travel insurance uganda

Top Travel Insurances for Uganda You Should Know in 2024

Byron Mühlberg

Monito's Managing Editor, Byron has spent several years writing extensively about financial- and migration-related topics.

Links on this page, including products and brands featured on ‘Sponsored’ content, may earn us an affiliate commission. This does not affect the opinions and recommendations of our editors.

Uganda is a country filled with bustling cities and stunning natural landscapes such as rainforests, lakes, and unique wildlife like gorillas, lions, and elephants. Although travelling to Uganda can be an accessible holiday destination for many people, and although healthcare costs in the country aren't outrageously expensive, it's still a very good idea to arrive there with travel insurance anway, as you'll want the highest-quality healthcare you can find.

Luckily, online global insurances (known as 'insurtechs') specialize in cost-savvy travel insurance to Uganda and other countries worldwide. Our list below explores the four services we believe provide the best deals for young travellers, adventurers, everyday holidaymakers looking for comprehensive but affordable coverage, and longer-term expats.

Uganda Insurance Profile

Here are a few of the many factors influencing the scope and cost of travel insurances for Uganda:

Best Travel Insurances for Uganda

• 01. Should I get travel insurance for Uganda? scroll down
• 02. Best medical coverage: VisitorsCoverage scroll down
• 03. Best trip insurance: Insured Nomads scroll down
• 04. Best mix for youth and digitial nomads: SafetyWing scroll down
• 05. FAQ about travel insurance to Uganda scroll down

Heading to Uganda soon? Don't forget to check the following list before you travel:

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Do I Need Travel Insurance for Uganda?

No, there's currently no legal requirement to take out travel insurance for travel to or through Uganda.

However, regardless of whether or not it's legally required, it's always a good idea to take our health insurance before you travel — whether to Uganda or anywhere else. For what's usually an affordable cost , taking out travel insurance will mitigate most or all of the risk of financial damage if you run into any unexpected troubles during your trip abroad. Take a look at the top five reasons to get travel insurance to learn more.

With that said, here are the top three travel insurances for Uganda:

VisitorsCoverage: Best Medical Coverage

Among the internet's best-known insurance platforms,  VisitorsCoverage  is a pioneering Silicon Valley insurtech company that offers comprehensive medical coverage for travellers going abroad to Uganda. It lets you choose between various plans tailored to meet the specific needs of your trip to Uganda, including coverage for medical emergencies, trip cancellations, and travel disruptions. With its easy online purchase process and 24/7 live chat support, VisitorsCoverage is a reliable and convenient option if you want good value and peace of mind while travelling abroad.

• Coverage 9.0
• Quality of Service 9.0
• Pricing 7.6
• Credibility 9.5

VisitorsCoverage offers a large variety of policies and depending on your needs and preferences, you'll need to compare and explore their full catalogue of plans for yourself. However, we've chosen a few highlights for their travel insurance for Uganda:

• Policy names: Varies
• Medical coverage: Very good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, mental health-related conditions, and many others.
• Trip coverage: Excellent - but only available for US residents.
• Customer support: FAQ, live chat and phone support
• Pricing range: USD 25 to USD 150 /traveller /month
• Insurance underwriter: Lloyd's, Petersen, and others
• Best for: Value for money and overall medical coverage

Insured Nomads: Best Trip Coverage

Insured Nomads is another very good travel insurance option, especially if you're adventurous or frequently on the go and are looking for solid trip insurance with some coverage for medical incidents too. With Insured Nomads, you can choose the level of protection that best suits your needs and enjoy a wide range of benefits, including 24/7 assistance, coverage for risky activities and adventure sports, and the ability to add or remove coverage as needed. In addition, Insured Nomads has a reputation for providing fast and efficient claims service, making it an excellent choice if you want peace of mind while exploring the world.

• Coverage 7.8
• Quality of Service 8.5
• Pricing 7.4
• Credibility 8.8

Insured Nomads offers three travel insurance policies depending on your needs and preferences. We go through them below:

• Policy names: World Explorer, World Explorer Multi, World Explorer Guardian
• Medical coverage: Good. Includes coverage for doctor and hospital visits, pre-existing conditions, repatriation, and many others.
• Trip coverage: Good. Includes coverage for trip cancellation and interruption, lost or stolen luggage (with limits), adventure and sports activities, and many others.
• Customer support: FAQ, live chat, phone support
• Pricing range: USD 80 to USD 420 /traveller /month
• Insurance underwriter: David Shield Insurance Company Ltd.
• Best for: Adventure seekers wanting comprehensive trip insurance

SafetyWing: Best Combination For Youth

SafetyWing is a good insurance option for younger travellers or digital nomads because it offers flexible but comprehensive coverage at a famously affordable price. With SafetyWing, you can enjoy peace of mind knowing you're covered for unexpected medical expenses, trip cancellations, lost or stolen luggage, and more. In addition, SafetyWing's user-friendly website lets you manage your policy, file a claim, and access 24/7 assistance from anywhere in the world, and, unlike VisitorsCoverage, you can even purchase a policy retroactively (e.g. during a holiday)!

