chase card travel alert

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Do You Need To Set Up a Travel Notice for Your Chase Credit Cards?

Katie Seemann

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Do You Need To Set Up a Travel Notice for Your Chase Credit Cards?

Why would you want to notify chase of your travels, how to avoid foreign transaction fees, final thoughts.

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Key Takeaways

It is no longer necessary to inform Chase of your travel plans to prevent card declines during international trips.

If you aren’t a frequent traveler, you might be wondering about everything you need to do to prepare for a trip abroad. Of course, you’re considering what to pack and whether or not you should buy travel insurance , but what about your bank?

One of the things you might want to think about is adding a travel alert notification to your credit cards. While this isn’t required, it has historically been helpful to avoid the unnecessary hassle of credit card problems while traveling.

In this post, we’ll talk about setting up a travel notification on your Chase account , whether or not it’s even necessary, and how to avoid foreign transaction fees when using your Chase credit cards abroad.

So, why would you even want to add a travel notification to your accounts in the first place?

Previously, charges from outside the U.S. could trigger a fraud alert, which would temporarily shut down your credit card even if you were traveling abroad. That’s not a great way to start a vacation.

An easy way to avoid that risk was to place a simple travel notification on your Chase account. This allowed your Chase credit cards to be used outside the U.S. without problems.

Thankfully, it’s no longer necessary to set up a travel alert notification with Chase when you’re planning to travel outside the U.S.

Previously, you’d set up a travel alert on your Chase account online or through the Chase mobile app.

You would do this by going to your account, clicking on Profile & settings , navigating to Account Settings , and then clicking Travel .

Now, when you follow those same steps, you get a message from Chase saying that it’s not necessary to set up a travel alert notification anymore .

Setting up a travel alert notification on your Chase account is no longer necessary when you’re planning to travel outside the country.

While you no longer need to set up a travel alert for your Chase credit cards, choosing the right credit card is important to avoid foreign transaction fees.

Certain cards carry a 3% foreign transaction fee anytime you use them outside the U.S. The good news is plenty of cards waive this fee — just be sure to know which cards have no-additional fee and try to use only those on your trip.

Personal Chase Credit Cards With No Foreign Transaction Fees

Multiple Chase credit cards waive the standard 3% foreign transaction fee. Be sure to carry at least 1 of these while traveling abroad.

The following Chase credit cards do not have any foreign transaction fees :

Aer Lingus Visa Signature ® Card
Aeroplan ® Credit Card
Amazon Rewards Visa Signature Card
British Airways Visa Signature ® Card
Chase Sapphire Preferred ® Card
Chase Sapphire Reserve ®
Iberia Visa Signature ® Card
IHG One Rewards Premier Credit Card
Instacart Mastercard ®
Marriott Bonvoy Bold ® Credit Card
Marriott Bonvoy Boundless ® Credit Card
Marriott Bonvoy Bountiful™ Credit Card
Prime Visa card
Southwest Rapid Rewards ® Priority Credit Card
Southwest Rapid Rewards ® Premier Credit Card
The World of Hyatt Credit Card
United Club℠ Infinite Card
United℠ Explorer Card
United Gateway℠ Card
United Quest℠ Card

Business Chase Credit Cards With No Foreign Transaction Fees

IHG One Rewards Premier Business Credit Card
Ink Business Preferred ® Credit Card
Ink Business Premier ® Credit Card
Southwest ® Rapid Rewards ® Performance Business Credit Card
United℠ Business Card
United Club℠ Business Card
World of Hyatt Business Credit Card

Adding an alert to your Chase account before you travel internationally is no longer needed. While this used to be a way to let Chase know you would be out of the country so international activity on your card wouldn’t trigger a fraud alert, today’s more sophisticated technology makes this step unnecessary.

The information regarding the Amazon Rewards Visa Signature Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Marriott Bonvoy Bold ® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Marriott Bonvoy Boundless ® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Marriott Bonvoy Bountiful™ Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the United Club℠ Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Do you need to set up travel alerts on your credit cards?

Whether you have two or 22 travel rewards credit cards in your wallet, chances are you enjoy hitting the road. Unfortunately, it can be extremely frustrating when your card gets flagged while traveling, and you're suddenly unable to use it. While it's great when an issuer correctly flags unauthorized account activity as fraudulent, the opposite is true when the issuer inadvertently prevents you from swiping a card.

Thankfully, most major issuers no longer require users to set travel alerts ahead of time.

In this guide, we'll walk through the details for different cards so you know what to expect before your trip.

What is a travel alert?

Before diving into issuer-specific guidelines, let's start with a quick overview of what a travel alert is and why this is important.

Most of today's credit cards have mechanisms to prevent fraud and abuse. When an issuer notices unusual account activity, it may flag it as potentially fraudulent. This happened to me when an unauthorized individual called Chase and inputted the full 16-digit account number of my Chase Freedom Unlimited. I immediately requested a new card, preventing the thief from actually using the compromised card number — a minor inconvenience but not a significant hassle.

However, this protection can also kick in if you try to use a card abroad or in an area of the U.S. that's far from your primary residence. Suppose you've spent months (or even years) swiping a card solely within a specific area and then you suddenly try to use it in another state or country. In that case, this activity might get flagged — and it could be a substantial roadblock to continuing your trip. If you haven't set up your cellphone to work abroad — or if you're in an area with limited service — there may be no quick way to let the issuer know that the purchase is (in fact) valid and authorized.

If you notify the issuer ahead of time, a sudden charge in another part of the country or the world (one that you specifically said you'd be visiting during the given time period) won't be flagged. This allows you to continue swiping your card and — most importantly — keep enjoying your trip.

So, how exactly do you do this? As noted above, many major credit card issuers no longer require proactive travel alerts ahead of time — but let's go through some of the largest ones.

Related: Best credit cards with no foreign transaction fees

How to set American Express travel alerts

Amex doesn't require you to set up travel alerts. In fact, if you log in to your account at AmericanExpress.com, you won't even see this as an option. Here's the rationale, per the issuer's FAQ page on the topic:

We use industry-leading fraud detection capabilities that help us recognize when our card members are traveling, so you don't need to notify us before you travel.

It does suggest that you keep updated contact information on your account and download the Amex app before your trip. However, you shouldn't have any trouble using your cards when traveling.

Applicable cards include: American Express® Gold Card , The Platinum Card® from American Express , Marriott Bonvoy Brilliant® American Express® Card , The Business Platinum® Card from American Express .

How to set Bank of America travel alerts

Like Amex, Bank of America no longer requires travel alerts ahead of time. If you search in the Help & Support center, you'll see the following message:

You no longer need to let us know when you travel. We monitor your accounts and will send automatic alerts if we detect suspicious activity. Should you need us while traveling, call the number on the back of your card anytime.

TIP: It's important that your email address and mobile phone number are up to date on your account profile, so we can notify you quickly about unusual activity.

Note that this applies to both credit and debit cards associated with your Bank of America login, which can be nice if you're planning to withdraw money from an ATM using your debit card.

Applicable cards include : Alaska Airlines Visa Signature® credit card , Bank of America® Premium Rewards® credit card .

How to set Capital One travel alerts

Capital One uses the same approach as American Express — you don't need to set these up in advance. When you log in to your Capital One account and click on the "I Want To…" button, you'll see what appears to be an option to set a travel notification. However, when you click on it, you'll receive the following message:

With the added security of your Capital One chip card, travel notifications are no longer needed on your credit card. That's right! You don't have to tell us when and where you're traveling, inside or outside the United States. Your credit card is 100% covered for fraud while you're traveling and we will alert you if we see anything suspicious.

You're covered by $0 Fraud Liability on unauthorized charges. Remember that none of Capital One's credit cards impose foreign transaction fees for purchases made abroad.

