) travel insurance .

Best COVID travel insurance methodology

The best COVID travel insurance gives you the flexibility and medical coverage you need if you get COVID-19 during your trip.

Best COVID travel insurance ranking factors

Cost: 70 points.
"Interruption for any reason" upgrade: 10 points.

See the results of our analysis in our rating of the best COVID travel insurance .

How we collect data

Our insurance editors collect travel insurance data by requesting quotes for seven unique traveler profiles for each plan in our analysis. We then review sample travel insurance policies and document details on each plan’s coverages, benefit levels and optional add-ons. We also document notable exclusions from coverage.

Our data undergoes three levels of fact-checking to ensure accuracy. We refresh this data annually, and our ratings are updated then.

USA TODAY Blueprint’s editorial standards

Our goal as insurance editors is to provide an unbiased analysis of insurance products on the market and break down the pros and cons of each for readers.

For insurance ratings, we collect thousands of data points to evaluate by assigning weights to the most important factors. These weights determine each product’s score out of 100, which translates to a star rating. Top-scoring insurance products get 5 stars.

Our ratings are designed to let rigorous methodology determine the winners so all star ratings are data-based. Advertisers never influence our editorial content.

Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results.

Blueprint has an advertiser disclosure policy . The opinions, analyses, reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone. Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

Heidi Gollub is the USA TODAY Blueprint managing editor of insurance. She was previously lead editor of insurance at Forbes Advisor and led the insurance team at U.S. News & World Report as assistant managing editor of 360 Reviews. Heidi has an MBA from Emporia State University and is a licensed property and casualty insurance expert.

Kara McGinley is deputy editor of insurance at USA TODAY Blueprint and a licensed home insurance expert. Previously, she was a senior editor at Policygenius, where she specialized in homeowners and renters insurance. Her work and insights have been featured in MSN, Lifehacker, Kiplinger, PropertyCasualty360 and more.

Jennifer Lobb is deputy editor at USA TODAY Blueprint and is an experienced insurance and personal finance writer. Jennifer served as an insurance staff writer and editor at U.S. News and World Report and deputy editor of insurance at Forbes Advisor. She also spent several years covering finance and insurance for various financial media sites, including LendingTree and Investopedia. For nearly a decade, she’s helped consumers make educated decisions about the products that protect their finances, families and homes.

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UIA Insurance Ltd Reviews

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Reviews 2.9.

1,459 total

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Awful, scammers

Awful. Tried to cancel several times today after they tried to increase my policy by £200. Both me and my husband have been on the phone several times, listening to the dreadful music, for a total of 2 hours so far. Managed to speak to someone after clicking the option for 'thinking of leaving us', the chap was from renewals and apparently couldn't cancel my renewal and instead told me to do it online. I requested to speak to someone else and eventually got through to someone who said they would cancel my policy, and even though I'm paid up, apparently I'm not allowed to cancel my direct debit (having read other reviews that they still take money even when no longer authorised to) as I will be charged by them £25. Seems like a ploy for then to keep accessing my money when not authorised which is theft. So glad to be leaving them now. Wouldn't recommend to anyone!

Date of experience : 28 May 2024

Most apauling service - Cancelled and still Money taken out

Most apauling service. Similar to previous entry - Tried to find an email (as this was stated as a way to contact) - then phoned the following week to cancel the policy which had gone up by 200 pounds (happy to pay good money for a good service) - 1/2 on phone - cancelled policy. Did not send confirmation as promised. I was then informed that my bank account had gone into overdraft - noticed that 717 Pounds had been taken out by UIA. Another weekend trying to find an email address - googled it and again this was not it. My husband spent another 1/2 hour on hold this morning. We have been offered to complain - more time possibly without acknowledging that this has cost me 2 weekends, nerves, money. I wonder what happens when you try to put in a claim. The person who wrote back to me from one of the (invalid) email addresses I found on Google explained that ownership had changed. This may explain why people had previously been happy with the service. Don't touch!!!

Date of experience : 13 May 2024

dissapointed at the above inflation…

dissapointed at the above inflation increase tbh also there is no where to complain online seems that like all other companies that repeat customers are screwed over in order to offer good intro rates for newbies.... THIS HAS TO STOP ..ITS ILLEGAL this year maybe your last..dont get cocky rgds darrel

Date of experience : 06 March 2021

Reply from UIA Insurance Ltd

If you would like us to look into the price increases you have experienced, please can you send your details and policy number to [email protected] and we can look into this. Please do not share your personal details here on Trustpilot.

