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Uruguay Travel Insurance Requirements

Last updated: 03/07/2024

Squaremouth’s Uruguay Travel Insurance Recommendations

The Department of Foreign Affairs cautions all travelers visiting the country to take into account the risk of Covid-19 while abroad, and recommends all travelers visiting Uruguay purchase a comprehensive travel insurance policy for the entirety of their trip. This includes a policy with benefits for cancellations and medical emergencies, including those related to Covid-19.

Although Uruguay does not require health insurance for travelers, Squaremouth recommends a medical travel insurance policy for all travelers visiting the country. This means travelers should purchase a policy with a minimum $50,000 in Emergency Medical coverage and $100,000 in Medical Evacuation coverage.

Emergency Medical coverage can provide reimbursement in that event that a traveler has an unforeseen illness, including Covid-19, or injury. Medical Evacuation coverage can provide reimbursement if the travel must be evacuated to the nearest hospital.

If visitors plan to go to more remote areas of Uruguay, Squaremouth recommends Emergency Medical coverage of $100,000 and Medical Evacuation of $250,000 because medical care can be more complicated and expensive in this situation.

Many travelers head to Uruguay for hiking, surfing, and windsurfing. For those travelers, Squaremouth recommends a policy with Sports and Activities coverage, as those activities may otherwise be excluded in other policies.

Sports and Activities coverage can provide reimbursement for injuries that occur doing activities that might be excluded in traditional medical coverage. These benefits can also reimburse the loss or damage of related sport’s equipment during travel.

Squaremouth also recommends Trip Cancellation and Trip Interruption coverage for those travelers with connections and prepaid or nonrefundable trip costs. Trip Cancellation can reimburse travelers who must cancel their trip due to a covered reason, such as an unforeseen illness, including Covid-19, or an injury. This coverage can also reimburse travelers who cancel due to other covered reasons, such as inclement weather or terrorism, among others.

The Trip Interruption benefit is typically included with Trip Cancellation coverage at no extra cost and can offer reimbursement for missed portions of a trip due to a covered reason such as a missed flight connection or other unforeseen illness or injury. This benefit can pay 100 to 200% of the eligible covered trip costs.

Click here to begin your search for Uruguay Travel Insurance.

Uruguay Travel Insurance Trends and Data

Uruguay offers travelers historical sites and architecture and plenty of coastline for beach lovers. Travelers to Uruguay can also take a ferry to Buenos Aires to visit for the day as well.

Destination Rank: 97

Percentage of Squaremouth Sales: 0.08%

Average Premium: $121.25

Average Trip Cost: $1,180.50

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.

Helpful Resources

• Uruguay Entry Requirements

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Squaremouth's topic experts are on hand to answer your questions. Contact a member of our team for media inquiries about Squaremouth Analytics or to schedule an interview.

Steven Benna, Lead Data Analyst: [email protected]

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Travel Advisory July 17, 2023

Uruguay - level 2: exercise increased caution.

Reissued with obsolete COVID-19 page links removed.

Exercise increased caution in Uruguay due to  crime .

Country Summary : Crime is most prevalent in the Montevideo, Canelones and Rivera departments. Violent crimes, such as homicides, armed robberies, car jackings, and thefts occur throughout the country and in urban areas frequented by U.S. government personnel, day and night. Criminals commonly travel in pairs on motorcycles to approach unsuspecting victims with a weapon and demand personal belongings. Armed criminals also target grocery stores, restaurants, financial centers, and small businesses, in which innocent bystanders are often victimized.

Read the country information page for additional information on travel to Uruguay.

If you decide to travel to Uruguay:

• Be aware of your surroundings especially when traveling to tourist locations or poorly lit areas.
• Call 911 if you encounter a crime in progress. Do not physically resist any robbery attempt or try to stop a robbery in progress.
• Be vigilant when visiting banks or using ATMs during non-daylight hours or in remote locations; criminals often target ATMs and businesses in the early morning hours.
• Do not leave valuable objects in parked vehicles or in plain sight when driving.
• Do not display signs of wealth, such as wearing expensive jewelry or watches.
• Review your personal and residential security plans.
• Enroll in the Smart Traveler Enrollment Program (STEP) to receive Alerts and make it easier to locate you in an emergency.
• Follow the Department of State on Facebook and Twitter .
• Review the Country Security Report for Uruguay.
• Prepare a contingency plan for emergency situations. Review the Traveler’s Checklist .
• Visit the CDC page for the latest Travel Health Information related to your travel.

