ubs visa gold travel insurance

Excellent perks, lackluster redemptions: UBS Visa Infinite Credit Card review

Update: Some offers mentioned below are no longer available. View the current offers here .

The UBS Visa Infinite Credit Card provides many benefits, including popular perks such as unlimited Priority Pass lounge guests and price protection, that most other cards have discontinued. However, earning rates are modest, and some cardholders may struggle to maximize redemptions. Card Rating*: ⭐⭐⭐

*Card Rating is based on the opinion of TPG's editors and is not influenced by the card issuer.

The information for the UBS Visa Infinite Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Before researching the card to write this review, I hadn't seen or heard much about the UBS Visa Infinite Credit Card. I expected that the card wouldn't have much going for it, but I was wrong. Aspects such as price protection and a Priority Pass membership with unlimited guest privileges make it stand out from the crowd.

This card certainly isn't a good fit for everyone, though.

Let's take a closer look at the UBS Visa Infinite Credit Card so you can determine whether it is a good addition to your wallet.

Sign up for our daily newsletter for more TPG news delivered each morning to your inbox.

Who is this card for?

The UBS Visa Infinite charges a $495 annual fee. But the card can be a good option for travelers who can get value from high-end, service-oriented benefits. After all, the UBS concierge can be a great resource. And when you book through the UBS concierge, you can get elite-like perks at select hotel brands. The card also offers some of the most comprehensive travel and shopping benefits that you'll find on a currently-available travel rewards card .

However, the UBS Visa Infinite's earning rates aren't particularly compelling, and the redemption process may be difficult to maximize. So, you'll likely want to pass on this card if you won't get significant value from its perks, if you're looking for a card with lucrative earning rates or want a card that earns transferable points .

Related: 7 premium travel cards that are worth the high annual fee

Welcome bonus

The UBS Visa Infinite Credit Card currently offers a welcome bonus of 25,000 points when you make $3,000 in eligible purchases during the first three months from card account approval. You must call UBS or contact your UBS Financial Advisor to apply for the card. Elevated welcome bonuses are sometimes available to UBS clients when they speak with their UBS financial adviser.

There are many ways to redeem your points, as we'll discuss below. Although you could redeem these 25,000 points for a $250 statement credit or one flight costing up to $350, you'll get the most value when you redeem 50,000 points for one flight costing up to $900. You can expect to redeem your rewards for between 1 cent and 1.8 cents per point, making the welcome bonus worth between $250 and $450.

If you're looking for a premium travel rewards card that's currently offering a higher welcome bonus, consider applying for a card like The Platinum Card® from American Express, Chase Sapphire Reserve or Capital One Venture X Rewards Credit Card.

Related: The best card offers to sign up for this month

Main benefits and perks

UBS loaded its UBS Visa Infinite card with benefits and perks, including some benefits that most other issuers have slashed from their cards. For example, the UBS Visa Infinite still offers unlimited complimentary access to Priority Pass Select lounges for cardholders and an unlimited number of guests after you enroll.

Plus, the UBS Visa Infinite offers excellent shopping protections — including increasingly rare price protection and almost unheard of event ticket protection — when you make purchases with your card:

• Purchase security of up to $10,000 per claim and $50,000 per year.
• Price protection of up to $500 per claim and $1,500 per year.
• Return protection of up to $300 per claim and $1,000 per year.
• Extended warranty service extends warranties of three years or less by up to one year (for up to $10,000 per claim and $50,000 per year).
• Event ticket protection of up to $500 per event ticket, $2,000 per event and $5,000 per year.

The card comes with a $250 airline fee credit, which works similarly to the airline fee credit offered by select Amex cards . The UBS Visa Infinite's airline fee credit is for ancillary airline fees on one qualifying U.S. domestic airline that you've selected. Examples of eligible airline fees include "preferred seating upgrades, ticket change/cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, airport lounge fees and other airline travel fees." Enrollment is required for select benefits.