So easy and straight-forward

So easy and straight-forward. Quality piece of mind purchase. Accessed a quote on line using my Unison membership. Very reasonable price for extensive buildings and contents cover - even gave a 40 % no claims discount. Will definitely be back when car insurance is due. Thank you

Date of experience : 22 March 2021

Terrible customer service

Terrible customer service, can’t get through to the correct person to just cancel a renewal. Passed from pillar to post, I think they’re hoping you’ll give up & just accept their renewal offer. If I could have given a zero, I would have.

Date of experience : 12 September 2023

I had a leakage in my kitchen due to a…

I had a leakage in my kitchen due to a stop tap leaking i fixed it, the assessors came out said its a straight forward complaint and would be covered, i installed the floor 18 months ago so damage only occurred recently . The floor is 22 mm thick and the laminate became damp. Avoid this insurance company ,check there financials before you use them. The reply was totally agains the audit. Please continue to report this type of company to the necessary authorities. The reply you sent contact us has had no reply , my advice is you are judged by your actions and lack of them by the fca!

Date of experience : 01 November 2022

I'm sorry to hear you are unhappy with your claims experience, if you could send your claim number to [email protected] we can look into this for you.

After starting a claim over 4 yrs ago…

After starting a claim over 4 yrs ago our experience with UIA has been one blunder after the next. To top it all off they now claim they are not going to deliver against our contract with them. FOS here we go! Absolutely dire customer service - stay away

Date of experience : 24 July 2023

My recent claim for a stolen backpack

My recent (Feb 2) claim with UIA for theft of backpack and contents (including phone, wallet, house-keys) was refreshingly straightforward. Big plus that there were no phone queues. The claims handler (ours was Dawn) was calm, kind and communicated clearly, particularly important as I have a moderate hearing loss. The claim process was straightforward and it was swiftly resolved. What more can you ask? Brilliant service.

Date of experience : 19 February 2021

I have just taken out home and content…

I have just taken out home and content insurance with Uia highly recommended from my union unison . Website easy to use and clear , good price and option of monthly payment with zero per cent interest . Received all documents and policy next day policy clear and easy to follow followed by email confirmation.

Date of experience : 22 June 2021

Insurance is by definition insurance…

Insurance is by definition insurance and as such is for me something that provides at least some assurance of peace of mind. This year's premium appeared to be beginning a trend of annual increases, that appear to be normal practice in the industry even when a customer has a record of no claims. This was the reason that we left our previous insurer. Would like to stick to UIA next year but time will tell.

Date of experience : 22 July 2021

A SATISFIED CUSTOMER

I bought the policy online which was fairly straightforward with not too many questions.I had been with UIA for a number of years until last year when I thought the renewal price was too high, particularly as I had not claimed. I'm glad their prices are more competitive and interest free monthly payments is a bonus

Date of experience : 21 October 2020

Many thanks for the review and it is nice to have you back!

Everything about my Home Contents…

Everything about my Home Contents Insurance was done all "On Line" through my Union at work. (Unite, The Union). It was quick, simple, straightforward and easy to understand. There was no contact with an Operator or sales person. The insurance documents arrived within a few days. Happy with the end result and premium quote. I will be happy to renew my insurance this time next year with the same insurance company. Thank You. Regards Dave N.

Date of experience : 15 February 2022

Many thanks for taking the time to provide us with a review.

Total FRAUD

Total FRAUD! had home insurance, and continued with renewals (they doubled the amount in 3 years!) Sent emails for renewals but never mentioned details of premium in email!!! STAY AWAY!!!! I have already made several complaints to them to no avail and finally decided to drop them today! good riddance to bad rubbish!!! Policy number: 191262646

Date of experience : 29 October 2020

We are very sorry to hear this, if you'd like to provide your name, contact details and your policy number we can look into this for you. Please do not post your details on Trustpilot, please send the details to [email protected]. Thank you.

Quick and helpful response in emergency.

The company were quick to respond to a flood and ceiling falling down on New Years Eve. We found the staff extremely helpful and they always responded within 48hrs to any phone call or e mail which took a lot of the stress and worry out of a very difficult situation. Very happy with the service we received.

Date of experience : 08 February 2021

Many thanks for sharing your claims experience with us, I'm pleased you were happy with our service.

Painless and easy policy renewal

Painless and easy policy renewal. I don't understand market pricing but the increase not as dramatic as last year. When I haven't claimed I just don't know why there are annual increases. Not saying you are different from others but I could do without it.