Embassy Messages

View Alerts and Messages Archive

Quick Facts

Must be valid at time of entry

One page required for entry stamp

No, for stays less than 90 days. A visa is required when traveling on a diplomatic or official passport

$10,000.00; any amount greater must be declared with Uruguay’s customs authorities

Embassies and Consulates

U.s. embassy montevideo.

Lauro Muller 1776 Montevideo 11200, Uruguay Telephone: +(598) 1770-2000 Emergency After-Hours Telephone: 1770-2000 or +(598) 1770-2000 (from the U.S.)  Fax: +(598) 1770-2040 [email protected]

Destination Description

Learn about the U.S. relationship to countries around the world.

Entry, Exit and Visa Requirements

You do not need a visa for a visit of less than 90 days if you are traveling on a tourist passport. You must have a valid visa if you are traveling on a diplomatic or official passport. Visit the Embassy of Uruguay website for the most current visa information.

There is an airport tax " boarding fee " for departure. This fee is generally part of the airfare for international travel. Contact your travel agency or airline for more information. You may pay the fee at the airport with an international credit card or in U.S. dollars.

Travel with Minors: There are strict exit requirements for children under the age of 18 who remain in Uruguay for more than 365 days, regardless of citizenship or nationality. When a child remains in Uruguay for more than 365 days and is traveling with only one parent, traveling alone, or traveling with someone other than the parents , the minor child is required to have a Permiso de Menor (permission for a minor) issued by the Uruguayan National Immigration Directorate prior to departing Uruguay. If the minor child does not have a Permiso de Menor, the minor child will be prohibited from leaving Uruguay.

Instructions on obtaining a Permiso de Menor can be found on the Government of Uruguay’s website (Spanish only). The U.S. Embassy strongly advises all parents of minor children to be in possession of U.S. documentation needed to apply for a Permiso de Menor prior to initiating their travel to Uruguay. Please note that all U.S. documents used to apply for a Permiso de Menor must be apostilled by the U.S. state in which the document was issued to be considered valid by Uruguayan authorities. The process to apostille a document varies from state to state. Failing to apostille the necessary documents prior to entering Uruguay will delay the process of obtaining a Permiso de Menor . The Uruguayan government also requires documents to be translated into Spanish by a certified, Uruguayan translator ( traductor público ).

Contact the Embassy of Uruguay in the United States with questions about required documentation.

The Permiso de Menor requirement does not apply to children assigned to Uruguay on official U.S. government orders who are traveling on diplomatic or official passports.

The U.S. Department of State is unaware of any HIV/AIDS entry restrictions for visitors to, or foreign residents of, Uruguay.

Information about dual nationality or the prevention of international child abduction can be found on our website . For further information about customs regulations, please read our Customs Information page.

Safety and Security

Crime: The volume of crimes against persons and property, to include homicides, is high throughout Uruguay. Street crime, including armed robberies, theft and carjackings occur in tourist centers within Montevideo with large numbers of tourists, such as Ciudad Vieja, the Rambla, and the neighborhood around the U.S. Embassy. Even upscale residential neighborhoods, such as Punta Carretas, Pocitos, and Carrasco are not immune to criminal activity. Maintain situational awareness and practice good personal security at all times while traveling throughout Uruguay as criminals typically seek out victims in vulnerable situations.

Thefts, burglaries, armed robberies, assaults, and other violent crimes are common throughout Uruguay. Criminals tend to conduct surveillance on potential targets including ATMs, residences, restaurants, vehicles, and individuals prior to committing robberies. Criminals regularly travel in pairs on motorcycles to approach unsuspecting victims with a weapon and demand personal belongings before fleeing. They attempt to catch victims off-guard by driving slowly next to their vehicles and waiting for them to get out of their car to rob them. Other times, they break car windows to steal valuables from vehicles that are parked or stuck in traffic.

Be vigilant when using ATMs, especially during non-daylight hours. Criminals frequently use gas-induced explosive devices to steal from ATMs.

The following Montevideo neighborhoods have higher crime rates, and official U.S. government personnel are recommended to avoid or limit travel to these areas:

• Bella Italia
• Cerro Norte
• Malvín Norte
• Tres Ombúes
• Villa Española

During the summer months (December-March), many cities in Uruguay experience an increase of petty street crime, residential burglaries, and robberies, especially in beach towns such as Punta del Este, La Barra, La Paloma, Cabo Polonio, La Pedrera, and Punta del Diablo. Criminals also target vehicles traveling to these and other popular destinations.

Police cars are clearly marked and equipped with cellular phones. While professional and well-trained, local police do not maintain a robust physical presence to deter criminal activity throughout Montevideo, which often results in a delayed response. Most police officers do not speak English.