Cardholders also get access to various travel benefits and perks, including:

• Global Entry or TSA PreCheck application fee statement credit of up to $100 every four years.
• Access to book hotel stays with elite-like benefits through the Visa Luxury Hotel Collection .
• Access to additional elite-like perks, amenities and rates at Leading Hotels of the World, LVH Global, Mandarin Oriental Hotel Group, Marriott International Luminous, Marriott International STARS, Preferred Hotels & Resorts, Relais & Chateaux, Shangri-La, Six Senses , Small Luxury Hotels of the World , Waldorf Astoria and Conrad Hotel & Resorts properties when you book through the UBS Concierge.
• Trip delay reimbursement up to $500 per ticket to reimburse the cost of meals and lodging if a trip is delayed more than six hours.
• Baggage delay coverage up to $100 per day for three days (capped at $300 over 12 months).
• Trip cancellation and trip interruption insurance up to $5,000.
• Lost luggage reimbursement up to $5,000.
• Primary coverage reimbursement for collision or damage, up to the value of most rental cars.
• Roadside assistance up to $50 per event (up to four events per year).
• Paid emergency medical evacuation and transportation coverage up to $100,000.
• Travel accident insurance up to $1,000,000.
• Rental car discounts with Avis, National, Silvercar, Enterprise and Alamo.
• Private aviation benefits with NetJets and Wheels Up.

Finally, cardholders also get access to these other perks:

• UBS Concierge to assist with coordinating travel planning, dining, entertainment, event ticket access and more.
• No additional fee for up to 24 authorized users.
• Use your card at any ATM and pay no cash advance or finance charges (if funds are available in a linked UBS resource management account), plus get unlimited ATM fee rebates on cash withdrawals in the U.S. (up to $10 per transaction).
• Access to the UBS Dining program.
• No foreign transaction fees .

Related: Everything you need to know about the Visa Infinite program's benefits

How to earn points

The UBS Visa Infinite earns 3 points per dollar spent on commercial air travel, 2 points per dollar spent on gas and groceries, and 1 point per dollar spent on all other eligible purchases. Since points are generally redeemable for 1 to 1.8 cents each, you'll get an effective return of 3 to 5.4% on commercial air travel, 2 to 3.6% on gas and groceries and 1 to 1.8% on all other purchases.

There's no cap to the points you can earn. And points don't expire as long as your card is open.

Related: The best credit cards for booking flights

How to redeem points

There are many options for redeeming your points. However, you'll get the most value when you redeem 50,000 points for one flight costing up to $900 through UBS. You can redeem online through UBS Online Services or over the phone with the UBS Rewards Desk, but you'll want to redeem for a flight costing as close to $900 as possible without going over.

Although you can redeem for a ticket costing more than $900, you must pay the price difference using additional points at a rate of 5,000 points per $50. You can only make additional payments with points and you must do so in increments of 5,000 points. But, redeeming for a ticket well under $900 leaves potential value on the table.

Assuming you can find a flight bookable through UBS for just under $900, this means you can get up to 1.8 cents per point. Alternatively, you could redeem 25,000 points through the UBS Rewards Service Center for one flight costing up to $350 — but this would only give you up to 1.4 cents per point.

If you have trouble finding a flight just under $900 or just under $350, there are other redemption options. For example, you can pay with points for travel, gift cards and merchandise. But, these other options generally provide no more than one cent of value per point.

Related: How to decide whether to use cash or miles for airline tickets

How does the UBS Visa Infinite compare?

If you're considering the UBS Visa Infinite, you're likely comparing it against other premium travel cards, such as the Chase Sapphire Reserve and The Platinum Card® from American Express. Here's a table comparing these cards.

Granted, the UBS Visa Infinite and Chase Sapphire Reserve are Visa Infinite cards. But Visa Infinite perks tend to vary across cards . Each of these cards will be the best fit for some cardholders, so you'll need to determine which card is best for you.

Related: Amex Platinum vs. Chase Sapphire Reserve: Which card is right for you?