Applicable cards: Capital One Venture X Rewards Credit Card (see rates and fees ), Capital One Venture Rewards Credit Card (see rates and fees ), Capital One SavorOne Cash Rewards Credit Card (see rates and fees ), Capital One Spark Miles for Business (see rates and fees ).

For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

How to set Chase travel alerts

Chase offers a wide variety of valuable credit cards, including many that you may want to use when traveling. Like previous issuers on the list, you no longer need to proactively set up travel notifications ahead of your trip. When you log in to your Chase account, you'll still see the "Travel notification" option under account services, but here's the message you'll find there:

We've got you covered! With our enhanced security measures:

You don't need to set up travel notifications anymore.
We'll send you fraud alerts if we see any possible identity theft.
We'll alert you if we notice any suspicious behavior on your account.

Applicable cards include: Chase Sapphire Reserve® , Chase Sapphire Preferred Card® , World of Hyatt Credit Card , United℠ Explorer Card , Aeroplan® Credit Card , Ink Business Preferred® Credit Card .

How to set Citi travel alerts

Unlike previous issuers, Citi still allows you to set up travel notifications on your credit cards. Here's how to do so:

BRIAN KELLY/THE POINTS GUY

Log in to your account at citi.com
Hover over "Services" at the top, then click on "Travel Services"
Click on "Add a Travel Notice"
Select the applicable cardholders, enter your dates, then click "Next"
Review the details, then click "Confirm"

Note that you don't even need to select the individual destination (or destinations) you're visiting. The only required pieces of information are the cardholders who'll be on the trip (including authorized users ) and the dates of the trip.

Applicable cards include: Citi Strata Premier℠ Card (see rates and fees ), Citi Rewards+® Card (see rates and fees ), Citi® / AAdvantage® Executive World Elite Mastercard® (see rates and fees ).

What if a travel alert doesn't work?

Unfortunately, even the advanced technology credit card issuers use nowadays isn't guaranteed. There may be certain instances where a legitimate transaction is flagged as potentially fraudulent, especially when traveling. Alternatively, an issuer may require an extra verification step before approving a purchase instead of being declined immediately. This especially applies to many online transactions thanks to 3D card security measures .

This is one reason why it's critical to have updated contact information on file with your card issuers and a working mobile phone when you're outside the country. This ensures that you can complete any verification requests in a timely fashion.

It's also critical to always have at least one backup credit card in your wallet when traveling (or load alternate options into your mobile wallet ). Ideally, this card would be from a different card issuer and work with a different payment network, which minimizes the chance that neither card will work.

Related: Best travel credit cards

Bottom line

From full flights to weather delays to traffic, travel can be stressful — and that's without any financial issues. Fortunately, most major credit card issuers no longer require advance travel notices on your accounts. However, you should still carry at least one backup payment method in case your primary card is declined. It's also critical to have a working phone number to receive email or text notifications when things go wrong.

If you want to maintain your ability to swipe your favorite travel rewards credit cards on your next trip, follow these instructions before you depart.

UponArriving

How to Set Up a Chase Travel Notice (And Why You Should Do It) [2021]

If you’re traveling outside of the country soon you probably want to consider putting travel notices on the Chase credit cards or debit cards that you want to use. If you don’t do that then you run the risk of your cards not working properly abroad and you’ll have to deal with that frustration, which is no fun when traveling.

So avoid the frustration and set your Chase travel notices following these easy steps broken down below.

Interested in finding out the hottest travel credit cards for this month? Click here to check them out!

Table of Contents

How to Set Up a Chase credit card travel notice

It’s very easy to set up a travel notice for your Chase credit card and bank account. You can set up a travel notice over the phone, via the Chase App, or simply do it online — whichever is more convenient. However, I would recommend doing it online because it is so easy.

Tip: Use the free app WalletFlo to help you travel the world for free by finding the best travel credit cards and promotions!

Setting up the notification by phone

If you’re looking for the Chase travel notification number, just call the number on the back of your credit card or debit card.

I’ve made calls from the plane as I’m boarding and Chase handled pretty quickly so it usually doesn’t take the agents very long to put the notification on.

If you’re ever outside of the US you can call Chase collect number at: 1-302-594-8200

Setting up the Chase travel notification online

To set up a Chase credit card or debit card travel notice, it only take a few steps.

The first thing that you need to do is log-in to your Chase account. Once you are logged in, click on “Account management” and then click “Profile and settings.” This will all be found at the top of your screen as pictured below.

Once you are in profile and settings, now you want to click on “Account settings” and then click on “Travel.” To begin the process of adding a travel notification, simply click on “Add a trip.”

At the next screen, you will need to enter some basic information regarding your travels. This information includes the destination, the departure date, and the return date.

Your departure date can be as far as one year out. But n ote that the return date must be within 90 days of your departure date. You can choose different countries or you can even choose specific states within the US for your destination.

Once you click next, you will be asked to add the travel notification to specific cards.

You can choose to add the travel notification to only one or a few cards or you can select to add the travel notification to all of your cards. You can also choose to add a travel notification to a debit card so that your bank account has the travel notification on it as well.

Something that is cool about this screen is that it will tell you whether or not your cards have foreign transaction fees.

If they don’t have foreign transaction fees, that means that you won’t be charged extra to process a transaction in a foreign country. If they do have foreign transaction fees, you will be charged 3% for the transaction. That means that if you make a purchase of $100, you will be charged an extra $3 foreign transaction fee.

If you want a solid credit card that does NOT have foreign transaction fees look into getting the Chase Sapphire Preferred, which comes with a 60,000 point bonus after meeting the minimum spend requirements of $4,000 within the first 3 months.

This is worth over over $1,000 if you use points for premium airfare redemptions! Find out more details about this card here.

Once you click to move onto the next step, you will then be able to verify your travel notification and submit it.

Setting up the Chase travel notification online (old interface)

If you are somehow still working with the old Chase interface, then the directions below will apply to you. Log in to your Chase account and click on “Customer Center.” In the Credit Card section, you’ll see “Travel Notification Form” which you’ll need to click on.

That will take you to the first step of the travel notification process.

Enter Information

You can submit your travel notifications no more than 365 days before you depart.

Your return date must be no more than 365 days after your departure date. If you plan to travel longer than 365 days, you can extend your travel notification with them by updating the form before your original date of return.

When you begin to enter your information, you should see the full roster of credit card that you have with Chase. In my case, I have six credit cards with Chase.

The travel notification will be put on all of the credit cards.

All you have to do is enter in your date of departure and date of return and enter in your destinations. Chase requests that you input cities for the destination, and I’m not sure if it will work if you enter countries.

Verify your information

Next, all you have to do is verify your credit card information and your travel dates and destinations.

Once you do that you’ll move forward and confirm the notification.

Chase bank travel notice

If you need to put a travel notification on for your bank account (debit card, ATM, etc.), you can use the method above if you have the new Chase interface and simply select your debit card. But if you are still working with the old interface, the process is a little bit different.

You’ll notice in the image below that you click on a different section of the website to initiate the travel notice for a checking or savings account.

Security Check

When you first try to put on your travel notifications you’ll likely be stopped and asked to verify your identity. This is done by sending either a text message or a phone call to one of your phone numbers on record.

The code should arrive within two minutes (mine arrived instantly) and you should be able to enter in the activation code and verify your identity quickly.

Once you’ve done that you’ll be taken to the International Travel Notifications screen where you can choose which cards you want to apply the travel notification to (debit, ATM, liquid cards, etc.)

You’ll also need to choose a destination and then also choose a departure date and a return date.

One of the big differences with the bank account notifications is that your travel must be within 14 days.