Demonstrations: Demonstrations, some expressing anti-U.S. sentiment, regularly occur in Uruguay, particularly near the Legislative Palace, City Hall, Parque Batlle, Plaza Libertad, and the universities in Montevideo. Protests directed toward the U.S. government, usually small in size, can occur around the U.S. Embassy. U.S. citizens visiting or residing in Uruguay should avoid large gatherings or events where crowds congregate to demonstrate, protest, or cause damage as a byproduct of celebrating an event, such as after soccer matches.

Victims of Crime: Report crimes to the local police at 911 and contact the U.S. Embassy at (598) 1770-2000 or [email protected] . Remember that local authorities are responsible for investigating and prosecuting crimes.

See our webpage on help for U.S. victims of crime overseas .

• help you find appropriate medical care
• assist you in reporting a crime to the police
• contact relatives or friends with your written consent
• provide a list of local attorneys
• provide information on our victim’s compensation programs in the U.S.
• provide an emergency loan for repatriation to the United States or limited medical support in cases of destitution
• help you find accommodation and arrange flights home
• replace a stolen or lost passport

Scams: See the Department of State and the FBI pages for information on scams.

Domestic Violence: U.S. citizen victims of domestic violence may contact the U.S. Embassy at (598) 1770-2000 or [email protected] for assistance. If you are in immediate danger, call the police at 911.

Tourism: The tourism industry is unevenly regulated, and safety inspections for equipment and facilities do not commonly occur. Hazardous areas/activities are not always identified with appropriate signage, and staff may not be trained or certified either by the host government or by recognized authorities in the field. In the event of an injury, appropriate medical treatment is typically available only in/near major cities. First responders are generally unable to access areas outside of major cities and to provide urgent medical treatment. U.S. citizens are encouraged to purchase medical evacuation insurance . 

Local Laws & Special Circumstances

Criminal Penalties: While in Uruguay you are subject to local laws. If you violate local laws, even unknowingly, you may be expelled, arrested, or imprisoned.Furthermore, some laws are also prosecutable in the United States, regardless of local law. For examples, see our website on crimes against minors abroad and the Department of Justice website.

Arrest Notification: If you are arrested or detained , ask police or prison officials to notify the U.S. Embassy immediately. See our webpage for further information.

Customs Requirements: Uruguay's Customs authorities may enforce strict regulations concerning temporary importation or exportation of certain items. These include precious jewels, gold, firearms, pornography, inflammable articles, acids, prohibited drugs, plants, seeds, and foodstuffs as well as antiquities and business equipment. Uruguayan Customs also prohibits the importation of subversive materials aimed at overthrowing the government or promoting anarchy, genocide, or other globally condemned practices. Contact the Embassy of Uruguay in Washington, D.C., or one of Uruguay's consulates in the United States for specific information regarding customs requirements.

Tourists are permitted to import personal effects, including jewelry, cameras, computers, sporting goods, etc., free of duty or taxes. Travelers bringing commercial goods into Uruguay must declare them to customs officers at the port of entry or face possible detention or seizure of the goods and criminal charges. Please see our customs webpage for more information.

Marijuana Policy: Recent changes in legislation allow Uruguayan citizens and permanent residents of Uruguay to purchase limited amounts of marijuana at government-approved pharmacies, join a registered marijuana club, or grow a limited amount of marijuana for personal use. Please note it remains illegal for tourists and other foreign visitors in Uruguay to purchase and consume marijuana. Anyone who purchases or consumes marijuana, and who does not fit into a legal category of use, may be arrested and prosecuted under Uruguayan law.

Faith-Based Travelers: Faith-based travel includes a wide variety of activities, including pilgrimages, service projects, missionary work, and cruises, among others. See the following webpages for details:

• Faith-Based Travel Information
• International Religious Freedom Report
• Human Rights Report
• Hajj and Umrah Fact Sheet for Travelers
• Best Practices for Volunteering Abroad

LGBTI Travelers: There are no legal restrictions on adult, same-sex sexual relations or the organization of LGBTI events in Uruguay. See our LGBTI Travel Information page and section 6 of our Human Rights report for further details.

Travelers Who Require Accessibility Assistance: Uruguayan law prohibits discrimination against persons with disabilities, but the government does not effectively enforce these provisions. Transportation services are generally not equipped for access by persons with disabilities. Sidewalks and crosswalks are often in need of maintenance and/or accessibility ramps and can present challenges to persons with disabilities.

Students: See our Students Abroad page and FBI travel tips .