Bottom line

Despite lackluster earning rates, the UBS Visa Infinite Credit Card provides valuable benefits that may justify its $495 annual fee. From comprehensive travel protections and premium travel benefits to price protection , many of the card's benefits can effectively offset the card's annual fee for certain cardholders.

You're most likely to get significant value from the card if you use the premium travel perks such as private aviation benefits, elite-like amenities at select hotel brands and a knowledgeable concierge.

Taking a hard look at how much you'd use the card's benefits should tell you whether it's worthwhile to add the UBS Visa Infinite Credit Card to your wallet.

For rates and fees of the Amex Platinum Card, please click here.

Skip Links Navigation

This website uses cookies and similar technologies to make it more user friendly and to personalize content and ads. You can manage the use of cookies and other technologies under "Settings". You can find more information about cookies and how they are used here .

Language Selection

Meta navigation

Help-Center

• Block your card
• Address change
• Complaining about transactions
• Credit card limit
• Installment option
• All concerns

SWISS Miles & More Gold

The credit card duo offering enhanced service and more miles: Collect even more award miles every time you make a cashless payment. You receive 5.000 award miles as a welcome bonus and you benefit from comprehensive travel insurance and Sixt Rent a Car membership.

• Up to 2 miles for every CHF 2.– spent
• 5.000 award miles as a welcome bonus
• No expired miles
• SIXT membership
• Travel inconvenience insurance

The travel credit cards for better service and more miles

SWISS Miles & More Gold credit cards guarantee you great worldwide acceptance. With the SWISS Miles & More Gold credit cards you earn up to 2 award miles for every CHF 2 spent 2 . Thanks to numerous benefits, you travel without any worries, safely and in comfort. 

Benefits of the SWISS Miles & More Gold credit cards

Swiss miles & more bonus program .

The SWISS Miles & More frequent-flyer and award program lets you earn miles when you fly or make a purchase. You can redeem these miles on award flights or gifts.

More information about the SWISS Miles & More program

How to redeem your award miles

Earn award miles every time you make a purchase when you use one of our SWISS Miles & More Gold credit cards. The miles are credited to your account and you can redeem them at any time for exciting flights or gifts.

Receive a welcome bonus

New customers receive a one-off welcome bonus of 5.000 award miles for the SWISS Miles & More Gold credit card duo. 

Stop your miles expiring

Award miles are valid for 36 months and expire if they are not redeemed within this period. The SWISS Miles & More Gold credit card duo stops your miles from expiring 3 , provided that you use one of your SWISS Miles & More Gold credit cards at least once a month for purchases that are eligible for miles, and if you have been the cardholder for at least one month.

Earn SWISS Miles & More award miles 

For every CHF 2 spent 2 :

• 2 miles 1  when paying with the SWISS Miles & More American Express® Gold
• 0.8 miles 1  when paying with the SWISS Miles & More Visa Gold
• 0.8 miles 1  when paying with the SWISS Miles & More World Mastercard® Gold

Exchange award miles for Points and Qualifying Points

As a SWISS Miles & More cardholder, you have the chance to exchange up to 25,000 of your award miles for valuable Points and Qualifying Points once per calendar year. 4  You receive 20 Points / 20 Qualifying Points in return for 5,000 award miles.

Travel insurance included

Transport accident insurance for disability or death; covers costs up to a maximum of CHF 700,000

Search, rescue, and recovery costs up to a maximum of CHF 60,000

Travel inconvenience insurance: Covers costs for catering and hotel accommodations up to CHF 150 in the event of delayed flights, flight cancellations, or missed connecting flights; covers costs for clothing and toiletries up to CHF 700 if baggage is delayed by at least six hours

Shopping insurance up to a maximum of CHF 750

Detailed general conditions of insurance for SWISS Miles & More credit cards

Additional insurance options and SWISS travel packages

Additional insurance.

As a SWISS Miles & More Gold credit cardholder, you benefit from special offers on various additional insurance options . 