• Coverage 7.0
• Quality of Service 8.0
• Pricing 6.3
• Credibility 7.3

SafetyWing offers two travel insurance policies depending on your needs and preferences, which we've highlighted below:

• Policy names: Nomad Insurance, Remote Health
• Medical coverage: Decent. Includes coverage for doctor and hospital visits, repatriation, and many others.
• Trip coverage: Decent. Includes attractive coverage for lost or stolen belongings, adventure and sports activities, transport cancellation, and many others.
• Pricing range: USD 45 to USD 160 /traveller /month
• Insurance underwriter: Tokyo Marine HCC
• Best for: Digital nomads, youth, long-term travellers

How Do They Compare?

Interested to see how VisitorsCoverage, SafetyWing, and Insured Nomads compare as travel insurances to Uganda? Take a look at the side-by-side chart below:

Data correct as of 4/1/2024

FAQ About Travel Insurance to Uganda

Travel insurance typically covers trip cancellation, trip interruption, lost or stolen luggage, travel delay, and emergency evacuation. Some travel insurance packages also cover medical-related incidents too. However, remember that the exact coverage depends on the insurance policy.

No, you'll not be required to take out travel insurance for Uganda. However, we strongly encourage you to do so anyway, because the cost of healthcare in Uganda can be high, and taking out travel insurance will mitigate some or all of the risk of covering those costs yourself if you need medical attention during your stay.

Yes, medical travel insurance is almost always worth it, and we recommend taking out travel insurance whenever visiting a foreign country. Taking out travel insurance will mitigate some or all of the risk of covering those costs yourself in case you need medical attention during your stay. In general, we recommend VisitorsCoverage to travellers worldwide because it offers excellent value for money and well-rounded travel and medical benefits in its large catalogue of plans.

Health insurance doesn't cover normal holiday expenses, such as coverage for missed flights and hotels, but in case you run into medical trouble while abroad, it may cover some or all of your doctor or hospital expenses while overseas. However, not all health insurance providers and plans offer coverage to customers while abroad, and that's why it's generally best to take out travel insurance whenever you travel.

Although there's overlap, health and travel insurance are not exactly the same. Health insurance covers some or all of the cost of medical expenses (e.g. emergency treatment, doctor's visits, etc.) while travel insurance covers non-medical costs that are commonly associated with travelling (e.g. coverage for missed flights, stolen or lost personal belongings, etc.).

The cost of travel insurance depends on several factors, such as the length of the trip, the destination, the age of the traveller, and the level of coverage desired. On average, travel insurance can cost anywhere between 3% and 10% of the total cost of the trip.

A single-trip travel insurance policy covers a specific trip, while an annual one covers multiple trips taken within a one-year period. An annual policy may be more cost-effective for frequent travellers.

Yes, you can sometimes purchase travel insurance after starting your trip, but it is best to buy it before the trip begins to ensure maximum coverage. If you do need to buy insurance after you've started your trip, we recommend VisitorsCoverage , which offers a wide catalogue of online trip and medical insurance policies, most of which can be booked with immediate effect. Check out our guide to buying travel insurance late to learn more.

Yes, you can most certainly purchase travel insurance for a trip that has already been booked, although we recommend purchasing insurance as soon as possible aftwerwards to ensure all coverage is in place before your journey begins. Check out our guide to buying travel insurance late to learn more.

See Our Other Travel Insurance Guides

Looking for Travel Insurance to Another Country?

See our recommendations for travel insurance to other countries worldwide:

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International Travel Insurance: Get A Quote

When it comes to your overseas vacation or corporate travel, no matter how you plan every single detail out, unexpected things can happen. This is why having international travel insurance is a must. Travel insurance serves as a safety net against the chance of unforeseen events ruining your trip. Events such as losing your baggage or passport, flight cancellation, and even emergency medical expenses that might be incurred. 

If you encounter emergencies during your trip, your travel insurance policy will be able to provide for personal accident and medical expenses. In addition, it makes you worry less about dealing with loss, theft, and damage to your personal items or suitcases. In some countries, they made it mandatory for their visitors to have travel insurance. Travelcare is Uganda’s most reliable independent travel agency dedicated to providing services such as international travel insurance, flight bookings , and tour packages for your leisure or corporate travel. Travel with peace of mind and find the right travel insurance coverage for your trip!

Please complete this form and one of our travel advisors will be in touch with you shortly. Or, feel free to jump on to the chatbot now.

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Uganda Travel Insurance Requirements

Last updated: 03/07/2024

Squaremouth’s Uganda Travel Insurance Recommendations

Known for wildlife consisting of everything from mountain gorillas to lions, Uganda offers unrivaled experiences for adventure lovers and nature enthusiasts alike. Before making the long journey to the eastern African nation, it’s important to make sure you’re prepared and protected for what lies ahead.

While Uganda has no mandatory travel insurance requirements for foreign visitors, it is strongly recommended by travel experts due to high trip costs, the potential for expensive medical treatment, and safety concerns while traveling.