Date of experience : 09 May 2021

Policy errors and unhelpful telephone service

Set up home insurance plan on line, which was easy to do and priced competitively. But mistakes follow with policy documents with incorrect ownership names recorded and commencement date also wrong. Subsequently telephoned and spoke to an agent who was unhelpful and would not take instructions to amend or cancel unless he could speak to the first named policy holder.

Date of experience : 11 October 2021

Good afternoon Mr Bishop, I am sorry to hear of the issues you experienced with your home insurance policy recently, and that they were not quickly resolved by our customer services team. I can only apologise for the inconvenience caused. I understand a member of our sales team has been in contact with you but if you have any further issues, please do contact us at [email protected]. Kind regards CM

Most cheerful and helpful lady at the…

Most cheerful and helpful lady at the stevenage branch, so awful I can't remember her name. We had a bit of a giggle she came across down to earth and personable. And there I was thinking customer service was dead in these days. Alison or Debbie perhaps was her name, oh goodness I've a brain like a sieve right now. Anyway, If she remembers me I'm the lady who had been bought a new kitten by her daughter. If I'm right the rep had mentioned her husband lets her do the lottery as she always wins a little something. Well she's definately one a fan here. Please forgive me for not remebering her name :)

Date of experience : 15 March 2022

Very dissapointed after being with this…

Very dissapointed after being with this company for many years and never claimrd ,after my sons fishing kit was stolen they did everything inn there power to not pay me. Had me investegsted took a picture of me ehich i find most disturbing. Never paid a penny. Will never recomend them.

Date of experience : 27 March 2023

Watch out for your Premium Increases

When I took out my policy in 18/19 for buildings insurance (only) my premium was £353. Last year this rose to approx £700, this year it has risen to £1020. I haven't moved house! Be careful with the premiums as similar to many insurance companies they clearly don't value customer loyalty.

Date of experience : 12 February 2021

Thank you for bringing this to our attention, if you could send your policy number and preferred method of contact to [email protected] we can look into this for you. Please don't post this personal information on Trustpilot. Kind regards CM

We recently had storm Christophe in…

We recently had storm Christophe in Liverpool and the storm damaged my roof ,their was damage to my flashings on the stack and my roof needed a bonding gutter. A roofer came and gave me a quote and I took pictures of the damage that was caused. I made a claim and uia sent a surveyor who tried to claim the damage was exacerbated due to poor workmanship on the roof what a complete joke as my roof is only three years old . Don't use uia as they clearly only want your money and don't want to pay out. A real bad company beware.

Date of experience : 26 January 2021

I'm very sorry to hear you are unhappy with your recent experience with us. I have passed your feedback over to our claims team who will look into this and be in touch shortly. Kind Regards

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Why buying travel insurance should be the first step in planning your trip

Planning a trip can be a completely different experience, depending on who you are. While some people enjoy just adding a structure and then filling in the gaps as and when they are travelling, others like to plan every step of the way with a detailed itinerary. While there is nothing wrong with either method of doing things, travellers often need to look ahead and consider all potentialities when planning.

However, no matter how hard someone tries, considering all the risks when travelling is often tricky. This is where travellers who just want to relax and travel without worrying about the various risks associated with travelling can opt for a risk management tool that secures their journey. This tool, called travel insurance, financially protects travellers from risks related to travelling. Here is all you need to know about it.

Table of Contents

What is travel insurance?

If one just looks online, there are numerous examples and definitions of travel insurance. While some are simple, others complex; however, it is often still confusing for someone with no prior experience. To simplify, travel insurance is a contract between an insurance provider (someone you buy the insurance policy from) and the policyholder (the one purchasing the policy). The insurer will provide compensation or reimbursement for expenses borne from covered risks. These covered risks can vary greatly depending on the specific policy opted for; however, they are both medical and non-medical.

Essential Travel Resources

Start planning with these hand-picked , trustworthy resources:.

Accommodations: Find the right place to stay for your journey here

Or check Hostel World for cheaper options.

Flights: Start your journey by booking a flight here

Car Rental: Find cheap rental car prices here

Book a Tour: Don’t miss out on any local tours here

Transfers: If you need a ride, get prices for city and airport transfers .

Money Exchange: Exchange your money to local currency here

Why is it important to buy travel insurance?