SWISS Travel Packages 

Together with our partners, we have developed travel packages designed especially for our SWISS Miles & More Gold credit card customers, offering extra comfort and security when traveling and which, as an addition to your card, are available at preferential terms and conditions.

Travel Packages

As a SWISS Miles & More Gold credit cardholder, you receive SIXT Gold membership. Enjoy exclusive advantages from your very first trip with SIXT.

• Double the miles on spending 6
• No rental formalities – convenient and fast rental through your stored customer profile
• Up to 10% discount with Sixt Rent a Car and Sixt Rent a Truck and up to 20% discount on SIXT limousine service
• 4-hour mobility guarantee in the event of breakdown   

Further advantages with SIXT as a Miles & More Gold credit cardholder are:

• SIXT+: a one-off 5,000 award miles and an extra 500 km plus double miles 6  for your car subscription
• SIXT ride: double miles 6  for a trip with SIXT ride

American Express Selects

Exclusive offers (for hotels, restaurants, and shops) available for American Express cardholders.

American Express Selects offers  

Mastercard Priceless Cities 

Priceless® Cities offers Mastercard cardholders completely unique and exclusive experiences. This exciting program is on offer in more than 44 cities worldwide, including London, Paris, Sydney, and New York.

Mastercard Priceless Cities

Swisscard App

The Swisscard app provides you with information about your credit card and payments anywhere and at any time.

You can use your SWISS Miles & More Gold credit cards to make cashless payments with your smartphone or smartwatch. Your SWISS Miles & More Gold credit cards support the following mobile payment solutions: 

Samsung Pay

• Remain financially flexible by choosing to pay in installments 5
• Stay safe while shopping online thanks to 3-D Secure 
• Make contactless payments in shops
• Withdraw cash anywhere in the world 
• Customer service available around the clock 
• Replace cards within 48 hours, wherever you are in the world
• Frequent flyers benefit from favorable conditions

1 With the SWISS Miles & More American Express® Gold, you receive 2 award miles for every CHF 2 spent. With the SWISS Miles & More Visa Gold, you receive 0.8 award miles for every CHF 2 spent. With the SWISS Miles & More World Mastercard® Gold, you receive 0.8 award miles for every CHF 2 spent. 2 Except for fees, interest, back-charges, cash withdrawals, payments for bank transfers and currency exchanges (also into monetary surrogates such as cryptocurrencies, Traveler Cheques, topping up cashless payment methods etc.) as well as payments to securities brokers, payments for services associated with the card (e.g. optional insurance) and any gaming or similar gambling transactions.         3 You can find the exact terms and conditions governing the expiry of miles here . 4 You can find the exact terms and conditions about the exchange of miles here . 5 You can find the exact terms and conditions about the installment facility here . 6 You can find the exact terms and conditions about the SIXT partner Programm here

Documents and links

• Factsheet SWISS Miles and More Gold
• Miles & More programme

Apply for SWISS Miles & More credit cards & benefit

UBS key4 credit card

Border-free, cash-free, worry-free. Make easy payments worldwide with our credit cards.

Payments abroad? It’s never been so easy.

Exchange rates as attractive as a vacation in the Bahamas – and no processing fees either.

Pay abroad and in foreign online stores with no hidden fees

Full control? Of course.

Receive a push notification if something happens to your card.

Block your card, view current transactions or check your balance.

Pay your monthly bill in full or partial amounts

Fast payments – with benefits? Naturally.

Paying by smartphone is also possible: with UBS TWINT, Apple Pay, Google Pay and Samsung Pay

More about Mobile Payment

“Welcome to UBS KeyClub” means: collect points when shopping and redeem them like cash

More about KeyClub

This card is pretty corny (yes, really!)

Why? Because it’s made from cornstarch (PLA) and contains over 80% renewable materials.

Benefit from additional services

With the ubs key4 credit card, you benefit from discounts on car rental and airport parking. What’s more, Mastercard Priceless® Cities gives you unique offers on trips, hotels, restaurants, museums and much more.