If you’re planning a trip to Uganda, Squaremouth recommends a comprehensive travel insurance policy that includes the following benefits:

Cancellation Coverage for Uganda

From flights and accommodations to remote wildlife expeditions, traveling to Uganda can be a costly endeavor. In 2022, Squaremouth data indicates that the average trip to Uganda cost travelers more than $8,150.

Having a travel insurance policy with cancellation coverage is a smart way to protect that significant trip investment. With the Trip Cancellation benefit, travelers can be reimbursed for all of their non-refundable trip expenses if they fall ill, get injured, or experience other covered disruptions prior to departing for their trip.

Policies with Trip Cancellation also include Trip Interruption coverage, which can provide travelers reimbursement if unexpected events cause them to return home from their trip early. This benefit applies to travelers that have already departed for their trip and have unused, nonrefundable trip costs.

The most common covered reasons include unforeseen illness, injury, or death of the traveler, a traveling companion, or a non-traveling family member. Other covered cancellation reasons may also include terrorism, inclement weather, or a natural disaster, among others.

Uganda Terrorism Coverage

As of January 18, 2023, due to recent terrorist incidents in the country, the U.S Department of State has issued a Level 3 Travel Advisory for Uganda, urging travelers to reconsider their travel plan.

Most travel insurance policies include Terrorism coverage within the Trip Cancellation benefit. Travelers with this coverage can cancel their trip or cut their trip short in the event of a terrorist attack in Uganda, as long as they purchased a policy before the attack occurred.

Uganda Travel Medical Insurance

Tourism to Uganda is mainly focused on the country’s unique landscape and wildlife. Seeing Uganda’s main attractions usually involves trekking to remote areas of the country, far from hospitals and treatment facilities. To be on the safe side, it’s recommended to have a policy with high medical coverage.

Travel medical coverage is broken down into two main components: Emergency Medical and Medical Evacuation .

The Emergency Medical benefit covers the costs of medical treatment in the event of an illness or injury during their trip. If a traveler gets sick or injured while in Uganda, this benefit can cover physician services, ambulance expenses, and other costs of treatment. Given the potential high costs of treatment while in Uganda, we recommend a policy of at least $100,000 in Emergency Medical coverage.

The Medical Evacuation benefit can transport a traveler to the nearest adequate hospital in the event of a medical emergency. For example, if a traveler experiences an emergency while exploring one of Uganda’s famous national parks, this benefit can cover the costs of an evacuation. Due to the potentially significant costs of an emergency evacuation, we recommend Uganda visitors find a policy with at least $250,000 in Medical Evacuation coverage.

Uganda Delay Coverage

For many tourists, getting to Uganda usually involves a long, multi-leg journey. For this reason, it’s important travelers find a policy that includes coverage in the event their travel schedule is interrupted by lengthy delays.

With the Travel Delay benefit, travelers can get reimbursed the cost of food and accommodations expenses incurred during a delay. A policy’s Missed Connection benefit can also reimburse travelers if a delay causes travelers to miss a connecting flight on route to or from their destination.

To be eligible for delay coverage, a delay must reach a certain length, which can typically range from 3-12 hours. The best policies for travel delay will have lower delay requirements and higher coverage limits, with some policies reimbursing up to $2,000 per traveler.

In addition, most comprehensive travel insurance policies come with both Baggage Delay coverage and Baggage & Personal Items Loss protection. Both benefits will offer reimbursement to travelers if their baggage gets damaged, delayed, or lost at any point during their trip.

Click here to begin your search for Uganda Travel Insurance.

Uganda Travel Insurance Trends and Data

Unlike any other African safari destination, Uganda is one of the world’s most biodiverse destinations, famous for its wildlife, mountain ranges, and freshwater lakes.

Destination Rank: 83

Percentage of Squaremouth Sales: 0.14%

Average Premium: $490.00

Average Trip Cost: $7,406.24

Helpful Links

• Uganda Tourism
• U.S. Embassy in Uganda
• Uganda Travel Advisory

Available Topic Experts for Media:

Squaremouth's destination information is free and available for use within your reporting. Please credit Squaremouth.com for any information used.

Squaremouth's topic experts are on hand to answer your questions. Contact a member of our team for media inquiries about Squaremouth Analytics or to schedule an interview.

Steven Benna, Lead Data Analyst: [email protected]

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emergency medical expenses while on travel

for loss of luggage, cash and documents

worldwide assistance for direct payment of medical bills

Insurance Features

Emergency medical expenses while on travel up to USD500,000.

Cover for repatriation of children and travel companion.

Cover for international journey cancellation or curtailment.

Cover for loss of baggage.

