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Travel money cards with the lowest fees

We look at seven travel money cards from the big banks and airlines..

Prepaid travel money cards are offered by major banks, airlines and foreign exchange retailers like Travelex. Before travelling overseas, you load money into the card account, which locks in the exchange rate for foreign currencies at that time.

You can then use the card for purchases and cash withdrawals just like a debit or credit card, usually wherever Visa and Mastercard are accepted.

You can reload money on-the-go via an app or website, and if the card is lost or stolen, it can be replaced (usually at no cost to you).

Prepaid travel money cards also give you assurance that you're not handing the details of your everyday banking account to merchants you're not familiar with, and they provide easy access to cash when you want some, says Peter Marshall, head of research at money comparison website Mozo .

CHOICE tip: Travel money cards are best for longer trips. They're usually not worth your while if you're only taking a short trip, as some have closure, cash out and inactivity fees.

Travel money card fees

A major difference between prepaid travel cards and debit or credit cards is their fees. Some costs aren't immediately apparent, such as hefty margins built into the exchange rates.

And although fees have come down since we looked at these cards two years ago, you still need to watch out for:

fees to load the card – either a percentage of the total or a flat fee
ATM withdrawal fees
a cross currency fee or margin when you use the card in a currency you haven't preloaded
further fees if you close the account or haven't used the card for a period of time.

Travel money card with the lowest fees and best exchange rate

Westpac worldwide wallet.

Westpac closed its Global Currency Card in July 2021 and offers its new card in partnership with Mastercard. It's also available from Bank of Melbourne and BankSA.

Currencies: AUD, USD, NZD, EUR, GBP, SGD, THB, JPY, HKD, CAD, ZAR.

Key features:

No loading, reloading, closing or inactivity fees.
Free to use it in network ATMs in Australia and partner ATMs overseas in a range of countries including the UK, US and New Zealand.
A charge applies at non-Westpac and non-partner ATMs in Australia and overseas.
Best exchange rates for the US dollar, the Euro and GBP in our comparison.*
The only card that lets you preload the South African rand.

Other travel money cards

Next to the Westpac Worldwide Wallet, there are six other travel money cards available.

Australia Post Travel Platinum Mastercard

Available online or at post offices.

Currencies : AUD, USD, NZD, EUR, GBP, SGD, THB, JPY, HKD, CAD, AED.

Fee to reload the card via BPay, debit card or instore, but free via online bank transfer.
Closure fee.
Fees for ATM withdrawals in Australia and overseas.

Cash Passport Platinum Mastercard

It's issued by Heritage Bank and is available online and from a number of smaller banks and credit unions (like Bendigo Bank and Bank of Queensland) as well as travel agents.

Fee to reload with a debit card or instore, but free via BPay.

CommBank Travel Money Card

CommBank Travel Money Card (Visa)

As NAB and ANZ have closed their travel money cards, this is the only other travel money card available from a major bank. This card has the largest variety of currencies that can be preloaded.

Currencies : AUD, USD, NZD, EUR, GBP, SGD, THB, JPY, HKD, CAD, AED, VND, CNY.

Fee if you make a purchase with currencies not preloaded.
Fee for withdrawals at overseas ATMs.

Qantas Travel Money Card

Qantas Travel Money Card (Mastercard)

The only travel money card offering from an airline. It can be added as a feature to your Qantas Frequent Flyer card, so you don't need a dedicated card, and you can earn points using it.

Free to reload via bank transfer or BPay, but there's a reload fee if using debit card.

Travelex Money Card

Travelex Money Card (Mastercard)

Travelex is an international foreign exchange retailer. In Australia, it operates more than 140 stores at major airports and shopping centres, across CBDs and in the suburbs. It was the card with the best exchange rate for New Zealand dollars.*

Currencies : AUD, USD, NZD, EUR, GBP, SGD, THB, JPY, HKD, CAD.

Fees :

Load fee instore, but free via Travelex website or app.
Reload fee instore or via BPay, but free via Travelex website or app.
Closure fee and monthly inactivity fee (if not used for 12 months).

Travel Money Oz Currency Pass

Travel Money Oz Currency Pass (Mastercard)

The Travel Money Group is owned by Flight Centre and is a foreign exchange retailer.

Reloading the card via an online bank transfer or instore is free, but there's a fee if you reload via BPay, debit card or credit card.
Cash out (closure) fee.

Travel money card tips

Make sure the card allows the currencies you'll need, and also consider stopovers. For example, the South African rand is only supported by the Westpac card.
Try to load your card with the right currencies and amounts on days with good exchange rates.
Make sure you know how to reload your card if you run out of funds while overseas.
It may be more convenient to choose a card that has an app that can be linked to your bank account.
Avoid loading more money than you'll need as there may be fees and exchange rate margins to get the unused money back.
Remember to cancel the card once you're finished your trip, especially if it has inactivity fees.
Be mindful that you still may need a credit card, as travel money cards may not be accepted as security for hotels and car rental agencies.

Stock images: Getty, unless otherwise stated.

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Travel Money Oz Currency Pass Review

Learn about Travel Money Oz Currency Pass in this review to help you decide whether this card is best for your overseas travels or online purchases.

Lock in exchange rate
Load up to 10 currencies
Order online or in store for free
Purchase insurance with card
24/7 Customer Service
Withdraw from any Mastercard ATM

It also replaces Travel Money Oz's previous Key to the World Currency Card, with lower fees and improved accessibility for greater convenience. You can still use your Key to World Currency Card until your card expiry date, but it will be unavailable for new applications.

Pros and cons of using Travel Money Oz Currency Pass

Access. Travel Money Oz has a large network of 130+ stores that open late. Free in-store reloads.
Secure. You don't have to worry about carrying cash for purchases on your journey. PIN and chip protection. Plus 24/7 Global Assistance.
Good Exchange Rates. Get a better exchange rate than your bank for 10 major currencies. Lock in the exchange rate when you load your card.
ATM Fees. Travel Money Oz charge various amounts for international ATM withdrawals. There is a 2.95% fee for Australian ATM withdrawals.
Multi-currency conversion fees or "Spend Rate". If you spend using a currency not loaded, you get hit by unknown exchange rate fees set by Mastercard.

The Currency Shop Says: Why should we consider the Travel Money Oz Currency Pass

It's convenient in so many ways. You essentially get a digital wallet for multiple currencies, which makes it a safer option than carrying loads of cash on you.

You also don't have to worry about converting money at ridiculous exchange rates. Nor will you have the hassle of finding a money exchange at your travel destination.

However, there is always a higher price for convenience. And the Travel Money Oz Currency Pass is no different.

If you're an organised traveller moving between multiple popular destinations, you might find Travel Money Oz's Currency Pass handy. If this doesn't sound like you, check out other travel money card options. You might find one that is better for your needs. Or you might even find using a debit or credit card more suitable.

Travel Card Promo Code

The Currency Shop has partnered with Travel Money Oz to offer a promo code.

Save up to 40 US dollars when you load a Travel Money Oz Currency Pass Card
Promo codes can be used online or in-store
Applies to the most popular currencies like USD, EUR, GBP, NZD, CAD, HKD, JPY, SGD and THB
A customer can only redeem this offer once
Promo code cannot be used for cash
For a limited time only

Click here for all the terms and conditions

Learn More About the Offer

Currencies and Countries

Australian Dollars (AUD)
US Dollars (USD)
British Pound (GBP)
New Zealand Dollars (NZD)
Canadian Dollars (CAD)
Thai Baht (THB)
Singapore Dollars (SGD)
Hong Kong Dollars (HKD)
Japanese Yen (JPY)

How Travel Money Oz Currency Pass Works

1. Order your card

Order your Travel Money Oz online, over the phone (up to 2 weeks) or in your local store (instant)
Make an initial load amount of A$20 minimum (up to A$100,000 maximum)

2. Pick up your card

Pick up your card from any of the Travel Money Oz stores or wait for it to arrive by mail

3. Register

Activate your card in store or online by registering your card to manage your account

4. Load/Reload

Load or reload onto your card online, over the phone or via the Travel Money Oz app

Online Tools

Save time and let our online tools crunch the numbers for you.