When you click on Select destination countries a small window will pop-up where you can add the countries.

Note that you can only select up to 10 countries.

To set up a travel notification for a country that’s not in the country list, call the phone number on the back of your card and inquire with Chase about that country.

Once you’ve selected your countries, you can advance to the next step where you’ll need to verify your details. You’ll see the debit card the notification is going to apply to along with the travel period and where you’re traveling to.

Tip: Use WalletFlo for all your credit card needs. It’s free and will help you optimize your rewards and savings!

Do you need travel notifications?

Some people think that travel notifications are a waste because they are able to travel without any difficulties. But don’t fall into this trap.

Just because you didn’t have any hiccups on a trip, that doesn’t mean that other trips will be like that.

I highly recommend always putting on travel notifications.

You never know what kind of inconvenient experience might await you if you don’t bother with putting on the notifications. Since it’s so easy to add them, I really see no reason why you wouldn’t do it.

One thing that’s interesting about Chase is that if you start to do a lot of international travel, they will pick up on your travel habits. It’s not clear to me exactly how many trips are necessary, but once you start taking a lot of trips, you might not even need to put on travel notifications.

After about a year of travels, I called in to put in a travel notification for Belize one time and I was told that I no longer needed to provide travel notifications because they were aware of my frequent travel patterns. This has happened to other people in the past as well .

I’m not sure if there’s a way to disable this but I found it very convenient and felt okay with it because I monitor my transactions on a regular basis.

Still, sometimes I’ll call in just to make sure everything is fine before I depart to a foreign country just to be on the safe side. (You never know when these type of policies will be updated, changed, etc.)

Do you need travel notifications for out of state travel?

Regarding domestic travel notifications Chase states:

“No. You don’t need to set up a travel notification if you’re traveling to another state, only when you plan to travel abroad.”

My card has been denied in New York (out of my state) before because of fraud prevention and I had to call in to Chase to authorize the charge. Since, it was not abroad it wasn’t a major issue to make the quick phone call but I could have probably avoided the situation just by putting in a notification.

This is generally more of an issue for larger purchases.

So if you’re planning on spending quite a bit of money in another state or city from where you live, it might be a good idea to just call ahead of time and get them to clear the transaction.

What if your travel notifications don’t work?

If you get caught somewhere and your card is not working, then there’s one simple solution.

You can call the number on the back of your card and speak to the fraud prevention department to allow them to process your transaction. You’ll usually have to re-run the transaction when this happens.

(I usually make international phone calls with Skype for these purposes.)

Certain countries excluded

Chase notes that they “exclude certain countries from our travel notification service due to either fraud protection or to align with certain federal guidelines and restrictions.”

These are often referred to as “at risk” countries.

How will you know if a country is excluded?

You’ll know immediately after you submit your notification if they’ve excluded any of your destinations from this service. If you’re traveling to an excluded country and you need help using your debit, ATM and/or Liquid Card, just call the phone number on the back of your card.

Can you cancel travel notices?

If you set up a notification and then later you change your mind, you can click “Cancel.”

If you need to delete a notification you’ve already set up, click “Delete Travel Notification” and follow the steps on the next screen.

Avoiding foreign transaction fees

Chase offers several credit cards that will allow you to avoid those pesky foreign transactions fees.

Two of my favorite options are the Chase Sapphire Reserve and the Chase Sapphire Preferred . But many of their co-branded credit cards like the World of Hyatt Card and IHG Rewards Club Premier Credit Card don’t have foreign transaction fees, either.

However, some of their no annual fee cards like the Chase Freedom cards come with foreign transaction fees of 3% .

If you’re wanting to avoid ATM fees when traveling abroad, Chase offers the Chase Private Client program.

The program offers:

No fees at non-Chase ATMs and this even includes international ATMs
Refunds for ATM fees charged by the ATM owners up to five times per statement period
No exchange rate adjustment fee for debit card purchases and ATM withdrawals in currencies other than U.S. dollars.
No Chase fee for all domestic and foreign wire transfers, incoming or outgoing, completed at any Chase branch, chase.com, via telephone or email.

There are a ton of other benefits related to wealth management that the program offers and you read more about Chase Private Client here .

Does the Chase app offer travel notifications?

The Chase app allows you the ability to set travel notifications. To do this, log-in to the app and click on “Profile & Settings” -> “My Settings” -> “Travel” and you will see the options for setting up your travel notices.

You can also still pull up the Chase website on Mobile to enable your travel notifications.

International travel tips

If you are traveling internationally, you might also want to check out my international travel checklist . This runs you through many different things you want to do before heading out on a trip in addition to just setting Chase travel notifications. It’s easy to forget about checking for things like how tipping works, what’s taboo, and other common questions so be sure to check it out.

Setting up Chase travel notices is not difficult and you can do it over the phone, via the app, or online — whichever you feel more comfortable with. You might also be set them up via a secured message but I’ve never given that a try.

One last reminder: always keep a photo copy or make a note of the phone number on the back of your debit or credit card so that you have a phone number you can call to sort out any potential issues and you shouldn’t have any issues.

Daniel Gillaspia is the Founder of UponArriving.com and the credit card app, WalletFlo . He is a former attorney turned travel expert covering destinations along with TSA, airline, and hotel policies. Since 2014, his content has been featured in publications such as National Geographic, Smithsonian Magazine, and CNBC. Read my bio .

You can do it on the Chase app under profile settings

Thanks — updated!

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Here’s How to Quickly Notify the Bank About Your Travel Plans to Avoid a Declined Card Overseas!

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It’s usually a good idea to notify your bank about any international travel plans . This way, the bank won’t be surprised to see unusual charges on your account.

Million Mile Secrets team member Scott calls the number on the back of his Chase Sapphire Preferred Card to set travel alerts . Because a human picks up the phone right away. But now he’ll consider doing it online this way instead.

It can be a headache if your account is frozen by the bank (unable to make purchases) while attempting to pay for a souvenir or meal in a foreign country.

If you have a Chase debit or credit card, you can quickly set up travel notifications online .

You can also notify banks about international travel by calling the number on the back of your card. But some folks might prefer the convenience of doing it online!

Easy 4-Step Guide to Set up Travel Notifications for Chase Card Accounts

Step 1. log-in to your chase account.

First, log-in to your Chase account .

Keep in mind, you can NOT set up travel notices using the Chase mobile app. So you’ll have to log-in on your desktop or on mobile web browser.

Step 2. Go to the “Profile & Settings” Under the Account Management Tab

Once you log-in, you can click on “ Account Management ” in the top navigation bar, and then click “ Profile & Settings “ .

Step 3. Click “Travel” at the Bottom of the Left Menu

Scroll to the bottom of the menu on the left to find the “ Travel ” tab. Click it, and, you’ll see an “ Update ” link to the right of the page, where you can inform Chase about your upcoming globetrottery.

Step 4. Enter Your International Trip Details

Now, it’s time to enter your trip details.

If you’re creating a travel notification for your credit card account, simply enter your travel dates and destinations .

You can create a travel notification for your credit card accounts 1 year before your departure. That’s great for folks who like to plan ahead. 😉

It’s a similar process to set up an alert if you have a Chase debit card. One minor difference is you have to manually select the debit card or checking account you’d like to establish the notification for.

Keep in mind, you can only create a notification for debit cards 14 days prior to your travel dates.

Use These Chase Cards to Save Money on Transaction Fees!

Lots of credit cards charge up to 3 % when you use them for transactions in a foreign country. But many Chase cards have NO foreign transaction fees !