• Medical and related expenses – Cover provided for medical expenses related to illness or injury, including hospital and doctor’s costs, prescription medication, surgery, evacuation and repatriation
• Personal Accident Insurance – Capital sums aid in the event of death or permanent total disability following an accident. Medical expenses following an accident are covered under the medical section
• Personal Liability – If you become legally liable for accidental death, bodily injury or illness of any person or loss or damage to property, we will pay for claims made against you. We exclude liability from you being in control of a mechanically propelled vehicle
• Journey Cancellation – Cover for non refundable payments if you have to cancel your journey as a result of illness, injury or death. Terms and conditions apply
• Journey Curtailment – Cover for non refundable and additional payments incurred to return home as a result of illness, injury or death. Terms, conditions and exclusions of cover are contained in the policy document
• You may cancel you policy at least three (3) working days before the policy start date by informing us in writing and providing the following
• Completed cancellation form
• Visa rejection letter in case of visa denial by the embassy
• Automatically included in every policy
• Resuscitation fluids
• Sterile transfusion equipment
• Screened blood
• All policy holders have access to screen blood or fluids from the Blood Care Foundation
• Worldwide Emergency Assistance with MSO – +27 (0) 11 521 4575 or [email protected] 24 hours a day, 365 days a year
• Emergency media transportation
• Direct payment of medical bills
• Emergency travel assistance
• Legal Assistance
• Return of mortal remains
• In-hospital monitoring
• Cover for pre-existing illness is for in-hospital medical expenses and for travelers up to the age of 69 years
• Vascular, cardiovascular and cerebrovascular conditions are excluded for persons over the age of 69 years
• Medical and related expenses
• Up to age 69 years: USD50
• Age 70 – 79 years: USD150
• Journey longer than six months USD150
• Luggage USD50
• Cash and documents USD50
• International journey cancellation/curtailment/missed connection/replacement airfare/extension
• Travel delay 6 hours
• Luggage delay 6 hours
• Hospital in-patient treatment – no excess applicable Willful/foreseen exposure to terrorism is excluded from all cover
• In the event of a luggage, cash or documents loss, a written police or airline report must be obtained immediately and there are single item limits applicable
• Family rates include cover for you, your spouse and/or dependent children
• Please ensure that you purchase your travel insurance policy prior to departure. If you need to extend your policy while travelling, please contact us for approval before your policy expires

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• Unlimited medical emergency expenses¹
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Travel Insurance for Uganda

Whilst buying travel insurance isn’t the most exciting part of planning your trip to Uganda, it is important. Read on for some tips on what to consider before selecting a policy:

• The cost of your baggage and any valuables you’re taking
• The cost of your holiday – Unexpected events sometimes mean you have to cancel your holiday. Although that’s extremely disappointing, it’s nice to know that you may be able get your money back
• The activities you’re likely to be doing – if you’re planning anything really extreme, we can offer you extra cover with our  extreme sports policy
• Do you need cover for civil unrest? Don’t forget to check the  latest travel advice for Uganda from the FCDO

Our Coronavirus Travel Insurance is rated Superior by a leading UK Consumer Champion. All of our policies will cover you if you catch Coronavirus.

What is covered with travel insurance to Uganda? 

As standard, our policies cover for  over 50 sports and activities , including Safari and  horse riding , so you can get up to more on your holiday.

We also offer a range of benefits, some of which include:

• Medical expenses and hospital benefit
• Personal accident and liability
• Cancelling and cutting short your holiday
• Abandoning your trip
• Delayed departure
• Accommodation cover
• Personal belongings and baggage
• Personal money, passport and travel documents
• Legal expenses

For more information about what’s covered with travel insurance for Uganda, have a read of our  policy documents here .

What should you know about Uganda?

 We’ve put together some handy tips, along with some other important information that we thought you might want to know before your trip to Uganda.

Do you need a visa for Uganda?

Yes, you will need a visa to visit Uganda as a UK citizen. You can apply for a visa at the  Ugandan High Commission in London  or you can  get an ‘e-visa’  online.

Immigration officers in Uganda will decide on arrival how long travellers can stay in the country for. This will usually be between 2 weeks and 3 months, which should be written in your passport next to your entry stamp. Make sure that you don’t overstay your visa, as this could result in a fine and/or even imprisonment. You can find more information about  visas and entry requirements for Uganda here .

Healthcare in Uganda

Healthcare in Uganda is quite limited; you will find the majority of the healthcare services in the capital, Kampala, which will have basic medical facilities.

Although Uganda do have an emergency services line, their response isn’t equivalent to those in the UK. This is why it’s important to make sure that medical travel insurance , including repatriationis purchased before travel.

It’s also important to make sure you speak to your GP at least 4 to 6 weeks prior to travel, to check whether there are any vaccinations or other preventatives needed.

For more information about  healthcare in Uganda, visit the GOV site .

Can I get assistance if I fall ill or injure myself while in Uganda?

Yes – In the unfortunate event of needing emergency medical treatment while abroad, our 24-hour assistance team are always on hand to help you.

All our travel insurance policyholders can contact our specialised team at any time.

• Unlimited emergency medical expenses available on Black level policies.
• InsureandGo’s Gold achieved a Which? Best Buy.