Discover today

When you travel by public transportation, you and your family are automatically insured against accidents, free of charge, provided you paid at least 80 percent of the trip cost with your UBS key4 credit card. We also offer a 24-hour SOS assistance service that provides worldwide medical and legal support, as well as important travel information.

More about insurance

Want more? From trip cancellations to medical treatment and delayed flights: with the optional UBS Travel Insurance Plus, you can insure yourself, your family and all your luggage.

More about travel insurance

How much do the cards cost?

Ubs key4 standard card, new ubs clients.

Price in the first year: CHF 100

Then: CHF 200 per year

Card set for partner: CHF 50 per year

Attractive price (for free up to 25 years, for students up to max. 30 years) with  UBS key4 banking

Existing UBS clients

Attractive all-inclusive price with a UBS me banking package. More information available at ubs.com/bankingpackage

UBS key4 premium card

Price in the first year: CHF 150

Then: CHF 300 per year

Card set for partner: CHF 75 per year

How to get your card

New to ubs.

Open your UBS key4 banking including UBS key4 credit card

As a UBS client without a card

Are you a UBS client but don’t yet have a UBS Credit Card?

As a UBS client with a Classic/Gold Credit Card

• Navigate to “More >  Products > Cards” and select the desired card
• Select “Replace with UBS key4 card”

As a UBS client with a Platinum/Excellence Credit Card

You can also order a UBS key4 premium card free of charge.

Questions? Answers!

UBS key4 cards are the former UBS Global Cards, which have been given a new image and name. All card benefits and prices will remain the same, and existing UBS Global Cards will remain valid. 

• We use the Mastercard® exchange rate plus 0.5% for payments with UBS key4 prepaid and credit cards. There is no additional processing surcharge when using the card to make payments in Swiss francs abroad or in foreign online shops.
• You can easily calculate the exact rate using the Mastercard currency converter .

If you are already a UBS client

To benefit from the attractive exchange rates, simply exchange your main card for a UBS key4 credit card. If you don’t want to exchange your main card, simply order an additional UBS key4 prepaid card in E-Banking. You must meet the following requirements to order a card via Digital Banking:

• You are domiciled in Switzerland
• You are the owner of both a Digital Banking contract and of the corresponding card account.

If not, please contact the hotline .

If you are not a UBS client and would like to open a UBS key4 banking online:

• Minimum age: 18
• Resident in Switzerland
• For students: valid student ID
• For foreigners: residence permit B, C, Ci or L
• Smartphone with a camera and iOS version 13 or higher or Android version 10 or higher
• A stable internet connection

*All documents must be final. This means, for example, that we do not accept any outstanding applications for a foreigner's identity card.

Don’t meet the conditions? No problem.  Arrange an appointment here .

You can only exchange a UBS main card or partner card in CHF for a UBS key4 credit card. Partner cards can only be exchanged after the main card has been exchanged and processed (after one working day). Other cards (additional cards) remain unchanged after the exchange.

Note: If you have a UBS Platinum Credit Card, you will be directed to a form in Digital Banking where you can order an additional UBS key4 premium card . Your main card will not be exchanged.

Only a main card can be exchanged for a new UBS key4 credit card. This means that you can replace your Visa card with a Mastercard if necessary.

• Yes. As long as the credit check was successful, the card will be issued immediately after opening the account and will be available in the App.
• Simply add your card to a digital wallet on your smartphone and it's ready to use.
• You’ll receive your physical card by post a few days after opening your account.

If you have a UBS key4 premium card, you can activate your Priority Pass digital membership card online.

This website uses cookies to make sure you get the best experience on our website. You can find more information under the Privacy Statement  and our  cookie notice . You are free to change your cookies' settings in the privacy settings.

You are now on the English website

Once you are done reading, you can return to the previous page by using your browser's back button.