So not only is it easy to set up travel notifications with your Chase cards, but you can save money too. If you’re traveling overseas, you’ll want to use a Chase card like:

Chase Sapphire Preferred® Card (our favorite card for beginners using travel miles and points)
Ink Business Preferred Credit Card (our favorite card for small business owners!)
IHG® Rewards Premier Credit Card (a fantastic hotel credit card)

We also really like this travel credit card for international trips:

Capital One® Venture® Rewards Credit Card (our #1 card for easy-to-use miles)

Here’s our post with the best travel credit cards !

Here’s our post with the best no-foreign-transaction fee credit cards!

Bottom Line

When you’re traveling internationally, you can call Chase to notify them about your plans so your credit cards and debit cards don’t get declined. But it’s just as easy to set up a travel notification online .

You can do it in 4 quick steps . Simply log-in to your Chase account . Then, create separate notifications for your debit and credit card accounts.

While abroad, don’t forget to use a Chase card with no foreign transaction fees , like the Chase Sapphire Preferred!

Million Mile Secrets

Contributor

Million Mile Secrets features a team of points and miles experts who have traveled to over 80 countries and have used 60+ credit cards responsibly to accumulate loyalty points and travel the world on the cheap! The Million Mile Secrets team has been featured on The Points Guy, TIME, Yahoo Finance and many other leading points & miles media outlets.

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How to Set a Travel Notice for Your Credit Cards

Susan Shain

Susan is a freelance writer who specializes in turning complex financial topics into engaging and accessible articles. She's been writing about personal finance for six years, and was previously the senior writer at The Penny Hoarder and a staff writer at Student Loan Hero. Her personal finance writing has also appeared in publications like MarketWatch and Lifehacker.

When I worked at a ski rental shop in Breckenridge, Colorado, I witnessed many international (and some out-of-state) customers’ credit cards get declined.

Not because their credit limits were too low or because they were purchasing too much — but because they failed to set up travel notifications with their card issuers.

So now, any time I travel to a foreign country, I always set up a travel notice on my credit card beforehand.

Since I travel with the Chase Sapphire Reserve® (Review), I create a Chase travel notice, but you can take this step with most major credit or debit cards. Here’s how.

What Is a Credit Card Travel Notice?

As a way to prevent fraud , your credit card issuer monitors your spending activity. If it notices a suspicious purchase — in an unusually large amount, or from a new location — it may decline the transaction. This could be more likely in countries where fraud is a bigger problem.

Which is why the answer to the question “Should I notify my credit card company when traveling?” is usually yes.

Although you can often get away with shopping in another state without triggering a red flag, international travel is another story.

By notifying your credit card of your travel plans, you’ll reduce the chances of getting your transaction declined in the checkout line — which, trust me, is never fun — and having to call your card issuer to verify your purchases. It’s still possible to have your purchases declined after setting a travel notice, but it’s much less likely.

How to Set Up Travel Notices for 8 Major Credit Card Issuers

Ready to create your first travel alert? While you could call your card issuer, it’s easier to do it online.

Here’s how to set up travel notices with eight different credit card issuers.

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Chase travel notice

Because of the company’s abundant travel perks and partnership with the Visa network — which is widely accepted worldwide — Chase cards are a favorite among globetrotters.

You can create Chase travel notifications up to a year in advance for credit cards, and up to 14 days for debit cards. Your travel dates can span an entire year — if you’re away for longer, you’ll simply have to adjust your dates once you’re on the road. Chase will have your request on file within 24 hours from the time you submit.

To set up Chase travel notifications, you’ll need to log in to your account and click on the credit card you plan to use. Under the “Things you can do” dropdown menu on the right, you’ll see the “Travel notification” option. That will take you to your “Profile & Settings” page, where you’ll be able to create a travel alert.

Insider tip

Depending on the type of Chase account you have, the process may be slightly different for you. In any case, just look for your “Profile & Settings” page, and then look for a button to set a travel notice.

Alternatively, if you’re already outside the country, you can call Chase collect at 1-302-594-8200 to alert the issuer of your travel plans.

Setting up a travel notice with the Chase bank app

After logging in to the Chase mobile app, tap the profile icon (this should appear as the outline of a person) and select “My settings.” Choose “Travel” within the settings menu and tap “Update” near any credit or debit card products you’ll be taking.

This will allow you to enter the details for your upcoming trip, which can be edited at a later time. Saving this information will successfully set up a travel notice.

Our favorite Chase travel card: While many Chase credit cards are adventure-ready, we’d recommend the Chase Sapphire Preferred® Card for new travelers. Not only does it earn 2X Chase Ultimate Rewards points per dollar on travel, but you’ll also get a great introductory bonus: 60,000 bonus points after spending $4,000 on purchases in the first 3 months. You’ll also earn 5X Ultimate Rewards points per dollar on Lyft rides and travel purchased through Chase Ultimate Rewards. You can transfer the points you earn to a variety of airline and hotel loyalty programs. The Sapphire Preferred has a $95 annual fee.

American Express travel notice

Surprise! You actually can’t create an Amex travel notice.

On its site, the issuer says it uses “industry-leading fraud detection capabilities” that help it recognize when you’re on the road, thereby eliminating the need to create an American Express travel notification.

The issuer does recommend you update your contact information, so it can reach you in case of any complications, and download the Amex app, so you can manage your account on the go.

Note that Amex credit cards aren’t as widely accepted across the globe. If you’re a frequent international traveler, we’d recommend looking for a card with a Visa or Mastercard logo instead because they’re accepted by most merchants.

Our favorite American Express travel card: For its $695 Rates & Fees annual fee, The Platinum Card® from American Express offers a slew of travel perks. They include extensive airport lounge access; 5X Membership Rewards points per dollar on eligible flights and hotels (starting 1/1/21, on up to $500,000 spent per calendar year); and up to $200 in Uber credits per year. Its introductory bonus is Earn 100,000 Membership Rewards® points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum Card®, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu..

Capital One travel notice

As with Amex, there’s no need to set a travel notice for Capital One credit cards.

If you log in and click “Set Travel Notification,” you’ll be greeted by this window:

The issuer, long popular with international travelers for its lack of foreign transaction fees, says: “With the added security of your Capital One chip card, travel notifications are no longer needed on your credit card.”

It notes Capital One will cover you with its $0 fraud liability policy, and will also be on the lookout for any suspicious activity.

Our favorite Capital One travel card: The Capital One Venture Rewards Credit Card is a fantastic, easy-to-use travel rewards card, offering 2X Venture miles per dollar on everything. The introductory bonus is 60,000 bonus miles for spending $3,000 in the first 3 months. It comes with a $95 annual fee.

Bank of America travel notice

Ready to travel with your Bank of America card? Log in to your account, and in the menu at the top right, you’ll see “Help & Support.”

Hover over those words, and a drop-down menu will appear. Click on “Set Travel Notice” — and voila! You’ll be able to add your travel dates and destinations, as well as extra details about your trip, like any planned layovers.

Setting a travel notice with Bank of America.

Bank of America cards allow you to set travel notices up to 60 days in advance, and they can last for up to 90 days. If you’ll be traveling longer than that you’ll need to adjust your travel notice later on.

Our favorite Bank of America travel credit card: If you don’t want to pay an annual fee, the Bank of America® Travel Rewards Credit Card might work for you. You’ll earn 3X points per dollar at the Bank of America travel center and 1.5X points on everything else. After you make $1,000 in purchases in the first 90 days, you’ll earn 25,000 points — enough for a $250 statement credit toward travel purchases.

Citi travel notice

If you have a Citi credit card, the first step is to log in to your account.

Then you should hover over the “Services” button in the menu, and then select “Travel Services.” Next you can select “Manage Travel Notices,” before selecting the card for which you want to set a notice. Unlike some other issuers, you’ll need to set a separate notice for each card you plan to travel with.

Citi advises making sure your contact information is up to date before traveling, and also to download the Citi Mobile App to more easily monitor your account.