As a traveller, there might be several reasons why travel insurance is a suitable investment. Here are some of the critical reasons why travellers opt for insurance when travelling:

The first and the most critical aspect is that insurance acts as a safety net, providing financial protection when travelling. This is especially true for international travel insurance, which provides support and assistance during times of need when travelling outside India, where you might need to learn the language or how things work.
Secondly, it allows travellers to secure their journey and protect themselves and their loved ones from covered risks.
Thirdly, it allows travellers to visit certain countries, which mandates them to have travel insurance as a criterion for a visa.
Fourthly, it enables students to avail quality education without parents worrying about every risk they might encounter.

How to choose and buy travel insurance India?

Choosing the right travel insurance policy can be as simple as just picking one that fits your budget or as complicated as comparing every aspect of your trip and mapping it with the policy. For example, many travellers might enjoy participating in adventure sports such as jet-ski, paragliding or ziplining. These adventure sports are often highly risky and can lead to injury or death and are also not typically covered under travel insurance. This is where travellers can add adventure sports coverage to their policy as and when needed.

Similarly, a student traveller can opt for travel insurance with specific student-related coverages. For example, student travellers can opt for pre-existing disease coverage, sponsorship protection, or study interruption benefits, which can be beneficial or necessary. Depending on the traveller’s needs, one can choose and buy any insurance policy that is right for them.

Here are some of the critical factors which can be utilised to choose and buy travel insurance India for your journey:

Coverage options

Consider having medical and non-medical travel-related coverages to get comprehensive benefits from various risks.

As mentioned earlier, participating in adventure sports and needing to request a claim can result in rejection. However, travellers who must participate in adventure sports can opt for add-on coverage. Unlike this, however, there are other exclusions, such as medical tourism or cosmetic surgeries, which are not covered, and one should make sure not to take part in these activities.

Traveller’s needs

Consider any particular coverages or requirements from the insurance policy. For example, travelling to the Schengen Area requires a traveller to have international travel insurance covering medical and non-medical risks up to €30,000.

Claim limit

Consider the claim limit or the total coverage a policy is eligible for. For example, some countries have more expensive treatment than India. In these cases, having a higher sum insured can provide better protection against these risks.

Cost of the policy

Consider the premium cost of the policy, while India offers some of the most affordable travel insurance plans, travellers should always consider getting a reliable insurance plan over the cheapest one. While it might cost a bit more, it should still be in everyone’s budget.

Reliability of the insurer

Consider the reliability and name of the insurer. In 2024, when there are so many insurers, choosing the right insurer can make all the difference in the feeling of security and protection.

Don’t leave without this

Anything can happen while you’re on the road. So, BE PREPARED for it!

Get a TRAVEL FIRST AID KIT before you start your journey

How can one buy travel insurance online?

In 2024, a traveller can secure their journey with an insurance policy from any of the dozens of leading travel insurance providers. Companies like Niva Bupa enable travellers to complete the entire purchase process in just a few minutes using just a few clicks once they have their documents and information ready.

For example, once a traveller knows that they will be going to Thailand, has booked the flight tickets for the specific days, and is aware of what they might be doing there, it is quite simple to buy travel insurance online.

So make sure to visit their website and follow the instructions given there to secure your journey and travel with confidence and peace of mind.

📖 Recommended Reading: If you’re looking for more useful information, check out Advantages and Disadvantages of Travel Insurance .

As a traveller, exploring the world opens up new and exciting opportunities and expands our horizons. Empowered with the right travel insurance, a traveller can freely explore the world without worrying about travel-related risks. For example, missing a connecting flight, something as common as this, can lead to financial loss and disrupt the entire plan and journey.

When faced with this risk, one might often be left confused and worried; however, with travel insurance, one can smile at the face of these risks and stand tall with confidence and peace of mind.

Disclosure: This blog post may contain affiliate links, which means that I may receive a commission for any purchases made through the links. Your trust is important to us, and we ensure that all products or services we recommend meet or exceed our editorial standards .

Last Updated on May 21, 2024

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We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.

So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners .

Best Travel Insurance for Visiting the U.S.

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money .

Table of Contents

Travel insurance basics

Best visitors insurance policies, for the lowest price: trawick international, for customizing options: worldtrips, for pre-existing conditions: worldtrips, for highest medical coverage limit: img, other options to consider, the bottom line.

Since health care can be expensive in the U.S., it’s important that visitors have insurance coverage, aka visitors insurance or travel medical insurance, in case something happens that requires medical attention mid-trip.