Currency converter

Burning to know what the exchange rate is? Check today’s exchange rate on any amount.

View tool ⟶

Travel money comparison tool

Heading overseas? Find the best rates for exchanging currency online or find a store near you.

Knowledge centre

Learn the ins and outs of currency

Money transfer comparison tool

Finding the best deal can be nightmare. We bring together all your options by highlighting the fees and rates.

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Australian Dollars

Get the best Australian dollar exchange rate

Compare the latest Australian dollar exchange rates from the UK's best currency providers

Best Australian dollar exchange rate

While it's not considered to be a major world currency like euros or US dollars, the Australian dollar is still widely traded on the global financial markets especially in commodities like minerals and metals where Australia is a major exporter. Australia's economy is considered to be very stable and you'll find that dollars are widely stocked and available in all reputable bureau de change here in the UK.

If you're travelling to Australia, it's important to shop around and compare currency suppliers to maximise your chances of getting a good deal. We can help you to find the best Australian dollar exchange rate by comparing a wide range of UK travel money suppliers who have Australian dollars in stock and ready to order online now. Our comparisons automatically factor in all costs and commission, so all you need to do is tell us how much you want to spend and we'll show you the top suppliers who fit the bill.

Compare before you buy

Some of the best travel money deals are only available when you buy online. By using a comparison site, you're more likely to see the full range of deals on offer and get the best rate.

Order online

Always place your order online, even if you plan to collect your currency in person. Most supermarkets and high street currency suppliers offer better exchange rates if you order online beforehand.

Combine orders

If you're travelling with others, consider placing one large currency order instead of buying individually. Many currency suppliers offer enhanced rates that improve as you order more.

The best Australian dollar exchange rate right now is 1.8644 from Travel FX . This is based on a comparison of 16 currency suppliers and assumes you were buying £750 worth of Australian dollars for home delivery.

The best Australian dollar exchange rates are usually offered by online travel money companies who have lower operating costs than traditional 'bricks and mortar' stores, and can therefore offer better currency deals than their high street counterparts.

For supermarkets and companies who sell travel money online and on the high street, it's generally cheaper to place your order online and collect it from the store rather than turning up out of the blue and ordering over the counter. Many stores set their 'walk-in' exchange rates lower than their online rates because they can. By ordering online you're guaranteed to get the online rate and you can collect your order from the store as usual.

Australian dollar rate trend

Over the past 30 days, the Australian dollar rate is up 0.66% from 1.8644 on 4 Jun to 1.8767 today. This means one pound will buy more Australian dollars today than it would have a month ago. Right now, £750 is worth approximately $1,407.53 which is $9.23 more than you'd have got on 4 Jun.

These are the average Australian dollar rates taken from our panel of UK travel money providers at the end of each day. You can explore this further on our British pound to Australian dollar currency chart .

Timing is key if you want to maximise your Australian dollars, but the best time to buy will depend on the current market conditions and your personal travel plans.

If you have a fixed travel date, you should start to monitor the Australian dollar rates as soon as possible in the period leading up to your departure so that you've got time to buy when the rate is looking favourable. For example, if the Australian dollar rate has been steadily increasing over several weeks or months, it could be a good time to buy while the rate is high.

Some people prefer to buy half of their Australian dollars as soon as they've booked their holiday, and the remaining half just before they depart. This can be a good way of maximising your holiday money if the exchange rate continues to rise after you've bought, but will also help to minimise your losses if the rate drops.

You could also consider signing up to our newsletter and we'll email the latest rates to you each month.

If you need your Australian dollars sooner and don't have time to wait for the rates to improve, you can still save money by comparing rates from a range of different providers before you buy. Online travel money suppliers usually have better Australian dollar rates than high street exchanges, but supermarkets are a good compromise if you want to collect your currency in person and still get a decent rate. Just remember to buy or reserve your Australian dollars first before you collect them from the store so you benefit from the supplier's better online rate.

Australian dollar banknotes and coins

One Australian dollar ($) can be subdivded into 100 cents (c).

There are five denominations of Australian dollar banknotes in circulation: $5, $10, $20, $50 and $100; and six coin denominations: 5c, 10c, 20c, 50c, $1 and $2.

As you'd expect, the Aussies have a plethora of nicknames for their currency. Most of the names refer to the bright colours of the banknotes; the pink 5-dollar note for example has at least 14 nicknames including 'fairy floss', 'pink snapper', 'prawn', 'piget' and 'rasher'.

In 2016, over 70,000 people signed a petition to officially rename the country's currency to 'dollarydoos' after the term was used in an iconic episode of The Simpsons. Sadly, the Reserve Bank of Australia declined the change, but you may still hear it used informally in conversations.

There's no evidence to suggest that you'll get a better deal if you buy your Australian dollars in Australia. While there may be better exchange rates available in some locations, your options for shopping around may be limited once you arrive, and there's no guarantee the exchange rates will be any better than they are in the UK.

Exchange rates aside, here are some other reasons to avoid buying your Australian dollars in Australia:

You may have to pay commission or other hidden fees to a currency exchange that you wouldn't have paid in the UK
Your bank may charge you a foreign transaction fee if you use it to buy Australian dollars when you're abroad
It can be harder to spot scammers and fraudulent currency exchanges in Australia

Lastly, it can be handy to have some cash on you when you arrive at your destination so you can pay for any immediate expenses like food, transport and tips. You don't want to be searching for the nearest currency exchange when you've just landed and you're desperate for a cup of tea - or a cocktail!

Tips for saving money while visiting Australia

Australia is generally considered to be an expensive holiday destination for British travellers due to the country's distance from the UK and the overall cost of living in Australia. Unsurprisingly, Sydney and Melbourne are ranked among the most expensive cities to visit, while Adelaide, Perth and Cairns can be more budget-friendly alternatives.

Research your accommodation: Branded hotels and resorts will always be more expensive than budget hotels and guest houses, especially in big cities and tourist hotspots. In rural areas, farm stays provide a unique opportunity to experience life on a working farm at a fraction of the cost of staying in a hotel. Or, if you're travelling on a shoestring, you'll find plenty of campgrounds and backpacker lodges dotted across the country which offer an inexpensive place to stay.
Use public transport: Busses and trams offer affordable travel around built-up areas, and ferries are part of the public transport system in waterfront cities such as Sydney, Brisbane and Perth. Train fares can be expensive if you're travelling long distances, but light rail options are available at more affordable prices, particularly on specific routes like the Gold Coast Light Rail in Queensland.
Plan your itinerary: There's no shortage of free attractions and activities in Australia. From Bondi Beach in Syndney to Surfers Paradise on the Gold Coast; Australia is famous for its stunning beaches, all of which are free to use and enjoy. Or, if sunbathing isn't your thing, you can explore Australia's pristine natural landscapes and diverse wildlife at any of Australia's national parks and botanical gardens. Popular options include the Royal National Park in New South Wales, Daintree Rainforest in Queensland and Royal Botanic Gardens in Sydney. In larger cities like Sydney and Melbourne, look out for free walking tours guided by local volunteers who share insights about the city's history, culture, and landmarks.
Find discount vouchers: Many tourist attractions and activities offer discount vouchers and codes that can save you money on entry fees and other perks. Look for vouchers online; sign up to newsletters and follow the social media accounts of places you're planning to visit.
Eat like a local: Cafes and bakeries offer reasonably-priced breakfast and lunch options such sandwiches and pastries if you're looking for a quick inexpensive meal. Many cafes and restaurants also offer lunchtime specials during the week where you can grab a discounted meal which usually includes a drink. Asian restaurants and takeout places, especially those serving Chinese, Thai, and Vietnamese can be budget-friendly options for an evening meal. Look for local, family-owned establishments for authentic flavors at lower prices, and "BYO" restaurants which allow you to bring your own alcohol to save money on dining out.
Take cash: Using cash will help you to stick to a budget more easily than paying by card, and you'll also avoid foreign transaction fees. If you do take a card with you, look out for ATMs that are affiliated with your UK bank to avoid ATM fees, and if you're asked whether you want to pay in pounds or Australian dollars - always choose Australian dollars. If you pay in pounds the merchant can set their own exchange rate which won't be in your favour.