Here’s what setting a Citi travel notice looks like:

Setting a travel notice with Citi.

Then, once you fill out your destination and dates and verify your info, you’ll be good to go!

Our favorite Citi travel credit card: The offers a generous 3X ThankYou points per dollar on air travel and at gas stations, restaurants, supermarkets, and hotels. You can earn None. There’s a None annual fee to pay for this card.

Discover travel notice

Although Discover credit cards aren’t the best for traveling internationally, as they aren’t accepted as widely as Visa or Mastercard, you should still set up a travel notice if you bring your Discover card overseas.

You can do this from your online account by selecting “Manage” at the top of your screen, then clicking “Manage Cards” and then “Register Travel.”

Setting a travel notice with Discover.

Our favorite Discover travel card: For a card with no annual fee, the Discover it® Miles isn’t a bad choice. You’ll get 1.5X miles per dollar spent on everything, with double your miles at the end of your first cardholder year.

PNC travel notice

If you have a PNC credit or debit card, the bank recommends you set up a travel notice, explaining: “You typically use your card at local merchants and online, but suddenly you’re buying tapas in Madrid or sushi in Tokyo. This unexpected activity is what triggers the alert. Although less likely, this kind of predicament also can happen when traveling domestically.”

To notify PNC, you can either call the financial institution at 1-888-PNC-BANK or set up an alert online. After logging in to your account, you’ll select: “Customer Service” –> “Account Services” –> “Debit/ATM Card Services” –> “Edit/View Preferences.”

Then, in the bottom right corner of your screen, you’ll see an option to “Notify PNC of Foreign Travel.” After filling it out with your dates, destinations, and phone number, you’ll be ready to go.

Recommended PNC travel credit card: Like the BofA card, the PNC Premier Traveler® Visa Signature® isn’t the best option out there — but it’s fine for PNC loyalists. It offers a 30,000-mile introductory bonus when you spend $3,000 in the first three billing cycles, and 2X miles per dollar spent on everything. Its $85 annual fee is waived the first year.

Wells Fargo travel notice

If you’d like to tell Wells Fargo of your travel plans, you can either call the number on the back of your card, use the bank’s mobile app, or log in to your online account.

If you choose the latter method, you’ll hover over the “Accounts” dropdown menu, then click on “Manage Cards” –> “Manage Travel Plans.” As with the other issuers, you’ll enter your dates and destinations before submitting.

Recommended Wells Fargo travel credit card: There aren’t any Wells Fargo travel cards at the moment.

If you’d prefer a Visa card from Wells Fargo for traveling, consider the Wells Fargo Active Cash℠ Card . It offers 2% cash back on everything you buy, with a solid introductory bonus, but it also has a foreign transaction fee.

4 Things to Consider When Choosing a Travel Credit Card

If you’re looking for another piece of plastic to add to your wallet, here are four things to consider when choosing the best travel rewards credit card:

Foreign transaction fees: Some credit cards charge a 3% fee for making purchases in a foreign currency. If you plan to travel abroad, make sure your chosen card has no foreign transaction fees.
Annual fees: Many of the top-tier travel rewards credit cards have hefty annual fees. But before getting scared off, see if the card offers any credits or benifits that offset it. For example, while the Chase Sapphire Reserve® has a $550 annual fee, it also offers a $300 annual travel credit that applies toward flights, car rentals, and even Lyft rides.
Rewards and perks: One of the most compelling reasons to get a travel credit card is the opportunity to earn points and miles that you can exchange for free travel. So take a look at your potential card’s introductory bonus and earning ability. You should also read the fine print to learn all about its travel perks, which might include airport lounge access or travel insurance.
Loyalty programs: The majority of hotel chains and airlines have co-branded cards that earn additional rewards when you spend money with them. So if you are loyal to a particular brand, it’s wise to consider the co-branded options. For hotel cards, examples include the IHG® Rewards Club Premier Credit Card, Marriott Bonvoy Boundless™ Credit Card, and The World of Hyatt Credit Card. For airline cards, you can choose from options like the United℠ Explorer Card or Southwest Rapid Rewards® Plus Credit Card.

Whichever card you choose, be sure to set a travel notice before you board your next train or cruise or flight — and then enjoy your vacation free of worries!

You don’t have to stick to “travel credit cards” just because you want to, you know, travel with your credit card. As long as you set up a travel notification when you go, you can use any card you’d like. So, in case they’re a better fit, here are links to the best cash back, balance transfer, and 0% intro APR credit cards.

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How to Set Up Credit Card Travel Notifications

Putting a travel notification on your credit card may prevent a major travel headache.

Set Up Credit Card Travel Notifications

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Travel notifications prevent a credit card issuer from flagging a purchase you make out of the country as fraudulent.

You might be ready for an upcoming trip, but is your credit card? Depending on your card issuer, you might need to set up a travel notification for your account.

Adding a card travel notification is easy. For most credit cards, you'll follow these steps:

Call your credit card company, log in to its website or access its app.
Share your travel dates and locations, if applicable.
Submit and verify your travel notification.

This will help you avoid potential hassles and embarrassing situations when you're away.

What Are Travel Notifications?

A travel notification is essentially a setting you activate on your credit card account. "Basically, you're just telling the credit card issuer you're going to be using the card outside of the normal places you (use it). That way, they don't think someone stole your credit card," says Simon Zhen, research analyst at personal finance website MyBankTracker.com.

If you're on a road trip, you could make a card purchase in one town and then try to shop in another distant location but have your card rejected. Dan Hanks, senior vice president of credit card loyalty and servicing at PNC Bank, says if a transaction appears to be fraudulent, it may be declined, even if it is a legitimate purchase. Purchase location is just one factor credit card companies consider when flagging fraudulent transactions .

"If a customer suddenly starts using a card in a place they've never been, especially in another country, it doesn't mean we'll decline them, but it increases the chance we might stop the transaction if we think it's fraud," Hanks says.

Transactions may be marked as fraudulent and your card deactivated as a precaution, particularly if your issuer can't reach you to confirm them. If you only bring one credit card on your trip, you may have a major problem on your hands. Luckily, setting up a travel notification before you leave is an easy solution.

How to Set Up Travel Notifications

A travel notification usually requires you to provide your planned destinations and trip dates to your credit card issuer. With that information, the issuer has more knowledge to weed out fraudulent transactions from legitimate ones.

You usually have a few options to set up a travel notification. First, you can call the card issuer. "Look on the back of the card, and you can find the phone number to call. You just tell the customer service rep that you'll be traveling," Zhen says. If you prefer digital communication, you can typically set up a travel notification through the credit card company's website or app.

Each credit card company has its own travel notification policies. While many companies allow you to set up travel notifications, others may not need you to tell them about your travel plans. Below are the policies of major credit card issuers:

American Express does not request travel notifications, citing industry-leading fraud detection capabilities.

Bank of America allows you to create a travel notice up to 60 days before your trip, and it can last up to 90 days from the first day of your excursion. With one travel notice, you can set up multiple itineraries for various cards. You must provide Bank of America a contact number for when you're away from home. You can also supply details about where you'll be staying, any planned layovers and other information that may help the company monitor your account for fraud while you're traveling.

According to Barclays , a travel notification is not mandatory, but it could be wise to avoid declined purchases simply because you are traveling abroad or to a different part of the U.S. Contact the bank by phone, or access your account online or with the Barclays app to set up a notification. If you will be traveling for more than 365 days, connect with the bank by phone to set up a notification.

Capital One doesn't need notification of travel plans because of the added security of the bank's chip cards.

Chase lets you set up a travel notification up to a year before your trip. The notification can last up to 90 days. You can apply the notification to multiple cards simultaneously and list multiple destinations.