Whether you have coverage for travel in the U.S. depends on your health care plan in your home country. But if you don't, you'll need to buy a policy from a third-party insurance provider. Several companies sell this kind of visitor insurance, and each company and policy is a bit different. Let’s look at which is best for you.

First, a few basics about visitor insurance. Two kinds are available: travel medical insurance and trip insurance.

Travel medical insurance covers medical expenses that you may incur while traveling internationally, like a visit to the doctor, a trip to the hospital and medical evacuation and repatriation.

Trip insurance usually covers limited medical expenses like emergency care and can compensate you if your trip is delayed, you need to leave the trip early or you have to cancel the trip. It is designed to help you protect the investment you’re making as you prepare to travel.

Standard trip insurance might not cover a visit to the doctor unless it is an emergency.

It’s important to make sure any pre-existing conditions are covered if the visitor has any. Some policies exclude them.

» Learn more: How to find the best travel insurance

With so many kinds of visitors insurance policies, which is the best?

To make comparisons, we got quotes from several companies using Squaremouth , a website to search for different types of travel insurance in one place.

The parameters we set are for a 49-year-old citizen and resident of Spain traveling to the U.S. on May 1-31, 2024.

The quotes don't include cancellation coverage; these examples are for medical coverage only. To get a quote, the hypothetical deposit for the trip was paid on Feb. 15.

Since we’re looking for a policy that will cover medical care for visitors, there are several medical filters to select: emergency medical ($100,000 or more), medical evacuation ($100,000 or more) and coverage for pre-existing medical conditions.

The search came up with nine results ranging in price from $74.40 to $179.18.

The policy with the lowest cost was the Trawick International 's Safe Travels USA Cost Saver at $74.40.

Trawick policies use the FirstHealth PPO network.

The policy as quoted has a $250 deductible and includes $100,000 in emergency medical, $2 million in medical evacuation and $5,000 in interruption coverage. It has limited coverage for pre-existing conditions.

It is possible to change the deductible to as little as $0 or raise it to $5,000.

The same company has another policy, the Trawick International Safe Travels USA Comprehensive policy, that is better at covering pre-existing conditions and costs a little more — $89.59.

The general coverage is the same as the less expensive policy, and the Safe Travels USA Comprehensive option adds coverage for acute onset of a pre-existing condition. it is possible to change the deductible amount to $0 or go up to $5,000.

» Learn more: The best travel credit cards right now

Some policies are sold as is, while others allow some flexibility depending on what is important to you.

The WorldTrips Atlas Premium America policy for $179.18 allows a lot of customization.

It was also the most expensive of the nine policies Squaremouth suggested.

It’s possible to customize the emergency medical coverage and pre-existing condition coverage and medical deductible. The policy also includes $15,000 in trip interruption coverage, the highest of any of the nine policies available.

If the traveler has a pre-existing condition, policies from WorldTrips Atlas America are your best bet. The WorldTrips Atlas America policy in our comparison costs $101.06.

The policy as quoted covers $100,000 in emergency medical care and $25,000 in medical evacuation for an unexpected recurrence of a pre-existing condition.

The deductible is also available for customization from $0 to $5,000.

The PPO network for Atlas America Insurance is United Healthcare.

The WorldTrips Atlas Premium America policy mentioned above is also good for pre-existing condition coverage.

While eight of the nine policies had $100,000 in secondary medical coverage, one had a limit of $2 million.

The IMG Patriot America Platinum policy has a premium of $172.36 along with a high medical evacuation limit of $2 million and interruption coverage of $10,000.

If $2 million in medical coverage is not enough, it’s possible to increase that amount to an $8 million policy limit.

It’s not possible to change the level of coverage for preexisting conditions from the high $1 million limit in emergency medical care and $25,000 in medical evacuation for an unexpected recurrence.

It is possible to change the deductible from $0 all the way up to $25,000.

Our comparison also included policies from two additional companies, Seven Corners and Global Underwriters .

Seven Corners had two policies come up in the results, the Seven Corners Travel Medical Basic for $98.27 and the Seven Corners Travel Medical Choice policy for $136.71. Both of the Seven Corners policies include coverage for hurricane and weather, and the less expensive policy covers acts of terrorism.

Having insurance to cover unexpected medical expenses for anyone visiting the U.S. can be a smart money move.

An illness or accident could cause financial problems for visitors because of potentially having to pay for full health care costs. When planning your travel, be sure to check your current health insurance to find out if it will cover you in the U.S.