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Travel Insurance Uganda

Standard Cover

• Flexible cover levels up to £7,500
• Covid Cover For Cancellation, Medical & Repatriation
• 24/7 Worldwide Emergency Medical Cover
• Optional Upgraded Phone and Gadget Cover
• Up to 91 days cover on single trip

Enhanced Cover

• Better Value For Severe Medical Conditions
• Covid Cover for Cancellation, Medical & Repatriation Available
• No Upper Age Limit
• Secure Online Screening Process
• 1000s Of Medical Conditions Covered

Terms and conditions apply. Always check our policy wording before purchasing to make sure our cover is right for you.

If you’re looking for travel insurance Uganda then don’t hesitate to get a fast online quote now.

Emerald Life was started as a fresh take on the insurance industry that puts equality and diversity at its core.

Visit our online quote form and see how much you could save on travel insurance for Uganda today.

Table of Contents

Healthcare for Brits in Uganda

It’s a good idea for UK citizens to check with NaTHNaC (National Travel Health Network and Centre) at least 2 months before their trip to Uganda.

They offer vaccine recommendations and the latest news on outbreaks and other health risks as well as factsheets that contain useful information for staying healthy during your travel.

Note that the government of Uganda does not offer free medical care for Brits in Uganda. This means that without travel insurance, you’ll have to pay for medicines, doctor and hospital fees out of pocket. And hospitals or medical centres may want to see proof of ability to pay upfront.

As you might imagine, these unforeseen expenses can be significant, which is why it’s important to ensure that you get sufficient travel insurance before you leave on your trip.

If you take prescription medication for an existing health condition, the NHS recommends that it’s also a good idea to get in touch with the embassy of Uganda for assurance that you can safely bring those medicines with you inside the country.

You’d also want to make sure that you bring a note from your doctor verifying that you need the medicine to manage an existing health condition.

You can check the NHS website for advice on pertinent vaccinations and health checks for more information.

What About Pre-Existing Medical Conditions?

• Many medical conditions covered

Over 75/Serious Medical

• Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and many more
• Up to a high level of severity and even a terminal prognosis
• chemotherapy or radiotherapy
• Mental health conditions

As is usual with UK travel insurance, you need to disclose any pre-existing medical condition you have to your policy provider, unless you have been told specifically by your insurer that you do not need to declare that condition.

While this means that you may have to pay more to obtain travel insurance for Uganda – although not all pre-existing conditions result in an increase in premium- , it’s better than falling ill during your travel (related to your pre-existing medical condition) and being denied coverage.

Insurance providers typically offer free screenings for thousands of medical conditions and provide ample coverage to offset the cost of repatriation and medical care while abroad.

While it’s unlikely that you’ll get injured or fall victim to a crime if you confine your activities to safer regions in the country, it’s best not to take any chances and obtain a suitable single or multi-trip travel insurance policy before your departure.

Make sure you disclose all pre-existing medical conditions that you are required to do so when applying for travel insurance for Uganda. Doing so would help ensure that you don’t run into any problems should you need to file a claim.

The human body is an incredible work of evolution and as such there are plenty of things that can go wrong in both the short and long term.

For that reason it can often be difficult to understand what constitutes a medical condition that you have to declare to your travel insurance provider.

However, in general, the insurers’ questions will tend to follow the same general lines, such as:

Have/are you or anyone in your party:

• taken any prescribed medication, or received any medical treatment in the last 2 years;
• attended a medical practitioner’s surgery, or hospital or clinic (out-patient or in-patient) in the last two years;
• awaiting medical treatment or investigation;
• been diagnosed by a medical practitioner as suffering from a terminal illness.

All medical conditions you have must be disclosed as well as any previous medical conditions if they could have an impact on your current health.

So, while it is vitally important to declare what you need to declare, your policy provider will let you know if your pre-existing condition is not a factor for your trip cover.

For example, here at Emerald Life, we don’t require clients to disclose their HIV status for as long as they meet the following conditions:

• They have been on antiviral treatment for no less than 3 months.
• They have not been advised to switch to a different/new type of antiviral regimen.
• If their CD4 count is above 350 or they have been advised by a doctor that CD4 monitoring is not necessary.
• They have an undetectable viral load or less than 50ppm.

Note that non-declarable conditions can vary from one policy provider to another. It’s ultimately up to the insurance company to decide which pre-existing medical conditions are exempted from disclosure and set pertinent conditions for the exemption. However, Emerald leads the field on some of these.

What to Look For When Shopping for Uganda Travel Insurance

At this point, you probably already have an idea of just how important it is to obtain Uganda travel insurance before you travel to Uganda (whether multiple or a single trip cover).

This begs the questions — what factors do you need to keep in mind before buying travel insurance?

Well, the answer doesn’t need to be all that complicated. After all, the purpose of travel insurance is to give you peace of mind while you enjoy the sights and wonders that Uganda has to offer. For that, you can focus on a few essential factors:

Repatriation and Medical Cover

• Medical Up to £10 Million

The most important part of any travel insurance policy is emergency medical expenses cover. Typically ranging from £5 million to £10 million – the higher in our case – this covers your costs if you become ill or injured abroad and require medical treatment.

Medical expenses should include repatriation cover so that if your condition means you have to return to the UK urgently then there is cover for transporting you along with any necessary medical equipment and staff. Unsurprisingly, these costs can be staggering.