Citi permits you to add a travel notification up to 180 days before your journey and up to 89 days after your trip begins. You can set the notification for more than one card and report several destinations with one travel notification.

Discover advises setting up a notification before you embark on a trip abroad. Your travel start date can be up to 24 months in the future, and travel notifications can last up to 24 months.

PNC Bank suggests notifying it of the locations and dates of your planned travel to help eliminate phone calls to confirm your account activities. You can create travel notifications up to two years before you depart, and notifications can last up to 30 days. If your travel plans exceed 30 days, you can set up more than one travel alert.

USAA recommends a travel notification to reduce the chance of your card being blocked or flagged for unusual activity. You can set up a notification up to one year before your trip, and the notification will last up to one year from your departure. USAA does not request travel destinations.

U.S. Bank allows you to establish a travel notification for any trip within the next 90 days. Notifications can last up to 90 days. If your travel plans exceed 90 days, you can set up an additional notification at a later date.

Wells Fargo favors notification of when and where you plan to travel. Wells Fargo's travel notifications do not have any time-based restrictions, so you can set up your travel alert for as long as you'll be away and not have to set up subsequent ones.

Overall, setting up a travel notification doesn't have a downside for the customer, Hanks says. Making travel notifications easy to activate is in a credit card company's best interest. And notifications reduce the chance that a real transaction may be classified as fraudulent, which makes everyone happier.

Don't Forget About Debit Cards

"Some people set up a travel notification on a credit card but forget to set one up on their debit card," Zhen says.

While credit cards offer many protections that can be useful when traveling, especially abroad, some people may still plan to use their debit cards. If you do, make sure you set up a travel notification on your debit cards, too, so your purchases on those cards don't get flagged as fraudulent transactions when you're on your next trip.

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Credit Card Travel Alerts: How to Set Them (and Why You Might Not Need To)

When you’re planning for a trip, especially an international one, you already have a huge to-do list.

You need to confirm your hotel plans, pack, check-in for your flight, and plan your activities for once you land.

The last thing that you want to happen when you arrive is to have your credit card declined.

Card issuers are constantly watching for fraud and taking steps to block scammers from using your card without your permission.

One common tactic is watching for unexpected changes in the location where you use your card. If you travel somewhere and use your credit card, your card issuer could decline it because they think s fraudster stole your card info.

Is there anything that you should do or a way to tell your card issuer when you’re traveling to make sure they don’t block your credit card?

What Are Credit Card Travel Notifications?

You can give your card issuer a credit card travel notification to help avoid having your card declined.

You’re telling your card issuer that you have travel plans, so it knows not to decline your card during your trip.

For example, if you live in Colorado and plan to fly to England, you’ll contact your card issuer and tell them when you plan to leave and when you plan to return. If the card issuer sees charges from stores in England during your travel dates, it will know they’re legitimate.

Some card issuers let you provide travel notifications through your account portal on the issuer’s website.

Usually, you’ll find the option somewhere in your account settings or personal information page.

However, things have changed:

Many card issuers don’t request, require, or even accept travel notifications anymore.

They rely on other methods to anticipate upcoming travel plans.

Why You Might Not Need to Set Them Anymore

Card issuers use multiple strategies to figure out when your traveling, even without providing a notification.

You booked travel on the card

One way that card issuers can tell if you’re planning to travel is based on your shopping habits.

If you book tickets for a flight using your credit card, your card issuer already knows that you have travel plans.

This is also true if you use your credit card rewards points to book your trip.

Since your card issuer can tell that you have travel plans based on your purchases, you don’t need to tell them about your trip.

The location of your card activity

A more subtle way for the card issuers to figure out your travel plans is based on other purchases you make.

You buy something at the airport just before you leave, your card issuer can probably guess that you’re about to get on a flight.

If your shopping habits change to include shopping at stores that people frequently use to prep for a trip that can also tip off your card issuer.

You're a frequent traveler

Card issuers also use your long-term purchase and travel history.

As a frequent flier, your card issuers probably expect you to travel on a regular basis and won’t worry about charges popping up from around the globe.

Travel Alerts for Top U.S. Card Issuers

Here are how some of the top card issuers in the US let you set travel notifications.

American Express

American Express doesn’t require travel notifications.

You don’t have to contact the company before you travel, but if you want to, you can do so by calling the number on the back of your credit card.

Bank of America

Bank of American doesn’t require travel notifications.

The bank does offer a set of advice for people travelling internationally on its website.

If you want to notify Bank of America of your travel anyway, you can do so by calling the number on the back of your card.

Capital One

Capital One says that you do not need to inform the company of travel plans because it now issues chip-based credit cards.

If you still want to let the company know, you can call the number on the back of your card.

Chase accepts travel notifications from its cardholders through its website .

You can set the notification up to a year in advance, making it easy to set the notification when you book your flights.

To set your travel notification:

Sign in to your account and open the menu on the left side of the screen.
Open your profile and settings
Select more settings, then travel
Click update
Provide information about your destination, departure date, and return date

You can also call the company to set up your travel alert.

Citi lets you set up travel notifications through your online portal .

To set the alert:

Visit the travel alert page
Click Set Up/Manage and sign in to your account
Select your card and click “add a travel notification”
Tell Citi who will be using the card, where they’re going, and the dates of travel

You can also reach out to Citi by calling the number on the back of your card.

Discover does not require travel alerts from its customers, but you can always call the number on your card to let them know anyway.

Make Sure Your Contact Info is Up to Date

While it’s always important to make sure that your card issuer has your contact information, keeping your contact info up to date is doubly important when you’re traveling.

Your credit card issuer might not contact you frequently, but one of the times that they’ll want to reach out is when they’re trying to verify whether a purchase is legitimate or not.

If you’re traveling and your card is declined, you may receive a call from your card issuer asking you whether you tried to make the purchase.

If you say yes, they can unblock your card instantly -- letting you complete the transaction.

This can save a lot of time compared to you having to call the card issuer, navigate a phone tree, wait on hold, and explain that you were the one trying to make the purchase rather than a fraudster.

Taking a few minutes to update your contact info with all your card issuers before you travel can save you some headaches down the road.

It’s also a good way to make sure that your contact info is current so your card issuers can reach you, even when you aren’t traveling.

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How to Let Chase Know You’re Traveling

If you’ve recently decided to travel and want to keep your Chase bank and credit cards up-to-date, you may be wondering how to let Chase know you’re traveling. The good news is that there are a couple of ways to do this. First, you can set up a travel notice on your Chase bank account. You can even get a text message or phone call when you need to notify Chase that you’re traveling.

Set up a travel notice for your Chase credit card

If you are planning a trip, it is important to set up a travel notification on your Chase credit card. You can do this online or by calling the number on the back of your card. If you are going to travel internationally, you will need to input the country and city where you will be spending time. Once you have entered the required information, you will be able to confirm your trip details.

If you are planning a trip overseas, you should notify Chase ahead of time. It is important to note that you can still unfreeze your card from abroad by giving the number of your domestic travel. However, you may want to set up a travel notice for your Chase credit card if you are planning to travel for a long weekend or an international flight. You can also opt for a travel notification for your business card.

Set up a travel notification for your Chase bank account

When you’re planning to travel internationally, set up a travel notification for your Chase bank accounts. The first step is to login to your Chase account and create separate notifications for your credit and debit card accounts. If you’re traveling to another country, choose a card that doesn’t charge you a foreign transaction fee. You can also call Chase customer service to confirm your travel details. Once you have set up a travel notification, you can then use your card to pay for your travel expenses.

If you have a Chase account, setting up a travel notification is easy. You can even use the Chase Mobile App to do it. If you have an older version of the website, you will need to log in and click a different section. After you verify your identity, you’ll see a button with the same message as the one you signed up for. Once you’ve verified your identity, you’re ready to set up a travel notification for your account.