For a monthlong stay in the U.S., the lowest-priced visitors insurance policy was around $75 (Trawick International Safe Travels USA Cost Saver) and the highest was about $180 (WorldTrips Atlas Premium America). That’s about $2.42 or $5.81 a day, depending on the policy.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Bank of America® Travel Rewards credit card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-10x Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠.

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

75,000 Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.

Chase Southwest Rapid Rewards® Plus Credit Card

1x-2x Earn 2X points on Southwest® purchases. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, and phone services, and select streaming. Earn 1X points on all other purchases.

50,000 Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Travel Advice
General Information

A Quick & Easy Guide to AAA Travel Insurance

Last Updated: May 24, 2024 May 24, 2024

American Automobile Association — commonly called AAA or Triple A — is probably best known as the organization that provides roadside assistance to its members. However, their members also benefit from AAA’s long standing partnership with Allianz Global Assistance, a leading travel insurance provider .

The good news? You don’t have to be a member to get trip coverage from Triple A, so let’s take a closer look at what you can expect from AAA travel insurance .

What Does Travel Insurance from AAA Cover?

AAA trip insurance coverage options can vary depending on your location and travel destination . The plan you choose also influences what coverage is available. That said, travel insurance from AAA often includes coverage for:

Trip cancellations
Trip interruptions
Travel delays
Trip changes
Emergency medical and dental care
Emergency evacuations
Baggage loss, theft, damage, or delay

Additionally, AAA travel insurance policies also provide 24-hour assistance to help you with emergencies, ranging from lost passports to ongoing medical monitoring.

Members will also enjoy travel benefits through AAA. These may include:

Discounts on car rentals and hotels
Special vacation packages
A reloadable, prepared credit card
Assistance with visas, passport photos, and international driving permits

What’s Not Covered by AAA Travel Insurance?

AAA trip insurance policies, like most insurance policies, may exclude coverage for certain perils. For example, your injury likely won’t be covered if it occurred while taking part in criminal or high-risk activities. Intoxication and drug use might also curtail your coverage.

Moreover, your policy may not cover cancellations for some events. This often includes events that were public knowledge when you booked your trip, so check the Coverage Alerts page before you purchase travel insurance from AAA.

Finally, AAA travel insurance only covers named insured — that is, individuals specifically mentioned in the plan. That means your family members or travel companions are only covered if you name them in your policy.

Coverage details can vary, so be sure to review your policy documents before you leave for your trip.

AAA Trip Insurance Plans

AAA offers single-trip insurance plans that depend on your state of residence and destination. Requesting a quote generally returns three plan levels with various coverage options and premiums: TripProtect Deluxe II, TripProtect Select II, and TripProtect Cancel Anytime.

Each of these plans included coverage for:

Lost document fees.
Flight changes for covered events.
Changes to or a missed port of call.
Required vaccinations.
Trip cancellations, delays, or interruptions.
Emergency medical and dental care.
Emergency transportation.

None of the travel plans covered rental cars, but AAA does offer an add-on to cover that cost if your trip is interrupted as well as the cost of damage or theft of your rental car.

TripProtect Deluxes has the highest coverage limits. However, the TripProtect Cancel Anytime plan is a cancel for any reason policy , which may be attractive for some trip planners.

How to Get AAA Trip Insurance Quotes

Getting a quote from AAA for travel insurance is easy. You simply go to the AAA’s travel insurance page and click the “Get your quote now” button. From there, you enter your state of residence, total trip cost, destination, departure and return dates, initial deposit date, and the ages of every traveler. Once you do this, you’ll receive information about the available plans. Be sure to click the View Plan Comparison button. This will give you a side-by-side comparison coveages and amounts.

How Much Does AAA Travel Insurance Cost?

Your travel insurance premium depends on the cost of your trip and the plan you choose. To give you an idea of what travel insurance from AAA might cost, we plugged in information for a 7-day, $12,000 trip for one traveler leaving from Illinois. Prices ranged between $505 for the TripProtect Select II plan to $704 for the TripProtect Cancel Anytime plan.

The prices for the same trip for a family of three were between $377 and $534.

Frequently Asked Questions About AAA Trip Insurance

Here are answers to some of the more frequently asked questions about travel insurance from AAA.

Does AAA Offer Overseas Travel Insurance?

AAA offers coverage for both domestic and international travel. Cancel for any reason trip insurance may be more difficult or even unavailable or some overseas travel.

Does AAA Cover Flight Cancellation?