Choosing the right payment method

Sending money to a company you might not have heard of before can be unsettling. We routinely check all the companies that feature in our comparisons to make sure they meet our strict listing criteria, but it's still worth knowing how your money is protected in the unlikely event a company goes bust and you don't receive your order.

Bank transfer

Your money is not protected if you pay by bank transfer. If the company goes bust and you've paid by bank transfer, it's unlikely you'll get your money back. For this reason, we recommend you pay by debit or credit card wherever possible because they offer more financial protection.

Debit cards are the most popular payment method and they offer some financial protection. If you pay by debit card and the company goes bust, you can instruct your bank to make a chargeback request to recover your money from the company's bank. This isn't a legal right, and a refund isn't guaranteed, but if you make a chargeback request your bank is obliged to try and recover your money.

Credit card

Credit cards offer full financial protection, and your money is protected by law under Section 75 of the Consumer Credit Act. Section 75 states that your card issuer must refund you in full if you don't receive your order. Be aware that many credit cards charge a cash advance fee (typically around 3%) for buying currency, so you may have to weigh up the benefits of full financial protection with the extra cost of using a credit card.

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Understanding Travel Money Oz: All You Need To Know

Last updated May 13, 2024
Difficulty Intemediate

Category Travel

Are you planning a trip down under? If so, it's important to understand the currency and money exchange options available to you. One popular money exchange service in Australia is Travel Money Oz. In this article, we will take a closer look at what Travel Money Oz is all about and provide you with all the information you need to know before using their services. So, whether you're a seasoned traveler or a first-timer, stay tuned to learn more about Travel Money Oz!

What You'll Learn

Introduction to travel money oz, currency exchange services offered by travel money oz, benefits of using travel money oz for your travel needs.

How to access and use Travel Money Oz's services?

Travel Money Oz is a well-known provider of foreign currency exchange services in Australia. With a nationwide network of stores and a user-friendly online platform, Travel Money Oz makes it easy for travelers to access and manage their money when they are overseas.

Whether you are planning a leisurely vacation, a business trip, or an adventure-filled backpacking journey, having the right travel money options is essential. Travel Money Oz understands this and offers a range of services to help make your travels hassle-free.

One of the key services offered by Travel Money Oz is foreign currency exchange. They provide competitive exchange rates for over 60 currencies, making it convenient for you to exchange your Australian dollars for the currency of your destination. You can do this either through their online platform or by visiting one of their physical stores.

In addition to foreign currency exchange, Travel Money Oz also offers a range of travel cards. These cards are a convenient and secure way to carry and manage your money while traveling. With a travel card, you can load and lock in exchange rates for multiple currencies, avoid ATM fees, and easily keep track of your expenses. Travel Money Oz offers a variety of travel card options, including popular brands such as the Qantas Travel Money Card and the Velocity Global Wallet.

To make the process even easier, Travel Money Oz provides expert advice and guidance to help you make the right choices for your travel money needs. Their knowledgeable staff can answer any questions you may have, provide insights on the best currencies to carry, and offer tips for saving money while abroad.

If you prefer online convenience, Travel Money Oz also offers an online currency converter and rate alert service. With the currency converter, you can easily check the current exchange rates for different currencies. The rate alert service allows you to set notifications for your desired exchange rate, so you can be notified when it becomes available.

Whether you choose to visit a physical store or use their online platform, Travel Money Oz prioritizes convenience and security. They offer flexible payment options, including cash, EFTPOS, and credit cards. Plus, all online transactions are secured using the latest encryption technology to ensure your personal and financial information is protected.

In summary, Travel Money Oz is a reputable provider of travel money services in Australia. They offer foreign currency exchange, travel cards, expert advice, and online tools to help you manage your money while traveling. With their competitive rates, wide range of currencies, and convenient options, Travel Money Oz is a trusted partner for all your travel money needs.

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Travel Money Oz is a well-known and trusted currency exchange provider in Australia. With over 130 locations across the country, they offer a wide range of currency exchange services to help you get the most out of your travel money.

One of the primary services offered by Travel Money Oz is currency exchange. They buy and sell a wide range of currencies, including major and exotic currencies, at competitive exchange rates. Whether you need US dollars, euros, British pounds, Japanese yen, or any other currency, Travel Money Oz has you covered.

Travel Money Oz also offers a pre-paid travel money card, known as the Key to the World Currency Card. This card allows you to load multiple currencies onto a single card, making it easy to manage your travel expenses. The card can be used at millions of locations worldwide, and you can reload or transfer money between currencies whenever you need to.

In addition to currency exchange and travel money cards, Travel Money Oz also offers other services to help you with your travel money needs. They can issue bank drafts, which are a safe and secure way to make payments and transfer funds overseas. They also provide international money transfers, allowing you to send money to family and friends abroad or pay bills in another country.

Travel Money Oz is known for its excellent customer service and expert advice. Their friendly and knowledgeable staff are always ready to assist you with any questions or concerns you may have. Whether you need help choosing the right currency or understanding the best way to manage your travel money, Travel Money Oz is there to help.

When you visit a Travel Money Oz store, you can expect a quick and hassle-free service. Their locations are conveniently located in shopping centers and airports, making it easy to access their currency exchange services wherever you are.

To ensure that you get the best value for your money, Travel Money Oz offers a "Best Price Guarantee". If you find a better exchange rate elsewhere, they will beat it. This guarantee gives you peace of mind knowing that you are getting the most competitive exchange rate available.

In summary, Travel Money Oz is a trusted currency exchange provider in Australia that offers a range of services to help you with your travel money needs. Whether you need currency exchange, a pre-paid travel money card, bank drafts, or international money transfers, Travel Money Oz has you covered. With their excellent customer service and competitive exchange rates, they are the go-to choice for all your travel money requirements.

Understanding the Travel Document: Visa or Not?

If you’re planning to travel internationally, it’s essential to have a reliable solution for your travel money needs. One popular option is Travel Money Oz, a trusted provider of foreign currency and prepaid travel cards. Here are some key benefits of using Travel Money Oz for your travel needs:

Competitive Exchange Rates: Travel Money Oz offers highly competitive exchange rates, ensuring that you get the most value for your money. With transparent pricing and minimal fees, you can rest assured that you’re receiving a fair deal.
Wide Range of Currencies: Travel Money Oz offers a wide range of currencies in both cash and prepaid travel cards. Whether you’re traveling to popular destinations like the United States, Europe, or Asia, or less common locations, Travel Money Oz has you covered.
Convenient Locations: Travel Money Oz has a network of over 130 stores across Australia, making it easy for you to buy and collect your currency. With locations in major cities and popular tourist destinations, you can access their services conveniently.
Online Ordering: If you prefer to order your travel money online, Travel Money Oz provides a user-friendly online platform. You can easily order your currency in advance and have it delivered to your doorstep or collect it from a store at your convenience.
Prepaid Travel Cards: In addition to cash, Travel Money Oz offers prepaid travel cards, which can be loaded with multiple currencies. These cards are widely accepted worldwide and offer the convenience of contactless payments. They also provide security features and can be easily topped up if needed.
Currency Buyback Program: If you have any leftover currency after your trip, Travel Money Oz offers a currency buyback program. You can sell your unused foreign currency back to them at competitive rates, saving you the hassle of holding onto it.
Travel Money Experts: Travel Money Oz employs experienced travel money experts who can offer advice and guidance on managing your travel finances. They can provide insights and recommendations on currencies, exchange rates, and the best payment methods for your destination.
Price Promise Guarantee: Travel Money Oz offers a Price Promise Guarantee, which ensures that if you find a better exchange rate elsewhere within 30 days of your transaction, they will beat it. This guarantee gives you peace of mind, knowing that you’re getting the best deal available.

When it comes to managing your travel finances, Travel Money Oz is a reputable and reliable solution. Their competitive rates, wide range of currencies, convenient locations, and additional services make them an excellent choice for all your travel money needs. Whether you’re planning a short holiday or an extended trip, be sure to consider Travel Money Oz for an easy and stress-free experience.