Women Travelers: See our travel tips for Women Travelers .

Medical care facilities in Uruguay are considered adequate and most are comparable to U.S. standards. The responsiveness of emergency, personal ambulance service is generally within U.S. standards; however there may be service delays if questions about health insurance coverage arise. Ambulances are staffed with a medical doctor, enabling advanced treatment/care en route to the local hospital.

The U.S. Government does not pay medical bills, and U.S. Medicare does not apply overseas. Serious medical problems requiring hospitalization and/or medical evacuation to the United States can cost tens of thousands of dollars.

Make sure your health insurance plan provides coverage overseas. Travelers on cruise ships with stops in Uruguay are strongly urged to verify their overseas health insurance coverage. Most health care providers in Uruguay accept cash and credit card payments. See our webpage for more information on insurance overseas. We strongly recommend supplemental insurance to cover medical evacuation.

Carry prescription medication in original packaging with your doctor’s prescription. There is no restriction on types of medication that can be imported for personal use. Some medications may not be available in Uruguay, so bring a sufficient supply for your stay.

While rare, the Uruguayan summer can bring about an increase in diarrheal illness and mosquito-borne diseases, so the use of insect repellent is advisable.

Vaccinations: Be up-to-date on all vaccinations recommended by the U.S. Centers for Disease Control and Prevention. There are no special vaccination requirements for Uruguay.

Further health information:

• World Health Organization
• U.S. Centers for Disease Control and Prevention (CDC)

Travel and Transportation

Road Conditions and Safety: Traffic fatalities are among the most common causes of death in Uruguay. According to the World Health Organization , Uruguay’s rate of traffic deaths per 100,000 people is 16.6, nearly 50 percent higher than that of the United States. According to the Uruguayan National Road Safety Unit, motorcyclists and bicyclists account for 70 percent of transit-related fatalities.

Illumination, pavement markings, and road surfaces for secondary roads can be poor. Several of the main highways are particularly accident-ridden because of heavy tourist traffic speed-related accidents including: Route 1 (between Montevideo and Colonia), the Ruta Interbalnearia (between Montevideo and Punta del Este), Route 9 to the east (that leads to Punta del Diablo, La Paloma, La Pedrera, and Cabo Polonia), and Route 2 (between Rosario and Fray Bentos). The frequency of road accidents rises during the summer beach season (December to March), Carnaval (mid-to-late February), and Easter week.

If you are in an accident involving injury, stay in place until a police officer arrives. The insurance company will generally respond to the scene as well. Some major roads are centrally monitored via live camera feeds and emergency response may arrive quickly. You should contact 911 immediately to report an emergency, and notify your rental company if in a rental car.

Uruguayan law requires your vehicle to be equipped with a specific road safety kit (hazard cones, flares, reflective vest, fire extinguisher, etc.), which you can find at most grocery stores or gas stations. Rental vehicles should have these basic kits.

Dial 911 in an emergency. For emergency roadside assistance, call the Automobile Club of Uruguay at 1707 or "Car Up" at 2628-1555. Even if you are not a member, tourists can use this fee-based service.

Traffic Laws:

• You may drive using your foreign driver’s license in Uruguay. If you plan to obtain a Uruguayan driver’s license, you must apostille your U.S. driver’s license in the state that issued your driver’s license, as the U.S. Embassy cannot provide consular certificates attesting to the validity of a U.S.-issued driver’s license.
• Driving is on the right-hand side of the road.
• Seat belts are mandatory.
• Headlights must be on at all times, day and night.
• Children under 12 years must ride in the back seat.
• Drivers must keep a first-aid kit in the car, which can be purchased at local grocery stores or gas stations.
• Motorcyclists must wear helmets and reflective vests.
• The use of cellular phones, as well as texting, while driving is prohibited. Drinking “mate” (a popular, hot beverage in Uruguay) while driving is also prohibited.
• Right turns at red lights are prohibited.
• Drivers approaching an intersection from the right generally have the right of way, but this right is not always respected.
• Drivers already in traffic circles generally have the right of way.
• Flashing high beams indicates intent to pass or to continue through unmarked intersections.
• Drivers often ignore lane markers, change lanes and make turns without signaling, ignore speed limits and disregard traffic signs.
• Motorists may make frequent and sudden stops on any road, especially when driving along Montevideo’s riverfront (Rambla).
• Motorcyclists often drive the wrong way down one-way streets, use sidewalks to avoid lengthier routes, or drive between vehicles when traffic is stopped.
• If you plan to drive, use caution and drive defensively.
• Cycling outside the capital or small towns is hazardous due to a scarcity of bike paths, narrow road shoulders, and unsafe driving practices.