AAA can cover flight delays and cancellations. How and when these events are covered depend on your specific policy, but travel insurance from AAA often reimburses you for meals, transportation, and accommodations if a covered event delays your flight for a minimum number of consecutive hours.

Is Allianz Part of AAA?

Allianz has been a travel insurance partner of AAA for over 30 years. The insurer holds an A+ rating from AM Best and has been accredited with the Better Business Bureau since 1991.

Is AAA Travel Insurance Worth It?

Travel insurance is almost always worth the cost, if only because it brings you peace of mind that your vacation is protected should something go wrong. But is travel insurance from AAA worth it? That depends on your particular situation.The best way to decide if travel insurance from AAA is the right coverage for you is to compare policies.

Get quotes from several trip insurance providers, and take a good look at the coverage and cost. When you find the policy that gives you the protection you need at a premium you can afford, you’ve found the right one.

Written by Virginia Hamill

COMMENTS

UIA Mutual
UIA travel insurance was arranged and administered by AllClear Insurance Services. Pet insurance was provided in association with Petwise, which is a trading name of Ultimate Insurance Solutions. In 2004, UIA announced its decision to close its £30m life assurance fund to new customers due to adverse market conditions.
UIA
Policy Documents. Before you buy your insurance policy, please read the policy documents below to ensure that the policy you select meets your needs. The policy wording and insurance product information document outline the benefits, limitations and exclusions that will apply to your cover.
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Best overall: Allianz Travel Insurance. Best for exotic travel: World Nomads Travel Insurance. Best for trip interruption coverage: C&F Travel Insured. Best for medical-only coverage: GeoBlue ...
UIA Mutual and UNISON Living
Existing policy holders will continue to be serviced by UIA Mutual until their renewal. Due to the changes, UNISON has ceased to recognise UIA Mutual as an official UNISON Living provider. UIA will therefore stop offering home, travel and pet insurance under the union's brand, with immediate effect. UIA has appointed Unisure Ltd, which will ...
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This handy tool comes from the US Department of State. It offers live updates on travel recommendations from the US and all of our embassy locations. It also has a 4.8 rating on the Apple App Store, which is pretty outstanding for a state-run app. Now back to insurance. Sometimes, purchasing travel insurance isn't up for debate.
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Best travel insurance category. Company winner. Best overall. Berkshire Hathaway Travel Protection. Best for emergency medical coverage. Allianz Global Assistance. Best for travelers with pre ...
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The Best Travel Medical Insurance for Visitors to the U.S. Atlas America - Best Overall. Patriot America Lite - Best for Cost. Patriot America Plus - Great for Trip Interruption Insurance ...
UIA Mutual Insurance
UIA Mutual Insurance has been providing great value, high quality insurance to trade union members and their families for over 125 years. We provide a wide range of competitively priced cover on Home, Travel, Pet and Car Insurance. Our Home Insurance and Travel Insurance services are also available to the general public looking to benefit from our competitive premiums and exceptional service ...
PDF Travel Insurance
You can cancel your policy by contacting ROCK on 01293 855 831 or by email at [email protected]. If you decide to cancel your policy, we will give you a full refund if you let us know within 14 days from either the purchase or receipt of your certificate of insurance whichever is later, provided that you have not already travelled.
UIA Insurance (@UIAinsurance) / Twitter
Members with travel insurance please refer to our blog post if you are concerned about coronavirus: https:// uia.co.uk/blog/coronavir us-statement/ … We are keeping this page updated regularly. To make a claim please call Travel Claims Services on 0207 748 6479 or email [email protected]
How to Choose the Best Travel Insurance for Your Trip
As a comparison, here are some examples of travel insurance costs for a 45-year-old traveler on a $5,000, one-week trip to Mexico: $138 for an explorer plan with World Nomads. $179 for a basic plan with Allianz. $248 for an essential plan with AIG. $261 for a basic plan with Travelex.
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How to Find the Best Travel Insurance
Nerdy takeaways. Travel insurance can cover medical expenses, emergencies, trip interruptions, baggage, rental cars and more. Cost is affected by trip length, pre-existing medical conditions ...
USDAW
UIA Travel Insurance. We use cookies to ensure that we can give you the best user experience. By continuing to use our website you are consenting to their use. ... UsdawProtect Travel Insurance UsdawProtect Travel Insurance provides flexible, quality cover at an affordable price. Visit the website to get a quote and see how the price and cover ...
Travel Insurance
The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the ...
PDF Important Notice Please Read
amendments to your UIA Mutual travel insurance policy apply: IMPORTANT INFORMATION added to IMPORTANT NOTICE, Page 1 We draw your attention to the exclusions detailed in the General Exclusions section, in particular, exclusion 24 relating to Covid-19 or severe acute respiratory syndrome coronavirus (SARS-COV-2)