Before you leave for Uganda, it’s important to ensure that your travel insurance policy offers enough coverage to pay for emergency medical services and repatriation back to the UK.

Here at Emerald Life, we provide coverage of up to £10,000,000 with our Uganda travel insurance.

Travel Insurance Uganda Cancellation and Curtailment Cover

Silver - Up To £1000

Gold - Up To £3000

Platinum - Up To £7500

Silver - Not Covered

Gold - Up To £2000

Platinum - Up To £5000

If you are ill or injured before you travel then you may have to cancel your trip. Some policies will also cover you if a close relative is ill or injured, or your home is burgled, and you have to cancel as a result.

If you expect to make multiple trips to Uganda in a given year, you can probably secure a better deal if you sign up for annual multi-trip travel insurance.

An annual policy will help you save time since you don’t have to reapply before every departure. More importantly, annual multi-trip insurance cost is bound to be cheaper than obtaining numerous single trip policies over the course of a year.

Uganda Travel Insurance Luggage Cover

Luggage can get lost during transit, and if that happens, it’ll be a major inconvenience in your travel plans. That’s why you need travel insurance that will reimburse you for the trouble should it happen.

For luggage delays of more than 24 hours, Emerald Life offers baggage cover which serves as compensation for the inconvenience and covers the cost of essential replacement clothing and toiletries if your baggage is delayed on your outward journey, up to the amount specified

If the luggage is lost (missing for more than 21 days), you’ll be paid the amount stipulated in the luggage cover for the accidental loss, damage or theft of your baggage and personal effects, up to the amount specified.

Travel Insurance Excesses and Exclusions

Silver - £100

Platinum - £35

Silver - £500

Gold - £150

Platinum - £0

While it can be tempting when buying travel insurance to just look at the final price, it is important that you check any excesses you have to pay.

That is because some cheap policies will have very high excesses which means any claims could be very expensive despite having the insurance. Sometimes excesses are so high it might not even be worth claiming.

Therefore, make sure you buy a Uganda travel insurance policy that balances a good price with reasonable excesses. Also, there may be other exclusions that reduce the premium precisely because payouts are limited. If you need travel insurance, then it is advisable to make sure that you have the best cover you can afford.

Most travel insurance policies will also include different excesses for different types of claims and you can find these in your policy documentation, but generally the medical excess is the most significant.

Do You Need Insurance to Travel to Uganda?

It can be argued that the real question is — can you afford not to have Uganda travel insurance when you leave for Uganda?

Again, tourists have no free access to healthcare services when visiting the country, and private medical care can be costly.

Uganda travel insurance should cover the cost of medical treatment if you fall ill or become injured during your travel.

While no one expects to get sick or become injured while holidaying in Uganda, accidents can happen. If things go south, it’s always helpful to know that you have travel insurance to rely on.

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Travel Insurance for Uganda

Purchase insurance online on the website. Payment by any bank card. The insurance policy will be sent to your email within 3-5 minutes after payment. Valid worldwide electronically or print yourself. 100% money back guarantee

The insurance is valid in any country of the world

Any nationality

Insurance is suitable for citizens from any country and with any citizenship

The insurance is valid for people from 1 to 100 year old

Visa & Embassy

Insurance is suitable for submitting documents to the embassy and applying for a visa

The perfect travel health insurance that quickly solves problems of the tourist

The best health insurance for tourists. A single convenient tariff plan that includes all options. Price 1,5 USD for each day of travel. Auras insurance policy is backed by a 100% money back guarantee for 14 full days from your original purchase

• Coverage of treatment for COVID-19
• Coverage for the treatment of other viral diseases
• Medication provision
• Treatment due to injury
• Calling a doctor
• Examination / doctor's consultation
• Emergency dental care
• Obstetric care until the 27th week
• Outpatient treatment
• Inpatient treatment
• Emergency call
• Calling a taxi to the hospital
• Transportation by medical aviation
• Medical evacuation to the country of residence
• Medical care
• Repatriation of the body to the homeland
• Burial in place
• Monetary compensation as a result of damage to the life or health of third parties
• Monetary compensation as a result of moral damage caused to third parties
• Monetary compensation as a result of damage to the property of third parties
• Transportation after inpatient treatment
• Depositing the deposit necessary for the release of the insured person from arrest

Select your travel details

Enter information about tourists

Make a payment in a convenient to you way

After payment, check your e-mail

How to quickly get a travel medical insurance for visa and travel in 4 easy steps?