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How to access and use travel money oz's services.

Travel Money Oz is a foreign currency exchange provider that offers convenient and reliable services for travellers. Whether you're going on a business trip, vacation, or studying abroad, Travel Money Oz can help you access and use foreign currency easily and efficiently. Here's how to access and use Travel Money Oz's services:

Visit a Travel Money Oz store: To access Travel Money Oz's services, you can visit one of their many stores located throughout Australia. Use their store locator on their website to find the nearest store to you.
Check rates online: Before visiting a store, it's a good idea to check the exchange rates online. Travel Money Oz offers competitive rates for a wide range of currencies. By checking the rates beforehand, you can have an idea of how much foreign currency you'll be able to get for your Australian dollars.
Bring your identification: When visiting a Travel Money Oz store, make sure to bring your valid identification, such as a passport or a valid driver's license. This is necessary to comply with the anti-money laundering regulations and to ensure the safety and security of your transactions.
Inform the staff: Once you're at the store, inform the staff about the type and amount of foreign currency you want to purchase. They will assist you in completing the necessary paperwork and guide you through the process.
Choose your payment method: Travel Money Oz accepts cash, EFTPOS, credit card, and Travel Money Oz Currency Pass as payment methods. Choose the one that suits you best and make the payment.
Collect your foreign currency: After completing the transaction, you will receive the foreign currency you purchased. Make sure to count and verify the amount before leaving the store.
Convert leftover currency: If you have any foreign currency left over after your trip, Travel Money Oz also offers a buy-back service. You can bring your unused foreign currency back to a Travel Money Oz store and they will buy it back at competitive rates.
Additional services: In addition to currency exchange services, Travel Money Oz also offers other travel-related services, such as travel insurance and international money transfers. You can inquire about these services at the store or on their website.

Using Travel Money Oz's services is a convenient and reliable way to access and use foreign currency. By following these steps, you can ensure a smooth and hassle-free experience when dealing with Travel Money Oz. So, the next time you're planning a trip abroad, remember to check out Travel Money Oz for all your foreign currency needs.

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Travel Money Card

Prepaid currency card.

The Travel Money Oz Currency Pass makes bringing your cash overseas simpler and safer than ever.

About Currency Pass

Load up to 10 currencies.

Load your card with USD, EUR, GBP, NZD, CAD, HKD, JPY, SGD, THB, AUD.

Lock in your exchange rates+

When you load your card with the foreign currencies you need, you’ll lock in the exchange rate* before your trip, so any movement in the market won’t impact you.

Easy to reload online

24/7, anywhere in the world quickly and easily by logging in to your online portal, or the Travel Money Oz App. You can also reload by visiting any of our stores.

Order In Store

Order in store.

You can order your card in any of our Flight Centre stores , just bring your Australian passport or driver’s licence with you so we can do a quick ID check.

From there, you can leave the set up of the card to us, and you can get to work loading funds on to your card.

You will be able to purchase an instant issue card (meaning, you can take it away straight away), or order a personalised card (will have your name printed on the front) to be sent to your home address.

Find Closest Store

Order Online

You can order your card and load up funds 100% online. We’ll just need a few personal details for an ID check – then we’ll process the payment and the card is yours! We’ll also set you up with an account on the Travel Money Oz portal, so you can manage your card and load currencies as you like, check your balance and view your transaction history.

Your personalised card will be with you within 2 weeks. To be safe, we won’t take online orders if you’re departing within 14 days. But that’s no issue; you can always visit your local Flight Centre store and arrange an instant-issue card there and then.

Terms & Conditions

Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Currency Pass in conjunction with the issuer, EML Payment Solutions Limited ('EML') ABN 30 131 436 532 , AFSL 404131.

You should consider the Product Disclosure Statement for the relevant product available at Travel Money Oz's website and the Target Market Determination available at https://www.travelmoneyoz.com/travel-money-card/pds before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

+Exchange rates for initial loads and subsequent reloads made using methods available via Travel Money Oz's website will be set at the prevailing exchange rate set out at Travel Money Oz's website at the time of your request, provided you settle the transaction within four hours. Different exchange rates apply for loads initiated using other methods. If you initiate a load or reload other than via Travel Money Oz's website, the exchange rate applied will be the prevailing exchange rate at the time the payment is processed and the funds are received into your facility. For more information on how exchange rates are set and applied, please see the Product Disclosure Statement .

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Flight Centre acknowledges the Traditional Custodians of Country throughout Australia.

*Travel restrictions & conditions apply. Review any specific conditions stated and our general terms at Terms and Conditions . Prices & taxes are correct as at the date of publication & are subject to availability and change without notice. Prices quoted are on sale until the dates specified unless otherwise stated or sold out prior. Prices are per person.

In this guide

Restrictions

Your reviews, ask a question, travel money oz currency pass card review.

Load up to 10 currencies, lock in exchange rates and travel smarter with this prepaid travel card.

What currencies can I load on the Currency Pass card?

You can load and spend in the following 10 currencies:

Great British Pounds
New Zealand Dollars
Canadian Dollars
Singapore Dollars
Hong Kong Dollars
Japanese Yen
Australian Dollars

You can also use the card wherever Mastercard is accepted, but the current exchange rates will apply if you spend in an unsupported currency. If you're using the card to get cash out, you'll also be charged different ATM withdrawal fees depending on which currency you're withdrawing.

How to load and reload funds

You can load a minimum of $20 and can top up your account anytime and anywhere, but the following fees and restrictions may apply:

Online account and Travel Money Oz app. If you reload funds on your card via the online portal or app, you'll be charged 1.1%.
BPAY. For BPAY payments, you can use the biller code 184416 and the 16-digit number on your card. If you reload your card via BPAY, you'll be charged a 1% fee and will take two business days to appear in your account.
Bank transfer. You want to make a bank transfer directly from your own account, you can use the BSB 880-117 and the 9-digit account number from the "My Account" of the online portal. These will take one business day to appear in your account.
In-store. You can reload funds on your card in-store for free at Travel Money Oz, Flight Centre, Travel Associates or Student Flights.

When you load funds on your card and move them into a supported foreign currency, they'll be locked into the current exchange rate.

How to order a Travel Money Oz Currency Pass card

You can order the Travel Money Oz Currency Pass online for free and you'll receive a personalised card within two weeks. If you need your card in less than 14 days, you can order one over the counter at a Travel Money Oz store.

When you apply for the card, you'll be asked to provide some personal details and contacts to meet the necessary identification check.

What if I already have a Travel Money Oz Key to the World Currency Card?

The Travel Money Oz Currency Pass card is replacing the Travel Oz Currency Pass. If you already have a Travel Oz Currency Pass, you can still use it until the expiry date that's printed on the front of your card. This card is no longer available for new applications and you may wish to apply for the Travel Money Oz Currency Pass card instead.

You can use the Travel Money Oz Currency Pass card to spend overseas with ease. As this isn't the only multi-currency prepaid travel card on the market, make sure to compare your options before you apply.

Frequently asked questions

Do i select 'savings' or 'credit' when using this card at an eftpos machine.

Although this isn't a credit card, you'll be required to press 'credit' when you make a purchase. If you select 'savings', it may be declined.

I've lost my card, what should I do?

Australia: 1800 098 231
UK: 0800 056 0572
USA/Canada: 1877 465 0085
Japan: 00531 780 221
Thailand: 001800 442 212
New Zealand: 0800 444 691
Hong Kong: 800 966 321
South Korea: 00798 4434 1279
Other countries: +44 207 694 9404

What if I leftover funds on my card after I return home?

You can either use the remaining funds to make a purchase online or in Australia wherever Mastercard is accepted or withdraw the funds from an ATM. If you want to close the card and cash out the remaining balance of your card, it'll cost you $10.

How much can I load on the card?

You can load a minimum of $20 on your card per load and up to $10,000 via the online portal or up and up to $25,000 per day via BPAY. You can also load up to $100,000 in store, but that's also the limit you can have on the card for a 12 month period.

What is the default currency order?