Select your domicile

• North America
• Asia Pacific
• Middle East & Africa
• Latin America
• Netherlands
• Switzerland
• United Kingdom
• United States
• Mainland China
• Hong Kong SAR
• New Zealand
• Philippines
• Saudi Arabia
• South Africa
• United Arab Emirates
• More branches and offices in Middle East Africa

Your UBS Concierge is always at your service: 877-375-1172 or [email protected] .

American Express is a federally registered service mark and is used pursuant to a license.

The UBS American Express Card is issued and administered by Barclays Bank Delaware.

Visa Signature is a registered service mark of Visa International. The UBS Visa Signature credit card is issued by Barclays Bank Delaware pursuant to a license from Visa U.S.A. Incorporated.

All other trademarks, registered trademarks, service marks and registered service marks are of their respective companies.

Please see the terms and conditions  for details.

• Health Insurance
• Supplemental Health Insurance
• Supplemental Hospital Insurance
• Life Insurance
• Legal Insurance
• Travel Insurance
• Rental Deposit Insurance
• Pet Insurance
• Insurance News
• Insurance Forum
• Insurance Magazine
• Insurance Calculators
• Savings Accounts
• Private Accounts
• Banking Bundles
• Business Accounts
• Credit Cards
• Business Credit Cards
• Prepaid Cards
• Banking News
• Banking Forum
• Banking Magazine
• Savings & Interest Calculators
• Mortgage Interest Rate Assistant
• Mortgage Calculators
• Personal Loans
• Business Loans
• Car Leasing
• Loan & Leasing Calculators
• Loans & Mortgages Forum
• Ratings of Swiss Banks
• Online Trading
• Forex Trading
• CFD Trading
• Asset Management
• Medium-Term Notes
• 3a Retirement Accounts
• Retirement Funds (3a & Vested Benefits)
• Vested Benefits Accounts
• Retirement Calculators
• Investing & Retirement Forum
• Investment & Retirement Magazine
• Trading Calculators
• Mobile Plans
• Internet Plans
• Landline Phone Plans
• Bundled Telecom Plans
• Video Streaming
• Music Streaming
• Telecom News
• Telecom Forum
• Telecom Magazine
• Telecom Calculators
• Accounts & Cards
• All Articles
• New in Switzerland
• About moneyland.ch
• Independence
• Advertising
• Moneyland Analytics
• Privacy Policy
• All Comparisons
• All Calculators
• Young Adults

Prepaid card

UBS World Mastercard Gold

Gold credit card

Private account necessary

With bonus points

Two-card set with Visa Gold.

Customer satisfaction

Annual fee for partner card set: CHF 50 (Note: Standard set already includes 2 cards.).

UBS KeyClub program: You earn 4 KeyClub points per 1000 Swiss francs in purchases charged.

Up to 15% discount on standard rentals from Europcar.

Standard Priority Pass membership (discounted entry to participating airport lounges).

Parking at Zurich and Geneva airports: 10% discount.

Coverage of up to 600,000 Swiss francs in the event of death or permanent disability.

Up to 60,000 Swiss francs of search, rescue and repatriation costs covered per incident and year.

Collision and loss damage waiver of up to CHF 10,000 Swiss francs per incident.

Differences between purchase prices and lower offers reimbursed up to 2000 Swiss francs per year.

More products

View portrait.

• Experts and Editorial Team
• moneyland.ch Founders
• Partnerships
• Calculators
• Bank Packages
• Fixed Deposits
• Home Telecom Packages
• Compulsory Health Insurance
• Security Deposit Insurance
• Pillar 3a Accounts
• Retirement Funds

moneyland.ch is Switzerland’s independent online comparison service covering banking, insurance and telecom. Contact us

Skip Links Navigation

This website uses cookies and similar technologies to make it more user friendly and to personalize content and ads. You can manage the use of cookies and other technologies under "Settings". You can find more information about cookies and how they are used here .