Buy travel insurance online. Pay by bank card. The insurance is automatically sent to your email. 100% satisfaction 14 day money back guarantee

Payment of travel medical insurance

Calculate the cost of the policy with the online calculator

Pay for insurance online with any bank card

We will send the insurance policy to your email immediately after payment

Specify country and dates of travel to get a price

Insurance details:

Trip duration:

Tourists: 1

Insurance includes:

35,000 USD (deductible 100 USD) , Calm

• 500 000 USD
• 1 000 000 USD
• Student Specially for students
• Work Accredited insurance for work
• Calm Fitness, yoga and pilates
• Extreme Wakeboard, freeride, wrestling
• Sport Competitions, training and camps
• Cruise For cruise ship travel

You must agree to the terms to continue

Medical coverage on 35,000 USD (deductible 100 USD) , Calm

Outpatient care, emergency doctor visits, dentistry, prescription drug costs

Enter your first and last name in the Latin alphabet, as in the passport

Trip participants

Tourist No. 1

, complete the purchase

We recommend including additional insurance in the policy

No deductible Deductible is the amount that the client must pay upon the occurrence of an insured event. Example: The hospital fee is $1,000. The deductible under tariff is 100 USD, the client pays 100 USD, and the insurance company pays 900 USD. Thus, the amount is divided between the client and the insurance company in accordance with the terms of the tariff plan.

Trip cancellation any serious injury of unforesseen medical condition that makes you unfit for travel (by order of licensed physician). the death of you or your travelling companion, or the death of a non-travelling family member. strikes or severe weather that result in travel services being unable to operate.unforeseen natural disasters at home or at the destination that make them uninhabitable. a legal obligation such as jury duty or being served with a court order or subpoena., search and rescue operation including evacuation by helicopter. up to 6000m, premium loss of baggage.

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Frequently asked questions

What does deductible mean, is travel insurance necessary, can i buy an insurance policy while i'm already abroad, when does the insurance policy become active, what language should i use when entering information for travel insurance, what should i do if i enter incorrect data, how do i buy insurance for a kid, can i get insurance for someone else, what country should i specify in the policy if i visit multiple countries consecutively, what steps should i take if the payment does not go through, how long does it take to get the insurance policy after i pay for it, how will i receive the policy, what if i haven't received my policy, what should i do in case of an insured event, what steps does the insurance company take to handle compensation after something's gone wrong, can i purchase insurance for just one day, is it necessary to buy insurance for transit flights, select a country and language, write to the director, type of travel.

Please select the type of travel that covers the majority of risks during your trip.

• Running and walking;
• Fitness, yoga and pilates
• Aerobics and aqua aerobic;
• Fishing (except underwater fishing);
• Descent into the cave with an excursion;
• Snorkeling;
• Organized animal riding tours;
• Billiards and bowling;
• Swimming (except diving).
• Weightlifting and bodybuilding;
• Cycling (except road cycling, cycling motocross, cycling track, cycling triathlon, and mountain biking);
• Military and historical reenactments;
• Rowing (kayaking and canoeing);
• Ice skating (except figure skating), sledding (except bobsledding, tobogganing, and skeleton), tubing, snow skates;
• Ball games (football, basketball, American football, rugby, volleyball, and others);
• Tennis (any);
• Roller skating (except rollerblading), scooters, segways (and other self-balancing personal transporter devices);
• Travel as a driver or passenger on ATVs, scooters, mopeds, scooters and motorcycles, snowmobiles;
• Visiting water parks, amusement parks, jumping on a trampoline;
• Water activities (other than those explicitly mentioned in the riskier options), including the use of water bicycles (except aquabikes and jet skis), towed inflatables and parachutes (parasailing), boats and watercraft;
• Recreational organized shooting at specially equipped sites (including archery);
• Water skiing, water motorcycles (aquabike), water tourism including yachting and participation in regattas;
• Alpine skiing and snowboarding on specially equipped or marked tracks (except freestyle);
• Trekking (cross-country hiking without mountaineering equipment) up to 3000 meters above sea level;
• Jeep safari;
• Surfing (including windsurfing and wakesurfing, except skysurfing);
• Sandboarding;
• Unaccompanied animal riding (including horseback riding);
• Sports and ballroom dancing.
• Motor sports on special tracks;
• Arm wrestling;
• Bungee jumping, rope jumping, base Jumping and other types of bungee jumping;
• Bobsledding and Luge;
• Wakeboarding;
• Cycling (including motocross, road, BMX, track, mountain biking, trials);
• Alpine skiing and snowboarding (including freeride and heliskiing);
• Martial Arts (including all types of boxing and wrestling: boxing, MMA, Muay Thai, kickboxing, and others);
• Paragliding;
• Hot Air Balloon;
• Cliff diving;
• Mountaineering (mountain hiking, rock climbing, mountain biking, trekking (climbing) in mountains above 3,000 meters);
• Participation in any flight and parachuting;
• Hunting with any type of weapon;
• Hang Gliding;
• Parkour and freerunning;
• Rodeo (bull riding);
• Rollerblading;
• Trolley rappelling;
• Street luge racing;
• Flyboarding;
• Freestyle (skiing and snowboarding);
• Pogo-stick;
• Rock and ice climbing;
• Figure skating;
• Kiting (including kitesurfing and snowkiting);
• Scuba diving;
• Underwater fishing;
• Mountainboarding.
• Exacerbation of chronic diseases
• Coverage of the diagnosis of COVID-19
• Compulsory observation for up to 15 days
• Amount of compensation in case of an accident
• Return of adults
• Returning home minor children
• Standart loss of baggage
• Flight delay over 4 hours
• Loss of documents
• Expenses for staying abroad
• Payment of attorney's services
• Payment of interpreter services
• Reimbursement of costs for the preparation of documents necessary for returning to the country of permanent residence
• Reimbursement of losses that led to breakdown or damage of rented / rental sports equipment
• Payment of the cost of telephone communication
• Car transportation to the nearest service station
• Return of the driver and passengers to the country of permanent residence
• Sudden technical breakdown or damage due to a road accident