Notify Chase of travel plans for your Chase credit card

To notify Chase of your travel plans, visit their website or call their customer service line. This feature is available for both consumers and business customers. To set up this feature, simply call or visit the Chase App and follow the prompts. For convenience, you can even set up your notification online, over the phone, or over the internet. If you’re traveling overseas, you should call Chase to let them know.

You can create a travel notification up to a year in advance, but be aware that the notice is only valid for 90 days. To extend it, you’ll have to call the bank and request an extension. If you’re planning on traveling internationally, you can use the Travel Notification feature on multiple Chase credit cards. In addition to creating one notification, you can check which cards have foreign transaction fees and which don’t.

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Table of Contents

What are Chase travel credit cards?

Earning chase points, the value of flexible point currencies, maximizing your benefits, chase travel cards, recapped.

Chase travel credit cards are some of the most popular and beginner-friendly cards. Perhaps you’ve heard a friend or family member totaling up all the great rewards they’re redeeming and you want in. Even if you’ve already got a co-branded card, such as those offered by Hyatt and United, Chase’s own travel credit cards are well-worth investing in.

Let’s take a look at the different types of Chase travel cards, why they’re valuable and the different benefits they provide.

» Learn more: The best travel credit cards right now

Chase has two very distinct categories of travel credit cards. The first is Chase’s own branded cards, like the Chase Sapphire cards or the Chase Freedom cards. These can earn either cash back or points, depending on which card you hold. Chase’s travel cards earn Ultimate Rewards® . These points can be used in many different ways, including:

Gift cards.

Reward travel.

Transfers to other partners.

The second type of travel credit card that Chase offers is the co-branded credit card, which is a partnership between Chase and an airline or hotel. This includes options such as the IHG One Rewards Premier Credit Card and the United Quest℠ Card .

These cards will earn points in the currency of its respective program. For IHG, you’ll earn IHG points . For United, you’ll earn United MileagePlus miles .

» Learn more: Is the Chase Sapphire Reserve® worth its annual fee?

When you sign-up for a new credit card, you’ll usually be able to earn a welcome bonus. This bonus is a lump-sum deposit of points into your account once you’ve met a certain spend threshold.

Two of Chase’s most popular travel cards, the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® , both come with a welcome bonus in points:

Chase Sapphire Preferred® Card : Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

Chase Sapphire Reserve® : Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

You’ll also keep earning Chase points after you receive your sign-up bonus, though the number of Chase points you’ll earn will depend on which card you hold.

The Chase Sapphire Reserve® , for example, will earn 10x points on dining and 5x points on airfare purchased through Chase Ultimate Rewards®. You’ll also earn 3x points on all other travel purchases, including dining purchases, though you’ll be on the hook for a hefty $550 annual fee.

The Chase Sapphire Preferred® Card , meanwhile, will charge you a $95 annual fee and earns 5x points on travel purchased through Chase Ultimate Rewards® and 2x points on all other travel.

The more expensive Chase Sapphire Reserve® card allows you to redeem your points for 1.5 cents in value via Chase's travel portal, while the Chase Sapphire Preferred® Card will give you a value of 1.25 cents per point.

» Learn more: How to build your ideal Chase Ultimate Rewards® wallet

So why would you pick a Chase card rather than a co-branded credit card, especially if you’re pretty loyal to one chain? Say you really like to stay at Hyatt, so you’re trying to decide between the World of Hyatt Credit Card ( $95 annual fee) and the Chase Sapphire Preferred® Card ( $95 annual fee).

The World of Hyatt Credit Card earns up to 9x Hyatt points at Hyatt and 2x points on dining, transit, flights and gym memberships. It earns 1x points everywhere else.

The Chase Sapphire Preferred® Card , meanwhile, earns 5x points on travel booked via Chase's travel portal and 3x points on dining. It also earns 3x points on all other travel — after spending your first $300 on travel purchases annually — and 1x points for all other purchases.

On its face, you can see that World of Hyatt Credit Card will earn you more points than a Chase card, at least when spending at Hyatt. But if you’re into dining out and making normal travel purchases, you’ll outearn the Hyatt card with the Chase card every time.

And using the Chase card won't stop you from getting Hyatt points, either. This is thanks to the status of Chase Ultimate Rewards® as a transferable point currency .

Chase Ultimate Rewards® transfer to 14 different hotel and airline partners, Hyatt included. These points transfer over at a 1:1 ratio so one Chase point becomes 1 Hyatt point.

Even more important than earning Hyatt points is the ability to transfer to other partners. Chase Ultimate Rewards® can be turned into United miles, which you can use to book flights. You can transfer them over to Marriott for a luxurious stay in Europe or even send them to Southwest for cheap flights to Hawaii.

With a whole host of different partners, your Chase Ultimate Rewards® have far more versatility than any single airline or hotel credit card can provide.

» Learn more: A beginner’s guide to traveling on points and miles

Chase’s travel cards do more than just earn and transfer points. Both the Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® , for example, come with additional benefits simply for being a cardholder.

The Chase Sapphire Preferred® Card features an annual $50 hotel credit, good for hotels booked through Chase's travel portal .

The Chase Sapphire Reserve® provides even more benefits to support its $550 annual fee:

$300 annual travel credit .

Airport lounge access via a Priority Pass Select membership.

Access to the Luxury Hotels & Resorts program.

$100 TSA PreCheck/Global Entry credit.

Although other travel cards also come with handy benefits, the $300 credit the Chase Sapphire Reserve® provides effectively knocks a major chunk off the annual fee.

» Learn more: The Chase Sapphire Preferred® Card vs. Chase Sapphire Reserve®

Is there a best Chase travel credit card? The answer depends on you. If you’re looking for a moderately priced card that’ll provide solid benefits, the Chase Sapphire Preferred® Card may be a good option for you. If you’re wanting some perks at the airport and don’t mind shelling out more for an annual fee, the Chase Sapphire Reserve® may be a better fit.

Whether you’re looking for your first travel card or already have half a dozen under your belt, Chase’s travel credit cards offer excellent earnings and solid perks for any potential traveler.

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024 :

Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card

No annual fee: Wells Fargo Autograph℠ Card

Flat-rate travel rewards: Capital One Venture Rewards Credit Card

Bonus travel rewards and high-end perks: Chase Sapphire Reserve®

Luxury perks: The Platinum Card® from American Express

Business travelers: Ink Business Preferred® Credit Card

on Chase's website

1x-5x 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases.

60,000 Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

1.5%-5% Enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.

Up to $300 Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

on Capital One's website

2x-5x Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options

75,000 Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening - that’s equal to $1,000 in travel.