Public Transportation: Ride sharing services are monitored to ensure that they comply with safety standards at least equal to those applied to the taxi system. Taxis can be hailed from the street, by phone (141), or by using one of several apps. Most taxis do not have functioning seat belts in the back seat. Public buses can be crowded, and patrons are sometimes targeted by pickpockets and bag snatchers. The public bus system utilizes pre-determined routes and is generally dependable.

Regular labor strikes can halt public transportation with minimal advance notice. Travelers should have alternative plans, such as ride sharing apps, or consider hiring a private executive car (remise). All of these options are usually reliable during mass shutdowns of public transportation.

See our Road Safety page for more information. Visit the website of Uruguay’s national tourist office and Montevideo’s Transit Authority Manual (Spanish only).

Aviation Safety Oversight: As there is no direct commercial air service to the United States by carriers registered in Uruguay, the U.S. Federal Aviation Administration (FAA) has not assessed the government of Uruguay’s Civil Aviation Authority for compliance with International Civil Aviation Organization (ICAO) aviation safety standards. Further information may be found on the FAA’s safety assessment page .

For additional travel information

• Enroll in the  Smart Traveler Enrollment Program (STEP)  to receive security messages and make it easier to locate you in an emergency.
• Call us in Washington, D.C. at 1-888-407-4747 (toll-free in the United States and Canada) or 1-202-501-4444 (from all other countries) from 8:00 a.m. to 8:00 p.m., Eastern Standard Time, Monday through Friday (except U.S. federal holidays).
• See the  State Department’s travel website  for the  Worldwide Caution  and  Travel Advisories .
• Follow us on  Twitter  and  Facebook .
• See  traveling safely abroad  for useful travel tips.

Review information about International Parental Child Abduction in Uruguay . For additional IPCA-related information, please see the International Child Abduction Prevention and Return Act ( ICAPRA ) report.

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Travel to Uruguay: Medical insurance mandatory

Uruguay lifted all covid-19 requirements for incoming travellers in 2023. Since March 1 there’s no longer any need to show vaccination or tests. However, there’s been some confusion around whether it’s necessary to have health insurance to travel to Uruguay.

The answer is yes, you do need medical travel insurance to enter the country.

In February 2023, in a short two-paragraph decree, the Ministry of Health mandated that all visitors to Uruguay must have medical insurance. However, they provided no specifications whatsoever. No specifications regarding whether the policy needs to be in your name, the duration of the policy, the limits of the coverage, nothing.

The only exception mentioned is that the  requirement does not apply to direct family members of people residing in Uruguay, or people seeking asylum.

We consulted with Mark Teuten, an immigration lawyer , to find out how he is advising his clients who are about to travel to Uruguay. He recommends having some sort of proof on your phone or on paper from the insurer which ideally includes a policy number, your name and a recent date .

Based on feedback from the Discover Uruguay by Guru’Guay Facebook group , recent travellers report not being asked for proof. However, airlines and other passenger carriers could ask you at the border or before travelling if you have insurance. And it would be a shame that you weren’t able to travel if you’re unable to show proof.

And it always makes sense to always travel with travel medical insurance, right?

Guru’Guay provides this information as a public service and are not responsible for its use by readers. Always check with your travel provider for their exact requirements. 

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Top Travel Insurances for Uruguay You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Uruguay is a country with charming landscapes, rolling hills, and stunning beaches, as well as a famous cultural heritage that includes tango music and dance. Although travelling to Uruguay can be an accessible holiday destination for many people, out-the-pocket healthcare costs in the country tend to be expensive, so it's a very good idea to arrive there with travel insurance under your belt.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Uruguay and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Uruguay Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Uruguay:

Best Travel Insurances for Uruguay

• 01. Should I get travel insurance for Uruguay? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Uruguay scroll down

Heading to Uruguay soon? Don't forget to check the following list before you travel:

• 💳 Eager to dodge high FX fees? See our picks for the best travel cards in 2024.
• 🛂 Need a visa? Let iVisa take care of it for you.
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Do I Need Travel Insurance for Uruguay?

No, there's currently no legal requirement to take out travel insurance for travel to or through Uruguay.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Uruguay or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Uruguay:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Uruguay. It lets you choose between various plans tailored to meet the specific needs of your trip to Uruguay, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Uruguay:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Uruguay? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Uruguay

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Uruguay. However, we strongly encourage you to do so anyway, because the cost of healthcare in Uruguay can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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