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• Travel Insurance for Uganda

Africa's best authentic tailor-made safaris

By Susan Swanepoel

Safari Travel Planner

For your holiday in Uganda, you should get comprehensive travel insurance that covers all medical emergencies and includes activities that you plan to do, such as gorilla tracking and white-water rafting. Make sure that your travel insurance covers medical evacuation.

If you will be renting a car in Uganda, be sure to get comprehensive insurance that covers all damages to the car.

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View our recommended safaris for inspiration and get ready to plan your dream safari

Contact us or fill out an enquiry form and one of our travel experts will help you tailor make your perfect safari

Enjoy an authentic African experience.

Travel with Confidence

With over 20 years of experience, our team will help you tailor your itinerary to your perfect adventure., 24/7 support, personalized, popular uganda safaris, these recommended tours for uganda can be tailor-made to match your budget..

Meet the Gorillas of Uganda and Rwanda

East Africa Uganda Entebbe Queen Elizabeth Rwanda Volcanoes

From $ 7990 /USD

Classic Uganda Private Tour

East Africa Uganda Bwindi Impenetrable Kibale Queen Elizabeth

From $ 7900 /USD

Luxury Gorilla Trekking in South Bwindi

East Africa Uganda Bwindi Impenetrable

From $ 3500 /USD

Murchison Falls Short Stay

East Africa Uganda

From $ 3290 /USD

Migration in the Mara and Gorilla Trekking

East Africa Kenya Maasai Mara Uganda Entebbe Bwindi Impenetrable

From $ 6740 /USD

Safari, Chimp and Gorilla Trekking in Uganda

East Africa Uganda Kibale Bwindi Impenetrable

From $ 11700 /USD

9 Uganda Safaris to choose from

Stay for 3 - 11 days

Experience our Tailor-made Tours in Uganda

Our recommended tours in uganda.

Birding Tour Through Uganda

Uganda Entebbe Kampala Kibale Queen Elizabeth Bwindi Impenetrable

From $ 9830 /USD

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Recent reviews from travellers who planned and booked their africa trips with discover africa safaris, expertise in planning memorable and unique experiences with excellent customer service.

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• Travel Insurance

Insurance coverage for risks associated with Travelling

Travel Insurance ensures a comprehensive coverage in case of any emergency in another country. It is also available for trips taken in the home country of the traveler, but it is a more popular option for travel abroad.

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Britam unveils self service portals for insurance, investment management

Britam Uganda is set to transform the insurance and financial services landscape with the introduction of “My Britam,” a suite of self-service portals.

This initiative is being launched under the campaign titled “Take Control,” designed to empower clients and partners to manage their insurance and investments independently and efficiently.

This campaign emphasizes the autonomy and convenience that “My Britam” brings to clients and partners, allowing them to take control of their insurance and financial needs.

“Our portals represent a significant leap forward in our digital transformation journey, especially in an insurance industry typically slow to embrace change and innovation. We are excited about the positive impact this will have on our clients' and partners' ability to manage their insurance needs," Said Allan Mafabi, Chief Executive Officer Britam Insurance Company Ltd.

‘’In the long run, this initiative will support insurance as a key enabler of financial inclusion on a day-to-day basis. This is a testament to us putting clients first as we propose to safeguard their dreams and aspirations.’’

The launch of both an investment and insurance portal marks a pivotal development in Britam Uganda’s commitment to digital transformation and customer empowerment.

By offering tools that enable clients and partners to seamlessly manage their insurance and investments, Britam is not only enhancing user satisfaction but also demonstrating a holistic approach to improving the financial services industry.

According to Ronald Kasolo, General Manager - Britam Asset Managers, the introduction of the 'My Britam' portals reflects their unwavering commitment to innovation and customer centricity, which are fundamental pillars of their company strategy.

‘’By empowering our clients, we are enhancing their experience and driving a more efficient and transparent financial services industry in Uganda. With 'My Britam,' customers have the freedom to invest at their convenience and maintain total control over their finances.” Kasolo said

Britam's Insurance Portals empowers clients and partners to take control of their travel plans by allowing them to purchase insurance, manage policies, file claims, and receive instant feedback all through a centralized online platform.

This is the first phase of a broader rollout that will soon include Motor Insurance and other products, offering a comprehensive management experience for all types of insurance services. Banks and brokers will also be able to self-serve, improving the customer experience for both them and their shared clients.

The investment portal enables their clients as well to take control of their investment portfolios by providing access to investment statements, top-up options, withdrawal capabilities, and tools for detailed performance analysis. This portal simplifies the investment management process and enhances our clients' decision-making capabilities.

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