IMAGES

How To Setup a Chase Travel Notice for Your Credit Cards [2023]
How To Setup a Chase Travel Notice for Your Credit Cards [2021]
How to Set a Travel Alert on Chase Credit Cards
How to Set up a Chase Travel Notice for Your Credit Cards [And Why You
How to Set a Travel Alert on Chase Credit Cards
How To Setup a Chase Travel Notice for Your Credit Cards [2023]

COMMENTS

Do I need to notify a credit card company when traveling?
To set a travel alert for your credit card over the phone, call the number on the back of your card to get in touch with your bank. The customer service line will either let you speak to a representative on the phone or work with an automated system. ... Chase Sapphire is an official partner of the PGA Championship. Find a credit card. Topics ...
Do You Need To Set Up a Travel Notice for Chase Credit Cards?
This allowed your Chase credit cards to be used outside the U.S. without problems. Thankfully, it's no longer necessary to set up a travel alert notification with Chase when you're planning to travel outside the U.S. Putting a travel alert on your Chase account before traveling abroad is now unnecessary. Photo Credit: Shutterstock.com.
Best Chase Mobile Features For Traveling
The Chase Mobile ® app can help with every stage of your travel planning for nearly any adventure. Whether it's a trip to the shore on the weekend or Bali on summer break, your Chase travel portal offers handy alerts and even ways to use rewards and book a trip. Check out how the Chase Mobile® app can help get you where you want to go.
Account Alerts
Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. Savings Accounts & CDs. It's never too early to begin saving. Open a savings account or open a Certificate of Deposit (see interest rates) and start saving your money. Credit Cards.
Should I Alert Chase if I Plan to Travel With My Credit Card?
The card issuer previously offered a travel alert option, which you could set up through your online Chase account or over the phone. Like every bank, Chase has advanced systems in place to ...
Do you need to set up travel alerts on your credit cards?
How to set Chase travel alerts. Chase offers a wide variety of valuable credit cards, including many that you may want to use when traveling. ... United℠ Explorer Card, Aeroplan® Credit Card, Ink Business Preferred® Credit Card. How to set Citi travel alerts. Unlike previous issuers, Citi still allows you to set up travel notifications on ...
How to Set Up a Chase Travel Notice (And Why You Should Do It) [2021]
To set up a Chase credit card or debit card travel notice, it only take a few steps. The first thing that you need to do is log-in to your Chase account. Once you are logged in, click on "Account management" and then click "Profile and settings.". This will all be found at the top of your screen as pictured below.
How to Set a Travel Alert on Chase Credit Cards
Navigate to "Profile & Settings". Step 3. Click "Travel" at the Bottom of the Left Menu. Scroll to the bottom of the menu on the left to find the " Travel " tab. Click it, and, you'll see an " Update " link to the right of the page, where you can inform Chase about your upcoming globetrottery. Click "Travel" and Then ...
How to Set a Travel Notice for Your Credit Cards
Chase travel notice. Because of the company's abundant travel perks and partnership with the Visa network — which is widely accepted worldwide — Chase cards are a favorite among globetrotters. You can create Chase travel notifications up to a year in advance for credit cards, and up to 14 days for debit cards.
How To Set Up A Chase Travel Notice
How to Set Chase Travel Notice in the Chase App. You can also create a travel notice using the Chase mobile app. After logging in, follow these steps: Choose one of your credit card accounts. Scroll down to "Account services". Click "Manage travel notifications". Click "Add a trip". Add and verify trip details.
How to Set Up Credit Card Travel Notifications
For most credit cards, you'll follow these steps: Call your credit card company, log in to its website or access its app. Share your travel dates and locations, if applicable. Submit and verify ...
Credit Card Travel Alerts: How to Set Them (and Why You ...
To set the alert: Visit the travel alert page. Click Set Up/Manage and sign in to your account. Select your card and click "add a travel notification". Tell Citi who will be using the card ...
Do You Need To Put Travel Alerts On Your Credit Cards?
You only need to set one alert per bank, so if you have two cards with American Express, for instance, you only need to set one alert. For banks that have a secure message function, login and ...
How to Set a Credit Card Travel Notification
Click on "Set Up/Manage.". Log in using your user ID and password. Select the card you plan to take with you and click on "Add a Travel Notification.". Select which user (s) will have the card, your travel dates and destination. You can also create a travel notification through Citi's mobile app: Click on "Card Management.".
How to Let Chase Know You're Traveling
When you're planning to travel internationally, set up a travel notification for your Chase bank accounts. The first step is to login to your Chase account and create separate notifications for your credit and debit card accounts. If you're traveling to another country, choose a card that doesn't charge you a foreign transaction fee.
Guide to using your credit card for international travel
Chase, however, no longer requires cardmembers to set up travel notifications. Pros and cons of using a credit card for international travel. Credit cards are a convenient payment method, but there are both pros and cons when it comes to using your credit card for international travel. First, some pros: Convenience
Should You Notify Credit Card Company Of Travel Plans?
Capital One doesn't recommend travel notifications. Capital One also states that you don't have to report any upcoming travel plans: You do not need to notify us of your travel, we've already got your credit card covered. With the added security of your Capital One chip card, travel notifications are not needed. That's right!
Aeroplan Alerts
Sign in to set up Personalized Alerts. It's easy to keep up with your Aeroplan ® credit card account. Based on your preference, we'll send you a text, email, or push notification when your payment is due, when a transaction occurs and more. 1. 1. Delivery of alerts may be delayed for various reasons including technology failures and capacity ...
Travel notifications with Chase : r/travel
Chase is late to the game, but it works. You've got nothing to worry about. If you call in, they'll humor you and tell you they're noting your account, but the truth is they don't note it anywhere because they don't need to know. The system won't use it. And noting it won't change anything that happens systematically.
How to Set Up Chase Travel Notices for Credit Cards?
However, it can be a good idea. Sometimes international charges can trigger a fraud alert on your credit cards, which would temporarily shut them down. Setting up a travel alert can help you avoid this situation. What is the Chase travel notification phone number? If you are already traveling and need to add a travel alert to your account, you ...
Account Alerts
Receive alerts by text or email for low balances, large transactions, account activity, payments and more. ... Chase credit cards can help you buy the things you need. Many of our cards offer rewards that can be redeemed for cash back or travel-related perks. With so many options, it can be easy to find a card that matches your lifestyle.
Chase Travel Cards: What to Know
The Chase Sapphire Preferred® Card features an annual $50 hotel credit, good for hotels booked through Chase's travel portal. The Chase Sapphire Reserve® provides even more benefits to support ...

Do You Need To Set Up a Travel Notice for Your Chase Credit Cards?

Table of Contents

Key Takeaways

Personal Chase Credit Cards With No Foreign Transaction Fees

Business Chase Credit Cards With No Foreign Transaction Fees

Do you need to set up travel alerts on your credit cards?

What is a travel alert?

How to set American Express travel alerts

How to set Bank of America travel alerts

How to set Capital One travel alerts

How to set Chase travel alerts

How to set Citi travel alerts

What if a travel alert doesn't work?

Bottom line

How to Set Up a Chase Travel Notice (And Why You Should Do It) [2021]

How to Set Up a Chase credit card travel notice

Setting up the notification by phone

Setting up the Chase travel notification online

Setting up the Chase travel notification online (old interface)

Enter Information

Verify your information

Chase bank travel notice

Security Check

Do you need travel notifications?

Do you need travel notifications for out of state travel?

What if your travel notifications don’t work?

Certain countries excluded

Can you cancel travel notices?

Avoiding foreign transaction fees

Does the Chase app offer travel notifications?

International travel tips

Privacy Overview

Here’s How to Quickly Notify the Bank About Your Travel Plans to Avoid a Declined Card Overseas!

Easy 4-Step Guide to Set up Travel Notifications for Chase Card Accounts

Step 2. Go to the “Profile & Settings” Under the Account Management Tab

Step 3. Click “Travel” at the Bottom of the Left Menu

Step 4. Enter Your International Trip Details

Use These Chase Cards to Save Money on Transaction Fees!

Bottom Line

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On This Page Jump to Close

How to Set Up Credit Card Travel Notifications

What Are Travel Notifications?

How to Set Up Travel Notifications

Don't Forget About Debit Cards

Credit Card Travel Alerts: How to Set Them (and Why You Might Not Need To)

What Are Credit Card Travel Notifications?

Why You Might Not Need to Set Them Anymore

You booked travel on the card

The location of your card activity

You're a frequent traveler

Travel Alerts for Top U.S. Card Issuers

American Express

Bank of America

Capital One

Make Sure Your Contact Info is Up to Date

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How to Let Chase Know You’re Traveling