If you're spending in a foreign currency that isn't loaded or supported by your card, your funds will be taken in the next available currency according to the default order:

Does the card expire?

Yes, each card has an expiry date which is printed on the front of your card. Although you can't use the card once it has expired, you can obtain a refund from any remaining balances on the card.

Travel Money Oz Currency Pass Card information PDF
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February 03, 2019

How can I check the balance on my card and do you have a statement listing my expenses?

February 05, 2019

Thank you for contacting finder .

You may check the balance and transaction history of your Travel Money Oz Currency Pass Card by logging in to your online account at the Travel Money Oz portal. You will have an online account by signing up on the portal and after an ID assessment.

I hope this helps.

Please do not hesitate to reach out again to us if your have additional questions.

Cheers, Ash

August 06, 2018

What is the best travel card to use in Iceland?

Jhezelyn Finder

Hi Nathalie,

Thank you for your comment.

While we do not have a specific page for travel money to Iceland, you may want to compare some alternative travel money that you can possibly use in Iceland.

Most of the tourists to Iceland use credit cards and it is recommended to bring a credit card with no foreign transaction fees. You can check a range of credit cards for overseas spending .

Please make sure though to read the eligibility criteria, features, and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.

Regards, Jhezelyn

Sally McMullen

Sally McMullen was a creative content producer at Finder. Sally wrote about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong. See full profile

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Travelex vs Travel Money Oz vs S Money

Travelex, Travel Money Oz and S Money all allow Australians to buy currency online. But which one is the cheapest?

While S Money has the best exchange rates, it does have a service fee. This means that to find the cheapest option, you need to look at the total cost of the currency including all the fees.

You can either go to each site and get a quote with each company or use an exchange rate comparison table that includes not just exchange rates, but any service fee too.

While price is important, it's not the only difference between these 3 currency exchange services. Here is a better look at each option:

S Money is an online only currency exchange, so they don’t have any bricks and mortar stores. If you order online, you can pick up your currency in the CBD or have it delivered within 20k’s of the city for $19. They are the only money exchange that offer the same exchange rate seen on Google or XE but they do charge a service fee.

How S Money stacks up

S Money doesn't have any retail stores like Travelex or Travel Money Oz. While this helps them offer a better rate, it also means that you can't sell them currency, you can only buy currency. It also means that you have to order and pay for your currency online and can't pick up from the Airport like Travelex.

Online, all 3 companies offer 'click and collect. S Money and Travelex offer delivery unlike Travel Money Oz but with Travelex, you can pick up from Australia Post stores or the airport.

If you are in a hurry, S Money is quicker than Travelex and Travel Money Ozwith most orders delivered or ready for pick up the next day.

Travelex and Travel Money Oz have a much bigger range of currencies so if you are looking for Argentine Peso or Vietnamese Dong, they are a better option.

Travelex is the biggest foreign exchange company in the Australia. They have the biggest range of currencies and collection locations but they aren't aways the cheapest.

Travelex have many locations across Australia. You can order online and collect your currency at a store, an Australia Post office or even the airport. They also offer delivery for online orders.

How Travelex stacks up

Much like Coles and Woolworths, Travelex and Travel Money Oz have a near duopoly in Australia when it comes to currency exchange. So their exchange rates, fees, services and overall offering are very similar.

Compared to S Money, their exchange rates aren't as good but they don't charge a service fee . They have a bigger range of currencies and collection locations including the airport.

Travel Money Oz has dozens of outlets throughout every state in Australia. They are owned by the Flight Centre and have good, personal in-store service.

How Travel Money Oz stacks up

Travel Money Oz is very similar to Travelex. It has a large network of stores. They both allow you to order a large range of currencies online to collect in-store and both are very large reputable companies. Even their exchange rates are very similar. Online, the experience is almost identical.

Compared to S Money, the big difference is their stores. Travel Money Oz has a huge network of bricks and mortar stores where as S Money is purely online. This also means that S Money has better exchange rates and charge a service fee. S Money also offers delivery for online orders which Travel Money Oz is yet to roll out.

Travelex and Travel Money are incredibly similar in most aspects like exchange rates fees and services.

S Money is difference from both companies because they offer the real online exchange rate and don't charge an exchange rate margin. They do charge a service fee though.

All offer online services but S Money has no stores.

You can buy or sell a big range of currencies at Travel Money Oz and Travelex but at S Money you can only buy the most popular currencies like US dollars, euros, pounds and yen.

ASIC regulated

Like all reputable money exchanges, we are registered with AUSTRAC and regulated by the Australian Securities and Investment Commission (ASIC).

S Money complies with the relevant laws pertaining to privacy, anti-money laundering and counter-terrorism finance. This means you are required to provide I.D. when you place an order. It also means the order must be paid for by the same person ordering the currency and you must show your identification again when receiving your order.

Compare and save on travel money

Before you join the jet set, land yourself a travel money deal. Mozo helps you navigate the choppy fees and mountainous exchange rates for the warm, soothing waters of forex, pre-paid travel and credit card deals.

Prepaid travel cards

Travel debit cards, travel credit cards, travel insurance, international money transfers, foreign exchange calculator, who we are and how we get paid.

Our goal at Mozo is to help you make smart financial decisions and our award-winning comparison tools and services are provided free of charge. As a marketplace business, we do earn money from advertising and this page features products with Go To Site links and/or other paid links where the provider pays us a fee if you go to their site from ours, or you take out a product with them. You do not pay any extra for using our service.

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'Sponsored', 'Hot deal' and 'Featured Product' labels denote products where the provider has paid to advertise more prominently.

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Finding the best travel money card for your trip

Going overseas, whether it's to Europe to experience amazing new cultures or just across the ditch for a ramble in the New Zealand wilderness, is always exciting. There are so many places out there to explore it's hard to know where to start! Once you've made the big decision of where to go, there's plenty more to be made. Of all the aspects of planning an overseas trip, organising your travel funds is possibly the most confusing and where you are most likely to occur unexpected fees.

But with a little bit of research and planning - and Mozo's expert advice - you can choose the right travel money option for you. If you are looking for information on transferring money overseas, this section isn’t for you. Instead head on over to our international money transfer page where you can compare rates and providers that offer money transfers from Australia.

Types of travel money cards

Prepaid travel cards .

A popular choice for many Aussies who are jetsetting overseas is purchasing a prepaid travel card, which as the name suggests is when you load foreign money onto the card before you jetset overseas. Prepaid travel cards have the advantage of being a convenient source of money when you're overseas as you can use them just like you use a credit or debit card - they also have credit card-like security usually coming with either Visa or MasterCard’s zero liability policy, which means you are protected against any fraudulent activity if your card is lost or stolen.

Plus you’ll also get the peace of mind of pin number access. Another advantage is you can also choose the best time to purchase foreign currencies to lock in a great currency exchange rate in the lead up to your trip. If you’re heading on a major globetrot to multiple countries, you’ll be happy to hear that many prepaid cards also allow you to load up to five different currencies onto the card.

The disadvantage of travel money cards is the associated purchase and reload fees can be quite high and it can be difficult and/or expensive to get back any 'unused' funds at the end of your trip. Also be mindful that there can be high penalties for cross currency purchases, so it’s wise to only pay using the currency you have loaded onto the card. In summary: they give you globe-trotting ease, but may come at a price. Mozo tip: Look for a prepaid travel card that has a wide overseas ATM network, so you can avoid the cost of high ATM withdrawal fees overseas.

For instance, users of Westpac’s Global Currency Card have fee free cash withdrawals at two million ATMs worldwide from any of Westpac's Global ATM Alliance partners.

Travel credit cards:

Credit cards are many people's' go-to answer for travel money, as an alternative of carrying around cash. When choosing a credit card to pack for your holiday there are three main types of travel friendly cards: Travel credit card : A popular choice for jetsetters is going for a credit card that is specifically designed for overseas travel, with a low or no currency conversion fee that is widely accepted around the world. While travel credit cards are great as you’ll avoid the slap of a high currency conversion fee, be mindful that credit cards aren’t made for ATM withdrawals as you’ll be charged the cash advance rate which is often over the 20% mark and to make matters worse the interest free period doesn’t apply to cash withdrawals. 0% purchase rate credit card : Another option is going for some plastic free of interest for an introductory period. While a 0% credit card deal can be a good choice if you want to shop up a storm overseas and pay back those purchases over a longer timeframe, make sure you can repay the balance in full before the honeymoon period comes to an end because many interest free cards revert to much higher rates. Rewards credit card : For those regular jetsetters, there’s also the option of racking up points fast with a rewards credit card, as many come with extra bonus points per $1 spent in overseas countries.