Language Selection

Meta navigation

Help-Center

• Block your card
• Address change
• Credit card limit
• Complaining about transactions
• All concerns private customer cards
• All concerns business customer cards

Login private customers

• Swisscard Web Services

Login business clients

• Company Online
• American Express @work
• American Express billing support files
• American Express vPayment account
• American Express myaccount
• American Express Reconciliation account
• American Express BTA online

Merchant Login

• American Express myAccount (merchant)

Travel Insurance

Travel offers plenty of variety, exciting experiences and unexpected moments. With the Travel Insurance from Swisscard, you and your family receive additional convenience and protection in emergency situations at home and abroad. Make use of our offer and enjoy relaxed travel.

The advantages of Travel Insurance

• Comprehensive cover for the whole family on trips
• Unbeatable value for money thanks to the Swisscard collective insurance agreement
• Easy monthly payment charged from your card
• No card payment necessary to benefit

Choose your insurance

• Maximum benefit per insured event*:
• Travel Cancellation and Curtailment Insurance: CHF 6 000.–
• Luggage Insurance: CHF 2 000.–
• Repatriation cover: CHF 200 000.–
• Travel Inconvenience Insurance: CHF 800.–
• Travel Cancellation and Curtailment Insurance: CHF 12 000.–
• Luggage Insurance: CHF 4 000.–
• Repatriation cover: CHF 400 000.–
• Travel Inconvenience Insurance: CHF 1 600.–
• Travel Cancellation and Curtailment Insurance: CHF 18 000.–
• Luggage Insurance: CHF 6 000.–
• Repatriation cover: CHF 600 000.–
• Travel Inconvenience Insurance: CHF 2 000.–

Insurance benefits*

This insurance is only valid for people who have their permanent place of residence or usual abode in Switzerland.

The person who has taken out the collective insurance agreement with Swisscard is insured (principal cardholder). The following people are also insured in addition to the principal cardholder:

• Additional cardholder
• Spouse or cohabiting partner
• The principal or additional cardholder’s minor children and minor foster children (regardless of whether they live in the same household with the principal/additional cardholder)
• The following people living in the same household with the principal or additional cardholder: parents, grandparents, adult children and grandchildren

We reimburse your travel costs* if, for example, you cannot commence the trip or have to curtail it early due to one of the events below:

• Serious illness, accident or death (of a person close to you too)
• Strikes, unrest or extreme weather conditions (e.g. hurricanes or volcanic eruptions)
• Damage to property at home (e.g. fire, theft)
• Termination of employment through no fault of your own

This list is not exhaustive.

* For example, the actual cancellation costs incurred for flights, hotels, rental cars, etc., costs for temporary return home or additional costs due to delayed commencement.

Your personal luggage is covered against theft, damage and loss during the trip at its replacement value and without any excess.

For example, in the event of serious illness, accident or death during travel (this list is not exhaustive) we cover the costs for:

• repatriation to your residence,
• transport to the nearest suitable hospital for treatment,
• travel costs for a person close to you,
• search and rescue operations.

Delayed flight? Luggage not arrived? You enjoy the following insurance coverage with the following inconveniences during your trip:

• If a flight is canceled or delayed by at least 4 hours, you are reimbursed the costs for food and drink, hotel accommodation and alternative transport up to the following sum:
• Classic option: CHF 200
• Premium option: CHF 400
• Exclusive option: CHF 800
• If your luggage is delayed by at least 6 hours on the outbound flight, you are reimbursed the costs for purchasing any necessary clothing and toiletries up to the following sum:
• Classic option: CHF 400
• Premium option: CHF 800
• Exclusive option: CHF 1,000
• If your luggage is delayed by at least 48 hours on the outbound flight, you are reimbursed the costs for purchasing any necessary clothing and toiletries up to the following sum:
• Classic option: CHF 800
• Premium option: CHF 1,600

* Please refer to the registration form and General Terms and Conditions of Insurance for the full benefits and details regarding the individual insured risks.

Documents for the travel insurance

• Application