Travel Insurance
A travel insurance policy can protect you from a variety of unexpected circumstances while you're traveling. Whether you're looking for trip cancellation coverage to reimburse you for the costs of hotels, flights and other pre-paid and non-refundable trip expenses or if you need medical expense coverage to protect you from the extensive costs of overseas treatment and hospitalization, a travel ...
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Travel Insurance |Travel Medical Insurance| AXA Partners US
Travel Assistance Wherever, Whenever. Speak with one of our licensed representatives or our 24/7 multilingual insurance advisors to find the coverage you need for your next trip. From Medical Coverage to Trip Cancellation Protection, our team of travel experts will help you choose the right coverage. 855- 327- 1441.
Health Insurance for Global Travelers
Travel Medical Insurance protects in the event of an illness or injury while traveling outside of your home country. It provides medical coverage for individuals and families living abroad (or away from their home country) and includes benefits such as preventive care, routine check-ups, and treatment for illnesses and injuries. ...
Our Travel Insurance Ratings Methodology
We analyzed 567 rates to determine the average cost of travel insurance plans, both with and without a "cancel for any reason" upgrade. The traveler profiles we used are based on various ...
Travel insurance provided by LV=
Choose from their Essential policy or Premier policy to find the right cover for you. Why chose LV= travel insurance? • Given a 5 Star Rating by Defaqto for our Premier policy. • Up to £10,000 cover if you have to cancel your trip, e.g. because of illness. • 24-hour helpline if you need us while you're away. Non-emergency claims can be ...
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1,458 people have already reviewed UIA Insurance Ltd. Read about their experiences and share your own! | Read 21-40 Reviews out of 1,433. ... Got through to receptionist in 15 mins, passed over yo travel insurance to speak to someone over 30 mins waiting for someone to answer. Not too good 45 mins all told as I'm writing this.
UIA Insurance Ltd Reviews
Date of experience: 01 November 2022. Useful1. Share. Reply from UIA Insurance Ltd. 2 Nov 2022. I'm sorry to hear you are unhappy with your claims experience, if you could send your claim number to [email protected] we can look into this for you. KM. Krisha Mirpuri. 6 reviews.
International Organizations Search
The UIA is a leading provider of information about international non-profit organizations. The aim of the Open Yearbook is to promote the activities of international non-governmental organizations (INGOs) and intergovernmental organizations (IGOs). International Organizations Search.
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Here are some of the critical factors which can be utilised to choose and buy travel insurance India for your journey: Coverage options. Consider having medical and non-medical travel-related coverages to get comprehensive benefits from various risks. Exclusions. As mentioned earlier, participating in adventure sports and needing to request a ...
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For a monthlong stay in the U.S., the lowest-priced visitors insurance policy was around $75 (Trawick International Safe Travels USA Cost Saver) and the highest was about $180 (WorldTrips Atlas ...
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To give you an idea of what travel insurance from AAA might cost, we plugged in information for a 7-day, $12,000 trip for one traveler leaving from Illinois. Prices ranged between $505 for the TripProtect Select II plan to $704 for the TripProtect Cancel Anytime plan. The prices for the same trip for a family of three were between $377 and $534.
Compare Travel Insurance For The USA
If you're travelling to the USA, you'll need worldwide travel cover, which can cost from £15.95 for a one-week trip [2]. Bear in mind that the cost of travel insurance for America will vary, depending on the level of cover you need for your trip and what activities you're planning. For example, an annual policy that includes multi-trip ...

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Best International Travel Insurance for June 2024

Best International Travel Insurance

Best for medical-only coverage: GeoBlue Travel Insurance

Compare the Best International Travel Insurance Companies

Best overall: Allianz

Best for exotic trips: World Nomads

Best for trip interruption: C&F Travel Insured

Best for family coverage: Travelex Travel Insurance

Best for long trips: Seven Corners

How to Find the Right International Travel Insurance Company

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A Practical Guide to Buying Travel Insurance

What is travel insurance?

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What does travel insurance cover?

Trip cancellation and interruption

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Baggage and personal effects

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Emergency medical evacuation

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Common travel insurance add-ons to consider

Upgrade lost luggage, trip delay, and cancellation amounts

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Does travel insurance cover pandemics?

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