Plus to top things off many rewards cards are packed with complimentary features, such as travel insurance and concierge. But keep in mind, rewards credit cards are notorious for having high annual fees attached, so you’ll need to make sure the value of the rewards and freebies outweigh this cost. Before you decide to go down the travel credit card path, make sure you have a read of our credit card survival guide , which reveals the potential traps to avoid when using a credit card overseas.

Travel debit cards:

Also known as travel cash cards, a travel debit card is a way of taking your everyday bank account into the big wide world. They share many of the advantages of credit cards, in that they're pin secured and accepted in most places (since they're secured by the same companies e.g MasterCard or Visa), but you’re spending your own money not the banks. So with a debit card, you can avoid coming home to a massive amount of debt.

Many of the better travel card providers also offer fee-free ATM withdrawals around the world and no foreign currency conversion fees, compared to standard debit cards with a 2-3% rate. The only downsides of travel debit cards is that you generally won't earn the same rewards that credit cards can offer. To learn more about the difference between travel prepaid, credit and debit cards, read our travel money 101 guide here .

Kicking off your travel card comparison

With all of these alternatives, it's hard to know what's the best travel money option for you and your holiday. This is where Mozo comes to the rescue! You can compare all of your travel money card options right here on the one site in our prepaid travel card , travel credit card and travel debit card comparison sections - no need to waste time trawling to each provider’s website! Mozo lists all the fees and hidden costs, so you can make an accurate travel card comparison. We also have a great foreign exchange calculator which lets you see what rates the Australian currency converters are offering on four of the major currencies that are popular with Australian travellers - US dollars, British Pounds, Euros and New Zealand dollars. And all this information is presented in an easy to operate chart, so you can quickly know if today's the day you should exchange your mighty Australian dollars for another currency.

Mozo’s top travel money tips…

Let your card provider know you’re heading overseas.

Card providers are constantly on the lookout for any fraudulent activity. So if they suddenly see transactions on your account in an overseas country, they could decide to deactivate your card. To avoid being left without access to your cash, give your provider a quick buzz before you leave.

Take more than one travel money option with you.

You’ve probably heard the disaster travel stories where a traveller is left cashless due to a lost or stolen card. So make sure this isn’t you, by packing at least two travel money options with you. For instance, you could consider bringing a travel credit card with you for all those big purchases over the counter and a prepaid travel money card for your ATM withdrawals. This will give you the peace of mind that if you lost one of your cards, you’ll have a back up travel money card at hand.

Report any unauthorised transactions immediately.

While most travel money cards come with the protection of Visa, MasterCard or AMEX’s zero liability policy, to ensure you’re covered against any fraudulent activity you need to ensure you contact your card provider within a “reasonable period of time.”

Always pay in the local currency.

When you’re overseas and a merchant asks if you would like to pay in AUD, always say no because when you have the currency converted into your local currency you will generally be charged a higher currency conversion rate than your banks.

Want more helpful advice for using a travel money card like a pro? Then reading our handy guide on the top 5 travel money tips should be your next stop.

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TMG_CBA - Best Exchange Rate Infographic_WB_770pxW_v4-01.jpg

Step 1: Do Your Research

This is where you need a bit of time up your sleeve. Just as you took the time to research the best airfare deal for your trip, you should also wise up on where to find the best exchange rate for your foreign currency.

You’re probably aware that exchange rates change from day to day. Experienced travellers know to keep an eye on the morning news for updates on market movements (but keep in mind, the rate on the news is often not the rate available to the public). You can also check out historical rate charts to see if the currency you need has been in an upward or downward trend lately (FYI: this doesn’t mean the currency will sustain that trend – sorry, it’s not as predictable as that!).

If you don’t have time to research exchange rates all day, consider signing up for currency alerts . Designed to keep you in the loop, these alerts allow you choose a currency and your desired exchange rate. Once the currency hits your target exchange rate, we’ll send you an email to let you know.

Step 2: Shop Around

You should always do some online comparisons to check who offers the best deal, and it can’t hurt to call around the banks and foreign exchange businesses to enquire about the current exchange rate. Remember to ask for the total rate you’ll be charged, and not just the exchange rate. Many foreign currency retailers (including banks) display their rate of exchange, but then sneakily add on a commission fee. This means you end up paying more than you thought.

When shopping around, make sure you compare apples with apples – i.e. total exchange rate versus total exchange rate (including any fees). At Travel Money Nz, there are no fees or commissions charged on cash or EFTPOS foreign exchange transactions, so the rate on the board is the rate you’ll get.

Step 3: Avoid Last Minute Airport Exchange Transactions

Airport (1).jpg.

Don’t be that person at the airport running around in a panic trying to find a foreign exchange counter. One of the easiest ways to get a great exchange rate on your travel money is to avoid changing your money at the airport. But yes, this does mean you need to be a little organised and arrange your currency exchange in advance and not leave it to the last minute.

If you’re tempted to exchange your foreign currency at the airport, remember that convenience comes at a cost.

Step 4: Lock In Your Rate With A Travel Money Card

One of the benefits of using a pre-paid travel money card is having the ability to lock in that day’s exchange rate when you load your card*. For example, if you load USD onto your card when the exchange rate works in your favour, it saves that total amount for future spending. Not a bad deal, right?

Using just an ordinary bank card means that on the day you spend or withdraw money, you’ll be charged at that day’s rate. Topping up your pre-paid travel money card in advance of your holiday is a great way to manage the risk of rates going down.

Step 5: Take Advantage Of Our Best Price Guarantee

If you find an overall exchange price that’s better than the rate on offer at Travel Money Oz, we guarantee to beat that price. Some terms and conditions apply to this offer, so check them out on our website.

Bonus: Buy Online

We order our pizzas, groceries and fashion products online, so why not do the same with your travel money? You can often find a great exchange rate on the interwebs, and you don’t even need to worry about when the shops will be open. Simply order from the comfort of your own home and your cash will be delivered safely to a nearby store for you to pick up.

When comparing rates online, be careful to dodge any delivery fees. At Travel Money Oz, you can pick your foreign currency up from any of our stores (3 to 5 business days after you place your order ) and you won’t be charged any delivery fees for your transaction.

Foreign currency can be confusing, and spending your money is far more exciting than actually getting it organised in the first place. But with a little bit of homework and forward-thinking, there are some pretty easy ways you can make sure you get the best exchange rate, leaving you with more cash to splash!

*Lock in your exchange rates mean the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.

Disclaimer: The Multi-currency Cash Passport™ (“Cash Passport”) is an unsecured debt security issued by Travelex Card Services Limited, a member of the Travelex group. Cash Passport is not guaranteed by any member of the Travelex group or any other entity. Before you make a decision to acquire a Cash Passport, we recommend you to read the Product Disclosure Statement which is available free of charge at www.cashpassport.co.nz . MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

This blog is provided for information only and does not take into consideration your objectives, financial situation or needs. You should consider whether the information and suggestions contained in any blog entry are appropriate for you, having regard to your own objectives, financial situation and needs. While we take reasonable care in providing the blog, we give no warranties or representations that it is complete or accurate, or is appropriate for you. We are not liable for any loss caused, whether due to negligence or otherwise, arising from use of, or reliance on, the information and/or suggestions contained in this blog.

Janelle Strickland

Janelle has 6 years of experience working in the travel industry as a digital marketer, with the last two specialising in Travel Money. Coming from a background of Journalism and English, Janelle enjoys writing copy for blogs, websites and social media, and has written guest posts for both Cruiseabout and Travel Money NZ.

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How does the Travel Money Card work?

Load up to 10 x currencies

Load USD, EUR, GBP, NZD, CAD, HKD, JPY, SGD, THB & AUD onto your card.

Lock in your exchange rate

Meaning the day you load your currency, your spending money is set at that rate+

Use it globally

Wherever Mastercard is accepted, your card is accepted; including at ATMs.

Order online

Order Online

Once you're set up online (after an ID check and payment is processed!) you can manage your card, check your balance and transaction history and continue to load spending money all online too. To be safe, we won't take online orders if you're departing within 7 days as the card can take 2-7 days for delivery.

Already have a Currency Card?

If you already have a Travel Money Oz Currency Pass (or Key to the World Currency Card), log in to the Travel Money Oz portal to view your balance, reload and see your transaction history.

Please browse our FAQs .

*Important Information

You should consider the Product Disclosure Statement for the relevant product available at Travel Money Oz's website and the Target Market Determination available at EML Target Market Determinations before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Exchange rates for initial loads and subsequent reloads made using methods available via Travel Money Oz's website will be set at the prevailing exchange rate set out at Travel Money Oz's website at the time of your request, provided you settle the transaction within four hours. Different exchange rates apply for loads initiated using other methods. If you initiate a load or reload other than via Travel Money Oz's website, the exchange rate applied will be the prevailing exchange rate at the time the payment is processed and the funds are received into your facility. For more information on how exchange rates are set and applied, please see the Product Disclosure Statement .

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Most relevant

Traveled the world in 2023 using my…

Traveled the world in 2023 using my travel money Oz bank card. Went to 29 countries and 44 destinations and the card never let me down.So easy to use and could also pull out cash at ATMs if needed. Went to Fiji and Thailand couple months after the world trip and the card worked like a charm in their countries. Although, Thailand most times wanted cash than using a bank card when purchasing items which was ok cause I always took a couple bucks on me just incase I lost the card.Easy to top up funds also from different accounts using money travel Oz phone app. Furthermore, the money travel Oz card automatically converts the currency in each country which made it so simple to use than having a bag full of different currencies.

Date of experience : July 04, 2023

It was great to be able to order the…

It was great to be able to order the currency on line and then go and pick it up. No waiting in line was the best part because there's usually quite a lengthy wait where I get the currency from

Date of experience : July 03, 2024

Poor customer service rendered card useless

I got this 2 days before departing Aust for NZ. I went to register online, but it wouldn't accept my details. Phoned and spoke to someone who confirmed my email address had been entered incorrectly by the kiosk person. It was supposed to be updated within 48-hours, but was not resolved by the time I departed. I tried to contact the company whilst overseas, but with no luck. I've not been able to top up the card from my bank account, so now paying endless conversion fees from my bank card (which I thankfully brought with me).

Date of experience : June 22, 2024

Reply from Travel Money Oz

Hi Rachel, we would love to get this sorted with you, are you able to send our support team an email directly at [email protected]? We want to get you back to enjoying your holiday as quickly as we can!

The staff member was very helpful and…

The staff member was very helpful and friendly, fast and smooth transaction. Im happy and would go again for any future money exchange for travels.

Date of experience : July 02, 2024

Conversion rate is not bad and at par…

Conversion rate is not bad and at par with some of the other exchanges. Turn around time is also not bad. One of the notes was not in a good state that I discovered only after reaching home however they said once the notes are given it’s done and there is no scope to fix it. The store person could be little more engaging for a better customer experience.

Date of experience : July 01, 2024

Hi Ashok, we're so sorry to hear about your experience, and we'd love to discuss it some more, do you mind emailing us at [email protected] so that we can learn how to do better for next time? We'd very much appreciate it!

Fantastic Experience

This was one of the smoothest, friendly and quick money conversion experiences I have ever had. I did go to the kiosk not long after it opened in the morning which meant I was the first customer. Saying that the wonderful agent who assisted me was fabulous. They were efficient, friendly and also very knowledgeable about the currency and country I was going to. By the end of the experience I was even more super excited about my trip.

Date of experience : June 25, 2024

Hi Robyn, what an incredible review! We are so proud of our team for delivering the stellar service and experience we strive for, and we'll be sure to pass on your amazing feedback on to the team, and we hope you have an absolutely unforgettable holiday!

When I tried to purchase USD online

When I tried to purchase USD online, have problems with the identity verification, after drivers licence/passport check, there's only Electoral roll option. However after sending through inquiry, they matched the exchange rate at the store, which is great. Hope Travel Money Oz will upgrade their identity verification process.

Hi Yuin, it's quite unfortunate timing for you, as we did just introduce a new verification method to our online ordering system just today! We're glad you were able to be looked after instore regardless, and we hope next time you try to order online you have a little more success with our new addition!

Michelle helped me to get the best.

Michelle helped me to get the best exchange rate in Midland Gate Shopping Centre. I really appreciate her assistance. Thank you

Date of experience : June 10, 2024

Good customer service

I called every day the Parramatta branch to check on the Japanese yen rate for my trip to Japan. When I decided to drop by the branch, the staff recognised my name and gave me a good rate on the Yen so I rang my family members who are going with me to Japan and they also asked me to buy the Yen for them.

Date of experience : June 13, 2024

Hi Julie, we're so happy to hear we were able to get you, and your family, sorted with your Yen! If there is anything we can do to bump your review up to 5 stars for next time, feel free to email us at [email protected], we'd love the chance to improve!

Gotta be the place to get currency

Gotta be the place to get currency. The rates are really competative, I always get the best rates here at Bondi Beach. Jon is the guy to go to. Very proffesional, efficient and always cheerful. I wouldn't go anywhere else

Date of experience : June 23, 2024

Hi Roy, your review is the kind that we look forward to reading each day! We're so proud of Jon for delivering the kind of service that brings customers like you back every time, and we'll be sure to thank him for his dedication to a great customer experience!

Great to see the option of currency…

Great to see the option of currency exchange at Flight Centre....book a flight and buy foreign currency. The exchange rate is usually competitive and if you are a return customer will usually be looked after.

Hi Glenda, we're so happy to hear you were able to get sorted with flights and cash at the same time! If there was anything we could do to raise your review up to 5 stars for next time, feel free to email us at [email protected] and let us know!

Costa Cruise

Hi. My experience with travel money oz was was great except I wasn't told that it doesn't work on cruises. That caused me great distress. I had to wait for a shore excursion to withdraw cash which cost me extra in fees. I could only get 500 euro out each transaction. If I had of known this I would have bought more cash and had less on the card. Otherwise it worked well. Kind regards Janine

Date of experience : June 15, 2024

Hi Janine, we truly are so sorry to hear our team didn't inform you of this, and we'll be sure to work with them to inform future customers better. We're glad other than this you had a fantastic trip, and we hope you can give us another chance in future!

Simple, easy

Simple, quick, straightforward purchase on some $SN. Definite improvement on the days gone by of the trials of getting travelers cheques

Date of experience : June 04, 2024

Hi David, we remember the dark days and I think everyone agrees that things are so much simpler now! We hope you have a fantastic holiday, and we can't wait to hear all about it when you return!

Very pleased with transaction- rate was…

Very pleased with transaction- rate was good and time to pick up from entering the online order was phenomenal! - around 15 minutes! I had tried previously at another exchange and they gave a very poor rate for cash conversion and Travelex wanted a week to prepare the order which was far too long. Easy pick up - just showed driving licence. Highly recommend

Date of experience : June 18, 2024

Hi David, we're so happy to hear you enjoyed our same day FX Click and Collect system, (world first by the way!), and we were able to be the best option for your needs! We hope you enjoy every minute of your travels, and we can't wait to hear all about it!

Exceptionally fast service.

My main reason to use Travel Money Oz was the fact that the currencies (3 of them) were ready within minutes of me putting in the order. Whereas the other currency exchange agency in the area needed several days to get it ready.

Date of experience : June 19, 2024

Hi Wendy, we're so happy to hear you enjoyed our new (world first!) same day foreign exchange Click and Collect system! We know how stressful preparing to travel can be, who has time to wait 3 days for their cash to be ready? We hope you have a fantastic holiday, and we hope you come back and tell us all about it!

Currency exchange

I had a fantastic experience at Flight Centre Money Oz Galleria. The gentleman assisting me was helpful and efficient. Made me feel like a valued customer ensuring me the best rate possible. We highly recommend this outlet for anyone needing currency services.

Date of experience : June 24, 2024

Hi Carmelina, we pride ourselves on excellent customer services, and competitive exchange rates, and we're so proud of the team at Galleria for delivering both to you! We hope you have an incredible holiday, and we look forward to seeing you soon!

Dealing with a person like Racheal is…

Dealing with a person like Racheal is always a great pleasure the above and beyond approach Keep up the great work

Hi Zak, thanks for the 5 stars! We appreciate your incredible feedback 😊 Thanks, Travel Money Oz

Always the best rate service always…

Always the best rate service always above and beyound amd that why ive been doing my transactions there for 10 years

Hi John, customers such as yourself are our pride and joy! We hope to provide you another 10 years of phenomenal service, and we hope to see you again soon!

Very easy to obtain foreign currency

Paid on the website by credit card.In the FAQ section on the website you say that you can pay by BPAY but I never saw this option when I came to pay.

Date of experience : June 28, 2024

Hi Gary, we are truly sorry that we hadn't updated that section, and have done so now! Thank you so much for bringing this to our attention, and we hope you have an incredible holiday!

You retired the app without a…

You retired the app without a replacement while we’re overseas and can’t login on the website despite giving email verification won’t use again. Terrible 😣

Date of experience : June 21, 2024

Hi James, it was a truly hard decision to retire the old app when we did, but if we hadn't, there would be no way to access your account at all! We are sorry to hear you're having troubles accessing your account still, if you contact our support team at [email protected] we'd be more than happy to help get this sorted for you!

IMAGES

How To Get The Best Exchange Rate
Travel Money Oz
The Ultimate Guide to Foreign Exchange
Travel Money Card
Travel Money Oz
Travel Money Oz

COMMENTS

Travel Money Oz
Compare and buy foreign currency online or in store for 60+ countries. See today's exchange rates, order online and get the best deal with Travel Money Oz.
Travel Money Oz Review Including How to Get a Better Exchange Rate
Compare Travel Money Oz exchange rates online and in-store, and learn how to get a better deal. Find out about their fees, charges, travel card and money transfer services.
Travel Money Oz reviews
Travel Money Oz (Travel Money or Currency Exchange): 3.7 out of 5 stars from 613 genuine reviews on Australia's largest opinion site ProductReview.com.au. Best 2024 Travel Money Cards & Currency Exchanges. ... Travel Oz rate gap between branch and online rate On Thursday, February 8, 2024 at 9.49 am, I exchanged 1497.50 Australian Dollar for ...
Foreign Currency and Travel Money Options
A Travel Money Oz Currency Pass is useful for travellers visiting more than one international destination. It allows you to pre-load a travel card with multiple currencies at a fixed exchange rate, as well as top up the balance of your account on your travels. You can manage your funds online at your convenience and avoid currency fluctuations ...
Travel money cards with the lowest fees
Travel Money Oz Currency Pass (Mastercard) The Travel Money Group is owned by Flight Centre and is a foreign exchange retailer. Currencies: AUD, USD, NZD, EUR, GBP, SGD, THB, JPY, HKD, CAD. Fees: Reloading the card via an online bank transfer or instore is free, but there's a fee if you reload via BPay, debit card or credit card.
Check the Latest Foreign Exchange Rates
Get the most up-to-date currency exchange rates for over 60 countries at Travel Money Oz. Our competitive rates will ensure you get the most out of your travel money. Check out our rates today. Quick Contact . Call us. instant response. 1300 426 997 . Visit us. for a face-to-face chat ...
Travel Money Oz Currency Pass Review
March 16th, 2020. Learn about Travel Money Oz Currency Pass in this review to help you decide whether this card is best for your overseas travels or online purchases. It replaces Travel Money Oz's previous Key to the World Currency Card, with lower fees and improved accessibility for greater convenience.
Foreign Currency Exchange
Exchange foreign currency for 60+ countries with Travel Money Oz - Same day Click & Collect or delivery to home or work. Check out our best currency exchange rates. ... Check out our best currency exchange rates. Quick Contact . Call us. instant response. 1300 426 997 . Visit us. for a face-to-face chat. Find a store . Email us. reply time 24 ...
Get the best Australian dollar exchange rate
The best Australian dollar exchange rate right now is 1.8675 from Travel FX. This is based on a comparison of 16 currency suppliers and assumes you were buying £750 worth of Australian dollars for home delivery.
Understanding Travel Money Oz: All You Need To Know
Currency exchange services offered by Travel Money Oz. Travel Money Oz is a well-known and trusted currency exchange provider in Australia. With over 130 locations across the country, they offer a wide range of currency exchange services to help you get the most out of your travel money.
Travel Money Oz: Everything You Need to Know
Travel Money Oz Currency Pass. The Currency Pass (formerly the Key to the World Currency Card) is a travel money card issued by Travel Money Oz. With it, you can load up to 10 currencies, lock in the exchange rate, and use it like you would a debit card overseas. You can order the card online, through the app, or in-store.
Travel Money Card
Different exchange rates apply for loads initiated using other methods. If you initiate a load or reload other than via Travel Money Oz's website, the exchange rate applied will be the prevailing exchange rate at the time the payment is processed and the funds are received into your facility.
Travel Money Oz Currency Pass Card Review
You can load a minimum of $20 and can top up your account anytime and anywhere, but the following fees and restrictions may apply: Online account and Travel Money Oz app. If you reload funds on ...
Travelex vs Travel Money Oz vs S Money
Even their exchange rates are very similar. Online, the experience is almost identical. Compared to S Money, the big difference is their stores. Travel Money Oz has a huge network of bricks and mortar stores where as S Money is purely online. This also means that S Money has better exchange rates and charge a service fee.
AUD to USD Exchange Rate
The US dollar ($) is subdivided into 100 cents (c). Commonly used coins include 1c (penny), 5c (nickel), 10c (dime), and $¼ (quarter), and rarely used coins include $½ and $1 (so you can just forget about those silly ones unless you're a coin collector).
Travel Money Cards Comparison
Compare travel money cards and foreign currency rates to get the best deal. Mozo, Australia's only travel money comparison site. Top. Advertisement Home loans ... land yourself a travel money deal. Mozo helps you navigate the choppy fees and mountainous exchange rates for the warm, soothing waters of forex, pre-paid travel and credit card deals ...
How To Get The Best Exchange Rate
Discover expert tips and tricks at Travel Money Oz. Quick Contact . Call us. instant response. 0800 732 294 . Visit us. for a face-to-face chat. Find a store . Email us ... One of the easiest ways to get a great exchange rate on your travel money is to avoid changing your money at the airport. But yes, this does mean you need to be a little ...
Currency Converter
Use Travel Money Oz's free currency converter to calculate your exchange rates for over 60 foreign currencies. Order online or visit a store to buy or sell currencies at competitive rates.
AUD Exchange Rate
Travel Money Oz offers fee and commission free currency exchange for Australian dollars and other currencies. Learn about the AUD symbol, coins, banknotes, and where else the AUD is used.
Travel Money: The best foreign exchange rates
Top 5 exchange rate need-to-knows. 1. The RIGHT cards consistently beat travel cash rates. 2. Beware charges for using credit cards to buy your travel money. 3. Avoid the debit cards from HELL - some fine you for spending abroad. 4. Don't let bureaux hold your cash for long - you've little protection.
Travel Money Card
Our Currency Pass prepaid travel money card is one of our favourite ways to holiday. It makes international travel a breeze - you can: Load up to ten currencies. Lock in your exchange rate. Access 24hr emergency assist. And without the hidden nasties. The Currency Pass has: No conversion fees*. No hidden surcharges*.
Travel Money Oz Reviews
I recently bought 600 Fiji dollars from Travel Money Oz while the official exchange rate was around $1.50 fjd. I was shocked to see that the rate offered was $1.254. This is an ENORMOUS profit margin. In Fiji itself I obtained a rate of $1.43.